Relevant bibliographies by topics / Micro-credit finance

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Micro-credit finance'

Author: Grafiati
Published: 3 June 2025
Last updated: 31 July 2025

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Journal articles on the topic "Micro-credit finance"

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Owais Shafique and Maria Habib. "Over-Indebtedness of Rural Micro-credit Financing in Bahawalpur: An Impediment to their Social & Financial Mobility." Journal of Accounting and Finance in Emerging Economies 6, no. 2 (2020): 559–69. http://dx.doi.org/10.26710/jafee.v6i2.1254.

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The purpose of this study is to investigate the impact of micro-credit finance on over-indebtedness and social & financial mobility of micro-credit finance participants. The objectives of this research is to investigate that micro-credit finance participation leads to over-indebtedness of micro-credit finance and over-indebtedness of micro-credit finance effect the social and financial mobility of micro-credit finance participants. The study also investigates the role of women participation in those financial decisions through which over-indebtedness exist. The study is quantitative and th
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Ms., Ritika Gupta, and Keshav Gupta Dr. "INFORMATION TECHNOLOGY IN MICRO FINANCIAL SERVICES IN INDIA." International Journal of Marketing & Financial Management 3, no. 11 (2015): 38–48. https://doi.org/10.5281/zenodo.10811482.

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<strong>ABSTRACT </strong> &nbsp; Microfinance means providing very poor families with very small loans (micro credit) to help them engage in productive activities /small businesses. Over time, microfinance has come to include a broader range of services (credit, savings, insurance, etc.). the poor and the very poor who lack access to traditional formal financial institutions require a variety of financial products. In order to enable the poor people to access credit , there is a need to strengthen all the available channels of providing credit to the poor. such as Micro Finance Institutions ,
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Bhusare, Shital Prakash, and Ruby Chanda. "Micro-Finance & Micro-Credit for Sustainable Development." IRA-International Journal of Management & Social Sciences (ISSN 2455-2267) 6, no. 3 (2017): 365. http://dx.doi.org/10.21013/jmss.v6.n3.p4.

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&lt;div&gt;&lt;p&gt;&lt;em&gt;Poverty is one of the biggest challenges to the development of a developing country like India where a major population is living in rural and semi-urban areas. Institutional credit is considered as a powerful tool for alleviating poverty. Microfinance is the supply of loans, savings, and other basic financial services to the poor. As the financial services of microfinance usually involve small amounts of money – small loans, small savings etc. the term "Microfinance" helps to differentiate these services from those of commercial banks. Microfinance in India has b
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Qudrat-I Elahi, Khandakar, and M. Lutfor Rahman. "Micro-credit and micro-finance: functional and conceptual differences." Development in Practice 16, no. 5 (2006): 476–83. http://dx.doi.org/10.1080/09614520600792481.

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Sharma, Puspa Raj. "Micro-finance and Women Empowerment." Journal of Nepalese Business Studies 4, no. 1 (2008): 16–27. http://dx.doi.org/10.3126/jnbs.v4i1.1026.

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This paper examines the effects of women’s participation in group-based micro-credit pro-grams on a large set of qualitative responses to questions that characterize women’s autonomy and gender relations within the household. The data come from a special survey carried out in hill and tarai in 2004-2006 of Nepal. The results are consistent with the view that women’s participation in micro-credit programs helps to increase women’s empowerment. Credit program participation leads to women taking a greater role in household decision-making, having greater access to financial and economic resources
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ANANDKUMAR, G. "Issues and Challenges of Micro Finance Institutions in Karnataka." International Journal of Innovative Science and Research Technology, no. 6 (July 3, 2022): 454–57. https://doi.org/10.5281/zenodo.6791988.

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In the modern era of economic development, the need and essence of micro finance and micro credit providing institutions are very significant. Micro finance is a credit investment system availed by the poor people and small scale, medium scale, cottage industrialist for finance requirement. For any kind of industry weather, it is small or large, finance is fundamental component, large scale business concerns mobilise funds easily from various sources but collection of financial resources is difficult to micro industries comparatively because of various determinants. This is a descriptive form
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Rajkumar, K. Prabakkar. "Administration of Micro-credit by National Bank." Ushus - Journal of Business Management 6, no. 2 (2007): 18–24. http://dx.doi.org/10.12725/ujbm.11.2.

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The United Nations has designated the year 2005 as the "International year of Micro-Credit". The Micro Finance (MF) initiatives of NABARD have evolved as a sustainable social movement over a decade by now. The design and content of these innovations have remained dynamic in tandem with the changing needs of the micro finance sector in the Country. These initiatives have attracted the attention of a wide range of stakeholders. Large number of formal and informal agencies has joined the NABARD in this unique process of soda-economic engineering. The relevance of the micro finance programme was g
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Sonam, Sonam, Mridul Dharwal, and Varun Mohan. "ARTIFICIAL INTELLIGENCE IN MICRO-FINANCE IN INDIA: THE KEY FOR SUSTAINABLE DEVELOPMENT." International Journal of Education, Modern Management, Applied Science & Social Science 06, no. 03(I) (2024): 132–39. http://dx.doi.org/10.62823/ijemmasss/6.3(i).6838.

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The development of mobile and internet technologies has revolutionised every sector of the economy worldwide. Artificial intelligence has brought about the next wave of micro-finance revolution. Micro-finance has played a significant role in transforming lives of millions of households across the globe. The Micro-finance institutions (MFIs) are undergoing a digital transformation to save costs, determine credit worthiness of potential borrowers and risk. This conceptual paper focus on understanding how artificial intelligence is shaping the micro-finance sector in the 21st century. We review t
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David, Dr Alice Esther. "Growth and Performance of Self Help Group’s - An Exploratory Study." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 11 (2024): 1–6. http://dx.doi.org/10.55041/ijsrem38396.

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Today there are Mainstream Micro Finance Institutions like National Agricultural Bank for Rural Development (NABARD), Small Industries Development Bank of India (SIDBI) etc., which are creating micro credit, in rural areas by extending micro finance to Self Help Group (SHG’s) with the help of formal credit institutions, making it an effective poverty reducing strategy and simultaneously promoting rural development. SHG’s were initiated to empower the economically disadvantaged people, who were neglected by formal credit and savings institutions. Micro finance has shown that poor people, when g
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Owais Shafique and Rana M. Naeem Khan. "An Empirical Study on the Impact of Micro-Credit Financing on the Socio-Economic Status of Small Agriculturists in Pakistan." Journal of Business and Social Review in Emerging Economies 6, no. 3 (2020): 1051–61. http://dx.doi.org/10.26710/jbsee.v6i3.1367.

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This study empirically studies the impacts of micro-credit finance on the socio-economic status of small agriculturists in Pakistan. Little research has been conducted in this area in Pakistan. The data was gathered from 693 micro-credit finance participants and non-participants, at a 2 to 3 ratio, through an adapted questionnaire from the 8-clusters out of 12 clusters of 36 districts of Punjab using the cluster sampling technique. A survey was organized to perform the investigation in which two close-ended structured questionnaires were developed to collect data from the small agriculturists
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Dissertations / Theses on the topic "Micro-credit finance"

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Campbell, Jonathan. "The cost of credit in the micro-finance industry in South Africa." Thesis, Rhodes University, 2007. http://hdl.handle.net/10962/d1003182.

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This thesis analyses the cost of credit in the micro-finance industry in South Africa. The study situates micro-lending agreements within the law of contract, beginning with an examination of contractual fairness in terms of the common law: the fundamental principle of freedom of contract that underpins the common law of contract; the principle that agreements contrary to public policy should not be enforced; and the impetus given by constitutional values that inform public policy. In regard to moneylending transactions, common law usury law will be explained. The study then goes on to trace t
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Santos, Teresa Fátima Bento. "O combate à probreza através do microcrédito em Àfrica : algumas observações acerca da situação em Moçambique." Master's thesis, Instituto Superior de Economia e Gestão, 2014. http://hdl.handle.net/10400.5/9859.

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Mestrado em Ciências Empresariais<br>O objetivo do presente estudo é analisar em que medida o microcrédito funciona como instrumento de combate à pobreza. Ele encontra-se apoiado em dados do continente africano, com especial foco na situação de Moçambique. O microcrédito nasce da consciência de exclusão dos pobres relativamente ao acesso a serviços financeiros formais. Embora a literatura reconheça no microcrédito uma mais-valia para as categorias socioeconómicas menos abastadas, existem autores que têm vindo a levantar dúvidas sobre o impacto positivo do microcrédito no combate à pobreza em Á
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Lau, Ashley. "Micro-Credit: A Sustainable Means of Poverty Alleviation for the Developing World." Honors in the Major Thesis, University of Central Florida, 2007. http://digital.library.ucf.edu/cdm/ref/collection/ETH/id/1038.

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This item is only available in print in the UCF Libraries. If this is your Honors Thesis, you can help us make it available online for use by researchers around the world by following the instructions on the distribution consent form at http://library.ucf.edu/Systems/DigitalInitiatives/DigitalCollections/InternetDistributionConsentAgreementForm.pdf You may also contact the project coordinator, Kerri Bottorff, at kerri.bottorff@ucf.edu for more information.<br>Bachelors<br>Sciences<br>Political Science
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Kakuru, Julius. "The supply-demand factors interface and credit flow to small and micro enterprises (SMEs) in Uganda." Thesis, University of Stirling, 2008. http://hdl.handle.net/1893/493.

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The potential of small and micro-enterprises (SMEs) in promoting economic growth in both developed and developing countries is widely accepted and documented by both scholars and policy makers. Lack of access to sufficient financing for these SMEs, especially in developing countries, has been identified as a major bottleneck in realising this potential. Bank credit is one of the major ways of addressing the challenge of inadequate funding that exists in the SME sector. This study was undertaken in order to explore the experiences of bank loan officers and SME borrowers in credit extension to t
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Magalhães, Reginaldo Sales. "Economia, natureza e cultura: uma visão histórica e interdisciplinar dos sertanejos, dos mercados e das organizações no sertão da Bahia." Universidade de São Paulo, 2005. http://www.teses.usp.br/teses/disponiveis/90/90131/tde-08112010-112706/.

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Esta pesquisa tem como foco os processos de desenvolvimento cultural e organizacional necessários à formação de mercados financeiros formais em regiões de baixa-renda. Para tanto, analisa o caso das cooperativas de crédito da região sisaleira da Bahia, uma experiência notável de inserção de populações de baixa renda no mercado financeiro. Com o acesso a serviços financeiros a baixos custos e a capacitação e assistência técnica proporcionadas pela associação dos pequenos produtores, os agricultores passaram a investir em atividades econômicas mais adaptadas ao clima semi-árido, ter acesso a nov
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Peter, Wuraola. "Financial Barriers and Response Strategies to Support Women Entrepreneurs in Rural Nigeria." Thesis, Université d'Ottawa / University of Ottawa, 2021. http://hdl.handle.net/10393/42689.

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Women entrepreneurs play increasingly important roles in job creation and sustainable economic growth in developing economies, including sub-Saharan Africa. While Nigeria has made progress in closing gender gaps in women’s employment rights, financial inclusion and access to resources remain challenges for many women who seek to start and grow businesses. Barriers to venture creation are particularly problematic for women entrepreneurs living in rural Nigeria. Yet, few studies have examined women entrepreneurs’ access to capital in the context of rural Nigeria, including the perceived value of
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Than, Nguyen Vinh Hao. "Financial and banking development : the case of Vietnam." Thesis, Paris 1, 2017. http://www.theses.fr/2017PA01E061.

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Le développement bancaire et financier au Vietnam fait face à de nouvelles conjonctures économiques. Il serait utile d'analyser ce développement dans de nouvelles conditions d'intégration imposées par les normes internationales. La thèse vise à soutenir deux idées : (1) le développement de la relation entre les banques commerciales et les entreprises non publiques, particulièrement les PME, qui résulte des changements de la structure économique du Vietnam - un pays en transition vers l'économie de marché et (2) la micro-finance qui est une innovation permettant une plus grande performance des
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Phiri, Veronica Nanyangwe. "Sustainability of the Zambian microfinance industry: A case study of credit management services." University of the Western Cape, 2002. http://hdl.handle.net/11394/7093.

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Magister Artium (Development Studies) - MA(DVS)<br>This thesis is both a qualitative and quantitative study, investigating the sustainability of Credit Management Services Limited (CMS) within the broader context of the Zambian micro finance industry. Micro finance is regarded as one of the tools for poverty reduction. As such, making microfinance available to many poor people is the purpose of microJinance. Over the years it has become clear that microfinance institutions have to operate efficiently and be self-sustai nable in order to continue assisting the poor. However. in spite of t
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Miranda, Miguel António Oliveira. "Seguros de protecção ao crédito em situações de desemprego involuntário." Master's thesis, Instituto Superior de Economia e Gestão, 2010. http://hdl.handle.net/10400.5/2875.

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Mestrado em Ciências Actuariais<br>Em Portugal, o debate sobre o desemprego tem estado muito activo ao longo dos últimos meses. A problemática do desemprego assume cada vez mais importância no quotidiano. O endividamento dos consumidores tem vindo a aumentar, acompanhando uma mudança de hábitos de consumo que reflectem uma alteração de comportamentos culturais e sociais. O crédito ao consumo é um mercado em forte expansão, com grande variedade de oferta de produtos e de acesso cada vez mais amplo. Do ponto de vista deste trabalho, o seguro de protecção ao crédito ajuda os clientes a cumprir as
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Murengezi, Célestin. "Impacts du crédit dans la promotion des PME : études de cas sur la ville de Ouagadougou Burkina Faso / Impact of the credit in the promotion of the SME : case studies on the town of Ouagadougou Burkina Faso." Université catholique de Louvain, 2008. http://edoc.bib.ucl.ac.be:81/ETD-db/collection/available/BelnUcetd-05132008-120806/.

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La présente thèse porte sur l'analyse des impacts du crédit dans le cadre d'une problématique générale de la microfinance et en particulier sur un terrain empirique de la ville de Ouagadougou, au Burkina Faso. Notre thèse démontre d'abord les mécanismes par lesquels les crédits sont octroyés et gérés en mettant en perspective certains aspects de la théorie de l'agence. Du côté de l'offre, nous étudions trois Systèmes Financiers Décentralisés (SFD) et leurs politiques de crédit. Nous analysons comment les trois SFD s’efforcent de servir les exclus aux financements des banques classiques et d'en
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Books on the topic "Micro-credit finance"

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Fisher, Thomas. Beyond micro-credit: Putting development back into micro-finance. Vistaar Publications, 2002.

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Friends of Women's World Banking, India., ed. Micro-finance and rural credit markets: A study of clients using micro-credit in Gujarat and Maharashtra. Friends of Women's World Banking, India, 2005.

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Tarinyeba, Winifred Mary. The design of micro credit contracts and micro enterprise access to finance in Uganda. LawAfrica, 2010.

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Summit, Micro Credit. Micro credit development in Mongolia: Current status and opportunities, April 1997. United Nations Development Programme, 1997.

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Aleke-Dondo, C. Survey and analysis of credit programmes for small and micro enterprises in Kenya. Kenya Rural Enterprise Programme, Werep Ltd., 1991.

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Credit and Development Forum (Bangladesh), ed. Micro Credit Program for fishing community: The Community Development Centre (CODEC) in Bangladesh. Credit and Development Forum, Bangladesh, 1997.

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Montgomery, Richard. Disciplining or protecting the poor?: Avoiding the social costs of peer pressure in solidarity group micro-credit schemes. Centre for Development Studies, University of Wales Swansea, 1995.

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Attanasio, Orazio P. Credit constraints in the market for consumer durables: Evidence from micro data on car loans. National Bureau of Economic Research, 2000.

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Ali, Syed Md Haider. Impact evaluation of the Project "Micro-credit Programme for the Handloom Weavers (Revised)". Evaluation Sector, Implementation Monitoring and Evaluation Division, Ministry of Planning, Government of the People's Republic of Bangladesh, 2011.

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Palmer, Robert. For credit come tomorrow: Financing of rural micro-enterprise : evidence from Nkawie-Kuma Atwima District, Ghana. Centre of African Studies, Edinburgh University, 2004.

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Book chapters on the topic "Micro-credit finance"

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Ribeiros, João Paulo Coelho, Fábio Duarte, and Ana Paula Matias Gama. "Discouragement and Micro Credit Rationing: Are Microfinance Institutions a Panacea?" In Accounting, Finance, Sustainability, Governance & Fraud: Theory and Application. Springer Nature Singapore, 2024. https://doi.org/10.1007/978-981-97-5388-8_14.

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Maini, Navin Kumar. "The role of credit guarantee schemes in financing micro, small, and medium enterprises." In Unlocking SME Finance in Asia. Routledge, 2019. http://dx.doi.org/10.4324/9780429401060-8.

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Shankar, Savita. "The role of credit rating agencies in addressing gaps in micro and small enterprise financing." In Unlocking SME Finance in Asia. Routledge, 2019. http://dx.doi.org/10.4324/9780429401060-4.

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Ghirelli, Corinna, Samuel Hurtado, Javier J. Pérez, and Alberto Urtasun. "New Data Sources for Central Banks." In Data Science for Economics and Finance. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-66891-4_8.

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AbstractCentral banks use structured data (micro and macro) to monitor and forecast economic activity. Recent technological developments have unveiled the potential of exploiting new sources of data to enhance the economic and statistical analyses of central banks (CBs). These sources are typically more granular and available at a higher frequency than traditional ones and cover structured (e.g., credit card transactions) and unstructured (e.g., newspaper articles, social media posts, or Google Trends) sources. They pose significant challenges from the data management and storage and security
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Husz, Orsi. "The Bankification of Everyday Life: Introduction." In Palgrave Studies in Economic History. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-77653-3_1.

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Abstract Bankminded tells the story of how banks and banking services have become part of everyday life. The setting is post-war Sweden, a welfare state typically described as de-commodifying and de-marketising economic aspects of social and private life. The bankification of everyday life was a silent personal financial revolution that reshaped moralities, practices and the micro-infrastructures of personal finance well before financial deregulation and the credit boom of the 1980s. This book sets out the key cultural boundaries that had to be crossed in order to make Swedes more ‘bankminded’
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Raj, Rajesh S. N., and Subash Sasidharan. "Micro, Small and Medium Enterprises (MSMEs) Access to Finance and Policy Initiatives." In Small Firm Ownership and Credit Constraints in India. Routledge India, 2020. http://dx.doi.org/10.4324/9781003141310-3.

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"The financialization of micro-credit." In Fringe Finance. Routledge, 2015. http://dx.doi.org/10.4324/9781315795713-3.

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Tshishonga, Ndwakhulu Stephen. "Processes, Challenges, and Outcomes of the Self-Provision of Micro-Credit Schemes by Women's Groups in Chókwè Region, Mozambique." In Advances in Finance, Accounting, and Economics. IGI Global, 2023. http://dx.doi.org/10.4018/978-1-6684-8979-6.ch009.

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The majority of poor people in Mozambique have been excluded from getting loans, even from traditional financial institutions, since they do not have valuable assets or credit histories to enable them to be legible from those loans. This chapter focused on the self-provision of micro-credits by the community grouping from the 4th Neighbourhood in Chókwè district as the selected case study. This chapter examines and evaluates the effectiveness of micro-credit schemes in alleviating poverty and creating jobs for women. The chapter found that self-mobilization and solidarity were crucial in enhan
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Sahbazoglu, Bilgenur, and Işıl Alkan. "Microcredit Applications in the Context of Empowering Women." In Advances in Finance, Accounting, and Economics. IGI Global, 2023. http://dx.doi.org/10.4018/978-1-6684-8979-6.ch006.

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Women, who can benefit less from the resources in the world and have less access to opportunities, are more likely to face the problem of poverty. This study aims to question the role and effectiveness of micro-credit practices in empowering women and increasing their participation in the workforce in the province of Samsun. The method of the research is the survey method. The universe of the research includes women using micro-credit within the scope of the Turkish Grameen Microcredit Program in Samsun. In this context, 104 women who were registered in the Micro Credit Branch Directorate in S
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Rand, John. "Are Politically Connected Firms Less Constrained in Credit Markets?" In Micro, Small, and Medium Enterprises in Vietnam. Oxford University Press, 2020. http://dx.doi.org/10.1093/oso/9780198851189.003.0006.

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Utilizing a panel of over 2,000 Vietnamese micro, small and medium enterprises over a ten-year period, we analyse the importance of being politically connected on both access and cost-of-credit obtained from formal financial institutions. Controlling for unobserved time-invariant firm-level heterogeneity, productivity self-selection concerns, and access to alternative credit markets, we first show that political connections through membership of the Communist Party of Vietnam decreases the likelihood of being credit-constrained by 4 percentage points. Second, politically connected firms access
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Conference papers on the topic "Micro-credit finance"

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Kendirli, Selçuk, Yakup Ülker, and Muharrem Tuna. "On the Promotion of Entrepreneurship Micro Credit Applications: An Evaluation for Kyrgyzstan Economy." In International Conference on Eurasian Economies. Eurasian Economists Association, 2012. http://dx.doi.org/10.36880/c03.00571.

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After 2000 year, there are series workings for solving problem which is the poor people has got very low earning. The micro finance companies importance increased during this period for breaking the beggary, give strong to the women. The reason of giving to micro finance credit is given for react to entrepreneurship capital, buying for raw materials and buying for machinery and equipment. In 1990 after the independence, Kyrgyzstan which is one of the developing countries has created suitable economic conditional for micro finance credits. It has grown up because the financial sector is not dev
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S., Dr Sangeetha. "Analyzing the Credit Risk of Micro Finance Institutions – A Qualitative Approach." In International Conference On Contemporary Researches in Engineering, Science, Management & Arts, 2020. Bonfring, 2020. http://dx.doi.org/10.9756/bp2020.1002/31.

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Shi, Qian. "Research on the Credit Index System of Small and Micro Enterprises Based on Inclusive Finance." In 6th International Conference on Humanities and Social Science Research (ICHSSR 2020). Atlantis Press, 2020. http://dx.doi.org/10.2991/assehr.k.200428.014.

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Li, Linzhi. "Design and Implementation of Financial Information Management Service System for Micro-credit Enterprises under the Background of “Internet Plus”." In The 2nd International Conference on Internet Finance and Digital Economy. WORLD SCIENTIFIC, 2023. http://dx.doi.org/10.1142/9789811267505_0064.

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Gogola, Erik. "The Impact of Financial Literacy on Debt Behavior of Households: Evidence from Micro Data." In EDAMBA 2022: 25th International Scientific Conference for Doctoral Students and Post-Doctoral Scholars. University of Economics in Bratislava, 2023. http://dx.doi.org/10.53465/edamba.2022.9788022550420.128-139.

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While several papers have focused on the effect of financial literacy on household retirement savings or investment choices, this paper is devoted to its impact on households’ debt behavior. We utilize Slovak household finance and consumer survey (HFCS) microdata to analyze the impact of the objective level of financial literacy on Slovak households ́ debt behavior. We find that Slovak households display different debt behavior with respect to varying levels of financial literacy. We focus on high-cost credit products and find that a household ́s financial literacy does not have a statisticall
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Koumpan, Elizabeth, Ram Ravishankar, and Periasamy Girirajan. "On Demand Loans Real Time Service: Essential User Feature by the Banks in Society 5." In 13th International Conference on Applied Human Factors and Ergonomics (AHFE 2022). AHFE International, 2022. http://dx.doi.org/10.54941/ahfe1002254.

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Investing for a Sustainable Future is driving major client buying behaviors and long-term corporate strategies. We are currently at the transition between the 3rd Industrial Revolution (the computer / Internet based information industry), and the 4th Industrial Revolution (driven by digital transformation, AI, IoT, Blockchain), emerging into the 5th Industrial Revolution. This transition drives an unprecedented connection of business to purpose, democratizing technology for consumers with ease of use and integration of cyberspace with physical space In addition, Covid-19 has acted as a catalys
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Reports on the topic "Micro-credit finance"

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Schiantarelli, Fabio, and Arturo Galindo. Credit Constraints in Latin America: An Overview of the Micro Evidence. Inter-American Development Bank, 2002. http://dx.doi.org/10.18235/0010803.

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This paper summarizes and discusses new evidence on the nature, extent, evolution and consequences of financing constraints in Latin America; this evidence is drawn from a recent series of papers. The countries covered are Argentina, Colombia, Costa Rica, Ecuador, Mexico, and Uruguay. All the new contributions share the characteristics of being based on micro data. Most of the data sources are firms balance sheets. For Argentina information on debt contracts and credit history is also available, while for Costa Rica personal information on entrepreneurs was also collected. Some of the papers i
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Erulkar, Annabel, and Erica Chong. Evaluation of a savings and micro-credit program for vulnerable young women in Nairobi. Population Council, 2005. http://dx.doi.org/10.31899/pgy19.1010.

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Tap and Reposition Youth (TRY) was a four-year initiative undertaken by the Population Council and K-Rep Development Agency to reduce adolescents’ vulnerabilities to adverse social and reproductive health outcomes by improving livelihoods options. The project targeted out-of-school adolescent girls and young women aged 16–22 residing in low-income and slum areas of Nairobi. TRY used a modified group-based micro-finance model to extend integrated savings, credit, business support, and mentoring to out-of-school adolescents and young women. A longitudinal study of participants was conducted with
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Klinger, Bailey, Asim Khwaja, and Joseph LaMonte. Improving Credit Risk Analysis with Psychometrics in Peru. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0009139.

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Access to finance remains a challenge for some micro, small, and medium-sized enterprises (MSMEs) in Peru, particularly informal enterprises with no borrowing history in the formal financial system. Lenders lack the tools to reach these borrowers with sufficient scale and control over risk due in part to the shortcomings of current screening technologies. For this paper, the authors carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk for business owners seeking a loan from Financiera Confianza, the fourth largest Empresa Financiera in Peru. Applicant res
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Pfeil, Stefanie, Nyaoke Murimi, Marius Siebert, and Fabrizio Santoro. How Tanzania’s Levy on Mobile Money Affects Small Businesses. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.110.

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Mobile money has changed the financial system in many African countries, where it is seen as a convenient alternative to traditional financial services. It is a dominant force in emerging markets, and much of the progress gained in financial inclusion in sub-Saharan Africa is related to the growth of mobile money. Mobile money is used by both the formal and informal sectors. It offers an opportunity for governments to broaden the tax base, and to reach parts of the population that could not previously be reached. In July 2021, during the COVID-19 pandemic, the Tanzanian Government introduced a
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