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Journal articles on the topic 'Legal loan'

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1

Rahmatullah, Rizki. "Legal Protection in The Implementation of Akad Qardh." Al Hurriyah : Jurnal Hukum Islam 5, no. 1 (2020): 34. http://dx.doi.org/10.30983/alhurriyah.v5i1.2332.

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<p align="center"> </p><p><em>Credit implementation cannot be separated from the agreement and binds the guarantee that given by the debtor. The binding guarantee is carried out by underhand and carried out with notarial deed and PPAT deed. The binding of loan agreements by creditors is inseparable from the rights and obligations of the parties and legal protection of the parties. The problem is about legal standing, forms of protection and problem solving from the implementation of loan agreements. The research methodology used is an empirical juridical approach. The r
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2

Ambrose, Brent W., and Anthony B. Sanders. "Legal Restrictions in Personal Loan Markets." Journal of Real Estate Finance and Economics 30, no. 2 (2005): 133–51. http://dx.doi.org/10.1007/s11146-004-4876-y.

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3

Sewu, Pan Lindawaty Suherman, Rahel Octora, and Oey Jaya Melizabeth Veronica. "Legal Protection for Assignee over Repeated Cession Based on Indonesia Legal System." Journal of Politics and Law 12, no. 4 (2019): 38. http://dx.doi.org/10.5539/jpl.v12n4p38.

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Humans require fundings in fulfilling their needs in life, such as primary, secondary, and tertiary necessities. Funds are used for some purposes such as venture development, working capital, investment, etc. In accordance to the function of bank which is to gather and distribute fundings to the society, banks may distribute such fundings in the form of loan. The granting of loan from banks as creditors is written in a loan agreement document. In fact, there will always be risk of non performing loan, which lead to the process of Cession, to shift the creditor’s right to claim debt p
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4

Elbert, Árpád, and Andrea Laforgia. "Legal loan and usury loan: remarks to a proposed mathematical approach." Rendiconti del Circolo Matematico di Palermo 48, no. 3 (1999): 583–90. http://dx.doi.org/10.1007/bf02844347.

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5

Dwipayana, Dimas Pramodya. "LEGAL PROTECTION FOR DEBTORS OF ONLINE LOANS." Legal Standing : Jurnal Ilmu Hukum 4, no. 1 (2020): 46. http://dx.doi.org/10.24269/ls.v4i1.2590.

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Business concepts has experienced change from conventional (offline) to that which is digital (online) to win the market. This includes businesses in the financial technology (FinTech). This research aims to analyze the quality of loans in Indonesia FinTech-Peer to Peer (P2P) Lending. The objects of this research are seventy-two companies which establish FinTech-P2P lending. The tool used in this research is the analysis of the loan quality and the data trend from January until October 2018. Results of this research show that borrower and lender accounts have increased by 10,8 times, and it ha
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Khabirov, Artur. "LOAN AGREEMENT: URGENT QUESTIONS OF LEGAL REGULATION." Kazan University Law Review 3, no. 2 (2018): 74–86. http://dx.doi.org/10.30729/2541-8823-2018-3-2-74-86.

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7

Sikochi, Anywhere. "Corporate legal structure and bank loan spread." Journal of Corporate Finance 64 (October 2020): 101656. http://dx.doi.org/10.1016/j.jcorpfin.2020.101656.

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Hidayat, Alfi, Sukanda Husin, and Ulfanora Ulfanora. "Legal Protection for the Creditor as the Mortgage Holder for Granting Loan Using Collateral Land and Building Against Bad-Loan Debtor." International Journal of Multicultural and Multireligious Understanding 6, no. 3 (2019): 766. http://dx.doi.org/10.18415/ijmmu.v6i3.902.

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The writing of this article is based on a research that aims to analyze and identify the application of prudential banking principles in loan agreement by the bank as creditor for granting loans using collateral land and building as well as to analyze and describe legal protection for creditor as the mortgage holder for granting loan using collateral land and building against bad-loan debtor. The method used is normative legal research using statute and conceptual approaches. Based on the results of the study, mortgage certificate has a permanent, executorial and legal force. It has an executi
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Kasap, Jelena, and Višnja Lachner. "Pravno-povijesni prikaz razvoja regulacije instituta izmoljene posudbe u hrvatskom pravu." Zbornik Pravnog fakulteta Sveučilišta u Rijeci 41, no. 2 (2020): 567–86. http://dx.doi.org/10.30925/zpfsr.41.2.7.

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The two legal institutes, the precarium, i.e. precarious loan and loan for use are often identified in everyday speech even in the legal context, and revocability is emphasized as the only feature of their differentiation. Taking into account the opinion of legal theorists according to which the legal effect of the precarium can be achieved by applying the rules on borrowing, some of the modern codifications of civil law failed to define the precarious loan as an independent legal institute. Nevertheless, the Croatian legislator, guided by the historical application of the Austrian General Civ
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Fermus-Bobowiec, Anna. "Municipal Mortgage Loan Institutions in the Kingdom of Poland. A Contribution to the Discussion on the Organisatioal Model of Mortgage Credit in Poland." Roczniki Nauk Prawnych 28, no. 2 ENGLISH ONLINE VERSION (2019): 5–18. http://dx.doi.org/10.18290/rnp.2018.28.2-1en.

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The article presents the legal underpinnings of the operation of municipal credit societies in the Kingdom of Poland, which were institutions providing municipal mortgage loans. This is presented using the example of the Lublin Land Credit Society, and the author draws general conclusions about the model of mortgage loan offered by loan societies. At that time, the credit society was the most popular organisational model used with mortgage loans, not only in towns (municipal credit societies) but also in the countryside (land credit societies).
 Furthermore, when seeking the origins of mo
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11

Ispriyarso, Budi. "Perlakuan Perpajakan Terhadap Non Performing Loan ( NPL) Dalam Perspektif Hukum Pajak." Administrative Law and Governance Journal 1, no. 2 (2018): 106–27. http://dx.doi.org/10.14710/alj.v1i2.106-127.

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Non Performing Loan ( NPL ) is a default loans, includes doubtful loans, non-performing loans and bad credits. The emerging of NPLs that not immediately solved may lead to unhealthy situation for the concerned bank. According to the tax law studies, the dispute of NPLs due to the differences opinion whether it could be included as a deduction from gross income or not being used to calculate the taxable income. Such differences come off due to legal uncertainty of the the regulations governing the NPLs. Hence, it is necessary that the regulation of NPLs should reflect the fairness and legal cer
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Đukić, Zlatko. "Some Legal Questions Concerning Loans and Legal Disputes in the Roman and Medieval Commercial Navigation." Journal of Maritime & Transportation Science 52, no. 1 (2016): 183–200. http://dx.doi.org/10.18048/2016.52.10.

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The paper describes basic financial elements of commercial navigation during the Roman and medieval period. These primarily include the persons who financed the voyage, as well as other partners as determined by law. The legal regulation in question concerns maritime loan, a deposit used as an instrument of security for the return of loan ever since the Ancient times by the Phoenicians, Greeks, Romans, and other maritime nations in the Eastern Mediterranean. The oldest legal regulations related to maritime loan can be found in the Roman law, the Rhodian Law on Jettison of Cargo, and the Rhodia
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13

Startseva, S. V., and N. V. Deltsova. "Commercial Credit in the Activities of Business Entities: Features of Legal Regulation in the Russian Federation." SHS Web of Conferences 62 (2019): 10002. http://dx.doi.org/10.1051/shsconf/20196210002.

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The activity of any economic entity, both in the Russian Federation and in any other country, needs free financial resources. They are used for entrepreneurial activities, as ultimately the purpose of such activity is to make profit. Money can be obtained under a loan agreement in a credit institution. Generally obtaining a loan from a credit institution is associated with increased costs (high bank interest and bank charges), the need to provide security and the length of the procedure for obtaining a loan. Commercial loan, however, is deprived of these shortcomings. Commercial credit is prov
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14

Müller, Harald. "Legal aspects of e‐books and interlibrary loan." Interlending & Document Supply 40, no. 3 (2012): 150–55. http://dx.doi.org/10.1108/02641611211258226.

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15

Kurniawati, Lelly, and Albertus Sentot Sudarwanto. "Legal Protection for Creditor Due To Debitors Default in Bank Loan Agreement." International Journal of Social Sciences and Humanities Invention 6, no. 11 (2019): 5702–6. http://dx.doi.org/10.18535/ijsshi/v6i11.01.

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For bank, loan is one of its core business. In addition to profitability, loan also contains credit risk. Accordingly, Financial Services Authority (OJK) as the supervisory authority of Indonesian banks enforces the credit regulation in Indonesia. This is understandable given that improper credit management may result in bank’s revenue from credit sector, which may disturb the bank’s health due to the decrease of bank's revenue. Therefore, resolution of problem loan is priority for banks. The present study was categorized as normative legal study, the data were analyzed qualitatively. Various
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16

Ofiarski, Zbigniew. "Rejestr instytucji pożyczkowych — prawny instrument poprawy bezpieczeństwa na rynku pożyczek konsumenckich." Przegląd Ustawodawstwa Gospodarczego 2019, no. 6 (2019): 2–9. http://dx.doi.org/10.33226/0137-5490.2019.6.1.

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17

Pranoto, Pranoto, Munawar Kholil, and Kukuh Tejomurti. "Fintech Lending: Challenge and Opportunities of the Indonesia’s Loan Unbanked to Develop the Inclusive Financial Industry." Hang Tuah Law Journal 3, no. 2 (2019): 105. http://dx.doi.org/10.30649/htlj.v3i2.134.

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<p>The aim of this study is to explore and analyze the development of fintech peer to peer lending (fintech) regulation in Indonesia and Indonesia's readiness in facing the fintech industry, especially fintech loans. This study is important since the Indonesian government has begun to ratify fintech as one of the legal financial services in Indonesia. This is a normative legal research, by collecting secondary data including primary, secondary, and tertiary legal materials. The results show that after the Indonesian government approved Fintech as a legitimate financial service in Indones
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18

Wang, Bo. "Does local legal environment matter in the online credit market?" International Journal of Financial Engineering 08, no. 03 (2021): 2142008. http://dx.doi.org/10.1142/s2424786321420081.

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The physical distance and fragile relationship between online debtors and online creditors make legal enforcement less intimidating; therefore, the role of the legal environment in the online credit market is a topic worth investigating. This paper employs an online lending platform and uses loan-level data to investigate the local legal environment’s effect in the online credit market. We find that a favorable legal environment can motivate online debtors’ integrity, improve online debtors’ credit availability and reduce online debtors’ loan costs, implying the positive externalities of the l
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19

Visaria, Sujata. "Legal Reform and Loan Repayment: The Microeconomic Impact of Debt Recovery Tribunals in India." American Economic Journal: Applied Economics 1, no. 3 (2009): 59–81. http://dx.doi.org/10.1257/app.1.3.59.

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In 1993, the Indian government introduced debt recovery tribunals to speed up the resolution of debt recovery claims larger than a threshold. This paper exploits the staggered introduction of tribunals across states and the link between overdues and claim size to implement a differences-in-differences strategy on project loan data. It finds that the tribunals reduced delinquency for the average loan by 28 percent. They also lowered the interest rates charged on larger loans, holding constant borrower quality. This suggests that the speedier processing of debt recovery suits can lower the cost
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20

Dixon, Bruce L., Kristin M. Raub, and Janet A. Flaccus. "Impacts of Chapter 12 and Lender Liability Suits on Bankers' Propensity to Lend in Western Arkansas." Journal of Agricultural and Applied Economics 25, no. 1 (1993): 174–86. http://dx.doi.org/10.1017/s1074070800018733.

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AbstractThe recent availability of Chapter 12 bankruptcy and the more frequent use of lender liability suits by borrowers are factors that may be adversely affecting the supply of agricultural loans. An experiment using hypothetical loan applications was undertaken involving 34 banks in western Arkansas. Responses were used to estimate the impacts of these legal procedures on banks' lending behavior. The estimated models indicate Chapter 12 is not a significant factor in the loan approval process. Lender liability has marginal significance in lowering the probability of granting an intermediat
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21

Perwitasari, Dita. "LEGAL CERTIFICATION IN ELECTRONIC CREDIT AGREEMENT." Journal of Private and Commercial Law 2, no. 2 (2018): 125–33. http://dx.doi.org/10.15294/jpcl.v2i2.16834.

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Today's business development is very advanced. No longer developing only business that leads conventionally but also leads to technology-based business. The business of trade and services that lead to this technology also eventually also requires assistance from the financial services sector in the context of developing its business. Financial technology or better known as fintech is innovation in the field of financial services. Fintech is better known in recent years in the business world. This happens because technology evolves with the times. The development and evolution of this technolog
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22

Vygovskyy, O. "LEGAL STATUS OF PARTICIPANTS OF INTERNATIONAL SYNDICATED LOAN TRANSACTIONS." ACTUAL PROBLEMS OF INTERNATIONAL RELATIONS 2, no. 127 (2016): 65–72. http://dx.doi.org/10.17721/apmv.2016.127.2.65-72.

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The article reveals legal issues related to the status of participants of international syndicated loan transactions – the arranging bank (lead manager), the agent bank, the banks participating in the international syndicate, the borrower. In particular, the author of the article makes comparison of the legal status of the arranging bank and the agent bank taking into consideration their functions and powers, specifics of relations with other banks and the borrower. Special attention is paid to the liability of the lead manager for the contents of the information memorandum sent to the potenti
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23

Baishev, Ruslan Zh. "Loan agreement in EAEU member states (comparative legal analysis)." Gosudarstvo i pravo, no. 11 (2020): 30. http://dx.doi.org/10.31857/s102694520012521-4.

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24

Ulst, Ingrid. "Connecting Prepaid Cards and Retail Loans: Innovative Practical Solution or Confusing Legal Combination? Implications of the EU Financial Services Law from an Estonian Perspective." Review of Central and East European Law 34, no. 2 (2009): 173–91. http://dx.doi.org/10.1163/157303509x406296.

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AbstractA prepaid card is a fairly new financial product that is part of the global innovations in financial services of the last 10 years. Some non-bank financing companies (e.g., SMS loan providers) have further advanced this product by linking prepaid cards to retail loans, which entails more developed transaction schemes and technical solutions. This combination is seen as a practical solution that broadens the customer base of loan providers and improves consumer convenience. However, from a legal point of view, practicality often entails complexity.This article seeks to address some of t
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25

Mikryukov, Viktor А. "Russian analogue of the legal structure of a convertible loan." LAPLAGE EM REVISTA 7, no. 3 (2021): 634–44. http://dx.doi.org/10.24115/s2446-62202021731352p.634-644.

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The research purpose is to give a civil-legal description and assess the prospects for the practical application of an element of the venture financing legal infrastructure that is new for Russian realities. The research methods are presented by special technical and legal tools, and by logical means of analysis and synthesis, induction and deduction, comparison and generalization, analogy and legal modeling, characteristic of civilist doctrinal research. The research results include the established civil nature of the Russian structure of a convertible loan, the identified principal condition
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26

Wiyono, Pambudi, and Pujiono. "Legal Consequences of Creditor's Name Change in Syndicated Loan Agreement." International Journal of Social Sciences and Humanities Invention 6, no. 10 (2019): 5683–87. http://dx.doi.org/10.18535/ijsshi/v6i10.05.

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The present study discussed the legal consequence of the creditor's name change and the consideration used by the Supreme Court Judge no. 1300 K/Pdt/2013. The present study was categorized as doctrinal legal study using case study approach. The data were collected through library research. Syllogism was employed as the analysis technique of this legal writing. The change of creditor's name in a syndicated loan, as it happens to "PT. Bank Finconesia” that changes its name to “PT. Bank Agris" cause problems since the new name "PT. Bank Agris" is not mentioned in the loan agreement no. 8 dated 28
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Ladas, Nancy. "Ethical and Legal Considerations for Collection Development, Exhibition and Research at Museums Victoria." Heritage 2, no. 1 (2019): 858–67. http://dx.doi.org/10.3390/heritage2010057.

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With over 17 million collection items, Museums Victoria is the largest museum in Australia. Museums Victoria recognises the public benefit derived from lending and borrowing between collecting institutions and actively participates in the international loans network in order to complement and enhance the potential for learning and enjoyment for all audiences. Museums Victoria staff undertook an extensive review of policies and procedures in order to apply for approval for protection under the Australian Government’s Protection of Cultural Objects on Loan Scheme (PCOL Scheme), established to ad
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Anebo, Lantera Nadew. "Debenture as Alternate Scheme of Raising Investment Fund and Its Prospects under Ethiopian Company Law." Mizan Law Review 13, no. 3 (2019): 333–62. http://dx.doi.org/10.4314/mlr.v13i3.1.

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With a view to attracting investors, the Government of Ethiopia has offered a variety of incentives and financing schemes. However, the incentives or loan options can be inadequate, susceptible to corrupt practices and inaccessible to many business undertakings. This article examines other possible options of raising investment fund privately from the general public by issuing debt security (debenture). Instead of looking for hand outs of governments or sole reliance on bank loan, investors can raise investment fund from the general public –even beyond national borders– by offering debenture b
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Berns, Margie, and Helmut Heil. "The use of English lexical items in German legal writings." American Journal of Germanic Linguistics and Literatures 6, no. 2 (1994): 175–98. http://dx.doi.org/10.1017/s1040820700001463.

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ABSTRACTThis article reports on a study of the extent and nature of the use of English loanwords in the writing of German legal professionals. A variety of texts are examined, showing that although the use of English loans is limited, their use across texts is essential for serving various pragmatic functions. The study demonstrates the value of systematic genre-based studies in contributing to a general description of English loan use among speakers of German.
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BABASKIN, Anatoly Yu. "Legal Regulation of Interest Rates under the Loan Agreement, with the Participation of the Borrower – the Entity, under the Civil Law of Ukraine and Germany: A Comparative Characteristic." Journal of Advanced Research in Law and Economics 10, no. 3 (2019): 695. http://dx.doi.org/10.14505/jarle.v10.3(41).01.

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The relevance of the study is due to the fact that there is a growing need to study civil law and its practice in Ukraine and the most economically developed countries of the European Union. The purpose of the study is to conduct a comparative analysis of the legal regulation of interest rates under the loan agreement, with the participation of the entity, in the civil legislation of Ukraine and Germany, in order to identify similar features, differences, deficiencies in their legal regulation, and identify possible areas for improvement of the rules of civil law of Ukraine. The article invest
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Чернякова, Светлана, and Svetlana Chernyakova. "LEGAL REGULATION OF CERTAIN ASPECTS OF THE CONCLUSION AND EXECUTION OF A CONSUMER CREDIT (LOAN) CONTRACTS IN RUSSIA." Services in Russia and abroad 11, no. 6 (2017): 168–78. http://dx.doi.org/10.22412/1995-042x-11-6-13.

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The article deals with certain legal problems arising when concluding and executing a consumer credit (loan) contract. The legal analysis of the consumer credit (loan) agreement has revealed some inconsistencies in legislation related to the order of its conclusion and execution. The author offers suggestions on improving the legislation in this sphere.
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32

Napinillit M., Chartilia Gendis, and Anjar Sri Ciptorukmi. "PERLINDUNGAN HUKUM BAGI PARA PIHAK YANG TERLIBAT DALAM PERJANJIAN PADA PLATFORM LOAN-BASED CROWDFUNDING." Jurnal Privat Law 7, no. 2 (2019): 181. http://dx.doi.org/10.20961/privat.v7i2.39319.

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<p>This article aims to analyze and know the law protection provided to parties involved in the agreement through the loan-based crowdfunding platform. The legal protection granted to the parties is contained within the agreement itself, namely within the clause of the clause agreed upon by the parties, and there is also an out of the agreement, that is, in the provisions of current laws and regulations. Law protection is an important thing to guarantee the fulfillment of the legal rights of a person. In addition to these objectives, law protection is provided to bring about legal certai
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Yimer, Gebreyesus Abegaz. "Uncertainties in the Enforcement of Loan Agreements in the Informal Credit Markets in Ethiopia." Mizan Law Review 13, no. 3 (2019): 472–94. http://dx.doi.org/10.4314/mlr.v13i3.6.

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Credits from informal credit markets are commonly used by those who have limited access to formal financial institutions. There is no comprehensive legal framework that deals with informal credit markets in Ethiopia. The lack of clear, effective and enforceable legal framework to regulate transactions in the informal credit markets has created uncertainty on the applicable laws. Legal contentions on the formation of valid loan contracts and in relation to interest rates have caused ambiguities and inconsistent patterns of interpretation among courts, legal professionals and parties who are inv
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Račić, Ranka. "(Im)permissibility of contracting the fee for loan processing costs in Bosnia and Herzegovina law." Pravo i privreda 58, no. 3 (2020): 270–88. http://dx.doi.org/10.5937/pip2003270r.

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The paper analyses the legal aspects of the issue related to the (im)permissibility of contracting fees for loan processing costs. This issue has recently become acute in the law of Bosnia and Herzegovina. The first court decision, which determined that the provision on the costs of loan processing is null and void, was passed in the Brcko District of Bosnia and Herzegovina. After this decision went into effect, dozens of lawsuits have been filed before the courts in Bosnia and Herzegovina requesting the court to determine that the provision on reimbursement of loan processing costs is null an
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Herman, Barry. "A Role for Legitimacy in Sovereign Debt: A Review Essay on Odette Lienau, Rethinking Sovereign Debt, 2014." Accounting, Economics, and Law: A Convivium 6, no. 3 (2016): 219–41. http://dx.doi.org/10.1515/ael-2015-0017.

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Abstract The book under review seems especially relevant to the intergovernmental policy dialogues that have recently focused on how creditors and a borrowing government should vet sovereign borrowing, and how to hold the lender and borrower accountable for their decisions. The book seeks to specify under what circumstances, if any, there are limits to the legal obligation to repay a sovereign loan. While repayment is always required except in cases of sovereign insolvency when it is just not possible, there have been exceptions to absolute repayment obligation in practice and in legal theory.
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Matveeva, Natalya A. "THE LEGAL NATURE OF SYNDICATED LOAN AGREE-MENTS AND ON THE ORGANIZATION OF A SYNDICATED LOAN." Banking law 3 (June 24, 2020): 21–27. http://dx.doi.org/10.18572/1812-3945-2020-3-21-27.

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37

Lohsse, Sebastian. "Vom Seedarlehen zur Versicherung in der mittelalterlichen Rechtswissenschaft." Zeitschrift der Savigny-Stiftung für Rechtsgeschichte: Romanistische Abteilung 133, no. 1 (2016): 372–99. http://dx.doi.org/10.26498/zrgra-2016-0111.

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Abstract The Evolution from Sea Loans to Insurance in the Medieval Legal Discourse. In medieval law sea loan contracts are faced with the canon law prohibition of usury. The lender thus may not claim any interest on the loan. Moreover, by the decretal Naviganti the lender is also charged with usury when asking for a compensation for taking over the risk of transport by ship. The article considers the question of how and on which basis jurists subsequently justified the legitimacy of such a premium for the adoption of risk and how thereby the insurance contract originated as a spin-off of the s
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38

Handayani, Tri, Lastuti Abubakar, and C. Sukmadilaga. "GREEN LOAN BANKS POLICY TO PROVIDE ENVIRONMENT FRIENDLY PROJECT." Diponegoro Law Review 5, no. 2 (2020): 215–30. http://dx.doi.org/10.14710/dilrev.5.2.2020.215-230.

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Banks have an important role in realizing SDGs, therefore the Bank must continue to develop its products and services to be directed towards sustainable economic activities and not too exploring resources. Based on The Appendix of the President Decree No. 59/2017 the Indonesian government directed the global target of economies inclusive regarding the participation of the financial services sector. The Banks will support the priority economic sectors development such as agriculture, processing industries, and infrastructure, Micro, Small, Medium Enterprises and Energy. Banks can participate by
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39

Kim, Chae-Ho. "Key Provisions of a Loan Agreement and Related Legal Issues - Based on the Loan Market Association's (LMA) Standard Form -." Korea Financial Law Association 12, no. 2 (2015): 123–54. http://dx.doi.org/10.15692/kjfl.12.2.5.

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40

Virgionandy, Rizkyka, Lalu Husni, and Muhaimin Muhaimin. "The Legal Liability of Fintech Companies for Accessing Telephone Contact Lists and Photo Galleries in the Online Loan Process." International Journal of Multicultural and Multireligious Understanding 8, no. 2 (2021): 191. http://dx.doi.org/10.18415/ijmmu.v8i2.2411.

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This research is aimed at analyzing arrangements regarding online loans in Indonesia, analyzing the protection of personal data for accessing telephone contact lists and photo galleries of users in online loans, and analyzing the legal liability of fintech companies for accessing telephone contact lists and photo galleries in the online loan process. used is a normative legal research method, using a statutory approach and a conceptual approach. The results of this first study, regulations regarding online loans according to Indonesian law are contained in POJK No.77 / POJK.0 / 2016, OJK Circu
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Anggoro, Rian Dwi, and Umar Ma'ruf. "Selling Authorization Legal Agreement Status Will Be Weighed Against Collateral Mortgage (Case Study PT. Bank Tabungan Negara (Persero) Tbk.)." Jurnal Akta 5, no. 3 (2018): 823. http://dx.doi.org/10.30659/akta.v5i3.3266.

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This study aims to determine why the binding of collateral in the process of granting subsidized housing loans in PT. Bank Tabungan Negara (Persero) Tbk. Pekalongan branch office is not binding perfectly implemented using the security rights, the legal position of the agreement of power sold to the collateral to be encumbered encumbrance in the process of providing subsidized credit facilities, and a form of legal protection for authorizing the use of certificate authority to sell. This study uses empirical juridical approach or Socio Legal Research. Data collected through literature, observat
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42

Barth, James R., and Joseph J. Cordes. "Benefits and Costs of Legal Restrictions on Personal Loan Markets." Journal of Law and Economics 29, no. 2 (1986): 357–80. http://dx.doi.org/10.1086/467123.

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43

Al-kateb, Mohammed Shein, Noor Akief Al-Dabbas, and Qais Enizan Al-Sharaiyri. "The Role of the Agent Bank and the Specificity of Its Legal Status in the Syndicate Loan (A Comparative Study)." Journal of Politics and Law 11, no. 4 (2018): 123. http://dx.doi.org/10.5539/jpl.v11n4p123.

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This study dealt with one of the most important parties to the syndicate loan contract which is the agent's bank, which is entrusted with the task of managing the daily loan. The task of this bank begins immediately after the end of the work of the organized bank and signing of the loan contract by its parties. The role of the agent's bank in the syndication loan was determined through this study, starting from appointing it through the tasks entrusted to it and ending with the termination of its powers and throughout the term of the loan, the role of this bank is a set of lega
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44

Sumartini, Siti. "RENEWAL OF LEGAL POLITICS OF INTERNATIONAL AGREEMENTS CONCERNING INDONESIA'S LOAN AGREEMENT TO ACHIEVE SUSTAINABLE DEVELOPMENT." Yustisia Jurnal Hukum 7, no. 1 (2018): 25. http://dx.doi.org/10.20961/yustisia.v0i0.18472.

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<p><strong><em>The</em></strong><strong><em> government loan agreement is a tool or mechanism to generate capital, and as a source of national development financing as set forth in the RAPBN framework. However, it is practically reviewed that the status of the foreign loan agreement is inconsistent with existing laws and regulations, in particular Law No.24 of 2000 on the </em></strong><strong><em>International Agreement (Treaty)</em></strong><strong><em>. In the provisions of the law foreign borrowing is
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45

Sirovatkin, S. A., and T. S. Hudima. "Object of legal relations of crediting in foreign currency." Legal horizons, no. 21 (2020): 52–57. http://dx.doi.org/10.21272/legalhorizons.2020.i21.p52.

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In the article presents the systematization of legal and scientific approaches to the composition and characteristics of foreign currency lending entities. It was opened and analyzed the scientific approaches and views of the legislator on this issue in order to distinguish a generalized definition of this aspect. It is established that at the present stage of development of scientific thought and legal support there is no unified approach to the separation of the main composition of objects of legal relations of the specified category. It is revealed that the civil law takes into account the
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46

Svetnik, Tamara, and Svetlana Koryagina. "Legal Regulation of Equity Construction: Shortcomings Determining Some Types of Economic Crimes." Russian Journal of Criminology 12, no. 4 (2018): 550–60. http://dx.doi.org/10.17150/2500-4255.2018.12(4).550-560.

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There are various types of unlawful, including criminal, behavior in the sphere of construction, but the lawmakers have reduced them all to «defrauding shareholders». The growth in the number of such offences is directly connected with the shortcomings in the system of subcontractor bidding, the legislation on self-regulating organizations and the general economic climate for developers. The authors conclude that «defrauded shareholders» are the result of failed financial pyramid schemes devised by developers to compensate for insufficient funds and expensive bank loans. The lawmakers should t
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Antić, Jelena. "Legal aspects of problem loans in Serbia: The issue of liability." Civitas 10, no. 1 (2020): 194–203. http://dx.doi.org/10.5937/civitas2001194a.

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The paper is motivated by the author's research into the issue of problem loans which present a serious obstacle to economic development. Taking into consideration the fact that a large amount research has been done with a goal of mitigating the effects of problem loans, the author attempts to investigate the causes of their and discusses the issue of the relationship between legal and social liability. The paper presents an analysis of the liability provisions of participants in the context of problem loans. Problem loans, in a broader sense, refer to any loans where there are problems in rep
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Jayachandran, Seema, and Michael Kremer. "Odious Debt." American Economic Review 96, no. 1 (2006): 82–92. http://dx.doi.org/10.1257/000282806776157696.

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Trade sanctions are often criticized as ineffective because they create incentives for evasion or as harmful to the target country's population. Loan sanctions, in contrast, could be self-enforcing and could protect the population from being saddled with “odious debt” run up by looting or repressive dictators. Governments could impose loan sanctions by instituting legal changes that prevent seizure of countries' assets for nonrepayment of debt incurred after sanctions were imposed. This would reduce creditors' incentives to lend to sanctioned regimes. Restricting sanctions to cover only loans
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Rudy Darmawan, Agung. "Legal Protection for Creditors Regarding Working Capital Loan with Expired Hgb Certificate Collateral." International Journal of Social Sciences and Humanities Invention 8, no. 08 (2020): 6094–97. http://dx.doi.org/10.18535/ijsshi/v7i08.01.

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The present study aims to find out the legal protection for creditors regarding debtors’ collateral with expired right to build (hgb) certificate . it was done to find out the attempts can be made by the creditor regarding the debt repayment of debtors with expired hgb certificate. taking place in bri solo baru office, the present study employed normative study. the data were collected through literature review. the data were analyzed through data reduction, data display, and drawing of conclusion. the result of the study showed that: based on article 1 number 11 of law no. 10 of 1998 on the a
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Drago, Divljak. "Legal-institutional framework of export loan based financing with public support." Zbornik radova Pravnog fakulteta, Novi Sad 47, no. 3 (2013): 223–36. http://dx.doi.org/10.5937/zrpfns47-5007.

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