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1

B, Papadimitriou Dimitri, ed. Modernizing financial systems. St. Martin's Press, 2000.

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2

United States. Dept. of the Treasury. Modernizing the financial system: Recommendations for safer, more competitive banks. United States Treasury Department, 1991.

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3

United States. Dept. of the Treasury. Modernizing the financial system: Recommendations for safer, more competitive banks. Dept. of the Treasury, 1991.

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4

United States. National Church Arson Task Force. Modernizing the financial system: Recommendations for safer, more competitive banks. Dept. of the Treasury, 1991.

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5

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Modernizing the U.S. financial regulatory system: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, second session, on the Government Accountability Office's framework for assessing proposals to modernize the U.S. financial regulatory system and the Group of 30's recent report on creating a framework for financial stability, February 4, 2009. U.S. G.P.O., 2009.

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6

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Modernizing the U.S. financial regulatory system: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, second session, on the Government Accountability Office's framework for assessing proposals to modernize the U.S. financial regulatory system and the Group of 30's recent report on creating a framework for financial stability, February 4, 2009. U.S. G.P.O., 2009.

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7

Cowell, Lawrence P. Modernizing financial regulation. Nova Science Publisher's, 2010.

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8

United States. Government Accountability Office. and Group of Thirty, eds. Modernizing the U.S. financial regulatory system: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, first session, on the Government Accountability Office's framework for assessing proposals to modernize the U.S. financial regulatory system and the Group of 30's recent report on creating a framework for financial stability, February 4, 2009. U.S. G.P.O., 2009.

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9

D, Levin Norman, ed. Modernizing the North Korean system: Objectives, methods, applications. RAND Corporation, 2008.

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10

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Modernizing consumer protection in the financial regulatory system: Strengthening credit card protections : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, first session, on reforming the practices of credit card companies and providing new protections for consumers, February 12, 2009. U.S. G.P.O., 2009.

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11

De Rambures, Dominique, and Felipe Escobar Duenas. China’s Financial System. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-40451-6.

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12

Boot, Arnoud W. A. Financial system architecture. Centre for Economic Policy Research, 1995.

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13

Canada, Bank of. Financial system review. Bank of Canada, 2002.

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14

Osaruyi, Erhabor. Nigerian financial system. 2nd ed. Initiative Pub. Co., 2002.

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15

Puschmann, Thomas, and H. S. H. Prince Michael of Liechtenstein. Financial System 2030. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-55700-2.

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16

Iwaisako, Tokuo, ed. Japan’s Financial System. Springer Nature Singapore, 2025. https://doi.org/10.1007/978-981-97-9258-0.

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17

Malo de Molina, José Luis, and Pablo Martín-Aceña, eds. The Spanish financial System. Palgrave Macmillan UK, 2012. http://dx.doi.org/10.1057/9780230361140.

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18

United States. Joint Financial Management Improvement Program. Core financial system requirements. The Program, 1999.

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19

Christopher, Long, ed. The world financial system. 2nd ed. Longman Current Affairs, 1992.

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20

United States. Joint Financial Management Improvement Program. Core financial system requirements. Joint Financial Management Improvement Program, 1995.

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21

Mervyn, Lewis, and Wallace Robert Henry, eds. The Australian financial system. Longman Cheshire, 1993.

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22

Kokusai Kin'yū Jōhō Sentā (Japan). The Japanese financial system. Japan Center for International Finance, 1992.

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23

CentralBank of Nigeria. Research Department., ed. The Nigerian financial system. Central Bank of Nigeria, 1993.

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24

India. Committee on the Financial System. The financial system, report. Nabhi Publications, 1992.

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25

Kaplan, Smith & Associates. and United States. Federal Home Loan Bank Board, eds. [Financial viability monitoring system]. Kaplan, Smith & Associates, Inc., 1985.

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26

Ŭnhaeng, Han'guk, ed. Financial system in Korea. Bank of Korea, 1999.

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27

Banco Português do Atlântico. Division of Studies, Marketing, and Planning., ed. The Portuguese financial system. Banco Português do Atlântico, Division of Studies, Marketing, and Planning, 1988.

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28

United States. Joint Financial Management Improvement Program. Core financial system requirements. The Program, 1999.

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29

United States. Joint Financial Management Improvement Program. Core financial system requirements. Joint Financial Management Improvement Program, 1995.

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30

Committee on Banking Housing (senate), United States Senate, and United States United States Congress. Modernizing the U. S. Financial Regulatory System. Independently Published, 2019.

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31

US GOVERNMENT. Modernizing the financial system: Recommendations for safer, more competitive banks. [Supt. of Docs., U.S. G.P.O., distributor, 1991.

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32

Papadimitriou, Dimitri B. Modernizing Financial Systems (Jerome Levy Economics Institute). Palgrave Macmillan, 1999.

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33

48000004237. Modernizing the Financial System, Recommendations for Safer More Competitive Banks, February 1991. United States Government Printing, 1991.

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34

Committee on Banking Housing (senate), United States Senate, and United States United States Congress. Modernizing Consumer Protection in the Financial Regulatory System: Strengthening Credit Card Protections. Independently Published, 2019.

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35

Cnossen, Sijbren. Modernizing VATs in Africa. Oxford University Press, 2019. http://dx.doi.org/10.1093/oso/9780198844075.001.0001.

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Tax revenues in most African countries fall far short of what is feasible and necessary to finance basic human and economic development. Domestic tax revenue mobilization is called for, preferably in the form of a broad-based consumption tax, such as the VAT, which is less detrimental to economic growth than an income tax is. Most African VATs, however, are riddled with exemptions, exclusions, and zero rates on domestic goods and services. Hence, base-broadening rather than rate-increasing should be pursued if revenue is the goal. Base-broadening would also make the VATs less distortionary and
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36

Congressional Oversight Panel special report on regulatory reform: Modernizing the American financial regulatory system : recommendations for improving oversight, protecting consumers, and ensuring stability. U.S. G.P.O., 2009.

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37

Czech, A. J. Modernizing Your Personal Management System. Deep & Deep Publications,India, 2002.

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38

Czech, Annette J. Modernizing your personnel management system. Modern Business Reports, 1985.

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39

Ramcharan, Bertrand G. Modernizing the un Human Rights System. BRILL, 2019.

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40

Modernizing the UN Human Rights System. BRILL, 2019.

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41

Mauritius : Modernizing an Advanced Pension System. Washington, DC, 2004. https://doi.org/10.1596/15691.

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42

Barnett, A. Doak. Modernizing China. Taylor & Francis Group, 2020.

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43

Modernizing consumer protection in the financial regulatory system: Strengthening credit card protections : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, first session, on reforming the practices of credit card companies and providing new protections for consumers, February 12, 2009. U.S. G.P.O., 2009.

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44

Suzuki, Yoshio. Japanese Financial System. Oxford University Press, 1987.

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45

Byrd, William. China's Financial System. Routledge, 2019. http://dx.doi.org/10.4324/9780429050107.

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46

Hynes, William, Patrick Love, and Angela Stuart, eds. The Financial System. OECD, 2020. http://dx.doi.org/10.1787/d45f979e-en.

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47

Machiraju, H. R. Indian Financial System. Sangam Books Ltd, 2000.

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48

Paczyriski, Leon S. Paczybnski, and Leon Paczynski. Poland's Financial System. Euromoney Publications, 1997.

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49

Krahnen, Jan, and Reinhard Schmidt. German Financial System. Oxford University Press, 2004.

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50

German Financial System. GRIN Verlag GmbH, 2014.

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