Log in

Relevant bibliographies by topics / Lending Manager / Journal articles

To see the other types of publications on this topic, follow the link: Lending Manager.

Journal articles on the topic 'Lending Manager'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Lending Manager.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Norma, Panjaitan, and Hidayat Sutawijaya Ahmad. "Implementation of Lean Six Sigma to Improve Productivity and Performance of Relationship Manager Lending PT. XYZ in Jakarta." International Journal of Innovative Science and Research Technology 7, no. 4 (2022): 186–92. https://doi.org/10.5281/zenodo.6477929.

Full text

Abstract:

In the lending process of PT. XYZ in Jakarta, an issue that growth in this market is lending disbursement that is not in agreement with the period stated by the Lending Relationship Manager. The aim of this study is to learn how to implement Lean Six Sigma, identify improvements, and determine what activities in the lending process are categorized as waste in order to improve the productivity and performance of Relationship Manager Lending PT. XYZ in Jakarta. Improvements were made by using Lean Six Sigma through the DMAIC to minimize waste by applying fishbone analysis and why analysis to ide

APA, Harvard, Vancouver, ISO, and other styles

2

Rimbano, Dheo, Arisky Andrinaldo, Sardiyo, Tri Agriana Sari, and Gunadi. "Low-Level Bank Managers: Factors that Affect Ethical Decision-Making (The Indonesian Case)." International Journal of Professional Business Review 8, no. 7 (2023): e02618. http://dx.doi.org/10.26668/businessreview/2023.v8i7.2618.

Full text

Abstract:

Purpose: To find out the factors that influence ethical decision-making in low-level bank managers Theoretical framework: Research findings emphasized that the theory of McCosh in 1999 is certainly still relevant to use if the perception of the ethical meaning is not more to the application of ethics in the standard operating procedure is true but more to the fulfillment of a lending activity that really. Design/methodology/approach: The study also took a step with a positivistic epistemological approach in the process of answering research questions by following the deductive logic of parts a

APA, Harvard, Vancouver, ISO, and other styles

3

Derviz, Alexis, and Jiří Podpiera. "Lending behavior of multinational bank affiliates." Risk Governance and Control: Financial Markets and Institutions 1, no. 1 (2011): 19–36. http://dx.doi.org/10.22495/rgcv1i1art2.

Full text

Abstract:

We study the parent influence on lending by affiliates of a multinational bank. In the proposed theoretical model, local lending is influenced by shareholder-affiliate manager delegation and precautionary motives. The outcome is either contagion (the loan volume in the affiliate follows the direction of the parent bank country shock) or performance-based reallocation of funds (substitution), depending on the degree of manager delegation in the affiliate and the liquidity-sensitivity in the parent bank. Empirical investigation, deliberately conducted on a sample not covering the latest financia

APA, Harvard, Vancouver, ISO, and other styles

4

Sukarja, Detania, Tri Murti Lubis, Syafrizal Helmi Situmorang, and Keulana Erwin. "Strengthening of Legal Understanding and Managerial Capacity Village Owned Enterprise Manager in Karo District." ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat 6, no. 2 (2021): 309–17. http://dx.doi.org/10.32734/abdimastalenta.v6i2.5120.

Full text

Abstract:

The rapid development of technology has resulted in significant changes to the loan process, whichhas certainly made it easier for people who need to take loans so that they no longer need to go to banks or other financial service institutions. However,online loans can also cause problems if they are not well understood.In order to understand Peer to Peer Lending (onlineloans) in Indonesia,we need to refer to Financial Services Authority Regulation No.11/POJK.In this regulation, peer to peer lending (online loans) is defined as an act of providinglending and borrowing services directly between

APA, Harvard, Vancouver, ISO, and other styles

5

Boulanouar, Zakaria, Stuart Locke, and Mark Holmes. "An analysis of the SME–bank match made in heaven: the case of New Zealand main banks and their relationship-managed SMEs." Qualitative Research in Financial Markets 12, no. 4 (2020): 391–411. http://dx.doi.org/10.1108/qrfm-12-2018-0139.

Full text

Abstract:

Purpose The purpose of this paper is to answer the increasing calls to analyse how lending relationship between banks and their small- and medium-sized enterprises (SMEs) work. More precisely, the main aim is to investigate the lending approach(es) and criteria used by banks to assess loan applications from their relationship-managed (RM) SMEs’ clients. Other objectives include investigating the level of congruence in terms of lending practices and processes among the sample banks in New Zealand (NZ) and to discern how the assessment of the SME owner/manager is done within the relationship-ban

APA, Harvard, Vancouver, ISO, and other styles

6

Khan, Urooj, Xinlei Li, Christopher D. Williams, and Regina Wittenberg-Moerman. "The Effect of Information Opacity and Accounting Irregularities on Personal Lending Relationships: Evidence from Lender and Manager Co-Migration." Accounting Review 94, no. 4 (2018): 303–44. http://dx.doi.org/10.2308/accr-52287.

Full text

Abstract:

ABSTRACT We examine how personal lending relationships between lenders and managers are affected by information and accounting environments of borrowing firms. We address this question by exploring whether, following managerial turnover, lenders migrate with the manager from the firm where a relationship developed (origin firm) to the manager's new firm (destination firm). We find that the opacity of the external information environment of the destination firm significantly increases the probability of lenders' co-migration, while accounting irregularities at both the destination and origin fi

APA, Harvard, Vancouver, ISO, and other styles

7

Rehman, Shafiq Ur, Mustafa Al-Shaikh, Patrick Bernard Washington, et al. "FinTech Adoption in SMEs and Bank Credit Supplies: A Study on Manufacturing SMEs." Economies 11, no. 8 (2023): 213. http://dx.doi.org/10.3390/economies11080213.

Full text

Abstract:

Bank lending to SMEs plays a vital role in economic growth, contributing significantly to employment and GDP. Access to bank lending is crucial for small- and medium-sized enterprises (SMEs), as they contribute significantly to global employment and GDP. New financial technologies promise better bank operations, fewer costs, and enhanced credit supply to SMEs. However, there is still a lack of empirical findings on how these technologies can solve demand-side bank lending problems for small- and medium-sized firms. This study gathered data from a sample of 381 respondents, comprising CEOs, man

APA, Harvard, Vancouver, ISO, and other styles

8

Bernardino, Susana, and J. Freitas Santos. "Assessing risk in lending crowdfunding: an investor and platform manager perspective." International Journal of Entrepreneurial Venturing 13, no. 4 (2021): 382. http://dx.doi.org/10.1504/ijev.2021.117927.

Full text

APA, Harvard, Vancouver, ISO, and other styles

9

Bernardino, Susana, and J. Freitas Santos. "Assessing risk in lending crowdfunding: an investor and platform manager perspective." International Journal of Entrepreneurial Venturing 13, no. 4 (2021): 382. http://dx.doi.org/10.1504/ijev.2021.117927.

Full text

APA, Harvard, Vancouver, ISO, and other styles

10

Putra, Rendy Rian Chrisna. "Aplikasi Peminjaman Ruangan Rapat Kantor Gubernur Provinsi Kepulauan Bangka Belitung Berbasis Android." Jurnal Sisfokom (Sistem Informasi dan Komputer) 8, no. 2 (2019): 191. http://dx.doi.org/10.32736/sisfokom.v8i2.688.

Full text

Abstract:

The loan of meeting room in the office of Bangka Belitung Province governor is currently still through the manual process that is lending must meet the manager who is in the office of the governor to obtain approval on lending The required room. Lending room that is still manual will be changed to Android based. The built-in system that will be built using the Java programming language with the helper platform is Android Studio, PHP, and MySQL database. The system's analytical techniques used in this research are object-oriented and use a Unified Modelling Language (UML) modeling tool to illus

APA, Harvard, Vancouver, ISO, and other styles

11

Tarasov, A. A. "Managerial decisions in syndicated lending." UPRAVLENIE / MANAGEMENT (Russia) 11, no. 3 (2023): 61–68. http://dx.doi.org/10.26425/2309-3633-2023-11-3-61-68.

Full text

Abstract:

The syndicated lending market is one of the main financing sources for the development of the Russian economy. This article is dedicated to the processes managerial decision-making within the framework of syndicated lending transactions by borrowers, lenders and investors. Thanks to the use of market tools, borrowers get the opportunity to form an optimal structure for solving various tasks of corporate finance. Taking into account the adoption of managerial decisions by borrowers, the analysis of the following options for such decisions is presented: the choice of a bank for the role of a cre

APA, Harvard, Vancouver, ISO, and other styles

12

Ejigu Wale, Letenah. "Board structure and performance in Ethiopian microfinance institutions." Corporate Board role duties and composition 11, no. 1 (2015): 96–106. http://dx.doi.org/10.22495/cbv11i1c1art2.

Full text

Abstract:

This research investigated the effect of one governance dimension, board structure on the sustainability and outreach performance of Ethiopian MFIs. A panel data of 13 MFIs for 6 years (2003-2008) is used for the study. No study of such type is conducted in the past for the Ethiopian environment. The results indicate an experienced manager, a larger board size and educated board members all help to increase sustainability with board education having the largest effect. Manager experience and board size also have a negative effect on depth of outreach (i.e. less lending to women). Board indepen

APA, Harvard, Vancouver, ISO, and other styles

13

Brito, Ney Roberto Ottoni de. "Avaliação de Desempenho e Market Timing: O Índice de Habilidade." Brazilian Review of Finance 1, no. 1 (2003): 1. http://dx.doi.org/10.12660/rbfin.v1n1.2003.1123.

Full text

Abstract:

MERTON (1981) examines the creation of value by fund managers selecting between stocks and fixed income instruments through market timing. HENRIKSON and MERTON (1981) proceed to propose empirical tests of funds and manager performance in market timing. BRITO, BONA and TACIRO (2003) generalize the results of MERTON (1981) and HENRIKSON and MERTON (1981) for actively managed funds with a clearly defined benchmark portfolio. In the generalized context of active portfolio management, this paper proposes a new index – the Skill Index of Brito (SIB) – to measure the performance and efficiency in mar

APA, Harvard, Vancouver, ISO, and other styles

14

Chub, D. V. "A Blockchain in Concluding and Administering a Syndicated Loan Agreement." Actual Problems of Russian Law 16, no. 11 (2021): 55–64. http://dx.doi.org/10.17803/1994-1471.2021.132.11.055-064.

Full text

Abstract:

A traditional banking market has undergone significant changes caused by rapid development of digital technologies, which has been largely facilitated by the coronavirus pandemic. At the same time, it seems that a blockchain technology has gained great importance in the issuance of syndicated loans. This circumstance is explained by the fact that a syndicated loan agreement, similar to the blockchain technology, traditionally brings together a large number of participants, including, in particular, borrowers, lenders, a loan manager, a mortgage manager. The paper substantiates the advantage of

APA, Harvard, Vancouver, ISO, and other styles

15

Purwantini, Sri, Endang Rusdianti, and Paulus Wardoyo. "KAJIAN PENGELOLAAN DANA KOPERASI SIMPAN PINJAM KONVENSIONAL DI KOTA SEMARANG." Jurnal Dinamika Sosial Budaya 18, no. 1 (2017): 133. http://dx.doi.org/10.26623/jdsb.v18i1.564.

Full text

Abstract:

<p><em>In accordance with the principles of cooperatives, Credit Union known as financial institution, as well as serve as an intermediary institution. Credit Unions activities include collecting deposits from members, gives loans to members, other cooperatives and or their members, as well as manage the balance of funding and lending.</em></p><p><em>Based on the study results, it is found that Credit Unions can not rely on collection of funds from the member either in the form of savings, compulsory savings, time deposits. In addition, Credit Unions are als

APA, Harvard, Vancouver, ISO, and other styles

16

POLYUSHKO, Yu N. "OVERDRAFT LENDING IN A COMMERCIAL BANK: MAKING A DECISION IN THE “SIX EYES” FORMAT." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 1, no. 2 (2021): 38–48. http://dx.doi.org/10.36871/ek.up.p.r.2021.02.01.005.

Full text

Abstract:

The article deals with the concept of overdraft as a type of loan agreement on the example of providing money by a commercial bank to legal entities, as well as the requirements for enterprises to receive it. The sequence of work of the client manager, the credit inspector, the underwriter and making the final decision in the “six eyes” format is considered.

APA, Harvard, Vancouver, ISO, and other styles

17

Eresia-Eke, Eresia-Eke. "Can Owner-Manager Characteristics Signal Small Business Loan Default Propensity?" Journal of Economics and Behavioral Studies 5, no. 11 (2013): 762–76. http://dx.doi.org/10.22610/jebs.v5i11.449.

Full text

Abstract:

The potential of small businesses is inhibited by a cocktail of problems of which inaccessibility to finance is pre-eminent. This problem is linked to the lendersâ€™ risk estimation, often based on financial indicators which small businesses are not adept at using to signal their performance ability. This situation, especially in South Africa, with a history of a people who were previously disadvantaged does not aid the development of small businesses that may well be the antidote for overcoming the strain of poverty and unemployment in the country. This study stems from the human capital theo

APA, Harvard, Vancouver, ISO, and other styles

18

Barbolin, Vladimir G., and Marina V. Kizenkova. "EXERCISING OF CREDITORS` RIGHTS AND THE ROLE OF A CREDIT MANAGER AND A PLEDGE MANAGER IN SYNDICATED LENDING TRANSACTIONS UNDER THE RUSSIAN LAW." Banking law 2 (March 11, 2020): 19–25. http://dx.doi.org/10.18572/1812-3945-2020-2-19-25.

Full text

APA, Harvard, Vancouver, ISO, and other styles

19

Ariyo, Ademola. "Financial Ratios for Bankruptcy Prediction A Consensus Approach." Vikalpa: The Journal for Decision Makers 11, no. 1 (1986): 47–54. http://dx.doi.org/10.1177/0256090919860107.

Full text

Abstract:

Bankruptcy prediction is essentially a judgemental task. Yet, most models use statistical methods to select the relevant financial variables for prediction. This study provides behavioural evidence from 31 bank managers and officers of financial institutions in Nigeria on the appropriateness of the choice of variables for bankruptcy prediction. The study finds that there was a consensus on short‐term liquidity ratios being consistent predictors of financial distress, a finding which confirms the usual choice of these variables based on statistical models. Interestingly, the short-term lending

APA, Harvard, Vancouver, ISO, and other styles

20

Musavi, Valentine Lynda, and Dr James Maingi. "EFFECT OF CREDIT AND EDUCATION ON PERFORMANCE OF MICRO AND SMALL ENTERPRISES IN KENYA." American Journal of Economics 3, no. 1 (2018): 19–35. http://dx.doi.org/10.47672/aje.337.

Full text

Abstract:

Purpose: The purpose of this study was to establish the effect of credit and owner/manager educational qualification on performance of micro and small enterprises in Kenya and their joint effect using the 2016 MSMEs survey data.Methodology: This is cross-sectional data collected from a population of 50,043 enterprises. A sample of 384 enterprises was used in the analysis as obtained using Fisher’s (2003) formula for computing sample size from a large population. Inferential statistics was used to interrogate the relationship between the variables.Results: Regression results indicated that both

APA, Harvard, Vancouver, ISO, and other styles

21

Adilov, Mirkomil Miralimovich. "The challenges of commercial banks for financing project: In case of small-medium enterprises." World Journal of Advanced Research and Reviews 23, no. 2 (2024): 1449–55. https://doi.org/10.5281/zenodo.14859351.

Full text

Abstract:

Small-medium enterprises (SMEs) are crucial for creating job opportunities, generating profit, and supporting social stability in low-income nations, contributing dynamically to private sector development. However, accessing financial resources remains a significant challenge for SME development, primarily due to inadequate financing from commercial banks. This often leaves new startups struggling to obtain credit due to a lack of credit history, marking them as high-risk prospects. Commercial banks face numerous challenges in lending to SMEs, including risk identification, managing operationa

APA, Harvard, Vancouver, ISO, and other styles

22

Sangster, Alan, and Forbes Gibb. "Earnings Management, Ultra Vires Borrowing, and Auditing of a Scottish Brewery 1884–1927." Accounting Historians Journal 44, no. 2 (2017): 1–15. http://dx.doi.org/10.2308/aahj-10542.

Full text

Abstract:

ABSTRACT This paper concerns a Scottish brewery company, R. & D. Sharp Ltd., an early mover in converting to limited company status in the 1880s. It explores the company's origins, the industry in which it operated, and investigates its financial reporting and auditing practices during the first two decades of the 20th century, a period when regulation of financial reporting and auditing in the U.K. were in their infancy. This was a time of considerable difficulty for all U.K. breweries: industrial production fell and many brewing businesses failed, including the two local breweries that w

APA, Harvard, Vancouver, ISO, and other styles

23

Ogunsola, Oluwatosin Adetutu. "Bank-specific factors and non-performing loans in the banking sector: Comparative analysis of the Canadian and United States banking sector." International Journal of Innovative Research and Scientific Studies 8, no. 3 (2025): 4545–55. https://doi.org/10.53894/ijirss.v8i3.7546.

Full text

Abstract:

This study aims to examine the nexus between bank-specific factors and non-performing loans, comparing the level of activities managers undertake towards non-performing loans, using data from Canadian and United States banks. There has been a lack of comparative studies researching the effect of bank-specific factors on non-performing loans in Canada and the United States in a single study of lending behavior and the extent of manager efficiency in mitigating the issue of non-performing loans. Consequently, in bridging the gap in the literature and contributing to knowledge, this study examine

APA, Harvard, Vancouver, ISO, and other styles

24

Prasetyowati, Riris Aishah. "LENDING GROWTH AS A FIQH IMPLICATION TOWARD PRODUCT DEVELOPMENT OF ISLAMIC BANK IN INDONESIA." INOVATOR 6, no. 2 (2017): 69. http://dx.doi.org/10.32832/inovator.v6i2.1047.

Full text

Abstract:

This study aim to examine the financing growth of Islamic bank in Indonesia with the provisions system and proof that there is a procyclicality and income smoothing behavior of bank manager. The objects of this study are Islamic Banks and Islamic Business Unit in Indonesia period of 2000 – 2016. This study specifically estimates a different calculation in every component of discretionary and non-discretionary in Islamic bank financing with the variable controlsuch as deposit growth, equity ratio, and total asset. The equation will be tested by using the regression system estimation and the val

APA, Harvard, Vancouver, ISO, and other styles

25

Cox, Justin S. "Managerial ability, growth opportunities, and IPO performance." Managerial Finance 43, no. 4 (2017): 488–507. http://dx.doi.org/10.1108/mf-07-2016-0218.

Full text

Abstract:

Purpose The purpose of this paper is to explain whether the level of managerial quality and growth opportunities influences the operating and return performance between single and dual class IPOs. Design/methodology/approach The sample includes 281 initial public offerings under a dual class share structure. This paper measures managerial ability using a score method design produced by (Demerjian et al., 2012). This paper follows (Chemmanur et al., 2011) in measuring post-IPO operating performance between dual and single-class firms. This paper follows Lyon et al. (1999) and Chemmanur et al. (

APA, Harvard, Vancouver, ISO, and other styles

26

Krupina, Y. M., M. A. Subalova, and I. V. Selezneva. "Limitations of small and medium business lending in Kazakhstan: factors affecting access to finance." Bulletin of "Turan" University, no. 3 (October 7, 2021): 108–15. http://dx.doi.org/10.46914/1562-2959-2021-1-3-108-115.

Full text

Abstract:

This paper aims to investigate factors affecting the access of small and medium-sized enterprises (SMEs)to external financing in Kazakhstan. The data set of this research is obtained from the Business Environment and Enterprise Performance Surveys (BEEPS) conducted by the World Bank in Kazakhstan in 2019. The results of the analysis showed that such factors as revenue, the availability of collateral, previously received loans, have a positive impact on the decision to grant a loan by financial institutions. However, the results of the analysis did not show a statistically significant effect of

APA, Harvard, Vancouver, ISO, and other styles

27

Rijaluddin, Rijaluddin, Affrilyno Affrilyno, and Tri Wibowo Caesariadi. "PERPUSTAKAAN KOTA PONTIANAK." JMARS: Jurnal Mosaik Arsitektur 8, no. 2 (2020): 579. http://dx.doi.org/10.26418/jmars.v8i2.42574.

Full text

Abstract:

Reported by the Ministry of Education and Culture in 2019 regarding the literacy culture of each region, West Kalimantan is listed as the third lowest province in literacy culture or reading interest, the Pontianak City Government has provided places for the public to develop reading interest in the Pontianak City Library, however The Pontianak City Library as the parent of literacy media in Pontianak City has problems in terms of architecture such as inaccurate spatial programs, inadequate spatial size, and the formation of a library that is less representative. Several steps are used in the

APA, Harvard, Vancouver, ISO, and other styles

28

Mężyński, Andrzej. "Abandoned libraries in the Warsaw ghetto 1942–1944. German librarians’ plans." Z Badań nad Książką i Księgozbiorami Historycznymi 19, no. 1 (2025): 57–67. https://doi.org/10.33077/uw.25448730.zbkh.2025.912.

Full text

Abstract:

At its peak, approximately 450,000 people lived in the Warsaw Ghetto (1940–1943). Many of them had home libraries. There were also bookshops, public lending libraries, and a thriving street trade in antiquarian books. All of these books remained in the ghetto after their owners were deported to extermination camps, and eventually, after the ghetto uprising, the number of these volumes is estimated to be around 500,000. The German librarian, Wilhelm Witte, commissary manager of three of Warsaw’s most significant libraries, offered to the ghetto authorities to collect and store the abandoned boo

APA, Harvard, Vancouver, ISO, and other styles

29

Sachdeva, Geeta. "Compliance is the armour for lending institution: a case study related to agri-finance." Emerald Emerging Markets Case Studies 14, no. 1 (2024): 1–26. http://dx.doi.org/10.1108/eemcs-10-2022-0381.

Full text

Abstract:

Learning outcomes The case study will help to learn about the importance of pre-sanction precautionary measures before lending to self-help groups (SHGs), to learn about the potential lapses and errors while sanctioning SHG finance and to learn about the importance of bank’s guidelines and compliance before sanctioning loans. Case overview/synopsis This case study details the tenure of Seema in a rural branch of Safe Bank of India located in Haryana which she joined as a manager in the year 2016. She overachieved the target given by the district collector office, and going by the tide, she kep

APA, Harvard, Vancouver, ISO, and other styles

30

Chakabva, Oscar, and Thomas Thurner. "Credit risk management practices in small and medium-sized micro-finance providers." Corporate Ownership and Control 13, no. 1 (2015): 1101–7. http://dx.doi.org/10.22495/cocv13i1c9p11.

Full text

Abstract:

Microfinance providers play a significant role in emerging economies by providing banking-related financial services to the low income market. However, lending to the low income market is associated with high credit risk. This paper investigates the use of certain risk management practices by small and medium-sized micro finance providers in the Cape Metropolitan Area. The big difference of micro-finance is that collaterals are absent and instead, a close connection between microfinance providers and their clients come into place. And while micro-finance providers use follow up calls and penal

APA, Harvard, Vancouver, ISO, and other styles

31

Söderlund, Mona, and Ingegerd Fagerberg. "A safe haven for everyone: Working with shared values in a nursing home for people with dementia." Nordic Journal of Nursing Research 39, no. 3 (2019): 168–74. http://dx.doi.org/10.1177/2057158519849371.

Full text

Abstract:

The aim of this study was to describe from a staff perspective what promotes a positive atmosphere in a nursing home for people with dementia. A nursing home renowned for its positive atmosphere and quality of care was chosen for our research. The study has a qualitative descriptive design using a modified grounded theory. Eight members of staff were interviewed. The analysis consisted of open, axial and selective coding and constant comparison between each narrative. The core category was ‘A safe haven for everyone’, with three categories; ‘Relating to people with dementia’, ‘Relating to work

APA, Harvard, Vancouver, ISO, and other styles

32

Ali, Shahid, Maryam Jabeen, and Benazir Khattak. "Constraints to the Growth of Small and Medium-Sized Enterprises in Khyber Pakhtunkhwa (KP), Pakistan: A District-Level Survey Analysis." Business & Economic Review 13, no. 1 (2021): 89–110. http://dx.doi.org/10.22547/ber/13.1.5.

Full text

Abstract:

Using survey data from 341 SMEs operating across the seven districts in Khyber Pukhtunkhwa, the present study analyzes the factors affecting the growth of small and medium-sized enterprises. The sample is represented by three main industries: agriculture, industrial and service. We conducted the survey through trained manpower and the questionnaires were distributed through personal visits among the SMEs owner-manager. With-in each district, the method of convenience sampling was employed in arriving at significantly larger proportion of SMEs. Several factors have been identified as barriers t

APA, Harvard, Vancouver, ISO, and other styles

33

Lavoie, Frédéric, and Emmanuel Raufflet. "Crediamigo: partnering with Vivacred?" Emerald Emerging Markets Case Studies 2, no. 8 (2012): 1–14. http://dx.doi.org/10.1108/20450621211317618.

Full text

Abstract:

Subject area The case is suitable for undergraduate and MBA courses: strategic management, social entrepreneurship. Study level/applicability Masters, Bachelors. Case overview In Fortaleza, January 2008, an urban microfinance manager and the planning committee of Crediamigo, Brazil's largest microfinance institution need to devise an entry strategy to Rio de Janeiro's microfinance market. A part of the Banco do Nordeste, and a regional development bank for ten years, Crediamigo has 400,000 clients in the Northeast of Brazil. Its objective is to double its clients base for 2011; Rio de Janeiro'

APA, Harvard, Vancouver, ISO, and other styles

34

LOGOSHA, Roman, and Olha KHAIETSKA. "STATE LAND BANK: HISTORY OF CREATION AND DEVELOPMENT IN UKRAINE AND THE WORLD." 3, no. 3(57) (September 28, 2021): 35–63. http://dx.doi.org/10.37128/2411-4413-2021-3-3.

Full text

Abstract:

The article presents retrospective analysis of the creation and development of the State Land Bank in Ukraine. It is substantiated that for the effective functioning of the land market, among other components, the functioning of proper infrastructure and system of state control is necessary, when the State Land Bank or other specialized state institution plays an important role and performs the functions of the market regulator and land manager. Study of the peculiarities of the functioning of mortgage lending systems at foreign countries and the possibility of applying foreign experience for

APA, Harvard, Vancouver, ISO, and other styles

35

Chol, Bak Barnaba, Dr Elizabeth Kalunda Nthambi, and Dr Joseph Kamau. "INFLUENCE OF BANK STABILITY ON THE FINANCIAL PERFORMANCE OF COMMERCIAL BANKS IN SOUTH SUDAN." American Journal of Finance 4, no. 1 (2019): 20. http://dx.doi.org/10.47672/ajf.384.

Full text

Abstract:

Purpose: The purpose of the study was to examine the influence of bank stability on the financial performance of commercial banks in South SudanMethodology: The study was guided by the CAMEL model metrics in measuring stability and its influence on the financial performance of commercial banks measured by ROA and ROE. The study was primarily grounded on the CAMEL model. The study further adopted the positivism philosophy which guided the research. The research employed a descriptive research design. The population for the study was 24 commercial banks in south Sudan from which the research tar

APA, Harvard, Vancouver, ISO, and other styles

36

Abeysekera, Ruwan. "Examining Counsellor Expertise: Evidence from the Sri Lankan Microfinance Sector." Business Ethics and Leadership 4, no. 1 (2020): 57–67. http://dx.doi.org/10.21272/bel.4(1).57-67.2020.

Full text

Abstract:

Posited in the context of the exacerbating conditions of the economic crisis, the shortage of financial resources in the small and medium-sized enterprise market, and the low standard of living of the population in a number of countries, microfinancing is one of the effective tools to stimulate entrepreneurship. Microfinancing is the issuance of small loans and other services, such as business development services (BDS), which also comprise components of financial literacy, business registration, market linkages, thereby serving as a reliable mechanism to support low-income individuals to star

APA, Harvard, Vancouver, ISO, and other styles

37

Kasana, E., K. Chauhan, and B. P. Sahoo. "Policy Interest Rate and Bank Profitability-Scheduled Commercial Banks in India." Finance: Theory and Practice 27, no. 1 (2023): 138–49. http://dx.doi.org/10.26794/2587-5671-2023-27-1-138-149.

Full text

Abstract:

The main aim of this research study is to inspect the relationship between interest rate (monetary policy) and bank profitability, along with some bank specific, industry specific, and macroeconomic variables. The research methodology includes balanced panel data comprising 50 Indian scheduled commercial banks for 12 years from 2008 to 2020. Fixed effect and random effect model regression have been used to know the required relationship. Due to the presence of heteroskedasticity, the results for robust standard error have been presented. The result shows a positive association between the inte

APA, Harvard, Vancouver, ISO, and other styles

38

Kusuma, Dewi Puspa Wijaya, and David HM Hasibuan. "Peranan Pengendalian Internal Sebagai Alat Bantu Manajemen Dalam Pengamanan Pemberian Kredit Mikro." Jurnal Ilmiah Akuntansi Kesatuan 1, no. 3 (2013): 181–92. http://dx.doi.org/10.37641/jiakes.v1i3.243.

Full text

Abstract:

Bank, as financial institutions in banking, is a unique and exciting company to be exploredfurther because the bank as intermediary media have an important role and more or less influencedthe development of a country's interconnected economy, especially in Indonesia. Given the bank'sunderstanding of itself as an institution that functions as a funding channel to the communitiesthat need, it iscertainly not free from two things likely happened to the bank itself, could lead to thepositive impact of increased interest earned from lending or risk of the debtor problematic.Evaluation conducted to

APA, Harvard, Vancouver, ISO, and other styles

39

Soerip, S. Riauwanto. "Pengaruh Kinerja Dan Kepedulian Manajemen Bank Pembangunan Daerah Di Indonesia Terhadap Porsi Penyaluran Kredit Pengembangan Sektor UMKM." Kajian Bisnis STIE Widya Wiwaha 23, no. 1 (2017): 14–39. http://dx.doi.org/10.32477/jkb.v23i1.201.

Full text

Abstract:

This study investigates the effect of performance management and care of BPD in Indonesia against the share of SME sector development lending.The loan portfolio BPD in Indonesia is dominated employee loans (consumer) compared with the productive sectors especially the MSME sector.The inequality shows the composition distribution disitermediari very sharp.Though SME sector contribute greatly to the economy of Indonesia.But the “concern” BPD in Indonesia management is less interested in developing SME loans larger portion of consumer credit (employees).This study uses secondary data sources from

APA, Harvard, Vancouver, ISO, and other styles

40

Imarhiagbe, Bernard Owens, George Saridakis, and Anne-Marie Mohammed. "Do bank credit rejection and financial education affect financial self-confidence?" International Journal of Entrepreneurial Behavior & Research 23, no. 6 (2017): 1033–51. http://dx.doi.org/10.1108/ijebr-05-2016-0168.

Full text

Abstract:

Purpose The purpose of this paper is to examine empirically the determinants of owner manager financial self-confidence. In particular, it estimates the effect of bank credit rejection and financial education (FE) on the financial self-confidence of business owners. Design/methodology/approach This paper uses data from 2004 and 2008 surveys of 2,500 UK small and medium sized enterprises (SMEs). An ordered probit estimation is used to measure and assess the effect of bank credit rejection and FE variables on financial self-confidence for the two periods. The authors also explore potential diffe

APA, Harvard, Vancouver, ISO, and other styles

41

Siregar, Onan M., and Selwendri. "Village Library Empowerment in an Effort to Increase Reading Interest in Children in Aman Damai Village, Sirapit District Langkat Regency." ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat 8, no. 1 (2023): 409–17. http://dx.doi.org/10.32734/abdimastalenta.v8i1.11886.

Full text

Abstract:

The low interest in children to read books is a problem that must be overcome by village apparatus in Aman Damai Village of Sirapit District. In addition, the management of the library is still very simple so that it is not able to attract the community, especially children to come, besides the lack of facilities and infrastructure. The purpose of providing solutions offered is to improve the administration and management system of village libraries in an effort to increase reading interest in children. This community service is addressed to the village apparatus as library manager and childre

APA, Harvard, Vancouver, ISO, and other styles

42

Sinaga, Marlina, Usman Tarigan, and Rosmala Dewi. "Peranan Unit Pengelola Kegiatan PNPM Mandiri dalam Meningkatkan Kesejahteraan Masyarakat." PERSPEKTIF 7, no. 2 (2019): 46. http://dx.doi.org/10.31289/perspektif.v7i2.2528.

Full text

Abstract:

<h1>In the community there are still many publik complaints in terms of the role of govrmment, which is still not well targeted by carrying out duties and responsibilities to the community should every govermment have the ability to further improve the quality of service. As determined by the governement agenciens in the districk pangururan Samosir districk is expected to improve the quality of the government’s more responsible performance as by the government in serving the community. In this case formulation of the formulation of the problem is how the role unit manager activities (upk

APA, Harvard, Vancouver, ISO, and other styles

43

DELIANDRA, RICA. "EVALUASI IMPLEMENTASI MANAJEMEN RISIKO PADA PROSES PEMBERIAN KREDIT." Jurnal Ekonomi dan Bisnis Airlangga 29, no. 1 (2020): 52. http://dx.doi.org/10.20473/jeba.v29i12019.52-63.

Full text

Abstract:

Introduction: This research evaluates the implementation of credit risk management in the Bank “X”, which is to mitigate risks. The focused is on the application of risk management components, namely the identification , measurement, control , and monitoring of credit risk. Methods: This study uses Bank "X" one of the bank “non-devisa” in Surabaya. Data is obtained from interviews and documentation. The analysis was performed by descriptive qualitative method, i.e by comparing the real conditions conducted by the Bank "X" with thetheoretical basis of risk management, Bank Indonesia’s Regulatio

APA, Harvard, Vancouver, ISO, and other styles

44

Marlisa, Elsyan R. "SOSIALISASI FASILITAS KREDIT USAHA MIKRO DAN KREDIT USAHA RAKYAT DI ARSO XIV KABUPATEN KEEROM." Community Engagement Journal : The Commen 3, no. 1 (2020): 34–47. http://dx.doi.org/10.52062/thecommen.v3i1.143.

Full text

Abstract:

The Purpose of community devotion is 1) to know and understand the banking products. 2) to knowand understand the credit facilities of MICRO Enterprises (KUM) and credit People's Business(KUR) PT. Bank Mandiri (Persero) TBK.Based on the results of the community service made to the community of dragon fruit farmers inArso XIV Keerom District can be concluded the following things: 1). The banking office can beunderstood through the submission of the lecturer who is devoted to the community and the speakerof the employee Micro Banking Manager PT. Bank Mandiri (Persero). Tbk. Introduction of thele

APA, Harvard, Vancouver, ISO, and other styles

45

Suparta, Ronald Septyanto, and Liliana Inggrit Wijaya. "Advertisement Business Financial Strategy During The COVID-19 Pandemic: A Case Study of Satria Advertisement Company." Syntax Literate ; Jurnal Ilmiah Indonesia 8, no. 8 (2023): 5662–75. http://dx.doi.org/10.36418/syntax-literate.v7i10.13068.

Full text

Abstract:

The COVID-19 pandemic has had a major impact on the business world, including Karya Satria Advertisement companies engaged in out-of-home Advertisement. The company experienced difficulties in obtaining Financial due to strict banking policies during the pandemic and new regulations from the government during the pandemic, which also impacted the company's operations. Based on this, the purpose of this study is to explore Financial strategies that can be applied by Karya Satria Advertisement during the COVID-19 Pandemic. The approach used is qualitative and exploratory. The research data was o

APA, Harvard, Vancouver, ISO, and other styles

46

Lamatenggo, Nina, Intan Abdul Razak, and Rasdianti Olii. "Enhancing Children's Reading Interest through the Management of Otawa Library: An Innovative Approach to Library Services." Jurnal Pedagogi dan Pembelajaran 7, no. 3 (2024): 521–29. https://doi.org/10.23887/jp2.v7i3.62892.

Full text

Abstract:

Lack of access to quality reading materials and limited opportunities to develop a reading culture are major challenges faced by foster children. This study aims to explore how the management of the Ottawa Library can increase reading interest among foster children. This study investigates how library circulation can increase reading involvement, availability of reading materials, and efforts to form a reading culture. The subjects involved in this study were the head of the library, head of sub-section, library manager, and foster children. This type of research is a case study with data coll

APA, Harvard, Vancouver, ISO, and other styles

47

Marlisa, Elsyan Rienette, and Andarias Kuddy. "Sosialisasi Fasilitas Kredit Usaha Mikro Dan Kredit Usaha Rakyat di Arso XIV Kabupaten Keerom." Community Engagement Journal: The Commen 3, no. 1 (2022): 165–73. http://dx.doi.org/10.52062/.v3i1.2220.

Full text

Abstract:

The Purpose of community devotion is 1) to know and understand the banking products. 2) to know and understand the credit facilities of MICRO Enterprises (KUM) and credit People's Business (KUR) PT. Bank Mandiri (Persero) TBK. Based on the results of the community service made to the community of dragon fruit farmers in Arso XIV Keerom District can be concluded the following things: 1). The banking office can be understood through the submission of the lecturer who is devoted to the community and the speaker of the employee Micro Banking Manager PT. Bank Mandiri (Persero). Tbk. Introduction of

APA, Harvard, Vancouver, ISO, and other styles

48

Tolba, Ahmed H. "Can We Improve the Rate of Entrepreneurial Success? Introducing the “TEAM” Framework." Archives of Business Research 9, no. 8 (2021): 40–55. http://dx.doi.org/10.14738/abr.98.10618.

Full text

Abstract:

Business ventures have experienced environments pertaining to rapid morphological changes that have led to the adoption of entrepreneurial teams as opposed to singular individuals. With such a high potential for failure, startups must revert into the foundation of their organization to ensure success and longevity through the formation of an entrepreneurial team. The formation of the entrepreneurial team leads itself to debate due to its diverse linkage with surrounding contexts and the endless combinations of team characteristics. This paper will start by exploring surrounding contexts that a

APA, Harvard, Vancouver, ISO, and other styles

49

Kovrov, Timur A., and Vladimir S. Okolotin. "FROM THE HISTORY OF THE ECONOMIC JUSTIFICATION AND OPENING OF THE BRANCH OF THE STATE BANK IN THE TOWN OF KINESHMA IN THE EARLY 20TH CENTURY." Vestnik of Kostroma State University 29, no. 3 (2023): 21–28. http://dx.doi.org/10.34216/1998-0817-2023-29-3-21-28.

Full text

Abstract:

This article is devoted to the study of the economic justification and actions to opening a branch of the State Bank in the town of Kineshma in the early 20th century. This process was quite specific, since it was not just extended in time, which allows us to speak of its periodisation, but it also differed in the professional affiliation of the initiators of the opening. If at the first stage, these were representatives of the business community – at the second stage, these included the manager of Ivanovo-Voznesensk branch of the State Bank. About 10 years had passed between these events, Rus

APA, Harvard, Vancouver, ISO, and other styles

50

Sopingi, Imam, Lailatul Maghfiroh Putri Rifardi, and Athi’ Hidayati. "Financial Technology Lending and Consumptive Attitude on Student Lifestyle." Journal of Economic and Islamic Research 2, no. 2 (2024): 263–77. http://dx.doi.org/10.62730/journalofeconomicandislamicresearch.v2i2.115.

Full text

Abstract:

The background of the problem in this study is the increasing use of financial technology (FinTech) lending among students accompanied by changes in consumptive attitudes, which have an impact on their lifestyle. The purpose of this study is to analyse the influence of FinTech lending and consumptive attitudes on students' lifestyles. This research uses a quantitative method with a survey approach to students from various universities in Jombang. A total of 200 respondents were selected through purposive sampling technique, namely those who have used FinTech lending. The data was analysed usin

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!