Academic literature on the topic 'MFI's'

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Journal articles on the topic "MFI's"

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SONG, WEI, BINGRU YANG, and ZHANGYAN XU. "INDEX-MAXMINER: A NEW MAXIMAL FREQUENT ITEMSET MINING ALGORITHM." International Journal on Artificial Intelligence Tools 17, no. 02 (2008): 303–20. http://dx.doi.org/10.1142/s021821300800390x.

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Because of the inherent computational complexity, mining the complete frequent item-set in dense datasets remains to be a challenging task. Mining Maximal Frequent Item-set (MFI) is an alternative to address the problem. Set-Enumeration Tree (SET) is a common data structure used in several MFI mining algorithms. For this kind of algorithm, the process of mining MFI's can also be viewed as the process of searching in set-enumeration tree. To reduce the search space, in this paper, a new algorithm, Index-MaxMiner, for mining MFI is proposed by employing a hybrid search strategy blending breadth-
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T., Nguenbu, and Nzongang J. "Governance And Sustainability of Networked MFIs: Case of the CamCCul Network in Cameroon." African Journal of Economics and Sustainable Development 4, no. 3 (2021): 141–55. http://dx.doi.org/10.52589/ajesd-dip3kywz.

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The objective of this study is to determine the effect of internal and external governance mechanisms on the sustainability of the microfinance institutions of the CamCCul network in Cameroon. The study is conducted on a sample of 34 MFIs of the network over the 7-year period from 2009 to 2015. The results show, on the one hand, that the MFI's adherence to the network’s Risk Management program significantly and positively affects the financial sustainability of MIFs measured by their operational self-sufficiency. On the other hand, we find that the ownership of UBC Bank shares by the MFI and t
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Philip, Lydia Nkechi. "The role of financial literacy in driving sustainable entrepreneurial success: A case study of Lapo Microfinance Institution (MFI), Nigeria." Issues and Perspectives in Business and Social Sciences 5, no. 1 (2025): 37–48. https://doi.org/10.33093/ipbss.2025.5.1.4.

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Even with access to microfinance loans, many small and medium enterprises (SMEs) in Nigeria still find it challenging to achieve sustainable growth; thus, this systematic study investigates the role of financial literacy in driving the sustainable entrepreneurial success of clients of Lapo Microfinance Institution (MFI), Nigeria. A representative sample of Lapo MFI clients who have participated in their financial literacy training programmes was surveyed and interviewed, providing qualitative and quantitative data. The findings demonstrate a positive correlation between participation in Lapo M
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Azriani, Zednita, Cindy Paloma, and Yusri Usman. "The Mapping of Microfinance Institutions for Supporting Sustainable Agriculture Financing in Padang City." Jurnal Agro Ekonomi 35, no. 1 (2018): 1. http://dx.doi.org/10.21082/jae.v35n1.2017.1-10.

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<p><strong>Indonesian</strong><br />Lembaga Keuangan Mikro (LKM) merupakan salah satu alternatif pembiayaan bagi. Pemetaan LKM sangat penting untuk menghindari terjadinya tumpang tindih program yang membantu peran LKM. Penelitian ini bertujuan untuk melakukan pemetaan terhadap LKM di Kota Padang dengan GIS dan mendeskripsikan efektivitas pengelolaan LKM di Kota Padang. Data dikumpulkan melalui wawancara dengan setiap institusi LKM dan pihak terkait. Penelitian menghasilkan suatu situs web yang berhubungan dengan LKM di Kota Padang, sehingga hasil dan gambaran pemetaan L
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Dr., Vandana Sethi. "Evaluating the Impact of Microfinance on Household Welfare: An Empirical Study in Delhi." International Journal of Engineering and Management Research 14, no. 4 (2024): 63–69. https://doi.org/10.5281/zenodo.13340470.

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Microfinance institutions, through the availability of credit to low-income households, create opportunities for self-employment, facilitate the expansion of existing businesses, and positively impact their welfare levels. Many researchers support the view that access to microfinance loans considerably increases household consumption expenditure, while others argue that it has minimal or no impact on average household consumption levels. An attempt has been made in the present paper to study the impact of microfinance on the welfare of households in the context of MFIs in Delhi. The welfare is
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Jjuuko, Margaret, Joseph Njuguna, and Patrick Rurangangabo. "Financial Information Seeking Behaviour Among Women Entrepreneurs in Huye City Market, Rwanda." Regional Journal of Information and Knowledge Management 10, no. 1 (2025): 35–54. https://doi.org/10.70759/8xptxb88.

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Rationale of Study – The study interrogated the financial information-seeking behaviour of small-scale women entrepreneurs in Huye City, Rwanda – exploring their knowledge of microfinance institutions (MFIs), the financial services available to them; their accessibility and usage of financial information and, by extension financial services; the preferred communication channels for accessing financial information, and the existing financial information gaps amongst these women. Methodology – Data was collected through a mini-survey with a semi-structured self-administered questionnaire targeti
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Dr., Vandana Sethi. "MFI's Loans: Evaluating Adequacy, Utilization and Repayment Pattern among Urban Poor Households." Social Science Journal for Advanced Research 4, no. 4 (2024): 41–45. https://doi.org/10.5281/zenodo.13771289.

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Microfinance Institutions (MFIs) offer loans to impoverished individuals for small enterprise investments and consumption expenses. Investment-oriented loans can create jobs and income for poor households while ensuring high repayment rates for MFIs. However, studies suggest that microloans are often too small for effective investment, failing to improve living standards significantly in the long term. This study evaluates the sufficiency, utilization patterns, and repayment trends of MFI loans. Using primary data from 104 households in Delhi slums collected in 2016, the descriptive analysis r
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Kittilaksanawong, Wiboon, and Hongyu Zhao. "Does lending to women lower sustainability of microfinance institutions? Moderating role of national cultures." Gender in Management: An International Journal 33, no. 3 (2018): 187–202. http://dx.doi.org/10.1108/gm-11-2015-0098.

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Purpose This study aims to investigate whether lending to women decreases sustainability of microfinance institutions (MFIs) and how regional characteristics where MFIs are located moderate this effect. Design/methodology/approach Financial and operating data of MFIs and national cultures are available from the MIX Market database and the Hofstede’s publications. These data are analyzed by using multiple regression models with the financial self-sustainability, proportion of women borrowers in the MFI’s lending portfolio, and dimensions of national culture as dependent, explanatory and moderat
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Njuguna, Dr James Rurigi, Prof Roselyn Gakure, Dr Anthony Gichuhi Waititu, and Dr Paul Katuse. "STRATEGIC RISK MANAGEMENT STRATEGIES AND THE GROWTH OF MICROFINANCE SECTOR IN KENYA." Journal of Business and Strategic Management 2, no. 2 (2017): 17. http://dx.doi.org/10.47941/jbsm.119.

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Purpose: The purpose of this study was to establish how strategic risk management strategies contribute to growth of MFI sector in KenyaMethodology: The study adopted a correlation survey research design. The population of this study was fifty seven (57) MFIs. The sampling frame was the list of MFIs provided in the AMFI website www.amfikenya.com. A sample of thirteen (17) MFIs was selected using the random sampling approach. A questionnaire and an interview schedule were the main data collection tools. Qualitative data was analyzed using content analysis whereas the quantitative data was analy
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Mohamad Anwar, Nazratul Aina, Hafezali Iqbal Hussain, Fakarudin Kamarudin, Fadzlan Sufian, Nurazilah Zainal, and Che Mun Wong. "Impact of regulatory efficiency and market openness to social and financial efficiency: empirical evidence from microfinance institutions." Society and Business Review 16, no. 3 (2021): 374–97. http://dx.doi.org/10.1108/sbr-04-2020-0056.

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Purpose Microfinance institutions (MFIs) play a significant role in society to help low-income consumers that liaise with sustainable development goals. Therefore, the purpose of this paper is to examine the effects of two economic freedom components, namely, regulatory efficiency on business freedom and monetary freedom; and market openness on investment freedom and financial freedom. Their influence on the efficiency of MFIs in both social and financial ways is examined. Design/methodology/approach This study collected a total of 88 MFIs from Thailand and the Philippines for the years 2011 t
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Dissertations / Theses on the topic "MFI's"

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Chivangue, Catarina Isabel Sequeira Neto. "Microcrédito e microfinança : análise de alguns indicadores em Moçambique." Master's thesis, Instituto Superior de Economia e Gestão, 2017. http://hdl.handle.net/10400.5/14147.

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Mestrado em Desenvolvimento e Cooperação Internacional<br>O presente trabalho aborda o papel que o microcrédito e microfinança podem ter no desenvolvimento de Moçambique. No texto é analisada alguma literatura que discute o microcrédito e microfinança, sendo que os resultados desta análise são mistos, advogando uns o papel da microcrédito e microfinança na redução da pobreza e outros a questionarem a utilidade de tais esquemas financeiros. No contexto de Moçambique as análises disponíveis enquadram-se nas correntes que defendem o papel do microcrédito. No entanto, a reflexão que aqui se aprese
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Stenbäcken, Rasmus. "Do Self-Sustainable MFI:s help alleviate relative poverty?" Thesis, Uppsala University, Department of Economics, 2006. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-6406.

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<p>The subject of this paper is microfinance and the question: Do self-sustainable MFI:s alleviate poverty?.</p><p>A MFI is a micro financial institution, a regular bank or a NGO that has transformed into a licensed financial institutions, focused on microenterprises. To answer the question data has been gathered in Ecuador, South America. South America have a large amount of self sustainable MFI:s. Ecuador was selected as the country to be studied as it has an intermediate level of market penetration in the micro financial sector. To determine relative poverty before and after the access to m
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Neradová, Alena. "Performance of private MFIs and financial cooperatives." Doctoral thesis, Česká zemědělská univerzita v Praze, 2015. http://www.nusl.cz/ntk/nusl-260285.

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Developing countries have a long-term deal with a financial and economic instability in the current economic environment. Besides others, one of discussed solutions on that scheme is dedicated to microfinance where are evident efforts at delivering inclusive socio-economic development. Thus, the dissertation is focused on the analysis of the relative performance of private MFIs and financial cooperatives in Mediterranean region on selected socio-economic indicators, such as women's employment, education or level of material well-being. The impact of the offered products, such as credit and sav
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Nyamsogoro, Ganka Daniel. "Financial sustainability of rural microfinance institutions (MFIs) in Tanzania." Thesis, University of Greenwich, 2010. http://gala.gre.ac.uk/6366/.

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An enduring problem facing microfinance institutions is how to attain financial sustainability. Several studies have been conducted to determine the factors affecting financial sustainability of microfinance institutions using large and well developed MFIs in various countries. However, no such study has been conducted in rural Tanzania where majority of MFIs are small, most of which are member-based (cooperatives). Consequently, the factors affecting their financial sustainability are not known. This study, therefore, was set to bridge this knowledge gap. This study followed a quantitative re
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Zhang, Chaoqi. "Mechanically flexible interconnects (MFIs) for large scale heterogeneous system integration." Diss., Georgia Institute of Technology, 2015. http://hdl.handle.net/1853/53637.

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In this research, wafer-level flexible input/output interconnection technologies, Mechanically Flexible Interconnects (MFIs), have been developed. First, Au-NiW MFIs with 65 µm vertical elastic range of motion are designed and fabricated. The gold passivation layer is experimentally verified to not only lower the electrical resistance but also significantly extend the life-time of the MFIs. In addition, a photoresist spray-coating based fabrication process is developed to scale the in-line pitch of MFIs from 150 µm to 50 µm. By adding a contact-tip, Au-NiW MFI could realize a rematable assembl
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Ahmed, Juber. "Client Information Needs of MFIs : A Case Study of ASA Bangladesh." Thesis, Blekinge Tekniska Högskola, Sektionen för management, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:bth-1117.

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Abstract Title: Client Information Needs of MFIs: A Case Study of ASA Bangladesh Author: Juber Ahmed Academic Advisor: Dr. Klaus Solberg Søilen Department: School of Management, Blekinge Institute of Technology Course: Master Thesis in Business Administration Purpose: To enrich the knowledge base of client’s needs of financial services and assessing the tools MFIs used to collect clients’ information and how they utilized the information for developing new products and services or modifying existing products and services or their terms and conditions to meet the needs of financial services of
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Volschenk, Jako. "Problems experienced by South African microfinance institutions (MFIs) : priorities and trends." Thesis, Stellenbosch : Stellenbosch University, 2002. http://hdl.handle.net/10019.1/53021.

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Thesis (MBA)--Stellenbosch University, 2002.<br>ENGLISH ABSTRACT: The efficiency and availability of financial services for the poor is a global problem, and has only recently started to enjoy attention in South Africa. This dissertation aims to study the problems experienced by the South African microfinance industry, which includes a vast range of financial products. The survey conducted of the South African industry indicates that its makeup is significantly different from the industries in Latin America and Asia. The problems in the industry are prioritised and show the high cost st
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Gudjonsson, Sigurdur <1976&gt. "The Road to Poverty Reduction: Corporate Governance and Female Participation in MFIs." Doctoral thesis, Alma Mater Studiorum - Università di Bologna, 2015. http://amsdottorato.unibo.it/6838/1/Gudjonsson_Sigurdur_tesi.pdf.

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1.Microfinance Industry – Context of Analysis. This paper is an introduction to the microfinance industry. It serves as a context of analysis, for the empirical settings and basis for building the theoretical argument for the thesis. 2.Women in Microfinance Institutions: The Road to Poverty Reduction and Gender Equality? One of the unique aspects of microfinance institutions is their focus on outreach, i.e. their ability to reach the poor. This paper explores whether the presence of women in microfinance institutions is associated with improved outreach. Building on prior research that shows
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Gudjonsson, Sigurdur <1976&gt. "The Road to Poverty Reduction: Corporate Governance and Female Participation in MFIs." Doctoral thesis, Alma Mater Studiorum - Università di Bologna, 2015. http://amsdottorato.unibo.it/6838/.

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1.Microfinance Industry – Context of Analysis. This paper is an introduction to the microfinance industry. It serves as a context of analysis, for the empirical settings and basis for building the theoretical argument for the thesis. 2.Women in Microfinance Institutions: The Road to Poverty Reduction and Gender Equality? One of the unique aspects of microfinance institutions is their focus on outreach, i.e. their ability to reach the poor. This paper explores whether the presence of women in microfinance institutions is associated with improved outreach. Building on prior research that shows
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Kateshumbwa, Mwesigye Edgar. "A comparative Case Assessment of the development Roles of MFIs in Uganda and Bangladesh." Thesis, University of the Western Cape, 2007. http://etd.uwc.ac.za/index.php?module=etd&action=viewtitle&id=gen8Srv25Nme4_1393_1256910745.

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<p>The overall objectives of this thesis were to assess the theory and evaluate the development roles of MFIs in Uganda and Bangladesh. The study in particular focussed on MFIs impact on poverty reduction, empowering women, promoting health, as well as promoting children's education in Uganda and Bangladesh. The study preferred the selected countries because Bangladesh is internationally considered as the best practice for microfinance, whilst Uganda is assumed to be well-positioned in terms of microfinance as compared to other developing countries in Africa. The question that guided this empi
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Books on the topic "MFI's"

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Kamath, Rajalaxmi. MFIs and informal businesses of women. Indian Institute of Management Bangalore, 2011.

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(Organization), AIDWA. MFIs in India: The new money lenders. All India Democratic Women's Association, 2011.

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Council for Economic Empowerment for Women of Africa (Uganda), ed. Micro-finance institutions (MFIs) funding and capacity building promoters. CEEWA-Uganda Chapter, 1999.

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Association, Sa-Dhan. Hand book for MFIs on RBI regulation & its compliance. Sa-Dhan, 2013.

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Kumwesiga, Caroline Tuhwezeine. State of microfinance in Uganda 2007: Analysing AMFIU member MFIs. Association of Microfinance Institutions of Uganda, 2007.

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Kumwesiga, Caroline Tuhwezeine. State of microfinance in Uganda 2007: Analysing AMFIU member MFIs. Association of Microfinance Institutions of Uganda, 2007.

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Kumwesiga, Caroline Tuhwezeine. State of microfinance in Uganda 2007: Analysing AMFIU member MFIs. Association of Microfinance Institutions of Uganda, 2007.

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Amha, Wolday. Corporate governance of the deposit taking microfinance institutions (MFIs) in Ethiopia. Association of Ethiopian Microfinance Institutions, 2008.

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Amha, Wolday. Corporate governance of the deposit taking microfinance institutions (MFIs) in Ethiopia. Association of Ethiopian Microfinance Institutions, 2008.

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Amha, Wolday. Linking banks and microfinance institutions (MFIs) in Ethiopia: Best practices, challenges, and prospects. Association of Ethiopian Microfinance Institutions, 2007.

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Book chapters on the topic "MFI's"

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Datta, Srimoyee, and Tarak Nath Sahu. "Performance Analysis of the Active MFIs." In Financial Inclusion and Livelihood Transformation. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-4141-4_6.

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Xie, Zhi-jun, Hong Chen, and Cuiping Li. "MFIS—Mining Frequent Itemsets on Data Streams." In Advanced Data Mining and Applications. Springer Berlin Heidelberg, 2006. http://dx.doi.org/10.1007/11811305_118.

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Datta, Srimoyee, and Tarak Nath Sahu. "Role of MFIs Towards Empowering the Women." In Financial Inclusion and Livelihood Transformation. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-4141-4_7.

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Padmaperuma, Don Chandima. "Challenges in partnerships between MFIs and banks." In Banking and Microfinance Institution Partnerships. Routledge, 2023. http://dx.doi.org/10.4324/9781003251668-5.

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Padmaperuma, Don Chandima. "Benefits in partnerships between MFIs and banks." In Banking and Microfinance Institution Partnerships. Routledge, 2023. http://dx.doi.org/10.4324/9781003251668-7.

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Yaş, Murat, and Yi Chen. "Financial Sustainability of Islamic Microfinance Institutions (MFIs)." In The Islamic Finance Industry. Routledge, 2023. http://dx.doi.org/10.4324/9781003377283-5.

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Dumont, Gautier, and Mathias Schmit. "What Does MFIs’ Cash Flow Analysis Reveal?" In Microfinance Institutions. Palgrave Macmillan UK, 2014. http://dx.doi.org/10.1057/9781137399663_3.

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Datta, Srimoyee, and Tarak Nath Sahu. "Perception of Borrowers and Non-borrowers Towards MFIs." In Financial Inclusion and Livelihood Transformation. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-4141-4_3.

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Orozco, Manuel, and Eve Hamilton. "Remittances and MFIs: Issues and Lessons from Latin America." In New Partnerships for Innovation in Microfinance. Springer Berlin Heidelberg, 2009. http://dx.doi.org/10.1007/978-3-540-76641-4_8.

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Kandpal, Vinay, Deep Chandra, Narendra N. Dalei, and Jatinder Handoo. "MFIs and NBFCs Contributions Towards Financial Inclusion and Circular Economy." In Financial Inclusion in Circular Economy. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-22723-3_8.

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Conference papers on the topic "MFI's"

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Chowdhury, Aisha, Prapti Roy, and Mushfiqur Rahman. "Digitalisation of MFIs with HCI Intervention for Low Income and Limited Literacy Individuals." In 2024 27th International Conference on Computer and Information Technology (ICCIT). IEEE, 2024. https://doi.org/10.1109/iccit64611.2024.11022364.

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Turan, Güngör, Abdurrahman Isik, and Iges Banda. "The Structure of the Microfinance Market and Its Adoption to the EU Accession: A Comparative Empirical Study for Western Balkans." In 10th International Scientific Conference ERAZ - Knowledge Based Sustainable Development. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2024. https://doi.org/10.31410/eraz.2024.61.

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The objective of this paper is to examine the microfinance market structure and its adoption in the EU accession in Western Balkan Countries (WBCs). This objective is pursued by employing survey data from 31 MFIs operating in WBCs. The survey aims to assess MFI’s representatives’ views on competition policy, measure surveillance, identify influencing factors of firm performance, and recognize institutional challenges. The findings show the microfinance market remains transitional with various difficulties that need to be addressed. The study gives a contribution to the existing literature by f
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Ya’u Usman, Abdullahi. "Transmittal Group Lending Model as an Innovative Alternative for Managing Risk and Reducing Cost in Micro-Lending." In 2nd International Conference on Business, Management and Finance. Acavent, 2019. http://dx.doi.org/10.33422/2nd.icbmf.2019.11.765.

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The relevance of micro-lending in battling poverty and encouraging sustainability of the poor is more vividly seen after the emergence of Bangladesh-based Grameen Bank as a successful microfinance institution in 2006. Creating a sustainable microfinance institution largely depends on the two important factors; cost and risk. This paper examines the common risks and costs associated with micro lending, vis-à-vis the trade-off that results into higher costs the more risks are well managed, and higher risks the more costs are highly reduced. As the popular ‘group lending’ model is patronised by t
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Giglio, Anthony L., Sumanta Acharya, and Kevin Kelly. "Distributed Micro Fuel Injection for Improved Premixing: Lean Blowout, Emissions, and Dynamics." In ASME Turbo Expo 2009: Power for Land, Sea, and Air. ASMEDC, 2009. http://dx.doi.org/10.1115/gt2009-60231.

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Reduction in NOx are generally obtained by lowering the flame temperature and locally improving the homogeneity of the reacting mixture. In this study, a novel premixer, the Micro Fuel Injection Swirler (MFIS) has been developed and manufactured to provide efficient and rapid mixing through distributed fuel injection, grid generated turbulence and countercurrent shear flow. The MFIS uses a circular array of porous swirl-panels that are hollow for micro scale distributed fuel injection. The fuel is introduced at multiple locations perpendicular to the plane of each swirl vane and countercurrent
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Kiang, Jademond, and Liyong Tong. "Characterization of Ni-Mn-Ga Shape Memory Single Crystals for Magnetic Properties and Magnetic Field Induced Shear and Normal Strains." In ASME 2016 Conference on Smart Materials, Adaptive Structures and Intelligent Systems. American Society of Mechanical Engineers, 2016. http://dx.doi.org/10.1115/smasis2016-9133.

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This paper presents a novel experimental apparatus and a test method for measuring simultaneously quasi-static average longitudinal and shear magnetic-field-induced strain (MFIS) of Ni-Mn-Ga single crystals. The apparatus consists of an aluminum casing, a weight-controlled plunger, two displacement probes (one vertical and one lateral), and a torsion guide etc. Three Ni-Mn-Ga square prism samples were tested. Twin boundary bands were clearly visible after the application of magnetic field. A range of material properties were measured. These include: (a) magnetic anisotropy constant; (b) single
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Wang, Xiang, and Marcelo J. Dapino. "Behavior of NiMnGa Under Dynamic Magnetic Fields Considering Magnetic Diffusion and Eddy Current Power Loss." In ASME 2007 International Mechanical Engineering Congress and Exposition. ASMEDC, 2007. http://dx.doi.org/10.1115/imece2007-43713.

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Prior experimental measurements by the authors demonstrated large reversible strains of up to –0.41% along the [001] crystal direction of a cylindrical Ni50Mn28.7Ga21.3 rod driven with a magnetic field along the same direction and no external restoring force. This represents an unusual configuration which can lead to solenoid transducers with enhanced energy density and bandwidth relative to standard electromagnet devices. Although a number of constitutive models have been developed which quantify magnetic field induced strain (MFIS) in these materials, models incorporating both the MFIS and t
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Zuo, Zhengxing, and Shufeng Sun. "Compact X-band MMIC LNA for MFC's receiver unit." In 2021 IEEE International Workshop on Electromagnetics: Applications and Student Innovation Competition (iWEM). IEEE, 2021. http://dx.doi.org/10.1109/iwem53379.2021.9790669.

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Cools, Kristof, Francesco P. Andriulli, Femke Olyslager, and Eric Michielssen. "Improving the MFIE's accuracy by using a mixed discretization." In 2009 IEEE Antennas and Propagation Society International Symposium (APSURSI). IEEE, 2009. http://dx.doi.org/10.1109/aps.2009.5172077.

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Ndakoh, Tony. "Culture and the performance of Microfinance Institutions (MFIs)." In 3rd International Conference on Business, Management and Economics. Acavent, 2020. http://dx.doi.org/10.33422/3rd.icbme.2020.03.23.

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Ndakoh, Tony. "Culture and the performance of Microfinance Institutions (MFIs)." In 3rd International Conference on Business, Management and Economics. Acavent, 2020. http://dx.doi.org/10.33422/3rd.icbme.2020.03.23.

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Reports on the topic "MFI's"

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Westley, Glenn D. Microfinance in the Caribbean: How to Go Further. Inter-American Development Bank, 2005. http://dx.doi.org/10.18235/0009204.

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This paper discusses microfinance institutions (MFIs) in the Caribbean. It argues that the reason they have lagged is fundamentally explained by factors internal to the MFIs, rather than external to them. The paper introduces four Caribbean MFIs, two with track records of low loan delinquency rates and two with track records of high loan delinquency rates, and analyzes their lending methodology. The paper concludes that Caribbean MFIs can become profitable, successful financial institutions by making changes to their internal policies and procedures. This is a very empowering conclusion, for i
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Castello, Sergio A. Innovative Technologies in Microfinance for Latin America: Building Effective Delivery Channels: Summary of the Microfinance Workshop on the Use of Information Technology to Deliver Financial Services. Inter-American Development Bank, 2004. http://dx.doi.org/10.18235/0008621.

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Success of MFIs in Latin America depends on: adopting technologies in delivery channels like ATMs and PDAs; successfully implementing virtual delivery channels like mobile finance and remote transaction systems; and cooperation among MFIs to reduce IT investment cost and increase standardization.
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Ekka, Rashmi Kiran, Anita Campion, and Mark D. Wenner. Interest Rates and Implications for Microfinance in Latin America and the Caribbean. Inter-American Development Bank, 2010. http://dx.doi.org/10.18235/0012207.

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Microfinance institutions (MFIs) have been successful in providing credit to millions of low-income borrowers in groups previously excluded from formal financial services, but they often charge interest rates that many claim are excessive. We examine microfinance interest rates and their determinants in order to understand how these rates might be lowered. Using high-quality financial data from 29 institutions in seven countries over a period of four years, and drawing on information from field visits with clients, we explore patterns of cost and efficiency in MFIs. We find that improved opera
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4

Lord, Karen, and Jonathan Lashley. Microcredit in the Caribbean: Experiences & Best Practices. Inter-American Development Bank, 2002. http://dx.doi.org/10.18235/0011124.

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The central objectives of this study were to establish the main experiences of microfinance institutions (MFIs), and their clients, in the Caribbean islands of Barbados and Dominica. Implicit in these objectives was an attempt to identify what procedures were working and which were not in order to offer recommendations for the restructuring of the MFI sector in the Caribbean, and the creation of new, efficient MFIs. The MFIs included in the study were: Barbados Youth Business Trust (BYBT), a private sector initiative that provides loans to both start-up and existing businesses operated by yout
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von Stauffenberg, Sebastian, Damian von Stauffenberg, María Beles Effio, and Stephen Brown. Cautious Resilience: The Impact of the Global Financial Crisis on Latin American and Caribbean Microfinance Institutions. Inter-American Development Bank, 2009. http://dx.doi.org/10.18235/0008588.

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Funded by MIF, CAF and Calmeadow, this MicroRate report provides a snapshot of how the impact of the global financial crisis evolved during the last quarter of 2008. The study combines data and interviews from 52 microfinance institutions (MFIs) and 23 microfinance investment vehicles (MIVs). The report concludes that microfinance will be more affected by this economic cycle than in the past because MFIs are today more tightly integrated into the global economy. The report also includes a synopsis of potential roles for microfinance stakeholders and actions to be taken in 2009.
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Holden, Paul, and Sarah Holden. Foreign Exchange Risk and Microfinance Institutions: A Discussion of the Issues. Inter-American Development Bank, 2004. http://dx.doi.org/10.18235/0008611.

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As the MFI industry matures, the necessity of dealing with foreign exchange risk becomes more urgent. Identifying possible solutions to foreign currency risk before they become a critical priority will give MFIs more options in the future.
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7

Martínez, Renso. 2005-2010 Microfinance Market Trends in Latin America and the Caribbean. Inter-American Development Bank, 2011. http://dx.doi.org/10.18235/0008974.

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The objective of this report is to present an early update for the performance of the Microfinance Institutions (MFIs) in regional, sub-regional and certain national markets at the close of the 2010 financial year in terms of coverage credit types, finance structure, and risk and profitability.
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Westley, Glenn D. Equipment Leasing and Lending: A Guide for Microfinance. Inter-American Development Bank, 2003. http://dx.doi.org/10.18235/0008779.

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This paper describes how to do equipment finance--leasing and lending--for mainstream microentrepreneurs, that is, for those microentrepreneurs needing approximately $50 to $2500 to purchase equipment. Specifically, this paper examines the pros and cons of the two major financing alternatives, loans and leases. The paper also provides a series of best practice recommendations for microfinance institutions (MFIs) to use in their equipment leasing and lending programs.
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Lashley, Jonathan. Microcredit in the Caribbean: Experiences & Best Practices. Inter-American Development Bank, 2002. http://dx.doi.org/10.18235/0006756.

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This presentation has the objectives to identify the main experiences of Microfinance Institutions (MFIs) in the Caribbean and to recommend best practices. In addition, this presentation aims to identify the reasons for success and failure, establish the exit rate as an indicator of success, and lastly, to define steps for increasing the productivity of microfinance institutions. This presentation was presented by the Poverty Reduction and Social Protection Network of the Regional Policy Dialogue for the 3rd Hemispheric Meeting held on May 23rd and 24th, 2002.
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Mommens, Xavier, and María Elena Gutierrez. 2011: Climate Change: Latin America and the Caribbean: Risks for the Microfinance Sector and Opportunities for Adaptation. Inter-American Development Bank, 2011. http://dx.doi.org/10.18235/0008973.

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The purpose of this study is to show how microfinance services may undergo the impacts of climate change, to analyze the opportunities available for MFIs and to propose concrete actions. This paper was commissioned by the Inter-American Development Bank (IDB) in coordination with the Sustainable Energy and Climate Change Unit (ECC) and the Multilateral Investment Fund (MIF), and it was prepared on the basis of bibliographic reviews, experience in the Latin American region, and interviews that were carried out during missions in Peru and Guatemala.
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