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Journal articles on the topic 'Mobile finance'

Author: Grafiati
Published: 4 June 2021
Last updated: 25 July 2025

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1

Talekar, P. R. "Mobile Finance and Accounting Apps." International Journal of Advance and Applied Research 5, no. 10 (2024): 10–14. https://doi.org/10.5281/zenodo.11297140.

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The rising popularity of mobile finance, driven by the accessibility and convenience of mobile technologies, has led to the widespread use of accounting apps. This study aims to identify personal accounting applications for mobile devices, focusing on credit monitoring within different mobile banking apps. The scope of the research encompasses the utilization of accounting apps offered by various banks, exploring the significance of enhancing services and meeting customer expectations in the context of modern Era 4.0 banking. The study acknowledges the challenges associated with the adoption o
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Talekar, P. R. "Mobile Finance and Accounting Apps." International Journal of Advance and Applied Research 5, no. 10 (2024): 10–14. https://doi.org/10.5281/zenodo.11297307.

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The rising popularity of mobile finance, driven by the accessibility and convenience of mobile technologies, has led to the widespread use of accounting apps. This study aims to identify personal accounting applications for mobile devices, focusing on credit monitoring within different mobile banking apps. The scope of the research encompasses the utilization of accounting apps offered by various banks, exploring the significance of enhancing services and meeting customer expectations in the context of modern Era 4.0 banking. The study acknowledges the challenges associated with the adoption o
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3

Zong, Ze, and Lei Zhu. "Hot Spots Tracing on Internet Finance in China." Applied Mechanics and Materials 602-605 (August 2014): 3540–43. http://dx.doi.org/10.4028/www.scientific.net/amm.602-605.3540.

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This paper collects the Internet data of 2013 related with Internet finance from several websites,and identifies key words by ICTCLAS,then analyses the co-word network by Bicomb based on key words co-occurrence.By the help of factor and cluster analysis, it studies the relationship between the key words then tracks the hot spots of Internet finace on the Internet.The analysis shows mobile payment,supervision,risk control and P2P network loan are focused in Internet finance field,Mobile payment,supervision,risk management become the hotspots at present.
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Li, Gaoyong, Xin Zhang, and Ge Zhang. "To Use or Not to Use: It Is a Question—An Empirical Study on the Adoption of Mobile Finance." Sustainability 14, no. 17 (2022): 10516. http://dx.doi.org/10.3390/su141710516.

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Due to its important impact on sustainable development, mobile finance spreads fast. However, what factors and how these factors impact the adoption of mobile finance apps are still unknown. This research employs UTAUT and research on mobile banking and payment to explore the adoption of mobile finance apps. A total of 348 questionnaires were collected online and offline and analyzed by SEM. The results show that performance expectancy, effort expectancy, social influence, facilitating conditions, trust, and perceived risk affect the intention to use mobile finance. This study makes theoretica
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Lingfen, Chen, Derek Woods, Kevin Curran, and Jonathan Doherty. "Mobile development environments for electronic finance." International Journal of Electronic Finance 4, no. 2 (2010): 99. http://dx.doi.org/10.1504/ijef.2010.033301.

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Ratten, Vanessa. "Entrepreneurship, e-finance and mobile banking." International Journal of Electronic Finance 6, no. 1 (2012): 1. http://dx.doi.org/10.1504/ijef.2012.046590.

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Utomo, Suharjanto, and Dede Badru Jaman. "Perancangan Perangkat Lunak Manajemen Keuangan Pribadi Berbasis Mobile Hybrid." Journal of Information System Research (JOSH) 3, no. 4 (2022): 712–17. http://dx.doi.org/10.47065/josh.v3i4.1995.

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The rapidly developing technology becomes a very supportive means to handle various problems that arise in managing a personal finance. The importance of managing personal financial activities for someone is not a simple thing. To avoid a serious financial problem, it needs a good financial planning. Financial planning in budgeting, management control, funds storage that is owned for the effective and efficient financial decision. The purpose of this research is to build A Personal Finance Software that can help the user in managing personal finances, especially in doing the transaction record
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Huang, Can, Jun Yao, Wencun Wang, and Di Zhao. "The Influence of Digital Finance on the Marketing Management of Commercial Banks under the Support of Mobile Social Network." Asian Journal of Advanced Research and Reports 18, no. 8 (2024): 83–91. http://dx.doi.org/10.9734/ajarr/2024/v18i8711.

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The business model, application technology, and service scene of digital financial marketing business management of commercial banks should be transformed into digital form, and a digital and mobile digital financial marketing product service model should be formed to improve the marketing management effect. This should be done against the backdrop of digital finance and mobile social networks. This paper first discusses the fundamentals of commercial bank marketing management and the digital financial model of mobile social networks to examine the impact of digital and mobile marketing manage
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Talekar, P. R. "The Rise of Mobile Finance and Accounting Apps: Revolutionizing Financial Management on the Go." International Journal of Advance and Applied Research 5, no. 10 (2024): 48–51. https://doi.org/10.5281/zenodo.11298777.

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The incorporation of mobile applications has ushered in a new era of accessibility and convenience in the ever-changing world of modern finance. The revolutionary effects of mobile accounting and finance apps on individual and corporate financial management are examined in this summary. Mobile accounting and financial applications have become indispensable tools in the fast-paced digital world, when convenience is paramount, and they are revolutionizing the way both individuals and companies handle their accounts. These applications provide a range of tools aimed to expedite financial procedur
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Hu, Ningning, and Guanyu Hou. "Mobile payment, digital inclusive finance, and residents’ consumption behavior research." PLOS ONE 19, no. 7 (2024): e0288679. http://dx.doi.org/10.1371/journal.pone.0288679.

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Based on the data of multiple Chinese household finance surveys, the interactive relationship between mobile payment, inclusive digital finance, and household consumption is discussed. It is found that mobile payment can directly and effectively improve household consumption, and the impact on hedonistic and developmental consumption is greater than survival consumption, which is conducive to upgrading household consumption. At the same time, mobile payment can indirectly promote basic and developmental consumer spending through digital inclusive financial mechanisms and weaken hedonistic cons
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Akash, Md, Md Jahidul Islam Jahid, and Md Ahsan Habib. "An overview of Study on Mobile Banking in Bangladesh: Area of Rangpur Division." Financial Markets, Institutions and Risks 6, no. 4 (2022): 70–75. http://dx.doi.org/10.21272/fmir.6(4).70-75.2022.

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Several bank in Bangladesh offer their financial services using mobile technology. Mobile transactions are simple and economical for clients. Mobile banking is performing of the finance of the finance related functions on a mobile device such as smartphone or tablet. This paper provides a picture of how mobile banking now operates and what it could look like in the future. The future of the banking industry will get brighter every day as a result of the study’s conclusion that clients are happy with the services provided by the new banking system. This article will significantly benefit Bangla
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Jing, Xue Lei. "Application of Network Security Technology in the Internet Finance." Applied Mechanics and Materials 738-739 (March 2015): 1133–36. http://dx.doi.org/10.4028/www.scientific.net/amm.738-739.1133.

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With the popularity of the Internet and the rise of mobile Internet application, the Internet finance is growing rapidly. The Internet finance includes online shopping, mobile payment, online financial management etc. However, there exists security problems in third-party payment, online shopping, online banking, mobile payment, etc. In order to solve the security problems with Internet finance, on the one hand, government should establish and perfect law and regulation systems, standardize network security technology, strengthen the network supervision, and make more effort to crack down Inte
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Jahan, Samsad, Aishath Muneeza, and Siti Hajar Baharuddin. "Islamic Capital Market for Social Development: Innovating Waqf Mobile Sukuk in Sub-Saharan Africa." International Journal of Management and Applied Research 8, no. 2 (2021): 141–54. http://dx.doi.org/10.18646/2056.82.21-009.

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The use of sukuk in social development is an under-researched area, especially in the context of Sub-Saharan Africa. Although the Kenyan government has issued the world’s first mobile bond and the Indonesian government has used mobile platforms as a distribution channels for the issuances of retail sukuk, little is known about mobile sukuk and its potential from the perspective Islamic social finance. This paper aims to explore the opportunities and challenges of mobile sukuk for social development, namely perpetual waqf mobile sukuk, where the concept of waqf is combined with qard. It is anti
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Samsad, Jahan, Muneeza Aishath, and Hajar Baharuddin Siti. "Islamic Capital Market for Social Development: Innovating Waqf Mobile Sukuk in Sub-Saharan Africa." International Journal of Management and Applied Research 8, no. 2 (2021): 141–54. https://doi.org/10.18646/2056.82.21-009.

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The use of sukuk in social development is an under-researched area, especially in the context of Sub-Saharan Africa. Although the Kenyan government has issued the world’s first mobile bond and the Indonesian government has used mobile platforms as a distribution channels for the issuances of retail sukuk, little is known about mobile sukuk and its potential from the perspective Islamic social finance. This paper aims to explore the opportunities and challenges of mobile sukuk for social development, namely perpetual waqf mobile sukuk, where the concept of waqf is combined with qard. It i
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Ferli, Ossi, Deni Wardani, Dylan Gonardo, and Gabriel Radja Dava. "Digital Finance Socialization in Improving Financial Literacy at SMPN 3 South Tangerang." Jurnal Pengabdian Masyarakat Bestari 4, no. 5 (2025): 381–94. https://doi.org/10.55927/jpmb.v4i5.135.

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Technological developments have encouraged the emergence of digital finance, which is a technology-based financial system that includes services such as digital payments, online loans, investments, and mobile banking. However, the adoption of digital finance still faces significant challenges, especially low financial literacy among the public. Financial literacy encompasses the knowledge, skills, attitudes, and behaviors necessary to manage finances wisely and understand increasingly complex financial products and services. This socialization aims to increase students' understanding of digita
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Khusniati, Navi'ah, and Maulana Ghani Yusuf. "From Phone to Finance: Indonesian Female Patterns in Store Payments." Journal of Scientific Research, Education, and Technology (JSRET) 4, no. 2 (2025): 1118–36. https://doi.org/10.58526/jsret.v4i2.782.

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This study investigates the influence of gender and women’s employment status on mobile phone use for in-store financial transactions in Indonesia. Using micro data from the 2021 Global Findex survey and a logistic regression model, this study analyzes the extent to which being a woman, as well as being an employed woman, influences the likelihood of using a mobile phone for in-store transactions. The results show that in general, although not significantly, women are less likely than men to use mobile phones for in-store transactions. However, employed women have a significantly higher probab
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Esquivias, Miguel Angel, Lilik Sugiharti, Ari Dwi Jayanti, Rudi Purwono, and Narayan Sethi. "Mobile Technologies, Financial Inclusion, and Inclusive Growth in East Indonesia." Journal of Telecommunications and the Digital Economy 8, no. 2 (2020): 123–45. http://dx.doi.org/10.18080/jtde.v8n2.253.

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This paper examines the influence of mobile technologies on financial inclusion, and the matter of whether mobile technologies and financial inclusion have an impact on the income of individuals in East Indonesia, considering the data from the Survey on Financial Inclusion and Access (SOFIA) in 2017. A seemingly unrelated probit model and an ordinary least-squares model are used to compare both determinants of formal and informal financial services, as well as simple and smart mobile technologies. The study finds that mobile technologies and access to finance significantly increase the likelih
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Pan, Yaqian, Shubing Li, Xinxin Chen, Shiqi Yu, and Lijuan Yu. "The Use of the VEC Model to Study the Impact of the Third Party Payment on the Interest Market in China." International Journal of Economics and Finance 9, no. 2 (2017): 100. http://dx.doi.org/10.5539/ijef.v9n2p100.

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This paper aims to study the effects of cross section of Internet finance and mobile payment on the Internet financial deepening and the interest rate liberalization. Because more than 50% of online payment is completed by way of mobile payments and financial products in Internet finance also have such two ways as online transactions and mobile client transactions, the interest rate index on behalf of the Internet finance can be largely replaced by the return of financial products in it. The study of the relationship between return of common monetary fund in transactional Internet finance and
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19

Chavali, Kavita, and Ajith Kumar. "Adoption of Mobile Banking and Perceived Risk in GCC." Banks and Bank Systems 13, no. 1 (2018): 72–79. http://dx.doi.org/10.21511/bbs.13(1).2018.07.

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The study deals with the adoption of mobile banking services by respondents in UAE and the perception of risk factors by them. A model was developed on the Customer Adoption Process of mobile banking. The model is validated based on the data collected using the questionnaire from a sample of 90 respondents in UAE. Factor analysis is used to evaluate and analyze the responses. Belief in technology and the value it creates are the major driving force for respondents to adopt mobile banking. Respondents perceive that mobile banking helps in proper financial planning due to continuous monitoring t
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20

Rawlings, Gregory. "Mobile people, mobile capital and tax neutrality: Sustaining a market for Offshore Finance Centres." Accounting Forum 29, no. 3 (2005): 289–310. http://dx.doi.org/10.1016/j.accfor.2005.03.005.

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21

Eliza, Fivia. "Effectiveness of Cybersecurity Awareness Program Based on Mobile Learning to Improve Cyber Hygiene." International Journal of Information and Education Technology 15, no. 2 (2025): 220–29. https://doi.org/10.18178/ijiet.2025.15.2.2235.

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This research aims to investigate the effectiveness of a Mobile Learning-based cybersecurity awareness program in improving cyber hygiene practices among accounting and finance students. This is a research and development conducted using the 4D model approach (Define, Design, Develop, and Disseminate). This research involved three research experts in mobile learning and cybersecurity, with 68 participants being accounting and finance students. Instruments used include validity questionnaires, cybersecurity awareness tests, and cyber hygiene practices questionnaires. Data were analyzed using qu
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22

Hamid, Omer Hag. "E-Salam finance for risk management Islamic fin-tech mobile-based micro-finance approach." International Journal of Business Intelligence and Systems Engineering 2, no. 1 (2024): 43–59. http://dx.doi.org/10.1504/ijbise.2024.10064563.

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23

Hamid, Omer Hag. "E-Salam finance for risk management Islamic fin-tech mobile-based micro-finance approach." International Journal of Business Intelligence and Systems Engineering 2, no. 1 (2024): 43–59. http://dx.doi.org/10.1504/ijbise.2024.139146.

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24

Mohamed, Amine LOUKILI, and MOKHTARI Abbas. "L'innovation financière dans les pays en voie de développement : les déterminants du mobile banking et du développement financier en Afrique." International Journal of Accounting, Finance, Auditing, Management and Economics 3, no. 4-2 (2022): 178–89. https://doi.org/10.5281/zenodo.6944339.

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Cette étude aborde les questions d'innovation financière dans les pays en développement en se concentrant sur les déterminants du développement du mobile banking en Afrique. Collecter des données sur le mobile banking dans différents pays par le biais d'institutions et d'organisations nationales et internationales sur la zone géographique de l'étude (Afrique sub-saharienne) afin d'étudier les déterminants du développement du mobile banking. L'analyse théorique montre qu'il exi
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Supriatna, Encep. "Penggajian Berbasis Mobile di Universitas Ma’soem." INTERNAL (Information System Journal) 3, no. 1 (2020): 51–64. http://dx.doi.org/10.32627/internal.v3i1.95.

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Design a Mobile Based Lecturer Payroll Information System at Ma’soem University to provide solutions to several lecturers who have limited time so they do not have time to fill in lecturer attendance after completing lectures so that it affects the work of the finance and curriculum sections,The approach method used is an object-oriented approach (object oriented) which consists of object-oriented analysis (OOA), and object-oriented design (OOD). The system development method used is prototype. While the author's modeling system uses Unified Modeling Language (UML).With the design of the lectu
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Supriatna, Encep. "Penggajian Berbasis Mobile di Universitas Ma’soem." INTERNAL (Information System Journal) 3, no. 1 (2020): 51–64. http://dx.doi.org/10.32627/internal.v3i1.301.

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Design a Mobile Based Lecturer Payroll Information System at Ma’soem University to provide solutions to several lecturers who have limited time so they do not have time to fill in lecturer attendance after completing lectures so that it affects the work of the finance and curriculum sections,The approach method used is an object-oriented approach (object oriented) which consists of object-oriented analysis (OOA), and object-oriented design (OOD). The system development method used is prototype. While the author's modeling system uses Unified Modeling Language (UML).With the design of the lectu
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van Deventer, Marko, Natasha de Klerk, and Ayesha Bevan-Dye. "Antecedents of attitudes towards and usage behavior of mobile banking amongst Generation Y students." Banks and Bank Systems 12, no. 2 (2017): 78–90. http://dx.doi.org/10.21511/bbs.12(2).2017.08.

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Despite the benefits that mobile banking has to offer, coupled with positive mobile penetration rates, the use of mobile devices to perform banking transactions and access financial information is not as widespread as expected. The significantly sized Generation Y cohort is a rewarding market segment for retail banks. In South Africa, however, this cohort’s mobile banking adoption is largely under-researched. Understanding the antecedents that positively influence Generation Y students’ attitudes towards and usage behavior of mobile banking will assist retail banks in their efforts to tailor t
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Yang, Wei, Peng Yang, Huaiwang Shi, and Weizeng Sun. "Mobile Payment Application and Rural Household Consumption—Evidence from China Household Finance Survey." Sustainability 15, no. 1 (2022): 341. http://dx.doi.org/10.3390/su15010341.

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How to release rural consumption potential is currently of great significance for the sustainable economic growth of the developing world. Using representative survey data from the China Household Finance Survey (CHFS), this paper studied the impacts of mobile payments on rural household consumption and its mechanisms. This study constructed instrumental variables from the perspective of induced demand for mobile payments to overcome the endogeneity problem and found that the application of mobile payments significantly promoted rural household consumption by 29.8–52.3%. Mechanism analysis ind
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29

Schraten, Jürgen. "Mobile money as an interface between finance and livelihood." Finance and Society 7, no. 2 (2021): 167–70. http://dx.doi.org/10.2218/finsoc.v7i2.6655.

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Digital payment tools and mobile money receive growing attention as a possible tool for alleviating poverty and expanding the benefits of market economies. Especially the Kenyan product M-Pesa gained prominence, since Suri and Jack (2016) published a study according to which it paved a way out of poverty for 2% of the country’s households. However, there are more skeptical notions, too. This debate is now gets a good basis in the long-term ethnographic study by Sibel Kusimba. She endows the conflicting assessments with differentiated reports on the contexts of M-Pesa usage in the Kenyan societ
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Sha, Nadia, and Shariq Mohammad. "Virtual banking and online business." Banks and Bank Systems 12, no. 1 (2017): 75–81. http://dx.doi.org/10.21511/bbs.12(1).2017.09.

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Banks play a crucial role in promoting online businesses. Even though e-shoppers have the option of cash-on-delivery, which seems to be secure and trustworthy, still there is an urge for the e-payment schemes, which can only be provided through banks. Banks act as strong and trustworthy intermediaries in the online transactions and they provide a bold opening in the online business. At present, banks have e-payment systems like Internet banking, electronic fund transfers (NEFT/RTGS), plastic money (credit card & debit card) and mobile banking. These systems provide payment to onlin
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31

Jain, Shruti. "MOBILE COMMERCE: A REVIEW." INTERNATIONAL JOURNAL OF COMPUTERS & TECHNOLOGY 3, no. 2 (2012): 291–93. http://dx.doi.org/10.24297/ijct.v3i2b.2878.

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As the power of wireless increases, it provides various opportunities for improving services to customers. In today’s era, mobile commerce or M-Commerce has entered almost all the aspects of Business organizations like finance, retails, services, telecommunications and information technology services. This paper discusses the concept of Mobile Commerce. It looks at how the technology of Mobile Commerce has facilitated new business trends. After this there is detailed description of applications of M-Commerce, its advantages & disadvantages. In last finally it throws light on the challeng
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Assensoh-Kodua, Akwesi, Stephen Migiro, and Emmanuel Mutambara. "Mobile banking in South Africa: a systematic review of the literature." Banks and Bank Systems 11, no. 1 (2016): 34–41. http://dx.doi.org/10.21511/bbs.11(1).2016.04.

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Mobile banking in South Africa recently has undergone rapid growth, and research on it is on the increase. This paper seeks to improve authors’ understanding of the current state of knowledge of mobile banking in South Africa by providing a systematic review of the existing literature on the phenomenon. The literature review shows that research to date has centred on small academic models with a high level of practitioner involvement, consequently, narrowing research issues of greater concern. Thus, issues of assessing mobile banking needs, factors imparting continuance usage, and the measurem
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van Deventer, Marko, Natasha de Klerk, and Ayesha Bevan-Dye. "Influence of perceived integrity and perceived system quality on Generation Y students’ perceived trust in mobile banking in South Africa." Banks and Bank Systems 12, no. 1 (2017): 128–34. http://dx.doi.org/10.21511/bbs.12(1-1).2017.05.

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Mobile banking represents an important addition to retail banks’ digital banking channels and a salient tool for servicing both current and future customers. However, given the cybernetic nature of mobile banking, there is a certain degree of uncertainty and perceived risk associated with the use thereof. This uncertainty and perceived risk elevate the importance of trust in fostering mobile banking adoption. The Generation Y cohort, which encompasses today’s youth, represents an important current and future banking segment and their adoption of mobile banking channels could have a significant
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Rodina, Larisa A., and Lilia V. Zavyalova. "Personal finance management in modern conditions." Herald of Omsk University. Series: Economics 18, no. 4 (2020): 36–47. http://dx.doi.org/10.24147/1812-3988.2020.18(4).36-47.

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The article is devoted to the practical aspects of personal finance management in the context of the transition to digital transformation of the economy. The need to pay attention to this aspect is due to both new opportunities for managing personal finances based on digitalization tools, and the risks of unauthorized access to them using cybernetic means. Summarizing the main sources of threats to personal finance in the context of digitalization is aimed at preventing fraudulent activities and ensuring the protection of financial information carriers. First of all, in a preventive manner, it
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Chen, Chi, Geoffrey Tso, and Kaijian He. "Measuring Multi-Dimensional Mobile Behavior Effect on Inclusive Finance: Evidence from China." International Journal of Economics, Finance and Management Sciences 12, no. 5 (2024): 302–17. http://dx.doi.org/10.11648/j.ijefm.20241205.18.

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Credit Invisible is one key area that many countries put much effort to solve in decades. According to the 2020 World Bank statistics, for example, there are over 500 million Chinese and 45 million American, classified as credit invisible who don’t have banking and finance history in bank or credit bureau, making them difficult to borrow money from financial institution. Previous studies adopted different non-financial information to evaluate one’s credit worthiness and status to address this issue. However, they provide little information about how real mobile user interactions can be used to
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Liang, Chang’an, Guoming Du, Zhaoda Cui, and Bonoua Faye. "Does Digital Inclusive Finance Enhance the Creation of County Enterprises? Taking Henan Province as a Case Study." Sustainability 14, no. 21 (2022): 14542. http://dx.doi.org/10.3390/su142114542.

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The broad inclusiveness of digital inclusive finance is essential for promoting coordinated regional development. This paper focuses on the impact of digital inclusive finance on creating county enterprises, discussing its heterogeneity in terms of region and type of entrepreneurship and revealing the mechanisms by which this set of impacts works. The methodology integrates the 2015–2020 Peking University Digital Inclusive Finance Index, business registration data from the industrial and commercial sectors and statistics from counties in Henan Province. The results show that digital inclusive
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Gomera, William Clifford, and George S. Oreku. "Mobile Phone." International Journal of ICT Research in Africa and the Middle East 7, no. 2 (2018): 48–66. http://dx.doi.org/10.4018/ijictrame.2018070104.

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This article describes how loan monitoring tools are integrated applications designed to help Micro Finance Institutions (MFIs) to improve efficiency and effectiveness in loan collection. The task of loan monitoring is monumental to loan officers, forcing them to travel long distances to serve a large number of customers leading to ineffective use of time and money. For that reason, it is of great advantage to have an integrated system that can manage their business with the click of the mobile phone button, allowing MFI and MB to concentrate on their day to day business operations. The applic
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DJAOWE, Joseph, and Leonel AKO TIKU. "Mobile Money and Financial Inclusion of Rural Women in the Informal Sector: A Case of Users of Orange Money in Yagoua." Archives of Business Research 10, no. 6 (2022): 115–31. http://dx.doi.org/10.14738/abr.106.11911.

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The purpose of this article is to assess the influence of Mobile Money on the financial inclusion of rural women in the informal sector. Women's access to financial services is a key factor in economic growth and development. This work aims to measure the impact of mobile finance, mobile wallet and mobile payment on the financial inclusion of women. To this end, a questionnaire was administered to a sample of 98 rural women working in the informal sector. Data from the surveys were analyzed using SPSS software and subjected to the binary logistic regression test. From this investigation, the f
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Babarinde, Gbenga Festus, Chinyere Catherine Onyejiaku, Ayodeji Michael Obadire, Awah Pridy Ambam, and Josaphat Uchechukwu Joe Onwumere. "IMPACT OF DIGITAL FINANCE ON STOCK MARKET PERFORMANCE IN NIGERIA (2012M1-2021M12)." International Journal of Professional Business Review 9, no. 3 (2024): e04340. http://dx.doi.org/10.26668/businessreview/2024.v9i3.4340.

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Purpose: The stock market has long played a significant role in fostering economic growth in developing countries by providing equity funds for capital formation. Technological advancements, particularly in digital technology, have significantly influenced financial services, becoming a crucial aspect of financial affairs. Notably, digital payment services have gained prominence in Nigeria, offering potential improvements to the Nigerian stock market. Despite this, there appears to be a perceived gap between digital finance transactions and the performance of the Nigerian stock market. Therefo
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Adesiyan Taiwo Fausiyat. "Assessing digital market access and mobile finance tools in boosting agribusiness growth among rural farming communities." World Journal of Advanced Research and Reviews 27, no. 1 (2025): 659–76. https://doi.org/10.30574/wjarr.2025.27.1.2579.

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Rural agribusinesses in developing regions remain constrained by limited access to traditional financial services, fragmented supply chains, and exclusion from lucrative urban and international markets. This paper investigates how digital market access platforms and mobile financial technologies are transforming agribusiness productivity, efficiency, and sustainability in rural farming communities. The emergence of mobile finance tools such as digital wallets, mobile credit scoring, and blockchain-enabled payment systems has enabled farmers to overcome credit inaccessibility and reduced relian
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Ardian, Aap, and Yusra Fernando. "SISTEM IMFORMASI MANAJEMEN LELANG KENDARAAN BERBASIS MOBILE (STUDI KASUS MANDIRI TUNAS FINANCE)." Jurnal Teknologi dan Sistem Informasi 1, no. 2 (2020): 10–16. http://dx.doi.org/10.33365/jtsi.v1i2.358.

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AbstrakMandiri Tunas Finance merupakan sebuah perusahaan swasta yang bergerak di bidang ruang pamer kendaraan serta memberikan solusi kepada konsumen yang memerlukan jasa keuangan dalam memiliki suatu kendaraan. Perusahaan tersebut telah berdiri sejak tahun 1985 serta berlokasi di Jl. P. Antasari No 40, Tj. Baru, Kedamaian, Kota Bandar Lampung. Proses lelang yang sedang berjalan pada Mandiri Tunas Finance masih dilakukan secara konvensional yaitu pembeli lelang harus datang di tempat pelalangan Mandiri Tunas Finance untuk menanyakan informasi kendaraan yang akan dilelang dan jadwal lelang, hal
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Siregar, Master, and Arvin Maulana Hutama. "Aplikasi Manajemen Tagihan Berbasis Mobile Dengan Menggunakan Metode Waterfall (Studi Kasus Pada PT.Wiratama Cemerlang)." Jurnal Inovasi Informatika 6, no. 1 (2021): 40–49. http://dx.doi.org/10.51170/jii.v6i1.152.

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At PT. Wiratama Cemerlang, Finance and Collector Department are two parts of the company whose work is related to one another. Where the Finance Department will record and provide a list of jobs for the Collector Department. And the Collector Department will do the work provided by the Finance Department. However, in the process, this work sequence is still using offline method and also has not used technology that can be a place to facilitate information between the two Departments. “Manajemen Tagihan” is a mobile-based job recording application that was built using the Waterfall method for t
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Sondang Sibuea, Mohammad Ikhsan Saputro, Agie Annan, and Yohanes Bowo Widodo. "APLIKASI MOBILE COLLECTION BERBASIS ANDROID PADA PT. SUZUKI FINANCE INDONESIA." Jurnal Informatika Dan Tekonologi Komputer (JITEK) 2, no. 1 (2022): 31–42. http://dx.doi.org/10.55606/jitek.v2i1.185.

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Mobile collection application is a system to facilitate the process of monitoring and billing debtors at PT. Suzuki Finance Indonesia. Problems that often occur when billing is done by the ARO (Account Receiveble Officer) cannot be quickly monitored by the branch head. Also not known visit information quickly when billing. Therefore, in this research, an android-based mobile collection application will be built. So that monitoring and visit information can be obtained very quickly so that it can maximize the work of the branch head and ARO. The data collection method, the author uses field stu
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Pan, Yaqian, Meng Yang, Shubing Li, Xinxin Chen, Shiqi Yu, and Lijuan Yu. "The Impact of Mobile Payments on the Internet Inclusive Finance." Journal of Management and Sustainability 6, no. 4 (2016): 97. http://dx.doi.org/10.5539/jms.v6n4p97.

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<p>Expanding the degree of financial inclusion is one of the important ways to deepen the effect of the Internet. Internet finance in China greatly reduces the information asymmetry and decreases the transaction costs between financial participants, which to some extent promotes the reform of financial systems in China. Besides the elite and center institutional arrangements, some so-called grassroots or civilian financial structures appear. Thus the finance has begun to show a trend of financial disintermediate. This paper selected some variables to build a measure system, based on the
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Borck, Rainald, Silke Uebelmesser, and Martin Wimbersky. "The Political Economics of Higher-Education Finance for Mobile Individuals." FinanzArchiv 71, no. 1 (2015): 82. http://dx.doi.org/10.1628/001522115x14206439673215.

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Akhter, Ayeasha, Ahmed Al Asheq, Md Uzzal Hossain, and Md Mobarak Karim. "Exploring customer intentions to adopt mobile banking services: evidence from a developing country." Banks and Bank Systems 15, no. 2 (2020): 105–16. http://dx.doi.org/10.21511/bbs.15(2).2020.10.

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As the number of smart phone users and the popularity of Internet among people are growing day by day in Bangladesh, it became necessary for Bangladeshi local banks to provide mobile banking services to their customers. Therefore, this study seeks to identify the crucial and determining factors that may affect the intention of customers to use mobile banking services. The sample size in this study is 91, in which majority are the students of Business Studies. All respondents have mobile banking at the time of the survey. The samples in the study were mainly drawn from the private university st
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Agrawal, Shivam. "Flutter-based Mobile Finance Management: An Investigation of User Behavior and Preferences." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 05 (2025): 1–9. https://doi.org/10.55041/ijsrem49022.

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Abstract— Study examines the design, development, and evaluation of a Flutter based mobile finance management application aimed at understanding user behavior and preferences in digital personal finance. As smart phones become vital tools for financial tasks, many existing apps still fall short due to complex interfaces and lack of personalization. To address this, a cross-platform app was developed using Flutter, featuring expense tracking, budget planning, savings goals, and financial insights. User testing revealed a preference for intuitive interfaces, real-time updates, and personalized g
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Duncombe, Richard. "An evidence-based framework for assessing the potential of mobile finance in sub-Saharan Africa." Journal of Modern African Studies 50, no. 3 (2012): 369–95. http://dx.doi.org/10.1017/s0022278x1200016x.

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ABSTRACTThis paper provides a framework-based approach for assessing the potential for mobile finance (m-finance) services to achieve greater financial inclusion in sub-Saharan Africa. The conceptual approach synthesises market and user perspectives, and constructs an evidence-based exploratory framework based on analysis of a single country, Uganda. Case evidence is used to inform four lifecycle stages for m-finance, moving from design to access, usage, and outcomes associated with differentiated m-finance applications. Based on analysis of published sources, findings from Uganda suggest that
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Prabhu, S. Naik. "Consumer Behaviour towards Mobile Baking With Special Reference to Vijayanagar District, Karnataka." International Journal of Economics, Business, Accounting, Agriculture and Management towards Paradigm Shift in Research (IJEBAMPSR) 2, no. 1 (2025): 153–58. https://doi.org/10.5281/zenodo.15286385.

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<strong><em>Abstract</em></strong> <em>The mobile banking provides easy payment facility and accounting system which increases the speed delivery of banking services. Nowadays mobile banking reducing the footfall of consumer by providing easy transacting by sitting at their place. The demand for mobile banking increasing as cost effective, easy, and saves the time of user, the user can access 24*7.&nbsp; The banks are striving to provide innovative method of services to retain and to meet their customer expectation and demand, as technology upgrades the use and adoptability, acceptability incr
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Soundalgekar, Abhishek. "National Financial Switch Simulator Using Mobile and Backend SDK." International Journal for Research in Applied Science and Engineering Technology 11, no. 12 (2023): 988–93. http://dx.doi.org/10.22214/ijraset.2023.57505.

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Abstract: In the realm of digital finance, the Unified Payments Interface (UPI), managed by the National Payments Corporation of India (NPCI), revolutionizes real-time, boundary less payments between bank accounts. However, Transaction Service Providers (TSPs) encounter challenges in NPCI's testing infrastructure. To resolve this, an independent National Financial Switch (NFS) Simulator for UPI is proposed. This simulator will empower TSPs to conduct autonomous UPI transaction testing, reducing reliance on external resources. By replicating UPI processes, it will facilitate early issue identif
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