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Relevant bibliographies by topics / Lending decisions / Dissertations / Theses

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Dissertations / Theses on the topic 'Lending decisions'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Basheikh, Abdullatif Mohamed. "Financial reporting in Saudi Arabia and bank lending decisions." Thesis, University of Portsmouth, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.271378.

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2

Pellegrini, Francesco. "Empirical analysis of the lending decisions of Chinese formal financial institutions in rural areas." Master's thesis, NSBE - UNL, 2012. http://hdl.handle.net/10362/9612.

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A Work Project, presented as part of the requirements for the Award of a Masters Degree in Finance from the NOVA – School of Business and Economics<br>This empirical research is aimed to analyze the development of microfinance principles in the lending decisions of the two Chinese formal rural institutions, namely the commercial banks and credit cooperatives. For this reason, it is tested if loan purposes are oriented towards social goals, and if the guarantee requirements for the farmers are too strict. The regression results show that this implementation is only partial. Farmers have to prov

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3

Mahmood, Rosli. "An empirical investigation of the lending decisions on small businesses by bank managers in Malaysia." Thesis, University of Glasgow, 2000. http://theses.gla.ac.uk/959/.

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4

Beardsley, Colin. "Financing the 1980s commercial property boom : a behavioural analysis of lending decisions by British banks." Thesis, University of Reading, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.360144.

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5

Li, Tao [Verfasser], Stephan von [Akademischer Betreuer] Cramon-Taubadel, Oliver [Akademischer Betreuer] Mußhoff, Achim [Akademischer Betreuer] Spiller, and Xiaohua [Akademischer Betreuer] Yu. "Empirical studies on lending volume decisions, the number of lending approvals, and lending rates attitudes: Estimation based on household data from rural Shandong, China / Tao Li. Gutachter: Oliver Mußhoff ; Achim Spiller ; Xiaohua Yu. Betreuer: Stephan von Cramon-Taubadel." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2013. http://d-nb.info/104441409X/34.

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Li, Tao Verfasser], Stephan von [Akademischer Betreuer] Cramon-Taubadel, Oliver [Akademischer Betreuer] [Mußhoff, Achim [Akademischer Betreuer] Spiller, and Xiaohua [Akademischer Betreuer] Yu. "Empirical studies on lending volume decisions, the number of lending approvals, and lending rates attitudes: Estimation based on household data from rural Shandong, China / Tao Li. Gutachter: Oliver Mußhoff ; Achim Spiller ; Xiaohua Yu. Betreuer: Stephan von Cramon-Taubadel." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2013. http://nbn-resolving.de/urn:nbn:de:gbv:7-11858/00-1735-0000-000F-50B6-9-5.

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7

Maier, Michael Shane. "The role of financial information, social capital and reputation in lender decisions." Diss., University of Iowa, 2009. https://ir.uiowa.edu/etd/402.

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This Thesis contains three essays on the economic behavior of individuals. The first essay, co-authored with Andreas Blume and Douglas DeJong is an experimental investigation into the contribution of cognition in a strategic setting where the goal is to coordinate by choosing different courses of action. Specifically, we study whether cognitive limits affect the ability of agents to achieve dispersion outcomes and; further, how these limits affect the means by which dispersion outcomes are attained. We find that in the self-play treatment when agents are allowed to play against themselves, dis

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8

Pantsar, Malin, and Hillström Tova Josefsson. "Swedish Bank Directors' Perceptions of Extended Audit Reports." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-43828.

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Audited financial statements are the most substantial source of information concerning bank loan decisions, and investors mainly base their investment decisions on the financial statements in combination with the audit report. The financial crisis brought attention to the existing expectation gap between auditors and stakeholders. An attempt to narrow the gap has been done by IAASB. The new standards require auditors to provide additional information in the audit report. The purpose of the study is to investigate how the extended audit report is perceived by Swedish bank directors. The study h

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9

Balachandran, Bala Kanagasabai. "Off balance sheet financing group accounting and the corporate lending decision." Thesis, Lancaster University, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.266672.

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10

郭漪玲 and Helen Kwok. "The role of financial statements in the lending decision: a protocol analysis." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1999. http://hub.hku.hk/bib/B31238713.

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11

Demir, Robert. "Strategy as sociomaterial practices : planning, decision-making, and responsiveness in corporate lending /." Stockholm : School of Business, Stockholm University, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:su:diva-38505.

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12

Kwok, Helen. "The role of financial statements in the lending decision : a protocol analysis /." Hong Kong : University of Hong Kong, 1999. http://sunzi.lib.hku.hk/hkuto/record.jsp?B20263387.

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13

Sobhan, Md Abdus. "Corporate governance reform in a developing country : the case of Bangladesh." Thesis, University of Edinburgh, 2014. http://hdl.handle.net/1842/9935.

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Bangladesh reformed its corporate governance by adopting Bangladesh Corporate Governance Guidelines-2006 (the BCGG-2006 hereafter) due to pressures from international financial institutions (IFIs). However, there is huge controversy in prior literature regarding the IFIs’ suggested reform initiatives. The thesis asks specific research questions: RQ1. Do institutional investors and bankers in Bangladesh perceive that the level of compliance with the BCGG-2006 by the investee or borrowing company influences the investment and lending decisions respectively? RQ2.1. To what extent is the BCGG-2006

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14

Olsson, Kristina. "Kredituppföljning i banker : Urval, genomförande, beslutsunderlag och konsekvenser." Thesis, Högskolan Väst, Avd för företagsekonomi, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:hv:diva-6727.

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Svenska banker har genomgått flera finanskriser som resulterat i olika konsekvenser, bland annat kreditförluster. Intresset för varför en del banker drabbades mer medan andra drabbades mindre påverkade valet av problemområde. Många studier har gjorts beträffande kreditbeslut vid nya krediter, dock verkade området kring kredituppföljningen, det sekundära kreditbeslutet, vara relativt outforskat. Förhoppningen var att kunna bidra med kunskap som dels kunde vara användbar för kreditgivare, genom att dra lärdom av bra exempel, och dels vara brukbar för låntagarna. En annan önskan var att ge inspir

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15

Chimuti, Shingirai. "Configural cue processing of project finance risks in the lending decision : an analysis of loan officers decision processes in mining project finance." Thesis, Stellenbosch : University of Stellenbosch, 2011. http://hdl.handle.net/10019.1/14639.

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Thesis (MDF)--University of Stellenbosch, 2011.<br>The continent of Africa is often recognised more for its problems and conflicts than for its successes. Blessed with an abundance of natural resources, the continent has also suffered from the ‘resource curse’ with many of its troubles directly linked to resource conflicts. Project-finance provides a unique opportunity for unlocking the continent’s resources by structuring arrangements which can allay investor concerns. This report contributes to the discourse on Africa’s development by unpacking some of the key issues which will enable a

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16

Saliya, Candauda Arachchige. "Role of bank lending in sustaining income/ wealth inequality in Sri Lanka." AUT University, 2009. http://hdl.handle.net/10292/824.

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The purpose of this PhD thesis is to make a contribution to existing knowledge in the field of critical accounting by studying credit mechanisms and their link to income/wealth inequality in Sri Lankan society and the role of accounting technology in facilitating such mechanisms. The literature review revealed that: a) Global inequality is aggravated by the disparity of economic development which is possible only through state intervention; b) Unemployment is considered as a dilemma for economic development in developing countries by most politicians/administrators/researchers; c) In any count

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17

Біломістний, О. М. "Моделювання прийняття рішень при банківському кредитуванні малого бізнесу". Thesis, Українська академія банківської справи Національного банку України, 2010. http://essuir.sumdu.edu.ua/handle/123456789/61839.

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18

Borodin, Dmitry. "Development and Application of Credit Scoring Models in Retail Decision-Making Processes of Financial Institutions." Master's thesis, Vysoká škola ekonomická v Praze, 2016. http://www.nusl.cz/ntk/nusl-264692.

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Usage of outputs from credit scoring models within decision-making process is often neglected in the existing literature. Nonetheless, it is a critical component of a successful lending process. This thesis introduces the concept of credit scoring and discusses steps typically employed within model development process. This thesis then provides an overview of how modeling outputs are typically used in lending. The thesis primarily focuses on definition of cut-offs points, policy and business rules, limit assignment and risk based pricing. The introduced approaches are modeled in the last part

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19

El-Cheikh, Ali Rabih. "L'impact des informations qualitatives sur la constitution de la confiance dans la relation banque-PME : le cas du Liban." Thesis, Brest, 2014. http://www.theses.fr/2014BRES0016/document.

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L’étude des effets des informations qualitatives sur la constitution de la confiance dans la relation Banque-PME est l’objet principal de cette thèse. Il s’agit de mettre en évidence la manière dont la collecte des informations « Soft » et les interactions sociales qui permettent l’échange de ce type d’information mitige les problèmes d’asymétries d’information caractéristiques de ces structures. Bien que les banques soient de plus en plus équipées d’outils informatisés d’aide à la décision, la nature qualitative de l’information collectée reste un déterminant de la filtration des dossiers de

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20

Li, Tao. "Empirical studies on lending volume decisions, the number of lending approvals, and lending rates attitudes: Estimation based on household data from rural Shandong, China." Doctoral thesis, 2013. http://hdl.handle.net/11858/00-1735-0000-000F-50B6-9.

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21

CHEN, TON, and 陳彤. "The Effect of Monetary Incentive on Microfinance Lending Decisions: An Economic Experiment." Thesis, 2019. http://ndltd.ncl.edu.tw/handle/5k8xr5.

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碩士<br>國立臺北大學<br>經濟學系<br>107<br>Recently, microfinance, also known as “peer-to-peer lending” or “P2P lending”, becomes an increasingly popular way for investment. Previous studies have focused on the factors influencing the lending decisions of the microfinance lenders. In the present study, we constructed an economic experiment in which subjects were asked to decide how much they would lend to a Kiva borrower with varying financial returns, in order to examine whether the change of financial returns affects the lenders’ decisions. 　　Our experimental results show that there is no significant c

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22

Swift, Kenton D. "An experimental investigation into the effects of risks and uncertainties on commercial lending decisions." 1991. http://catalog.hathitrust.org/api/volumes/oclc/25407718.html.

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23

Chen, Ying-jen, and 陳英仁. "The determinants of the banks’ lending decisions on the influence of the“Small and Medium Business Credit Guarantee Fund” mechanism." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/56756938945758642801.

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碩士<br>國立中山大學<br>財務管理學系研究所<br>94<br>In order to be a liberal and global economic environment, Taiwan government has been undergoing restructuring on its finane and banking policies since 1991. Subsequently, 16 new banks were established gradually and brought a tremendously competition among banks and other financial institution in Taiwan. According to the statistic of the CBC, loan making is the main business focused among banks. And due to the decreased margin between deposit interest rates and loan rates and the competition among banking institutions, the methods of assessing credit report

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24

Lin, Hsiao-Ching, and 林曉青. "Bank''s Optimal Lending and Borrowing Decision." Thesis, 2005. http://ndltd.ncl.edu.tw/handle/28wwnz.

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碩士<br>銘傳大學<br>管理研究所<br>93<br>Whole of the financial system in Taiwan has made great adjustment with the growth of the economy and change of the financial environment in recent years. The open up of new banks has strengthened the market competition in financial industry. How the bank assesses each depositing and loaning income, risk and potential loss that business of find can be formed effectively that can keep its profit, which is one of the banks great tests that as good as. This research utilizes a dynamic stochastic model to probe into optimal deposit and loan of bank decision. On the pre

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25

Liu, Tz-Yu, and 劉紫玉. "Bank''s Optimal Lending and Borrowing Decision for Dynamic Programming." Thesis, 2006. http://ndltd.ncl.edu.tw/handle/kdf2sq.

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碩士<br>銘傳大學<br>管理研究所<br>94<br>This research investigates several dynamic stochastic models of a bank`s management problem of the term structures of its assets and liabilities. A bank can either eliminate most of its interest risk with appropriate options, or it can utilize its expertise in its core business and seek extraordinary profits. This research concerns a bank with the latter goal. In this model, the bank seeks to maximize the expected present value of profit subject to the government regularity constraint and liquidity constraint. With this model, we find that if the available deposits

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26

CHEN, YI-CHENG, and 陳奕承. "Moral Intensity and Ethical Decision-Making of The Bank Lending Personnel." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/un6zzx.

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碩士<br>銘傳大學<br>企業管理學系碩士在職專班<br>106<br>This study mainly takes bank credit practitioners as research objects. When confirming that financial credit contractors face ethical issues in credit behavior, the moral intensity of the situation and the ethical cognition, ethical judgment, and ethical intention in personal ethical decision-making The correlation between these two. It also found the correlation between the three stages of “the degree of perception of ethical issues”, “the right and wrong judgment of ethical issues” and “establishment of ethical intentions” During the process of personal e

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27

Barbosa, Luciana da Graça de Sá. "Essays on corporate funding and bank lending relationships." Doctoral thesis, 2017. http://hdl.handle.net/10362/22003.

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This dissertation comprises three essays on the corporate sector and its relationships with banking institutions, exploring detailed micro databases. The first Chapter explores the relevance of information underlying working capital and turnover indicators on the probability of default on a bank loan. The second Chapter investigates the main determinants of corporate funding. In addition to bank and trade credit, the analysis also sheds light on loans granted by shareholders or intra-group operations, and tax liabilities. The third Chapter explores firms' decisions on investment and employmen

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HSIEH, WAN-CHUN, and 謝婉君. "The Effect of Corporate Social Responsibility on Banks’ Lending Decision and Risk." Thesis, 2017. http://ndltd.ncl.edu.tw/handle/91132112704962485086.

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碩士<br>銘傳大學<br>會計學系碩士在職專班<br>105<br>In recent years’ people’s health and local environment have been endangered due to local corporations. These events are damaging our country’s image. When corporations try to borrow money with the intention of discharging wastewater and produce unhealthy products to hurt our environment. These actions originated from bad business. Are banks indirectly responsible for these actions? What corporate social responsibility (CSR) entails is not only the company’s responsibility it also requires the bank to promote the implementation of the company. This research fr

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29

Lan, Ming-Hung, and 藍銘宏. "A Study of Risk Bearing Character,Creditability of F/S and Lending Decision." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/34553232306071566086.

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碩士<br>中原大學<br>企業管理研究所<br>100<br>The bank has long been playing the role of the funding, have a considerable impact on the stability of the Fusion and the national economy of the enterprise funds. Banks specific value of the existence, is by providing financial commodities, and improving people's lives and promote industrial development, the maintenance of economic stability and to assist in the development of national economy as a whole. However, year by year on the occasion of the loan portfolios and how to properly and efficiently audit credit approval or rejection, is a pressing issue. In

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30

KUO, YA-PING, and 郭雅萍. "The Study on the Decision Factors of Corporate Loan for Domestic Bank Lending Personnel." Thesis, 2017. http://ndltd.ncl.edu.tw/handle/54382567300642880552.

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碩士<br>輔仁大學<br>金融與國際企業學系金融碩士在職專班<br>105<br>The study aims to exert Analytic Hierarchy Process(AHP) in the perspectives of corporate finance and governance in order to explore the key decision factor on company loan for loan personnel of domestic banks. The study interviewed seven banks and twenty-nine bank credit review and loan personnel who are dedicated for company financial loan. According to the result of the research, among 25 indicator variables, the interviewing professionals reached an agreement that the top 5 most important factors comprise “Operating Philosophy of Business Operators”

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31

Lo, Chen-Jen, and 羅振仁. "Reverse Mortgage Lending - The Decision-making of Bank Managers in Government-owned Banks in Taipei." Thesis, 2017. http://ndltd.ncl.edu.tw/handle/gpnbfn.

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碩士<br>國立臺灣師範大學<br>高階經理人企業管理碩士在職專班(EMBA)<br>105<br>Due to the impacts of declining fertility rate and aging population society, the imbalance of the population structure in Taiwan becomes a serious problem, resulting in unfavorable influences to the future of economic growth and government finacial balance. Finding out income generating options for aged people becomes an important issue. In this context, the real estate reverse mortgage (RM) proposes a concept that housing endowment is an effective solution. Previous studies document the influences of RM in Taiwan, but most studies focus on RM

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32

LEE, MU-CHEN, and 李慕真. "Evaluating the Optimal Risk Decision Model of P2P Network Lending under the Environment of Financial and Technology." Thesis, 2017. http://ndltd.ncl.edu.tw/handle/7gn4km.

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碩士<br>東吳大學<br>會計學系<br>105<br>P2P lending platform is undoubtedly with the rapid development of financial technology under the rapid growth of P2P lending platform designed to break the traditional financial institutions to borrow information on the process of opaque and provide services to traditional financial institutions do not want to invest in the community, seemingly alternative tradition The possibility of financial institutions financing business. This paper explores the optimal risk decision-making of P2P loan platform under the financial and technological environment, and explores th

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33

Chen, Mei-Lun, and 陳美倫. "Study on Enterprise Diagnosis and Lending Decision Making in Security Surveillance Industry—A Case Study of Company S." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/jks7fx.

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碩士<br>國立高雄應用科技大學<br>金融系金融資訊碩士在職專班<br>103<br>According to experts’ experience in bank credits and loans, the financial reports of small and medium enterprises cannot reflect the actual financial conditions of the enterprises. The financial analysis and 5P of credit checking often rely on the credit officers to conduct in-depth diagnosis and analysis based on the actual operation, as well as aspects of production, marketing, human resources, R&D, and finance. This study treats Company S as the diagnosis case and conducts analysis and exploration specific to the external industrial environment re

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34

Batista, Ricardo Jorge Ribeiro. "Determinantes do "spread" relativo ao crédito bancário em Portugal." Master's thesis, 2010. http://hdl.handle.net/10071/4456.

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Projecto / G21, D81<br>Este trabalho analisa como é formado no mercado de crédito português o pricing associado ao crédito, mais conhecido por spread, e os principais factores que o caracterizam. Através duma breve análise ao mercado de crédito é possível constatar as crescentes dificuldades, quer na concessão de crédito às famílias e empresas quer na sua obtenção por parte das instituições financeiras. Sendo o mercadoportuguês muito concentrado, a partilha de informação é reduzida, reflectindo ainda mais asdificuldades na obtenção do crédito. Com o Acordo de Basileia II e a apre

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