Academic literature on the topic 'Loans operations'

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Journal articles on the topic "Loans operations"

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Mantey, Isaac, Christopher Lartei Aryee, and Justice Agyei Ampofo. "THE OPERATIONS OF SAVINGS AND LOANS AND THE PERFORMANCES OF BUSINESSES IN ACCRA." International Journal of Advanced Economics 3, no. 4 (2021): 80–96. http://dx.doi.org/10.51594/ijae.v3i4.243.

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Savings and Loans operations in Ghana represent significant development and performance of most businesses and therefore maintaining these Savings and Loans operations is important. However, there seems to be paucity of studies on the operations of savings and loans companies’ effects on the performances of businesses in general and Greater Accra in particular. This research seeks to bridge this knowledge gap by analyzing the operations of savings and loans companies’ effects on the performances of businesses in the Greater Accra Region of Ghana. The study will be guided by three research obje
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Bakmaz, Ognjen, Slavica Anđelić, Miloš Dragosavac, et al. "The importance of determining the efficiency of business of agricultural farms in relation to the use of credits in agriculture, the example of the Republic of Serbia." Poljoprivredna tehnika 49, no. 1 (2024): 10–16. http://dx.doi.org/10.5937/poljteh2401010b.

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The organization of agricultural production in countries such as the Republic of Serbia should be as close as possible to optimality. This can be achieved in different ways. One of the ways to improve the success and efficiency of business should be seen in the search for the most favorable form of obtaining loans from commercial banks. The paper highlights the importance of analyzing three types of loans, namely: a loan for refinancing intended for agriculture, an investment loan intended for agriculture and a loan for working capital intended for agriculture from the perspective of the effic
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SHELUDKO, Sergii. "COLLATERAL OPERATIONS OF BANKS IN TERMS OF EXISTENTIAL CRISES IN UKRAINE." Herald of Khmelnytskyi National University. Economic sciences 310, no. 5(1) (2022): 97–102. http://dx.doi.org/10.31891/2307-5740-2022-310-5(1)-15.

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The paper presents results of the study on essence, types and features of collateral operations of Ukrainian banks in terms of existential crises. It is studied the legal interpretation of the essence of pledge, its own definition has been proposed. It is disclosed features of pledge as an instrument of securing bank loans, which consists in the ability to secure possible future claims, therefore its spread in bank lending is justified by the ability to cover not only the borrowed value, but also accrued interest, including at a variable (floating) rate. It is presented the author’s approach t
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Regina, Tannia, Tedi Rochendi, and Arya Nanda Pratama. "PROSEDUR PINJAMAN TANGGUNG RENTENG UNTUK MODAL USAHA UMKM PADA UNIT JASA KEUANGAN KOPERASI GARUDAYAKSA NUSANTARA (KGN)." KOMPLEKSITAS: JURNAL ILMIAH MANAJEMEN, ORGANISASI DAN BISNIS 10, no. 2 (2021): 31–40. http://dx.doi.org/10.56486/kompleksitas.vol10no2.136.

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The Joint Liability Loan Procedure for UMKM at the Unit Jasa Keuangan Koperasi Garudayaksa Nusantara. This research is a qualitative research with a descriptive design. The purpose of this study is to describe and determine the implementation of joint responsibility loans starting from the marketing process of jointly and severally loan products, the formation of jointly and severally responsibility groups, the application of jointly and severally responsible loans to UJK KGN, the process of analyzing the feasibility test of joint responsibility, to the process of disbursement of jointly and s
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Pederson, Glenn, Ananth Rao, and Michael Boehlje. "Determinants of Restructured Farm Loan Performance." Journal of Agricultural and Applied Economics 23, no. 2 (1991): 39–48. http://dx.doi.org/10.1017/s008130520001815x.

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AbstractA probabilistic model is applied to cross-sectional data to identify determinants of post-restructure performance of Federal Land Bank loans. The results indicate that restructured loans were sensitive to factors that determine the debt repayment burden and the repayment ability of the restructured farm operations. Loan performance is found to be relatively more sensitive to the levels of the post-restructure interest rate and cash farm income than to the financial structure and leverage position of the restructured farm. The relationships between the post-restructure interest rate, ca
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Chiou, Jer-Shiou, Bor-Yi Huang, Pei-Shan Wu, and Chun-Ni Tsai. "THE IMPACTS OF DIVERSIFIED OPERATIONS ON LENDING OF FINANCIAL INSTITUTION." Journal of Business Economics and Management 13, no. 4 (2012): 587–99. http://dx.doi.org/10.3846/16111699.2011.620158.

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This study explores the impacts of bank's diversified operations on their loans, the threshold effect of bank's derivatives trading and the impacts on their financial behaviors are investigated. The results show that there are two separate regime effects for banks in large-sized and medium-sized, and three regime effects for banks in small to medium-sized. Derivatives trading not only make banks easier to diversify their credit risk exposure, but also alter their lending behaviors. As an example of large banks, when banks derivatives’ trading is more than US$61 billion, an increase in banks as
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Sriram, Mahadevan, and Srilakshminarayana Gali. "Corporate hedging theories and usage of foreign currency loans: a logit model approach." Investment Management and Financial Innovations 17, no. 4 (2020): 367–77. http://dx.doi.org/10.21511/imfi.17(4).2020.31.

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The present study has attempted to discuss the association between corporate hedging theories and the usage of foreign currency loans by companies listed in India. A total of 349 non-financial companies were selected, and the data for the financial year ending 31st March, 2018 were considered for the analysis. The descriptive statistics indicate that 55% of the sample companies had borrowed funds in foreign currency. The companies were highly levered and maintained adequate short-term assets to honor short-term obligations. A logit model was employed for analyzing the cross-sectional data. The
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Nofita, Reza, and Muhammad Rivandi. "OWN CAPITAL, LOAN CAPITAL, AND EARNINGS Of BUSINESS RETURNS WITH A CAUSALITY APPROACH." Jurnal Ekonomi LLDIKTI Wilayah 1 (JUKET) 3, no. 1 (2023): 13–18. http://dx.doi.org/10.54076/juket.v3i1.349.

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The welfare of cooperative members is reflected in the remaining results of operations which continue to increase. This study aims to determine the effect of own capital and loan capital on the remaining results of operations at the Padang City savings and loan cooperative for the 2019-2021 period. The population in this study is the Padang City Savings and Loans Cooperative for the period 2019-2021. The sample of savings and loan cooperatives in the study totaled 15 savings and loan cooperatives in the city of Padang with an observation period of 3 years, namely 2019-2021. The sampling method
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Tkachuk, Iryna. "Asset operations of Ukrainian banks on the current stage of banking system development." Banks and Bank Systems 12, no. 1 (2017): 119–27. http://dx.doi.org/10.21511/bbs.12(1-1).2017.04.

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The aim of the article is to characterize the real stage of realization of asset operations of the Ukrainian banks on the current stage of banking system development. For this aim the analysis of the Ukrainian banks activities within the period of 2011-2016 year is made. The official statistical data of the National Bank of Ukraine on asset operations of the Ukrainian banks and indicators of economic norms of banking were used. Thus, the current stage of credit operations realization by the banks of Ukraine, credit risk of the Ukrainian banks, and investment operations of the banks of Ukraine
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Pundissing, Rati, Westerini Lusdani, and Sussana Eka Topayung. "PENGARUH JUMLAH ANGGOTA DAN JUMLAH MODAL TERHADAP SISA HASIL USAHA KOPERASI SIMPAN PINJAM BALO’ TORAJA CABANG RANTEPAO KABUPATEN TORAJA UTARA." Widya Amerta 10, no. 1 (2023): 118–36. http://dx.doi.org/10.37637/wa.v10i1.1454.

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This study aims to determine whether the number of members and the amount of capital affect the remaining results of operations at the Balo' Toraja Savings and Loan Cooperative, Rantepao Branch. This type of research is quantitative research, namely data in the form of numbers and can be calculated using multiple linear regression methods using SPSS. The type of data used in this study is primary data taken from questionnaire data. The data collected is directly sourced from the Rantepao Branch of the Balo'ta Savings and Loans Cooperative Office. The sampling technique used the slovin techniqu
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Dissertations / Theses on the topic "Loans operations"

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Домаскіна, О. О. "Кредитний портфель банку". Thesis, Одеський національний економічний університет, 2021. http://local.lib/diploma/Domaskina.pdf.

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Доступ до роботи тільки на території бібліотеки ОНЕУ, для переходу натисніть на посилання нижче<br>У роботі розглядаються теоретичні аспекти кредитного портфелю банку такі як поняття, цілі, функції кредитного портфеля банку, класифікаційні ознаки кредитного портфеля банку, структура та оцінка якісті кредитного портфеля банку. Проаналізовано характеристика кредитного портфеля банків України, загальна характеристика АТ КБ «ПриватБанк», формування кредитного портфеля АТ КБ «Приватбанк», оцінена якість кредитного портфеля АТ КБ «ПриватБанк». Запропоновано визначення резервів щодо підвищення якос
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Остапенко, А. С. "Організація обліку і контролю кредитування фізичних осіб в банку". Master's thesis, Сумський державний університет, 2018. http://essuir.sumdu.edu.ua/handle/123456789/71283.

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У кваліфікаційній магістерській роботі досліджено теоретичні, методичні та практичні аспекти банківського кредитування фізичних осіб. Проведений аналіз фінансового стану та основних показників діяльності установи банку. Основною метою цього дослідження є розробка шляхів удосконалення організації обліку та контролю операцій з кредитування фізичних осіб<br>In the qualification master's work the theoretical, methodical and practical aspects of bank lending of individuals are investigated. An analysis of the financial status and the main indicators of the bank's activity is carried out. The main p
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Blalock, Christal. "African American Graduates' Experiences of Managing College Debt." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/4422.

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Higher education is a means to improve professional status and economic mobility; however, mounting college debt has become a hindrance to college graduates, primarily African Americans. A disproportionate number of these graduates incur significant debt while attending college. The purpose of this descriptive phenomenological study was to understand the lived experiences of African American college graduates who were managing debt incurred to pay for their education. Human capital theory and critical race theory provided the conceptual framework. Two research questions motivated this study: H
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Тарануха, І. Ю. "Теоретичні підходи до трактування проблемної заборгованості за кредитами та практика резервування в Україні". Thesis, Українська академія банківської справи Національного банку України, 2011. http://essuir.sumdu.edu.ua/handle/123456789/57383.

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У статті проаналізовано підходи до визначення проблемної заборгованості за кредитами. Оцінено обсяги проблемних кредитів, сформованих в українській банківській системі на поточний момент. Запропоновано визначення проблемної кредитної заборгованості.<br>Approaches to determining of problem debts are analyzed in the item. Volume of non-performing loans, formed in Ukrainian banking system at the moment, is assessed. Definition of distressed debt is suggested.
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Mašková, Veronika. "Problematika financování vozového parku v silniční dopravě." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-15889.

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Graduate work uses decisions methods of management for decisions of individual options for financing the fleet. The result is a simple formula that can be used by small businesses to choice of financing a vehicle intended for business. Evaluation of options, using the real calculations are: financial leasing, operational leasing and loan.
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Arunapuram, Sundararajan. "Vehicle routing and scheduling with full loads." Case Western Reserve University School of Graduate Studies / OhioLINK, 1993. http://rave.ohiolink.edu/etdc/view?acc_num=case1056646152.

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Varma, Gottumukkala Chandrasekhar. "Ice loads on propellers under extreme operating conditions." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 2000. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape4/PQDD_0030/MQ62437.pdf.

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Kennedy, David Alan. "The ideal asset/liability model for credit unions (with assets between $100 - $500 million)." CSUSB ScholarWorks, 2004. https://scholarworks.lib.csusb.edu/etd-project/2699.

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This project focused on developing the ideal Asset / Liability Model for credit unions with assets between one hundred million and five hundred million dollars. Ideally the model should be closely aligned with that of a successful credit union at the high end of this range. SELCO Community Credit Union of Eugene Oregon was used in creating the model.
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Zervides, Constantinos. "Understanding venous operation in the normal stage; Influence of gravitational loads." Thesis, University of Sheffield, 2008. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.489102.

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Venous valves have a significant physiological role, and pathologies have strong clinical implications. The literature is rich in description of the consequences of venous valve pathology, but there is relatively little about the characterisation of normal valve operation and the haemodynamic characteristics of the opening and closure processes of venous valves, either in health or disease.
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Bramlette, Richard B. "Exploratory flight loads investigation of the p-2v aircraft in aerial firefighting operations." Thesis, Wichita State University, 2008. http://hdl.handle.net/10057/2087.

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An exploratory analysis has been performed on a small number of flights of the P-2V aircraft operating in the firefighting mode as opposed to the anti-submarine and search-and-rescue operations for which it was designed. The data consists of 38 flights from the 2005 and 2007 fire seasons, for the same aircraft, totaling approximately 35 flight hours. Each flight has been divided into two ground and five flight phases and analyzed separately, with emphasis on the loads and atmospheric turbulence experienced by the aircraft. Some aircraft usage data has also been extracted and shown. Aircraft us
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Books on the topic "Loans operations"

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Starodubceva, Elena, and Ol'ga Markova. Banking operations. INFRA-M Academic Publishing LLC., 2023. http://dx.doi.org/10.12737/1914538.

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The textbook examines the legal and organizational foundations of the formation and development of commercial banks, shows their role in the accumulation and mobilization of loan capital. The structure of the textbook provides the study of active, passive and advisory-intermediary banking operations, the activities of banks in the securities market&#x0D; and the foreign exchange market, methods of bank risk management. The textbook combines theory and practice, domestic and international experience in analyzing the work of commercial banks. Specific calculations and methods by which commercial
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Braun, Robert E. Compliance guide to bank operations. Sheshunoff, 2005.

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Samuel, Paul. Institutional reforms in sector adjustment operations: The World Bank's experience. World Bank, 1990.

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Pannabecker, James H. Mortgage lending operations and administration for credit unions. Sheshunoff, 2004.

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Rwegasira, Kami S. P. Problems of financial analysis in institutional lending operations: Some lessons from Tanzania. Avebury, 1992.

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Assistance, United States Dept of Education Office of Student Financial. Fiscal-operations report and application to participate (FISAP) in the National Direct Student Loan (NDSL) Supplemental Educational Opportunity Grants (SEOG) and College Work-Study (CWS) programs. Dept. of Education, Office of Postsecondary Education, Office of Student Financial Assistance, 1985.

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United States. Dept. of Education. Office of Student Financial Assistance. Fiscal-operations report and application to participate (FISAP) in the National Direct Student Loan (NDSL) Supplemental Educational Opportunity Grants (SEOG) and College Work-Study (CWS) programs. Dept. of Education, Office of Postsecondary Education, Office of Student Financial Assistance, 1985.

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United States. Dept. of Education. Office of Student Financial Assistance. Fiscal-operations report and application to participate (FISAP) in the National Direct Student Loan (NDSL) Supplemental Educational Opportunity Grants (SEOG) and College Work-Study (CWS) programs. Dept. of Education, Office of Postsecondary Education, Office of Student Financial Assistance, 1985.

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United States. Veterans Benefits Administration. Loan guaranty operations for regional offices: GIL (Guaranteed/Insured Loan) system. Veterans Benefits Administration, Dept. of Veterans Affairs, 1990.

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Brovkina, Natal'ya, Elena Ternovskaya, Aleksandr Evgenievich Ushanov, Elena Shatalova, and Marianna Belova. Implementation of credit operations. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2023030.

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The textbook reflects the results of theoretical studies of the credit market and modern practice of credit transactions. The experience of using end-to-end digital technologies in working with clients, in procedures for granting loans, assessing borrowers' creditworthiness, ensuring its repayment, and in managing credit risk is summarized. The analysis of the statistical and factual material presented in the textbook allows us to better understand the current state and problems of commercial banks' lending activities and assess the directions of its further development. Meets the requirements
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Book chapters on the topic "Loans operations"

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Shananin, Alexander A., and Nikolai V. Trusov. "Mathematical Modeling of the Interest Rates Formation on Consumer Loans in Russia." In Mathematical Optimization Theory and Operations Research. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-62792-7_1.

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Newcombe, Luxmoore. "International Library Loans." In Library Co-operation in the British Isles. Routledge, 2021. http://dx.doi.org/10.4324/9781003228875-8.

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Capretto, Margarita, Martin Ceresa, and César Sánchez. "Monitoring the Future of Smart Contracts." In Fundamental Approaches to Software Engineering. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-57259-3_6.

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AbstractBlockchains are decentralized systems that provide trustable execution guarantees through the use of programs called smart contracts. Smart contracts are programs written in domain-specific programming languages running on blockchains that govern how tokens and cryptocurrency are sent and received. Smart contracts can invoke other smart contracts during the execution of transactions initiated by external users.Once deployed, smart contracts running code cannot be modified, so techniques like runtime verification are very appealing for improving their reliability. Moreover, the conventi
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Mason, David L. "Modernizing Building And Loan Operations." In The American Savings and Loan Industry, 1831-1935 Vol 2. Routledge, 2024. http://dx.doi.org/10.4324/9781003547280-6.

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Gaythwaite, John W. "Operational and Environmental Loads." In Design of Marine Facilities. American Society of Civil Engineers, 2016. http://dx.doi.org/10.1061/9780784414309.ch04.

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Yao, Fulai, and Yaming Yao. "Other Commonly Used Energy-Saving Operation Methods." In Efficient Energy-Saving Control and Optimization for Multi-Unit Systems. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-4492-3_24.

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Mason, David L. "Operating Manuals." In The American Savings and Loan Industry, 1831-1935 Vol 2. Routledge, 2024. http://dx.doi.org/10.4324/9781003547280-22.

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Roeder, Georg, Raffael Schwanninger, Peter Wienzek, Moritz Kerscher, Bernd Wunder, and Martin Schellenberger. "AI for Stability Optimization in Low Voltage Direct Current Microgrids." In Unlocking Artificial Intelligence. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-64832-8_14.

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AbstractLow voltage direct current (LVDC) is an enabling technology to foster a sustainable resilient energy supply. LVDC microgrids comprising energy generators, storage systems, and loads work as independently controlled units in connection with common alternating current networks. Precise digitized control applying intelligent power converters enables new AI-based approaches for DC microgrid layout and operation. In this work, a new method involving connected machine learning and optimization is established together with a novel measurement system, which enables the measurement and improvem
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Salazar, Jonathan, Diego Carrión, and Manuel Jaramillo. "Impact Analysis on Voltage Stability by Inserting Non-Linear Loads Through a Dynamic Stability Index." In Lecture Notes in Networks and Systems. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-87065-1_34.

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Abstract Modern power systems are exposed to various operating conditions that affect the steady-state operation of the system. Several researchers focus on monitoring dynamic loads and their impact on short-term stability, considering factors such as planning, expansion, management, and system capacity through VQ sensitivity analysis, determining the most sensitive bus to reactive power variation. Determining short-term stability helps operators take predictive actions in case of changes in the system, such as the entry of induction machines. The present research is focused on establishing a
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Mason, David L. "H. M. Walker, ‘Co-operation’ (1897)." In The American Savings and Loan Industry, 1831-1935 Vol 4. Routledge, 2024. http://dx.doi.org/10.4324/9781003547303-44.

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Conference papers on the topic "Loans operations"

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Mechouche, Ammar, Valerio Camerini, Caroline Del, Elsa Cansell, and Konstanca Nikolajevic. "From Dampers Estimated Loads to In-Service Degradation Correlations." In Vertical Flight Society 80th Annual Forum & Technology Display. The Vertical Flight Society, 2024. http://dx.doi.org/10.4050/f-0080-2024-1108.

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This paper presents an original method that takes advantage of existing large in-service flight data, damper load Machine Learning models as well as the inventory of degraded dampers (elastomeric part), to link the estimated loads and operational conditions to damper degradation cases. The Machine Learning models are trained on flight test campaigns data, and then applied on in-service helicopter data to estimate damper loads as a function of flight parameters. The estimated load history is then used as an input to generate engineering load indicators. These latter, jointly with operational an
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Capizzi, Cristiano, Giuseppe Bucciaglia, Gregorio Frassoldati, and Davide Prederi. "Correlation of Rotor Loads during Ground Operations in a Turbulent Wind Environment." In Vertical Flight Society 80th Annual Forum & Technology Display. The Vertical Flight Society, 2024. http://dx.doi.org/10.4050/f-0080-2024-1153.

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Rotorcrafts frequently operate in environments with severe atmospheric turbulence, for instance transferring people offshore to and from oil rigs as well as operating from and around ships. The presence of high turbulence can deteriorate performance, stability, and controllability of the rotorcraft. Additionally, such challenging conditions also generate loads that both airframe and rotor components must withstand. Following this, it is crucial to consider the impact of these operational atmospheric conditions during rotorcrafts design and development. In this context, numerical models are a f
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Iota, Adriana. "FACTORING VERSUS BANK LOANS AND THEIR IMPACT ON FOREIGN TRADE OPERATIONS." In SGEM 2014 Scientific SubConference on POLITICAL SCIENCES, LAW, FINANCE, ECONOMICS AND TOURISM. Stef92 Technology, 2014. http://dx.doi.org/10.5593/sgemsocial2014/b22/s6.034.

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Đuranović, Gordana, and Sanja Filipović. "THE IMPACT OF PROBLEMATIC LOANS ON THE BANKING COMPETITIVENESS – case study of OTP group." In Economic and Business Trends Shaping the Future. Ss Cyril and Methodius University, Faculty of Economics-Skopje, 2022. http://dx.doi.org/10.47063/ebtsf.2022.0009.

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Credit risk as a risk in basic, traditional, and most important banking business – the bank loan, is one of the biggest financial risks, considering that borrowers (debtors) defaults, directly affect the bank’s financial result and capital, and thus its competitiveness in the market. The impact of problematic loans on banking operations will be discussed for 2019-2021 on the example of OTP banking Group operating in 11 countries, to find out if there is a relation between NPL volume and the banking competitiveness. A comparative analysis method has been applied, comparing the profit, the NPL r
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Li, Zhan-jiang, and Guo-tai Chi. "Factors study of credit risks of farmer loans based on projection pursuit." In 2013 IEEE International Conference on Service Operations and Logistics, and Informatics (SOLI). IEEE, 2013. http://dx.doi.org/10.1109/soli.2013.6611424.

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Alihodžić, Almir, and Anna Zielińska-Chmielewska. "THE FACTORS EFFECTING ON BANK PROFITABILITY: THE CASE OF BOSNIA AND HERZEGOVINA." In 4th International Scientific Conference – EMAN 2020 – Economics and Management: How to Cope With Disrupted Times. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2020. http://dx.doi.org/10.31410/eman.s.p.2020.41.

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This research includes all banks in Bosnia and Herzegovina and testing internal and external variables on bank profitability indicators. In addition, the profitability of banks in B&amp;H is also influenced by the financial result of operations, which is determined by price and interest rate risk. The primary goal of this paper is to determine, through correlation and regression analysis, the strength and significance of external and internal variables on bank profitability in Bosnia and Herzegovina. The research period covered from 2008: q1 to 2019: q4 on a quarterly database. Also, in this p
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A'yun, Annisa Qurrota, Muhammad Wildan Sholih, Imam Prayogo, Teuku Afrizal, and Jumadil Saputra. "Analysing the Measurement System and Business Loans Performances: A Case Study of People's Credit Bank (BPR-BKK) in Central Java, Indonesia." In 11th Annual International Conference on Industrial Engineering and Operations Management. IEOM Society International, 2021. http://dx.doi.org/10.46254/an11.20210862.

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Freimanis, Kristaps, and Maija Šenfelde. "Credit creation theory and financial intermediation theory: different insights on banks’ operations." In Contemporary Issues in Business, Management and Economics Engineering. Vilnius Gediminas Technical University, 2019. http://dx.doi.org/10.3846/cibmee.2019.033.

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Purpose – already for more than one hundred years there is an ongoing discussion about the role and function of banks, which subsequently has affected banking regulation. Three theories of banking were dominant in different periods of the 20th century: Credit creation theory (the oldest), Fractional reserve theory, Financial intermediation theory. Authors are contributing to the theoretical discussion with research showing that Credit creation theory and Financial intermediation theory reflect different insights on banks’ operations. Research methodology – literature review (regarding theories
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"Operations of Mortgage Loans: The Risk of Advanced Cancellation and the Effect of the Internal Rate of Return." In 9th European Real Estate Society Conference: ERES Conference 2002. ERES, 2002. http://dx.doi.org/10.15396/eres2002_176.

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Paletta, Julia, and Alexandre Szklo. "Committed Oil: Unlocking USD 300 Billion+ with Resource-Backed Loans (RBLs)." In SPE Europe Energy Conference and Exhibition. SPE, 2025. https://doi.org/10.2118/225498-ms.

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Abstract This paper introduces a novel mechanism of unlocking significant and stable levels of climate financing by leveraging "committed oil" through a syndicate of O&amp;G companies utilizing so-called resource-backed loans (RBLs). The proposed framework allows oil companies to use future oil revenues without compromising their core operations, providing a new pathway for corporate accountability in the energy sector. Findings demonstrate that by allocating 10% to 20% of their financial margins after breakeven costs, oil companies could generate significant capital with yearly peaks beyond t
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Reports on the topic "Loans operations"

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Motta Café, Renata. Access to Loans and Local Development: Evidence from Brazilian Municipalities. Inter-American Development Bank, 2024. http://dx.doi.org/10.18235/0013241.

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Limited access to credit has been identified as a major constraint to sustainable municipal development, but empirical evidence on the effectiveness of credit operations remains inconclusive. This paper evaluates the impact of federal government guaranteed loans on public expenditures. Using data from Brazilian municipalities and a regression discontinuity design that leverages a discontinuity in the eligibility criteria for federal government guarantees, I show that the loans have a positive impact on the quality of local expenditure and social outcome indicators. This impact is characterized
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Breisinger, Milena, and Emmanuel Boulet. Greenhouse Gas Assessment Emissions Methodology. Inter-American Development Bank, 2012. http://dx.doi.org/10.18235/0009045.

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This document provides the methodology prepared and used by IDB to assess the impact of its direct investments loans on greenhouse gas (GHG) emissions since 2009. The document provides the methodology behind a series of tools developed to assess GHG emissions for IDB operations in key sectors.
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Iunes, Roberto F. Evaluation of the Fund for Special Operations during the Eighth Replenishment (1994-2010): Part I. Inter-American Development Bank, 2010. http://dx.doi.org/10.18235/0010550.

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The Inter-American Development Bank is unique among the multilateral banks in the sense that it has provided concessional funding for its member countries since its inception, with the institution of the Fund for Special Operations (FSO) in the 1959 Agreement that established the Bank. The objective of this evaluation is to provide the Board of Executive Directors, when the Bank is engaging in a new increase of its capital, with an assessment of the performance of the Bank's concessional lending instrument, the FSO loan program during the period of the Eighth Replenishment (IDB-8: 1994-2010).
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Fryer, Michelle, Ursula Quijano, Patricia Sadeghi, Carla Calero, Salomon Garcia Villegas, and Sebastián Vargas. Implementation of the Strategy for Indigenous Development (GN-2387-5): Lessons from the Portfolio Review. Inter-American Development Bank, 2012. http://dx.doi.org/10.18235/0010431.

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Analysis of the portfolio related to indigenous peoples in the context of the Indigenous Development Strategy (IDS) approved in 2006, shows that: (i) indigenous issues are less prevalent in Country Strategies from 2006 onward; (ii) the instrument most used to address indigenous issues is technical cooperation, followed by loan operations; (iii) there is limited evidence of a mainstreaming approach to the integration of indigenous issues in IDB operations; (iv) the number of loans with a proactive approach declined after approval of IDS; (v) the evaluability of operations related to indigenous
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Dwyer, Gerald P., Biljana Gilevska, María J. Nieto, and Margarita Samartín. The effects of the ECB’s unconventional monetary policies from 2011 to 2018 on banking assets. Banco de España, 2024. http://dx.doi.org/10.53479/36595.

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We examine the effects of all three major European Central Bank (ECB) unconventional monetary policies since 2011 for euro area banks’ holdings of loans, government securities and cash deposited in central banks. The three ECB policies are longer-term refinancing operations (LTROs), the asset purchase programmes and the ECB’s interest rate on its deposit facility. We also compare the responses of non-crisis and crisis countries to these policies. Our evidence indicates that the ECB’s unconventional monetary policy measures increased bank lending across the euro area countries. The second round
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Ruprah, Inder J., Jose Ignacio Sembler, Camilo Pecha, and Patricia Sadeghi. An Evaluation of the Bank's Non-Sovereign Operations with Sub-National Entities: 2007-2010. Inter-American Development Bank, 2011. http://dx.doi.org/10.18235/0010443.

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This evaluation examines the IDB's non-sovereign operations with sub-national entities during the 2007-2010 period. The delivery of loans to sub-national borrowers in this period was modest, not even near breaching the one-third ceiling. Attention to the sub-national sector is important in Latin America, because effective public service delivery is critical for poverty reduction, low gross capital formation is hindering development in the region, and decentralization has increasingly placed investment decisions for infrastructure services at the sub-national level. This presents an opportunity
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Raw, Silvia, Fernando Vargas, Inder J. Ruprah, Jose Ignacio Sembler, Patricia Sadeghi, and Julia Sekkel. Country Program Evaluation: Brazil (2007-2010). Inter-American Development Bank, 2011. http://dx.doi.org/10.18235/0010439.

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This evaluation examines the IDB's Country Program with Brazil for the 2007-2010 period. The evaluation found that the program with Brazil has been very relevant, because the IDB has been able to maintain its competitive advantage in the country by changing its business model in light of declining federal demand. Under this model, lending focused on three types of clients: (a) sub-national governments; (b) the National Bank for Economic and Social Development (BNDES), and (c) the private sector. The evaluation also found that there is room for improvement in regards to operational efficiency a
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Lamas, Jorge, Erik Alda, and Mayra Buvinic. Emphasizing Prevention in Citizen Security: The Inter-American Development Bank's Contribution to Reducing Violence in Latin America and the Caribbean. Inter-American Development Bank, 2005. http://dx.doi.org/10.18235/0008944.

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In less than a decade, the Inter-American Development Bank (IDB) has developed a sizable lending portfolio in violence prevention and a significant record of research, international seminars, meetings, and technical assistance. This paper reviews the IDB's work in this area, analyzes what seems to have worked and the challenges that remain, and draws lessons for future lending. It is based on research and project reports, internal monitoring and evaluation systems, ex-post evaluation and interviews with Bank staff working in both Headquarters and the Country Offices on different aspects of the
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Mayorga, Román. Closing the Gap. Inter-American Development Bank, 1997. http://dx.doi.org/10.18235/0008787.

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This technical study discusses the support of the Inter-American Development Bank for higher education and science and technology in Latin America and the Caribbean region. Since the 1960s, the IDB has approved many loans and technical cooperation operations in those fields and for agricultural research and extension activities, middle-level technical education, and job training. This study seeks to explain how the IDB has envisioned and performed its work in science and technology and to offer a conceptual basis for a new strategy, needed to assist the region in tackling the challenges of the
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Fang, Francis, and Razvan Vlaicu. Local Banking Supply and Private Firm Activity: Evidence from Branch Closures. Inter-American Development Bank, 2024. http://dx.doi.org/10.18235/0013076.

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Private firms establish relationships with banks in local markets to obtain adequate financing for their operations through credit and loans. As major banks reduced their branch networks in recent years, many firms have lost access to their local bank. We evaluate the impact of a large number of branch closures on firm operations, wages and employment, and economic output in Brazil from 2011 to 2021. We adopt a difference-in-differences strategy with staggered treatment timing, employing both two-way fixed effects and Callaway-Sant'Anna estimators. Our study finds that bank branch closures res
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