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Schenck-Gustafsson, Karin, Carina Carnlöf, Mats Jensen-Urstad, and Per Insulander. "Improving Efficiency of Clinical Studies Using a Total Digital Approach: Prospective Observational Study." JMIR Formative Research 5, no. 2 (February 18, 2021): e18385. http://dx.doi.org/10.2196/18385.
Background In general, most clinical studies have long recruitment periods. Signing the informed consent is particularly time-consuming when the participant must meet physically with the researchers. Therefore, introducing fully web-based techniques with the use of eAuthentication (BankID) and new digital electrocardiogram (ECG) monitoring could speed up inclusion time, increase adherence, and also reach out to more remote regions. Objective The objectives of this study were to explore whether inclusion of a large number of participants could be realized quickly by using a total digital approach both for information and signing of informed consent, along with ECG monitoring and instant feedback on a mobile device. We also explored whether this approach can increase adherence in registration of ECG recordings and answering questionnaires, and if it would result in a more geographically uniform distribution of participants covering a wide age span. Methods Women with palpitations were intensively studied over 2 months by means of a handheld ECG monitoring device (Coala Heart Monitor). The device connects to a smartphone or tablet, which allows the participants to obtain the results immediately. Recruitment, study information, and signing the informed consent form with the help of BankID were performed in a completely digital manner. Results Between March and May 2018, 2424 women indicated their interest in participating in the study. On June 19, 2018, presumptive participants were invited to log in and register. After 25 days, 1082 women were included in the study; among these, 1020 women fulfilled the inclusion criteria, 913 of whom completed all phases of the study: recording ECG using the handheld device, completion of the prestudy questionnaires, and completion of the poststudy questionnaires 2 months after the ECG recordings. The dropout rate was 9%. In total, 101,804 ECG recordings were made. The mean age was 56 (SD 11) years (range 21-88 years) and 35 participants were 75 years or older. The participants were evenly distributed between living in the countryside and in cities. Conclusions Total digital inclusion recruitment of 1082 participants was achieved in only 25 days, and resulted in a good geographical distribution, excellent adherence, and ability to reach a vast age span, including elderly women. Studies using a total digital design would be particularly appealing during a pandemic since physical contact should be avoided as much as possible. Trial Registration ISRCTN Registry ISRCTN22495299; http://www.isrctn.com/ISRCTN22495299
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SOŁEK-BOROWSKA, Celina, and Izabela Mazurek. "MOBILE APPLICATIONS IN THE BANKING SECTOR." Nowoczesne Systemy Zarządzania 10, no. 1 (December 18, 2015): 261–73. http://dx.doi.org/10.37055/nsz/129364.
Szybki rozwój technologii informacyjno-komunikacyjnych spowodował, że banki zaczęły wprowadzać produkty, które wykorzystują te technologie. Urządzenia mobilne stały się nieodłącznym elementem codziennego życia dla wielu klientów banku. 76% użytkowników twierdzi, że zawsze posiada smartfona przy sobie, dlatego banki wprowadziły bankowe aplikacje mobilne. W artykule przedstawiono rozróżnienie między bankowością internetową, elektroniczną i mobilną, udowadniając, że aplikacja mobilna banku stała się standardem w polskim sektorze bankowym. Przeprowadzone badania pokazały, że użytkownicy aplikacji mobilnych wciąż obawiają się o bezpieczeństwo swoich środków finansowych, co powoduje ich niskie wykorzystanie.
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Aggarwal, Manav, and Bhuvan Lamba. "New Era of Technology: Mobile Banking." Global Journal For Research Analysis 3, no. 4 (June 15, 2012): 23–24. http://dx.doi.org/10.15373/22778160/apr2014/7.
Aggarwal, Manav. "A Study on Importance of Mobile Banking." Indian Journal of Applied Research 4, no. 5 (October 1, 2011): 116–17. http://dx.doi.org/10.15373/2249555x/may2014/37.
Kumar, A. Arun, and Uday Kumar Kalva. "Role of Mobile Banking in Banking Sector in The Present ERA." Indian Journal of Applied Research 4, no. 4 (October 1, 2011): 589–91. http://dx.doi.org/10.15373/2249555x/apr2014/187.
Khot, Ashvini sanjay. "The Impact of Mobile Banking on Customer Satisfaction." International Journal of Trend in Scientific Research and Development Special Issue, Special Issue-FIIIIPM2019 (March 20, 2019): 21–23. http://dx.doi.org/10.31142/ijtsrd23053.
Chavali, Kavita, and Ajith Kumar. "Adoption of Mobile Banking and Perceived Risk in GCC." Banks and Bank Systems 13, no. 1 (February 15, 2018): 72–79. http://dx.doi.org/10.21511/bbs.13(1).2018.07.
The study deals with the adoption of mobile banking services by respondents in UAE and the perception of risk factors by them. A model was developed on the Customer Adoption Process of mobile banking. The model is validated based on the data collected using the questionnaire from a sample of 90 respondents in UAE. Factor analysis is used to evaluate and analyze the responses. Belief in technology and the value it creates are the major driving force for respondents to adopt mobile banking. Respondents perceive that mobile banking helps in proper financial planning due to continuous monitoring the transactions and time saving. Lack of privacy in the mobile banking transactions and not all banks offering mobile banking services in UAE are the major challenges perceived by the respondents for non-adoption of mobile banking. Respondents identify time risk, financial risk and performance risk as the most predominant risk factors compared to other risks in the adoption process.
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Potadar, Santosh B., and Dr R. V. Kulkarni. "Role of Mobile Banking in Selected Areas of Karad." International Journal of Trend in Scientific Research and Development Special Issue, Special Issue-ICDEBI2018 (October 3, 2018): 157–62. http://dx.doi.org/10.31142/ijtsrd18696.
Sandhya.Ch.V.L, Sandhya Ch V. L. "Challenges and Opportunities of Mobile Banking - An Indian Scenario." Indian Journal of Applied Research 1, no. 9 (October 1, 2011): 167–69. http://dx.doi.org/10.15373/2249555x/jun2012/61.
Dr. V. Mallikarjuna, Dr V. Mallikarjuna, and S. Reddy Murali. "Conceptual Model for Assessing Service Quality of Mobile Banking." Indian Journal of Applied Research 4, no. 4 (October 1, 2011): 334–36. http://dx.doi.org/10.15373/2249555x/apr2014/103.
Dissertations / Theses on the topic "Mobile BankID":
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Eggestig, Lars, and Mintesinot Wodajo. "Integration of BankID Services in a PhoneGap Based Mobile Application." Thesis, Mittuniversitetet, Avdelningen för informations- och kommunikationssystem, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:miun:diva-22201.
Security concerns became high with the rapid technology advancement andwith the open nature of the internet. BankID is the leading electronic identificationsystem in Sweden which is used by around 5 million people in a variety ofpublic and private services. BankID allows users to securely authenticate themselvesand digitally sign important documents and transactions over the internet.In 2011, BankID Security App was launched to be used in mobile smartphones and tablet computers. In this paper, different components of the PublicKey Infrastructure (PKI) which is a cryptographic technique that enables usersto safely communicate over the insecure internet has been studied in detail. Furthermore,a test BankID-integrated PhoneGap based app on the Android platformis implemented and a performance evaluation and security analysis wereperformed. The test implementation of the BankID-integrated app on theAndroid platform provides user authentication and digital signing functions.The implemented backend system consists of a server with digital certificateand a database. The performance test emphasizes on the measurement of the accesstime between the components of the system and usability of the application.Access time measurement includes a reasonable amount of time in whichthe user is able to perform different activities in the system. In usability assessmentnumber of actions to perform a certain task and the ease of the user interfacehas been taken into consideration. The security analysis aims to identifypotential security flaws in the system and discuss possible solutions. The potentialsecurity risks we identified during the implementation of the system are theman-in-the-middle-attack, the Heartbleed bug, losing the mobile device andphysical access to the backend system. The potential security risks in the systemwere examined with regard to severity and probability of occurrence. Finally,the thesis project has been discussed in terms of the future work and system expansions.The result of the thesis will be used as a base in production developmentby Dewire, the company for which the thesis work has been conducted.
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Bernhardsson, Karl. "Användning av privata E-legitimationer inom kommunal verksamhet." Thesis, Högskolan i Skövde, Institutionen för informationsteknologi, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:his:diva-20477.
Sverige har legat i framkant med elektronisk identifikation speciellt med BankID som hade cirka 8 miljoner användare 2019. Eftersom BankID är så pass vanligt och uppfyller en god säkerhet, använder vissa kommuner det för deras verksamheter. Att använda BankID som e-legitimation i tjänsten har diskuterats länge och lett en del motstånd från personalen. Syftet med den här studien är att undersöka hur Skaraborgs kommuner använder sig utav privata e-legitimationer. Studien tar upp vilka system privata e-legitimationer används till, varför kommuner har valt det och eventuella problem de stött på. Insamling av data kommer ske med intervjuer som utförs med de ansvariga personer hos kommunerna. Resultatet visar att kommunerna använder privata e-legitimationer som BankID till många olika system, men fanns inget tydligt mönster för vilka system och tjänster det används till. Kommunernas motivering för att använda mobila BankID var dels av ekonomiska skäl där kommunen var tvungen att hålla en budget, samt praktiska skäl då många redan har mobila BankID, vilket underlättade deras implementation. Majoriteten av kommunerna ansåg att använda privata mobila BankID i tjänst inte nödvändigtvis är något negativ eftersom det uppfyller de säkerhetskrav som ställs och är en befintlig lösning som de anställda använder. Resultatet visar även att det finns en del motstånd från personalen vilket har hindrat implementationen för kommuner. I de fall personal inte går med på att använda sitt privata mobila BankID hade de flesta kommuner en alternativ lösning. Sweden has been at the forefront of electronic identification, especially with BankID, which had approximately 8 million users in 2019. Because mobile BankID is so common and meets good security, some municipalities have used it to identify their employees. Using BankID as e-identification in the workplace has been discussed for a long time and has led to some opposition from employees.The purpose of this study is to investigate how Skaraborg's municipalities use private e-identifications.The study addresses which systems private e-identification is used for, why municipalities have chosen it and any problems they have encountered. The data will be collected through interviews with the responsible employees at the municipalities. The results show that the municipalities use private e-identifications like BankID for many different systems and did not show a clear pattern for which system it was used for. The municipalities'reasoning for using mobile BankID was that partly for financial reasons where the municipality had to follow a budget and practical reasons as many already have mobile BankID, which facilitated their implementation. The majority of the municipalities considered that using private mobile BankID in the workplace is not necessarily something negative as it meets the security requirements set and is easilyaccessíble. The results also show that the employees were against the use of BankID as a identification, which has hindered implementation for municipalities. In cases where staff do not agree to use their private mobile BankID, most municipalities had an alternative solution.
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Poroye, Adeola Oluwaseyi. "Secure contactless mobile financial services with near field communication." Thesis, University of the Western Cape, 2011. http://etd.uwc.ac.za/index.php?module=etd&action=viewtitle&id=gen8Srv25Nme4_3849_1320751857.
Munyengeterwa, Karyn. "Financial inclusion technologies and bank performance: insights from Zimbabwe's banking sector." Master's thesis, Faculty of Commerce, 2020. http://hdl.handle.net/11427/32849.
The study examined the effect of financial inclusion technologies on the financial performance of Zimbabwean banks. The study employs ATM, mobile banking (MB), internet banking (IB) and point of sale (POS) transactions on the financial performance of banks as measured by return on assets. The study adopted the explanatory design and the target population of the study consisted of all the 13 commercial banks in Zimbabwe, with the study period being six years, from 2013 to 2018. The panel data was estimated using fixed and random effects. The findings of the research indicated that all the commercial banks in Zimbabwe at the time of doing this study were using POS, ATM, Mobile banking and Internet banking as they adopted digital forms of banking. In terms of financial performance, banks have been able to increase their return on assets between the years 2013 and 2018. In terms of regression analysis, the findings indicate that for every 1% increase in Mobile banking, ATM and Internet banking there will be an accompanying 0.6%, 0.9%, and 0.5% increase in financial performance respectively while for every 1% increase in POS, there will be a 0.7% decrease in financial performance. Therefore, the research recommended banks to go a step ahead in being innovative through designing new products which will only be accessible to clients who access banking through digital banking methods. Also, the research recommends the government of Zimbabwe to put in place sound macro-economic policies for the whole economy to recover so that the commercial banks in Zimbabwe can fully utilize the benefits associated with digital banking.
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Luber, Andreas. "Mobile Brokerage : Kundennutzen und Vertriebsimplikationen mobiler Vertriebstechnologien im Wertpapiergeschäft /." Wiesbaden : Dt. Univ.-Verl, 2004. http://www.gbv.de/dms/zbw/388111720.pdf.
Alalwan, Ali Abdallah. "Consumer adoption of self-service technologies in Jordan : factors influencing the use of internet banking, mobile banking, and telebanking." Thesis, Swansea University, 2015. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.678270.
The fundamental aim of this thesis is to propose and examine a conceptual model that best explains the key factors influencing Jordanian customers' intentions and usage of SST banking channels: Internet banking, Mobile banking, and Telebanking.
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Schwenke, Freddie. "Access channels for mobile banking applications : a comparative study based on characteristics." Thesis, Cape Peninsula University of Technology, 2009. http://hdl.handle.net/20.500.11838/1383.
Thesis (MTech (Information Technology))--Cape Peninsula University of Technology, 2009 The objective of this research project was to provide an answer to the question: 'Which access channel is the most appropriate for mobile applications?' This question is posed by providers of mobile banking services and providers of mobile banking applications alike.
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Chong, Ming Ki. "Usable Authentication for Mobile Banking." Thesis, University of Cape Town, 2009. http://pubs.cs.uct.ac.za/archive/00000520/.
Mobile banking is attractive because it allows people to do banking anytime, anywhere. One of the requirements of performing a mobile banking transaction is that users are required to login before use. The current mobile banking login method is PIN authentication; however, results from other research studies have found that there are usability concerns of using PINs. To overcome some of the concerns, researchers have suggested the use graphical passwords. In this research, we argue that another alternative input technique can be utilized. We explore a novel password input approach, called gesture passwords, of using 3-dimensional discrete gesture motions as password elements. As a result, three systems (PINs, graphical passwords and gesture passwords) were compared.
This dissertation describes the design of two mobile authentication techniques: combinational graphical passwords and gesture passwords. These systems were implemented as prototypes. The prototypes along with a PIN authenticator were evaluated with users. User experience and password retention were evaluated to determine the usability and users’ acceptance of each system. Experiments were conducted to evaluate the above. Results from the experiments show that users were able to use all of the testing systems; however, the results reveal that users are more proficient and preferred to use PINs for mobile banking authentication than the other two systems.
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Perdigoto, Marta Sofia Zacarias. "Caracterização do mobile banking em Portugal : análise da intenção de ação em serviços de mobile banking." Master's thesis, Instituto Superior de Economia e Gestão, 2012. http://hdl.handle.net/10400.5/10444.
Mestrado em Ciências Empresariais Os avanços tecnológicos a nível dos dispositivos móveis estão a transformar o mundo. Os utilizadores dos serviços bancários já podem realizar operações bancários em qualquer lugar e em qualquer momento, através do mobile banking. O objectivo desta pesquisa é analisar a Intenção e a Ação, nos serviços de mobile banking. Esta pesquisa utilizou o PLS para testar as causalidades no modelo proposto. Esta pesquisa estende modelos já existentes e avalia o Uso Real do mobile banking, mas também a Intenção de Comportamento traduzida na Intenção de Uso. Este estudo concluiu que os principais determinantes da Intenção de Comportamento do mobile banking são a Influência Social e a Vantagem Relativa. Além disso, as variáveis Risco Percebido, Falta de Informação e as Barreiras de Uso têm um efeito negativo sobre a Intenção de Comportamento. A Intenção de Comportamento e o Uso do Internet banking são considerados antecedentes significativos do Uso Real do mobile banking. Este estudo apresenta contribuições tanto para acadêmicos como para profissionais. Technological advances at the level of mobile devices are transforming the world. Banking users are able to conduct banking services at anyplace and at any time by mobile banking. The purpose of this research is to analyze Intention and Action in mobile banking services. This research used PLS to test the causalities in the proposed model. Our proposal extends the existing models with an assessment of the Actual Usage of mobile banking and how Behavioral Intention translates into Action. This study found that the main determinants of Behavioral Intention for mobile banking are the Social Influence, and Relative Advantage. Also, the variables Perceived Risk, Lack of Information and Usage Barriers have a negative effect on the mobile banking Behavioral Intention. Behavior Intention and Internet banking Use are found to be significant antecedents of mobile banking Use. This study presents contributions o both academic and practitioner communities.
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Barák, Pavel. "Aplikace mobilního bankovnictví založené na technologiích JAVA." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-19148.
This thesis addresses the issue of mobile banking and analyzes applications, which provides mobile banking services. Aim of this thesis is to compare individual applications and analyze different approaches of applications based on Java technologies. Structure of this thesis is divided into four main parts. First part describes composition of bank services. It defines traditional and direct banking and points out differences between both concepts. Then it tries to show the position of mobile banking within the hierarchy of the bank. Second part gives detailed information about mobile banking itself. There is a research of current mobile banking situation on Czech market in the third part. This research includes products comparison and assessment. The last part focuses on presenting principles and problems of development on mobile phones through Java and then it analyzes these Java solutions in practice. The main contribution of this thesis is to provide information for companies or banks that choose to implement their own new mobile banking solution. Then this thesis should serve as initial analysis, which defines key parts of banking applications and how they should be properly processed. It could help to create efficient and successful mobile banking solution.
Bruett, Tillman. Building a mobile money distribution network in Papua New Guinea. Suva, Fiji: Pacific Financial Inclusion Programme, International Finance Corporation, 2009.
Mercer, Martha Jones. Lasting legacies: H.S. Denniston and the American National Bank & Trust Company of Mobile, Alabama. Mobile, AL: Churchill Publications, LLC, 2000.
Reviol, Thorsten. Refinanzierung von Leasingverträgen: Zur Forfaitierung von Forderungen aus Finanzierungsleasingverträgen über Mobilien an Kreditinstitute unter besonderer Berücksichtigung ausgewählter Rechtsprobleme. Frankfurt am Main: P. Lang, 2003.
United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit. The future of money: How mobile payments could change financial services : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, second session, March 22, 2012. Washington: U.S. G.P.O., 2012.
United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit. The future of money: Where do mobile payments fit in the current regulatory structure? : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, second session, June 29, 2012. Washington: U.S. G.P.O., 2012.
Douglass, Scott L. Impact of near-bottom currents on dredged material mounds near Mobile Bay. [Vicksburg, Miss: U.S. Army Engineer Waterways Experiment Station, 1995.
Douglass, Scott L. Impact of near-bottom currents on dredged material mounds near Mobile Bay. [Vicksburg, Miss: U.S. Army Engineer Waterways Experiment Station, 1995.
Mustafa, Shahid. "Tameer Bank’s Experiences with Mobile Banking." In Finance for Food, 253–62. Berlin, Heidelberg: Springer Berlin Heidelberg, 2013. http://dx.doi.org/10.1007/978-3-642-54034-9_11.
Nicoletti, Bernardo. "Management of Mobile Banking." In Mobile Banking, 80–95. London: Palgrave Macmillan UK, 2014. http://dx.doi.org/10.1057/9781137386564_4.
Nicoletti, Bernardo. "Mobile Banking throughout the World." In Mobile Banking, 126–41. London: Palgrave Macmillan UK, 2014. http://dx.doi.org/10.1057/9781137386564_8.
Nicoletti, Bernardo. "Regulatory Framework for Mobile Commerce." In Mobile Banking, 105–11. London: Palgrave Macmillan UK, 2014. http://dx.doi.org/10.1057/9781137386564_6.
Trenevska Blagoeva, Kalina, Marina Mijoska Belsoska, and Marija Trpkova-Nestorovska. "MOBILE BANKING ADOPTION ANALYSIS IN NORTH MACEDONIA USING TAM." In Economic and Business Trends Shaping the Future. Ss Cyril and Methodius University, Faculty of Economics-Skopje, 2020. http://dx.doi.org/10.47063/ebtsf.2020.0023.
Followed by the mobile technology development and high rate of mobile internet usage worldwide, mobile banking has become prominent technological innovation in the banking sector giving a competitive edge over traditional banking. Smartphones and mobile technologies are becoming increasingly available and affordable in North Macedonia in recent years, and many banks are providing banking services to customers via smartphones. The adoption of mobile banking in the country has not reached its full potential yet and has been at its early stage of adoption. However, not many studies investigate determinants of mobile banking adoption which may help banks to design more suitable mobile services for customers and increase the m-banking adoption in the country. This study is the first attempt to fill this gap by examining determinants that affect consumer intention to use mobile banking services in the country, as developing country. To get insights regarding the user adoption of m-banking services in the country, a survey was conducted among more than 150 mobile users. This study proposes a mobile banking user adoption research model based on the Technology Acceptance Model (TAM), and beside basic constructs (perceived ease of use, perceived usefulness and behavioral intention to use) it integrates social image, trust and risk that are specific for mbanking. The results of the empirical study are supporting the proposed basic constructs of the model and some specific relationships are unveiled. This research is a holistic approach representing a solid base for future studies on the adoption of new technologies in the country. Its originality and practical implications are reflected in determining the significance of additional constructs that are specific for m-banking. From practitioner’s viewpoint, this research offers valuable insights for developing m-banking solutions.
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Rotimi Adagunodo, Emmanuel, Oludele Awodele, and Olutayo Ajayi. "SMS Banking Services: A 21st Century Innovation in Banking Technology." In InSITE 2007: Informing Science + IT Education Conference. Informing Science Institute, 2007. http://dx.doi.org/10.28945/3085.
According to the Euronet mobile Banking Guide, there are currently close to 400 Mobile Operators in over 133 countries who are signing up 4 to 6 new customers every second. This implies that more people are going mobile like never before. The novel method presented in this paper is an Interactive SMS Banking Agent that is incrementally scalable for banking operations. Hence, a mobile banking solution called SMS Banking that allows people to bank with their mobile phones is presented in this paper.
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Negash, Solomon. "Mobile Banking Adoption by Under-Banked Communities in the United States: Adapting Mobile Banking Features from Low-Income Countries." In 2011 Tenth International Conference on Mobile Business, ICMB. IEEE, 2011. http://dx.doi.org/10.1109/icmb.2011.12.
Rahayu, Sri, and Gilang Rahadian P. "The Influence Of Mobile Banking Transaction Used On Cost Reduction Of SMEs Employers." In International Conference on Economics and Banking. Paris, France: Atlantis Press, 2015. http://dx.doi.org/10.2991/iceb-15.2015.13.
Ferraz, André, and Carlos Ferraz. "Digital Identity Challenge: The Security and Convenience Dilemma." In Seminário Integrado de Software e Hardware. Sociedade Brasileira de Computação - SBC, 2021. http://dx.doi.org/10.5753/semish.2021.15829.
This paper argues that the essential pieces of an enduring digital identity should be privacy, security, and convenience. Authentication should be frictionless. In this sense, the core of the digital identity of the future will be created around location sensing techniques. Incognia proposes a solution to secure and frictionless authentication for mobile apps that is composed of five steps. Its proprietary technology called environment fingerprinting can identify location spoofing and precisely determine the devices actual location. Incognia has found that most mobile logins, sensitive transactions, and purchases occur at trusted locations. To date, 90% of mobile logins and 89% of mobile banking sessions happen at a trusted location. Experimental results show false-negative rates below 0.004% and a decrease of over 85% of account takeover attacks.
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Carmi, Golan, and Nethanel Jay Drezner. "ADOPTION OF MOBILE BANKING." In International Conference ICT, Society, and Human Beings 2019. IADIS Press, 2019. http://dx.doi.org/10.33965/ict2019_201908r059.
Faisal, Omar. "Mobile Banking in Bangladesh." In Annual International Conference on Infocomm Technologies in Competitive Strategies. Global Science and Technology Forum, 2010. http://dx.doi.org/10.5176/978-981-08-7240-3_i-23.
Albashrawi, Mousa, and Luvai Motiwalla. "Understanding Mobile Banking Usage." In SIGMIS-CPR '17: Computers and People Research Conference. New York, NY, USA: ACM, 2017. http://dx.doi.org/10.1145/3084381.3084405.
KLIEB, Leslie, Ramona Mihaela PAUN, and Chanchal MALHOTRA. "MOBILE BANKING IN INDIA." In 18th International Conference on INFORMATICS in ECONOMY. Education, Research and Business Technologies. Bucharest University of Economic Studies Press, 2019. http://dx.doi.org/10.12948/ie2019.07.08.
Tiwari, Rajnish, Stephan Buse, and Cornelius Herstatt. "Mobile Banking as Business Strategy: Impact of Mobile Technologies on Customer Behaviour and Its Implications for Banks." In 2006 Technology Management for the Global Future - PICMET 2006 Conference. IEEE, 2006. http://dx.doi.org/10.1109/picmet.2006.296770.
Mbiti, Isaac, and David Weil. Mobile Banking: The Impact of M-Pesa in Kenya. Cambridge, MA: National Bureau of Economic Research, June 2011. http://dx.doi.org/10.3386/w17129.
Mobile wallets replicate physical wallets on a mobile device, in which users can store different payment instruments (e.g., cards, transfers) to make mobile payments. As the mobile wallet is adopted, a mobile payment scheme emerges, with its users as elements in a network of transfers. In this article, I study the mobile payment scheme of Movii— the first fintech firm in Colombia operating under a financial non-banking license for electronic deposits and payments. Based on a unique dataset of bilateral transfers between Movii’s mobile wallet users, I build, visualize and analyze Movii’s network, daily from November 18, 2017, to November 25, 2020. Besides the anticipated increase in the number of users and the value of transfers, the visual and quantitative complexity of the network of transfers increases over time. This increase in complexity is likely to be linked to the adoption of Movii’s mobile wallet, which results in users finding new ways to use mobile payments beyond person-to-person transfers, including person-to-business and business-to-business. Also, results suggest the Covid-19 pandemic accelerated the evolution of Movii’s mobile payments scheme.
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Garrity, John, and Arndt Husar. Digital Connectivity and Low Earth Orbit Satellite: Constellations Opportunities for Asia and the Pacific. Asian Development Bank, April 2021. http://dx.doi.org/10.22617/wps210156-2.
Satellite communication plays an important role in the global connectivity ecosystem. It connects rural and remote populations, provides backhaul connectivity to mobile cellular networks, and enables rapid communications for emergency and disaster responses. Low Earth orbit constellations may prove to be transformational to the connectivity landscape based on their global coverage and their suitability for areas not served by fiber optic cable networks. The Asian Development Bank’s developing member countries are well placed to benefit from this expansion of internet connectivity. It will be particularly valuable for small island developing states and landlocked developing countries with limited international bandwidth internet.
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De Mel, Suresh, Craig McIntosh, Ketki Sheth, and Christopher Woodruff. Can Mobile-Linked Bank Accounts Bolster Savings? Evidence from a Randomized Controlled Trial in Sri Lanka. Cambridge, MA: National Bureau of Economic Research, December 2018. http://dx.doi.org/10.3386/w25354.
Temple, Kip. An Initial Look at Adjacent Band Interference Between Aeronautical Mobile Telemetry and Long-Term Evolution Wireless Service. Fort Belvoir, VA: Defense Technical Information Center, July 2016. http://dx.doi.org/10.21236/ad1012630.
Avery, M. P. Vitrinite reflectance (Ro) of dispersed organics from Mobil et al. South Mara C-13, Grand Banks of Newfoundland. Natural Resources Canada/ESS/Scientific and Technical Publishing Services, 1988. http://dx.doi.org/10.4095/130641.
Yamano, Takashi, Noriko Sato, and Babur Wasim Arif. The Impact of COVID-19 and Locust Invasion on Farm Households in Punjab and Sindh: Analysis from Cross-Sectional Surveys in Pakistan. Asian Development Bank, July 2021. http://dx.doi.org/10.22617/wps210259-2.
This paper presents the results of two mobile phone surveys conducted by the Asian Development Bank among farmers in Punjab and Sindh provinces in Pakistan in mid-2020 during the coronavirus disease (COVID-19) pandemic. The surveys collected information about how COVID-19-related measures and economic and transport disruptions affected farmers’ harvests, marketing efforts, input prices, and financial needs. The surveys found that the COVID-19 pandemic had significant negative impacts on farm households in both provinces. The paper provides additional context on COVID-19-related effects on local and regional economies and food supply chains. It also covers a simultaneous locust invasion along the India–Pakistan border, which has created “crisis within a crisis” in the surveyed provinces and exacerbated conditions that could lead to famine, disease, and increased poverty.
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O’Brien, Tom, Deanna Matsumoto, Diana Sanchez, Caitlin Mace, Elizabeth Warren, Eleni Hala, and Tyler Reeb. Southern California Regional Workforce Development Needs Assessment for the Transportation and Supply Chain Industry Sectors. Mineta Transportation Institute, October 2020. http://dx.doi.org/10.31979/mti.2020.1921.
COVID-19 brought the public’s attention to the critical value of transportation and supply chain workers as lifelines to access food and other supplies. This report examines essential job skills required of the middle-skill workforce (workers with more than a high school degree, but less than a four-year college degree). Many of these middle-skill transportation and supply chain jobs are what the Federal Reserve Bank defines as “opportunity occupations” -- jobs that pay above median wages and can be accessible to those without a four-year college degree. This report lays out the complex landscape of selected technological disruptions of the supply chain to understand the new workforce needs of these middle-skill workers, followed by competencies identified by industry. With workplace social distancing policies, logistics organizations now rely heavily on data management and analysis for their operations. All rungs of employees, including warehouse workers and truck drivers, require digital skills to use mobile devices, sensors, and dashboards, among other applications. Workforce training requires a focus on data, problem solving, connectivity, and collaboration. Industry partners identified key workforce competencies required in digital literacy, data management, front/back office jobs, and in operations and maintenance. Education and training providers identified strategies to effectively develop workforce development programs. This report concludes with an exploration of the role of Institutes of Higher Education in delivering effective workforce education and training programs that reimagine how to frame programs to be customizable, easily accessible, and relevant.
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Coastal Lidar And Radar Imaging System (CLARIS) mobile terrestrial lidar survey along the Outer Banks, North Carolina in Currituck and Dare counties. Coastal and Hydraulics Laboratory (U.S.), January 2020. http://dx.doi.org/10.21079/11681/39419.
The Coastal Observation and Analysis Branch (COAB) located at the Field Research Facility (FRF) conducts quarterly surveys and post-storm surveys along up to 60 kilometers of coastline within the vicinity of the FRF to assess, evaluate, and provide updated observations of the morphology of the foreshore and dune system. The surveys are conducted using a mobile terrestrial LiDAR scanner coupled with an Inertial Navigation System (INS). Traditionally the surveys coincide with a low tide, exposing the widest swath of visible sediment to the scanner as well as enough wind-sea swell or texture to induce wave breaking upon the interior sandbars. The wave field is measured with X-Band radar which records a spatial time series of wave direction and speed. Data for the survey region was collected using the VZ-2000's mobile, 3D scanning mode where the scanner continuously rotates the line scan 360 degrees as the vehicle progresses forward. Elevation measurements are acquired on all sides of the vehicle except for the topography directly underneath the vehicle. As the vehicle moves forward, the next rotation will capture the previous position's occluded data area. Laser data is acquired in mobile 3D radar mode with a pulse repetition rate of 300kHz, theta resolution of 0.19 degrees and phi resolution of 0.625 degrees. Horizontal Datum NAD83(2011), Projection North Carolina State Plane (3200) meters; Vertical Datum NAVD88, meters with geoid09 applied.
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Coastal Lidar And Radar Imaging System (CLARIS) mobile terrestrial lidar survey along the Outer Banks, North Carolina in Currituck and Dare counties. Coastal and Hydraulics Laboratory (U.S.), January 2020. http://dx.doi.org/10.21079/11681/39419.
The Coastal Observation and Analysis Branch (COAB) located at the Field Research Facility (FRF) conducts quarterly surveys and post-storm surveys along up to 60 kilometers of coastline within the vicinity of the FRF to assess, evaluate, and provide updated observations of the morphology of the foreshore and dune system. The surveys are conducted using a mobile terrestrial LiDAR scanner coupled with an Inertial Navigation System (INS). Traditionally the surveys coincide with a low tide, exposing the widest swath of visible sediment to the scanner as well as enough wind-sea swell or texture to induce wave breaking upon the interior sandbars. The wave field is measured with X-Band radar which records a spatial time series of wave direction and speed. Data for the survey region was collected using the VZ-2000's mobile, 3D scanning mode where the scanner continuously rotates the line scan 360 degrees as the vehicle progresses forward. Elevation measurements are acquired on all sides of the vehicle except for the topography directly underneath the vehicle. As the vehicle moves forward, the next rotation will capture the previous position's occluded data area. Laser data is acquired in mobile 3D radar mode with a pulse repetition rate of 300kHz, theta resolution of 0.19 degrees and phi resolution of 0.625 degrees. Horizontal Datum NAD83(2011), Projection North Carolina State Plane (3200) meters; Vertical Datum NAVD88, meters with geoid09 applied.
