Academic literature on the topic 'Microfinance Rural development'

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Journal articles on the topic "Microfinance Rural development"

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Dhakal, Chandra Prasad, and Govinda Nepal. "Contribution of Micro-Finance on Socio-Economic Development of Rural Community." Journal of Advanced Academic Research 3, no. 1 (February 11, 2017): 134–41. http://dx.doi.org/10.3126/jaar.v3i1.16623.

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Microfinance institutions are established to promote the financial activities mainly saving and credit in community. Microfinance’s activities are focused on reducing poverty level of community people. Poor, disadvantaged, marginalize and women are in mainstream of microfinance’s programs. The study was focused on finding out the contribution of microfinance on socio-economic development of rural community. The study was based on the quantitative design. Cross-sectional data was collected from the 8 microfinances of Syangja district. Purposive sampling technique was adopted to select the respondents. The perceptual analysis of data reported the significant contribution of micro-finance in social change and development. Microfinances working since 2 to 20 years covering the diverse field of social activities were the samples of the study. There was a need to improve the internal management of microfinance to provide the services more effectively.
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Kotir, Julius H., and Franklin Obeng-Odoom. "Microfinance and Rural Household Development." Journal of Developing Societies 25, no. 1 (January 2009): 85–105. http://dx.doi.org/10.1177/0169796x0902500104.

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Agbaeze, E. K., and I. O. Onwuka. "Microfinance Banks and Rural Development." International Journal of Rural Management 10, no. 2 (October 2014): 147–71. http://dx.doi.org/10.1177/0973005214546597.

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Bhusare, Shital Prakash, and Ruby Chanda. "Micro-Finance & Micro-Credit for Sustainable Development." IRA-International Journal of Management & Social Sciences (ISSN 2455-2267) 6, no. 3 (March 27, 2017): 365. http://dx.doi.org/10.21013/jmss.v6.n3.p4.

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<div><p><em>Poverty is one of the biggest challenges to the development of a developing country like India where a major population is living in rural and semi-urban areas. Institutional credit is considered as a powerful tool for alleviating poverty. Microfinance is the supply of loans, savings, and other basic financial services to the poor. As the financial services of microfinance usually involve small amounts of money – small loans, small savings etc. the term "Microfinance" helps to differentiate these services from those of commercial banks. Microfinance in India has been through two channels of credit delivery to poor and low-income households–Self Help Group Bank Linkage Programme (SBLP) and the Microfinance institutions lending through groups as well as directly to individuals. This study was with the overall objective of conducting a detailed analysis of interest rates, costs and margins of microfinance institutions. </em></p><p><em>This study highlights the reach and the impact on the customers and the channels used by these firms for the effectiveness of Micro Finance and Microcredit schemes. For the purpose of analysis the statistical tools like Mean, Standard deviation, coefficient of co-relation and regression have been used. </em></p><p><em>Microfinance is playing a very important role in decrease poverty. Microfinance to the rural SHGs is a way to raise the income level and improve the living standards of the rural peoples. Thus, it can be concluded that the self-help groups contribute substantially in pushing the conditions of the rural population up.</em></p></div>
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Manta., Otilia. "RURAL MICROFINANCE DEVELOPMENT IN DIGITAL AND SOCIAL PLATFORM,THINK-TANK TECHNOLOGIES APPLYING TO RURAL MICROFINANCE." International Journal of Advanced Research 5, no. 5 (May 31, 2017): 1857–71. http://dx.doi.org/10.21474/ijar01/4321.

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Yadav, Rajesh K. "Significance of Microfinance Institutions in Rural Development of India." International Letters of Social and Humanistic Sciences 21 (February 2014): 84–90. http://dx.doi.org/10.18052/www.scipress.com/ilshs.21.84.

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Micro finance is to supply micro credit to people living in utter poverty and has no reach to the conservative and formal financial products. It is an aid to engage them in productive activities and grow their tiny businesses. Micro finance focused on availing the credit in a standard manner. Micro financial schemes plays vital role in increasing women‟s participation in economic activities and decision making. In this research paper an effort is made to investigate the role of microfinance in rural development especially through Micro financial schemes. This study is an empirical study which aims to find out the role and responsibilities of microfinance in rural development. Our experience while doing this study suggests that microfinance provides key lessons for development in terms of what mechanism and best practices should be adopted and how to make small change that creates a big difference. It is concluded that poor people in rural areas especially in under developing countries, are in immense need of credits so microfinance programs must make available this credit needs and motivate the poor people to increase their standard of living.
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Xiang, Cheng, Xiangping Jia, and Jikun Huang. "Microfinance through non-governmental organizations and its effects on formal and informal credit." China Agricultural Economic Review 6, no. 2 (April 29, 2014): 182–97. http://dx.doi.org/10.1108/caer-04-2013-0062.

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Purpose – Internationally, microfinance run by non-governmental organizations (NGOs) is often considered an important approach to meeting the credit demand of rural households, particularly among the poor. However, the perceived competitions with formal financial institutions and concerns about financial risks in the rural economy have impeded the development of microfinance by NGOs in China. Despite these concerns about NGO microfinance, little empirical evidence has been brought to prove them. The purpose of this paper is to provide empirical evidence of the relationship between NGO microfinance and farmers’ demand for formal and informal credit in rural China. Design/methodology/approach – The study is based on a household longitudinal data set consisting of 749 households from 40 microfinance villages in rural China. This study draws evidence from China's largest NGO microfinance. Out of the five county branches where China Foundation for Poverty Alleviation has launched institutionalized microfinance since 2006, the authors selected two of them. A random sampling approach was applied in surveying villages and households. In an effort to create impact assessments, the authors surveyed the detailed information on household characteristics and credit access during the period 2006-2009. A panel data is thus structured for the analysis. Findings – The authors found that the demand for credit in rural China is immense and rising, as formal financial institutions have gradually moved away from less developed regions in rural areas. In its place, informal lending has become a primary source of credit for the poor. However, where NGO microfinance has become available, both formal and informal credit has slowed down. The development and expansion of NGO microfinance did stand up as a substitution for institutional lenders and informal financial networks. Research limitations/implications – The findings have profound policy implications. First, since the development of NGO microfinance fill the demand for credit in rural China and poses low financial risk, the intellectual bias against NGO microfinance is unwarranted. In particular, the regulations that hamper the development of NGO microfinance should be corrected. Second, informal networks do not appear to be costless. Where NGO microfinance can substitute for them, it can mitigate the financial stresses related to the informal credit market.
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Di Pucchio, Yasmine. "Microfinance in Iran: a Case Study of the Rural Microfinance Support Project." Oriente Moderno 95, no. 1-2 (August 7, 2015): 211–32. http://dx.doi.org/10.1163/22138617-12340070.

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Microfinance programs in Iran began to be implemented at the end of the 1990s thanks to both the local government and international organizations’ efforts to eradicate poverty. Today microfinance is a growing sector in the country and has been officially recognized by the Iranian government, which included its development as one of the main points of the last Five Year Development Plan. A number of efficient microfinance programs are active in Iran among which the Rural Microfinance Support Project, promoted by the Iranian Agricultural Bank and ifad, stands out. The following study is an attempt to identify the impact of this program on women empowerment and poverty reduction through a research conducted on a sample of one hundred women clients of the program in the province of Šabestar, East Azerbaijan.
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Mago, Stephen, and Costa Hofisi. "Microfinance as a pathway for smallholder farming in Zimbabwe." Environmental Economics 7, no. 3 (October 21, 2016): 60–66. http://dx.doi.org/10.21511/ee.07(3).2016.07.

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Microfinance has been viewed as a pathway for smallholder farming. This paper aims to investigate the impact of microfinance on smallholder farming. It examines the role of microfinance in the development of smallholder farming. This paper employs the integrated view of microfinance study as opposed to the ‘credit only’(minimalist) view. Using qualitative research methodology, the paper relies on literature review and primary data. Household level data (primary) were collected from a rural district (Masvingo Rural District) of Masvingo province in Zimbabwe. Data were collected from 250 microfinance participants (household heads) using questionnaires and face-to-face interviews. The findings show that microfinance had positive effects on accumulation of agricultural assets, income from agriculture, agricultural education, agricultural productivity, agri-business, consumption and health. However, the impact is limited due to lack of finance. Basic financial services are essential for the management of their smallholder farming activities. The practical implications are that the study results could be used by the government and development agencies for policy making. The paper recommends that microfinance should be harnessed as a useful intervention that can be employed to economically empower the smallholder rural agricultural sector. Keywords: microfinance, smallholder farming, integrated view, minimalist view. JEL Classification: G21, O13
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Mazumder, Mohummed Shofi Ullah. "Role of Microfinance in Sustainable Development in Rural Bangladesh." Sustainable Development 23, no. 6 (July 31, 2015): 396–413. http://dx.doi.org/10.1002/sd.1599.

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Dissertations / Theses on the topic "Microfinance Rural development"

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Huang, Yang. "Microfinance commercialization in rural China /." View abstract or full-text, 2006. http://library.ust.hk/cgi/db/thesis.pl?SOSC%202006%20HUANGY.

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de, la Torre Gabriela Raisa. "A Micro Approach to Microfinance: A Case Study on the Uniones de Credito y Ahorro in Rural Villages in Peru." Scholarly Repository, 2010. http://scholarlyrepository.miami.edu/oa_theses/78.

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Peru's microfinance market is dynamic and is comprised of a plethora of financial institutions that offer numerous microfinance services. With increasingly more institutions adding microfinance to their loan portfolio, and with no interest rate cap on microloans in Peru, what impact will this growing market have on the poor? In the past, microfinance institutions (MFIs) have had clients abuse the system, but increased transparency between microfinance institutions and new managing practices are now used to minimize adverse selection. Yet as the microfinance market expands with more large banks gaining control how are borrowers, particularly the most vulnerable, going to be impacted? This, paper evaluates the dynamics of how microfinance institutions have emerged and evolved throughout Latin America and then introduces an atypical model, the Uniones de Credito y Ahorro (UNICA). Six UNICA programs from rural villages outside Cayaltí are evaluated using both aggregate loan data that measures the frequency of loan use in the village, and surveys with open-ended response questions to bring in UNICA members' perspective. With the data collected this paper attempts to understand the diverse factors that make the UNICA approach different from the traditional Latin American model. And ultimately strives to discover whether the UNICA model provides distinctive benefits to the borrowers and the financial markets that are not provided by traditional Latin American MFI models.
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Maggiano, Grey. "The impact of rural microfinance measuring economic, social and spiritual development in Kabale, Uganda /." CONNECT TO ELECTRONIC THESIS, 2006. http://hdl.handle.net/1961/3707.

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Gunasekera, Arosha Indika. "Achieving rural development in Sri Lanka through a systematic model : microfinance and women's empowerment." Thesis, University of Cambridge, 2014. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.708366.

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Grezov, Ravshan. "Development Programs for Poverty Alleviation: Comparative Study of Microfinance Program in Two Areas of Tajikistan." Ohio : Ohio University, 2008. http://www.ohiolink.edu/etd/view.cgi?ohiou1212827802.

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Kavindja, Anna. "Impact of Microfinance Grants on Rural Development: A case study of Kavango East Regional Council." Master's thesis, Faculty of Commerce, 2019. http://hdl.handle.net/11427/30382.

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This study looked at the impact of microfinance grants on rural development in the Kavango East Region administered by the Kavango East Regional Council. The Kavango East Region is the poorest region in Namibia, with an unemployment rate that is higher than the national rate. With these statistics as background, the microfinance grant was proposed as a vital tool in alleviating the poverty-stricken region and curbing the high unemployment rate. Poverty alleviation through asset accumulation and food security, financial inclusion through opening of business banking accounts, business growth and diversification were variables considered to indicate rural development. The literature indicates that microfinance has both positive and negative impacts on poor people‟s income by increasing and decreasing their incomes, respectively. Available evidence also indicates minimal proof that microfinance impacts job creation and should, therefore, not be promoted as a means to achieve long-term goals. A qualitative research methodology using the descriptive survey design was used to collect data. The analysis of the study shows that microfinance grants have not positively impacted rural development as anticipated; beneficiaries have not registered growth or diversification in their businesses. However, there has been a positive impact on financial inclusion variable as business banking accounts were opened. Overall, the positive impacts of microfinance grants are very minimal due to relatively small market sizes which reduce chances to accumulate asset from the business operations. The grants have however enabled food security as beneficiaries‟ businesses are more for subsistence than commercial purposes.
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Kerr, Emily W. Pham Van Hoang. "Micro-credit and household productivity evidence from Bangladesh /." Waco, Tex. : Baylor University, 2009. http://hdl.handle.net/2104/5359.

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Ramanantseheno, Domoina. "La microfinance au service d’une agriculture durable, illusion ou réalité ? : le cas de Madagascar (région de l’Itasy)." Thesis, Paris 11, 2012. http://www.theses.fr/2012PA111015.

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Le secteur agricole regroupe non seulement plus de la moitié de la population rurale pauvre des Pays les Moins Avancés (PMA), mais aussi plus de 60 % de la population active. La majorité des ruraux pauvres tire le principal de ses revenus de l’activité agricole. Le développement agricole peut donc être considéré comme un puissant facteur d’atténuation de la pauvreté. Cependant, le problème du financement des petites exploitations familiales dans les PMA reste un problème non résolu.Si l’on considère que la microfinance est un outil de réduction de la pauvreté, quel que soit le secteur d’activité auquel elle s’applique, alors l’effet optimal de sa mise en oeuvre devrait être constaté là où se trouve la plus grande partie de la population pauvre. Le secteur agricole des Pays Moins Avancés devient alors le terrain privilégié de cette expérimentation. Le défi qui s’impose à la microfinance est donc non seulement de fournir le capital aux agriculteurs, leur permettant d’accroître leur productivité, mais aussi de favoriser une agriculture au service de l'environnement.Par conséquent, le rôle spécifique de la microfinance dans l’agriculture, et plus particulièrement pour les petites exploitations familiales des PMA, est donc questionné.La microfinance saura-t-elle se présenter comme une alternative aux problèmes de financement de l’agriculture familiale ou ne restera-t-elle qu’une illusion ?
In the Less Advanced Countries, the agricultural sector is constituted not only by more than half of the rural population but also by over 60% of the active population. The majority of the poor rural people obtain their main resource incomes from the agricultural activities. The agricultural development could thus be considered as an attenuation factor of the poverty. However, the problem of the financial support toward the small family agricultural exploitation in the Less Advanced Countries still remains an unsolved issue.If microfinance is considered to be a tool for reducing poverty in any activity sector where it is used, then the optimal effect of its implementation should be observed in the area where the majority of poor population is located. So, the agricultural sector of the Less Advanced Countries becomes a privileged field of this experimentation. The challenge that the microfinance has to face is not only to provide financial support to the farmers for allowing them to increase their productivity, but also to promote an agriculture contributing to the environment.As a result, the specific role of the microfinance in the field of agriculture, in particularly for the small family agricultural exploitation in the Less Advanced Countries is questioned.Will the microfinance be able to present itself as an alternative for the issue of the financial support toward the family farms or will it be just an illusion?
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Choga, Joseph. "Impact of microfinance on rural smallholder farmers in MT. Darwin District of Mashonaland Central Povince in Zimbabwe." Thesis, University of Limpopo (Turfloop Campus), 2013. http://hdl.handle.net/10386/1432.

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Thesis (M. Dev.) --University of Limpopo, 2013
Rural areas of Zimbabwe suffered acute shortage of banking services. Conventional banks feared high transaction costs and lack of collateral associated with this market segment. This research aimed at evaluating impact of microfinance on rural farming sector. Finding out the general banking and microfinance situation, appraising scheme impact and making recommendations were the research’s objectives. A descriptive research design was used. A population of 3,400 members constituting 289 Investment Groups (IGs) was used. Quota and purposive sampling were used to select 20 IGs and 154 individual respondents. Sample survey, Focus Group Discussions (FGD) and Key Informant Interviews (KII) were data collection methods. The survey findings showed that the five Department For International Development’s (DFID’s) Sustainable Livelihoods Approach (SLA) asset bases increased more for the treatment than the control groups, signifying microfinance impact. Wealth ranking, meant to triangulate survey results, depicted upward mobility of groups; old ones transcending to rich categories while the new moved into top poor rank, also demonstrating impact. Further, scheme achieved women empowerment basing on their numerical predominance and improved self-confidence, signifying impact. The study recommends that Farmers’ Association of Community self-Help Investment Groups (FACHIG) resuscitated its savings component using the Self-Help Group (SHG) thrift approach to ensure scheme sustainability. In addition, climate change, a phenomenon which increased droughts, could have dampened impact. However, the research did not delve into this area, compelling a future study.
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Kirsten, Maria Albertina. "Improving the well-being of the poor through microfinance : evidence from the Small Enterprise Foundation in South Africa." Thesis, Stellenbosch : Stellenbosch University, 2011. http://hdl.handle.net/10019.1/18002.

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Thesis (PhD)--Stellenbosch University, 2011.
ENGLISH ABSTRACT: Poverty in South Africa’s rural areas is complex and severe, especially among female-headed households. The marginalisation of South Africa’s rural areas over a period of decades resulted in an acute lack of economic opportunities, limited infrastructure and a serious breakdown of social capital. Women living in rural areas are particularly poor in moneymetric terms; they are often illiterate and therefore isolated from economic and social opportunities; and many fall victim to violence in the household. They eke out a meagre existence, based on small-scale agriculture, marginal self-employment or limited wage and remittance income. While such income diversification, combined with the government’s range of development interventions, helps to buffer them against risks such as illness, death and disaster, rural poverty is not just a matter of income and assets. It is also rooted in other disadvantages, such as exclusion, disempowerment and unequal power relations. These all contribute to making poverty a multidimensional phenomenon. The South African government has committed significant resources to poverty intervention over the past 17 years. These interventions, which include social assistance grants, basic municipal services and free water, electricity, schooling and health services, certainly have an impact on the livelihoods of the rural poor, but they do not seem to bring a significant improvement in the standard of living of the most vulnerable people in marginalised areas. There is increasing recognition in the poverty literature that vulnerabilities – of income, health, social exclusion and service delivery – are linked, and that support programmes should focus not only on increasing the poor’s access to resources and assets but also on empowering individuals to use these assets and make decisions. This study investigates the potential of microfinance to address the overlapping vulnerabilities experienced by women in South Africa’s rural areas. It suggests that microfinance has the potential to generate positive shifts in selected indicators of empowerment and well-being among participating women in rural areas. These claims are tested by evaluating data gathered among clients of the Small Enterprise Foundation (SEF) against a conceptual framework. The framework offers a stepwise progression away from vulnerability: acquiring internal skills (empowerment), strengthening social capital, accumulating assets and, eventually, transforming these assets into wealth. Existing datasets, gathered over a period of five years in rural Limpopo and representing both a group that received microfinance from SEF and a control group, were examined. No evidence could be found that the recipients of SEF’s microfinance experienced increased empowerment, but the results did provide evidence that belonging to the group that received microfinance increased the likelihood of experiencing livelihood security and well-being. The findings show that microfinance can, even over the short term, make a difference in people’s ability to smooth their consumption and, as such, provide them with more secure livelihoods. The research also suggests that microfinance assists women in rural areas in constructing and maintaining a portfolio of assets, thus improving well-being among the recipients of microfinance. The scope of the study was confined to measuring the effect of microfinance on selected poverty indicators, and it did not attempt to prove that microfinance alleviates poverty. As such, the research demonstrates that the government’s efforts to reduce rural poverty can be complemented by micro-level interventions such as access to finance.
AFRIKAANSE OPSOMMING: Armoede in Suid-Afrika se landelike gebiede is kompleks en straf, veral vir huishoudings met vroue aan die hoof. Landelike gebiede is vir dekades lank gemarginaliseer en dit het gelei tot gebrekkige ekonomiese geleenthede, beperkte infrastruktuur en ‘n ineenstorting van sosiale kapitaal. Vroue in Suid-Afrika se landelike gebiede is nie net arm in monetêre terme nie, maar ook dikwels ongelettered, geïsoleerd van ekonomiese en sosiale geleenthede, en dikwels die slagoffers van huishoudelike geweld. Hul huishoudings oorleef deur die skamele bestaan wat hulle maak uit bestaansboerdery, gebrekkige besoldiging en trekarbeider lone. Alhoewel die regering se wydverspreide ontwikkelingshulp daartoe bydra om arm mense te help om risiko’s soos siekte, dood en natuurrampe te kan hanteer, gaan landelike armoede oor veel meer as net inkomste en bates, en sluit dit ook ontmagtiging, uitsluiting en ongelyke magsverdeling in. Al hierdie ontberinge maak armoede ‘n multidimensionele verskynsel. Die Suid-Afrikaanse regering het oor die afgelope 17 jaar aansienlike bronne op armoede verligting gespandeer. Die hulp, wat maatskaplike toelaes, basiese munisipale dienslewering, gratis water, elektrisiteit, opvoeding en gesondheidsdienste insluit, het sonder twyfel die oorlewing van die armes in landelike gebiede meer houdbaar gemaak, maar tog lyk dit nie of die lewenskwaliteit van die mees kwesbare huishoudings in die gemarginaliseerde areas verbeter het nie. Die armoede-literatuur dui daarop dat verskillende vorms van kwesbaarheid – kwesbaarheid in terme van inkomste, gesondheid, sosiale uitsluiting en dienslewering – met mekaar verband hou. Daarom is dit belangrik dat hulpverlening nie alleen vir die armes toegang gee tot hulpbronne en bates nie, maar ook die individue bemagtig om die bronne te gebruik en besluite te neem. Hierdie studie ondersoek die potensiaal van mikrofinansiering om die verskeidenheid sosiale kwesbaarhede wat vroue in Suid Afrika se landelike gebiede ervaar aan te spreek. Die studie voer aan dat mikrofinansiering kan lei tot positiewe veranderinge in geselekteerde bemagtigings- en welvaarts-indikatore onder deelnemende vroue. Data wat versamel is onder die kliente van die Small Enterprise Foundation (SEF) word gebruik om hierdie aansprake te evalueer. Die studie is gedoen teen die agtergrond van ‘n konseptuele model, wat voorhou dat armoede en kwesbaarheid oorkom kan word as ‘n trapsgewyse program gevolg word – deur eerstens kundigheid (bemagtiging) te verkry, daarna sosiale kapitaal te versterk, bates op te bou en uiteindelik die bates in rykdom te omskep beweeg die vroue, en hul huishoudings, al verder weg van hulle aanvanklike kwesbaarheid. Bestaande data, versamel oor ‘n tydperk van vyf jaar in die landelike gebiede van Limpopo is geanaliseer. Die data verteenwoordig twee groepe – ‘n groep wat mikrofinansiering ontvang het en ‘n kontrole groep. Geen empiriese bewyse kon gevind word dat die vroue wat mikrofinansiering van SEF ontvang het, bemagtig is nie. Die resultate het wel daarop gedui dat vroue wat mikrofinansiering ontvang na alle waarskynlikheid meer bestaans-sekerheid het en dat hulle welvaart verbeter het. Die bevindinge dui daarop dat mikrofinansiering, selfs oor die kort termyn, ‘n wesenlike verskil kan maak in die vermoë van kwesbare vroue om hulle verbruik, oor tyd, beter te bestuur en sodoende bestaans-sekuriteit te verseker. Die navorsing toon ook dat mikrofinansiering vroue in landelike gebiede kan help om ‘n portefeulje van bates te skep en te handhaaf, wat bydra tot groter welvaart. Hierdie studie het die impak van mikrofinansiering op geselekteerde armoede indikatore geevalueer, en het nie gepoog om te bewys dat mikrofinansiering armoede verlig nie. Sodoende dui die navorsing daarop dat die regering se pogings om armoede te verlig kan baat vind by mikrovlakintervensies soos mikrofinansiering.
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Books on the topic "Microfinance Rural development"

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Voninirina, Amélie. Impact de la microfinance sur l'économie rurale à Madagascar. Antananarivo: CREAM, 2014.

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Microfinance and rural development: Role of self-help groups. New Delhi: Concept Pub. Co., 2012.

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Women empowerment through microfinance. New Delhi: Axis Books, 2012.

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Das, Sanjay Kanti, S. K. Das, and Sanjeeb K. Jena. Micro finance and empowerment of rural poor in India. New Delhi, India: New Century Publications, 2012.

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Gack, Nawal El. Rural development and microfinance projects in Sudan: With special attention to community participation. Lewiston, NY: Edwin Mellen Press, 2012.

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Seminar on Sustainable Local Community Development and the Role of Microcredit in Rural Development (1999 Bangkok, Thailand). Fighting poverty with microfinance: Report of the Seminar on Sustainable Local Community Development and the Role of Microcredit in Rural Development, 22-26 March 1999, Bangkok, Thailand. Dhaka: Centre on Integrated Rural Development for Asia and the Pacific, 2000.

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Micro finance and India's rural economy. New Delhi: New Century Publications, 2011.

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Lalitha, N. Self help groups in rural development. New Delhi: Dominant Publishers and Distributors, 2002.

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Development), Regional Workshop on Micro Credit Delivery System and Good Governance in Rural Development (2010 Bangladesh Academy for Rural. Report of the Regional Workshop on Micro Credit Delivery System and Good Governance in Rural Development: Held on 07-18 February 2010, Comilla, Bangladesh. New Delhi: Afro-Asian Rural Development Organization, 2010.

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Kaushik, S. K. Microfinance and women's empowerment. New Delhi: Serials Publications, 2010.

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Book chapters on the topic "Microfinance Rural development"

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van Eekelen, Willem. "Microfinance." In Rural Development in Practice, 129–56. Abingdon, Oxon; New York, NY: Routledge, 2020.: Routledge, 2020. http://dx.doi.org/10.4324/9781351272001-6.

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Habte, Amine, Kobus Visser, and Matthew Kofi Ocran. "The Impact of Microfinance on Household Livelihoods: Evidence from Rural Eritrea." In Development Finance, 73–107. Cham: Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-54166-2_4.

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Fujita, Koichi, and Keiko Sato. "SHGs for Poverty Alleviation?: Insights from a Tamil Nadu Village Under Rapid Economic Development." In Microfinance, Risk-taking Behaviour and Rural Livelihood, 69–85. New Delhi: Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-1284-3_5.

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Sugie, Ai. "Deconstructing Financial Inclusion and Exclusion in the Development Discourse: Case Studies of Microfinance Operations in Rural Bangladesh." In Rural Areas Between Regional Needs and Global Challenges, 97–119. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-04393-3_6.

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"Rural Development and Microfinance." In Managing Development in a Globalized World, 327–46. Routledge, 2017. http://dx.doi.org/10.4324/9781315091549-14.

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Vargas-Hernández, José G., and Kinkini Bhattacharjee. "Microfinance and Rural Entrepreneurship in Mexico." In Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth, 103–14. IGI Global, 2018. http://dx.doi.org/10.4018/978-1-5225-5213-0.ch006.

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One of the popular policies for rural entrepreneurships in Mexico is the Program for Women in the Agricultural Sector, or PROMUSAG, whose objective is to contribute to the generation of employment and income of women entrepreneurs with 18 years or more living in agrarian centers by funding and training for implementation of productive projects. The aim of the chapter is to analyze the case of a joint venture stage to determine the successes and failures to undertake this business based on the theory of resources and skills of entrepreneurship and business in general and budget study of PROMUSAG in particular. The analysis concludes that the empirical knowledge of entrepreneurs in this case were not sufficient to direct the business to success, and structured knowledge strongly directed towards the non-permanence on the market is still lacking to serve the targeted population. However, based on CONEVAL Report, we can say something about the increase in women empowerment as far as the budget program is concerned.
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Nisha, Nabila, and Afrin Rifat. "Reducing Poverty and Sustaining Growth." In Socio-Economic Development, 773–92. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7311-1.ch040.

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Microfinance institutions have been effective rural banking channels that extended financial services to low-income individuals, particularly women in developing country settings. Since its inception, microfinance has evolved as an economic development approach and has grown to enormous scale in Bangladesh, with a reported approximate 23 million borrowers in a country of roughly 150 million people. These numbers reveal the highest population saturation of microfinance in any country. However, with the maturity of the microfinance market in recent years, competition has subsequently increased among various financial and non-financial institutions. Against this backdrop of intense competition, this chapter aims to focus on the current institutions of Bangladesh that has made the microfinance service almost a sole option for the downtrodden segment of the low-income society. In particular, various approaches of microfinance and its operational structure by these institutions including the challenges and attributions of a dynamic micro credit concept will be highlighted.
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"Poverty Reduction Through Microfinance." In Sociological Perspectives on Sustainable Development and Poverty Reduction in Rural Populations, 187–216. IGI Global, 2022. http://dx.doi.org/10.4018/978-1-7998-4646-8.ch008.

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Microfinance is believed by many people in Africa to allow poor people to protect, diversify, and increase their sources of income, which is known to be the essential path out of poverty and hunger. This chapter examines whether microfinance can really help to reduce poverty. The enduring question is: Can microfinance be the game changer that will lift the many poor rural women and men in Africa out of the misery of extreme poverty? Is this strategy bliss or myth? First, the author provides a context and rationale for microfinance in African countries. Second, the chapter follows a brief overview of the literature on the impact of microfinance on women's empowerment and whether credit lending transactions benefit the intended recipients. Finally, the chapter reviews the arguments of both sides of the debate and draws out future research trends.
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Kroessin, Mohammed. "CHAPTER 4 The Islami Bank Bangladesh’s Rural Development Scheme: ‘need-based banking rather than greed-based micro-banking’?" In Islamic Microfinance, 47–60. Practical Action Publishing Ltd, 2017. http://dx.doi.org/10.3362/9781780449555.004.

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Manzoor, Amir. "Role of Microfinance Institutions in Development of India." In Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth, 138–55. IGI Global, 2018. http://dx.doi.org/10.4018/978-1-5225-5213-0.ch008.

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The role and contribution of microfinance institutions (MFIs) is very important in development. Microfinance is a very important source of financial services for people and microenterprises that do not have easy access to banking and related services. The objective of this chapter is to assess empirically the impact of MFIs on development of India. This study aims to fill a gap in econometric assessments of microfinance institutions. Using data of MFIs operating in India and using savings of client as proxy for development, this chapter found empirical evidence for significant positive impact of microfinance institutions on development. While development in rural regions generally lags behind urban areas, this chapter found no statistical evidence for differences in the marginal impact of microfinance institutions subject to geographical positions. It can therefore be concluded that impact of MFIs on development in rural areas is positive and independent of environment.
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Conference papers on the topic "Microfinance Rural development"

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Parikh, Tapan. "Rural Microfinance Service Delivery: Gaps, Inefficiencies and Emerging Solutions." In 2006 International Conference on Information and Communication Technologies and Development. IEEE, 2006. http://dx.doi.org/10.1109/ictd.2006.301861.

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Indika, Deru, and Nike Vonika. "Rural Tourism Development using Ecotourism as a Model of Community Empowerment in Cireundeu Indigenous Village, Cimahi, West Java." In International Conference, Integrated Microfinance Management for Sustainable Community Development(IMM 2016). Paris, France: Atlantis Press, 2016. http://dx.doi.org/10.2991/imm-16.2016.23.

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Iswanto, Mr, and Dadang Darmawan. "THE ROLE OF MICROFINANCE IN THE RURAL DEVELOPMENT PROCESS; CASE STUDY OF TANDEM HILIR II VILLAGE, HAMPARAN PERAK SUB DISTRICT, DISTRICT OF DELI SERDANG." In International Conference on Public Policy, Social Computing and Development 2017 (ICOPOSDev 2017). Paris, France: Atlantis Press, 2018. http://dx.doi.org/10.2991/icoposdev-17.2018.65.

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Rustinsyah, Rustinsyah, and L. Dyson. "Could the existence of Microfinance Institution for alleviation poverty in rural area? A case study in Women’s Cooperative in Magersari Village, Plumpang Sub-district, East Java, Indonesia." In 1st International Conference Postgraduate School Universitas Airlangga : "Implementation of Climate Change Agreement to Meet Sustainable Development Goals" (ICPSUAS 2017). Paris, France: Atlantis Press, 2018. http://dx.doi.org/10.2991/icpsuas-17.2018.31.

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