Relevant bibliographies by topics / Modern payment technologies

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Modern payment technologies'

Author: Grafiati
Published: 5 June 2025
Last updated: 1 August 2025

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Journal articles on the topic "Modern payment technologies"

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Polovenko, Liudmyla, Svitlana Merinova, and Kateryna Kopniak. "The development of electronic payment systems in Ukraine and their security." VUZF Review 6, no. 2 (2021): 146–52. http://dx.doi.org/10.38188/2534-9228.21.2.17.

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The paper is devoted to the study of innovations in the market of modern payment systems. The pandemic and quarantine restrictions have accelerated the expansion of the payment infrastructure in Ukraine, which in turn raises the issue of security of electronic payment systems. Ukrainians are more actively switching to electronic payments. At the same time, the trend of growing popularity of contactless payment instruments and settlements with them continues. A comparative analysis of the security of payment systems using electronic technologies in the implementation of money transfer services
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ZATONATSKA, Tetiana, and Olena VOLVACH. "CURRENT STATE OF THE UKRAINIAN MARKET OF ELECTRONIC PAYMENT SYSTEMS." WORLD OF FINANCE, no. 2(67) (2021): 118–28. http://dx.doi.org/10.35774/sf2021.02.118.

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Introduction. Today, almost the only industry in the country that Ukraine can really be proud of and which is considered one of the most technologically advanced in the world is the development of card technologies, payment technologies and card infrastructure. The purpose of the article is to analyze the current state of electronic payment systems in Ukraine and highlight development trends. Results. The modern fintech directions in Ukraine are analyzed and examples of the impact of COVID-19 on the market of electronic payment systems for the last period are given. A number of trends are high
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Kiszely, Róbert, József Czimer, and Máté Biró-Lebovits. "How the instant payment central infrastructure can be a payment solution at the same time — the Hungarian example." Journal of Digital Banking 9, no. 3 (2024): 259. https://doi.org/10.69554/mmuy1758.

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Instant payments are among the strongest growing technologies in the payment industry. Current trends and regulations indicate that instant payments will be ubiquitous in the coming years. That provides a solid foundation for a payment method leveraging modern technologies such as internet and smartphones. Instant payments, however, have not yet been used in all possible payment situations. Country-level projects implement the instant payments central infrastructure for interbank processing. All the existing solutions based on these infrastructures focus on a limited set of payment situations,
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Bakšys, Donatas, and Leonidas Sakalauskas. "MODELLING OF INTERBANK PAYMENTS." Technological and Economic Development of Economy 12, no. 4 (2006): 269–75. http://dx.doi.org/10.3846/13928619.2006.9637753.

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Non‐cash payments are intensively growing in the payment market. Therefore modern electronic systems of interbank payments are introduced to satisfy this need. The substantial renewal of the payment system was prompted for the implementation of the new banking technologies and aimed at increasing fund turnover as well as complying with the requirements applied in regard of payment systems. Such a system change is a topical theme of discussion on the simulation and analysis of systems of such kind. The article analyses the opportunities for simulating the interbank payment system and presents a
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KULUMBEKOVA, T. E. "DIGITAL TECHNOLOGIES AND IMPROVING THE ADMINISTRATION OF CUSTOMS PAYMENTS." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 5, no. 11 (2020): 120–25. http://dx.doi.org/10.36871/ek.up.p.r.2020.11.05.021.

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The article examines the main indicators of improving the effectiveness of control measures for the administration of customs payments, and other payments levied by customs authorities using modern digital technologies. The advantages of the transition to the payment of export customs duties and other payments for the period after the release of goods for law-abiding participants in foreign economic activity are also investigated. The results of joint control measures of customs and tax services are also shown.
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Savić, Marko, Nikola Pavlović, and Miloš Milanović. "ANALYSIS OF MODERN PAYMENT SYSTEMS IN SERBIA AND COUNTRIES IN THE REGION." Oditor 10, no. 2 (2024): 1–31. http://dx.doi.org/10.59864/oditor12402ms.

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With the development of the Internet and the increasingly rapid progress of information technologies, electronic banking becomes available to all clients, regardless of geographical location. If we analyze the market of the Republic of Serbia, we can see that electronic payments are less developed in Serbia compared to the countries of the region, and especially compared to the world. The subject of the research will be the use of electronic payment systems, mobile payments, as well as a comparative analysis of their use in the Republic of Serbia and the countries of the region with the aim of
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Ajuwon, Ayodeji, Chigozie Regina Nwangele, Abiola Oyeronke Akintobi, and Tolulope Joyce Oladuji. "The Impact of AI and Blockchain on Financial Operations: A Review of Modern Payment Systems." International Journal of Social Science Exceptional Research 1, no. 2 (2022): 143–55. https://doi.org/10.54660/ijsser.2022.1.2.143-155.

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This review explores the transformative impact of Artificial Intelligence (AI) and blockchain technologies on financial operations, with a particular focus on modern payment systems. As the financial sector undergoes rapid digital transformation, AI and blockchain emerge as key drivers reshaping payment processing, fraud detection, transaction security, and operational efficiency. AI enhances payment systems by enabling real-time data analysis, intelligent automation, and adaptive risk management, while blockchain offers decentralized, transparent, and immutable transaction records that increa
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Khomenko, E. G. "Modern technologies in the national payment system and state security: combination rules." Courier of Kutafin Moscow State Law University (MSAL)), no. 9 (November 7, 2020): 162–70. http://dx.doi.org/10.17803/2311-5998.2020.73.9.162-170.

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The national payment system, which provides services to the entire spectrum of the financial system using all the latest technologies, is a complex institution that is important for the state and society as a whole. Modern technologies significantly simplify the life of the population and speed up the process of providing payment services. Domestic information technologies are developed and used in the provision of payment services, some of which are discussed in this article. Also studied the correlation of business interests and state interests underlying the development of the national paym
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Abada, Abderraouf, Messaoud Boukhalfi, Mohammed Abderrahmane Bentadjine, and Abdelfattah Daoudi. "The Role of Financial Technology in Promoting Digital Finances in Algeria (2016-2024)." Oblik i finansi, no. 4(106) (2024): 5–14. https://doi.org/10.33146/2307-9878-2024-4(106)-5-14.

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The financial technologies are changing the approach to service delivery in the banking sector. These technologies reduce costs, increase speed, security, and transparency, and enable safer financial services. They also pave the way for financial inclusion by expanding and generalizing financial services, making them accessible to a larger segment of society, particularly those who do not use the traditional financial and banking system. This study aimed to clarify the extent of financial technology's contribution to achieving digital financial inclusion in Algeria through electronic payment m
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Rybchuk, Anatoliy V., and Yury R. Kozyr. "The Prospects for the Use of Bank Electronic Means of Payment." Business Inform 2, no. 541 (2023): 216–22. http://dx.doi.org/10.32983/2222-4459-2023-2-216-222.

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The article explores the current trends in the development of the market of electronic payment systems, which involves the active use of innovative means of payment and strengthens the importance of non-cash payments for electronic customer service. It is substantiated that payment systems, forming an infrastructure of non-cash cash turnover, must meet the objectives of the country’s monetary policy as to targeting inflation, accelerating money circulation, maintaining liquidity, and sovereignizing national payment turnover. It is noted that the material embodiment of electronic technologies i
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Dissertations / Theses on the topic "Modern payment technologies"

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Dušek, Marek. "Platební modely za služby poskytované prostřednictvím informačních technologií." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-17054.

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Due to the increasing economical significance of information services the thesis attempts to map possible payments models (revenue streams) and compile relevant selection criteria. First part is therefore dedicated to clarify the very basic terms, such as general and information service, followed by a description of web services as an implementation of their particular subset. This somewhat more technically and technologically oriented chapter covers standards as XML-RPC, SOAP, REST, WSDL and UDDI. Next part's goal is to explore the most important non-functional aspects of information services
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MARTÍŠEK, Petr. "Inovace v obchodě." Master's thesis, 2015. http://www.nusl.cz/ntk/nusl-187570.

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The diploma thesis "Innovation in Commerce" provides an analysis of the development and usage of up-to-day innovative technologies in trade sphere both in our country and abroad. It maps their forms and scope of usage in selected trade units, primarily focusing on modern payment instruments and self-service cash desks and, further on, also from the point of view of their development and usage in the nearest future. The thesis gives an independent solution of using up-to-date payment instruments and self-service cash desks depending on the customer´s age as well as payment forms (cash, non-cash
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Yavwa, Yakomba. "The influence of indigenous African culture on SME adoption of digital government services in Zambia." Thesis, 2019. http://hdl.handle.net/10500/26834.

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Many low-income countries desire to implement and adopt digital government as a springboard for economic and social development but face many challenges. The United Nations identifies that Africa has especially lagged consistently in digital government development and adoption. Most scholars largely attribute the challenges to infrastructure and skills, and often rhetorically cite culture as playing a strong role. This study specifically examined the role of indigenous African culture (‘spirituality’, ‘communalism’ and ‘respect for authority and elders’) and internet access on the adoption of
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Books on the topic "Modern payment technologies"

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Homenko, Elena. Legal regulation of the digital national payment system of the Russian Federation. INFRA-M Academic Publishing LLC., 2022. http://dx.doi.org/10.12737/1905572.

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The textbook is devoted to a currently relevant problem — the analysis of digital transformations in the modern national payment system and payment systems as its structural elements. The textbook reveals the features of the construction of the NPS of Russia, the range of its subjects, the relationship with the banking system of our state and the banking systems of a number of foreign countries. The features of the functioning of the payment system of the Bank of Russia are analyzed, its high importance in the field of settlements is shown
 , taking into account the new digital technologi
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Marszałek, Paweł, Katarzyna Schmidt-Jessa, Filip Kliber, et al. Money and banking systems. Edited by Katarzyna Schmidt-Jessa, Anna Iwańczuk-Kaliska, and Anna Warchlewska. Wydawnictwo Uniwersytetu Ekonomicznego w Poznaniu, 2025. https://doi.org/10.18559/978-83-8211-266-5.

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In recent years, major phenomena such as the digital revolution, the COVID-19 pandemic, wars, and political turmoil have significantly affected people’s lives, economies, and financial markets. Modern technologies and product innovations have transformed banking and banking systems. Traditional banks remain crucial as financial institutions and entities of public trust. However, new players like digital banks, FinTech, and BigTech present challenges and risks. Money and payment methods are evolving, with central bank digital currencies emerging as potential substitutes for cash, while cashless
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Martin, Keith. Everyday Cryptography. Oxford University Press, 2017. http://dx.doi.org/10.1093/oso/9780198788003.001.0001.

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Cryptography is a vital technology that underpins the security of information in computer networks. This book presents a comprehensive introduction to the role that cryptography plays in providing information security for technologies such as the Internet, mobile phones, payment cards, and wireless local area networks. Focusing on the fundamental principles that ground modern cryptography as they arise in modern applications, it avoids both an over-reliance on transient technologies and overwhelming theoretical research. The first part of the book provides essential background, identifying the
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Goldby, Miriam. Electronic Documents in Maritime Trade. 2nd ed. Oxford University Press, 2019. http://dx.doi.org/10.1093/law/9780198811978.001.0001.

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Abstract This book provides a critical analysis of electronic alternatives to documents used in the international sale of goods carried by sea, including invoices, bills of lading, certificates of insurance, as well as other documentation required under documentary credits, and payment processing arrangements. It constitutes an in-depth discussion of their legal status and the practices relating to their use. The book examines recent developments in the evolving digital transformation that is taking place in the field of international trade. It examines the commercial pressure to move from pap
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Kalaichelvi, Dr K., and Sowmya K. A HANDBOOK OF E-BUSINESS AND E-COMMERCE. KAAV PUBLICATIONS, DELHI, 2022. http://dx.doi.org/10.52458/9789391842192.2022.tb.

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This book is intended to define the nature and scope of e-business and e- commerce technologies, along with a brief history of their development and implementation. This Book introduces students to how e-business and e-commerce technology can be applied to enterprises. This topic examines organizational aspects of e-business implementation to reflect the likely nature of future challenges and opportunities. The purpose of this book is to teach readers how to use information and communication technology in business to compete in global markets, find new customers, and retain existing customers
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Book chapters on the topic "Modern payment technologies"

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Jingar, Priyanka, Ravindar Meena, and Sachin Gupta. "Digital Payment: A Robust Face of Modern India." In Integrating New Technologies In International Business. Apple Academic Press, 2022. http://dx.doi.org/10.1201/9781003130352-10.

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Zala, Kirtirajsinh, Dharmil Hirani, Hemant Patel, and Damodharan Palaniappan. "Fortifying Mobile Wallets: An Assessment of Security Measures in Modern Payment Platforms." In Smart Innovation, Systems and Technologies. Springer Nature Singapore, 2025. https://doi.org/10.1007/978-981-96-1210-9_52.

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Husz, Orsi. "Launching the Credit Card: New Moralities of Credit and Payment." In Palgrave Studies in Economic History. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-77653-3_4.

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Abstract Thi chapter traces the history of the Swedish credit card market from the late 1950s to the early 1980s and looks at the moral reframing of consumer credit by means of the cards. An early adoption of new banking and data technologies in Sweden was combined with a negative general attitude towards consumer credit. Introduced in 1959 and inspired by the American example, Swedish credit cards had to be reconceptualised, reshaped and renamed before they could be accepted. Marketers exploited the non-credit properties of the card and used it as a device for de-vicing—destigmatising—consume
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Bokolo, Anthony, Sobah Abbas Petersen, and Markus Helfert. "Improving Digitization of Urban Mobility Services with Enterprise Architecture." In Digital Transformation in Norwegian Enterprises. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-05276-7_8.

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AbstractCities are actively deploying modern digital technologies to foster digitalization due to the emergence of data-driven innovations. Through modern digital technologies, municipalities aim to enhance services performance. Despite prior studies that focused on digital transformation in smart cities, there have been few studies aimed at managing service transformation and complexities needed to support cities in getting smarter. Also, as the deployment of information technology (IT) continues to grow within urban environment, there has been little research conducted that develops data-dri
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Zhao, Yan, and Gideon Kinnah. "Sino-Ghana Collaboration on Cryptocurrency: Practices and Implications." In China-Africa Science, Technology and Innovation Collaboration. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-4576-0_22.

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AbstractThe proliferation of digital transformation through the Internet of Things has sparked the emergence of cryptocurrencies and elicited varied perspectives in both developed and developing countries. Ghana has imposed restrictions on the use and trading of cryptocurrencies, prompting ambiguities, uncertainties, and implications beyond the cryptocurrency world. Despite this, Ghana positions itself as a major player in the digital transformation of the African continent, both in mobile payment solutions and cryptocurrency. Given the long-standing Sino-Africa relationship, we examine the po
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Härting, Ralf-Christian, Kevin Bilge, Lisa Fleischer, Nadja Landgraf, Feride Özcakir, and Marcel Wicher. "Impact of the COVID-19 Crisis on Digital Business Models—Contactless Payments." In Agents and Multi-Agent Systems: Technologies and Applications 2021. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-2994-5_12.

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Mazzà, Guglielmo, Marco Pasini, Silvia Ricci, Matthew Matimbwi, and Giampietro Pizzo. "Establishing Local Power Markets and Enabling Financial Access to Solar Photovoltaic Technologies: Experiences in Rural Tanzania." In Energiepolitik und Klimaschutz. Energy Policy and Climate Protection. Springer Fachmedien Wiesbaden, 2022. http://dx.doi.org/10.1007/978-3-658-38215-5_11.

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AbstractEnergy inclusion is a major concern in Tanzania, where rural areas are widely lacking access to both power networks and off-grid systems. Different barriers are slowing the achievement of Sustainable Development Goal 7: universal electrification in the country raises concerns in delays and equity. Financial exclusion adds to the complexity of adopting appropriate technological solutions, particularly for rural communities. Solar photovoltaic solutions represent an opportunity to increase energy access and enable growth. The introduction of new technological products requires to establi
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Kamran Siddiqui, Mohammed, and Krishan Kumar Goyal. "A Study the Use of E-Payment Systems Based on Artificial Intelligence." In Artificial Intelligence and Communication Technologies, 2023rd ed. Soft Computing Research Society, 2023. http://dx.doi.org/10.52458/978-81-955020-5-9-101.

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Electronic payments are rapidly expanding in popularity these days as a result of the hectic pace of modern living. In addition, hackers and fraudsters routinely misuse the personal information funds in a person’s bank account. To solve this issue, we must develop an intelligent system that protects individuals’ personal data and financial resources. As a result, in the place of human beings, today’s machines act think like human beings. Artificial Intelligence (AI) is a key component of electronic payment systems. It offers a novel method of processing electronic payments. This article provid
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Kuscu, Rana Atabay, Yasemin Cicekcisoy, and Umit Bozoklu. "Electronic Payment Systems in Electronic Commerce." In Research Anthology on E-Commerce Adoption, Models, and Applications for Modern Business. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-8957-1.ch005.

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Technological advances and correspondingly the spreading usage of the Internet have significantly changed commerce, and also the concept of money has become more abstract. Customers with the help of the technological advances don't have the necessity of cash money, and consumers/firms tend towards alternative payment methods. At this point, electronic commerce (e-commerce) web sites have started to use block chaining payment methods. In this digital world, new payment technologies have started to spread far and wide thanks to fast improvements in payment technologies, and they offer different
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Singh, Jitendra. "LD Based Framework to Mitigate Threats in Mobile Based Payment System." In Research Anthology on Securing Mobile Technologies and Applications. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-8545-0.ch043.

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Smartphones have deeply penetrated in modern lifestyle. Accordingly, usage has grown manifold in the area of social media, collaboration, and mobile-based payment. The security of smartphones is increasingly critical at the user end as well as at service provider's end due to the involvement of monetary payments and personal information. Despite using a smartphone for mobile payments, strong security measures have not been put into place by a majority of users, particularly those involved with electronic payments. This article is an attempt to identify threats applicable to smartphones and cla
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Conference papers on the topic "Modern payment technologies"

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Souran, Malvika, and Ravindra Singh Shah. "Fraud Detection in Mobile Payments Using a Hybrid Machine Learning Model." In 2025 International Conference on Advances in Modern Age Technologies for Health and Engineering Science (AMATHE). IEEE, 2025. https://doi.org/10.1109/amathe65477.2025.11081192.

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Gaipov, J. B. "DIGITAL PAYMENT TECHNOLOGIES WITH BIOMETRICS." In НОВЫЕ БИЗНЕС-МОДЕЛИ ЦИФРОВОЙ ЭКОНОМИКИ В СУБЪЕКТАХ РФ. ХГУЭП, 2022. http://dx.doi.org/10.38161/978-5-7823-0753-0-2022-131-134.

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This article focuses on identifying and studying the technology of payment systems with biometrics for further improvement and anticipation of development, in the banking sector of the Republic of Uzbekistan, examines the key problems hindering the development of the innovative payment systems market and analyses the activities of commercial banks in the digital services market of the Republic of Uzbekistan in the context of information technology development and digitalization of the economy in the banking sector. Methodological techniques and methods of evaluation of efficiency of using biom
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Kodenko, I. A., A. A. Vasileva, and V. A. Butko. "Development and application of modern payment customs technologies." In General question of world science. НИЦ «Л-Журнал», 2018. http://dx.doi.org/10.18411/gq-31-03-2018-39.

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Semenova, Yulia, and Victoria Degtereva. "DEVELOPMENT OF PARKING SPACE WITH THE ASSISTANCE OF SMART TECHNOLOGIES." In MODERN CITY: POWER, GOVERNMENT, ECONOMY. Digital Transformation State and Municipal Administration. Perm National Research Polytechnic University, 2021. http://dx.doi.org/10.15593/65.049-66/2021.20.

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This article is devoted to the issue of optimization of parking space through the use and implementation of «smart» technologies. «Smart» parking allows to reduce the load on the city's route network as well as to increase level of safety for city residents. It is possible organize parking this way using smart transducer, scanner, and implanting comfortable methods of payment.
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Cusmaunsa, Dan. "Accounting aspects of the RunPay Moldova payment system." In Conferința științifică internațională studențească „Provocările contabilității în viziunea tinerilor cercetători”, ediția VII. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/issc2023.53.

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In the modern world more and more people prefer electronic money and are trying to go cashless. With the evolution of technologies, in recent years, modern methods of settlement through electronic payment systems have begun to break through the market of the Republic of Moldova (with delay, compared to Western countries) and to be widely used. Settlers in this respect have been and are IT companies, which interact more intensively with business partners (suppliers and customers) abroad and already make extensive use of such electronic payment systems. Subsequently, electronic payment systems s
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Vasilascu, Adriana. "Innovations in the manufacture of modern monetary signs." In Simpozion Ştiinţific al Tinerilor Cercetători. Ediţia a 22-a. Academy of Economic Studies, 2025. https://doi.org/10.53486/sstc2024.v2.74.

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Despite the tendecy noticed lately of switching banknotes with cards, cash remains the dominant means of payment. Therefore, the innovations in the manufacture of monetary signs have become a topic of maximum interest for central banks, which are constantly researching methods to increase the security of banknotes, extend their life and even enhance their visual appearance, fact that demonstrates the actuality of the theme. The purpose of this research consists in highlighting the main metamorphosis from around the world in the production of both banknotes and commemorative coins. In order to
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Shibu, Sumi Mary, and Shilpa S. Prasad. "Electric Billing System using IoT and Blockchain." In 2nd International Conference on Modern Trends in Engineering Technology and Management. AIJR Publisher, 2023. http://dx.doi.org/10.21467/proceedings.160.24.

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Electricity has become an indispensable part of the contemporary lifestyle and we cannot imagine a world without it. Through this project, we aim to raise awareness about the need for a more energy- friendly utilization of electrical appliances to prevent the misuse of energy. Also, it addresses the issue of data security, which has paramount importance in the present scenario. Currently, there exist many methods for meter reading and billing systems. Reading of meters by the officials, and smart meters based on IoT and GSM are some of them but have several disadvantages. Therefore, we put for
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Kintsurashvili, Irakli, and Shura Ukleba. "Hardware Marketing Network Store Strategies on the Example of Megatechnique." In Human Capital, Institutions, Economic Growth. Kutaisi University, 2023. http://dx.doi.org/10.52244/c.2023.11.29.

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In the work, the special attention is paid on one of the solid companies in Georgia “Mega technique” store network, which succeeded greatly using modern technologies of marketing and management. It is one of the first companies on the market of household goods. The purpose of this research is to discuss every step, used marketing strategies and hardness the coped with. It is emphasized that for the country’s economical development, companies should do their best to provide consumers with wide range of household technologies. It’s clear that the customer, who purchases goods in this network wit
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Vizzarri, Alessandro, and Francesco Vatalaro. "m-Payment systems: Technologies and business models." In 2014 Euro Med Telco Conference (EMTC). IEEE, 2014. http://dx.doi.org/10.1109/emtc.2014.6996626.

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Vidosavljević, Julija. "EXPLORING MOBILE TECHNOLOGY ADOPTION IN THE REPUBLIC OF SERBIA: IDENTIFYING CONSUMER SEGMENTS." In Eighth International Scientific Conference Contemporary Issues in Economics, Business and Management [EBM 2024]. Faculty of Economics, Kragujevac, 2025. https://doi.org/10.46793/ebm24.143v.

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Mobile commerce is rapidly becoming a major driver of global commerce, with the potential to surpass traditional purchasing methods. As technology adoption expands, various models have emerged to explain user acceptance. While models like TAM offer foundational insights into user acceptance, they often lack the depth to address the complexity of modern consumer behavior. The UTAUT2 model expands on this by integrating factors such as hedonic motivation, price value, and habit, providing a more comprehensive framework for understanding mobile commerce adoption. Segmentation plays a critical rol
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Reports on the topic "Modern payment technologies"

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Ketterer, Juan Antonio, and Gabriela Andrade. Digital Central Bank Money and the Unbundling of the Banking Function. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0007008.

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Innovations in digital payment technologies and digital currencies suggest that extending access to central bank money (CBM) to firms and individuals is now feasible. This paper focuses on a recent related debate regarding alternative organizational models for the payment system and their implications for the banking industry. One of the main conclusions is that extended access to CBM will likely create a centrifuge force in the financial system that might result in the unbundling of the banking functions.
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Balyk, Nadiia, Svitlana Leshchuk, and Dariia Yatsenyak. Developing a Mini Smart House model. [б. в.], 2020. http://dx.doi.org/10.31812/123456789/3741.

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The work is devoted to designing a smart home educational model. The authors analyzed the literature in the field of the Internet of Things and identified the basic requirements for the training model. It contains the following levels: command, communication, management. The authors identify the main subsystems of the training model: communication, signaling, control of lighting, temperature, filling of the garbage container, monitoring of sensor data. The proposed smart home educational model takes into account the economic indicators of resource utilization, which gives the opportunity to sa
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You might also be interested in the extended bibliographies on the topic 'Modern payment technologies' for particular source types:
Journal articles
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