Log in

Relevant bibliographies by topics / Micro-credit Borrowers

Contents

Journal articles
Dissertations / Theses
Books
Book chapters
Conference papers
Reports

Academic literature on the topic 'Micro-credit Borrowers'

Author: Grafiati

Published: 10 September 2021

Last updated: 29 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Micro-credit Borrowers.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Micro-credit Borrowers"

1

Tahalua, Imran. "PROSEDUR PEMBERIAN KREDIT MIKRO (KREASI) PADA PT PEGADAIAN (PERSERO) CABANG PELITA MAKASSAR." Jurnal Ilmu Manajemen Profitability 5, no. 1 (2021): 1–10. http://dx.doi.org/10.26618/profitability.v5i1.4852.

Full text

Abstract:

The objectivies of the research were to find out kind evaluate the procedure of providing Micro Credit program (KREASI) at PT Pegadaian (Persero) Branch Pelita Makassar. The research was analysed descriptive qualitatively, the data were collected through observations and interviewing. This research was conducted in April to May 2020. The result of the research showed that the procedure of providing Micro Credit program (KREASI) at PT Pegadaian (Persero) Branch Pelita Makassar has been conducted well, starting with the introduction and approach of potential borrowers, the application stage for

APA, Harvard, Vancouver, ISO, and other styles

2

Дмитриева and Olga Dmitrieva. "Short credits and micro-loans for individuals: advantages, disadvantages, the main options." Vestnik of Kazan State Agrarian University 9, no. 3 (2014): 11–15. http://dx.doi.org/10.12737/6505.

Full text

Abstract:

In everyday life, unforeseen or unplanned purchases lead to a desire to borrow a small amount on the short term. This problem is known to many people. Currently, the only viable option is short-term loans from commercial banks or micro-loans provided by microfinance institutions. They have their own advantages and disadvantages, and it is designed for a specific audience of potential borrowers. Short-term bank credit is available at any bank that deals with consumer credit borrowers. There are four main types of loans in the short term: a term loan; line of credit; overdraft on a personal map;

APA, Harvard, Vancouver, ISO, and other styles

3

Muharremi, Oltiana, Edlira Luҫi, Filloreta Madani, and Erald Pelari. "Evaluating the Impact of Microfinance at the Individual Level in Albania, Particularly in the Region of Vlora and Fier." Journal of Economics and Management Sciences 1, no. 1 (2018): p143. http://dx.doi.org/10.30560/jems.v1n1p143.

Full text

Abstract:

Microfinance is defined as the provision of financial services such as micro-credit, micro savings, and micro insurance for individuals with low income. Although access to micro credit is seen as a right to have credit, it rather represents a right to development and economic initiatives that could change the borrower’s way of life. The purpose of this article is to examine the impact of microfinance loans in improving the living conditions of borrowers. This study is based on an empirical investigation of 384 structured questionnaires directed at microfinance institutions in the regions of Vl

APA, Harvard, Vancouver, ISO, and other styles

4

Liberti, José María, and Jason Sturgess. "The Anatomy of a Credit Supply Shock: Evidence from an Internal Credit Market." Journal of Financial and Quantitative Analysis 53, no. 2 (2018): 547–79. http://dx.doi.org/10.1017/s0022109017000837.

Full text

Abstract:

We investigate how financial contracting interacts with lending-channel effects by tracing the anatomy of a credit supply shock using micro-level data from a multinational bank. Borrowers with stronger lending relationships, higher nonlending revenues, and those that pledge collateral, especially outside assets and real estate, experience less credit rationing. Consistent with a tightening of financing constraints post shock, borrower composition shifts toward larger and less risky firms, and loans exhibit higher collateralization rates. Our analysis highlights the value of relationships and s

APA, Harvard, Vancouver, ISO, and other styles

5

Deviarti, Holly. "Peran Wanita dalam Pemberdayaan Ekonomi Kecil: Mikro Kredit di Kelurahan Petojo Utara." Binus Business Review 1, no. 2 (2010): 525. http://dx.doi.org/10.21512/bbr.v1i2.1099.

Full text

Abstract:

Women have a responsibility to meet the basic needs of families, when the husband has not been successful in adequately meeting family needs. Micro credit is taken from the method of Amanah Ikhtiar Malaysia (AIM), and applied in Petojo area, Central Jakarta. AIM Registration need women as participants in the micro-credit. This process begins with data collection on testing the ability of debtors, make arrangements for borrowers to work properly and return the loan. Implementation took place in a period of 1 year and micro- credit borrowers are selected from low economy class community. Before

APA, Harvard, Vancouver, ISO, and other styles

6

Rashid, Amber Gul, and Lalarukh Ejaz. "Interest free micro credit loans: Pakistani female entrepreneurs." Journal of Islamic Marketing 10, no. 3 (2019): 860–73. http://dx.doi.org/10.1108/jima-04-2018-0071.

Full text

Abstract:

Purpose The purpose of this study is to examine the impact of interest free micro credit loans on the lives and business of the female borrowers. Design/methodology/approach Both primary and secondary data have been used. Case studies of four different female entrepreneurs have been included as part of the research. The observation was conducted over an extended period of time. Subsequently, interviews were conducted with four beneficiaries to know the role played by interest free micro credit loans in improving (or not!) their lives and businesses. Findings Interest free micro credit loans pl

APA, Harvard, Vancouver, ISO, and other styles

7

Sinha, Saurabh, and Imran Matin. "Informal Credit Transactions of Micro-Credit Borrowers in Rural Bangladesh." IDS Bulletin 29, no. 4 (1998): 66–80. http://dx.doi.org/10.1111/j.1759-5436.1998.mp29004008.x.

Full text

APA, Harvard, Vancouver, ISO, and other styles

8

Ampountolas, Apostolos, Titus Nyarko Nde, Paresh Date, and Corina Constantinescu. "A Machine Learning Approach for Micro-Credit Scoring." Risks 9, no. 3 (2021): 50. http://dx.doi.org/10.3390/risks9030050.

Full text

Abstract:

In micro-lending markets, lack of recorded credit history is a significant impediment to assessing individual borrowers’ creditworthiness and therefore deciding fair interest rates. This research compares various machine learning algorithms on real micro-lending data to test their efficacy at classifying borrowers into various credit categories. We demonstrate that off-the-shelf multi-class classifiers such as random forest algorithms can perform this task very well, using readily available data about customers (such as age, occupation, and location). This presents inexpensive and reliable mea

APA, Harvard, Vancouver, ISO, and other styles

9

Razzaq, Shazma, Nadeem Maqbool, and Waseem Ul Hameed. "Factors Effecting The Elasticity Of Micro Credit Demand In Southern Punjab, Pakistan." International Journal of social Sciences and Economic Review 1, no. 2 (2019): 46–53. http://dx.doi.org/10.36923/ijsser.v1i2.34.

Full text

Abstract:

Purpose of the study: Microfinance institutions (MFIs) are delivering various services of microcredit, savings as well as insurance. The key objective of microcredit is to decrease the poverty level and for empowering the women as well as other poor people under various developing countries. There is the various factor which effects on the demand of microcredit. Therefore, the objective of the current study is to explore the factors which affect the demand for microcredit. Methodology: In this conceptual study, the qualitative research technique was used. The data were collected from pre

APA, Harvard, Vancouver, ISO, and other styles

10

Johan, Suwinto, and Calista Endrina Dewi. "Credit Limit of Unsecured Consumer Lending: Evidence from Micro Data." Economics and Finance in Indonesia 67, no. 1 (2021): 51. http://dx.doi.org/10.47291/efi.v67i1.697.

Full text

Abstract:

As credit card debts have increased in Indonesia over the past ten years, concerns over the impulsive buying behavior of Indonesian credit card holders have emerged. Therefore, more attention must be paid to credit risk management of banks as it plays an important role in analyzing the possibility of losses due to the inability of prospective borrowers to repay debts. This study provides empirical evidence about the prudence of commercial banks in Greater Jakarta in offering credit card limits. Using primary micro-data collected from credit card applications submitted to the largest foreign pr

APA, Harvard, Vancouver, ISO, and other styles

More sources

Dissertations / Theses on the topic "Micro-credit Borrowers"

1

Mbithi, Jane Mueni. "Micro-credit for development : testing the claims with a group of women borrowers from Cape Town's Khayelitsha township." Master's thesis, University of Cape Town, 2012. http://hdl.handle.net/11427/3826.

Full text

APA, Harvard, Vancouver, ISO, and other styles

2

Afram, Christina, and Natalia Arhawe. "Kreditbedömningen av mikroföretag : Kreditbedömningens faktorer och påföljden av den slopade revisionsplikten." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-18640.

Full text

Abstract:

Introduction: 1 November 2010 came the amendment about the audit requirement into force. The amendment concerned only micro-enterprises. The most common form offinancing for micro-enterprises are bank loans, therefore the banks play a major role in the business and wellness of micro-enterprises. Purpose: Purpose of this paper is to examine if the credit assessment has been affected by the removal of the audit requirement for micro-enterprises. Method: This study will be conducted by a qualitative study in the form of interviews. Five interviews were conducted, with four respondents from the l

APA, Harvard, Vancouver, ISO, and other styles

3

Andrade, Jacqueline da Cruz Silva. "Os determinantes da capacidade de reembolso dos beneficiários do micro-crédito em Cabo Verde no período de 2007 a 2008." Master's thesis, Instituto Superior de Economia e Gestão, 2010. http://hdl.handle.net/10400.5/3157.

Full text

Abstract:

Mestrado em Economia Monetária e Financeira<br>A presente dissertação tem por objectivo apurar os determinantes da capacidade de reembolso atempado dos beneficiários de micro-crédito, em Cabo Verde. Sucintamente, o micro-crédito é um tipo de intermediação financeira (crédito de investimento) projectado e oferecido, especialmente, para o nicho populacional excluído da banca tradicional, tais como, as pessoas pobres com capacidade empreendedora e os micro-empresários do sector informal da economia. A capacidade de reembolso atempado do valor das prestações do crédito contraído pelos beneficiário

APA, Harvard, Vancouver, ISO, and other styles

4

Roberts, Valerie. "Building social capital through micro-credit : the impact of a rural credit programme on borrower livelihoods." Thesis, University of East Anglia, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.268514.

Full text

APA, Harvard, Vancouver, ISO, and other styles

5

Rouf, Kazi. "The Impact of the Grameen Bank upon the Patriarchal Family and Community Relations of Women Borrowers in Bangladesh." Thesis, 2011. http://hdl.handle.net/1807/31920.

Full text

Abstract:

The purpose of the study is to: (1) examine the degree to which women borrowers of the Grameen Bank are being empowered to participate in familial decision-making around the management of income and expenditures like food, children’s education, dowry and teenage marriages; and (2) to examine women borrowers’ engagement in community activities such as the degree of freedom women are granted to visit public places like schools, local councils, banks and markets. In particular, the study explores the role of the Grameen Bank (GB) in women’s empowerment through the Sixteen Decisions, an educationa

APA, Harvard, Vancouver, ISO, and other styles

Books on the topic "Micro-credit Borrowers"

1

Gomez, Rafael. Do peer group members outperform individual borrowers?: A test of peer group lending using Canadian micro-credit data. Bank of Canada, 2003.

Find full text

APA, Harvard, Vancouver, ISO, and other styles

2

De Laurentis, Giacomo, Eugenio Alaio, Elisa Corsi, et al. Rischio di credito 2.0. AIFIRM, 2021. http://dx.doi.org/10.47473/2016ppa00030.

Full text

Abstract:

The EBA Guidelines on loan origination and monitoring (hereinafter "GL LOM") undoubtedly represent a substantially new piece of the banking regulatory framework. In fact, for the first time, the regulator moves into a topic that was traditionally outside the scope of financial regulation, so far almost exclusively focused on aspects directly linked to both micro- and macro-prudential stability, notably through capital and liquidity management requirements and guidelines on Business Model and Internal Governance. The credit management process, and in particular loan origination and monitoring,

APA, Harvard, Vancouver, ISO, and other styles

Book chapters on the topic "Micro-credit Borrowers"

1

A, Usha. "MICROFINANCE AS A TOOL FOR EMPOWERING WOMEN AND ERADICATING POVERTY." In Futuristic Trends in Management Volume 2 Book 8. Iterative International Publishers, Selfypage Developers Pvt Ltd, 2023. http://dx.doi.org/10.58532/v2bs8p1ch9.

Full text

Abstract:

Microfinance is a tool for researching how microcredit affects women's empowerment. In the new economy, microfinance is a potent tool for reducing poverty and empowering women. The effects of microfinance have two aspects. First of all, it generally helps SHG members and increases their income, which helps to strengthen their livelihoods and increases self-confidence in the management of scheduled microfinance lists and programmes in India. Microfinance is dominated by the SHGs and MFI Bank Linkage Program, which aims to provide an effective instrument used for providing that financial service

APA, Harvard, Vancouver, ISO, and other styles

2

Nisha, Nabila, and Afrin Rifat. "Reducing Poverty and Sustaining Growth." In Measuring Sustainable Development and Green Investments in Contemporary Economies. IGI Global, 2017. http://dx.doi.org/10.4018/978-1-5225-2081-8.ch003.

Full text

Abstract:

Microfinance institutions have been effective rural banking channels that extended financial services to low-income individuals, particularly women in developing country settings. Since its inception, microfinance has evolved as an economic development approach and has grown to enormous scale in Bangladesh, with a reported approximate 23 million borrowers in a country of roughly 150 million people. These numbers reveal the highest population saturation of microfinance in any country. However, with the maturity of the microfinance market in recent years, competition has subsequently increased a

APA, Harvard, Vancouver, ISO, and other styles

3

Nisha, Nabila, and Afrin Rifat. "Reducing Poverty and Sustaining Growth." In Socio-Economic Development. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7311-1.ch040.

Full text

Abstract:

Microfinance institutions have been effective rural banking channels that extended financial services to low-income individuals, particularly women in developing country settings. Since its inception, microfinance has evolved as an economic development approach and has grown to enormous scale in Bangladesh, with a reported approximate 23 million borrowers in a country of roughly 150 million people. These numbers reveal the highest population saturation of microfinance in any country. However, with the maturity of the microfinance market in recent years, competition has subsequently increased a

APA, Harvard, Vancouver, ISO, and other styles

4

Shettigar, Jagadish, and Pooja Misra. "Are Negative Interest Rates on the Horizon?" In Resurgent India. Oxford University PressOxford, 2022. http://dx.doi.org/10.1093/oso/9780192866486.003.0022.

Full text

Abstract:

Abstract The pandemic had brought in its wake a new norm of lowered consumption levels and deepened cash conservation. To provide relief from the onslaught of the pandemic, the Central Government and RBI did announce a slew of fiscal and monetary measures. The continuous effort on the part of the regulatory authorities was to strike a balance between financial stability, preserve the financial and economic value of businesses and protect depositors simultaneously. However, a micro-level investigation of bank deposit and credit growth numbers showed that the difference between deposit and credi

APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Micro-credit Borrowers"

1

Koumpan, Elizabeth, Ram Ravishankar, and Periasamy Girirajan. "On Demand Loans Real Time Service: Essential User Feature by the Banks in Society 5." In 13th International Conference on Applied Human Factors and Ergonomics (AHFE 2022). AHFE International, 2022. http://dx.doi.org/10.54941/ahfe1002254.

Full text

Abstract:

Investing for a Sustainable Future is driving major client buying behaviors and long-term corporate strategies. We are currently at the transition between the 3rd Industrial Revolution (the computer / Internet based information industry), and the 4th Industrial Revolution (driven by digital transformation, AI, IoT, Blockchain), emerging into the 5th Industrial Revolution. This transition drives an unprecedented connection of business to purpose, democratizing technology for consumers with ease of use and integration of cyberspace with physical space In addition, Covid-19 has acted as a catalys

APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Micro-credit Borrowers"

1

Rogg, Christian S. The Impact of Access to Credit on the Saving Behavior of Microentrepreneurs: Evidence from 3 Latin American Countries. Inter-American Development Bank, 2000. http://dx.doi.org/10.18235/0011211.

Full text

Abstract:

This paper aims to shed light on changes in the saving behavior of microentrepreneurs in response to improved access to credit. This paper argues that it is necessary to extend the analysis to the shifting of assets between different forms of savings. The econometric analysis in this paper, which is based on data from IDB evaluations of its Micro and Small Enterprise Global Programs in Ecuador, El Salvador and Paraguay, concludes that increased access to credit induces borrowers to shift their savings from livestock, jewelry and other assets with low or negative returns into deposit accounts w

APA, Harvard, Vancouver, ISO, and other styles

2

Agarwal, Sumit, Sergio Mayordomo, María Rodríguez-Moreno, and Emanuele Tarantino. Household Heterogeneity and the Lending Channel of Monetary Policy. Banco de España, 2025. https://doi.org/10.53479/39825.

Full text

Abstract:

This paper examines how monetary policy affects corporate lending through its impact on household balance sheets, bridging the gap between the cash flow and bank lending channels. When policy rates rise, households with variable-rate debt face higher monthly payments, prompting early mortgage repayments, particularly among high-income borrowers. Exploiting the monetary tightening between July 2022 and September 2023 as a policy experiment, we show that banks that are more exposed to variable-rate mortgages granted to higher-income households increase their supply of corporate credit, especiall

APA, Harvard, Vancouver, ISO, and other styles

3

Klinger, Bailey, Asim Khwaja, and Joseph LaMonte. Improving Credit Risk Analysis with Psychometrics in Peru. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0009139.

Full text

Abstract:

Access to finance remains a challenge for some micro, small, and medium-sized enterprises (MSMEs) in Peru, particularly informal enterprises with no borrowing history in the formal financial system. Lenders lack the tools to reach these borrowers with sufficient scale and control over risk due in part to the shortcomings of current screening technologies. For this paper, the authors carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk for business owners seeking a loan from Financiera Confianza, the fourth largest Empresa Financiera in Peru. Applicant res

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!