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Journal articles on the topic 'Loan securitization'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

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1

Yao, Yuyan, Guanrui Yi, Jian Xu, and Siyu Liu. "Innovations and Future Development Pathways of Internet Finance Asset Securitization in China: A Case Study of Ant Group." Advances in Economics, Management and Political Sciences 97, no. 1 (2024): 193–210. http://dx.doi.org/10.54254/2754-1169/97/20231192.

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With the evolution of the Internet age, e-commerce giants have established small loan entities to accommodate the booming B2C business model. While these online small loan providers retain the traditional attributes of their counterparts, they are adept at addressing the financing needs of micro-enterprises and individuals. Furthermore, these digital lenders have a broader reach in terms of geography and demographic distribution and possess enhanced capabilities to assess borrowers' creditworthiness. Such strengths make them well-suited for asset securitization, an emerging financing approach.

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Ishak, Gos, Farah Margaretha Leon, and Bahtiar Usman. "Did Asset Securitization Affect the Banking Financial Performance?" European Journal of Business and Management Research 6, no. 1 (2021): 6–10. http://dx.doi.org/10.24018/ejbmr.2021.6.1.666.

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This study investigates the impact of asset securitization on banking financial performance. The authors examined the effect between the independent variables (Asset-backed securities (ABS), Loan Loss Provisions (LLP), and Size), and the dependent variable (Return on Assets (ROA), Size has a moderating variable effect on Return on Assets. The banks improved profitability (ROA) by selling their loans receivable portfolio to the capital market to get liquidity. Furthermore, the bank significantly changed the role of acting as intermediaries between borrowers and depositors for the last dec

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3

Faruk, Mohammad Omar. "Applicability of Loan Securitization for Solving NonPerforming Loans’ Problems in Bangladeshi Commercial Bank." EAST WEST JOURNAL OF BUSINESS AND SOCIAL STUDIES 5 (August 20, 2016): 38–55. http://dx.doi.org/10.70527/ewjbss.v5i.110.

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Non-performing loan (NPL) is one of the most influential factors for lowering the overall performance of any bank or financial institution which immediately impacts on overall activities of a bank including liquidity, stability and profitability. The securitization is, an innovative financial product, being used in many developed and developing countries as a better solution for the NPL problem. This paper lays out a proposal of how asset securitization against the NPL of a bank can be introduced in Bangladesh. This securitization can introduce a new financial market in the economy where the w

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Minasyan, Lusine. "CHALLENGES AND OPPORTUNITIES OF SECURITIZATION IN ARMENIA'S BANKING SYSTEM." Bulletin of Yerevan University G: Economics 15, no. 2 (44) (2025): 84–91. https://doi.org/10.46991/bysu.g/2024.15.2.084.

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Securitization and bond markets are integral to modern finance, providing liquidity and risk-sharing mechanisms. Mortgage bonds, covered bonds, and securitizations differ significantly in their structure and regulatory oversight. These differences have profound implications for financial stability, particularly in smaller or emerging economies. This article examines these distinctions, focusing on their regulatory frameworks and financial stability impacts. The Armenian banking sector plays a pivotal role in supporting economic development by providing credit to businesses and individuals. Ove

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Krainer, John, and Elizabeth Laderman. "Mortgage Loan Securitization and Relative Loan Performance." Journal of Financial Services Research 45, no. 1 (2013): 39–66. http://dx.doi.org/10.1007/s10693-013-0161-7.

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6

Robertson, Mari L. "Securitization and financial markets: the implications for interest rate pass-through." Journal of Financial Economic Policy 8, no. 4 (2016): 472–98. http://dx.doi.org/10.1108/jfep-02-2016-0010.

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Purpose The transmission of monetary policy rates to lending rates is viewed as a crucial path of monetary policy. As an integral part of the financial system and the recent financial crisis, securitized assets have the potential to affect the interest rate pass-through process and monetary policy effectiveness. This paper aims to investigate the influence of securitization on the transmission of policy rate changes to lending rates and how rate transmission has changed since the recent financial crisis. Emphasis is placed on differences among the mortgage, consumer credit and business loan se

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김명록. "Securitization and Subprime Loan Crisis." MARXISM 21 5, no. 3 (2008): 23–50. http://dx.doi.org/10.26587/marx.5.3.200808.002.

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8

Furfine, Craig H. "Complexity and Loan Performance: Evidence from the Securitization of Commercial Mortgages." Review of Corporate Finance Studies 2, no. 2 (2014): 154–87. http://dx.doi.org/10.1093/rcfs/cft008.

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Between 2001 and 2007, the complexity of commercial mortgage-backed securities (CMBS) increased substantially. The median size of commercial mortgage loan pools tripled and the median number of AAA-rated tranches doubled. I examine whether deal complexity is related to loan performance by analyzing a sample of approximately 40,000 commercial mortgage loans from 334 CMBS deals. I find that loan performance is worse for loans in more complex securitizations. However, neither the price of a deal’s securities nor a deal’s risk retention reflected that complexity correlates with lower loan quality.

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9

Shushkov, V. V. "Financial profiles of mortgage loan securitization." Studies on Russian Economic Development 18, no. 1 (2007): 109–12. http://dx.doi.org/10.1134/s1075700707010133.

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10

Jobst, Andreas A. "Tranche Pricing in Subordinated Loan Securitization." Journal of Structured Finance 11, no. 2 (2005): 64–96. http://dx.doi.org/10.3905/jsf.2005.570547.

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11

Shuvalova, Elena B., and Iliya K. Zarov. "DIGITAL FINANCIAL ASSETS AS MONETARY CLAIMS: RISK MANAGEMENT AND USE FOR SECURITIZATION OF LOAN PORTFOLIOS." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 9/1, no. 139 (2023): 184–94. http://dx.doi.org/10.36871/ek.up.p.r.2023.09.01.021.

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The article overviews how the key properties of a loan are implemented in digital financial assets as monetary claims and analyzes the specifics of bank’s credit risk management in transactions with them. The article suggests a scheme of using digital financial assets for securitization of banks’ credit portfolios, assesses their advantages and disadvantages compared to traditional means of loan claims securitization.

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12

Sohoni, U. S. "Securitization of Assets: Developments Abroad and Prospects in India." Vision: The Journal of Business Perspective 1, no. 2 (1997): 63–70. http://dx.doi.org/10.1177/09722629x97001002007.

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Securitization of Assets is a tool in the asset-liability management of banks and financial institutions to tide over the liquidity and other risks and also to supplement income by way of profit on sale of loans. Housing finance sector is one area where securitization is in practice and government has identified National Housing Bank as a facilitator for providing guarantee. This paper focuses on development of securitization in the US and Europe where it has diversified from a mortgage loan phenomenon in the 70’s into non-mortgage based loans giving rise to Asset Based Securities (ABS). It al

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Gu, Jenny, Rodrigo J. Hernandez, Pu Liu, and Yingying Shao. "Mortgage loan securitization and personal consumption smoothening." Journal of Economics and Finance 41, no. 1 (2015): 100–115. http://dx.doi.org/10.1007/s12197-015-9338-2.

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Farruggio, Christian, and André Uhde. "Determinants of loan securitization in European banking." Journal of Banking & Finance 56 (July 2015): 12–27. http://dx.doi.org/10.1016/j.jbankfin.2015.01.015.

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Santoso, Wijoyo, Shinta R. I. Soekro, Darmansyah Darmansyah, and Hilde D. Sihaloho. "PEMANFAATAN SEKURITISASI ASET DALAM MENDORONG SEKTOR RIIL: ALTERNATIF PEMBIAYAAN UMKM." Buletin Ekonomi Moneter dan Perbankan 17, no. 2 (2015): 221–39. http://dx.doi.org/10.21098/bemp.v17i2.50.

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This paper analyzes the asset securitization as a source of financing for small and medium scale enterprise. We use field survey and focus group discussion in Jabodetabek, Bandung, Yogyakarta, Denpasar, Medan, and Banjarmasin, covering 149 samples in total. This paper found the banks generally are in excess liquidity condition, therefore face difficulty on obtaining the minimum of Loan to Deposit Ratio (LDR). For this reason, those banks are not interested to sell the SME’s loan though they are quite interested on the asset securitization concept. For the banks, the major motive to invest in a

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Zheng, Fenghe. "Analysis of Real Estate Asset Securitization and Liquidity from the Perspective of Financial Crisis." Learning & Education 10, no. 5 (2022): 247. http://dx.doi.org/10.18282/l-e.v10i5.2760.

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Asset securitization refers to the behavior of converting illiquid assets into securities that can be bought and sold freely in  the financial market to make them liquid. It is a direct financing method through the issuance of securities in the capital market and  the money market. It includes four categories: physical asset securitization, credit asset securitization, securities asset securitization,  and cash asset securitization. Asset securitization in a narrow sense refers to the securitization of credit assets. According to the  different types of assets to be sec

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17

Theunissen, Anton. "Securitization, loan modification and the supply of subprime mortgage credit in the US." Risk Governance and Control: Financial Markets and Institutions 3, no. 3 (2013): 149–62. http://dx.doi.org/10.22495/rgcv3i3c1art6.

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This paper develops a continuous time, contingent claims model of mortgage valuation with strategic behavior to show that mortgages that are securitized are characterized by significantly higher loan to value ratios than mortgages held on the balance sheet of the originator, if securitized mortgages cannot be renegotiated. Insofar as securitization inhibits loan modification, it serves as a credible threat to the borrower that default will provoke foreclosure. This enhances the value of the lender’s claim on the loan collateral, the home, and she is willing to lend more per dollar of collatera

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18

Hariri bin Bakri, Mohammed, Nurayati Dabas, Shafinar Ismail, and Baharom Abdul Hamid. "Does Securitization for Government Staff Personal Loan Perform?" International Journal of Engineering & Technology 7, no. 3.21 (2018): 267. http://dx.doi.org/10.14419/ijet.v7i3.21.17171.

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Malaysian firms have been reported to involve in Asset-Backed Securities since 1986s where Cagamas is a pioneer. The objective of this study to determine the primary market spread and analyze on firm financial performance. The methodology for this paper using regression analysis for the study period 2007-2012. They are three determinants that contribute and statistically significant for this research paper. The measurement of financial performance does not have any impact during subprime mortgage crisis. The firm results shows increasing profitability, reducing debt, stronger company value and

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19

Mukuddem-Petersen, J., M. P. Mulaudzi, Mark Adam Petersen, and I. M. Schoeman. "Optimal mortgage loan securitization and the subprime crisis." Optimization Letters 4, no. 1 (2009): 97–115. http://dx.doi.org/10.1007/s11590-009-0140-y.

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20

Liu, Pu, and Yingying Shao. "Small business loan securitization and interstate risk sharing." Small Business Economics 41, no. 2 (2012): 449–60. http://dx.doi.org/10.1007/s11187-012-9433-0.

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21

Liao, Jiabao. "Credit Enhancement Research in Asset Securitization." Advances in Economics, Management and Political Sciences 85, no. 1 (2024): 196–201. http://dx.doi.org/10.54254/2754-1169/85/20240882.

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Asset backed securitization is a financial technique that consolidates various assets, such as loans, collateral, and credit card receivables, into securities that can be traded. This process converts assets that were previously difficult to sell into easily tradable financial instruments. Credit enhancement plays a crucial role in the asset securitization process, aiming to raise the credit rating of securitized assets, mitigate investment risks, and attract a larger pool of investors. Hangcheng is an intellectual property service company situated in Hangzhou, Zhejiang Province. It specialize

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22

Kovalenko, Yuliia, Anatoliy Guley, Valentyna Unynets-Khodakіvska, and Maryna Riabokin. "SECURITIZATION OF FINANCIAL ASSETS: ESSENCE AND REASONS OF DISTRIBUTION IN ECONOMIC PROCESSES." Problems and prospects of economics and management, no. 4(28) (2021): 177–85. http://dx.doi.org/10.25140/2411-5215-2021-4(28)-177-185.

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Financial innovations have been and remain an integral part of the economic development of countries in recent dec-ades. The need for effective tools and technologies that would allow hedging, managing the market risks, which ultimately affected rapid emergence of new financial instruments, trading mechanisms and technologies has significantly increased. Their use accelerates new financial relationships that can solve these problems.The main purpose of the article is to deepen theoretical provisions of the securitization process of financial assets, fea-tures and reasons for its dissemination

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23

Ismail, Shafinar, Mohammed Hariri Bakri, Rosalan Ali, and Azman Mohd Noor. "Developing a Framework of Islamic Student Loan-backed Securitization." Procedia - Social and Behavioral Sciences 129 (May 2014): 380–87. http://dx.doi.org/10.1016/j.sbspro.2014.03.691.

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24

BOZANIC, ZAHN, MARIA LOUMIOTI, and FLORIN P. VASVARI. "Corporate Loan Securitization and the Standardization of Financial Covenants." Journal of Accounting Research 56, no. 1 (2017): 45–83. http://dx.doi.org/10.1111/1475-679x.12186.

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Kiseleva, I. A., N. E. Simonovich, and O. V. Pribytkova. "Economic and psychological aspects of estimation of risks of securitization of banking assets." Proceedings of the Voronezh State University of Engineering Technologies 81, no. 1 (2019): 443–48. http://dx.doi.org/10.20914/2310-1202-2019-1-443-448.

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The article describes the problems of introduction of asset securitization in Russia in terms of standardization of processes in the field of risk management and the establishment of risk management profession considered the key principles and stages of financial risk management, asset securitization model are studied. The attractiveness of securitization is the company's financing capabilities by transferring assets from their balance sheets, or borrowing against those assets to refinance the original loan at a fair market rate. The possibilities of a securitization, its advantages and disadv

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R. Mason, Joseph, Michael B. Imerman, and Hong Lee. "Self-reporting under SEC Reg AB and transparency in securitization." Journal of Risk Finance 15, no. 4 (2014): 334–84. http://dx.doi.org/10.1108/jrf-05-2014-0069.

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Purpose – The purpose of this paper is to illustrate the limitations and potential bias in securitized residential mortgage data and examine the importance of such data issues for typical studies of residential mortgage-backed security (RMBS) market and the financial crisis. Design/methodology/approach – We use trustee data on mortgage characteristics provided by BlackBox Logic – the BBx data – to study the extent to which undisclosed mortgage characteristics distort the available data and impact risk analysis of RMBS collateral pools. Findings – We illustrate that substantial amounts of loan

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Van Gorp, Jon D., and Christopher B. Horn. "Impact of Regulation AB on Auto Loan and Lease Securitization." Journal of Structured Finance 11, no. 1 (2005): 18–26. http://dx.doi.org/10.3905/jsf.2005.500372.

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28

何, 林. "The Research of Design for Asset Securitization of Student Loan—Based on Income Contingent Loan." Finance 07, no. 02 (2017): 67–76. http://dx.doi.org/10.12677/fin.2017.72008.

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Ramachandran, Gopalan, Srinivas Gumparthi, and Tariq Aziz. "Critical success factors in asset securitisation in banks in India." Brazilian Journal of Development 9, no. 12 (2023): 31172–84. http://dx.doi.org/10.34117/bjdv9n12-041.

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Asset securitization is the structured business process whereby Banks’ loan assets and other receivables are packaged and sold in the form of ‘asset-backed securities’(ABS), thereby loan originators transfer some of their loan-risks to third parties. Asset securitization considers a pool of performing/non-performing retail loan assets and through financial engineering models, transforms them to tradable security by involving a Special Purpose Vehicle (SPV) that issues Negotiable Instruments (like Bonds/Promissory Notes/CPs) called Pass Through Certificates (PTCs) to Investors. In Indian contex

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Kara, Alper, David Marques-Ibanez, and Steven Ongena. "Securitization and lending standards: Evidence from the European wholesale loan market." International Finance Discussion Paper 2015, no. 1141 (2015): 1–33. http://dx.doi.org/10.17016/ifdp.2015.1141.

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Zhang, Jinqing, Yiwen Yin, and Linlin Zhang. "Determinants of loan securitization in Chinese banking: Cost-benefit-based analysis." Pacific-Basin Finance Journal 57 (October 2019): 101060. http://dx.doi.org/10.1016/j.pacfin.2018.08.014.

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BROWN, MARTIN, KAROLIN KIRSCHENMANN, and STEVEN ONGENA. "Bank Funding, Securitization, and Loan Terms: Evidence from Foreign Currency Lending." Journal of Money, Credit and Banking 46, no. 7 (2014): 1501–34. http://dx.doi.org/10.1111/jmcb.12147.

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33

Zhang, Yan. "Does loan renegotiation differ by securitization status? A transition probability study." Journal of Financial Intermediation 22, no. 3 (2013): 513–27. http://dx.doi.org/10.1016/j.jfi.2012.11.003.

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34

Piskorski, Tomasz, Amit Seru, and Vikrant Vig. "Securitization and distressed loan renegotiation: Evidence from the subprime mortgage crisis." Journal of Financial Economics 97, no. 3 (2010): 369–97. http://dx.doi.org/10.1016/j.jfineco.2010.04.003.

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35

Kara, Alper, David Marques-Ibanez, and Steven Ongena. "Securitization and lending standards: Evidence from the European wholesale loan market." Journal of Financial Stability 26 (October 2016): 107–27. http://dx.doi.org/10.1016/j.jfs.2016.07.004.

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36

Roig Hernando, Jaume. "The securitization of residential rental revenue streams in Europe." International Journal of Housing Markets and Analysis 10, no. 4 (2017): 503–18. http://dx.doi.org/10.1108/ijhma-07-2016-0057.

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Purpose The purpose of this paper is to analyze the securitization of rental streams, a new investment and finance product introduced in the USA in 2013 that enables fundraising from large residential portfolios owned by major investment funds and investment banking. The securities are made up of non-performance loans as well as real estate portfolios of financial entities. Design/methodology/approach An academic analysis of the European securitization market is performed, as well as a broad overview of the state of the art of the rental housing market and investment property market. Moreover,

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Legenchuk, Sergiy, Maryna Pashkevych, Olga Usatenko, Olha Driha, and Valentyna Ivanenko. "Securitization as an innovative refinancing mechanism and an effective asset management tool in a sustainable development environment." E3S Web of Conferences 166 (2020): 13029. http://dx.doi.org/10.1051/e3sconf/202016613029.

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Today’s realities dictate to Ukrainian companies a management philosophy that requires them not only to maintain their position in the market, but also to increase the efficiency of their operations and development in the context of favorable and unfavorable changes in the market environment, which necessitates significant amounts of financial resources. In the face of global competition and the increased turbulence of the external environment, securitization is one of the alternative tools to attract additional financing as well as to minimize risks by which financial markets can support sust

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Antoniades, Adonis. "Liquidity Risk and the Credit Crunch of 2007–2008: Evidence from Micro-Level Data on Mortgage Loan Applications." Journal of Financial and Quantitative Analysis 51, no. 6 (2016): 1795–822. http://dx.doi.org/10.1017/s0022109016000740.

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Recent empirical studies have shown that during the financial crisis of 2007–2008, banks that were more heavily exposed to liquidity risk contracted their supply of credit more sharply. I contribute to the identification of this effect by relying on the use of micro-level data on U.S. mortgage loan applications, which allows me to identify liquidity risk as an important determinant of the contraction of credit in the mortgage market but as separate from the precipitous fall in credit demand, disruptions in the securitization and subprime markets, shifts in asset risk, and changing risk aversio

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Agarwal, Sumit, Swee Hoon Ang, Yongheng Deng, and Yonglin Wang. "Mortgage Brokers and the Effectiveness of Regulatory Oversights." Management Science 67, no. 8 (2021): 5278–300. http://dx.doi.org/10.1287/mnsc.2020.3701.

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This paper studies the responses among different types of mortgage brokers to occupational licensing regulations. By explicitly accounting for heterogeneities between sole and corporate brokers, we find evidence that sole brokers respond to financial regulatory oversight by applying a more stringent screening process in conducting brokerage activities, hence achieving better loan performances. Specifically, loans originated through sole brokers exhibit higher quality on an array of credit-relevant characteristics, including those reported and unreported to future investors. By contrast, we fin

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Crawford, Peggy, and Joetta Forsyth. "Was there a regulatory approval market for mortgages?" Journal of Financial Economic Policy 7, no. 4 (2015): 354–65. http://dx.doi.org/10.1108/jfep-06-2015-0032.

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Purpose – The purpose of this paper is to examine whether the underserved area requirements for Fannie Mae and Freddie Mac (the government-sponsored enterprises [GSEs]) and the community needs requirements of the Community Reinvestment Act (CRA) contributed to the house price run-up in the USA. Design/methodology/approach – This paper predicts the incidence of “Rebounds”, which indicate that a mortgage had been previously denied, to provide evidence on whether certain regulations caused excessively risky mortgage originations. As a different lender rejected the loan given the interest rate tha

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Vazire, Navid. "Smoke and Mirrors: Predatory Lending and the Subprime Mortgage Loan Securitization Pyramid Scheme." Pace Law Review 30, no. 1 (2009): 41. http://dx.doi.org/10.58948/2331-3528.1025.

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Kirsch, Larry. "Power-Balancing: State Attorneys General and Unfair Mortgage Lending." International Review of Financial Consumers 9, no. 1 (2024): 27–42. https://doi.org/10.2478/irfc-2024-0003.

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ABSTRACT This paper is a case study in the enforcement of state unfair trade practice laws targeted at predatory mortgage lending and securitization abuses during the Global Financial Crisis of 2008. It considers how the Massachusetts Attorney General’s Office (MA-AG) leveraged its dual mission as People’s Lawyer and State General Counsel to achieve robust public safeguards and more equitable buyer-seller market relationships. It explains how the MA-AG spliced its consumer protection authority over improvident risk and unfair loan originations with its investor protection authority over faulty

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정소민. "Asset-Backed Loan Transactions Outside the Act on the Asset-Backed Securitization of Korea." HUFS Law Review ll, no. 27 (2007): 709–42. http://dx.doi.org/10.17257/hufslr.2007..27.709.

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Jiang, Wei, Ashlyn Aiko Nelson, and Edward Vytlacil. "Securitization and Loan Performance: Ex Ante and Ex Post Relations in the Mortgage Market." Review of Financial Studies 27, no. 2 (2013): 454–83. http://dx.doi.org/10.1093/rfs/hht073.

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Gujarathi, Mahendra R., and Ralph J. McQuade. "Amazing Deals Auto Mart: Financial Reporting and Analysis of Receivables and Securitization." Issues in Accounting Education 24, no. 1 (2009): 77–91. http://dx.doi.org/10.2308/iace.2009.24.1.77.

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ABSTRACT: Amazing Deals Auto Mart (ADAM) is a nationwide retailer of late model pre-owned premium cars. Due to the changes in the industry and economy, its senior management is concerned with a slowdown in collections and loan defaults, and is worried whether or not ADAM will meet the 2005 consensus earnings estimate of analysts. You are required to analyze the accounts receivable and allowance for doubtful accounts data to assess a possibility of earnings management. You are also required to perform financial analyses of the two financing alternatives (securitization and secured borrowing) th

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Chen, Sze-Ting, and Kai Yin Allison Haga. "USING A VAR MODEL TO INVESTIGATE WHICH FACTORS DETERMINE NON-PERFORMING LOANS: FROM THE PERSPECTIVE OF BANK BEHAVIOR THEORY." Humanities & Social Sciences Reviews 8, no. 4 (2020): 1348–62. http://dx.doi.org/10.18510/hssr.2020.84127.

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Purpose: At present, the credit quality of commercial banks has greatly deteriorated. With the simultaneous rising of the non-performing loan balance and non-performing loan ratio (NPLR), a new round of market-oriented reform is needed in commercial banks. This paper builds upon previous studies to investigate the causes of non-performing loans and their impacts on macroeconomics and microeconomics. Methodology: A conceptual model is developed and empirically tested based on 4 waves of a longitudinal survey of 360 banks in China (2007-2018). A Granger causality test is carried out with a

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Wang, Fang. "Loan Securitization in China's Financial Reform — Based on Evidence from Thirty-five Listed Banks in China." Modern Economics & Management Forum 2, no. 1 (2021). http://dx.doi.org/10.32629/memf.v2i1.271.

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This paper studies loan securitization in China's financial reform. By using Logit and Tobit model to study 35 Chinese listed commercial bank's data from 2012 to 2019, the author employs the factor analysis to summarize the information from some financial indicators that reveals banks' securitization determinants. The author also conducts a sensitive analysis and a credit-deposit relationship estimation to examine the impacts of loan securitization. It is found that determinants of China's banks' securitization include cost advantage exploitation and performance promotion. The incentive of ris

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Krainer, John, and Elizabeth Laderman. "Mortgage Loan Securitization and Relative Loan Performance." Federal Reserve Bank of San Francisco, Working Paper Series, November 1, 2011, 1.000–38.000. http://dx.doi.org/10.24148/wp2009-22.

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Varouchakis, Thomas Papadogiannis. "The European Securitization Market: Effects of an Uneven Regulatory Playing Field." Journal of Financial Regulation, March 26, 2024. http://dx.doi.org/10.1093/jfr/fjae002.

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ABSTRACT This article critically assesses the European securitization industry’s claim of the existence of an uneven regulatory playing field for securitization structures vis-à-vis financial instruments deemed ‘neighbouring’ to securitization by the industry, like whole loan pools, corporate bonds, and covered bonds. According to market participants, the adverse regulatory treatment of securitization is negatively affecting the European securitization market, by pushing issuers and investors towards other financial instruments that are treated preferentially. Ultimately, this prevents the sec

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Wang, Yihui, and Han Xia. "Bank Monitoring and Corporate Loan Securitization." SSRN Electronic Journal, 2012. http://dx.doi.org/10.2139/ssrn.1787799.

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