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Journal articles on the topic 'Line banking'

Author: Grafiati

Published: 4 June 2025

Last updated: 1 August 2025

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1

Devendra, Verma. "A Short Review on Consumer Behaviour on E Banking and Challenges Faced." International Journal of Trend in Scientific Research and Development 3, no. 6 (2019): 60–62. https://doi.org/10.5281/zenodo.3587410.

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Consumer play a vital role in economic development of a country. Banking is life line of an economy. A strong banking system is the need of a develop country for their growth. The IT revolution changes the structure of Indian banks. These are now modernized and well functioned system. Thus E Banking refers to electronic banking. It means banking through Electronic medium like telephone banking, mobile banking etc. The objective of the research is to analyze the growth E banking system, challenges face by E banking system. Electronic Banking is one of the great achievement of commerce. An E ban

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Vedapradha., R* Dr. Hariharan Ravi. "MOBILE BANKING – A SILVER LINE DURING FINANCIAL CRUNCH." INTERNATIONAL JOURNAL OF ENGINEERING SCIENCES & RESEARCH TECHNOLOGY 6, no. 5 (2017): 85–88. https://doi.org/10.5281/zenodo.571602.

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Mobile banking was the biggest strategic move made by the RBI where first regulatory guidelines were issued to the banks in 2008 to transfer funds from one bank to another through mobile as the platform. It sprouted in the economy with SMS based service which has today led into cashless transactions through technological advancement and education. These services are currently offered by 97 banks in India irrespective of mobile service provider. Licensed banks with core banking solutions are permitted to offer mobile banking services to their customers post permission obtained from department o

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Koskosas, Ioannis V. "Risk Management in On-Line Banking." Intelligent Information Management 03, no. 04 (2011): 112–18. http://dx.doi.org/10.4236/iim.2011.34013.

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Methlie, Leif B., and Herbjørn Nysveen. "Loyalty of on-Line Bank Customers." Journal of Information Technology 14, no. 4 (1999): 375–86. http://dx.doi.org/10.1177/026839629901400406.

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Electronic commerce changes the relationships between sellers and buyers dramatically. The new properties of electronic markets offer customers added values. New customer value propositions have to be established in most markets and new marketing strategies must be formulated. One of the business sectors most heavily affected is banking. How can banks retain loyal customers when moving into electronic banking? Research in marketing has unveiled several determinants of customer loyalty. However, this knowledge is based on research on customers in traditional markets. In this paper we focus on c

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Mr., Sanjaya Pawar. "Impact of Digital Banking in India: Recent Trends & Challenges." International Journal of Advance and Applied Research 4, no. 20 (2023): 135–41. https://doi.org/10.5281/zenodo.8036325.

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Different sectors play a very important role in the economic growth of any country. Banking sector is the most important aspect in the economic growth of India. The banking sector has become the backbone of the Indian economy. Any change related to technology or other aspects directly affects economic growth. With the change in technology, various changes are taking place in the banking sector. Now more and more customers are educated. They don't want to stand in line for various activities like: cash withdrawals, deposits cheques, opening bank accounts, deposit cash and more. As times hav

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Diniz, Eduardo H. "Celular banking." GV-executivo 7, no. 1 (2008): 16. http://dx.doi.org/10.12660/gvexec.v7n1.2008.34076.

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<p class="MsoNormal"><span style="font-family: Verdana, sans-serif; font-size: 8pt; line-height: 115%;">Depois das frustradas tentativas de popularizar o celular como canal banc&aacute;rio, realizadas no in&iacute;cio dos anos 2000, h&aacute; uma nova onda de servi&ccedil;os financeiros pelo celular</span></p><p class="MsoNormal">&nbsp;</p>

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Leong, S. K., T. Srikanthan, and G. S. Hura. "An Internet application for on-line banking." Computer Communications 20, no. 16 (1998): 1534–40. http://dx.doi.org/10.1016/s0140-3664(97)00162-x.

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Daniel, Elizabeth, and Chris Storey. "On-line banking: Strategic and management challenges." Long Range Planning 30, no. 6 (1997): 890–98. http://dx.doi.org/10.1016/s0024-6301(97)00074-5.

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M.Naveenbarathi and Priyaganth Karan. "Online Banking Service." Shanlax International Journal of Commerce 6, S1 (2018): 215–20. https://doi.org/10.5281/zenodo.1419442.

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The purpose is to note the like hood of the continued growth of internet banking and banking and commerce as individual consumers purchase more and more products to  access  the  internet  and  complete  both  financial  and  consumer  transactions. The growth is commercial and banking services on-line will grow as long as the hardware products innovate with new faster and easy to use products. The pitfalls include  attacks  by  savage  interventionists  who  attempt  to  steal  information  and

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Tkachenko, Olexandr, and Vladislav Kharlamov. "Adaptive Remote Banking System." Digital Platform: Information Technologies in Sociocultural Sphere 1, no. 2 (2018): 63–72. https://doi.org/10.31866/2617-796x.2.2018.155664.

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The purpose of the article is to study the processes of on-line servicing of various bank clients, review and the author's system description of remote banking services. Research methods are methods of developing web applications, methods of semantic analysis of the main concepts of the subject domain (banking services of banking products). The article deals with the main functions of banking systems for servicing different classes of users (individuals, corporate legal entities, etc.). The article proposes and describes the function of the author's adaptive remote banking sy

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Anam Alina, Junaid Jahangir, and Saqib Malik. "Improving Branchless Banking in Berlin Germany: The Effects of Promotional Strategies." Administrative and Management Sciences Journal 2, no. 1 (2023): 43–53. http://dx.doi.org/10.59365/amsj.2(1).2023.61.

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Purpose of current study was to evaluate the function and importance of promotional strategies in branchless banking (BB) to capture a sizable portion of untargeted and unaddressed branchless banking volume in Germany. In both emerging and developed countries, commercial banks promote, influence, and integrate economic activities. This study aimed to determine importance of branchless banking in Berlin, Germany, to alleviate pressure on traditional banking practices. BB is used as a dependent variable, whereas promotional strategies such as below the line (BTL) and above the line (ATL) marketi

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Soediro, Achmad, Media Kusumawardani, and Muhammad Farhan. "Genealogical Study on the Legitimacy Strategies in the Islamic Banking." Muqtasid: Jurnal Ekonomi dan Perbankan Syariah 13, no. 1 (2022): 1–17. http://dx.doi.org/10.18326/muqtasid.v13i1.1-17.

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This study aimed to explore legitimacy strategies in Islamic financial institutions andunderstand the process and reason for their shifting over time. A reflective approach was used towards literature data sources and a thematic analysis of interview results. Islamic Banking and financial institutions were seeking a legitimacy strategy by adopting sharia compliance to distinguish them from conventional banks. This study examined the development of Indonesia's Islamic banking and assessed responses from participants with an Islamic banking background. The results showed that the legitimacy stra

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Pushkala, N., J. Mahamayi, and K. A. Venkatesh. "Liquidity and Off-Balance Sheet Items: A Comparative Study of Public and Private Sector Banks in India." SDMIMD Journal of Management 8, no. 1 (2017): 47. http://dx.doi.org/10.18311/sdmimd/2017/15721.

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Liquidity is the life-line of every business. Banking business’ liquidity was the bone of contention during the economic crisis of Greece and the downfall of Finance Behemoth like Lehman Brothers. Banking Sector-Illiquidity was the epicentre of such crisis. Globally, the Off-Balance Sheet Exposure played a vital role in managing liquidity and solvency issues of commercial banks. This research paper explores the concepts, aspects, analysis of liquidity and the impact of Off-Balance Sheet Items on Liquidity and Solvency. Furthermore, this paper focuses on the liquidity aspects of Public and Priv

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Le, Long Hau, Truong An Duong, and Tan Nghiem Le. "Banking Competition and Efficiency: The Case of Vietnamese Banking Industry." International Journal of Financial Research 11, no. 2 (2020): 453. http://dx.doi.org/10.5430/ijfr.v11n2p453.

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This paper is to investigate the impact of competition on the efficiency of the banking industry in Vietnam. Data are collected from the audited annual financial statements and the annual reports of 30 commercial banks during the period of 2010 – 2017. Lerner index is used to measure the market power of bank, while Data Envelope Analysis is employed to estimate the technical efficiency of bank. The impact of competition on the operational efficiency of commercial banks is estimated by Panel Vector Autoregressive model (PVAR). The empirical results seem to indicate that there is a positive impa

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Basel, J. A. Ali, and Wan Ahmad Wan Omar Dr. "Role, Challenges and Benefits of Electronic Banking service in Jordan." American Based Research Journal 5, no. 12 (2016): 43–46. https://doi.org/10.5281/zenodo.3441939.

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<em>Electronic banking is a carrier that permits clients to access and carry out economic transactions on their financial institution debts from their web enabled computer systems with net connection to banks’ web sites any time 24 Hours. Jordan remains in the early levels of E Banking growth and development. Adjustments in technology and way of life in last the decades have modified the face of Banking. The most significant reason of this article is to explain the major issues and challenges inside the development in the on-line banking industry in Jordan</

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Dr., Banderao Anandrao Tarhal. "E- Commerce in Banking Sector." International Journal of Advance and Applied Research S6, no. 16 (2025): 224–30. https://doi.org/10.5281/zenodo.15143737.

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<em>Electronically-based payment systems have been in operation since the 1960s and have been expanding rapidly as well as growing in complexity. However, in most of the major industrialized countries, an inverse relationship exists between the volume and the number of transactions handled electronically.The Internet is experiencing rapid growth which is being largely driven by new commercial users of the network. Other commercial on-line services provided by companies such as CompuServe, America On-line and Prodigy is also expanding rapidly.</em>

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Dr., S. Anthony Rahul Golden. "USERS' PREFERENCE TOWARDS TRADITIONAL BANKING VERSUS E-BANKING – AN ANALYSIS." International Journal of Computational Research and Development 1, no. 1 (2016): 177–82. https://doi.org/10.5281/zenodo.224579.

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Banking transactions that takes place in a virtual ambience on the website of a banking company or a financial institution is termed as ‘Internet Banking’. The essence of Internet banking lies in on-line access by customers of banking and financial services. This is the right time to discuss about the customer prefer whether traditional banking or online banking. What are reasons are beyond that for their preference has been analysed here. Finally, it is concluded that as people are very close to technology, they prefer online banking.

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Aijaz, Rashid, and Ahad Shazia. "Cell Cycle Dependent Regulation of Microtubule Dynamics by Microtubules Associated Proteins MAPs and its Misregulation causes Aneuploidy." International Journal of Trend in Scientific Research and Development 1, no. 5 (2017): 1269–72. https://doi.org/10.31142/ijtsrd2409.

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Banking occupies one of the most important positions in the modern economic world. It is necessary for trade and industry. Hence it is one of the great agencies of commerce. Modern banking services presence is very helpful to the economic activity and industrial progress of the country. The banking industry is on a major technological up gradation drive after having successfully introduced international standards in their operating norms. It is commonly perceived that technology is important to enhance the quality of customer service and to make it customer friendly. Banking industry is fast g

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Bimantara, Muhammad Dhuha, and Ilka Zufria. "Text Mining Sentiment Analysis on Mobile Banking Application Reviews using TF-IDF Method with Natural Language Processing Approach." JINAV: Journal of Information and Visualization 5, no. 1 (2024): 115–23. https://doi.org/10.35877/454ri.jinav2772.

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As part of its efforts to improve digital banking services, PT Bank Rakyat Indonesia (Persero) Tbk (BRI) has launched a mobile banking application called BRImo. This move is in line with the global trend where financial institutions are increasingly focusing on digitalization to meet the evolving needs of customers who demand faster and more efficient accessibility to banking services. BRImo comes as an innovative solution to provide a better banking experience to BRI customers. This research was conducted to find out the reviews of the BRImo application on the App markets google playstore, In

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Syniavska, Olga, Nadiya Dekhtyar, Olga Deyneka, Tetiana Zhukova, and Olena Syniavska. "Security of e-banking systems: modelling the process of counteracting e-banking fraud." SHS Web of Conferences 65 (2019): 03004. http://dx.doi.org/10.1051/shsconf/20196503004.

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The paper is devoted to the current issue of the counteracting cyberattacks in the banking sector, in particular in the field of e-banking. The main types of banking fraud, which are carried out in the online sphere, are considered. The authors propose a mathematical model that describes the process of counteracting e-banking fraud. Proposed model is based on the classic Lotka-Volterra model with logistic growth and the Holling-Tanner dynamic models. The fixed points of a dynamic system were calculated and analyzed. It was determined that there are 4 possible types of fixed points: saddle and

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Et. al., Mr G. Dhayanidhi,. "Impact Of Internet Bankingin Usage Of Consumer Satisfaction In Indian Banking Sector." Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 10 (2021): 7236–41. http://dx.doi.org/10.17762/turcomat.v12i10.5613.

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Internet Banking is set the use of the infrastructure for virtual age to create possibilities, each in local & worldwide market. IT allows the giant reducing of transaction price and the advent of recent kinds of banking possibilities that cope with the boundaries of time and distance. Banking possibilities are local, worldwide and on the spot in net banking. Internet banking is a web charge machine that allows clients of a financial institution or different economic establishments to behavior a number economic transactions via web sites of economic establishments. Internet banking has man

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Yap, Kenneth B., David H. Wong, Claire Loh, and Randall Bak. "Offline and online banking – where to draw the line when building trust in e‐banking?" International Journal of Bank Marketing 28, no. 1 (2010): 27–46. http://dx.doi.org/10.1108/02652321011013571.

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Sloboda, Larysa, Nataliia Dunas, and Andrzej Limański. "Contemporary challenges and risks of retail banking development in Ukraine." Banks and Bank Systems 13, no. 1 (2018): 88–97. http://dx.doi.org/10.21511/bbs.13(1).2018.09.

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Retail banking is an essential part of the financial services, accounting for a large part of all banking revenues and capital raising. This business line is designing the vital sphere to apply the adequate decision making approach for customer engagement, sustain profitability and increase competitive advantages. The modern trends in retail banking globally are based on digital innovations, bionic transformation and new regulatory issues. Ukrainian banks have also taken the first step to apply on-line platforms and cashless methods in banking. However, problems occur in the implementation of

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Gjergji Mulla and Igli Tafa. "Core banking system implementation proposal." Global Journal of Information Technology: Emerging Technologies 12, no. 1 (2022): 69–76. http://dx.doi.org/10.18844/gjit.v12i1.7434.

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The purpose of this article is to provide an analysis and a methodology for the implementation of a new CCBS (Centralized Core Banking System) for a Retail Bank. This article has been written based on the highest evaluation standard set by institutions like World Bank for such systems implementation. The scope of work, that will be defined in this article identifies all components and work required for the proposed implementation under this article. The proposed CCBS solution will be implemented based on a phased approach implementation methodology. The implementation team will undertake a con

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Syaparuddin, Syaparuddin. "Kritik Abdullah Saeed terhadap Praktik Pembiayaan Murabahah pada Bank Islam." ISLAMICA: Jurnal Studi Keislaman 6, no. 2 (2014): 375. http://dx.doi.org/10.15642/islamica.2012.6.2.375-388.

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<p>This paper is aimed at discussing the critical view of Abdullah Saeed as far as murabahah is concerned. For Saeed, this banking practice, which is adapted and adopted from Syari’ah has caused a lot of controversies. The basic question that a man like him asks is, does this Syari’ah banking system really make a difference? Nonetheless, it is this Syari’ah-based banking product that dominated the whole Islamic banking system in the great majority of Islamic countries. Investigating the nature of this product becomes therefore both strategic and important so as to have a better and prope

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Dr., Mohan S. Rode. "Emerging Challenging Face in Indian Banking." International Journal of Trend in Scientific Research and Development 2, no. 3 (2019): 2311–17. https://doi.org/10.31142/ijtsrd11669.

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Banks now a day's plan to lay greater stress on consumer banking in the coming years, with a view to achieve higher market penetration and profitability. Technology has paved way for expanding the horizon of consumer banking and has smartened up the said business of banking. In the pre liberalization days, banking was considered as a chore you would like to finish off as quickly as possible. Today, the scenario is totally different. Banks driven by the ever growing competition have improvised on existing features and created new facilities that are more customers friendly. Growing Indian m

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Koretskiy, Vladimir, Marina Degtiareva-Galiakhmetova, and Evgeniy Kostitsyn. "Banking front-line personnel assessment by fuzzy logic approaches." SHS Web of Conferences 116 (2021): 00057. http://dx.doi.org/10.1051/shsconf/202111600057.

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The article is dedicated to the qualitative assessment of banking personnel and the interpretation of the results with a developed fuzzy logic expert system. The authors proposed to evaluate human resources based on the Company Loyalty, Customer Service Quality and Intra-Corporate Communication which are linguistic terms for personnel to be assessed. To interpret the results of the received staff assessment, a fuzzy expert system was developed which enables the Business Efficiency of Personnel to be estimated. The expert system was tested at the front-line office of the regional bank. Regressi

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Koroleva, L. L. "Prerequisites for Increasing the Turnover of Line Banking Personnel." Contemporary problems of social work 6, no. 4 (2020): 4–13. http://dx.doi.org/10.17922/2412-5466-2020-6-4-4-13.

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the article examines the objective and ideologically established prerequisites for the growth of the outflow of line banking personnel. In the realities of widespread digitalization and the development of remote technologies, the reasons for the increase in staff turnover are not sufficiently justified and clear. Of course, the profile of the most linear bank employee brings us back to the question of the Theory of generations of N. Howe and V. Strauss, as well as to the personalization of the approach of employee adaptation in the workplace. The methodological basis of these studies is the re

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Rose, John T., and John D. Wolken. "Thrift competition and the “commercial banking” line of commerce." Atlantic Economic Journal 16, no. 4 (1988): 24–36. http://dx.doi.org/10.1007/bf02304220.

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Skudiene, Vida, Dallas D. Everhart, Karolina Slepikaite, and James Reardon. "Front-Line Employees’ Recognition And Empowerment Effect On Retail Bank Customers’ Perceived Value." Journal of Service Science (JSS) 6, no. 1 (2013): 105–16. http://dx.doi.org/10.19030/jss.v6i1.8241.

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Understanding how front-line bank employee recognition and empowerment impacts customer value is an important issue for the banking industry. Retail banking customers perceive little difference in services as competition has created more choices. When banks develop new products, they are easily duplicated by the competition. Banks can gain a competitive advantage by understanding the interrelationships that impact customers perceived value. The major providers of customer perceived value in retail banking are front-line employees. This research aims to better understand these interrelationship

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Wasyith, Wasyith. "Beyond Banking: Revitalisasi Maqāṣid dalam Perbankan Syariah". Economica: Jurnal Ekonomi Islam 8, № 1 (2017): 1. http://dx.doi.org/10.21580/economica.2017.8.1.1823.

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<p><span style="font-size: 10.0pt; mso-bidi-font-size: 11.0pt; line-height: 115%; font-family: 'Calibri',sans-serif; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; letter-spacing: .3pt; mso-ansi-language: IN; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;" lang="IN">What is the core purpose of Islamic banking? Why is the existence of Islamic banking so important? It can not be denied, the answer of the crucial question about the purpose of establishing Islamic banking is still a fragmentary discussion.</span><span style="font-size: 10.0pt;

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Řepková, Iveta, and Daniel Stavárek. "Relationship between competition and efficiency in the Czech banking industry." Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis 61, no. 7 (2013): 2701–7. http://dx.doi.org/10.11118/actaun201361072701.

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The aim of the paper is to estimate the relationship between competition and efficiency in the Czech banking industry in the period 2001–2010. The theoretical definition and literature review of the relationship between banking competition and efficiency is included. Lerner index and Data Envelopment Analysis were used to estimate the degree of competition and efficiency in the Czech banking sector. The market structure of the Czech banking industry was estimated as a monopolistic competition and it was found a slight increase in the competition in the banking sector. The efficiency of the Cze

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Athira V S. "A Study on Factors Influencing the Adoption of Internet Banking - A Gender Wise Analysis by Integrating TAM and TPB Model in Kerala." RESEARCH REVIEW International Journal of Multidisciplinary 6, no. 11 (2021): 19–27. http://dx.doi.org/10.31305/rrijm.2021.v06.i11.004.

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The marvelous kinds of innovation in technology and hard-line blend of it with information technology made a paradigm shift in the banking industry. The emergence of Information Technology and its use in the financial sector leads to transition from the brick and mortar structure to click and order model. Information technology developments in the banking sector have sped up communication and transactions for clients. Internet banking is one of the fastest growing banking practices nowadays especially in this pandemic scenario. It is vital to extend this banking feature to clients for maximizi

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Mutize, Misheck, and Virimai Victor Mugobo. "Development of the shadow banking system in Zimbabwe: A blessing from the shadows?" Journal of Governance and Regulation 4, no. 4 (2015): 323–26. http://dx.doi.org/10.22495/jgr_v4_i4_c2_p4.

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The rising of shadow banking institutions in Zimbabwe has been very quick for formal banking institutions and regulators to strategise against the threats that came with their development. This study applied qualitative data analysis and find that, the growth of a shadow banking system was market driven. Lack of confidence and financial innovation on the mainstream banking system to structure financial products that improve intermediation gave space for shadow banking growth. In response to this development, the researcher recommended that regulatory focus should be on the functions of shadow

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Cakranegara, Pandu Adi. "Risk and Return Analysis in Indonesian Banking Industries." KINERJA 25, no. 2 (2021): 164–78. http://dx.doi.org/10.24002/kinerja.v25i2.4354.

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The bank, like any other business entity, is an entity established for profit. There are risks involved to increase profit. The higher the yield to be obtained, the consequence is more increased the risk is borne. However, the banking industry is different from other sectors because banks are an industry whose survival is based on trust. Banks need to maintain the level of risk to avoid disruptions to the failure of their business operations. This study focuses on linking the operational risks borne by banks and bank profitability. Operational risk is seen from short-term operational risk, lon

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Prof, (Dr.) Narinder Kumar Bhasin, and Kamal Gulati Dr. "A Study of Role of Digital Banking in Indian Banking System during Covid-19 Lockdown Period." International Journal of Management, Sciences, Innovation, and Technology IJMSIT 2, no. 1 (2021): 09–14. https://doi.org/10.5281/zenodo.4513871.

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With the widespread of Covid 19 across the world, it has negative impact on various industries like retail, manufacturing, tourism, education, international trade and banking operations due to lockdown and restrictions. Since the vaccine for Covid 19 has still not developed , there is still uncertainty when the economic activities will start increasing again and the world economies back to new normal. On the other hand, digital banking and fintech companies have shown the positive growth with the introduction of new digital offerings to the customer. Indian banking system has emerged with the

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Ghosh, Sutap Kumar, Protap Kumar Ghosh, and Sabrin Chowdhury. "Essential of Central Bank’s Regulatory Policy to Strengthen Green Banking Practice and Reporting in a Country." Asian Journal of Finance & Accounting 10, no. 2 (2018): 133. http://dx.doi.org/10.5296/ajfa.v10i2.13599.

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This paper has been designed to investigate the current scenarios of Green Banking practices in Indian sub-continent and to disclose how central bank’s direct regulatory policy strengthens mandatory Green Banking practice and reporting in a country. This study is mainly a descriptive one based on review of different published literature. Relevant information has been collected from different off-line and online sources. Present scenario of Green Banking practices and central bank Green Banking policies in Indian sub-continent (India, Bangladesh and Pakistan) are disclosed first and then how ce

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ILIE, Roxana-Corina. "Online Transactions Security in Internet Banking and e-Commerce." International Journal of Information Security and Cybercrime 2, no. 1 (2013): 9–16. http://dx.doi.org/10.19107/ijisc.2013.01.01.

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Margarita Ekadjaja, Agustin Ekadjaja,. "Tata Kelola Perusahaan, Risiko Keuangan, dan Kinerja Perbankan di Indonesia." Jurnal Ekonomi 25, no. 3 (2020): 391. http://dx.doi.org/10.24912/je.v25i3.687.

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The balance of shareholders and stakeholders in managing the company is in line with the principles of Good Corporate Governance (GCG). Companies sometimes require additional external funds to develop their business. Fulfillment of external funding needs can be obtained from banking and non-banking financial institutions. The study population was banking companies for the period 2011 - 2018 using double linear regression as a data analysis tool. The results of the study found that banking corporate governance and financial risk have implications for banking performance.The results found that b

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Solanki, Santosh. "Status of E-Banking in India: Benefits and Issues." International Journal of Research 10, no. 6 (2023): 2015–220. https://doi.org/10.5281/zenodo.8079515.

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<em>E-Banking has become an important factor in the future development of banking industry. Electronic banking or online banking is a service provide by many banks that allow handling of all types of banking business, primarily over the internet by using the information technology and communication. In many developed countries E- banking plays a very vital role due to the fact that it’s the cheapest way of providing banking services. Beside this it also facilitated swift movement of funds domestically and across borders.  E-Banking is one of the most successful on-line business

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Mohd Tarmizi, Mohd Naufal, Ahmad Hidayat Buang, and Mohd Zaidi Daud. "ISLAMIC CORE BANKING SYSTEM: A QUALITATIVE ANALYSIS ON THE PRACTICES AND IMPORTANCE OF ITS DEVELOPMENT." Journal of Information System and Technology Management 8, no. 31 (2023): 148–67. http://dx.doi.org/10.35631/jistm.831010.

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Core banking system is a back-end system that processes daily banking activities. Its offer convenience for Islamic banking institutions to conduct their daily Islamic banking activities in line with the development of today’s technology. Core banking system shall be a tool for Shariah compliancy in Malaysia’s Islamic banking legal framework in tandem with the issuance of Shariah contract policy documents by Central Bank of Malaysia since the promulgation of Islamic Financial Services Act 2013. Thus, the objective of this study is to examine existing practices on its development. Based on the

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Kato, Charles Ishengoma. "Legal framework challenges to e-banking in Tanzania." PSU Research Review 3, no. 2 (2019): 101–10. http://dx.doi.org/10.1108/prr-06-2018-0016.

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Purpose This paper aims to examine the legal challenges to electronic banking and initiatives taken to address them in Tanzania. It is based on the results of a comparative analysis of policies and laws of other countries from which Tanzania can pick a leaf on how to deal with challenges brought by information and communication technology-induced innovations in the banking sector. Design/methodology/approach The study upon which this paper is based employed comparative analysis methods by analysing different policies and laws of Tanzania in line with attendant laws of other jurisdictions such

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Ginting, Mitha Christina, Lamria Sagala Sagala, Rike Yolanda Panjaitan, and Duma Rahel Situmorang. "Pengaruh Electronic Banking Terhadap Kinerja Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2019-2021." JURNAL MUTIARA AKUNTANSI 7, no. 2 (2022): 118–27. http://dx.doi.org/10.51544/jma.v7i2.3455.

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The purpose of this study is to examine the impact of e-banking (ATM and mobile banking) on the performance of Indonesian Stock Exchange listed companies in the banking sector from 2019 to 2021. Today, the rapid development of information technology affects many aspects of life, including banking. One of the challenges for the domestic banking industry is protecting customers amid increasingly complex and dynamic requirements regarding both the services and products offered. Therefore, modern and mature information technology is required to support the service. Researchers brought up the top

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Jonah, Kiplagat Ngetich, Joshua Matanda Wepukhulu Dr., and Beatrice Jemaiyo Ms. "Effect of on-line Banking adoption on Performance of Commercial Banks of Kenya in Eldoret Town." American Based Research Journal 6, no. 9 (2017): 68–79. https://doi.org/10.5281/zenodo.3445815.

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<em>The study sought to ascertain the effect of online banking adoption on the performance of commercial banks in Kenya in Eldoret Town, Kenya. Both primary and secondary data were used in the analysis. Secondary data was derived from annual audited financial reports of these banks and through document analysis. Primary data, on the other hand, was collected through questionnaire administration. The target population of the study was 364 employees drawn from 25 banks within Eldoret town . Stratified and simple random sampling was used to select a sample of 224 respondents that participated in

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Appa Rao, Prof V., and VENKATESH MADDENI. "ROLE OF TECHNOLOGY IN BANKING SERVICES: A STUDY." Indian Journal of Accounting 56, no. 1 (2024): 130–53. https://doi.org/10.63637/ija.v56i1.130-153.

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A tremendous change is taking place in 21 centuries, Accounting in not exceptional for that and also the growth of any field is depending up on Digitalization. So accounting is not using still what comes in debit and what goes out credit, and we need not to wait to know profitability position or financial position of the business firm till ending of financial year. Banking is tied with accounting from the inception. So as a part of rapid changes in the world, banking system is also moved from que line banking system to paper less banking system and it is moved from paper currency to paper less

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Syahri, Juwita Anggraini, and Maya Panorama. "Rekonstruksi Pembelajaran Perbankan Syariah Pada Perguruan Tinggi Islam." Jurnal Ilmiah Ekonomi Islam 6, no. 3 (2020): 621. http://dx.doi.org/10.29040/jiei.v6i3.1390.

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In the perception of the human capital of Islamic banking that is needed is (1) having good language skills and must be able to communicate effectively; (2) Banks demand human resources to be able to establish good cooperation, able to present material in public well and able to think critically; (3) Islamic banks also demand that human resources have good knowledge about contracts and transactions. This requires universities to carry out reconstruction of learning that is in line with Islamic banking needs. In this study found several steps in the reconstruction of banking learning including

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Boutora, Fadila, and Nawfel Smaili. "Follow-Up of the Bank of Algeria to the Principles of the Basel Committee through the Legislation of Internal Control Systems for enhancing governance for banking organisations." Milev Journal of Research and Studies 5, no. 2 (2019): 332–59. http://dx.doi.org/10.58205/mjrs.v5i2.1209.

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The Study aims at Highlighting the Development of the Legislation of the Bank of Algeria for Internal Control Systems, where themes revolved around the most important Legislation to contribute to keep up its legislation with the decisions of the Basel Committee on Banking Supervision to create a Banking environment in line with international standards of banking business. This Study Highlights the results of the Bank Algeria harmonize Legislation in the field of Internal Control with desire and determination to keep up its Legislation with the decisions of the International Committee of the Ba

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Lifia Lifia and Aunur Rofiq. "MAQASHID SHARIA THINKING PERSPECTIVE OF IBNU ASSYUR IN THE DEVELOPMENT OF SHARIA BANKING." Journal of Management and Informatics 2, no. 1 (2023): 01–17. http://dx.doi.org/10.51903/jmi.v2i1.151.

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Ibn Asyur was the second originator who made the concept of Maqashid Syariah into all scientific disciplines after Al Syathabi, in line with the journey of maqashid Syariah to become a field of knowledge. Sharia banking is also the second concept after the presence of conventional banking, but that is not a thing that prevents Islamic banking from continuing to grow and develop to spread benefits. Ibnu Asyur in his thoughts conveyed the similarity between maqashid sharia and the main objective of establishing sharia banking. Maqashid sharia in the perspective of Ibn Asyur can produce indicator

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Marcin, Marcin. "Strategies for Developing On-Line Business Models in Retail Banking." Studia i Materiały Wydziału Zarządzania UW 1/2018, no. 27 (2018): 90–104. http://dx.doi.org/10.7172/1733-9758.2018.27.8.

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Lang, Bodo, and Mark Colgate. "Relationship quality, on‐line banking and the information technology gap." International Journal of Bank Marketing 21, no. 1 (2003): 29–37. http://dx.doi.org/10.1108/02652320310457785.

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In a world of escalating competitiveness, information technology (IT), such as online banking, and relationship marketing are becoming increasingly important to marketers. This paper investigates the impact of IT in a relationship marketing context. In particular it focuses on how customers use a combination of IT channels to interact with their financial service provider and how this interaction affects the relationship quality between the customer and the financial service provider. This study provides empirical evidence that indicates that those customers who do not exhibit an “IT gap” have

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