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Dissertations / Theses on the topic 'Microfinance'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Kinya, Mbaya Caroline. "Essays on microfinance in east-Africa." Doctoral thesis, Universitat Autònoma de Barcelona, 2017. http://hdl.handle.net/10803/405660.

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Microfinance has found itself at the center of development agenda for many a developing economy struggling to reduce poverty and spur economic growth by containing unemployment. This is based on the assumption that if marginalized people can access cheap loans, they could easily create micro enterprises and lift themselves out of poverty. This thesis investigates the effect of microfinance as a mode of financial inclusion in the East-African economy. Using 2 essays, we pose various research questions to achieve our overall objective 1) what are the themes arising from two decades of research i

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2

Akinosi, Oluwafunmilayo, Daniel Nordlund, and Alejandro Turbay. "Sustainable Microfinance." Thesis, Blekinge Tekniska Högskola, Sektionen för ingenjörsvetenskap, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:bth-2540.

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Microfinance offers one way to combat poverty by providing access to credit and financial services to low-income borrowers. We argue that the interconnectedness of the socioeconomic and ecological system as well as the reliance on ecosystem services make it important to provide microcredit from a full sustainability perspective. We used the Framework for Strategic Sustainable Development, a scientific based systematic and strategic approach, to create a principle-based model of a microfinance institution operating in a socioeconomic and ecologically sustainable manner. This model was then comp

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Muriu, Peter W. "Microfinance profitability." Thesis, University of Birmingham, 2011. http://etheses.bham.ac.uk//id/eprint/3043/.

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Microfinance institutions (MFIs) may be flourishing in commercial terms but few are profitable. While MFIs in other regions have consistently reported positive profits, those operating in Africa continue to post negative profits. What explains this disparity? This thesis contributes to the current state of knowledge and research on microfinance profitability by investigating the potential determinants of MFIs profitability with a focus on Africa. Further empirical work is carried out to examine: (i) profit persistence and the speed of convergence; (ii) impact of financing choice on microfinanc

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Sukadi, Mata Ritha. "Microfinance and remittances." Doctoral thesis, Universite Libre de Bruxelles, 2012. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209717.

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Remittances (money sent home by migrants) to developing countries are estimated to have reached US$ 325 billion in 2010 (World Bank, 2011). These amounts reflect only officially recorded transfers, transferred through formal channels and calculated as the sum of three items of the Balance of Payments Statistics, namely: compensation of employees, workers’ remittances and migrants’ transfers (Salomone, 2006; Aggarwal et al. 2011). Unrecorded remittances could represent 50 to 100% of recorded flows (World Bank, 2006; Hagen-Zanker and Siegel, 2007).<p>Remittances are three times the size of offic

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Harmincová, Zuzana. "Microfinance - interregional comparison." Master's thesis, Vysoká škola ekonomická v Praze, 2014. http://www.nusl.cz/ntk/nusl-195498.

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In the introduction of the master thesis, the historical development and the reasons for the emergence of microfinance are described. The thesis focuses on comparison of the functioning of microfinance in various developing regions of the world, as well as on the analysis of the overall functioning, effectiveness, strengths and weaknesses, potential threats and opportunities in the microfinance markets. The conclusion offers several possibilities and insights on how microfinance could be more efficient in financial terms. The thesis also presents a brief evaluation of the benefits of microfina

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Inderbitzin, Claudia. "Microfinance eine neue Anlageklasse? /." St. Gallen, 2007. http://www.biblio.unisg.ch/org/biblio/edoc.nsf/wwwDisplayIdentifier/00711218002/$FILE/00711218002.pdf.

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García, Pérez Icíar. "Sustainability in Microfinance Institutions." Doctoral thesis, Universitat Jaume I, 2019. http://hdl.handle.net/10803/666062.

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Inspired by the 1999 Program of Action defined by the United Nations, which describes eight pragmatic areas for a Culture of Peace. My proposal will work on the section 'Sustainable economic and social development' evaluating microfinance and the organizations that manage them, as a tool to achieve this objective. Immersed in a global context and under the prism of sustainability, the performance analysis of the organizations activity can not be done only from its economic exercise, but it is necessary to measure its impact under a wider range of criteria (Fernández et al., 2013). The main obj

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8

Laureti, Carolina. "Product design in microfinance." Doctoral thesis, Universite Libre de Bruxelles, 2014. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209214.

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The poor need a range of financial services to cope with shocks, to manage day-to-day transactions, and to grasp business opportunities, among others. To be successful in reaching the poor, microfinance institutions should offer products that meet the poor’s needs. Product design, therefore, is becoming a very important topic. “Behavioral” product design pinpoints the importance of individuals’ behavioral anomalies, such as procrastination behavior and lack of self-control. Financial products are seen as commitment devices to help individuals diverting money from immediate consumption to savin

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Karlan, Dean S. "Social capital and microfinance." Thesis, Massachusetts Institute of Technology, 2002. http://hdl.handle.net/1721.1/8412.

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Thesis (Ph.D.)--Massachusetts Institute of Technology, Dept. of Economics, 2002.<br>Includes bibliographical references.<br>Chapter one is titled "Social Capital and Group Banking." Lending to the poor is costly due to high screening, monitoring, and enforcement costs. Group lending advocates believe individuals are able to select creditworthy peers, monitor the use of loan proceeds, and enforce repayment better than an outside lending organization can by harnessing the social capital in small groups. Using data collected from FINCA-Peru, I exploit the randomness inherent in their formation of

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10

Sherratt, Lesley. "The ethics of microfinance." Thesis, King's College London (University of London), 2013. https://kclpure.kcl.ac.uk/portal/en/theses/the-ethics-of-microfinance(167fd589-1f75-4571-917a-f0bffe1335bd).html.

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Microfinance Institutions (MFIs) now reach 200 million people, mostly women without access to mainstream financial services living on, below and around the poverty line, with offers of small loans. The vast majority have as their twin objectives to alleviate their borrowers’ poverty and to enhance their empowerment. The paradox of microfinance is that a number of the practices used to achieve its objectives have the unintended consequence of undermining them. The concept that links the objectives of MFIs and the dangers in its practices is the relationship microfinance has with a borrower’s au

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Abd, El-Maksoud Sarah. "Performance of microfinance institutions." Thesis, Cardiff Metropolitan University, 2016. http://hdl.handle.net/10369/8363.

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Microfinance is regarded as a financial development tool used in fighting poverty by providing the poor with financial services such as microloans, savings, insurance and money transfers thereby gradually lifting them out of poverty. Improving the performance of Microfinance Institutions (MFIs) makes them more capable of better serving more poor people, contributing to the development and enhancement of their economies and improving the welfare of the poor. It is therefore of great importance to study the performance of MFIs from different aspects in order to understand how they operate, what

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12

Huamán, Ricardo. "The Economics of Microfinance." Economía, 2012. http://repositorio.pucp.edu.pe/index/handle/123456789/118083.

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Eriksson, Lars. "All inclusive microfinance : A study of the demand for Islamic microfinance in Malawi." Thesis, Uppsala universitet, Ekonomisk-historiska institutionen, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-138007.

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Microfinance is the number one buzz word in the development sphere nowadays. The basic idea of microfinance is to make financial services available for those excluded from the conventional banking system. By charging market price interest rates on the loans granted the business is meant to become sustainable and independent of fluctuations in cash flow from donor funding. The microfinance sector in Malawi is relatively young and still in the development phase. Since the majority of the charity organizations running microfinance projects in Malawi are originating from the Western world, the ser

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Amin, Azmat Najma. "Commercialisation de Microfinance : comment les Institutions de Microfinance (IMFs) peut attirer les investisseurs ?" Thesis, Pau, 2017. http://www.theses.fr/2017PAUU2029/document.

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Cette recherche examine le lien entre la Responsabilité Sociale d’Enterprise (RSE) des Institutions de Microfinance (IMFs) et les investisseurs étrangers (F.Is) dans le contexte où la micro finance commercialisée a un double objectif (DBL). Le cadre théorique et conceptuel de cette étude comprend la théorie de l'agence, la théorie des parties prenantes, la théorie de la dépendance aux ressources et le concept d'Investissement Socialement Responsable (ISR). L'étude empirique est basée sur un processus en deux étapes, une première étude qualitative exploratoire réalisée à travers des entretiens

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Harraf, Omid. "Can microfinance eradicate poverty? analysis of the efficacy of microfinance using existing literature /." abstract and full text PDF (free order & download UNR users only), 2008. http://0-gateway.proquest.com.innopac.library.unr.edu/openurl?url_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&res_dat=xri:pqdiss&rft_dat=xri:pqdiss:1456489.

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Owolabi, Oluwatomi Ehagbor. "Microfinance and poverty reduction in Nigeria : a case study of LAPO Microfinance Bank." Thesis, University of Leeds, 2015. http://etheses.whiterose.ac.uk/10016/.

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From a contextual and service users’ perspective, this thesis investigates the poverty reducing effect of microfinance including the implementation processes and features of microfinance. Poverty is in this study conceptualised as ‘capability deprivation’ so that poverty reduction is achieved through improved capabilities for the poor. The literature review on microfinance begins with an attempt to locate the reasons for microfinance within the context of the finance-development and credit rationing literature. It also recognises the institutional-based approach to understanding the exclusion

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McAdams, Thomas Hartarska Valentina M. Gropper Daniel M. "Financing constraints and microfinance in Eastern Europe and Central Asia." Auburn, Ala, 2009. http://hdl.handle.net/10415/1589.

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Huang, Yang. "Microfinance commercialization in rural China /." View abstract or full-text, 2006. http://library.ust.hk/cgi/db/thesis.pl?SOSC%202006%20HUANGY.

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Hina, Hadia. "Commercialisation of microfinance in Pakistan." Thesis, University of Leicester, 2014. http://hdl.handle.net/2381/28567.

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This study investigates the growing commercial focus of microfinance institutions in Pakistan. Specifically, the aim of the study is to examine the impact of commercialisation on microfinance institutions and their users or clients – micro borrowers. A selective review of the multidisciplinary literature on microfinance, its commercialisation and its context specifically in Pakistan is used to develop a conceptual framework for the thesis. The study uses mixed methods, where analysis of a series of interviews and focus group meetings is combined with quantitative data analysis to give deeper a

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Batin, Artyom. "Risk management in microfinance institutions." Master's thesis, Vysoká škola ekonomická v Praze, 2014. http://www.nusl.cz/ntk/nusl-201080.

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In the following paper I have tried to find the correlation between type of ownership and effective risk management in the operations of microfinance institutions in India. The results found are consistent with the current findings of how the type of ownership does not impact both the financial or social performance of MFIs. Dataset of 72 MFIs was acquired from the Microfinance Information Exchange on MFIs and evaluated using an OLS regression. The results show that the type of ownership insignificantly impacts both the credit and liquidity risk ratios of MFIs. It is possible that the impact o

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Djefal, Sabrina Servet Jean-Michel. "Les ressorts de la microfinance." Lyon : Université Lumière Lyon 2, 2004. http://demeter.univ-lyon2.fr:8080/sdx//theses/lyon2/2004/djefal_s.

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Baraton, Pierrick. "Microfinance and entrepreneurship in Madagascar." Thesis, Université Clermont Auvergne‎ (2017-2020), 2017. http://www.theses.fr/2017CLFAD006/document.

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Les pays en développement, notamment en Afrique subsaharienne, sont confrontés au défi de réduire la pauvreté alors que peu d'entre eux ont réellement amorcé leur transition démographique. Les micro, petites et moyennes entreprises (MPME) sont un des principaux leviers de création d'emplois et de revenus. Cependant, elles font face à des obstacles importants, au premier lieu desquels le manque de financement.Depuis les années 1970, les institutions de microfinance (IMF) jouent un rôle central pour diminuer la contrainte financière qui affecte les populations exclues du financement bancaire. Da

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Liu, Fan. "Essays in macroeconomics and microfinance." Diss., University of Iowa, 2017. https://ir.uiowa.edu/etd/5553.

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This dissertation contributes to studies in macroeconomics, microfinance, entrepreneurship, financial technology innovation (FinTech), and economic development. In particular, I study unbanked problems and evaluate microfinance programs. Chapter 1 studies quantitatively how a microfinance program in the U.S. affects occupational choice, firm size, credit access, wages, output, inequality and welfare. The general equilibrium model has heterogeneous agents, a bank with a minimum loan size requirement and a microfinance institution (MFI) with a loan interest rate that exceeds the bank's. Four mic

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Shamsad, Sadah. "Socio-economic dynamics of microcredit programs in informal settlements the case of Khulna city, Bangladesh /." Thesis, Click to view the E-thesis via HKUTO, 2008. http://sunzi.lib.hku.hk/hkuto/record/B41680145.

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Onomo, Michel Bertrand Cyrille. "Mécanismes de gouvernance en microfinance : apport sur la performance des institutions de microfinance au Cameroun." Rouen, 2010. http://www.theses.fr/2010ROUED003.

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Les limites des pratiques de gouvernance constituent l’un des risques majeurs qui menacent la viabilité des institutions de microfinance (IMF). Les IMF localisées en Afrique centrale, et notamment au Cameroun, ces limites se rapportent au manque de transparence dans les procédures de recrutement des dirigeants, dans les procédures de prise de décision organisationnelle et dans le mode de choix ou d’élection des administrateurs, et au système de contrôle des dirigeants. L’objectif de ce travail était de comprendre le fonctionnement des systèmes de gouvernance des IMF au Cameroun. Il s’agissait

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Sangare, Mariam. "La microfinance : quels liens entre les modèles de financement des institutions et la qualité des services offerts aux clients ?" Thesis, Toulouse 1, 2013. http://www.theses.fr/2013TOU10021/document.

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L’objectif de cette thèse est d’éclairer les liens éventuels entre le financement de la microfinance et la qualité des services définie comme l’adaptation de l’offre aux divers besoins de la clientèle. En nous appuyant sur une approche de la « qualité » dans l’appréciation de l’efficacité de la microfinance, ce travail nous mène à un double questionnement. Le premier concerne la définition des critères de qualité des services de microfinance. Le second porte sur la relation entre la gouvernance des institutions et la qualité des services pour les clients. En combinant l’analyse théorique avec

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Allotey, Daniel. "Commercializing a microfinance institution to maximize profit : (A study of the Sinapi Aba Microfinance Institution-Ghana)." Thesis, Mälardalen University, School of Sustainable Development of Society and Technology, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:mdh:diva-4264.

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<p>ABSTRACT</p><p>Date: 2008-06-23</p><p>Level: Bachelor Thesis in Business Administration, Basic Level 300, 15 ECTS-Points</p><p>Author: Daniel Allotey</p><p>Tutor: Per Nordqvist</p><p>Title: Commercializing a microfinance institution to maximize profit</p><p>(A study of the Sinapi Aba Microfinance Institution-Ghana)</p><p>Background: Microfinance is one major approach to offering financial services to the majority, (mainly poor people) in developing countries. Traditionally, most of these institutions largely operate based on support by international donor agencies. Research into this field

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Apriliani, Putu Desy. "It Takes a Village to Do Microfinance Right: Effects of Microfinance on Gender Relations in Bali." Diss., Virginia Tech, 2019. http://hdl.handle.net/10919/102033.

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Debates on whether microfinance remains an effective measure to eradicate poverty and empower women have continued with a bigger question of if an alternative model is available to outweigh the problems of group-based solidarity-based lending scheme. This dissertation aims to study if and how a Lembaga Perkreditan Desa (LPD) – a community owned microfinance – affects women's agency in household and society, and most importantly to observe if it has long term effects on the reconstruction of gendered roles and relations. This study employed participation observation and semi-structured inter

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Singhe, Steffi Sandra. "Commercialization of Microfinance in Cameroon : How can Microfinance Institutions manage their dual social and commercial goals?" Thesis, Nantes, 2020. https://archive.bu.univ-nantes.fr/pollux/show/show?id=af7850b5-b7d1-4408-a577-0827e515ebcb.

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La commercialisation de la microfinance a mis au premier plan la performance financière des I MF, les IMF adoptant désormais une logique commerciale de rentabilité en plus de leur logique sociale établie de lutte contre la pauvreté. Cela pose un défi de gestion crucial pour les IMF pour équilibrer l'aspect social et commercial de leur mission. Cette thèse vise à analyser comment les IMF surmontent leurs défis pour atteindre leur double objectif social et commercial. Elle s'appuie sur le concept de bricolage comme perspective théorique et sur une approche méthodologique abductive, exploratoire

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Allet, Marion. "Microfinance and the environmental bottom line." Doctoral thesis, Universite Libre de Bruxelles, 2013. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209516.

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Microfinance has strongly developed over the past decades on the promise of reaching a double bottom line of financial viability and social impact. Recently, some actors have started to advocate that microfinance, to be truly responsible, should include a third environmental objective as well. However, little scientific knowledge exists today on environmental management within microfinance institutions (MFIs). The objective of this PhD thesis is to shed light on how MFIs manage their environmental bottom line. More specifically, we identify the strategies adopted by MFIs to improve their envir

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Hudon, Marek. "Ethics and public policy in microfinance." Doctoral thesis, Universite Libre de Bruxelles, 2007. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/210639.

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This thesis is made of two parts. Part I (Chapter 1 to 3) focuses on the ethical aspects of the current challenges in microfinance. Chapter 1 addresses the question of the place and importance of credit in development policies, through the debate on the right to credit. Chapter 2 and 3 then question the fairness of the interest rates charged by the microfinance institutions. Chapter 2 analyzes whether the fairness criteria depend on more basic principles of justice, such as Rawls’ principles described in A Theory of Justice (Rawsl, 1976). Chapter 3 then reviews some of the implicit and explici

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Pearlman, Sarah. "Essays on vulnerability, microfinance and entrepreneurship." College Park, Md. : University of Maryland, 2007. http://hdl.handle.net/1903/7163.

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Thesis (Ph. D.) -- University of Maryland, College Park, 2007.<br>Thesis research directed by: Economics. Title from t.p. of PDF. Includes bibliographical references. Published by UMI Dissertation Services, Ann Arbor, Mich. Also available in paper.

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Gillaizeau, Marc V. "Essays on microfinance and poverty dynamics." Thesis, Swansea University, 2017. https://cronfa.swan.ac.uk/Record/cronfa40944.

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Microfinance celebrates 40 years of existence with an ever wider popularity in the community of development practitioners. It is one of the cornerstones of the newly designed Sustainable Development Goals. But popularity does not mean success. To this day, the actual empirical evidence on the welfare impacts of microfinance programs are mixed. Using panel data from Bangladesh, this thesis seeks to address three major gaps in the literature. Impact evaluation studies typically focus on mean population outcomes. Chapter 2 makes use of quantile regression techniques in order to investigate potent

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Tseng, Chuan Chia. "Microfinance and Amartya Sen's capability approach." Thesis, University of Birmingham, 2011. http://etheses.bham.ac.uk//id/eprint/2921/.

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There are two main motivations for undertaking this thesis on Sen’s capability approach and microfinance. One is to evaluate Sen’s capability approach by considering moral philosophy (utilitarianism and John Rawls’ theory of justice) and developmental ethics contexts. The other is to analyse the impact of microfinance on poverty reduction in accordance with Sen’s approach. This thesis argues that Although Sen’s capability approach has drawbacks, both as a general moral theory and as a theory of justice, it does bring up important aspects of development and poverty reduction. When the empirical

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Vu, Chi Thi Cam. "Microsavings and performance of microfinance institutions." Thesis, University of Birmingham, 2017. http://etheses.bham.ac.uk//id/eprint/7272/.

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This thesis investigates the effects of micro-saving on the performance of microfinance institutions (MFIs) using unbalanced panels that straddle the period 2000-2012. This issue is also examined in a country-specific case study of Vietnam. There are four important findings. First, we found that serving more voluntary savers is costly and curtails depth of microfinance outreach. Second, micro-savings, in terms of the total deposits and the number of deposit accounts per staff member have a positive and significant impact on financial sustainability, cost-efficiency and breadth of outreach of M

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Gowrie-Smith, Lachlan Ian. "Microfinance regulation in China and India." Thesis, Massachusetts Institute of Technology, 2010. http://hdl.handle.net/1721.1/62467.

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Thesis (S.M.)--Massachusetts Institute of Technology, Dept. of Political Science, 2010.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (p. 71-76).<br>The regulatory responses of Governments in different countries to emerging microfinance sectors have varied dramatically and as a result so have the outcomes for these sectors. As two of the fastest growing developing countries in the world over the last two decades, both with vast poor rural populations lacking access to credit, the potential demand for microfinance in India and China is enormous. Yet where the m

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Sinn, Miriam. "Topics in microfinance and behavioural economics." Thesis, London School of Economics and Political Science (University of London), 2012. http://etheses.lse.ac.uk/490/.

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This thesis contributes to economic research in microfinance and behavioural economics and bridges the gap between the two fields. Chapter 2 compares three lending mechanisms used by microfinance organizations: individual lending, simultaneous group lending and sequential group lending. The results are that the optimal choice of lending mechanism depends on the underlying distribution of project returns and on the level of available official contract enforcement. If contract enforcement is weak, sequential group lending unambiguously achieves the highest repayment rate. Hence sequential group

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Cumbi, Gonqalo M. T. "The sustainability of microfinance in Mozambique." Thesis, Stellenbosch : University of Stellenbosch, 2011. http://hdl.handle.net/10019.1/14638.

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Thesis (MDF)--University of Stellenbosch, 2011.<br>In the microfinance discourse, sustainability can relate to organisational, managerial and financial aspects. However, what is in vogue in mainstream analysis is the financial sustainability of MFIs throughout the world, especially in Africa, Asia and Latin America. What has attracted controversial debate on the self financial viability of MFIs is the extent they have maintained the balance between achieving substantial levels of profitability (through employing the institutionalist approach), and being agents of poverty-alleviation (through t

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Jackson, Cornell Alexander. "Strength of weak ties in microfinance." Thesis, University of Greenwich, 2012. http://gala.gre.ac.uk/9151/.

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This research makes a contribution to knowledge by testing Granovetter’s (1973) theory of the strength of weak ties in microfinance based on an empirical study in India. Specifically, it looks to test if the addition of weak bridging ties to the networks of microfinance clients who own businesses will improve their businesses and help to reduce their poverty. This research also investigates Burt’s theories on structural holes (1992), brokerage and closure(2005) and network spillover (2010) can assist with the building of weak bridging ties. Microfinance is the delivery of financial services to

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Dos, Anjos Pablo Lucas. "Conventional social behaviour amongst microfinance clients." Thesis, Manchester Metropolitan University, 2014. http://e-space.mmu.ac.uk/326221/.

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This doctoral thesis inductively explores the role of conventional social behaviour adopted by individual microfinance clients regarding their influence over their own collective success as a microcredit group. The collective credit in question is subject to an adaptation in Mexico of the Grameen Bank lending framework. An analysis is made on the close interplay between institutional rules, i.e. the repayment conditions imposed by the microfinance institution (henceforth MFI), and the emergent cooperation and penalisation mechanisms that are handled by clients themselves to meet their targets.

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Aguilar, Andía Giovanna. "Microfinance and regional growth in Peru." Economía, 2014. http://repositorio.pucp.edu.pe/index/handle/123456789/118131.

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The objective of this study is to make a quantitative evaluation of the impact that the expansion of microcredit has had on the growth of economic activity in the Peruvian regions. Taking as a theoretical framework the theory developed to analyze the relationship between economic growth and financial development and with annual information for 24 regions of the country for the period 2001 - 2008, a panel data model is estimated with per capita GDP growth as a dependent variable; and the loans provided by various types of microfinance institutions, loans from commercial banks and other variable

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Annim, Samuel Kobina. "Microfinance paradigm : institutional performance and outreach." Thesis, University of Manchester, 2010. https://www.research.manchester.ac.uk/portal/en/theses/microfinance-paradigm-institutional-performance-and-outreach(2b19d49b-ce81-49fe-b8ff-e65c20c7aa21).html.

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Microfinance research concerns addressed in this thesis relate to: (1) targeting of clients vis-à-vis financial sustainability; (2) loan size effect of interest rate and clients’ well-being status; (3) economic governance and the dual objectives of microfinance institutions; and (4) patterns, trends and drivers of microfinance institution’s efficiency. The thesis emphasises operational issues that affect institutional performance and outreach of microfinance institutions rather than impact of microfinance intervention on poverty reduction. The thesis revolves around four empirical chapters tha

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Bui, Thu trang. "Factors affecting microfinance development in Vietnam." Thesis, Sorbonne Paris Cité, 2017. http://www.theses.fr/2017USPCD065/document.

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L’émergence de la micro-finance a été vue comme un remède pour un grand nombre de problèmes sociaux issus de la pauvreté en vertu de son efficacité dans l’octroi de crédits, dans l’amélioration de l’équité sociale ainsi que dans la réduction du niveau de pauvreté. Des millions de foyers en dessous du seuil de pauvreté n’ayant pas accès aux services bancaires ont ainsi pu accéder à des services financiers au travers de programmes de micro-finance. Cependant, le développement de la micro-finance ne suit pas un modèle identique pour tous les pays et les Institutions de Micro-finance (IMF) ont eu

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Oguntoyinbo, Mojisola. "Credit risk assessment of the microfinance industry in Nigeria : an application to Accion Microfinance Bank Limited (AMFB)." Thesis, Stellenbosch : Stellenbosch University, 2011. http://hdl.handle.net/10019.1/21643.

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Thesis (MDF)--Stellenbosch University, 2011.<br>The research report provides a credit risk assessment and evaluation of Accion Microfinance Bank Limited (AMFB) for the period 2006 to 2010, using Morgan Stanley’s methodology for analysing the credits and performance ratings of microfinance institutions (MFIs). Since MFIs are set up to provide credit and other financial services to the poor, financially underserviced segment of the society, and since the credit support granted to such micro businesses usually lacks collateral, it is imperative that the management of such credit services be

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Sackey, Frank Gyimah. "Essays on microfinance institutions and human capital." Doctoral thesis, Universitat Rovira i Virgili, 2016. http://hdl.handle.net/10803/404021.

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El primer capítol examina la mesura que l'accés al crèdit i el racionament del crèdit estan influenciats pel tipus de microfinances basat en els principals factors que determinen les micro, accés de les petites i mitjanes empreses al crèdit de les institucions de microfinances en l'era de la liberalització financera. Les dades per a l'estudi van ser recollits dels registres de crèdit i préstecs de les institucions de microfinances que comprenia les diverses peces d'informació proporcionades pels prestataris en el procés de sol·licitud de préstec. Els nostres resultats són desconcertants i most

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McCleary, Marlee R. "Microfinance and women's empowerment interviews from Kosovo /." Tallahassee, Fla. : Florida State University, 2010. http://purl.fcla.edu/fsu/lib/digcoll/undergraduate/honors-theses/2181957.

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Thesis (Honors paper)--Florida State University, 2010.<br>Advisor: Dr. Will Moore, Florida State University, College of Social Sciences, Dept. of International Affairs. Includes bibliographical references.

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Berglind, Viktor, and Arizo Karimi. "Repayment performance in Microfinance: a theoretical analysis." Thesis, Uppsala University, Department of Economics, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-8540.

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<p>Offering financial services to the unprivileged is a complex task and past attempts have been rather unsuccessful. One commendable effort that has sprung from the failures of commercial banks is microfinance and thanks to innovative ideas microfinance institutions have managed to cope with many of the challenges previously experienced by the formal bank sector in the 1970’s through the 90’s.</p><p>The “new” approach has successfully managed to overcome obstacles such as lack of collateral and information asymmetry. By using joint-liability schemes and by requiring frequent installments micr

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ITO, Sanae, and 早苗伊東. "Cambodian Microfinance: A Case of Successful Commercialization?" 名古屋大学大学院国際開発研究科, 2008. http://hdl.handle.net/2237/10581.

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Alia, Hayyan. "Microfinance Consumer Research : Diaries, Surveys and Experiments." Thesis, Besançon, 2015. http://www.theses.fr/2015BESA0004.

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La thèse comporte sept chapitres. Nous présentons, dans le premier chapitre, une étude qui montre les traits particuliers des pauvres et la façon dont ils perçoivent leur propre pauvreté. Le second chapitre est consacré à une revue de la littérature sur l'utilisation d'agenda de gestion du temps comme outil de collecte de données en recherche qualitative. Le troisième chapitre propose une version modifiée du "modèle de portefeuille économique du ménage” (HEP) de Chen et Dunn (1996). Le modèle modifié (M-HEP) permet une évaluation non expérimentale de 1’impact de la microfinance. Nous l’avons m

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Vanroose, Annabel. "The Uneven development of the microfinance sector." Doctoral thesis, Universite Libre de Bruxelles, 2011. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209955.

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Microfinance relates to the provision, by specialized microfinance institutions (MFIs), of small-scale financial services - such as credit, savings, and insurance - to the poorer sections of the population. These sections have traditionally been excluded by the financial system. Microfinance is viewed as a system put into place in order to overcome market failures that are created by banks and that are omnipresent in the developing world. In development policy, microfinance has received considerable attention during the last twenty years, and the industry has grown substantially. Interestingly

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