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Journal articles on the topic 'Mobilization Of Savings'

Author: Grafiati

Published: 5 June 2025

Last updated: 2 August 2025

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1

E A, AJAH, and ENIANG S V. "Strategies for effective savings mobilisation: a case study of selected savings institutions in calabar agricultural zone, cross river state, nigeria." Global Journal of Social Sciences 22, no. 1 (2023): 25–34. http://dx.doi.org/10.4314/gjss.v22i1.3.

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This study examined strategies for effective savings mobilization in Calabar agricultural zone of Cross River state, Nigeria. It specifically sought to identify the, strategies for mobilizing savings, factors influencing savings mobilization and constraints to savings mobilization. The study used a purposive sampling technique to select 20 formal savings institutions in 3 LGAs out of 7 that were in the study area. Data obtained from primary source using structured questionnaire were analysed using descriptive statistics measures such as frequency counts, percentages and tables as well as infer

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2

Ajah, E. A., and S. V. Eniang. "STRATEGIES FOR EFFECTIVE SAVINGS MOBILISATIONS A CASE STUDY OF SELECTED SAVINGS INSTITUTIONS IN CALABAR AGRICULTURAL ZONE OF CROSS RIVER STATE, NIGERIA." International Journal of Interdisciplinary Research in Arts and Humanities 1, no. 1 (2016): 5–13. https://doi.org/10.5281/zenodo.155336.

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This study examined strategies for effective saving mobilization in Calabar agricultural zone of Cross River state. It specifically sought to identify the, strategies for mobilizing savings, factors influencing savings mobilization and constraints to savings mobilization. The study used a purposive sampling technique to select 20 saving institutions in 3 LGAs out of 7 that were in the study area. Data were obtained from primary source using structured questionnaires and analysed through the use of descriptive statistics measures such as frequency counts, percentages and tables as well as infer

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3

Khan, Ashfaque H. "Financial Repression , Financial Development and Structure of Savings in Pakistan." Pakistan Development Review 27, no. 4II (1988): 701–13. http://dx.doi.org/10.30541/v27i4iipp.701-713.

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The mobilization of domestic resources is one of the key determinants of sustained economic growth. Improving domestic resource mobilization involves raising the level of national savings to enable a higher level of investment, hence a faster rate of economic growth. Pakistan's saving performance and its overall economic performance appear to be incongruous. Over the past several years, Pakistan has maintained an economic growth of more than 6 percent which is laudable, but her performance with regard to savings has been poor. In fact, saving as a fraction of the Gross National Product (GNP) i

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4

Okere, Peter A., and Michaelo Ndugbu. "Macroeconomic Variables And Savings Mobilization In Nigeria." International Journal for Innovation Education and Research 3, no. 1 (2015): 105–16. http://dx.doi.org/10.31686/ijier.vol3.iss1.304.

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This research work analyzed the impact of macroeconomic variables on domestic savings mobilization in Nigeria (1993-2012).Secondary data was adopted and sourced from CBN statistical bulletin.Ordinary Least Square and cointegration were used to determine the effects of the selected macroeconomic variables on savings mobilization in Nigeria. The result of the overall statistic showed that there is a positive and significant impact between the selected macroeconomic variables and domestic savings mobilization in Nigeria. But specifically, financial deepening seemed to have a greater impact on sav

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5

Otero, Maria. "Savings mobilization and microenterprise programmes." Small Enterprise Development 2, no. 1 (1991): 32–41. http://dx.doi.org/10.3362/0957-1329.1991.005.

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6

Hamal, Krishna Bahadur, and Mukti P. Upadhyay. "Rural Savings Mobilization in Nepal." Economic Journal of Nepal 9, no. 3 (1986): 42–70. http://dx.doi.org/10.3126/ejon.v9i3.69351.

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7

Chandrakumara, D. P. S. "Prospects of Saving Mobilization in Underserved Settlements of the City of Colombo." International Journal of Management Science and Business Administration 1, no. 10 (2015): 19–33. http://dx.doi.org/10.18775/ijmsba.1849-5664-5419.2014.110.1002.

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The urban poor in Sri Lanka have been deserted by the financial institutions of the country. They have been undervalued and excluded from the banking sector since they live in underserved settlements. However, evidence from other countries proves that the urban poor can be successfully mobilized and included in the financial sectors as valuable customers of the banking institutions. Mobilizing the savings from them is the first step in such a process. Hence, the aim of this study is to identify the saving potential of the urban poor in Sri Lanka. The study was based on primary data collected b

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8

A. Burney, Nadeem, and Ashfaque H. Khan. "Socio-economic Characteristics and Household Savings: An Analysis of the Households' Saving Behaviour in Pakistan." Pakistan Development Review 31, no. 1 (1992): 31–48. http://dx.doi.org/10.30541/v31i1pp.31-48.

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Domestic resource mobilization is one of the key determinants of sustained economic growth. Pakistan's perfonnance with regard to domestic resource mobilization has been poor despite maintaining a respectable economic growth rate. Why is the savings rate so low in Pakistan? In this paper we analyse the household savings behaviour in Pakistan, using micro level data of the Household Income and Expenditure Survey (HIES) for the year 1984-85. Three different non-linear savings functions attributed to Keynes, Klein, and Landau are estimated separately for the urban and the rural households, using

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9

Obeh, Henry Obukohwo, Maria Chinecherem Uzonwanne, Collins Uche Nwogwugwu, and Amaka Metu. "Effect of Interest Rate on Savings Mobilization in Nigeria." International Journal of Research and Innovation in Social Science VIII, no. III (2024): 1758–75. http://dx.doi.org/10.47772/ijriss.2024.803127.

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The study examines the extent at which interest rate affects savings mobilization in Nigeria. The study is hinged on the modified variant of McKinnon and Shaw hypothesis that accounts for the link between savings mobilization and interest rate. ARDL model was used in the study to test for co-integration for the long run and the unrestricted error correction model for the short run contemporaneous dynamics. Data gotten from CBN annual report and World Economic Outlook covers the period; 1986-2022 was used for the study. Accordingly, the study finds out that savings mobilization is significant b

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10

Caleb Kehinde Osamo and Odi Nwankwo. "Savings Mobilization Efforts of the Nigerian Money Market and Economic Growth." Rowter Journal 3, no. 1 (2024): 21–34. http://dx.doi.org/10.33258/rowter.v3i1.1051.

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Economic growth is a function of some productive efforts among which savings mobilizations is considered very vital. This study examined saving mobilization efforts of the Nigerian money market and the effects on economic growth during the year 2001 – 2022.Vested with the objectives to investigate the effect of banking density, savings rates and money supply on economic growth. The study relied on time series data sourced from the publication of the Central Bank of Nigeria. Gross Domestic Product Growth Rate (GDPGR) was adopted as dependent variable, while Banking Density (BD), Savings Rates (

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11

Orebiyi, Paul, Ubong Effiong, Michael Udofia, and Uduakobong Ukpe. "The impact of financial depth and efficiency on savings mobilization in Nigeria." Studies in Economics and Business Relations 6, no. 1 (2025): 1–20. https://doi.org/10.48185/sebr.v6i1.1663.

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This paper anchored on examining the effect of financial sector development on savings mobilization in Nigeria from 1981 to 2023. Precisely, the study explored the relative impact of financial depth and financial efficiency on the savings mobilization in Nigeria. The study made use of the autoregressive distributed lag (ARDL) model, the standardized regression model, and Granger causality test in the analysis. The ARDL estimates indicated that both financial depth and financial efficiency initiated a desirable and significant effect on the savings level in Nigeria. Other key discoveries from t

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12

Ibrahim A., Dauda, and Dauda I. Musa. "Intervening Variables and Savings Mobilization of Staff Owned Cooperative Societies in Nasarawa State Public Institutions (A Case Study of Naspoly Staff Multipurpose Cooperative Society Nasarawa State Nigeria)." Archives of Business Research 7, no. 10 (2019): 41–50. http://dx.doi.org/10.14738/abr.710.7165.

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This paper examined the intervening variables affecting the mobilization of savings of Staff owned Cooperative Societies in Nasarawa State Public Institutions and their effects on the savings mobilization. It was a survey research that focused on the Naspoly Staff Cooperative Society, Nasarawa State Polytechnic Lafia, Nasarawa State Nigeria. Questionnaire was administered to a randomly sampled 250 members from the 380 registered members as at December 2018, with the view to confirming that the following variables (family size, income level, number of children in school and market situation) af

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13

Tsaurai, Kunofiwa. "Savings Mobilization and Financial Development during the Multicurrency Regime Period in Zimbabwe." Journal of Economics and Behavioral Studies 9, no. 3(J) (2017): 152–62. http://dx.doi.org/10.22610/jebs.v9i3(j).1754.

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This paper seeks to investigate the relationship between savings and financial development in Zimbabwe using both autoregressive distributive lag (ARDL) and vector error correction model (VECM) approaches for comparison purposes with monthly time series data from January 2009 to August 2015. Four distinct hypotheses emerged from the literature and these are the savings-led financial development, financial development-led savings, feedback effect and the insignificant/no relationship hypothesis. The existence of diverging and contradicting views in empirical literature on the subject matter is

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14

Tsaurai, Kunofiwa. "Savings Mobilization and Financial Development during the Multicurrency Regime Period in Zimbabwe." Journal of Economics and Behavioral Studies 9, no. 3 (2017): 152. http://dx.doi.org/10.22610/jebs.v9i3.1754.

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This paper seeks to investigate the relationship between savings and financial development in Zimbabwe using both autoregressive distributive lag (ARDL) and vector error correction model (VECM) approaches for comparison purposes with monthly time series data from January 2009 to August 2015. Four distinct hypotheses emerged from the literature and these are the savings-led financial development, financial development-led savings, feedback effect and the insignificant/no relationship hypothesis. The existence of diverging and contradicting views in empirical literature on the subject matter is

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15

Ankrah Twumasi, Martinson, Yuansheng Jiang, Frank Osei Danquah, Abbas Ali Chandio, and Wonder Agbenyo. "The role of savings mobilization on access to credit: a case study of smallholder farmers in Ghana." Agricultural Finance Review 80, no. 2 (2019): 275–90. http://dx.doi.org/10.1108/afr-05-2019-0055.

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Purpose The purpose of this paper is to examine the effect of savings mobilization on access to credit among smallholder farmers’ in the Birim central municipality of Ghana. Design/methodology/approach A cross-sectional primary data set was used to estimate the factors influencing smallholder farmers’ access to credit and size of loan to be borrowed using the IV-Probit and IV-Tobit model. Findings The results of the study revealed that savings mobilization has a positive significant impact on access to credit and the total amount of credit one can borrow as well. Other control variables such a

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16

Acharya, Gyanu, Dr Rohit Kumar Shrestha, and Ganesh Prasad Niraula. "CONTRIBUTION OF NIRDHAN UTTHAN MICROFINANCE INSTITUTION TO SAVING MOBILIZATION AND MANAGEMENT AT MICROENTERPRISES: A CASE STUDY OF RAMKOT BRANCH IN KATHMANDU OF NEPAL." International Journal of Business Management and Economic Review 06, no. 03 (2023): 43–55. http://dx.doi.org/10.35409/ijbmer.2023.3486.

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The objectives of this study were to assess the contribution of Nirdhan Utthan Microfinance Institution, Ramkot branch in Kathmandu on saving mobilization and investment in different types of businesses or enterprises and to determine the roles of the microfinance to the economic status of its borrowers and entrepreneurs. The study applied both quantitative and qualitative data using a descriptive research design and case study method. It has employed both primary and secondary sources of data. Thematic analysis was used for primary data. Secondary data was analyzed using simple statistical to

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17

Twerefou, Daniel Kwabena, and Baafi Yaw Ayimadu. "Effects of Financial Deepening on Saving Mobilization: Evidence from African Countries." International Journal of Contemporary Research and Review 9, no. 07 (2018): 20917–28. http://dx.doi.org/10.15520/ijcrr/2018/9/07/555.

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Purpose:The purpose of this paper is to investigate the impact of financial deepening proxied by Broad Money Supply as a percent of Gross Domestic Product and Domestic Credit to Private Sector as a percentage of Gross Domestic Product on savings proxied by Gross Domestic Savings as a percent of Gross Domestic Product in Africa over the period 1998 – 2015  Design/methodology/approach: The study uses panel data of forty-two (42) countries in Africa over the period 1998 – 2015 and the system generalized method of moments dynamic panel estimation framework. Findings: The paper finds an

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18

Fofana, Valoua. "Microfinance Et Mobilisation De L’epargne Dans Le Secteur Informel. Le Cas Des Commercantes De Vivriers De Bouake." European Scientific Journal, ESJ 13, no. 25 (2017): 50. http://dx.doi.org/10.19044/esj.2017.v13n25p50.

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In the fight against female poverty, the access to the microfinance services of women in general and those of the informal sector, in particular, is at the center of all the debates in recent years. The dynamics generated by the Institutions of Microfinance, however, have weaknesses, including the mobilization of savings from informal traders who have received financing. This paper aims to shed more light on these problems in a socio-economic approach to the saving behavior of female entrepreneurs. The methodology adopted for this purpose is primarily qualitative and is based on individual int

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19

Seraphin, Prao Yao, and Konan Yao Cesar. "Analysis of the Determinants of Domestic Savings in the WAEMU." International Journal of Business and Management 16, no. 9 (2021): 71. http://dx.doi.org/10.5539/ijbm.v16n9p71.

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This article analyses the determinants of domestic savings in the West African Economic and Monetary Union (WAEMU), except for Guinea-Bissau. Members of the WAEMU are Benin, Burkina Faso, C&ocirc;te d&rsquo;Ivoire, Guinea-Bissau, Mali, Niger, Senegal, and Togo. WAEMU member countries are working toward greater regional integration with unified external tariffs. The economic dynamism sought by each country could be beneficial to the mobilization of savings. Research into the determinants of savings is therefore of crucial importance for countries with a financing gap. The study covers t

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20

Azeez, Asif Olatubosun, (Ph.D.). "Resource Mobilization and Financial Performance of Islamic Cooperative Societies in The South Western Nigeria." IJUS | International Journal of Umranic Studies 3, no. 1 (2022): 43–51. http://dx.doi.org/10.59202/ijus.v3i1.536.

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Resource mobilization is an integral part of Islamic cooperative societies through its products such as, share, savings, development levies, sales of stationeries, reserve, investment fund, zakat, sadaqah, takaful, waqf, sukuk, etc. This paper hereby examined the resource mobilization strategy as regards to its impact on the financial development of the ICSs in the south western Nigeria. Descriptive research methodology was employed in the analysis of data obtained from the randomly selected ICSs through their financial statement and their ‘key informants’. Three major checks were carried out,

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21

Mwizarubi, Mosses, Ramarcha Kumar, Bernard Mnzava, and Sadananda Prusty. "Institutional Determinants of Sustainable Savings Mobilization in Community Banks." International Review of Business Research Papers 12, no. 2 (2016): 23–42. http://dx.doi.org/10.21102/irbrp.2016.09.122.02.

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22

Laurenceson, J. "Financial sector regulation, bank franchise values and savings mobilization." Applied Economics 39, no. 4 (2007): 519–25. http://dx.doi.org/10.1080/00036840500438905.

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23

Kehinde, Osamo Caleb, Odi Nwankwo, Awogbemi Clement Adeyeye, and Charles Chinenye Okeke. "Analysis of the Effects of Money Market Fund Mobilization on the Dynamics of Nigerian Economic Growth." Asian Journal of Probability and Statistics 26, no. 3 (2024): 105–19. http://dx.doi.org/10.9734/ajpas/2024/v26i3603.

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Economic growth is a function of some productive efforts among which savings mobilizations is considered very vital. This study examines savings mobilization strategy and its impact on Nigeria’s economic growth during the year 2001-2022.This is vested with the objectives to investigate the effect of banking density, savings rates and money supply on economic growth. The study relies on time series data sourced from the publication of the Central Bank of Nigeria. Gross Domestic Product Growth Rate (GDPGR) was adopted as dependent variable, while Banking Density (BD), Savings Rates (SR) and Mone

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24

Aziakpono, M., and S. B-Obasa. "Financial liberalization, currency substitution and savings in Nigeria: Evidence from cointegration and error correction modeling." South African Journal of Economic and Management Sciences 7, no. 2 (2004): 316–40. http://dx.doi.org/10.4102/sajems.v7i2.1381.

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The study set out to test the McKinnon-Shaw proposition that financial liberalization will significantly increase savings mobilization. The results partly supported the financial liberalization proposition. Variables that capture the effects of currency substitution such as the interest rate differential, a proxy for underground economy, the inflation differential (as a measure of macroeconomic instability) and a dummy for political instability were significant in their adverse impacts on the saving mobilization process in Nigeria. We, therefore, advocate for an active monetary policy that wil

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Babatunde, Ojo, Shehu Salau, and Amballi Olatunji. "Determinants of saving and investment strategy among poultry farmers in kwara state." BADEGGI JOURNAL OF AGRICULTURAL RESEARCH AND ENVIRONMENT 5, no. 3 (2023): 43–50. http://dx.doi.org/10.35849/bjare202303/118/006.

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Many farmers in Nigeria have not been able to finance their businesses due to poor savings, and for any meaningful investment to be obtained, a sound saving mobilization has to be pursued. Thus, this study analyzed the determinants of saving and investment strategies among poultry farmers in Kwara state Nigeria. Using the list of 350 registered poultry farmers in the state, 175 farmers were randomly selected for the study. The analytical tools employed are descriptive statistics, multiple linear and binary logistics regressions. The pattern of savings showed that more than 99% of the responden

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Soko, Yohane. "South Africa’s Savings and Economic Development Linkage: Causal Relationship Examination." Journal of Developing Economies 8, no. 2 (2023): 231–43. http://dx.doi.org/10.20473/jde.v8i2.40462.

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South Africa dreams of eradicating poverty and achieving equitable distribution of its scarce resources among its citizens by 2030. Economic growth sustained over time is crucial in achieving its developmental goals. Domestic savings provide a cheap source of resources for investment that would sustain economic growth. This study explored the relationship between South Africa’s aggregate national savings and aggregate national income from 1987 to 2021. The study utilized Solow’s bivariate model and error correction-centered causality to ensure the robustness of the study results while testing

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Wanzala, Richard Wamalwa, and Lawrence Ogechukwu Obokoh. "Savings and Sustainable Economic Growth Nexus: A South African Perspective." Sustainability 16, no. 20 (2024): 8755. http://dx.doi.org/10.3390/su16208755.

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The savings behavior of individuals has been a topic of both macroeconomic and policy importance throughout history. Theoretical and empirical research shows that savings result from several demographic and economic factors working together to produce long-term, sustainable economic growth. This study therefore examined the nexus between domestic savings and sustainable economic growth in a South African perspective between 1970 and 2022, emphasizing the critical role that savings play in fostering long-term economic stability and environmental resilience. The ARDL framework was used to analyz

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Nguyen, Han-Khanh, and Thuy-Dung Nguyen. "Improvement of Service Quality in the Supply Chain of Commercial Banks—A Case Study in Vietnam." Journal of Risk and Financial Management 14, no. 8 (2021): 357. http://dx.doi.org/10.3390/jrfm14080357.

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The outbreak of the Covid-19 pandemic caused a serious impact on the business activities of enterprises and households, affecting the operation of banks around the world, especially for capital mobilization from those with savings deposits at commercial banks. In face of the unpredictable developments of the pandemic, many services of banks in Vietnam were also affected, so it has been necessary to make a plan to maintain business operations and respond effectively to these difficulties. In this study, the authors used three research models to form a three-dimensional frame of reference (past,

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Lawrence, Akinboyo O. "Public debt and domestic savings: The role of market interest rates." International Journal of Multidisciplinary Research and Growth Evaluation 4, no. 4 (2023): 311–17. http://dx.doi.org/10.54660/.ijmrge.2023.4.4.311-317.

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The financial system plays an important role in the mobilization of savings and public debt. The market interest rate is therefore a key determinant in pricing savings and debt. To determine how this relationship plays out in Nigeria, this study employed an ARDL (1,1) model to examine the long and short run relationships between public debt, domestic savings and market interest rates in Nigeria. A results show the existence of both a short-run and long-run relationship between the variables under review.

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Jedidia, Khoutem Ben, Fatma Boubakri, -, -, and -. "Islamic Banking and the Perspectives of Savings Mobilization in Tunisia." Journal of Islamic Financial Studies 04, no. 02 (2018): 89–102. http://dx.doi.org/10.12785/jifs/040202.

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31

ANG, JAMES B. "SAVINGS MOBILIZATION, FINANCIAL DEVELOPMENT AND LIBERALIZATION: THE CASE OF MALAYSIA." Review of Income and Wealth 57, no. 3 (2010): 449–70. http://dx.doi.org/10.1111/j.1475-4991.2010.00411.x.

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Anigbogu, Theresa Ukamaka, and Scholastica Okeke Chikodiri. "Determinants of Savings Among Members of Cooperative Societies in Anambra State, Nigeria." International Journal of Trend in Scientific Research and Development 3, no. 1 (2018): 752–59. https://doi.org/10.31142/ijtsrd19075.

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This study examines the determinants of savings among members of cooperative societies in Anambra state. Specifically, it provides empirical evidence on the socio economic characteristics of members of the co operatives and ascertains which of the socio economic characteristics significantly determine savings mobilization among members of the cooperative groups. It also ascertained the range of savings of the members of the cooperative groups and identified the cooperative members' reasons for saving. Data for the study were obtained from 100 cooperative members with the aid of well struct

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Olori, Juliana Ojochide, Ogechi Cordelia Nwahia, and Franҫois Siėwė. "SAVINGS MOBILIZATION ON POVERTY ALLEVIATION AMONG PERI-URBAN HOUSEHOLDS IN KWALI AND BWARI AREA COUNCILS F.C.T ABUJA, NIGERIA." Agricultural Social Economic Journal 21, no. 4 (2021): 293–300. http://dx.doi.org/10.21776/ub.agrise.2020.021.4.5.

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Savings is increasingly being acknowledged as a powerful tool for poverty alleviation but the peri- -urban households who are mostly, low cadre workers, peasant farmers and small-scale business owners lacks savings services. This study analyzed savings mobilization on poverty alleviation among peri-urban households in Kwali and Bwari Area Councils Abuja. Cross-sectional primary data was used in this study. The data was collected with the aid of a well-structured questionnaire administered to 185 peri-urban farming households. Descriptive statistics (mean, frequency and percentage), Foster Gree

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Simelane, Bongile, and Nicholas M. Odhiambo. "The Dynamics of Savings Mobilisation in Lesotho." Studia Universitatis „Vasile Goldis” Arad – Economics Series 29, no. 3 (2019): 92–108. http://dx.doi.org/10.2478/sues-2019-0014.

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Abstract This paper provides a conceptual analysis of the dynamics of savings in Lesotho for the period 1960 to 2017. The study is motivated by the low and sometimes negative savings rate and the declining level of economic growth prevailing in Lesotho during the period from 1960 to 2017. The study analyses the behaviour of savings in Lesotho, using the savings trends for the country ever since it obtained independence in 1966. The study further examines the policies that the government of Lesotho has implemented in order to promote savings in the country. The government adopted a policy on ru

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Wieliczko, Barbara, Agnieszka Kurdyś-Kujawska, and Agnieszka Sompolska-Rzechuła. "Savings of Small Farms: Their Magnitude, Determinants and Role in Sustainable Development. Example of Poland." Agriculture 10, no. 11 (2020): 525. http://dx.doi.org/10.3390/agriculture10110525.

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Savings are a catalyst for capital creation and are the driving force behind economic growth and development. The degree of development achieved by farms will largely depend on their ability to accumulate income and their way of spending. The aim of the article is to determine the savings-generating potential of small farms in Poland and the impact of savings on their sustainable development. In this article, firstly, the literature on savings in small farms and their role in sustainable development is synthesized. Secondly, presents empirical research that was conducted considering the econom

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N. Kirori, Dr Gabriel. "KRA Second University Symposium, 9th October 2020—Impact of Technology on Tax Administration." International Journal of Accounting and Finance Studies 3, no. 2 (2020): p92. http://dx.doi.org/10.22158/ijafs.v3n2p92.

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This study investigates the theoretical basis for revenue mobilization and the role of technology in tax administration. Public finance theory supports the growth of the share of government expenditures to GDP with implications of constraints for public investment financing. The equilibrium predicted in the theory of loanable funds is no longer sustainable because of shortage of domestic savings creating a situation of excess demand for funds to finance public investments. Leveraging on technology can be an important administrative policy for boosting revenue mobilization. The study concludes

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Akhilesh Sharma. "An Analysis of India's New Generation of Private Sector Banks Credit Risk Management." TEST Engineering & Management 83 (March 12, 2020): 27626–39. http://dx.doi.org/10.52783/testmagzine.v83.14610.

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The financial and economic development of a nation may be sped up by instituting a sophisticated and solid financial system. The expansion of the financial system is a necessary prerequisite for economic development. Different markets, institutions like banks, instruments, services, and procedures that impact the production of savings, investment capital formation, and growth are the primary drivers of a country's economic development. Many financial instruments and effective mobilization of savings are two ways in which the Indian financial system boosts savings rates and total amounts. This

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Romero-Carazas, Rafael, Susana Irenee Davila-Fernandez, Indira Agny Gutierrez-Chagua, et al. "Reliability in the Creation, Destruction and Mobilization of Debts and Savings." Journal of Law and Sustainable Development 11, no. 2 (2023): e635. http://dx.doi.org/10.55908/sdgs.v11i2.635.

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Purpose: The governments that most influence the direction of the world economy have been inconsistent in their interventions related to financing, sending contradictory signals to developing economies.  Theoretical framework: Through the present study, we sought to explore the social phenomenon of reliability in the creation, destruction and mobilization of debts and savings in the MSEs of the Surco district, for this purpose, The world economy has gone through a series of events that have had a significant impact on the financial stability of many nations. Although companies were

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Romero-Carazas, Rafael, Susana Irenee Davila-Fernandez, Indira Agny Gutierrez-Chagua, et al. "Reliability in the Creation, Destruction and Mobilization of Debts and Savings." International Journal of Professional Business Review 8, no. 7 (2023): e0912. http://dx.doi.org/10.26668/businessreview/2023.v8i7.912.

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Purpose: The governments that most influence the direction of the world economy have been inconsistent in their interventions related to financing, sending contradictory signals to developing economies. Theoretical framework: Through the present study, we sought to explore the social phenomenon of reliability in the creation, destruction and mobilization of debts and savings in the MSEs of the Surco district, for this purpose, The world economy has gone through a series of events that have had a significant impact on the financial stability of many nations. Although companies were able to prev

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Silvano Cherutich, Patrick Kibati, and Symon Kiprop. "EFFECT OF MICROFINANCE SERVICES ON FINANCIAL INCLUSION IN ARID AND SEMI-ARID LANDS IN KENYA." Kabarak Journal of Research & Innovation 10, no. 2 (2020): 1–12. http://dx.doi.org/10.58216/kjri.v10i2.99.

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Micro-Finance Institutions (MFIs) have been known to offer various financial services that include savings mobilization, micro-credits, money transfers and financial education to its clients which are important to financial inclusion. However, there is uncertainty over the effect of microfinance services on financial inclusion in Arid and Semi-arid lands in Kenya such as Baringo County where currently 14 MFIs are operating. The objectives of this study, therefore, were to determine the effect of savings products and lending services provided by microfinance institutions on financial inclusion

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Yeboah, Augustine Kwadwo. "Drivers of Savings Account Ownership Status: A Cross-Sectional Analysis from Ghana." Journal of Social and Development Sciences 10, no. 1(S) (2019): 51–60. http://dx.doi.org/10.22610/jsds.v10i1(s).2810.

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In view of the evidence that poor savings can inhibit investment decision by borrowers of surplus funds, and that countries with well-established and efficiently utilised financial services have considerably less poverty, the study examines factors influence saving account ownership in Ghana using econometric approach. We used empirical evidence with data sourced from informal market traders in selected major market centres in Ghana. Using probit regression analysis, the results suggest that financial educations, number of income-generating ventures engaged in by the market trader are major pr

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Mr., Semana Francois, and Irechukwu Eugenia Nkechi Dr. "Umurenge Sacco Financial Services and Social Wellbeing of its Members in Rwanda a Case of Ijabo Ngeruka Umurenge Sacco in Bugesera District." International Journal of Social Science and Human Research 07, no. 07 (2024): 5026–39. https://doi.org/10.5281/zenodo.12703202.

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<strong>Background:</strong> The main objective of this study is to investigate how financial services offered by Umurenge Sacco impact the overall welfare of its members, focusing on Ijabo Ngeruka Umurenge Sacco in Bugesera District. The researcher established three specific objectives: to understand how savings accumulation affects the social welfare of Ijabo Ngeruka Umurenge Sacco members, to evaluate the impact of loan facilities on their social welfare, and to assess the role of long-term capital accumulation on their social welfare. <strong>Methods and Materials:</strong> The s

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Mechkour, Anouar. "Legal Framework For Shariah Compliance of Moroccan Islamic Banks." Bait Al Mashura Journal, no. 09 (October 1, 2018): 119–37. http://dx.doi.org/10.33001/m300420180946.

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The study aims at verifying the extent of Islamic sovereign Sukuk’s ability to achieve economic stability through financing the public budget. The study is based on the hypothesis that there is a relationship between sovereign Islamic Sukuk and reducing economic problems. The study used the descriptive approach in which, the study discussed the components of the public budget and studying its effect on economic problems. The study showed that the use of Sukuk in savings mobilization to finance the public budget deficit could influence two important factors; the first is on the amount of money

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Jourdan, Dawn, and Kim Schmit Pokorny. "Using algorithms to standardize peripheral stem cell mobilization and collection." Journal of Clinical Oncology 32, no. 30_suppl (2014): 233. http://dx.doi.org/10.1200/jco.2014.32.30_suppl.233.

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233 Background: Review of peripheral stem cell (PSC) collection data showed a significant practice variation in the number of collections, minimum and target dose of PSC collected, and the use of plerixafor for mobilization of PSC. In addition, the peripheral blood CD34 test was not used to determine the start of collections. At this institution, approximately 100 adult patients collect PSC per year with a mean of 3 (range 1-10) collections per patient. Cost per patient varied from $9,800 to $74,600. Methods: Patients planned to undergo an autologous PSC transplant, 18 years and older, were in

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OBALOLA, Oyeyode Tohib, Rabiu Omeiza AUDU, and Samuel Temitope DANILOLA. "Determinants of Savings among Smallholder Farmers in Sokoto South Local Government Area, Sokoto State, Nigeria." Acta agriculturae Slovenica 111, no. 2 (2018): 341. http://dx.doi.org/10.14720/aas.2018.111.2.09.

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<p>Low savings in the economy could lead to ineffective mobilization of funds for domestic investment. This could be part of the reason why Nigeria depends heavily on external borrowing for its developmental and investment projects. There is little or no documented evidence from available literatures of savings culture of farmers in the area. The dearth of such conclusive evidence has left gap which this study tried to fulfill by investigating the intervening variables. Purposive sampling was used to select four and two wards from Sabongari and Gagi wards. The choice of the selection was

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Tanzi, Vito. "Mobilization of Savings in Eastern European Countries: The Role of the State." IMF Working Papers 91, no. 4 (1991): 1. http://dx.doi.org/10.5089/9781451841947.001.

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K.Ramya and A.Ranjith. "Bank Customers' Perspective on Deposits Mobilized Through Digital Marketing." Shanlax International Journal of Commerce 7, S1 (2019): 100–104. https://doi.org/10.5281/zenodo.3412508.

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Deposit mobilization is an integral part of banking activity. It is one of the main functions of banking business and so an important source of working fund for the bank. Deposit mobilization is the collection of cash or funds from the public through its current, savings, fixed, recurring accounts and other banks specialized schemes. Bank deposits provide secured investment options to the investors. Today, the banking sector is adopting new dimensions in mobilizing deposits through digital marketing. Digital Marketing uses digital channels such as websites, Search Engine, social media, mobile

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Arabyat, Yaser Ahmad, Mutasim Aldabbas, Khawla Kassed Abdo, Taha Barakat Al-Shawawreh, and Mohammad Zakaria Alqudah. "The Impact of Domestic Savings Gap on the Current Account Balance in Jordan during the Period (1995-2020)." WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS 20 (May 11, 2023): 985–97. http://dx.doi.org/10.37394/23207.2023.20.91.

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The study aims to demonstrate the role of the domestic savings gap in the Current Account (CA) balance in Jordan, by analyzing the size and development of the domestic savings gap in Jordan. As well as analyzing the role of domestic savings in the CA, and balance in Jordan. Auto Regressive Distributed Lag (ARDL) and Bound Testing methodology were used to measure the short and long-term impact of deficit determinants in the CA of the Jordanian balance of payments. Several results were found in the current study. First, a positive and significant effect of the public savings gap on the CA defici

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Raheem, Ibrahim Dolapo. "More Finance or Better Finance in Feldstein–Horioka Puzzle: Evidence from SSA Countries." Global Business Review 18, no. 1 (2017): 132–43. http://dx.doi.org/10.1177/0972150916666912.

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This study examined the role of financial development in the Feldstein–Horioka (FH) puzzle for 31 sub-Saharan African (SSA) countries for the period 1999–2011. Unlike previous studies that used traditional measures of finance (‘more finance’), we advocated for superior measures of financial development (‘better finance’). The baseline regression shows that ‘more finance’ increases the FH estimate, while ‘better finance’ serves as drag to the same retention coefficients. The reverse of these results was obtained when the baseline regression was extended to account for the interaction between sa

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Duguma, Girma, and Jiqin Han. "Effect of Deposit Mobilization on the Financial Sustainability of Rural Saving and Credit Cooperatives: Evidence from Ethiopia." Sustainability 10, no. 10 (2018): 3387. http://dx.doi.org/10.3390/su10103387.

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Increasing institutional capital through deposit mobilization keeps the cost of capital low, thus leading to financial sustainability. However, little is known about how deposit mobilization affects financial sustainability. Using balanced panel data of 166 rural savings and credit cooperatives (RUSACCOs) from Ethiopia over the period of 2014–2016, we investigated the effect of deposit mobilization on financial sustainability. The results of the panel regression estimates showed that, among the deposits mobilization variables, the deposit to loan ratio, deposit to total asset ratio, the volume

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