Academic literature on the topic 'Mechanism for ensuring the profitability of the bank'

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Journal articles on the topic "Mechanism for ensuring the profitability of the bank"

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Nezha, Lakmiti Lalla, El Alaoui Ghyzlane, Hakkou Meryem, and Mansouri Mohamed. "Governance Mechanisms And Financial Perfermance In Morocco’s Parcipatory Banking." Revista de Gestão Social e Ambiental 19, no. 2 (2025): e011340. https://doi.org/10.24857/rgsa.v19n2-086.

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Objective: This study investigates the factors affecting the profitability of Moroccan participatory banks, including performance and governance. It analyzes their impact on financial performance from 2018Q4 to 2021Q2. Theoretical Framework: This study is based on financial stability, economies of scale, risk-return trade-off, and corporate governance principles, offering a solid foundation for analyzing participatory banks' profitability. Method: A multiple regression model was used to analyze quarterly financial data. Key variables included capital adequacy ratio (CAR), bank size (SIZE), liq
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L.Naranchimeg and B.Badrakh. "Money Laundering Affects on Bank Profitability." International Journal of Economics, Business and Management Research 06, no. 09 (2022): 274–81. http://dx.doi.org/10.51505/ijebmr.2022.6920.

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In 2019, Financial Action Task Force /FATF/ evaluated the implementation of the recommendations on anti-money laundering and terrorism, and placed Mongolia on the list of countries to be monitored or the "gray list", which not only caused a scandal in society and politics, but also affected the economy and foreign relations of Mongolia. As a result of cooperation between public and private sector organizations for the purpose of combating money laundering, at the FATF Asia-Pacific Anti-Money Laundering Group meeting held in August 2022, 39 out of 40 recommendations in Mongolia were evaluated a
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Posnaya, E. A., E. Yu Cherkashina, N. V. Yurchenko, and O. I. Ditsulenko. "Resource management mechanism of a commercial bank." Вестник Северо-Кавказского федерального университета, no. 5 (2024): 85–95. https://doi.org/10.37493/2307-907x.2024.5.9.

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Introduction. The main function of commercial banks in the economy is to help mobilize the savings of the population, directing them to the most effective use that increases the total amount of investment and the potential for economic growth. Thus, banks are one of the main structures for ensuring financial stabilization in the state and creating conditions for supporting macroeconomic growth. Goal. The study aims to propose an optimal mechanism for managing the resources of a commercial bank. Materials and methods. Objectively, necessary conditions for creating an effective banking system ar
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Eric, Nsiah Gyabaah*1 Emmanuel Opoku Marfo2 Kofi Owiredu-Ghorman3 &. Kwame Oduro Amoako4. "CORPORATE GOVERNANCE, FIRMS' PROFITABILITY AND SUSTAINABILITY IN RURAL COMMUNITY BANKS: EVIDENCE FROM GHANA." INTERNATIONAL JOURNAL OF RESEARCH SCIENCE & MANAGEMENT 5, no. 2 (2018): 15–26. https://doi.org/10.5281/zenodo.1168818.

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The paper examines the relationship between Corporate Governance mechanisms (compliance to sound corporate governance practices, board size, board members’ educational qualifications and bank’s reputation),and profitability and sustainability of Rural Community Banks (RCBs) in Ghana. Data was obtained from key stakeholders of the nineselected RCBs using questionnaire. The results of this study indicate that corporate governance mechanisms especially, board size, regulatory compliance and bank’s reputation have a significant effect on the RCBs profitability and sustainability.
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Riazanova, Natalia. "Organizational and financial mechanism for ensuring financial and economic security of the banking-system." Management and Entrepreneurship in Ukraine: the stages of formation and problems of development 2021, no. 2 (2021): 248–55. http://dx.doi.org/10.23939/smeu2021.02.248.

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an organizational and financial mechanism for ensuring the financial and economic security of a commercial bank is proposed, which, in real time and in situations that cannot be controlled using traditional methods, will minimize potential risks and change the internal institutional environment, positively affecting the financial and economic security of the country's banking system. It is shown that economic growth as a factor of national security is supported by the effective functioning of the banking system and the priority of long-term bank loans provided in the form of investments, which
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Orlova, E. V. "Mechanism and model of credit portfolio diversification." Issues of Risk Analysis 17, no. 1 (2020): 78–89. http://dx.doi.org/10.32686/1812-5220-2020-17-1-78-89.

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Under conditions of demand for credit resources growing in Russian economy the importance of credit risks assessment and their influence on the credit organizations efficiency is increased. Empirical studies show that credit risks in the banking today are increasing nonlinearly relative to the main characteristics of the credit — the level of credit risk, credit terms, interest rate. Therefore, the formation of the most acceptable from the point of view of risk reducing of the bank’s credit portfolio is a scientifically based and practically important problem. The aim of the work is to justify
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Scovia, Kyampeire. "Internal Control and Performance of Commercial Banks in Kampala, Uganda: A Case Study of UBA Bank, Kansanga-Kampala, Uganda." INOSR HUMANITIES AND SOCIAL SCIENCES 10, no. 1 (2024): 1–13. http://dx.doi.org/10.59298/inosrhss/2024/101.4.11300.

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This study explores the relationship between internal control mechanisms and the performance of commercial banks, focusing on UBA Bank located in Kansanga-Kampala, Uganda. The effectiveness of internal control systems is crucial for ensuring the stability and success of financial institutions, particularly in emerging economies like Uganda. By employing a case study methodology, data was collected through interviews, questionnaires, and document analysis to investigate the internal control practices implemented by UBA Bank and their impact on its performance indicators. The findings reveal a s
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Stepanenko, Sergii, and Alina Rychyk. "THEORETICAL FUNDAMENTALS OF BANKING CAPITAL FORMATION." Ukrainian Journal of Applied Economics 5, no. 3 (2020): 92–99. http://dx.doi.org/10.36887/2415-8453-2020-3-9.

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Introduction. Banks are an important component of the country's economy. Thanks to banks there is an accumulation, storage, redistribution of funds between participants of market relations. The efficiency of banks depends on the formation and use of bank capital. Bank capital is of local, regional and national importance – it ensures the profitability of an individual bank, affects the development of the region and the investment attractiveness of the country. The purpose of the research is to develop a theoretical and methodological basis for assessing the bank's capital, taking into account
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Nurpeissova, Makpal, Gaukhar Saimagambetova, Aizhan Omarova, Bibigul Saubetova, and Zhanat Baishukurova. "Kazakhstan's Banking Sector: Between Domestic Regulation and Macroeconomic Trends." Eurasian Journal of Economic and Business Studies 69, no. 1 (2025): 64–80. https://doi.org/10.47703/ejebs.v69i1.464.

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The banking sector plays a fundamental role in economic stability and development by facilitating financial intermediation, credit allocation, and liquidity management. In emerging economies such as Kazakhstan, the financial system is characterized by high market concentration, limited competition, and a weak connection between banking activity and macroeconomic growth, which can affect financial stability and economic development. The goal of current study is to analyze the impact of bank profitability, market concentration, and macroeconomic factors on the stability of Kazakhstan’s banking s
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Braendle, Udo. "The impact of the European Banking Union’s Single Supervisory Mechanism on corporate governance practices in European banks." Banks and Bank Systems 13, no. 2 (2018): 164–77. http://dx.doi.org/10.21511/bbs.13(2).2018.14.

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Weak corporate governance in financial institutions has been a contributing factor of the financial crisis. The topic has, therefore, become the key priorities of banking supervision, because one of the takeaways was that. The article gives an overview about the newly established European Banking Union and about its structure focusing on the first pillar, the Single Supervisory Mechanism (SSM). In a second step, the focus is laid on the recent regulatory changes regarding corporate governance, the related supervisory practice and implications for European banks. Overall, the conducted changes
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Dissertations / Theses on the topic "Mechanism for ensuring the profitability of the bank"

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Гейко, О. І. "Механізм забезпечення прибутковості банку". Master's thesis, Сумський державний університет, 2021. https://essuir.sumdu.edu.ua/handle/123456789/87172.

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Основною метою діяльності будь-якої банківської установи є генерування прибутку. При цьому, прибуток баків корелює із їх фінансовою стійкістю, де остання визначає можливості комплексної ефективної операційної діяльності, при якій організація може довгостроково функціонувати на ринку та отримувати фінансові вигоди. Відповідно, саме кредитно-депозитна діяльність, якість управлінських рішень щодо її регулювання, а також відповідність загальної стратегії впливу зовнішнім факторам є найбільшими внутрішніми тригерами скорочення прибутковості банку. В роботі окрім визначення типової стратегії функціо
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Хавро, С. В. "Оборотні кошти підприємства та шляхи покращення їх використання". Master's thesis, Сумський державний університет, 2022. https://essuir.sumdu.edu.ua/handle/123456789/87354.

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Мета роботи - дослідження теоретико-методичних і практичних засад організації та оцінки ефективності використання оборотних коштів підприємства. У першому розділі розглядаються сутність, склад, структура, джерела та функції оборотних коштів, а також методичні основи аналізу ефективності їх використання. У другому розділі проводиться практичний розрахунок формування і ефективності використання оборотних коштів ДП «Сумська біологічна фабрика». У третьому розділі роботи запропоновано шляхи покращання використання та управління оборотними коштами ДП «Сумська біологічна фабрика».
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Лисянська, О. О., Е. А. Лисянская та E. Lisyanskaya. "Формування механізму управління прибутком банку". Diss., Одеський національний економічний університет, 2014. http://dspace.oneu.edu.ua/jspui/handle/123456789/3699.

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В дисертації охарактеризовано прибуток банку як об’єкт механізму; систематизовано фактори, що впливають на прибуток банку та формування механізму управління ним; проведено аналіз рівня прибутковості банківської системи України; досліджено науково-методичні підходи до формування механізму управління прибутком банку та розроблено модель адаптивного механізму управління; надано розгорнуту характеристику інструментарію управління прибутком банку та сформовано рекомендації щодо його удосконалення на основі розробленої адаптивної моделі; сформульовано наукові підходи та розроблено практичні рекоменд
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Геращенко, О. В. "Забезпечення конкурентоспроможності банків в умовах фінансової невизначеності". Thesis, 2018. http://dspace.oneu.edu.ua/jspui/handle/123456789/8111.

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Мета роботи – обґрунтування теоретичних та розроблення практичних рекомендацій щодо забезпечення конкурентоспроможності банків.<br>Purpose – to study theoretical and practical recommendations for the competitiveness of banks.
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Бєлова, Ю. М. "Забезпечення конкурентоспроможності банків України в умовах фінансової нестабільності". Thesis, 2017. http://dspace.oneu.edu.ua/jspui/handle/123456789/6237.

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Мета роботи – дослідження теорії та практики управління конкурентоспроможністю банку на ринку банківських послуг, визначення ефективного інструментарію та заходів щодо управління конкурентоспроможністю банку.<br>Цель работы - исследование теории и практики управления конкурентоспособностью банка на рынке банковских услуг, определение эффективного инструментария и мероприятий по управлению конкурентоспособностью банка.<br>Purpose - to study theory and practice of management of competitiveness of the bank in the banking market, the definition of effective tools and measures to control the bank's
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Book chapters on the topic "Mechanism for ensuring the profitability of the bank"

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"IMPROVEMENT OF THE INCOME AND COST MANAGEMENT MECHANISM OF JSC CB "PRIVATBANK"." In MANAGING BANK PROFITABILITY IN TERMS OF CHALLENGES AND THREATS. Publishing House “Baltija Publishing”, 2023. http://dx.doi.org/10.30525/978-9934-26-380-4-3.

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Monahov, Alexandru. "The Effects of Prudential Supervision on Bank Resiliency and Profits in a Multi-Agent Setting." In Advances in Finance, Accounting, and Economics. IGI Global, 2017. http://dx.doi.org/10.4018/978-1-5225-0959-2.ch004.

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This chapter utilizes multi-agent modeling to study the effects of prudential supervision on bank resiliency and profitability within a simulated environment of persistent crisis conditions. It focuses on the stabilizing effect of prudential supervision introduced alongside three “traditional” regulatory instruments: a norm, a market-based CDS insurance mechanism and a tax in the form of a bail-in instrument. The results show that: (1) supervision enhances the regulatory instruments' efficiency, (2) the regulatory norm can postpone the bank's default, but not avoid it, (3) the CDS mechanism on
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Busch, Danny, and Annick Teubner. "Fit and Proper Assessments within the Single Supervisory Mechanism." In European Banking Union, 2nd ed. Oxford University Press, 2020. http://dx.doi.org/10.1093/law/9780198827511.003.0007.

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Abstract A fit and proper management body and fit and proper key function holders are key drivers of good governance. The banks are primarily responsible for ensuring this, while the assessment by the European Central Bank and national competent authorities have the aim to ensure that banks comply with the requirements regarding robust governance arrangements and the suitability requirements. Over the past years convergence of fit and proper assessments within the SSM has been achieved on the one hand through harmonization of the rules laid down in Capital Requirements Directive IV (CRD IV) an
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Vovchenko Oksana, Vovchenko Oksana, and Berezhetska Tetiana Berezhetska Tetiana. "ASSESSMENT OF FINANCIAL STABILITY AS A COMPONENT OF THE BANKING SYSTEM ANTI-CRISIS REGULATION MECHANISM." In MODERN SOCIETY & SCIENCE PROGNOSIS & ACHIEVEMENT, 2nd ed. IRETC, 2022. http://dx.doi.org/10.36962/msspa02022022-36.

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The banking system plays a key role in the formation and development of country's economy, and its condition directly affects the effectiveness of financial interaction between various economic entities. This is due to its functional purpose in the system of economic relations and, first of all, the ability to redistribute free financial resources and generate additional funds for the needs of all participants in these relations - the state, economic entities, households. During the time of independence, the banking system of Ukraine went through a difficult times of formation and development,
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Copley, Jack. "Competition and Credit Control." In Governing Financialization. Oxford University Press, 2021. http://dx.doi.org/10.1093/oso/9780192897015.003.0004.

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This chapter explores the 1971 Competition and Credit Control financial liberalization, which saw the British state relinquish most of its direct controls over credit creation and instead rely on interest rates to govern lending. In the 1960s, Britain’s worsening trade performance had resulted in a series of currency crises, to which Harold Wilson’s government responded in 1967 by devaluing sterling. In aid of devaluation, the government enacted a series of contractionary measures. An important element of this disciplining strategy was the tightening of monetary policy through state-imposed le
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Alexander, Kern. "The ECB’s Role in the European Banking Union." In The New European Central Bank: Taking Stock and Looking Ahead. Oxford University PressOxford, 2022. http://dx.doi.org/10.1093/oso/9780198871231.003.0007.

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Abstract This chapter analyses the institutional and legal framework governing the European Central Bank (ECB)’s responsibility in monetary policy, banking supervision, and resolution. It raises issues concerning the primacy of monetary policy and the price stability mandate and how this can be reconciled with the ECB’s support for the Union’s general economic policies (so-called secondary objectives) and for the discharge of its other responsibilities, including banking supervision, within the Banking Union. The chapter considers the institutional context of the ECB’s role in the Banking Unio
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Furdychko, Orest, Oleg Yaremko, and Volodymyr Bondar. "IMPROVING THE ORGANIZATIONAL AND INSTITUTIONAL MECHANISM OF FORESTRY PRODUCTION ON THE BASIS OF A MARKET ECONOMY." In Transformation of economy, finance and management in modern conditions:. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-220-3-23.

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The directions of improving the organizational and institutional mechanism of public authorities on aspects of public administration of forestry: first, a detailed analysis of the effectiveness of organizational and institutional mechanism of state regulation of forestry institutions and public authorities and developing a methodological approach to the formation of tasks in the administrative reform process. Ukraine, secondly, substantiation of the system of indicators for assessing the effectiveness of legal regulation of regional forestry at the regional and forestry at the regional level;
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Bezditko, Olena. "SYSTEMATIC RISK MANAGEMENT OF AGRICULTURAL ENTERPRISES." In ANTI-CRISIS MANAGEMENT: GLOBAL TRENDS AND NATIONAL PECULIARITIES. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-275-3-14.

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Risk management from the standpoint of a systemic approach, which is the most constructive in creating a methodological base for enterprise risk management, a mechanism for developing and implementing solutions in conditions of risk and uncertainty, is considered. An organizational and economic mechanism and a "decision tree" for risk management of an agricultural enterprise have been built. A detailed strategic risk management plan has been developed to ensure stable income of agricultural enterprises. The risk protection strategy of agricultural enterprises in the short term is justified, wh
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Conference papers on the topic "Mechanism for ensuring the profitability of the bank"

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Melikov, Y. I. "ABOUT IMPROVING THE FINANCIAL AND CREDIT MECHANISM AS A TOOL TO STIMULATE THE DEVELOPMENT OF AGRO-INDUSTRIAL COMPLEX." In STATE AND DEVELOPMENT PROSPECTS OF AGRIBUSINESS Volume 2. DSTU-Print, 2020. http://dx.doi.org/10.23947/interagro.2020.2.650-654.

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The issues of improving the financial and credit mechanism for stimulating the development of the agro-industrial complex are considered. In the conditions of external and internal challenges, the coronavirus epidemic, there is a compression of the domestic market, a drop in effective demand, the profitability of the population, enterprises, the state, and the emergence of a budget deficit. This requires a fundamental change of financing mechanism and credit review criteria and approaches to aid sectors of the economy, improvement of the mechanism of agricultural lending on the basis of availa
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Hassani, H., A. Shahbazi, A. Yusifov, et al. "Calculation of Production Back Allocation Using Machine Learning Algorithms." In GOTECH. SPE, 2024. http://dx.doi.org/10.2118/219392-ms.

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Abstract The petroleum industry is reliant on precise and efficient back allocation, a process that calculates individual well production rates from shared facilities or multi-well platforms. Especially in matured facilities and legacy assets, traditional measurement techniques often fail to provide the necessary accuracy due to a lack of pre-installed flow meters and individual measurement mechanisms. Furthermore, these methods frequently require additional interventions, a factor that could potentially defer production, incur significant costs, and require extensive supply chain management.
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Melikov, Y. I., and S. A. Statsenko. "ABOUT STRENGTHENING THE ROLE OF BORROWED FUNDS IN THE FORMATION OF CAPITAL OF AGRIBUSINESS ENTERPRISES." In STATE AND DEVELOPMENT PROSPECTS OF AGRIBUSINESS Volume 2. DSTU-Print, 2020. http://dx.doi.org/10.23947/interagro.2020.2.655-659.

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The issues of forming the aggregate capital of agricultural enterprises on the example of the processing industry are considered. The concepts of the total capital of the enterprise, its structure are clarified. The characteristic of sources of capital formation is given. Using the example of a dairy company in the Matveevo-Kurgan District of the Rostov Region, we analyze the sources of its capital formation and its functioning in a difficult financial situation. The role of borrowed funds in ensuring sustainable economic activity of the enterprise, maintaining jobs and increasing production v
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Skliar, Viktoriia. "DISCOVERY OF THE FEATURES AND REGULATIONS OF THE PROCESS OF NATURAL REGENERATION OF FORESTS ON THE BASIS OF THE CONSTRUCTION OF PHYTOCENOTIC PYRAMIDS." In 22nd International Multidisciplinary Scientific GeoConference 2022. STEF92 Technology, 2022. http://dx.doi.org/10.5593/sgem2022v/3.2/s14.36.

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Studies were conducted on the territories of the Left Bank Polissia, which aimed to assess the state and find out the peculiarities and patterns of natural seed regeneration of the leading forest-forming species of the Left Bank Polissia of Ukraine � Pinus sylvestris L., Quercus robur L., Acer platanoides L., Betula pendula Roth., Populus tremula L. as a mechanism for ensuring the preservation and functioning of forest phytocoenoses of this region. Phytocoenoses of 24 groups of associations representing forest communities typical for the region were covered by the study. The studies were carri
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Kumi, Evis. "The Effectiveness of the Albanian Monetary Policy." In 9th International Scientific Conference ERAZ - Knowledge Based Sustainable Development. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2023. http://dx.doi.org/10.31410/eraz.2023.97.

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This article aims to assess the efficiency of the Bank of Albania’s monetary policy in attaining its goals of price stability and economic ex­pansion. Price stability is essential for ensuring a favorable business environ­ment, preserving the purchasing power of the currency, and reducing uncer­tainty in the economy. The analysis takes into account the unique character­istics and challenges faced by the Albanian economy. This article offers in­sights into the effectiveness of the monetary policy framework in Albania by assessing the primary instruments and tactics used by the BoA, including in
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Davydenko, Nadiia, Yuliia Bilyak, Yuliia Nehoda, and Nataliia Shevchenko. "Financial security for the agrarian sector of Ukraine." In 21st International Scientific Conference "Economic Science for Rural Development 2020". Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2020. http://dx.doi.org/10.22616/esrd.2020.53.007.

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The agricultural sector of the economy is system-forming for Ukraine, guarantees the provision of food security of the state, forms the basis for the development of rural territories, influences environmental security, stimulates the development of other sectors of the economy. The level of financial security of the agrarian sector of the Ukrainian economy is caused by a number of factors, such as seasonal nature of production, limited shelf life of products, price disparity, low profitability, etc. Therefore, the purpose of the article is to analyze the development of the agro-industrial comp
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Reports on the topic "Mechanism for ensuring the profitability of the bank"

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Ferrer, Alejandro, and Ana Molina. The interaction of liquidity risk and bank solvency via asset monetisation mechanisms. Banco de España, 2025. https://doi.org/10.53479/39785.

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In a liquidity stress scenario, banks may need to urgently monetise assets to meet deposit outflows. This can be done by either selling the assets or using them as collateral in financing operations. In a context of crisis, executing these financing transactions with private counterparties may be constrained, making the transactions with the central bank particularly relevant. The sale of assets classified at amortised cost will result in the materialisation of any accumulated unrealised losses, adversely affecting the banks’ profitability. Alternatively, central bank financing prevents the ma
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Galán, Jorge E. Macroprudential policy and the tail risk of credit growth. Banco de España, 2025. https://doi.org/10.53479/38957.

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I show that macroprudential policy has significant heterogeneous and time-varying effects on the credit growth distribution. These effects are particularly evident in reducing rightward skewness during expansionary periods of the financial cycle, thereby mitigating the upside risk of credit growth. Conversely, during financial crises, the relaxation of macroprudential policy positively impacts the left tail, reducing the risk of severe credit contractions. These findings align with previously documented benefits of macroprudential policy on the downside risk of GDP growth, providing evidence o
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