Relevant bibliographies by topics / Microfinance Bank

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  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers

Academic literature on the topic 'Microfinance Bank'

Author: Grafiati
Published: 4 June 2021
Last updated: 2 February 2022

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Journal articles on the topic "Microfinance Bank"

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Musanganya, Isabelle, Chantal Nyinawumuntu, and Pauline Nyirahagenimana. "THE IMPACT OF MICROFINANCE BANKS IN RURAL AREAS OF SUB-SAHARAN AFRICA." International Journal of Research -GRANTHAALAYAH 5, no. 9 (September 30, 2017): 80–90. http://dx.doi.org/10.29121/granthaalayah.v5.i9.2017.2201.

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Many researchers consider microfinance as a tool for poverty reduction. Even more, especially in post-conflict African countries, micro-financial institutions are seen as an opportunity of reconciliation. Lending from microfinance institutions to that from traditional banks and examine their respective effects upon economic growth has been practiced in some sub-Saharan countries. Considerable progress in research has been found that microfinance loans raise growth comparatively to that of traditional banks. A lot of number of researches carried out in sub-Saharan countries even in other developing countries outside of Africa did not find strong evidence that bank loans raise growth. There is, however, some evidence that bank loans do increase investment, whereas microfinance loans do not appear to do so. Differently, other researchers highlighted clearly that microfinance can provide its contribution on poverty reduction and better access to finance needed for startup micro-entrepreneurs along the world. These results suggest that microfinance loans are not primarily invested as physical capital in developing countries, but could still augment total factor productivity, whereas banks may have been financing non-productive investments. Herein, we highlighted the impact of microfinance banks on developing countries economic growth. We also indicate how microfinances system incorporated in rural areas boosted the lifestyle of poor people in Sub-Saharan Africa.
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Afolabi, Adeoye Amuda. "Microfinance bank and entrepreneurship development in an emerging market." Risk Governance and Control: Financial Markets and Institutions 6, no. 4 (2016): 56–65. http://dx.doi.org/10.22495/rcgv6i4art8.

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We determine how Microfinance Banks (MFBs) impacts on entrepreneurship development in Nigeria. Data were collected through structured interview from entrepreneurs, Microfinance Bank managers and Regulators. The finding revealed that non-financial services of Microfinance Banks contribute to the survival of entrepreneurs and there is indication that Microfinance Banks enhance the productivity of entrepreneurship. This finding supports the evidence from the Central Bank of Nigeria (CBN) that there is an increase in total assets, Investment and Deposit Liabilities of MFBs in recent times. Beside this, respondents claimed that influence and control over entrepreneurships financing by Microfinance Banks should be view as partially effective. This result suggest that although Microfinance Banks in Nigeria are trying their best, there is need to put more effort in order to meet total demand of financing the entrepreneurships in Nigeria. We recommend that MFBs should assist their clients by providing training on credit utilization and the government should urgently tackle the problem of infrastructure development and maintenance.
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Мягких, Никита, Nikita Myagkikh, Елена Калачева, and Elena Kalacheva. "BANKS’ PRESENCE ON RUSSIAN MICROFINANCE MARKET: REASONS, TRENDS, CONSEQUENCES." Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences 2017, no. 1 (March 25, 2017): 47–52. http://dx.doi.org/10.21603/2500-3372-2017-1-47-52.

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The article deals with the problem of banks’ active entering on the microfinance market through bank-affiliated microfinance institutions (MFI). The subject of this article is Russian MFI’s market; aims of this article are to reveal consequences of bank’s expansion on microfinance market and to develop recommendations for further functioning considering current trends. During the research there has been shown a specificity of MFI’s functioning; also there have been considered MFI’s functions and there has been given a description of MFI’s main forms, i.e. microfinance company and microcredit company. Reasons of banks’ entering on MFI’s market have been analyzed. Actual consequences of “bank” MFI’s entering the microfinance market have been reflected. As a result of the research, a conclusion has been drawn about the fact that banks’ presence on microfinance market is at variance with its origins – microcrediting of population and subjects of small and medium business on reductive conditions. For the protection of MFI’s market’s origins it has been advised to divide this market into two segments (“bank” and “non-bank” segments) with their own approaches in regulation. Such market’s segmentation would allow one to ensure competitive advantages for different kinds of MFI which should provide profitable condition of crediting for multiple groups of borrowers.
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G., Agbele, and Onoriode O.H. "Effect of Ouchi Theory Z on the Performance of Selected Microfinance Banks in Warri Metropolis in Delta State." British Journal of Library and Information Management 4, no. 2 (May 3, 2021): 54–59. http://dx.doi.org/10.52589/bjmms-vapfdisw.

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The study focused on the effect of Ouchi theory Z on the performance of selected Microfinance Banks in Warri Metropolis in Delta State. The hypothetical aim was to ascertain the type of relationship that exists between the variables. The population covered 50 staff (Senior and Junior) of the selected Microfinance Bank in the area under study. The instrument employed for data collection was through personal (face-to-face) discussion with the respondents. Positive and reliable results were obtained. The data was analyzed through tables and chi-square statistical technique. The findings revealed that negative correlation exists between Ouchi theory Z and performance of Microfinance Bank. Calculated value less than the critical value (0.722 < 3.84) was equally 0bserved. This connotes a negative relationship between the dependent and independent variable. Microfinance banks in the area under study have been operating independently without the application of Ouchi theory Z that encourages workers/employees satisfaction that result in an increase in productivity. The study recommended that team work should be encouraged among Microfinance Bank. There should be employee participation in decision making and strategic planning among Microfinance Banks. Again, constant and continuous communication (CCC) leadership style should be maintained between employees and employers of Microfinance Banks for maximum productivity.
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G., Agbele, and Onoriode O.H. "Effect of Ouchi Theory Z on the Performance of Selected Microfinance Banks in Warri Metropolis in Delta State." British Journal of Management and Marketing Studies 4, no. 2 (May 3, 2021): 54–59. http://dx.doi.org/10.52589/bjmms-vapfdis.

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The study focused on the effect of Ouchi theory Z on the performance of selected Microfinance Banks in Warri Metropolis in Delta State. The hypothetical aim was to ascertain the type of relationship that exists between the variables. The population covered 50 staff (Senior and Junior) of the selected Microfinance Bank in the area under study. The instrument employed for data collection was through personal (face-to-face) discussion with the respondents. Positive and reliable results were obtained. The data was analyzed through tables and chi-square statistical technique. The findings revealed that negative correlation exists between Ouchi theory Z and performance of Microfinance Bank. Calculated value less than the critical value (0.722 < 3.84) was equally 0bserved. This connotes a negative relationship between the dependent and independent variable. Microfinance banks in the area under study have been operating independently without the application of Ouchi theory Z that encourages workers/employees satisfaction that result in an increase in productivity. The study recommended that team work should be encouraged among Microfinance Bank. There should be employee participation in decision making and strategic planning among Microfinance Banks. Again, constant and continuous communication (CCC) leadership style should be maintained between employees and employers of Microfinance Banks for maximum productivity.
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Abdallah Alshammari, Ahmed Mahmoud, and Wan Mohd Nazri Wan Daud. "The Effect of Microfinance Bank Services on Women Empowerment: The case for Women Entrepreneurs in Irbid, Jordan (SMEs)." Journal of Entrepreneurship and Business 9, no. 1 (June 30, 2021): 38–49. http://dx.doi.org/10.17687/jeb.v9i1.415.

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Generally, women, entrepreneurs face problems in accessing funding due to factors that stem from cultural values, ??societal needs, family ties, illiteracy, gender discrimination, strict government policies, economic crisis, and the lack of training in entrepreneurship and skills acquisition that hinders entrepreneurial activities. This study was conducted to examine the impact of microfinance bank services in empowering female entrepreneurship in Irbid Governorate. The study used a cross-sectional survey research design consisting of 20,000 registered businesswomen. A total of 392 working women were selected using stratified sampling technique and the data was analysed using Least Square Structural Equation Modelling (PLS-SEM) with the help of SmartPLS3 software. The results showed that microfinance loans, microfinance savings, and financial interventions or donations had a significant, positive impact on empowering women's businesses in Irbid, Jordan. The study concluded that microfinance deposits could elevate women’s income and act as a guarantee to obtain loans and other microfinance services. Consequently, microfinance institutions (MFIs) should empower more women-owned businesses. In addition, the government through the Central Bank of Jordan should reduce the interest rate of microfinance banks to attract more female entrepreneurs and create more microfinance bank plans and financial intervention packages to enhance financial services to ensure donations and funds reach women entrepreneurs.
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Wardhana, Leo Indra, Fani Pramuditya, and Elton Buyung Satriyanto. "Microfinance and Inequality: Case of Indonesia." SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS 4, no. 3 (September 28, 2020): 211. http://dx.doi.org/10.29259/sijdeb.v4i3.211-228.

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This study investigates the role of microfinance from small-sized banks, usually with a limited geographical area of operation, in Indonesia, namely Bank Perkreditan Rakyat (BPR) on the income inequality. Using a province level panel data of 2012-2018 the results show that loans from such a bank are associated with income inequality reduction, supporting the arguments that microfinance contributes to income inequality reduction. This study has an important policy implication regarding the existence of BPR in Indonesia.
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Mohan, Brij. "A microfinance bank is born." Small Enterprise Development 15, no. 2 (June 10, 2004): 9–10. http://dx.doi.org/10.3362/0957-1329.2004.017.

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Susilo, Edi. "MANAJEMEN LIKUIDITAS LEMBAGA KEUANGAN MIKRO SYARIAH NON BANK (BMT) DENGAN AKAD TAWARRUQ." JURNAL ILMIAH EKONOMI ISLAM 3, no. 01 (March 30, 2017): 1. http://dx.doi.org/10.29040/jiei.v3i01.67.

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Non-bank Islamic microfinance institutions (BMT) are legal entity Cooperative have no instrument to fulfill liquidity needs as Islamic banking. Whereas the BMT should provide liquidity fund for the partners / members at any time. This article uses descriptive analytical method, to understand deeply the Tawarruq contract as liquidity management solutions Non-bank Islamic Microfinance Institutions (BMT). The results show the Tawarruq contract can be revitalized by necessity of the present to fulfill the liquidity needs of Non-bank Islamic Microfinance Institutions (BMT). Keywords: Tawarruq, Islamic Microfinance Institutions, BMT
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Njagi, Joram Nyaga, and Charity Njoka. "Microfinance Reforms and Financial Inclusion in Kenya." International Journal of Current Aspects in Finance, Banking and Accounting 3, no. 1 (August 28, 2021): 54–72. http://dx.doi.org/10.35942/ijcfa.v3i1.181.

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Statistics indicate that about 1.7 billion people can’t access a savings account and slightly above 200 million small and medium-sized enterprises are deprived access to satisfactory financial solution. Kenya views microfinances as a development instrument for poverty lessening and economic growth through ensuring financial inclusion. It is due to the acceptance of this vital role of Microfinance that Kenya has undertaken strategic microfinance reforms and regulations aimed at promoting financial inclusion through microfinance business. The research’s general objective is to examine the effect of microfinance reforms on financial inclusion. Specifically, to determine the influence of microfinance transformation from non-deposit taking into a deposit-taking microfinance institutions on financial inclusion, to examine the association between microfinance board characteristics and public trust, to investigate the effect of microfinance licensing requirements on financial inclusion and to examine the effect of microfinance prudential standards requirements on financial inclusion in Kenya. The research adopted Financial Intermediation Theory and Public Interest Theory of Regulation. This research utilized descriptive research design and the population targeted included all the thirteen Microfinance institutions, which were licensed by the central bank of Kenya as at 2018. The study used purposive sampling to select six microfinance banks. Both descriptive and inferential statistics were done by use of multiple linear regression analysis. The research results indicated that microfinance transformation (pvalue=0.001), board characteristics (pvalue=0.042), licensing requirements (pvalue=0.035) and prudential standards (pvalue=0.002) significantly influenced financial inclusion. Results from regression analysis indicated a strong relationship between microfinance transformation, board characteristics, licensing requirements and prudential standards and financial inclusion. The study concluded that financial inclusion in micro financial institutions increases when there is sound microfinance transformation, board characteristics, legal requirements, and prudential standards. From the findings, the study recommended that micro financial institutions should support institutions reform functions and processes. Further the study recommended that micro financial institutions should recruit adequate and proficient workers and offer satisfactory training as well as certification for professional appreciation on strategies for microfinance reform processes and their influence on the financial inclusion of the micro financial institution. The research recommends that board members should be reliable and open so as to substantially contribute to financial performance.
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Dissertations / Theses on the topic "Microfinance Bank"

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Verryn, Annette. "Towards sustainable microfinance: The case of Capitec Bank and Grameen Bank." Master's thesis, Faculty of Commerce, 2015. http://hdl.handle.net/11427/30219.

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This thesis investigates the level of sustainability of two microfinance institutions (MFIs): Grameen Bank of Bangladesh and Capitec Bank of South Africa. Data from 2004 to 2013 is used in this study employing internationally accepted sustainability criteria, namely, the Small Enterprise Education and Promotion (SEEP) 2010 Microfinance Financial Reporting Standards (MFRS) and the SEEP Framework of 2005. The results of this study indicate that although the operations of both microfinance institutions are sustainable, Capitec Bank exhibits a higher level of sustainability as compared to Grameen Bank. This is evidenced by Capitec Bank’s higher levels of profitability, capital adequacy and solvency, operational self-sufficiency, and healthier asset portfolio. This finding underlines South Africa’s financial sector’s stability, institutional quality, competitive market, and solid regulatory framework. The sustainability criteria suggest that Capitec Bank and other South African MFIs should heed Grameen Bank’s low ROE and insufficient capital adequacy and solvency measures. Ensuring healthy and strategic lending portfolios gives a good ROE for a firm’s shareholders. Furthermore, the capital adequacy and solvency ratios have important implications for an institution’s capital structure. Therefore, Capitec and South African MFIs should maintain healthy ROE, capital adequacy and solvency ratios in order to ensure their long-term sustainability. As future research, it would be useful if data were made available to enable an assessment of a failed South African MFI to obtain clearer insight into the South African microfinance sector. Furthermore, data on Grameen and Capitec’s asset quality and social performance will give additional insight into the social sustainability of these two MFIs.
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Apiri, Tonye Richard. "Loan performance and default rate of financing SME's by microfinance bank: a case study of Accoin Microfinance Bank PLC." Thesis, Stellenbosch : Stellenbosch University, 2013. http://hdl.handle.net/10019.1/95646.

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Thesis (MDF)--Stellenbosch University, 2013.
This study examines the default rate and performance of Microfinance bank (MFBs) loans to Small and Medium Enterprises (SMEs) in Nigeria based on the case study of Accion Microfinance Bank Limited (AMFB), Lagos State. Responses from 150 employees of AMFB revealed that the causes of default rate and performance of SMEs reflect the risk and vulnerability of the SME sector in Nigeria. It further showed that MFBs apply stringent credit criteria in granting loans to SME borrowers, coupled with the existing high cost of funds. The attitude, lack of transparency on the part of SME owners and fund diversion were identified as major factors responsible for the high default rate among SME borrowers. These and other factors warrant the need for further study in the areas of the impact of MFB loans on SME development given the new revised microfinance policy framework in Nigeria.
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Owolabi, Oluwatomi Ehagbor. "Microfinance and poverty reduction in Nigeria : a case study of LAPO Microfinance Bank." Thesis, University of Leeds, 2015. http://etheses.whiterose.ac.uk/10016/.

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From a contextual and service users’ perspective, this thesis investigates the poverty reducing effect of microfinance including the implementation processes and features of microfinance. Poverty is in this study conceptualised as ‘capability deprivation’ so that poverty reduction is achieved through improved capabilities for the poor. The literature review on microfinance begins with an attempt to locate the reasons for microfinance within the context of the finance-development and credit rationing literature. It also recognises the institutional-based approach to understanding the exclusion of the poor; and recognizes the role of lending group and social relations within the group in shaping individual and social capabilities of the poor. Next, it reviews some of the recent discourses in the microfinance literature. It uncovers a call in the literature for studies that look beyond impact to evaluate the features and characteristics of microfinance delivery and use from the clients’ perspective. The central arguments of this thesis include: (i) the utility or disutility of microfinance stems from the features of microfinance and its implementation strategies, as well as clients’ practices. (ii) The microfinance literature has not paid enough attention to the perspectives of service users, which can adversely affect microfinance assessments and its potential for poverty reduction. The study examines LAPO microfinance intervention in semi-urban and urban areas in Edo State, Nigeria. Given the research objective, design and methods, data collection and analysis were guided by the Interpretive, Capability and Poverty Participatory Assessment approaches. The mixed methods approach is selected as the most appropriate for addressing the research questions. Secondary data as well as primary data sourced from 35 interviews and 62 questionnaires were employed. Data analysis was conducted using qualitative, frequency distributions, cross-tabulations, Logit and OLS regression analysis. This study finds that service user perceptions of poverty place value on a stable source of livelihood, and the ability to meet basic material household needs. Hence, poverty reduction is measured as increased household capabilities as well as the increased ability to achieve successful business outcomes. The findings show that service users’ perceptions affirm the poverty reducing effect of microfinance. It also confirms the proposition that the various implementation processes and features of microfinance have unique effects on service users with differing potential for good or harm. The use of trust and personal relations as criteria for selecting group members, as well as the use of an individual guarantee to insure against risk due to imperfect information, suggests the possibility of exclusion. Heterogeneity in groups as well as low monitoring levels leave service users exposed to greater risk of moral hazard. Peer support enables service users to share ideas and build social networks vital to the success of their businesses and for raising social capital important for combating poverty. Despite the potency of the threat of social sanctions in enforcing repayment, the actual implementation of social sanctions and peer pressure comes at a cost to service users, including damaging social relations. While the targeting of women fosters their empowerment, the labelling of microfinance as a pro-women initiative has the potential to reinforce rather than challenge the prevailing gender bias in the Nigerian society. As regards loans, high repayment burden arising from the use of dynamic incentive creates the potential for harm. The use of savings as loan guarantee against peer defaults also has a similar effect. Although service users affirm the role of savings and non-financial services in the expansion of capabilities, the obscurity surrounding the access to some of the more criteria-determined non-financial services, is found to be damaging to service users’ experience. Hence, this study argues that while there are some links between poverty reduction and microfinance, these two are complexly related.
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Harraf, Omid. "Can microfinance eradicate poverty? analysis of the efficacy of microfinance using existing literature /." abstract and full text PDF (free order & download UNR users only), 2008. http://0-gateway.proquest.com.innopac.library.unr.edu/openurl?url_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&res_dat=xri:pqdiss&rft_dat=xri:pqdiss:1456489.

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Oguntoyinbo, Mojisola. "Credit risk assessment of the microfinance industry in Nigeria : an application to Accion Microfinance Bank Limited (AMFB)." Thesis, Stellenbosch : Stellenbosch University, 2011. http://hdl.handle.net/10019.1/21643.

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Thesis (MDF)--Stellenbosch University, 2011.
The research report provides a credit risk assessment and evaluation of Accion Microfinance Bank Limited (AMFB) for the period 2006 to 2010, using Morgan Stanley’s methodology for analysing the credits and performance ratings of microfinance institutions (MFIs). Since MFIs are set up to provide credit and other financial services to the poor, financially underserviced segment of the society, and since the credit support granted to such micro businesses usually lacks collateral, it is imperative that the management of such credit services be sound in order to mitigate the high risks involved. Thus, credit risk management determines the success and survival of microfinance banks (MFBs): weak credit management leads to capital erosion and eventual failure, whereas sound credit risk management guarantees profitability and sustainability and, hence, the realisation of the objectives of their setup – enhancing the welfare of micro-entrepreneurs. The data for the research report were sourced from AMFB’s financial statements for the years 2006 to 2010 and from interviews that were conducted with principal officials of this MFB. The research found that good regulatory corporate governance and management practices, sound quantitative credit risk assessment and management, and quality and maturity of management lead to low credit risk accompanied by high profitability and sustainability for MFBs. As AMFB matured, the quality of portfolio, profitability, sustainability and operating efficiency were seen to increase. The quality of shareholders, board and management was found to be crucial for the sound management of the MFB. The research report, therefore, recommends regular and continuous credit risk identification, assessment and management, as well as sound corporate governance, if MFBs are to survive and grow and achieve their developmental objectives.
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Kelemen, Shanti. "Measuring development at the World Bank: the case of microfinance." Thesis, Boston University, 2006. https://hdl.handle.net/2144/27687.

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Boston University. University Professors Program Senior theses.
PLEASE NOTE: Boston University Libraries did not receive an Authorization To Manage form for this thesis. It is therefore not openly accessible, though it may be available by request. If you are the author or principal advisor of this work and would like to request open access for it, please contact us at open-help@bu.edu. Thank you.
2031-01-02
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Moeung, Makara. "Integrated micro-finance a banking and financial management model for grassroots entrepreneurial development in Cambodia /." Swinburne Research Bank, 2009. http://hdl.handle.net/1959.3/48729.

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Thesis (PhD) - Faculty of Business and Enterprise, Swinburne University of Technology, 2009.
Thesis is submitted in fulfilment of the requirements for the degree Doctor of Philosophy, Faculty of Business and Enterprise, Swinburne University of Technology - 2009. Typescript. Includes bibliographical references (p. 190-197) Restricted: no access. Release date 1st January 2011.
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Jang, Ryosun. "Microfinance business models : comparing and contrasting Grameen Bank and Compartamos Banco." Thesis, Massachusetts Institute of Technology, 2013. http://hdl.handle.net/1721.1/81084.

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Thesis (S.M. in Management Studies)--Massachusetts Institute of Technology, Sloan School of Management, 2013.
Cataloged from PDF version of thesis. Page 50 blank.
Includes bibliographical references (p. 49).
This thesis compares two microfinance business models, the non-profit Grameen Bank model and the commercial for-profit Compartamos Banco so as to identify industry best practices. Although there are many differences between these two models, the author concludes that the fundamental distinction between them is in their funding methods. Grameen Bank funds microloans primarily through local funds usually from savings deposits, while Compartamos Banco takes a funding approach that is similar to that of traditional commercial banks, including engaging in an IPO to fundraise. Based upon an analysis of respective business models, both institutions, in aiming to reduce poverty, believe that reaching scale and financial sustainability is important. Qualitative analysis and secondary research are used to gather the data that provides this analysis. The author concludes that in order for Grameen Bank to effectively reach its objectives, it should manage savings deposits to generate more microcredit rather than the large amount of interbank lending that is being generated as fixed deposit investments. Compartamos Banco's commercial model is effective in reaching aggressive financial growth. However, as it endeavors to scale for higher social impact, without industry-wide support (which identifies borrower's overall indebtedness), pure expansion could lead to disastrous consequences (Andhra Pradesh crisis). Risk can be better managed by smaller scale peer pressure in case there is no system to identify over-indebtedness. The analysis also highlights how microfinance institutions find it difficult to balance social impact and financial returns.
by Ryosun Jang.
S.M.in Management Studies
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Saad, Sadat Aman. "“Accountability and women's empowerment: a case of Microfinance and Grameen Bank”." Thesis, Umeå universitet, Företagsekonomi, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-183257.

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Microfinance is the small-scale provision of financial services to poor people, particularly to women. Over the last four decades, the World Bankhas promoted microfinance as a key tool for addressing poverty alleviation and women’s empowerment (Weber, 2016). Hence a key question here is this –why do microfinance organisations so specifically target women? A crucial reason is to address concepts of gender inequality and hence addressing women’s empowerment as an issue. Drawing on Tanima (2015), thisstudy uses Mayoux’s concept of competing ideological orientation of –financial sustainability, poverty alleviation and feminist empowerment –to bringattention to the issue of accountability of NGOs towards poverty stricken women. As Tanima observes, mainstream accounting has focused mostly on shareholder value, performance matrices and benchmarking and wealth maximisation (Tanima et al., 2020). Accordingly, the issue of accountability towards marginalised perspectives in the NGO and microfinance context has received minimal attention (Alawattage et al., 2019, Tanima et al., 2020). Thisstudy focuses on addressing this gap, through a key question:how do microfinance organisations address accountability towards the primary beneficiaries of microfinance –the poor class women (Jacobs et al., 2012)?Through illumination of the Grameen Bank model (a highly regarded bank), and interviews with two microfinanciers in Bangladesh, the study finds that while from a philosophical point of view microfinance has a strong empowerment angle for women, the realities surrounding this tell a different story. The study reveals the critical aspects of microfinance –for example, regarding why women are targeted, how they are targeted, and what kinds of realities it underpins them in. The question of accountability and participation is important here –how do microfinance organisations hold themselves accountable to women? The account provided here illuminates that the problem with the microfinance model is that it predominantly focuses on repayment rates as a way of measuring success, and ultimately women’s empowerment. This study argues to bring changes within this landscape
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Fernandez, Alaina Jane. "Microcredit and women's outward mobility in rural Bangladesh a study of the Grameen Bank /." [Chico, Calif. : California State University, Chico], 2009. http://hdl.handle.net/10211.4/165.

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Books on the topic "Microfinance Bank"

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The microfinance impact. New York, NY: Routledge, 2012.

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Rajaram, Dasgupta, Khankhoje D. P, and National Institute of Bank Management (India), eds. Innovative approach of Oriental Bank of Commerce to microfinance. Pune: National Institute of Bank Management, 2002.

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Chowdhury, Farooque, ed. Micro credit, myth manufactured: Unveiling appropriation of surplus value and an icon. Dhaka: Shrabon Prokashani, 2007.

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Indonesia. Direktorat Jenderal Kelautan, Pesisir, dan Pulau-Pulau Kecil. Profil bank perkreditan rakyat pesisir. [Jakarta]: Direktorat Jenderal Kelautan Pesisir dan Pulau-Pulau Kecil, Kementerian Kelautan dan Perikanan, 2009.

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Llanto, Gilberto M. Microfinance capacity assessment of Cooperative Rural Bank of Laguna, Inc. (CRBLI): The farmer's bank. Kuala Lumpur, Malaysia: Asian and Pacific Development Centre, 1996.

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Banking on small business: Microfinance in contemporary Russia. Ithaca: Cornell University Press, 2007.

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Nyama, Jean Marie. Droit bancaire et de la microfinance en zone CEMAC. [Yaoundé]: CERFOD édition, 2006.

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Gallardo, Joselito S. A commercial bank's microfinance program: The case of Hatton National Bank in Sri Lanka. Washington, D.C: World Bank, 1997.

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Morduch, Jonathan. Financial performance and outreach: A global analysis of leading microbanks. Washington, D.C: World Bank, 2006.

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The international bank of Bob: Connecting our worlds one $25 kiva loan at a time. New York: Walker & Co., 2013.

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Book chapters on the topic "Microfinance Bank"

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Kariuki, Peninah W. "The effects of liberalization on access to bank credit in Kenya." In Microfinance, 132–41. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2003. http://dx.doi.org/10.3362/9781780440859.010.

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Awal, M. Abdul, and Abul Kalam Azad. "5. Wholesale microfinance: Sonali Bank, Bangladesh." In Small Customers, Big Market, 55–67. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2005. http://dx.doi.org/10.3362/9781780440965.005.

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Yadav, Ravinder. "8. Oriental Bank of Commerce’s microfinance project, India." In Small Customers, Big Market, 93–102. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2005. http://dx.doi.org/10.3362/9781780440965.008.

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Lawson, Laté, and Herman Messan. "13. Finadev SA: the first commercial bank for microfinance in Benin." In Small Customers, Big Market, 164–78. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2005. http://dx.doi.org/10.3362/9781780440965.013.

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Suda, Toshihiko, and M. C. S. Bantilan. "Achievements and Challenges of SHG-Bank Linkage Program in India: The Result of Village Surveys in Andhra Pradesh and Maharashtra." In Microfinance, Risk-taking Behaviour and Rural Livelihood, 87–112. New Delhi: Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-1284-3_6.

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Kulkarni, Vijay. "6. Microfinance through self-help groups – case study of State Bank of India." In Small Customers, Big Market, 68–76. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2005. http://dx.doi.org/10.3362/9781780440965.006.

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Rufasha, Kenneth. "11. Strategic partnerships in microfinance: the case of the Commercial Bank of Zimbabwe." In Small Customers, Big Market, 131–46. Rugby, Warwickshire, United Kingdom: Practical Action Publishing, 2005. http://dx.doi.org/10.3362/9781780440965.011.

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Shaker, I. E., and N. S. Shaker. "Financial Tools as an Alternative to Bank Deposits and Deposits of Microfinance Organizations." In The Future of the Global Financial System: Downfall or Harmony, 819–25. Cham: Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-030-00102-5_88.

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La Torre, Mario, and Helen Chiappini. "Microfinance Investment Vehicles: How Far Are They from OECD Social Impact Investment Definition?" In Bank Funding, Financial Instruments and Decision-Making in the Banking Industry, 145–91. Cham: Springer International Publishing, 2016. http://dx.doi.org/10.1007/978-3-319-30701-5_7.

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Baechle, Jan. "Equity Participation in Microfinance Banks in Southeast Europe and Georgia — A Strategic Option for a Large Private German Bank?" In The Development of the Financial Sector in Southeast Europe, 135–39. Berlin, Heidelberg: Springer Berlin Heidelberg, 2004. http://dx.doi.org/10.1007/978-3-540-24820-0_11.

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Conference papers on the topic "Microfinance Bank"

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Wiyanti, Dede. "Agroforestry and Mobile Local 'Bank' System (Bank Kuriling) in Cianjur, West Java." In International Conference, Integrated Microfinance Management for Sustainable Community Development(IMM 2016). Paris, France: Atlantis Press, 2016. http://dx.doi.org/10.2991/imm-16.2016.20.

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Bayrak, Metin, Kadyrbek Sultakeev, and Dastan Aseinov. "Effect of Efficiency on Interest Rate in Microfinance Systems of Some Transition Economies." In International Conference on Eurasian Economies. Eurasian Economists Association, 2016. http://dx.doi.org/10.36880/c07.01566.

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Although the share of microfinance institutions in financial sector of Transition Economies are increasing, the level of interest rates charged by microfinance institutions are very high than normal bank interest rates. Because in these countries the main reasons of high interest rates are operational cost, funding costs, credit risk, inflation and target profit of MFIs. The main purpose of this paper is to analyze the effect of efficiency on interest rate in microfinance system of sampled transition economies. This study uses MIX data that runs from 2000 to 2014 for transition economies countries. The efficiency of microfinance institutions in sampled transition economies measured by applying Stochastic Frontier Approach. The impact of efficiency on interest rate will be analyzed using fixed effects and random effects panel data models.
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Zhang, Qiguang, Chong Wu, and Wei Guo. "Performance evaluation of bank microfinance based on fuzzy mathematics and AHP." In 2014 11th International Conference on Fuzzy Systems and Knowledge Discovery (FSKD). IEEE, 2014. http://dx.doi.org/10.1109/fskd.2014.6980824.

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Riyadi, Slamet, and Sulaeman Nidar. "Poor Women Empowerment Service Through Microfinance Grameen Bank System (Case Study of Koperasi Mitra Dhuafa /Komida)." In International Conference, Integrated Microfinance Management for Sustainable Community Development(IMM 2016). Paris, France: Atlantis Press, 2016. http://dx.doi.org/10.2991/imm-16.2016.16.

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Tellis, Winston, and Aaron Seymour. "Transition From A Microfinance Institution to Regulated Bank: Technology Infrastructure Planning in a Developing Country." In 2002 Informing Science + IT Education Conference. Informing Science Institute, 2002. http://dx.doi.org/10.28945/2582.

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In this paper, the authors describe the process of converting from a microfinance organization to a regulated bank in Haiti. The literature was helpful as far as some of the procedures were concerned, and the organization was able to use the recommendations. However the researchers found some major omissions in those recommendations as far as infrastructure was concerned. In some developing countries, it is impossible to install PCs because there is no electricity. Similarly network connections and access to the Internet without telephone service would be impossible. A comparison is made between the recommendations and the realities of the environment in Haiti. Future implementations could benefit from the findings of the authors.
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Ya’u Usman, Abdullahi. "Transmittal Group Lending Model as an Innovative Alternative for Managing Risk and Reducing Cost in Micro-Lending." In 2nd International Conference on Business, Management and Finance. Acavent, 2019. http://dx.doi.org/10.33422/2nd.icbmf.2019.11.765.

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The relevance of micro-lending in battling poverty and encouraging sustainability of the poor is more vividly seen after the emergence of Bangladesh-based Grameen Bank as a successful microfinance institution in 2006. Creating a sustainable microfinance institution largely depends on the two important factors; cost and risk. This paper examines the common risks and costs associated with micro lending, vis-à-vis the trade-off that results into higher costs the more risks are well managed, and higher risks the more costs are highly reduced. As the popular ‘group lending’ model is patronised by the majority MFIs around the world, this paper has gone beyond to suggest the adoption of a new concept in group lending management; the Transmittal Lending model. This new model is theoretically described to optimise the two conflicting variables of risk and costs, so as to enhance an MFI’s profitability and sustainability, simultaneously. The general methodology applied is a review on relevant literature so as to find previously established research opinions that will support the new group lending model. Nevertheless, this new model needs to be quantitatively tested by researchers in the field to deeply understand the dynamics of its applicability in the industry.
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Hamdani, Hamdani, Wahyuddin Albra, Nazir Nazir, M. Heikal, Mulia Saputra, Sri Gustini, Damanhur Abbas, and Henry Aspan. "Consumer Perceptions of Syariah Bank and Location (An Overview of Merchants Interest in Choosing Microfinance Financing for Syariah Banking in Bireuen District)." In Proceedings of the 1st Workshop on Multidisciplinary and Its Applications Part 1, WMA-01 2018, 19-20 January 2018, Aceh, Indonesia. EAI, 2019. http://dx.doi.org/10.4108/eai.20-1-2018.2281866.

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Qiguang, Zhang, and Guo Wei. "Research on the Performance Evaluation of Small and Micro Businesses Microfinance of Commercial Bank based on Balanced Scorecard and Principal Components Analysis." In AASRI International Conference on Industrial Electronics and Applications (IEA 2015). Paris, France: Atlantis Press, 2015. http://dx.doi.org/10.2991/iea-15.2015.156.

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Zhang, Qiguang, and Wei Guo. "Research on the performance evaluation of small and micro businesses microfinance of commercial bank based on balanced scorecard and principal components analysis." In 3rd International Conference on Future Energy, Environment and Materials. Southampton, UK: WIT Press, 2015. http://dx.doi.org/10.2495/feem140741.

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Sultakeev, Kadyrbek, and Metin Bayrak. "The Impact of Microfinance on Poverty: Evidence from Kyrgyzstan." In International Conference on Eurasian Economies. Eurasian Economists Association, 2016. http://dx.doi.org/10.36880/c07.01568.

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Nowadays, the microfinance market is growing rapidly. Microfinance is becoming more common in the Kyrgyzstan market, complementing the traditional banking segment. However, how much microfinance affected the poverty is a subject for debate. Giving low income household money may lift them out of poverty for a short period of time but when the credit is spent borrowers fall back into poverty. The aim of the study was to analyze the impact of microfinance practices on poverty in Kyrgyzstan. The data were obtained from 521 microfinance clients in all districts and two largest cities. These are: Chuy, Naryn, Talas, Jalal Abad, Osh, Batken districts and Osh and Bishkek cities. A logit regressional analysis was used to determine the variables that affected poverty in Kyrgyzstan.
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