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Journal articles on the topic 'Lead Bank Scheme'

Author: Grafiati

Published: 2 June 2025

Last updated: 31 July 2025

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1

V.R.Jagtap, V. R. Jagtap, and Dr G. H. Barhate Dr.G.H.Barhate. ""Performance of Lead Bank Scheme in the Thane District.”." International Journal of Scientific Research 3, no. 5 (2012): 382–83. http://dx.doi.org/10.15373/22778179/may2014/118.

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2

Jain, Anupriya. "A Study on the Role of Lead Bank Scheme in the Development of Economy." RESEARCH REVIEW International Journal of Multidisciplinary 4, no. 4 (2019): 115–17. https://doi.org/10.5281/zenodo.2644200.

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The economic development of a country is not possible without a sound system of banking. The banking sector has playing a crucial role in a developing economy. It serves as the engine of growth and development. A number of novel and innovative schemes and programs have been designated and implemented time to time. Among them, Lead bank scheme, 1969 plays a strategic role in the development of Indian economy. This study pointed out the role of Lead Bank Scheme is useful for the development of the economy. The scheme is giving priority to rural and semi urban areas. The function of the lead bank

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M., Bhuvana* Dr. S. Vasantha. "LEAD BANK SCHEME – A STRATEGY FOR ACHIEVING FINANCIAL INCLUSION." Global Journal of Engineering Science and Research Management 3, no. 5 (2016): 145–48. https://doi.org/10.5281/zenodo.53750.

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As per Reserve Bank of India, Financial inclusion can be called as facilitating financial and banking services to the low income group people especially in rural areas in a very low transaction cost. But the presence of Commercial Banks will not be possible in the unreached segments of all the districts in our country. Therefore Reserve bank of India has recommended to adopt Lead Bank Scheme in all the districts of our country to meet the credit needs of the rural people and improve the credit structure in lending priority sectors. This study has investigated the performance of various distric

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T, Ravikumar. "Pradhan Mantri Jan-Dhan Yojana: An Evaluation." Ushus - Journal of Business Management 17, no. 3 (2018): 9–13. http://dx.doi.org/10.12725/ujbm.44.2.

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Financial inclusion is a process of providing access and usage of financial services like savings, credit, insurance and payment facilities by the financially excluded people. Initiatives towards financial Inclusion have been taken by the Government of India which includes priority lending, lead bank scheme, nationalisation of banks, Swabhimaan approach and Pradhan Mantri Jan Dhan Yojna (PMJDY). This article evaluates Pradhan Mantri Jan-Dhan Yojana scheme critically and its difference with a previous similar scheme. 

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Sahadewo, Gumilang Aryo, Bernardinus Maria Purwanto, and Rimawan Pradiptyo. "Does a deposit insurance scheme induce moral hazard among bankers? Evidence from an experiment with bankers." Gadjah Mada International Journal of Business 20, no. 3 (2018): 353. http://dx.doi.org/10.22146/gamaijb.38873.

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The implementation of a deposit insurance scheme entails a trade off. On one hand, as shown in theoretical and empirical studies, a deposit insurance scheme reduces the likelihood of a bank run. On the other hand, a deposit insurance scheme induces moral hazard among bankers that may lead to bank failures. We rigorously test the effect of different deposit coverage limit and the implementation of a differential premium treatment on bankers’ behaviors in the deposit and credit market. We do so by designing a laboratory experiment that involves real bankers as participants. We find that the cove

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KAMBALE, P. S., M. G. LAGARE, and A. C. DEORUKHAKAR. "Credit disbursement scenario of lead bank (Bank of India) scheme in Ratnagiri district of Maharashtra." INTERNATIONAL RESEARCH JOURNAL OF AGRICULTURAL ECONOMICS AND STATISTICS 6, no. 1 (2015): 78–82. http://dx.doi.org/10.15740/has/irjaes/6.1/78-82.

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Rau-Bredow, Hans. "Bigger Is Not Always Safer: A Critical Analysis of the Subadditivity Assumption for Coherent Risk Measures." Risks 7, no. 3 (2019): 91. http://dx.doi.org/10.3390/risks7030091.

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This paper provides a critical analysis of the subadditivity axiom, which is the key condition for coherent risk measures. Contrary to the subadditivity assumption, bank mergers can create extra risk. We begin with an analysis how a merger affects depositors, junior or senior bank creditors, and bank owners. Next it is shown that bank mergers can result in higher payouts having to be made by the deposit insurance scheme. Finally, we demonstrate that if banks are interconnected via interbank loans, a bank merger could lead to additional contagion risks. We conclude that the subadditivity assump

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Researcher. "Bank Runs: A Review of Literature." International Journal of Finance (IJFIN) 38, no. 2 (2025): 10–23. https://doi.org/10.5281/zenodo.15063540.

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<em>Banks are important economic growth agents globally because of their roles in the intermediation of funds for investment and entrepreneurial activities. There is a relationship that develops between parties in the process of intermediation; the Banker-Customer relationship. The contract in the banker-customer relationship requires the bank to pay the customers whenever withdrawal requests are made, failure in this regard can lead to panic and a bank run. Bank runs occur when a large number of customers request to withdraw their deposits simultaneously. Bank runs can occur out of rumor or g

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Jessen, Kristian, Margot G. Gerritsen, and Bradley T. Mallison. "High-Resolution Prediction of Enhanced Condensate Recovery Processes." SPE Journal 13, no. 02 (2008): 257–66. http://dx.doi.org/10.2118/99619-pa.

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Summary This paper investigates the accuracy of first- and high-order numerical methods in simulating enhanced condensate processes in 1D, 2D, and 3D. We compare the predictions of a standard single point upwind (SPU) scheme with a third-order accurate finite difference (FD) simulator based on a third-order essentially nonoscillatory (ENO) flux reconstruction with matching temporal accuracy. We include physical dispersion in the mathematical model of these multiphase, multicomponent systems. The comparisons demonstrate that SPU schemes may fail to predict the formation of the mobile liquid ban

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Sarkar, Sukanta. "STATUS OF INSTITUTIONAL FINANCE IN JHARKHAND WITH SPECIAL STUDY ON NON-PERFORMING ASSETS: CHALLENGES AND GOVERNMENT INITIATIVES." International Journal of Management, Economics and Commerce 2, no. 1 (2025): 89–98. https://doi.org/10.62737/ma445m36.

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The paper discussed the status of institutional finance in Jharkhand. It has found that the number of bank branches were increased during 2015-16 to 2022-23. Share of ATMs in Jharkhand is lower than the national figure. Urban branches have more deposits than the branches in semi-urban or rural areas. The share of advances allocated by scheduled commercial banks is lower than the national figures. Compared to non-priority areas, priority areas have a higher percentage share of advances to total advances in Jharkhand. Scheduled Commercial Banks distribute highest amount of funds followed by Lead

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El Hourani, Mariam El, Joachim Härtling, and Gabriele Broll. "Hydromorphological Assessment as a Tool for River Basin Management: Problems with the German Field Survey Method at the Transition of Two Ecoregions." Hydrology 9, no. 7 (2022): 120. http://dx.doi.org/10.3390/hydrology9070120.

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Since the Water Framework Directive (WFD) came into force in 2000, data on the hydromorphological quality have been collected for all rivers in Europe. In Germany, a reference-based classification scheme is used (LAWA 2000) for hydrological assessment. The question arises whether this method can compensate sufficiently for a change of ecoregion. In our study of the Hase River in NW Germany, the frequency of the river classes was compared between two ecoregions (Lower Saxonian Mountains vs. Northwest-German Lowlands). In the lowlands, the evaluation shows a significantly higher proportion of cl

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Swain, Debabrata, and Mukesh Kumar Maurya. "A Study on the Extent of Agricultural Financing by the Lead Bank Scheme in Bargarh District of Odisha." International Journal of Current Microbiology and Applied Sciences 9, no. 11 (2020): 2208–13. http://dx.doi.org/10.20546/ijcmas.2020.911.264.

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Ardiansyah, Misnen. "Bayang-bayang teori keagenan pada produk pembiayaan perbankan syariah." IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan 14, no. 2 (2015): 251. http://dx.doi.org/10.18326/ijtihad.v14i2.251-269.

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In Indonesia, the most populer contract used by Islamic bank is murabahah contract, which is very close to the debt based financing. Many researchers argue that, this phenomenon is due to the risk faced by Islamic bank particularly related to the moral hazard by mudarib. This paper aims to explore the lack of musharakah and mudarabah contract in perspective of agency problems theory. The important issue in this paper is whether agency problem also underlies between customer as an agent and Islamic bank as a principal in financing contract. By employing holistic paradigm, namely by combining Is

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Asif, Rao Muhammad, Muhammad Abu Bakar Siddique, Ateeq Ur Rehman, Muhammad Tariq Sadiq, and Adeel Asad. "Modified Fuzzy Logic MPPT for PV System under Severe Climatic Profiles." Pakistan Journal of Engineering and Technology 4, no. 2 (2021): 49–55. http://dx.doi.org/10.51846/vol4iss2pp49-55.

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Photovoltaic energy is considered highly favorable due to the environment's pleasant nature. After analyzing different maximum power point tracking (MPPT) algorithms, an effective control scheme is proposed to obtain stabilized maximum output power throughout the PV system. Therefore, this article presents an efficient control algorithm for the extraction of maximum power through a PV system under severe climatic drifts. The modified fuzzy logic controller sustains the maximum output power of the system by defining fuzzy rules to control the duty cycle appropriately. A DC-DC boost converter is

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Pant, Vimal, Nidhi Srivastava, Tejinderpal Singh, and Prachi Pathak. "Education loan delivery by banks in India: A qualitative enquiry." Banks and Bank Systems 16, no. 4 (2021): 125–36. http://dx.doi.org/10.21511/bbs.16(4).2021.11.

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Education financing is a key retail banking product for most commercial banks and a lifeline for large numbers of students seeking professional courses. This study aimed to identify the impediments in the successful delivery of this loan product in India, where it is marketed majorly by public sector banks under a common scheme devised by the government. The study adopted a qualitative approach to probe behavioral issues related to the credit appraisal process, which is the most suitable approach for unstructured exploratory design. Since credit managers in banks work with applicants for educa

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Sharma, Rajiv G., and Dr Sejalben R. Christian. "A comparative study of loan provided to SHG and weaker section by various banks under lead bank scheme: With special reference to Gujarat state." International Journal of Financial Management and Economics 4, no. 2 (2021): 114–17. http://dx.doi.org/10.33545/26179210.2021.v4.i2.99.

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Jaiswal, Rohit, Sunil Kumar, and Anjali Verma. "Process of Advancement of Loan and its Adoption in Faizabad district Of Uttar Pradesh." Journal of Extension Systems 36, no. 1 (2020): 43–45. http://dx.doi.org/10.48165/jes.2020.36109.

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Agriculture sector provides employment to nearly 52% of the work force. Lead Bank is a unique model formulated by the RBI to reduce regional and sectorial imbalances existing in the economy in terms of loan advancement. The present study was conducted in Masodha block of Faizabad district (U.P.) on100 beneficiaries selected through proportionate sampling from five sample villages on the basis of majority of beneficiaries. The respondents were contacted personally for data collection and interviewed with structured schedule. The impact of government sponsored scheme on beneficiaries before and

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W Tripp, Paul. "A Path to Authentic Leadership: Interviews with Jeffrey E. Johnson." Muma Business Review 8 (2024): 031–53. http://dx.doi.org/10.28945/5356.

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Mr. Jeffrey Johnson is Executive Vice President of PNC Bank, N.A., one of the largest banks in the country. He has successfully managed and led organizations in the banking industry but also in consulting and auditing. He is a graduate of the University of Illinois and Harvard Business School and earned his doctorate in business from the University of South Florida. He has been, and remains, an accomplished athlete and competitor, having competed in multiple world championship ironmans and climbed six of the world’s seven summits by continent—among other things. As part of an interview seminar

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19

Devi, S. Kavitha, and M. Priyanka. "An Exploration of the Conceptual Framework and Necessity for Digital Financial Literacy in India." International Journal for Social Studies 9, no. 12 (2023): 7–18. https://doi.org/10.5281/zenodo.10426543.

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<em>Financial literacy, or the ability to manage personal finances effectively, is a crucial concern in India. A significant portion of the population lacks the necessary knowledge and skills in this area. According to the National Centre for Financial Education (NCFE), only 24% of Indian adults are financially literate, which can lead to problems like debt, low savings, and financial insecurity.</em> <em>To combat this issue, the Indian government has initiated various programs to promote financial literacy. The Reserve Bank of India (RBI) has established the Financial Education Fund (FEF) to

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20

Yadav, Vijay, Jahanara Jahanara, and Dipak Kumar Bose. "CONSTRAINTS FACED BY RESPONDENTS ON KISAN CREDIT CARD SCHEME AND SEEK THEIR SUGGESTIONS FOR BETTER SERVICES." International Journal of Advances in Agricultural Science and Technology 8, no. 10 (2021): 142–47. http://dx.doi.org/10.47856/ijaast.2021.v08i10.016.

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The scheme Kisan credit card was started in August 1998 in order to provide timely and hassle free credit for the production requirements of the farmers. The main purpose of the scheme was to meet the production as well as consumption needs of the farmers. The present study was conducted in Soraon block of Prayagraj district of Uttar Pradesh. Ex-post facto research design was followed for the analysis. There are 20 blocks in the selected district out of that Soraon block was selected purposively because the existence of Kisan Credit Card scheme is comparatively more as compared to other blocks

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kumar, K. Ashok, Ajay Chakraborty, Keneingunuo Pfuse, Sahida Begum, and Sonam Das. "A Study on Contribution of Pradhan Mantri Jan-Dhan Yojana for mobilization of savings and effective utilization of social sustainable livelihood - A Special Reference to Dimapur District in Nagaland." International Journal of Science and Social Science Research 1, no. 3 (2023): 198–216. https://doi.org/10.5281/zenodo.13623111.

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Bringing every household within the grasp of banking system has been the key policy concern for the policy makers ever since the nationalization of banks in 1969.In order to ensure financial inclusion various initiatives were taken up by RBI like nationalization of banks, expansion of banks branch network, establishment & expansion of co-operative and RRBs, introduction of priority sector lending, lead Bank Scheme, formation of SHGs and state specific approach for government sponsored schemes to be evolved by SLBC (State Level Bankers Committee) etc. 100% financial inclusion is still a dre

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22

Li, Lisheng, Bin Wang, Yang Liu, Haidong Yu, Shidong Zhang, and Min Huang. "Early Detection of Health Condition Degradation of Circuit Breaker Based on Electrical Quantity Monitoring." Energies 16, no. 14 (2023): 5581. http://dx.doi.org/10.3390/en16145581.

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Circuit breakers on the filter bank branches in converter stations are vulnerable to contact wear and mechanical deterioration caused by frequent operations, which can lead to circuit breaker breakdowns and explosions. It is imperative to conduct research on the early detection of abnormal states in circuit breakers. Existing electrical quantity-based detection methods are constrained by a priori assumptions, and their measurement methods are susceptible to interference, leading to misjudgments. To address this issue, this paper examines the influence of changes in critical breakdown field str

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Tanna, Vrutti. "The Role of Data Analytics in Kisan Credit Card for Sustainable Development." International Journal for Research in Applied Science and Engineering Technology 9, no. VI (2021): 1157–65. http://dx.doi.org/10.22214/ijraset.2021.35143.

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Agriculture is the main occupation in India as the large population is living in rural areas and having agriculture as their livelihood. According to the United Nations Development Programme, sustainable development in agriculture means national food security, upgrading the living standard of farmers, and conservation of the natural resources. The green revolution has called for high credit requirement for the purchase of high yielding seeds, irrigation systems, fertilizers, and chemical pesticides. Along with crop yields, the cost of production has raised drastically calling huge credit requi

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Chen, Xiao, Jianzhong Zhou, Benjun Jia, Yuqi Yang, and Li Li. "An improved prediction method of water consumption rate considering aftereffects for short-term dispatching of hydropower station." E3S Web of Conferences 199 (2020): 00008. http://dx.doi.org/10.1051/e3sconf/202019900008.

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Accurate and rapid output calculation of hydropower station (HS) is an important research item in reservoir dispatching neighborhood. There have existed many methods to calculate output in generation scheduling models with different time scale. But for the large HS with multiple units, it is still difficult to calculate output quickly and accurately in short-term generation dispatching. Therefore, in this paper, an improved method of water consumption rate (IWCR) considering aftereffects is proposed. The Three Gorges Hydropower Station (TGHS) in China is selected as the case study, and the pre

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Versaci, Mario, and Fabio La Foresta. "Fuzzy Approach for Managing Renewable Energy Flows for DC-Microgrid with Composite PV-WT Generators and Energy Storage System." Energies 17, no. 2 (2024): 402. http://dx.doi.org/10.3390/en17020402.

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Recently, the implementation of software/hardware systems based on advanced artificial intelligence techniques for continuous monitoring of the electrical parameters of intelligent networks aimed at managing and controlling energy consumption has been of great interest. The contribution of this paper, starting from a recently studied DC-MG, fits into this context by proposing an intuitionistic fuzzy Takagi–Sugeno approach optimized for the energy management of isolated direct current microgrid systems consisting of a photovoltaic and a wind source. Furthermore, a lead-acid battery guarantees t

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Lapa, V. V., A. V. Pilipuk, G. V. Gusakov та Ja N. Brechko. "National system of soil fertility management of the Republic of Belarus: current state and development prospects. Vestsі Natsyyanal’nay akademіі navuk Belarusі". Proceedings of the National Academy of Sciences of Belarus. Agrarian Series 59, № 3 (2021): 292–303. http://dx.doi.org/10.29235/1817-7204-2021-59-3-292-303.

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The paper presents a comprehensive study on development of soil fertility management system in the Republic of Belarus. The history of development, as well as the modern scheme of functioning of services for agro-chemical and radiological examination of soils of agricultural lands has been studied in detail, including the sources of their financing, services provided, the list of provided consolidated analytical materials as a result, etc. Special attention is paid to the republican databank of agro-chemical and radiation indicators of agricultural soil, which, through automated information sy

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Zaitunah, A., Samsuri, Rojula, et al. "Green open space analysis in West Binjai, North Sumatra." IOP Conference Series: Earth and Environmental Science 886, no. 1 (2021): 012095. http://dx.doi.org/10.1088/1755-1315/886/1/012095.

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Abstract West Binjai is a sub-district located in Binjai City, North Sumatra. Green Open Space is also part of the Binjai city’s planning scheme which has many benefits for the community and the environment. This research used Normalized Difference Vegetation Index (NDVI) analysis and NDVI value classification results in the distribution of vegetation density. Analysis of changes in vegetation density was carried out between 2015 and 2020 in West Binjai. The largest change in the area of vegetation density classes in the West Binjai between 2015 and 2020 was the increase in the area of the hig

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Dhanny, Dhanny, and Berri Brilliant Albar. "A Comparative Study: The Banking Reforms in Indonesia, Thailand, the US, and the UK, and How it Affected the Banking Performance and the Economic." AMAR (Andalas Management Review) 7, no. 1 (2023): 91–104. http://dx.doi.org/10.25077/amar.7.1.91-104.2023.

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The banking crisis occurred as a result of the massive financial deregulation that lead the banks to expand their businesses on the large-scale and tends to increase the risk their portfolio, such as in the Asian and the US crisis. The aftermath of the crisis became the challenge for the government and regulators, as it required a tremendous amount of liquidity injection either from the international lender of last resort such as the IMF, or from the government (by using taxpayers money), undeniably it remains painful for the economic recovery. The banking reforms aim to strengthen the banks a

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Vradiy, Oksana. "ANALYSIS OF THE EFFICIENCY OF USING THE CULINARY PROCESSING OF MUSHROOMS IN ORDER TO REDUCE THE CONCENTRATION OF HEAVY METALS IN THEM." Agriculture and Forestry, no. 2 (October 30, 2020): 209–22. http://dx.doi.org/10.37128/2707-5826-2020-2-19.

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The samples of mushrooms were collected in the forestry of the village Tyvriv and the town of Kalynivka, Vinnytsia and Kalynivka districts, in the conditions of Right-Bank Forest-Steppe of Ukraine. The studies of heavy metals concentration were performed in the scientific agrochemical laboratory of the Department of Ecology and Environmental Protection, the Faculty of Agronomy and Forestry at Vinnytsia National Agrarian University. The concentrations of Cu, Zn, Pb and Cd of the studied mushrooms were determined by the method of atomic absorption spectrometry after the dry mineralization. The r

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Xue, Jian, Di Zhu, Laijun Zhao, Chenchen Wang, and Hongyang Li. "Redundancy Identification and Optimization Scheme of Branches for Sustainable Operation of Commercial Banks." Sustainability 11, no. 15 (2019): 4111. http://dx.doi.org/10.3390/su11154111.

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With the rapid development of the internet, the number of offline customers in the bank branches decreases, and the existing layout of branches leads to the increase of operation cost, which has an impact on the sustainable operation of commercial banks. Adjusting and optimizing the layout of the physical branches of commercial banks can not only reduce the operation cost of banks and avoid the waste of resources, but is also crucial to the sustainable operation of commercial banks. First, an evaluation index system (deposit; loan; number of vouchers; maintenance, establishment, and modificati

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Hofmann, Christian. "The Role of Deposit Insurance in Bank Resolution." Journal of Financial Regulation 6, no. 1 (2020): 148–58. http://dx.doi.org/10.1093/jfr/fjaa002.

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Abstract Deposit Insurance Schemes (DIS) are mechanisms that reimburse depositors when banks default; however, they also serve important functions in bank resolution proceedings. Whereas it is evident that DIS should contribute to the rescue of banks’ critical financial functions in such resolution scenarios, the resulting questions of who should benefit from their payments and whether these payments result in any repayment obligations have so far remained unaddressed. In response to these questions, the article suggests distinguishing between scenarios in which banks’ critical financial funct

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Adekunle, Soniudeen Babatunde, Godwin Clement, and Adetoye Timothy Osisanwo. "The Relationship Between the Value of Naira and Nigerian Production." Advances in Multidisciplinary and scientific Research Journal Publication 9, no. 1 (2021): 83–96. http://dx.doi.org/10.22624/aims/humanities/v9n1p7.

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The study examined the relationship between the value of naira and Nigerian production. Time series data from Central Bank of Nigeria (CBN) statistical bulletin (Various Issues) were adopted. Unit root test, co-integration test and error correction model were carried out. Johansen test, trace statistics and maximum eigen statistics shows that there is co-integrating equation in a test, which means that there is a long run relationship among the variables and we reject the null hypothesis at 5%. The error correction model result showed that the economy needs 46.7% mechanical adjustment every ye

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Zejnullahi, Emine Daci. "Impact of Agricultural Policy in Development of Agriculture Sector Within the Period of 1999-2015 in Kosovo." European Journal of Multidisciplinary Studies 1, no. 4 (2016): 10. http://dx.doi.org/10.26417/ejms.v1i4.p10-16.

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Agriculture sector represents one of the oldest economic branches, although the economics of agriculture represents a relatively new branch. In this regard the aim of this paper is to reflect on the issue based on sustainable and comparative arguments; furthermore, the paper aims to identify current disadvantage as well as opportunities for more sustainable agricultural development on the impact of subsidized fiscal policies in the future. Moreover, the effect of agricultural policy instruments on development of agriculture and agricultural income is likewise one of the purposes of this resear

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Yunyk, A. V. "Efficiency of fertilizer application for high oleiс sunflower growing on typical types of typical low-humus". PLANT AND SOIL SCIENCE 12, № 1 (2021): 39–49. http://dx.doi.org/10.31548/agr2021.01.039.

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The cultivation of high-oleic sunflower hybrids is promising due to the high competitiveness of sunflower on the international market and the growing demand for oil as the main product of its processing. Despite the importance of sunflower as one of the traditional crops of Ukraine, the technology of its cultivation now has many unsolved problems. Among the elements of cultivation technology aimed at increasing crop yields, research with high-oleic hybrids occupies a prominent place, requires the study of mineral nutrition levels, the need for sulfur, taking into account their impact on the ol

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Shyamala Devi, M., and P. Balamurugan. "Local energy match based non-sub sampled contourlet Transform for multi modal medical image fusion." International Journal of Engineering & Technology 7, no. 2.31 (2018): 165. http://dx.doi.org/10.14419/ijet.v7i2.31.13432.

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Image processing technology requires moreover the full image or the part of image which is to be processed from the user’s point of view like the radius of object etc. The main purpose of fusion is to diminish dissimilar error between the fused image and the input images. With respect to the medical diagnosis, the edges and outlines of the concerned objects is more important than extra information. So preserving the edge features of the image is worth for investigating the image fusion. The image with higher contrast contains more edge-like features. Here we propose a new medical image fusion

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Sankarananth, S., G. Santhosh Kumar, and G. Kavitha. "A Novelty of Several Optimization Criteria Hybrid Energy Storage System and Power Management in EV Applications." E3S Web of Conferences 405 (2023): 02007. http://dx.doi.org/10.1051/e3sconf/202340502007.

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The power management capabilities of hybrid energy storage systems offer several advantages for EVs, including improved performance, longer battery life, and reduced cost. HES technologies which combine Li-ion cells with ultra-capacitors (UC), are developing as just a possible alternative to the constraints of conventional ESS for conserving electricity. Lithium-ion batteries have a limited cycle life, meaning that they gradually degrade with each charge-discharge cycle. This can reduce the overall lifetime of the ESS and require more frequent replacements, adding to the cost and environmental

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Yimer, Idris Ali, and Kidst Yalew. "Assessment of Credit Running Scheme on Abay Bank, Wolkite Branch, Ethiopia." Journal of Accounting Research, Business and Finance Management 5, no. 1 (2024): 8–16. http://dx.doi.org/10.46610/jarbfm.2024.v05i01.002.

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This study of evaluation of loan and advanced management systems. It aimed to designate the position of loan and advance management in financial institutions such as commercial banks, micro finances and others. Thus, the rationale behind undertaking this study was to investigate loan and advance management problems and suggest possible solutions that enable the bank to run its manoeuvre most safely, as loans and advances are known to be the mainstay of all banks. The ability of banks to frame and adhere to policies and procedures that promote loan quality and curtail non-performing loans is th

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Lee, Wan-Ho, and Richard C. J. Somerville. "Effects of alternative cloud radiation parameterizations in a general circulation model." Annales Geophysicae 14, no. 1 (1996): 107–14. http://dx.doi.org/10.1007/s00585-996-0107-6.

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Abstract. Using the National Center for Atmospheric Research (NCAR) general circulation model (CCM2), a suite of alternative cloud radiation parameterizations has been tested. Our methodology relies on perpetual July integrations driven by ±2 K sea surface temperature forcing. The tested parameterizations include relative humidity based clouds and versions of schemes involving a prognostic cloud water budget. We are especially interested in testing the effect of cloud optical thickness feedbacks on global climate sensitivity. All schemes exhibit negative cloud radiation feedbacks, i.e., cloud

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Vradiy, Oksana. "INFLUENCE OF THE LEVEL OF WATER MINERALIZATION ON THE CONCENTRATION OF HEAVY METALS IN MUSHROOMS." Agriculture and Forestry, no. 4 (December 18, 2020): 229–42. http://dx.doi.org/10.37128/2707-5826-2020-4-19.

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The current ecological condition of forest plantations has been characterized by high anthropogenic load as a result of population activity. The consequences of the human impact have been manifested in the disturbance of natural landscapes, air pollution, hydrosphere, destruction of the lithosphere, uncontrolled depletion of forest resources, resulting in a decrease and extinction of a huge number of species of animals and plants. In the result of various industries’ work chemical compounds have been formed, which have been transformed into the biosphere and enter all living organisms. Therefo

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Li, Chen, Huijuan Wang, Zhicheng Hu, Chen Wang, and Jinbao Chen. "Design and Analysis of Low-Gravity Simulation Scheme for Mars Ascent Vehicle." Aerospace 11, no. 6 (2024): 424. http://dx.doi.org/10.3390/aerospace11060424.

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The sample carried back by the Mars Ascent Vehicle (MAV) is a potential flagship mission of deep space exploration in recent years. A low-gravity simulation experiment is an effective method and a necessary stage for verifying the performance of the MAV launch dynamic in Earth’s gravity. In this paper, the uniqueness of low-gravity simulation is illustrated by the classical pulley balance method for the high dynamic process of a test model of the MAV. Its movement direction is the same as the compensation force, which leads to the relaxation of the sling and the failure of the compensation for

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Tian, Hongwei, Lin Cheng, Dongli Wu, Qingwei Wei, and Liming Zhu. "Regional Monitoring of Leaf ChlorophyII Content of Summer Maize by Integrating Multi-Source Remote Sensing Data." Agronomy 13, no. 8 (2023): 2040. http://dx.doi.org/10.3390/agronomy13082040.

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This study addresses the problem of restricted ability for large-scale monitoring due to the limited cruising time of unmanned aerial vehicles (UAV) by identifying an optimal leaf ChlorophyII content (LCC) inversion machine learning model at different scales and under different parameterization schemes based on simultaneous observations of ground sampling, UAV flight, and satellite imagery. The following results emerged: (1) The correlation coefficient between most remote sensing features (RSFs) and LCC increased as the remote scale expanded; thus, the scale error caused by the random position

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Singh, Eddie, Innocent E. Davidson, and Sindisiwe C. Malanda. "Lightning Performance and Economic Analysis of an Overhead 88 kV Power Delivery Network with Enhanced Protective Systems." Energies 13, no. 24 (2020): 6519. http://dx.doi.org/10.3390/en13246519.

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Earthing and protective devices such as line surge arrestors (LSAs) play an important role in areas with high lightning occurrence for overhead HVAC lines’ performance. A lightning stroke of high magnitude can lead to back flash-overs, and the resultant power surge on the phase conductor can cause instigate the line breaker operating to extinguish the power surge. This operation of the protective devices leads to consumer interruptions on the network, a loss of production, and negatively affects the economy. Studies have shown that reducing an earthing system’s values, which itself is costly,

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Zhou, Hongbo, and Guanquan Zhang. "Prefactored optimized compact finite-difference schemes for second spatial derivatives." GEOPHYSICS 76, no. 5 (2011): WB87—WB95. http://dx.doi.org/10.1190/geo2011-0048.1.

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We have described systematically the processes of developing prefactored optimized compact schemes for second spatial derivatives. First, instead of emphasizing high resolution of a single monochromatic wave, we focus on improving the representation of the compact finite difference schemes over a wide range of wavenumbers. This leads to the development of the optimized compact schemes whose coefficients will be determined by Fourier analysis and the least-squares optimization in the wavenumber domain. The resulted optimized compact schemes provide the maximum resolution in spatial directions f

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Köcher, Gregor, Tobias Zinner, and Christoph Knote. "Influence of cloud microphysics schemes on weather model predictions of heavy precipitation." Atmospheric Chemistry and Physics 23, no. 11 (2023): 6255–69. http://dx.doi.org/10.5194/acp-23-6255-2023.

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Abstract. Cloud microphysics is one of the major sources of uncertainty in numerical weather prediction models. In this work, the ability of a numerical weather prediction model to correctly predict high-impact weather events, i.e., hail and heavy rain, using different cloud microphysics schemes is evaluated statistically. Polarimetric C-band radar observations over 30 convection days are used as the observation dataset. Simulations are made using the regional-scale Weather Research and Forecasting (WRF) model with five microphysics schemes of varying complexity (double moment, spectral bin (S

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Zhu, Weiguang, Guoqing Xin, Yiping Wang, et al. "Tunable optical properties and stability of lead free all inorganic perovskites (Cs2SnIxCl6−x)." Journal of Materials Chemistry A 6, no. 6 (2018): 2577–84. http://dx.doi.org/10.1039/c7ta10040j.

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Cs<sub>2</sub>SnI<sub>x</sub>Cl<sub>6−x</sub> perovskites were synthesized using hydriodic acid as an iodine source, and the color scheme displays a tunable band gap with varying I<sup>−</sup>/Cl<sup>−</sup> ratios.

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Bakulin, Mikhail G., Taoufik Ben Rejeb, Vitaly B. Kreyndelin, Yuriy B. Mironov, Denis Y. Pankratov, and Alexey E. Smirnov. "Modulation for cellular 5G/IMT-2020 and 6G networks." T-Comm 16, no. 3 (2022): 11–17. http://dx.doi.org/10.36724/2072-8735-2022-16-3-11-17.

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In recent years, 5G (Fifth Generation) and 6G (Sixth Generation) wireless networks have attracted extensive research interest. According to the 3GPP (3rd Generation Partnership Project) project, 5G networks should be support three main application scenarios: enhanced Mobile Broadband (eMBB), Massive Machine-Type Communications, (mMTC), Ultra-Reliable Low Latency Communication (URLLC). In addition to that, enhanced vehicle-to-everything, (eV2X) are also considered as key technology in 5G. All these scenarios require ubiquitous connectivity providing high data rates and spectral efficiency. Thes

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Lu, Yazhou, Tingyu Liu, Qiuyue Li, et al. "First-principles study on optical spectra for the oxygen vacancy in lead tungstate crystal." Functional Materials Letters 13, no. 03 (2020): 2051011. http://dx.doi.org/10.1142/s179360472051011x.

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Based on the first-principles, we simulated the spectral properties of PbWO4 (PWO) crystals with an oxygen vacancy. As density functional theory (DFT) underestimates the band gap, the band edge is modified by Heyd-Scuseria-Ernzerhof (HSE). Moreover, artificial interactions of the charged defect of oxygen vacancies with three different charges have been corrected by finite-size correction scheme (FNV). Finally, the optical properties are obtained containing electron–phonon coupling. The calculated absorption band peaks of the F and F[Formula: see text] centers at 1.7[Formula: see text]eV and 2.

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Ilter, Cenap. "Misrepresentation of financial statements." Journal of Financial Crime 21, no. 2 (2014): 215–25. http://dx.doi.org/10.1108/jfc-04-2013-0028.

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Purpose – The purpose of this paper is to show the public, in general, and auditors, in particular, that in the absence of control there is always a risk of fraud. Fraud can be done in various forms. Larceny may be the most obvious case of fraud, but fraud may be done in many other ways too. Balance sheet fraud or financial statements fraud is a broader issue; it is far-fetched than a few hundred dollars of a larceny case. In financial statement fraud, the deep down effect may be millions or billions of dollars. Design/methodology/approach – The paper has been designed based on a fraud theory.

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Boostani, R., and M. Sabeti. "MULTI-CHANNEL ECG-BASED STEGANOGRAPHY." Biomedical Engineering: Applications, Basis and Communications 30, no. 06 (2018): 1850046. http://dx.doi.org/10.4015/s1016237218500461.

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There is a growing tendency for the concealment of secure information into electrocardiogram (ECG) signals in a way that the embedded ECGs still remain diagnosable. The average length of ECG recording for a primary diagnosis takes no longer than 1[Formula: see text]min yielding to limit its concealment capacity. To overcome this drawback, we enhanced both concealment capacity and embedding quality by: (I) using 12-lead ECGs to span more embedding space, (II) shuffling input message bits via nonlinear feedback shift register (NLFSR) method, (III) inserting the selected bits of each channel into

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Nissen, K. M., K. Matthes, U. Langematz, and B. Mayer. "Towards a better representation of the solar cycle in general circulation models." Atmospheric Chemistry and Physics 7, no. 20 (2007): 5391–400. http://dx.doi.org/10.5194/acp-7-5391-2007.

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Abstract. We introduce the improved Freie Universität Berlin (FUB) high-resolution radiation scheme FUBRad and compare it to the 4-band standard ECHAM5 SW radiation scheme of Fouquart and Bonnel (FB). Both schemes are validated against the detailed radiative transfer model libRadtran. FUBRad produces realistic heating rate variations during the solar cycle. The SW heating rate response with the FB scheme is about 20 times smaller than with FUBRad and cannot produce the observed temperature signal. A reduction of the spectral resolution to 6 bands for solar irradiance and ozone absorption cross

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