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Journal articles on the topic 'Legal protection insurance'

Author: Grafiati

Published: 14 October 2022

Last updated: 19 July 2025

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1

Jimmytheja Ng, Paulus, Anis Mashdurohatun, and Ramon Novrial. "LEGAL PROTECTION FOR INSURANCE POLICYHOLDERS." International Journal of Research in Commerce and Management Studies 05, no. 02 (2023): 82–117. http://dx.doi.org/10.38193/ijrcms.2023.5207.

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The purpose of this research is to analyze and find legal protection for insurance policy holders. The results of the study found that legal protection for insurance policy holders (consumers) has not been based on the value of justice due to non-fulfillment of consumer rights by insurance business actors due to default by insurance companies. In this case the Financial Services Authority does not carry out its duties, functions, responsibilities and authorities in providing protection to insurance (consumer) policyholders, especially related to the large authority it has to defend consumer an

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2

Inayah, Wafa Nurul, and Marsitiningsih Marsitiningsih. "Perlindungan Hukum atas Kerugian Nasabah Asuransi Terhadap Kasus Gagal Bayar Ditinjau dari Undang-Undang Nomor 8 Tahun 1999 Tentang Perlindungan Konsumen." Kosmik Hukum 21, no. 2 (2021): 66. http://dx.doi.org/10.30595/kosmikhukum.v21i2.9995.

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Legal protection for insurance policyholders is essential because it is associated with standard agreements in insurance agreements. In essence, since the signing of the insurance policy, the insured has received less legal protection because the content or format of the agreement is more beneficial to the insurance company. The unequal position between insurance policyholders and insurance companies and the application of standard agreements causes the function of legal protection for insurance policyholders to be questioned. This study discusses how the legal protection for insurance custome

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3

Polontoh, Herry. "Legal Responsibility of the Insurance Company for Unpaid Participant Claims." Journal of World Science 3, no. 1 (2024): 105–10. http://dx.doi.org/10.58344/jws.v3i1.541.

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Insurance is a financial institution that has a vital role in the economy. Insurance protects the public from various risks, such as accidents, illness, and death. The insurance company must pay claims to insurance participants who experience losses in an insurance agreement. However, in practice, claims are often rejected by insurance companies. The purpose of this research is to analyze the legal responsibility of insurance companies for unpaid participant claims. This research uses normative legal research methods. Research data was obtained through a literature study. Research data was ana

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4

Beckley, Alan. "Legal Protection Insurance for Police Officers." Police Journal: Theory, Practice and Principles 68, no. 4 (1995): 319–24. http://dx.doi.org/10.1177/0032258x9506800405.

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5

Silfia, Dela Rezki, Kitfiyatun Nisah, Salsabila Dito Putri, Harmono Harmono, and Raden Handiriono. "Analysis Of The Responsibility Of Insurance Companies Declared Bankrupt For Customer Claims In The Perspective Of Indonesian Positive Law." Journal of Social Science (JoSS) 3, no. 7 (2024): 1547–54. http://dx.doi.org/10.57185/joss.v3i7.336.

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Insurance for human life is very important, by requiring a sense of comfort and safety. So that many companies have established their business in the field of insurance, behind insurance companies that provide security protection. Not all companies run smoothly in other words the company is inseparable from the threat of bankruptcy. This research focuses on legal certainty for customers when an insurance company with claim obligations is declared bankrupt. The research problem addresses the challenges faced by customers in such situations and the legal protection available to them. The purpose

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Sulistyorini, Hastuti, Siti Hamidah, and Rachmi Sulistyarini. "Perlindungan Hukum Bagi Ahli Waris yang Tidak Tercantum sebagai Penerima Manfaat dalam Asuransi Jiwa." Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan 5, no. 1 (2020): 58. http://dx.doi.org/10.17977/um019v5i1p58-65.

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The research objective was to find a form of legal protection that was given to heirs who were not listed as beneficiaries of insurance funds on a life insurance policy. The study used the normative juridical method by using the statute approach and the conceptual approach, the technique of gathering legal material through literature study, and the analysis technique was carried out prescriptive. The results of the study showed that heirs were the most interested parties as beneficiaries of life insurance funds. The heirs who were not listed as beneficiaries in the life insurance policy receiv

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Candra, Dimas, and Gunawan Djajaputra. "LEGAL PROTECTION FOR INSURANCE COMPANIES AGAINST ABUSE OF INSURANCE CLAIMS." Awang Long Law Review 7, no. 2 (2025): 447–53. https://doi.org/10.56301/awl.v7i2.1578.

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Uncertainty in human life gives rise to the need for legal and economic protection instruments, one of which is through the insurance mechanism. As a form of risk transfer, insurance provides compensation guarantees for losses due to uncertain events, such as accidents, fires, or death. In the legal framework in Indonesia, the relationship between the insurer and the insured is formed through an agreement (policy) or normative provisions in laws and regulations. However, in practice, this relationship is inseparable from the problem of moral hazard, especially the misuse of claims by the insur

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8

Belanić, Loris. "Opseg pokrića rizika iz osiguranja pravne zaštite na području privatnog života." Evropska revija za pravo osiguranja 23, no. 1 (2024): 8–26. http://dx.doi.org/10.46793/erpo2301.08b.

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The legal protection insurance in the field of private life aims to provide coverage for legal costs that the insured is faced with in situations from their private life. By combining the coverage of the legal expenses according to different legal areas, it is attempted that the legal expenses insurance coverage meets the needs of the insured. It is particularly suitable for providing the so-called family coverage of legal protection for the insured and his family members. After introduction, the paper deals with the forms of legal protection insurance in the field of private life and defines

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Puluhulawa, Jufryanto, Mohamad Hidayat Muhtar, Mellisa Towadi, Vifi Swarianata, and Apripari. "Concept of Cyber Insurance as a Loss Guarantee on Data Protection Hacking in Indonesia." Law, State and Telecommunications Review 15, no. 2 (2023): 132–45. http://dx.doi.org/10.26512/lstr.v15i2.44206.

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[Purpose] This research departs from the legal vacuum regarding data protection insurance in Indonesia. In terms of regulation, Law Number 40 of 2014 concerning Insurance has not regulated all about cyber insurance, and Indonesia still needs to have a law that regulates data protection. [Methodology/Approach/Design] This research is categorized into the normative legal research type based on the issues and themes raised as a research topic. The research approach used is the conceptual approach, philosophical approach, and analytical approach. The research focuses on analyzing the concept of cy

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Chindy and Anissa Sylviana. "PERLINDUNGAN HUKUM TERHADAP PENOLAKAN KLAIM ASURANSI OLEH PERUSAHAAN ASURANSI." Realism: Law Review 1, no. 1 (2023): 78–99. https://doi.org/10.71250/rlr.v1i1.4.

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The development of insurance in Indonesia has grown very rapidly, various types of insurance companies are offered to the public to participate in an agreement. In this study using normative juridical research methods using statutory approach (statue approach) and analytical approach (analytical approach). The focus of this research is how legal protection is against life insurance claims that are rejected by insurance companies and how cases of insurance claims are resolved by underage heirs. The purpose of this study is to determine legal protection for insurance claims that are rejected by

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Fina Rohmatika. "Perlindungan Hukum Klaim Asuransi Pemegang Polis Asuransi." Jurnal Riset Ekonomi dan Akuntansi 2, no. 1 (2023): 182–90. http://dx.doi.org/10.54066/jrea-itb.v2i1.1310.

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Life insurance has become integral to individual and family finances in the modern era, providing financial protection and peace of mind. Life insurance claims involve complexities that require in-depth understanding from both the policyholder and the insurance company. Legal protection in insurance claims is important to ensure policyholder rights are protected. This article investigates legal protection for life insurance policyholders during the claims process, analyzing regulations, dispute resolution mechanisms, and how legal protection ensures policyholder rights are safeguarded. The res

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Manurung, Qhairul Fadly. "LEGAL PROTLEGAL PROTECTION FOR CUSTOMERS OF CECTION FOR CUSTOMERS OF CONVENTIONAL INSURANCE COMPANIES THAT CONVERT INTO SHARIA GENERAL INSURANCE." Awang Long Law Review 6, no. 1 (2023): 168–75. http://dx.doi.org/10.56301/awl.v6i1.1024.

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The problem of legal protection for customers who are members of insurance companies that carry out conversion from conventional insurance to general Sharia Insurance has indications of the emergence of legal problems. This is because the customer must decide whether to renew the policy contract with Adira Insurance for conventional general insurance products or change the policy contract to a Sharia General Insurance Policy. The research method used is normative juridical. The purpose of this study is to answer about legal protection for customers who are members of insurance companies that c

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Sumiarni, MG Endang, and Theresia Anita Christiani. "Law No 4 Of 2023 Reviewed From The Perspective Of Insurance Customer Protection." Journal of Law and Sustainable Development 11, no. 12 (2023): e2593. http://dx.doi.org/10.55908/sdgs.v11i12.2593.

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Objective: This research aims to analyze the juridical consequences of the enactment of Law No. 4 of 2023 on the explicit legal Protection of insurance customers in Indonesia.  Methods: This type of research is normative research. The research uses secondary data consisting of primary and secondary legal materials. The data analysis technique uses qualitative data analysis, and the conclusion drawing technique uses deductive.  Result: The research results show that the PPSK Law mandates the existence of a Policy Guarantee Institution under the Deposit Insurance Corporat

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Cahyani, Gisella Tiara, Najwa Maulida Azzahra, Farahdinny Siswajanthy, Daffa Amaanullah Supriyanto, and Fitria Ade Steybi. "PERLINDUNGAN HUKUM TERHADAP PERUSAHAAN ASURANSI DENGAN PERUSAHAAN REASURANSI YANG DICABUT IZIN USAHANYA." Jurnal Res Justitia: Jurnal Ilmu Hukum 4, no. 2 (2024): 491–500. https://doi.org/10.46306/rj.v4i2.157.

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The insurance and reinsurance industry plays a crucial role in managing financial risks in society. However, when a reinsurance company that provides protection to insurance companies loses its business license, it can lead to significant legal complexities. This article discusses two critical aspects related to this issue. First, the impact of the revocation of the business license of a reinsurance company on insurance companies and their obligations to policyholders. This situation creates uncertainty regarding the ability of insurance companies to fulfill policyholder claims. Second, how th

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Dwi Astuti, Hesti, Neni Sri Imaniyati, Husni Syawali, and Neni Ruhaeni. "Legal Protection for Farmers through Farming Business Insurance as a form of Risk Mitigation Welfare State." Journal La Sociale 3, no. 1 (2022): 35–39. http://dx.doi.org/10.37899/journal-la-sociale.v3i1.610.

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Agricultural business activities are businesses that have a high risk of uncertainty. Global climate change has an impact on agricultural products resulting in decreased income and welfare of farmers, so that legal protection is needed by the government as an effort to protect farmers. The research method uses descriptive qualitative analytical techniques, in which this study describes and analyzes systematically, factually, and accurately about Legal Protection for Farmers Through Agricultural Insurance Agricultural premium subsidy insurance is a form of legal protection for farmers who have

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Jinaratana, Andika, Yofi Permatasari, and Meliana Kartika H. "Legal Protection of Policyholders for Claim Issues Insurance coverage based on positive Indonesian law." Asian Journal of Social and Humanities 1, no. 07 (2023): 389–96. http://dx.doi.org/10.59888/ajosh.v1i07.32.

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This paper reviews the legal protection for insurance policyholders according to Indonesian positive law. This is aimed at increasing our understanding of the concept of insurance and how legal protection is for policyholders for problems with claims for insurance coverage and how the liability of the insurance company as the insurer is towards the insured, namely the policyholder. Insurance policy holders are generally individuals, many of whom are people who are unfamiliar with the law and must be confronted with insurance companies, so based on this it is important for positive law to provi

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17

Malie, Adi Muliawansyah, Zahry Vandawati Chumaida, and Bambang Sugeng Ariadi Subagyono. "Perlindungan Hukum Bagi Para Nasabah Asuransi Pasca Terbentuknya Lembaga Penjamin Polis (LPP)." Jurnal Ilmiah Penegakan Hukum 11, no. 2 (2024): 258–67. https://doi.org/10.31289/jiph.v11i2.11068.

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This research aims to determine the legal certainty of the role of insurance supervisory institutions and the form of legal protection for insurance customers after the formation of the Policy Guarantee Institution (LPP). This has become urgent, considering that recently there have been many cases of failure to pay insurance claims to customers. This research method is normative, with an approach to statutory regulations and a conceptual approach. The sources of legal materials used are primary, secondary and tertiary legal materials. The method for collecting legal materials is carried out th

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18

Mahatma, Laode Man. "LEGAL PROTECTION OF POLICY HOLDERS AGAINST INSURANCE COMPANIES EXPERIENCED BANKRUPTCY." JILPR Journal Indonesia Law and Policy Review 5, no. 3 (2024): 500–510. http://dx.doi.org/10.56371/jirpl.v5i3.275.

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The unequal position between insurance policy holders and insurance companies as applied to standard agreements, causes the function of legal protection for insurance policy holders to be questioned. One of the institutions that has the authority and functions to provide legal protection is the Financial Services Authority (OJK) as regulated in Law Number 21 of 2011 Article 55 paragraph (1). The transfer of risk in an insurance agreement is carried out in return for a premium payment by the insured which is deemed commensurate with the risk that must be insured, although the claim payment as f

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Maharani, Ni Made Rika Dwi, and Dr I. Nyoman Bagiastra SH MH. "Legal protection for patients using health social security agency." International Journal of Judicial Law 3, no. 4 (2024): 01–04. http://dx.doi.org/10.54660/ijjl.2024.3.4.01-04.

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The purpose of this research is to find out and regulate the legal protection and responsibilities of health insurance institutions toward health insurance participants. The research method used is the normative research method. Using a legal and analytical approach. The legal material used was tracked using literary techniques. The outcome of this writing is that, given the many cases of discrimination against patients by health insurance agencies, legal protection is necessary to protect the rights of patients from social health insurance agents. Moreover, the responsibility of the health ad

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Prots, Ivanna. "LEGAL NATURE OF LEGAL RELATIONS IN THE FIELD OF INSURANCE: ADMINISTRATIVE AND LEGAL ASPECT." Social & Legal Studios 12, no. 2 (2021): 33–38. http://dx.doi.org/10.32518/2617-4162-2021-2-33-38.

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On the basis of the systematic theoretical and legal analysis of scientific researches and the current legislation the legal nature of insurance which is caused by three key approaches – economic, material and legal is investigated. The economic essence of insurance is expressed through the category of monetary funds needed to cover unforeseen needs of society; the material nature of insurance is disclosed through the category of monetary funds, which are used to compensate for damage caused by natural disasters and unforeseen circumstances; the legal content of insurance is manifested through

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Zarubica, Sara, and Svetlana Korica. "Protection of consumers rights in life insurance contracts." Pravo - teorija i praksa 40, suppl (2023): 27–42. http://dx.doi.org/10.5937/ptp2301027z.

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Life insurance is a special type of activity exerting a strong influence on a country's social and economic structure. Its main field of interest is human life. Life insurance contracts are founded on the basis concept of the legal position of an insured person as the weaker contracting party either due to his/her knowledge of the insurance service and the circumstances surrounding it or due to his/her negotiating position and the financial means put at his/her disposal. The insurer is a trader and professional, which cannot be said for the insured person, who, accordingly, should be ensured p

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Skorb, Marcin. "STAN CYWILNOPRAWNEJ OCHRONY KONSUMENTA USŁUG UBEZPIECZENIOWYCH W POLSCE." Zeszyty Prawnicze 4, no. 2 (2017): 221. http://dx.doi.org/10.21697/zp.2004.4.2.13.

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Protection of Personal Data of Consumers of Insurance Services in PolandSummaryThe article analyses the regulations o f Polish civil law, which were introduced to protect a consumer of insurance services who, as a weaker party of a insurance agreement needs such protection. It presents main changes of the insurance law in this respect, introduced on M ay 01, 2004 as a part of the process of adapting Polish legal system to the EU legislation. Amongst other things, the author discusses the following issues: legal definition of a „consumer”, scope o f legal measures on protection of the insured,

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Salviana, Fries Melia, Krisnadi Nasution, and Evi Kongres. "PERLINDUNGAN HUKUM TERHADAP TERTANGGUNG DALAM ASURANSI JIWA UNIT-LINK." Perspektif 28, no. 1 (2023): 19–24. http://dx.doi.org/10.30742/perspektif.v28i1.851.

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Asuransi jiwa unit link memiliki keunikan apabila dibandingkan dengan asuransi lainnya. Penelitian ini bertujuan untuk menganalisis karakteristik asuransi jiwa unit link dan perlindungan bagi tertanggung berdasarkan asuransi jiwa unit link. Penelitian normatif dengan pendekatan undang-undang dan pendekatan konseptual ini menggunakan sumber bahan hukum primer dan bahan hukum sekunder yang memuat mengenai perlindungan hukum bagi tertanggung serta karakteristik asuransi jiwa unit link termasuk peraturan perundang-undangan mengenai atau terkait dengan asuransi jiwa dan investasi. Asuransi jiwa uni

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Muhammad, Anandri Farrasadre, and Ery Agus Priyono. "Perlindungan Hukum kepada Perusahaan Asuransi terhadap Tindakan Fraud yang dilakukan oleh Nasabah di Indonesia." Jurnal Ilmiah Universitas Batanghari Jambi 23, no. 2 (2023): 1601. http://dx.doi.org/10.33087/jiubj.v23i2.2906.

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Within the insurance often found crime, one of which is an act of fraud committed by the customers. Acts of fraud committed by the customers often resulting in losses to the insurance company. Therefore, it is important to provide legal protection for insurance companies so that fraud by the customers can be prevented. To answer the above problems, the method used by researchers is normative juridical by examining Indonesia's positive law that provides legal protection to insurance companies. An important finding in this studies is to find out how the reality facts about this problem and how l

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Alya Rosana and Arief Suryono. "Konstruksi Hubungan Hukum Dalam Skema Perjanjian Produk Asuransi Yang Dikaitkan Dengan Investasi (PAYDI)." Jembatan Hukum : Kajian ilmu Hukum, Sosial dan Administrasi Negara 1, no. 2 (2024): 166–76. https://doi.org/10.62383/jembatan.v1i2.253.

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Investment-linked insurance, otherwise known as unit-linked insurance, offer attractive potential benefits because in addition to providing life protection, they also offer investments for policyholders. However, it also involves the construction of complex legal relationships between policyholders and insurance companies. The purpose of this study is to determine and analyze the construction of legal relationships in insurance schemes linked to investment. This research uses normative legal research methods through data collection techniques in the form of literature studies. The approach use

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Pangesti, Hayuning Dyah, Latifah Ratnawaty, and Desty Anggie Mustika. "Legal Protection For Customers As Consumers Of Motor Vehicle Insurance Services (Decision Study Number: 24 PK / PDT / 2017)." JURNAL MAHASISWA YUSTISI 2, no. 1 (2024): 1–4. https://doi.org/10.32832/jurmayustisi.v2i1.727.

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Consumers of motor vehicle insurance services are entitled to legal protection under Decision Study Number 24 PK / PDT / 2017. Pangesti Hayuning Dyah NPM 191103011027. In the case that an insurance claim is denied by the insurance company without a good reason, the insured person's legal protection is crucial. This is done to make sure the insurance firm fulfills all of its responsibilities to protect the insured's rights. regarding the procedure for settling insurance claims. In light of the history mentioned above, there are various ways to formulate the problem, specifically: 1) Motor vehic

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Theresia, Anita Christiani, and Berlianna Byatara Seketi Paringga. "Health of Insurance Companies in Indonesia from a Legal Objective Perspective." INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND ANALYSIS 08, no. 04 (2025): 2243–47. https://doi.org/10.5281/zenodo.15379548.

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Legal facts in Indonesia stipulate that there are preventive and repressive legal protection arrangements for insurance company customers. This paper aims to find and analyze whether the arrangement for handling insurance companies experiencing problems as a form of preventive legal protection for policyholders has realized the legal objectives for legal certainty. The purpose of the Law is to obtain legal certainty, which is the basis for theoretical thinking to analyze the expected findings. This research is a type of normative legal research. The data used are secondary. Data analysis uses

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Halyna, Trunova. "Legal aspects of the implementation of social medical (health) insurance in Ukraine." ScienceRise: Juridical Science, no. 1(7) (March 29, 2019): 34–39. https://doi.org/10.15587/2523-4153.2019.162096.

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Based on the analysis of normative-legal acts, judicial practice and scientific studies in the sphere of social insurance, there are considered separate legal aspects of introducing the system of social medical insurance in Ukraine. There are considered main international documents and acts of the International labor organization that fix the human right for health protection, and also establish the duty of states in providing realization of these rights, in particular by functioning of the social medical insurance system. Main models of financing the health protection system are presented. Th

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Asufie, Khairunnisa Noor, Yulia Qamariyanti, and Rachmadi Usman. "Penggunaan Asuransi terhadap Risiko Pelaksanaan Jabatan Notaris." Lambung Mangkurat Law Journal 5, no. 2 (2020): 164–79. http://dx.doi.org/10.32801/lamlaj.v5i2.186.

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A notary is a public official appointed by an authorized official who plays a role in the field of civil law. The authority of the Notary is regulated in Article 15 of Act Number 2 of 2014 concerning Amendment to Law Number 30 Year 2004 concerning Acts of Notary Position. Regarding the authority of the Notary as a public official (openbaar ambtenaar) who has the authority to make authentic deeds can be burdened with responsibility for the authentic deed he made. The need for legal protection for Notaries against these risks, it is necessary to have an insurance / notary position insurance as a

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Fauziah, Khanifa, Gunardi Lie, and Moody Rizqy Syailendra. "Legal Protection Bumi Putera Joint Life Insurance Policyholders." ARRUS Journal of Social Sciences and Humanities 3, no. 2 (2023): 115–21. http://dx.doi.org/10.35877/soshum1710.

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This study aims to examine the legal protection provided to customers of life insurance policyholders in Bumi Putera, focusing on product transparency, fair and fast claim procedures, as well as appeal and lawsuit procedures. The method used field research with a qualitative approach through in-depth interviews with customers and related parties in Bumi Putera. The data collection techniques used were document studies and in-depth interviews. The collected data were analyzed by qualitative analysis methods, namely data reduction, data presentation, and conclusions. This research is expected to

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Sitorus, Oktaviandi Bangun Tri Anugrah. "Legal Protection for Shareholders of Dissolved Insurance Companies." Jurnal Indonesia Sosial Sains 5, no. 04 (2024): 876–81. http://dx.doi.org/10.59141/jiss.v5i04.1088.

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The capital market is the meeting place between supply and demand in trading securities, including stocks, which is proof of ownership of a company in exchange for shareholders' rights to profits or dividends. Although there are two main groups of shareholders, namely majority and minority, both groups have equal status in company ownership. To protect shareholders, capital market and limited liability company laws provide legal protection, including in cases of dissolution of insurance companies. In this research, normative legal methods were used to analyze relevant laws. The results show th

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Ramlan, Ramlan, and Faisal Riza. "Legal Guarantee of Fisherman Employment Risk through Fisherman Insurance Premium Assistance (BPAN)." Randwick International of Social Science Journal 3, no. 4 (2022): 733–41. http://dx.doi.org/10.47175/rissj.v3i4.554.

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The number of fishermen who have not received legal protection against safety guarantees has created concerns. So that fishermen need the government's role in getting guarantees in the form of insurance. Insurance programs for fishermen must be continued and developed to ensure the future of fishermen's families. Currently, the government assumes that it has provided insurance policies to all fishermen. Fisherman Insurance Premium Assistance is considered important to ensure protection for their lives and work accidents so that all fishermen and fishermen's families have the confidence to carr

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Suryadinata, Wawan, Naya Amin Zaini, and Wieke Dewi Suryandari. "Reconstructing the Legal Framework of Standard Clauses in Insurance Agreements for Consumer Protection." Journal of World Science 3, no. 11 (2024): 1531–41. https://doi.org/10.58344/jws.v3i11.1236.

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Standard clauses in insurance agreements often result in legal certainty and adequate consumer protection. This study aims to reconstruct the legal framework governing standard clauses in insurance agreements to enhance consumer protection and ensure legal certainty. Using a normative juridical research method, the study adopts a statute and conceptual approach. Data were collected from legislative texts, legal literature, and case studies involving disputes over standard clauses in insurance agreements. The analysis focuses on identifying weaknesses in the current legal framework and proposin

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Sewu, Pan Lindawaty Suherman, Rahel Octora, and Floria Lusiana. "Analysis of the Existence of Insurance Fraud in the Case of Insurance Claim Payment Failure and the Legal Protection for Insurance Clients in the Insurance Company’s Failure to Pay Claims." European Journal of Law and Political Science 1, no. 5 (2022): 79–86. http://dx.doi.org/10.24018/ejpolitics.2022.1.5.50.

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Insurance is one of people’s needs as a protection from the loss-causing risks. Based on the insurable interest, people then have an insurance agreement. The legal relation between an insurance company and the insured is based on a written agreement called a policy. In reality, not all claims can be done well. Insurance companies often fail to fulfill its obligation (payment failure), which is caused by several factors, including the allegation of frauds. This research is going to discuss the existence of insurance fraud as a factor in the case of payment failure of an insurance claim. The res

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Tkachenko, N., T. Shokha, Yu Vlasenko, and A. Yevstihnieiev. "ENVIRONMENTAL INSURANCE FUNCTIONS: LEGAL ASPECT." Financial and credit activity: problems of theory and practice 1, no. 36 (2021): 351–58. http://dx.doi.org/10.18371/fcaptp.v1i36.227992.

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The state of regulatory support of the compensatory and preventive functions of environmental insurance has been studied. As a research method, a systematic approach has been chosen, which explores environmental insurance not only as a separate type of profit-seeking activity, but first of all as the component of economic and legal mechanism in the field of environmental relations, an element of the legal mechanism for providing environmental safety and a means to prevent and compensate for environmental abuses. The system of environmental funding sources financing has been analysed. It

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Budiman, Haris, Bias Lintang Dialog, Iman Jalaludin Rifa’i, and Peny Hanifah. "Perlindungan Hukum bagi Pemegang Polis dalam Penyelesaian Klaim Asuransi Jiwa." Logika : Journal of Multidisciplinary Studies 13, no. 02 (2022): 168–80. http://dx.doi.org/10.25134/logika.v13i02.7074.

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An insurance agreement occurs where the policyholder transfers the risk to the insurance company. Legal protection regarding to life insurance policy holders is regulated in the Law of the Republic of Indonesia Number 40 of 2014 concerning Insurance. Life insurance claims are in the form of claims from the insured party where the policy holder asks for his rights in the life insurance policy agreement to make payments on the life insurance benefits. This study aims to determine the legal protection for life insurance policy holders and the procedure for settlement of life insurance claims. Lif

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Krasilich, Nataliia. "Legal problems of insurance protection against cyber risks in space activities." Yearly journal of scientific articles “Pravova derzhava”, no. 32 (2021): 268–76. http://dx.doi.org/10.33663/0869-2491-2021-32-268-276.

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General global trends in space activities are largely related to the need to protect space information technology from possible cyber threats. The issue of cybersecurity in space activities needs to be thoroughly studied and resolved, as the current state of space activities and existing mechanisms of international and state regulation do not provide a sufficient solution. Disruption of the process of receiving and exchanging information through space information systems can lead to significant consequences. The growing number of cyber threats is becoming more common and destructive. Therefore

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Tanklevskaya, Nataliya, and Vitalina Yarmolenko. "Methodical approaches to determination of essence and classification of insurance." Agricultural and Resource Economics: International Scientific E-Journal 3, no. 4 (2017): 147–59. http://dx.doi.org/10.51599/are.2017.03.04.12.

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The article defines different methodological approaches to the essence of insurance. Insurance is a special type of economic activity in the process of which an insurance fund is created, from which, in the event of an insured event provided for by law or contract, payments to policyholders are made. In a market economy, insurance is, on the one hand, a means of protecting business and the well-being of people, and on the other – a kind of entrepreneurial activity that generates profit. The basis for the classification of insurance is the discrepancy: in the areas of insurance companies, in ap

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Anugerah, Fiqqih, and Hari Sutra Disemadi. "Kajian Pembaharuan Hukum Dalam Asuransi E-Commerce." Legal Spirit 6, no. 2 (2022): 177. http://dx.doi.org/10.31328/ls.v6i2.3853.

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Insurance in the electronic trading business has been regulated by law in Indonesia, but there are technical obstacles related to electronic trade insurance in the Indonesian legal system in its application. When insurance is used in business through e-commerce, there is legal protection for the insurer regarding the obligation to notify the policyholder about the subject of insurance, and legal protection for the policyholder regarding the purpose of the policy, namely the transfer of risk to compensation for the damage caused by the event, as well as the risk against risks that threaten insu

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Prayogo, Iip Harnoto, and Syufaat Syufaat. "Perlindungan Hukum Pemegang Polis Asuransi Syariah Berdasarkan Undang-Undang Nomor 40 Tahun 2014 Tentang Perasuransian." Alhamra Jurnal Studi Islam 4, no. 1 (2023): 75. https://doi.org/10.30595/ajsi.v4i1.17162.

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This research was conducted to find out the legal protection that Sharia insurance policyholders can have based on law number 40 of 2014 concerning insurance, in the event of a dispute between Sharia insurance policyholders and an insurance company through an insurance agreement.This study uses a juridical method that is guided by the norms of the rule of law contained in statutory regulations. Sources of data used include secondary data, primary data, and tertiary data. Primary legal materials are legal and statutory provisions that will be examined, including 1) Law Number 40 of 2014 concern

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Probo Astuti, Dewi, Clara Meilindawaty Situmorang, Sri Evehulisa Pinem, and Erlina Puspitaloka Mahadewi. "The Present and Future Definition of Health Insurance Based on Laws and Regulations in Indonesia." International Journal of Health and Pharmaceutical (IJHP) 5, no. 2 (2025): 321–29. https://doi.org/10.51601/ijhp.v5i2.369.

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This study analyzes the legal principles that Indonesia insurance plays an important role in facing increasingly complex and uncertain life needs. In Indonesia, insurance is regulated through Law No. 40 of 2014, which provides a legal basis for the implementation and protection of the parties. This study uses a literature study method with a qualitative narrative synthesis approach to examine the definition of insurance based on laws and regulations in Indonesia. First, to analyse the legal basis of insurance and the legal aspects of the implementation of insurance agreements in Indonesia, exa

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Tina, Amelia. "Analysis Criminal Offense Law Criminal Case Jiwasraya." Law and Humanities Quarterly Reviews 6, no. 1 (2023): 62–70. https://doi.org/10.31014/aior.1996.02.01.52.

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Default cases committed by well-known and oldest insurance companies, are even known as pioneers in the insurance services industry. The case being discussed involves PT Asuransi Jiwasraya. Problems arise when there are complaints from customers who say that they have not received insurance policy money. The main cause of PT Asuransi Jiwasraya's default is an error in managing the investment in the company. Given these problems, it is necessary to conduct research on the analysis of the Jiwasraya crime from a legal perspective in Indonesia. This study uses a normative juridical method. To

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Ko, Chloe(Eun Young). "Review of Index Insurance from Legal & Regulatory Perspectives and Recommendations for Best Practices." Korean Insurance Law Association 18, no. 3 (2024): 223–85. http://dx.doi.org/10.36248/kdps.2024.18.3.223.

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This paper discusses the characteristics, potential for development, and the legal and regulatory aspects of parametric insurance. With the increasing risks posed by natural disasters and climate change, traditional insurance products often fail to provide adequate coverage, which has led to growing attention on parametric insurance as a new risk management tool. Parametric insurance compensates losses based on predefined indices derived from weather data, and it plays a crucial role in addressing the protection gap, particularly in Africa and developing countries, where natural disasters are

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Nurrahayu, Feby Dian. "Pemberian Perlindungan Hukum terhadap Pemegang Polis Asuransi dalam Peraturan Perundang-undangan di Indonesia." Rechtsvinding 2, no. 1 (2024): 1–10. http://dx.doi.org/10.59525/rechtsvinding.v2i1.350.

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Insurance has become a popular investment vehicle due to its offering of certainty and assurance. One common issue faced by policyholders is the difficulty in receiving intermittent reimbursements for specific payments, whereas the primary objective of a policyholder or any party involved in an insurance agreement is to receive compensation when the insured object experiences an unexpected event. Normative legal research methodology is employed as an approach in composing this writing, relying on legal materials obtained through literature research, which includes primary and secondary legal m

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Jun, Han-Deok. "A Legal Study on Digital Platform Insurance Products." Korean Insurance Law Association 16, no. 3 (2022): 163–85. http://dx.doi.org/10.36248/kdps.2022.16.3.163.

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Digital platform insurance market is expected to grow rapidly due to the rapid development of IT technology and the spread of non-face-to-face culture due to corona 19. Related regulations such as the revision of the Data 3 Act have also improved in favor of the development of the digital platform insurance industry. However, the provision of health care data, which is the most important to insurance companies, has not been implemented properly until now. This is presumed to be due to a combination of extreme sensitivity of healthcare data, social wave in case of leakage, and long distrust of

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Rinjani, Andini Gita, and Ahmed Badaruddin Muhammad Sabri. "Online Shopping Protection in Indonesia: A Social & Legal Discourse." Indonesia Media Law Review 1, no. 1 (2022): 23–40. http://dx.doi.org/10.15294/imrev.v1i1.56674.

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In this modern era, Electronic Commerce or business transactions today's generation called it the online shopping loved everybody in terms of its use, because it is very effective and can efficiently time so that one can conduct transactions wherever and whenever. It turns out it is very bersiko. Internet is an open network that can trigger the occurrence of data manipulation factors which would harm the party. Finally, emerging form of software security solutions, which did not give full guarantee to be free from loss, it certainly can reduce public confidence. Based on the relevant legislati

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Sasono, Satryo, Isharyanto Isharyanto, and Delasari Krisda Putri. "Child and women domestic abuse victims' social health insurance protection: an affirmative justice perspective." Journal of Law, Environmental and Justice 1, no. 2 (2023): 105–21. http://dx.doi.org/10.62264/jlej.v1i2.8.

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As the times develop, the more complex the problems faced, one of which is problems related to the family, namely domestic violence (KDRT). The emergence of violence results in victims who must be protected, both physically and psychologically. The protection provided to victims of domestic violence is legal protection and health protection. Health social security for victims is an important factor needed by victims of violence, legal protection for victims is no less important considering that until now there are still not many victims who report acts of domestic violence that have befallen t

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Sriono, S., Sri Dewi, Miftah Hulzannah, Maria Panggabean, and Riki Afri Rizki. "Legal Protection Against Bank Customers in Review of Banking Laws." International Journal of Educational Research & Social Sciences 1, no. 1 (2021): 1–6. http://dx.doi.org/10.51601/ijersc.v1i1.7.

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Legal protection for customers is reviewed in terms of banking laws and regulations, such as Law Number 21 of 2008 concerning Islamic banking. Both Islamic banks and conventional banks with regulatory control must comply with general banking regulations. Act Number 7 of 1992 concerning Banking. The Banking Law which regulates amendments to Law Number 10 of 1998 concerning Amendments to Law Number 7 of 1999. there is an obligation for banks to become members of the Deposit Insurance Corporation (LPS) so as to provide protection for depositors customers against their deposits and the existence o

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Edgar Thomas Butar-butar, Janpatar Simamora, and Ria Juliana Siregar. "Legal Protection of Consumers (Heirs) for Rejection of Life Insurance Claims (Case Study of Supreme Court Decision No. 241 PK/Pdt/2011)." Journal of Legal and Cultural Analytics 4, no. 1 (2025): 87–98. https://doi.org/10.55927/jlca.v4i1.13651.

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Life insurance is an agreement that binds the insurer and the insured to provide protection against risks that may occur, such as death. This study discussthe procedure for claiming life insurance and legal protection for consumers, especially heirs, in the context of Supreme Court Decision No. 241 PK/Pdt/2011. In the case, the claim filed by the heirs was rejected by PT. Sequis Life Insurance for reason that are considered invalid. This writing uses the normative juridical resaerch method, which is research conducted by researching literature and legal materials thar require secondary data as

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Prasetyo, Rikzi Dwi, Tunggul Anshari, and Istislam Istislam. "Legal Protection and Certainty for Employees of the Public Entity of Insurance and Social Security (BPJS Ketenagakerjaan)." International Journal of Social Science Research and Review 5, no. 3 (2022): 321–27. http://dx.doi.org/10.47814/ijssrr.v5i3.267.

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Indonesia has the Insurance and Social Security (BPJS Ketenagakerjaan) to protect workers. This article discusses the legal vacuum of the legal status of the public legal entity of the Insurance and Social Security. The aim is to formulate future arrangements that provide legal protection and certainty for employees of the Insurance and Social Security public legal entity. This research is normative legal research with a statutory approach and a conceptual approach. The result of this research is that it is necessary to strengthen the supervision of the supervisory board internally and externa

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