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Dissertations / Theses on the topic 'Micro-insurance'

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Published: 4 June 2021
Last updated: 25 July 2025

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1

Saqware, Abdallah Naniyo. "Micro insurance in Tanzania : demand perspectives." Thesis, University of Central Lancashire, 2012. http://clok.uclan.ac.uk/6777/.

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This study addresses three distinct but interrelated areas in the micro insurance sector in Tanzania a) demand perspectives of micro insurance in the informal sector b) examining strengths and weakness of current risk coping strategies in the informal sector c) examining household’s characteristics that influence demand for micro insurance. The study analyses data from a primary survey and focus group discussion derived from informal sector households’ members of the VIBINDO society in three districts of Ilala, Kinondoni and Temeke in Dar es Salaam. The analysis involves three steps; first, ho
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2

Borgman, Robin, and Axel Hellström. "Micro-Level Loss Reserving in Economic Disability Insurance." Thesis, KTH, Matematisk statistik, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-229064.

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In this thesis we provide a construction of a micro-level reserving model for an economic disability insurance portfolio. The model is based on the mathematical framework developed by Norberg (1993). The data considered is provided by Trygg-Hansa. The micro model tracks the development of each individual claim throughout its lifetime. The model setup is straightforward and in line with the insurance contract for economic disability, with levels of disability categorized by 50%, 75% and 100%. Model parameters are estimated with the reported claim development data, up to the valuation time Τ. Us
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3

Schneider, Pia Helene. "The contribution of micro-health insurance to equity and sustainability in Rwanda." Thesis, London School of Hygiene and Tropical Medicine (University of London), 2004. http://researchonline.lshtm.ac.uk/682314/.

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Many countries are looking to health insurance to improve access to medical care for low- income groups and to raise additional revenues for a depleted health sector. In Rwanda, concerns about a sharp drop in demand for medical services after the re-introduction of user fees in 1996, motivated the government to design and pilot-test micro-health insurance (MHI) in three districts. This thesis compares the performance of the current Rwandan MHI with the user fee system and against principles of egalitarian equity and sustainability. It draws from the economic and social literature related to he
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4

Vicente, Kátia Nadina de Sousa. "Análise da viabilidade de implementação e desenvolvimento de Microsseguros de Saúde em Angola (município da Matala)." Master's thesis, Instituto Superior de Economia e Gestão, 2011. http://hdl.handle.net/10400.5/3370.

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Mestrado em Finanças<br>O microsseguro constitui uma forma de seguro direccionada essencialmente para o segmento da população de baixos rendimentos que é, consequentemente, ignorado pelas seguradoras comerciais e excluído dos projectos de segurança social. Actualmente, tem vindo a verificar-se, a nível internacional, a implementação e desenvolvimento de projectos de microsseguro nas mais variadas áreas, como forma de minimizar a vulnerabilidade face às adversidades futuras por parte da população mais carenciada. Após efectuar um enquadramento teórico sobre o que caracteriza o microsseguro, qua
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Schleicher, Michael [Verfasser], and Stefan [Akademischer Betreuer] Klonner. "Targeted Micro-health Insurance in the Department of Nouna, Burkina Faso / Michael Schleicher ; Betreuer: Stefan Klonner." Heidelberg : Universitätsbibliothek Heidelberg, 2017. http://d-nb.info/117801052X/34.

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6

Hamid, Syed Abdul. "Can micro health insurance improve the health and economic status of the rural poor? : a study in Bangladesh." Thesis, University of Sheffield, 2008. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.500672.

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7

Ismail, Safa. "Evaluation Economique de la réforme de l’assurance maladie en Tunisie." Thesis, Paris 9, 2015. http://www.theses.fr/2015PA090068/document.

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La Tunisie connaît une progression notable de ses dépenses de santé et de l’espérance de vie des tunisiens. Mais ces résultats vont de pair avec des inégalités dans l’accès aux soins, motivant une réforme de l’assurance maladie mise en place en 2007. Les principaux changements visent une amélioration de la couverture pour les maladies chroniques et une généralisation de l’assurance pour l’offre de soins privée. Cette thèse de micro-économétrie appliquée examine l’impact de la réforme sur l’accès aux soins et le reste à charge des individus. Les évaluations sont réalisées sur des enquêtes visan
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8

Erlbeck, Anja [Verfasser], Heinrich [Gutachter] Schradin, and Frank [Gutachter] Schulz-Nieswandt. "Demand for Micro Life Insurance in Sri Lanka: Impact of Social Capital and Religion / Anja Erlbeck ; Gutachter: Heinrich Schradin, Frank Schulz-Nieswandt." Köln : Universitäts- und Stadtbibliothek Köln, 2017. http://d-nb.info/115129814X/34.

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9

Peng-Wan, Fang. "Conditions d'applications du concept de micro-assurance et réassurance sociale en milieu rural en Chine." Thesis, Lyon 1, 2009. http://www.theses.fr/2009LYO10352/document.

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Le paiement des frais hospitaliers par les patients est une raisons majeures de pauvreté en Chine, notamment en milieu rural en Chine. Afin d’améliorer l’efficacité et l’égalité de financement des soins de santé en milieu rural en Chine ; on va faire une étude de faisabilité concernant la mise en place de la micro-assurance sociale ainsi que la réassurance en milieu rural en Chine.Cette thèse est composée de quatre parties. La première partie est la recherche de la problématique et le justificatif de l’étude. La deuxième partie est consacrée à la présentation générale de la situation sanitaire
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10

Miranda, Miguel António Oliveira. "Seguros de protecção ao crédito em situações de desemprego involuntário." Master's thesis, Instituto Superior de Economia e Gestão, 2010. http://hdl.handle.net/10400.5/2875.

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Mestrado em Ciências Actuariais<br>Em Portugal, o debate sobre o desemprego tem estado muito activo ao longo dos últimos meses. A problemática do desemprego assume cada vez mais importância no quotidiano. O endividamento dos consumidores tem vindo a aumentar, acompanhando uma mudança de hábitos de consumo que reflectem uma alteração de comportamentos culturais e sociais. O crédito ao consumo é um mercado em forte expansão, com grande variedade de oferta de produtos e de acesso cada vez mais amplo. Do ponto de vista deste trabalho, o seguro de protecção ao crédito ajuda os clientes a cumprir as
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11

Tewoldeberhan, Ruth W. "The impact of saving in reducing risks: A case study of Mathabatha Village Bank, Limpopo province, South Africa." University of the Western Cape, 2003. http://hdl.handle.net/11394/6481.

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Magister Commercii - MCom<br>The minithesis argues that microfinance institutions help their clients by offering saving services, through which the clients will be able to get 'chunks of money' on a regular basis . These 'chunks of money' enable them to protect against emergency risks for it acts as a crisis-coping mechanism by building up the asset base in its physical, financial, human, and social sense. The accumulation of an asset base is not only critical in fighting risks ahead of time, but also enables poor clients to protect against losses afterwards . Thus the saving services provided
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12

Okwor, Desmond Arinze [Verfasser], Johannes [Akademischer Betreuer] Stephan, Johannes [Gutachter] Stephan, Horst [Gutachter] Brezinski, and Tobias [Gutachter] Knedlik. "What determines, using the new institutional economic approach, the development of the micro-insurance sector in less-developed countries, and what is its role for economic growth in such countries? / Desmond Arinze Okwor ; Gutachter: Johannes Stephan, Horst Brezinski, Tobias Knedlik ; Betreuer: Johannes Stephan." Freiberg : Technische Universität Bergakademie Freiberg, 2020. http://d-nb.info/1220636711/34.

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13

Eszler, Erwin, and Stefan Fasching. "Smartphone-basierte Versicherungsapps in Österreich: Nutzerverhalten und Potential als Vertriebskanal für Mikro-Produkte - Ergebnisse einer empirischen Studie (258 Probanden/-innen) / Smartphone-Based Insurance Apps in Austria: User Behaviour and Potential as Channel of Distribution for Micro-Products - Results of an Empirical Study (258 Respondents) / Nr. 14 der "Wiener Beiträge zur Betriebswirtschaftlichen Versicherungswissenschaft" (WrBtrgBwVersWiss)." risControl, 2019. http://epub.wu.ac.at/6850/1/ESZ_FO_82_APPS_MiKRO_Fasching_LGFW_18.pdf.

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14

Cai, Beilei 1979. "Essays in health and environmental economics: Challenges in the empirical analysis of micro-level economic survey data." Thesis, University of Oregon, 2008. http://hdl.handle.net/1794/8505.

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xi, 108 p. A print copy of this thesis is available through the UO Libraries. Search the library catalog for the location and call number.<br>Micro-level survey data are widely used in applied economic research. This dissertation, which consists of three empirical papers, demonstrates challenges in empirical research using micro-level survey data, as well as some methods to accommodate these problems. Chapter II examines the effect of China's recent public health insurance reform on health utilization and health status. Chinese policy makers have been eager to identify how this reform, cha
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15

Dilver, Sinem. "Competitive advantage through effective management of information technology: a case of small, medium and micro-sized enterprises (smmes) in southern turkey." Thesis, Cape Peninsula University of Technology, 2015. http://hdl.handle.net/20.500.11838/1396.

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Thesis submitted in fulfilment of the requirements for the degree Master of Technology: Information Technology in the Faculty of Informatics and Design at the Cape Peninsula University of Technology<br>In both developed and developing countries, small, medium and micro-sized enterprises (SMMEs) play a role in the economic growth of the country. The number of SMMEs and the contribution they make to national economies have been growing rapidly in recent years. The concept of trade globalisation has accelerated during this period from a national perspective to reaching international dimensions. T
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16

Guthmuller, Sophie. "L'accès aux soins des populations modestes en France : études micro-économétriques des comportements de recours à la complémentaire santé et aux soins." Thesis, Paris 9, 2013. http://www.theses.fr/2013PA090052.

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L’objet de ce travail de recherche est d’étudier l’accès financier à la complémentaire santé et aux soins des populations modestes en France. Nous nous intéressons plus particulièrement au dispositif d’Aide complémentaire santé (ACS) introduit afin d’inciter les ménages dont les ressources se situent juste au-dessus du plafond d’attribution de la Couverture maladie universelle (CMUC), à acquérir une complémentaire santé. À partir notamment d’une expérimentation sociale et d’un échantillon inédit de ménages éligibles à ces dispositifs, nous sommes en mesure d’éclairer les connaissances sur troi
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17

WANG, HAO-YU, and 王豪餘. "Study on the intergration of long-term insurance and micro-insurance." Thesis, 2019. http://ndltd.ncl.edu.tw/handle/vqx635.

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18

Hsu, Chia-Ting, and 許家定. "The Study on the Procedure and Development of Micro-insurance in Taiwan- To Annex Micro-insurance in China." Thesis, 2011. http://ndltd.ncl.edu.tw/handle/85256182446773064148.

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碩士<br>淡江大學<br>保險學系保險經營碩士在職專班<br>99<br>“Micro-insurance” is a term increasingly used to refer to the new famous school within international insurance market, making it an alternative significant tool and means for every state government when dealing with problems generated from low-income households and disadvantaged groups, and it has a well become the new blue ocean of future development of international insurance market. The number of the insured of micro-insurance of the domestic property & casualty and life insurance has reached a total of over twenty-one thousand people by 2010, and th
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19

Tsai, Cheng-Shih, and 蔡振世. "The Study of Life Insurance Industry Operations on Micro-insurance in Taiwan." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/76053318435983855806.

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碩士<br>淡江大學<br>保險學系保險經營碩士在職專班<br>104<br>Micro-insurance coverage for low-income disadvantaged groups objects are 9 categories designed insurance product, maximum amount of 50 million, but only about 320 dollar premium, our country since November 2009 has opened after nearly seven years, as of 2015 late last year, the cumulative number of insured although exceeded 2.2 million passengers, and authorities also continue to encourage and reward incentives for the insurance industry to promote micro-insurance, period also amended the "insurance industry handling micro-insurance business should be con
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20

李寧寧. "General insurance needs analysis for micro business enterprise." Thesis, 2009. http://ndltd.ncl.edu.tw/handle/80382863609434203988.

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21

Mahmood, Shehrin Shaila. "Micro health insurance in Bangladesh: prospects and challenges." Phd thesis, 2015. http://hdl.handle.net/1885/106397.

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Micro health insurance (MHI), a healthcare financing tool in the developing world, is the focus of this thesis. MHI is increasingly being seen as a transitional mechanism to establish large-scale health insurance systems, which can potentially turn out-of-pocket (OOP) payments into a pre-payment system that spreads the financial risks associated with ill health across a wide range of clients. Globally, developing countries have the largest proportion of healthcare spending financed by OOP payments. Bangladesh displays characteristics typical of the developing world, including low public spendi
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22

Ping-HongKuo and 郭品滈. "The effect of micro-insurance on the financial performance of insurance companies in Taiwan." Thesis, 2019. http://ndltd.ncl.edu.tw/handle/26bxmm.

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碩士<br>國立成功大學<br>經濟學系<br>107<br>As development of economic, a lot of environmental and social problems have come to pass. According to the survey of Directorate-General of Accounting and Statistics, the number of people living in poverty in Taiwan has exceeded 700,000 in 2013. It is obvious that government policies have not worked. Besides, social insurance systems are facing bankruptcy problem. For sustainable development, micro-insurance builds a sound social safety net by public-private partnership. The feature of micro-insurance may aggravate adverse selection for insurance company. However
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23

Chiang, I.-Chan, and 姜義展. "A Study of Insurance Behavior : Macro- and Micro- Analysis." Thesis, 2014. http://ndltd.ncl.edu.tw/handle/14674289568870989714.

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博士<br>淡江大學<br>財務金融學系博士班<br>102<br>In this thesis, I provide three essays about the macro- and micro insurance operations in developing countries including China and Taiwan. I devote myself to explore the nexus between economic growth and insurance activity in China, and investigate human factor to find out whether risk perception, risk preference and worldviews play a crucial role in insurance supplier in the Taiwan market. In order to examine whether total insurance activities promote economic growth, the first part in this study applies a bootstrap panel Granger causality test to quarterly d
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24

Rakoloti, Thabo oa. "Health insurance provisions in community micro finance : a community case study." Thesis, 2003. http://hdl.handle.net/10413/4243.

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Micro Finance Institutions are being advocated as vehicles to provide poor people with loans to start business enterprises. Micro Health Insurance is offered to insure against the risk of ill-health in the enterprise. An interesting aspect of this initiative is that it is donor driven to service the needs of the poor and the 'unbankable.' However, it was the researcher's considered view that it may not be easy to build a sustainable Micro Health Insurance Scheme for poorer people. The study thus sought to explore the possibility of developing a sustainable Micro Health Insurance Scheme in the
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25

LI, MENG-CHIEN, and 李孟謙. "Research on the Future Development of Taiwan’s Non-Life Micro Insurance." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/zz5d55.

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碩士<br>銘傳大學<br>風險管理與保險學系碩士在職專班<br>106<br>In recent years, citizens of this nation have begun to take to the concept of utilizing insurance to diversify risk leading to the continual increase of commercial insurance. However, minority groups that most require risk diversification view it as a very large burden as the impact of disease, death, accidental disability, and external influences can accelerate the deterioration of their living conditions. On July 21st, 2009, the Taiwanese government officially opened the micro insurance market; however, as micro insurance compensates insurance sales re
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26

Darkwah, Frank. "Health Insurance, Healthcare Utilisation and Labour Market Outcomes: a Micro Study of Ghana." Thesis, 2019. http://hdl.handle.net/2440/122300.

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The question concerning the existence of syphilis in the pre-Columbian Old World has been debated from around the 1530’s when Fracastoro, Ruiz de Isla, Oviedo and Le Casas all published their thoughts on syphilis originating in the New World. However, syphilis may have existed in the Old World prior to Columbus as a mild infection under the disguise of many diseases including leprosy. Since then the debate has branched out to include other facets of evidence, including paleopathology and examination of DNA from bones. These facets have advanced our understanding of the disease and how it affec
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27

薛佰光. "The Acceptance of Micro-Insurance for Small-Medium Business: An Application of Innovation Diffusion Theory." Thesis, 2013. http://ndltd.ncl.edu.tw/handle/50662309409110741889.

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碩士<br>佛光大學<br>管理學系<br>101<br>Insurance industry has enjoyed rapid expansion recently, while economically disadvantageous people who need diversifying their economic risks most cannot be benefited at all. They usually are excluded from regular insurance company because of weak economic incentives, such as low profit margin and low commission rate for insurance agents. This evidently violates the general social welfare policy of the government and thus jeopardizes the overall development of the insurance industry. This study is to investigate the acceptance of small business owners who are willi
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28

Sikapokoo, Grace. "Risk mitigating behaviour amongst low income consumers a South African short term micro insurance study." Diss., 2014. http://hdl.handle.net/2263/45049.

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The uptake of micro insurance products by low income consumers has been low, especially in the short term insurance industry. Many studies have identified a number of challenges that insurers are faced with when trying to penetrate this market. This study explores this problem from a different angle, where it investigates whether low income consumers already apply risk mitigating strategies to their circumstances, precluding them from purchasing short term micro insurance products. A qualitative design was followed, specifically to understand what the target population understood of insurance
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29

TANG, JUI-CHIN, and 唐瑞欽. "The Correlation of Product Perception,Product Involvement,Risk Aversion with Purchase Intention of Taiwanesewith Regard to Micro Insurance." Thesis, 2019. http://ndltd.ncl.edu.tw/handle/x5g72d.

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碩士<br>朝陽科技大學<br>保險金融管理系<br>107<br>The application of micro insurance policy has been in effect in Taiwan for ten years. It is worth exploring to what extent do the citizens understand micro insurance and whether their knowledge of it is correct. Discussion in respect of the micro insurance policy, the knowledge of aboriginal people or low-income household in regard to micro insurance, and the development of micro insurance in Taiwan have already been covered in many academic articles. Therefore, this thesis is focused on the correlation of product perception, product involvement, and risk aver
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30

Cazes, Aerelle Liëtte. "A discussion on the ethical complexities of micro-level decision making in the South African private health insurance industry." Thesis, 2017. https://hdl.handle.net/10539/24529.

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A research report submitted to the Faculty of Humanities, University of the Witwatersrand, Johannesburg, in partial fulfilment of the requirements for the degree of Master of Arts in Applied Ethics For Professionals, July 2017<br>Health and, by extension, healthcare is accepted to be a valuable and important social good that is both a good in and of itself, as well as necessary to achieve life’s goals. Its fair distribution is therefore properly the subject of ethical concern and in the era of modern medicine where costs and potentially limitless treatments exceed available resources,
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31

Ya-ChingChang and 張雅菁. "A study of value co-creation from a micro perspective -- a case study of customer relationship building among insurance practitioners." Thesis, 2019. http://ndltd.ncl.edu.tw/handle/3sjk76.

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32

Chen, Chi-Jen, and 陳麒仁. "The Effect of Product Knowledge and Perceived Risk and Trust to the Micro-Insurance Purchase Intention-A Study on Taiwan Aboriginal Population." Thesis, 2014. http://ndltd.ncl.edu.tw/handle/248wke.

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碩士<br>實踐大學<br>企業管理學系碩士班<br>102<br>Micro-Insurance are provided by the insurance industry for the economically vulnerable group. The purpose of it is to provide basic assurance when the particular risks happens. Originally, the government estimated that there were more than 3 million socially disadvantaged who may have benefit from it. However, until April of 2014, the number of insured people are about fifty-six thousands, the percentage is only 1.9. To investigate the factors of low insuring, this study takes aborigine for sample to explore the effects of products knowledge and perceived risk
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33

Okwor, Desmond Arinze. "What determines, using the new institutional economic approach, the development of the micro-insurance sector in less-developed countries, and what is its role for economic growth in such countries?" 2019. https://tubaf.qucosa.de/id/qucosa%3A37641.

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This thesis examines the development of the micro-insurance sector in less developed countries, using the theoretical approach of new institutional economics. The main research questions are whether it is the insufficient compatibility between formal and informal institutions that hinders the development of micro-insurance below what had been widely predicted by the academic community? And what has to be done institutionally to make this industry an active contributor to economic growth? To investigate these questions, three distinct empirical studies, of which one is based on field work data
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34

Goundjo, Antoine. "Gestion intégrée des catastrophes en Afrique Subsaharienne : rôle de l’assurance, pour un système de gestion performant et la résilience des populations au Bénin." Thèse, 2018. http://hdl.handle.net/1866/22546.

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35

Bednárik, Vojtěch. "Rezervování škod pro individuální škodní data." Master's thesis, 2018. http://www.nusl.cz/ntk/nusl-372967.

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This thesis covers stochastic claims reserving in non-life insurance based on individual claims developments. Summarized theoretical methods are applied on data from Czech Insurers' Bureau for educational purposes. The problem of estimation is divided into four parts: oc- curence process generating claims, delay of notification, times between events and payments. Each part is estimated separately based on maximum likelihood theory and final estimates allow us to obtain an estimate of future liabilities distribution. The results are very promis- ing and we believe this method is worth of a furt
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Rathouský, Marek. "Mikro-úrovňové stochastické rezervování škod." Master's thesis, 2019. http://www.nusl.cz/ntk/nusl-405166.

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This thesis covers, in detail, theoretical background of micro-level stochastic model, which includes definition and properties of non-homogeneous Poisson process. This the- ory is then applied to real data generated by MTPL portfolio. Estimates of provisions under micro-level stochastic model are calculated using ordinary Monte Carlo simula- tion method. Results obtained from micro-level stochastic model are compared to Mack Chain-ladder estimates. 1
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37

Russell, Christi N. "A Micro and Macro Analysis of Adult U.S. Mortlaity." Thesis, 2010. http://hdl.handle.net/1969.1/ETD-TAMU-2010-05-7831.

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This study utilized individual and county-level analysis to examine the impact of demographic and distal factors on individual level mortality as well as spatial and county specific attributes on county death rates. The data used in the individual level analyses come from the linked NHANES NDI data set and the county level data come from multiple sources including spatially referenced sources. Findings suggest that having private or Federal insurance attenuates the mortality discrepancy between racial groups at the individual level and that spatial factors have an impact on county death rates
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