Academic literature on the topic 'Mortgage crediting'

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Journal articles on the topic "Mortgage crediting"

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Kolotukha, S. N., E. N. Melnyk, and B. S. Husar. "Improving of economic mechanism for regulating the system of land mortgage lending." Collected Works of Uman National University of Horticulture 2, no. 97 (2020): 53–64. http://dx.doi.org/10.31395/2415-8240-2020-97-2-53-64.

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Land-mortgage crediting as an instrument of attracting investments is widely used in the most developed market countries, however in Ukraine the marked type of crediting is on the stage of becoming. A study of question of land-mortgage crediting of agriculture is extraordinarily actual today, as a creation of its integral system gives an opportunity to the agricultural commodity producers to extend a production by means of recreation of material and technical base, technological reequipment due to the mortgage loans and to accelerate turnover of capital and to get an additional profit. On the
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Karavayeva, Yu., and O. Bondarkova. "The problem of attraction of credit resources for long–term mortgage housing lending at the regional level." Bulletin of Science and Practice 398, no. 10(11) (2016): 229–36. https://doi.org/10.5281/zenodo.161101.

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The article analyzes the situation prevailing at the moment in the mortgage market, the problems associated with mortgage lending at the present stage of development, the proposed private options for financing long–term mortgage housing credits allocated possible models of attraction of long–term Bank credit, proposed the creation of a regional market for mortgages as a source of self–sufficient system of refinancing of mortgage lending and the inclusion of regional banks in this kind of lending, considered alternative schemes mortgage housing loans at the regional level. Main methods of resea
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Volkova, T. G., and Ya E. Kozlova. "Analysis of Mortgage Crediting in Udmurt Republic." Bulletin of Kalashnikov ISTU 20, no. 4 (2017): 65. http://dx.doi.org/10.22213/2413-1172-2017-4-65-68.

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Рынок ипотечных кредитов охватывает деятельность кредитора и заемщика, между которыми в силу заключения договора на кредитование возникают обязательства. Участниками рынка являются граждане и ипотечные банки или организации, предоставляющие кредит, при котором залогом выступает недвижимое имущество. Ипотечное кредитование превращает недвижимость в работающий капитал, помогающий жителям республики получить собственные квадратные метры, а кредиторам - доход. Объектом анализа в данной статье является рынок ипотечного кредитования. Рассматриваются региональные аспекты организации ипотечного кредит
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Bairam, U., and N. Kirilchuk. "Analysis of investment crediting propulsion module JSC “Russian agricultural bank” and determination of his priority directions." Bulletin of Science and Practice 456, no. 11 (12) (2016): 230–36. https://doi.org/10.5281/zenodo.166867.

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In article the analysis of investment lending, JSC Russian Agricultural Bank, and also defined the main directions of its development. Feature of investment crediting is obligatory existence of mortgage providing. When crediting agricultural enterprises subjects to crediting can act as providing. In the conclusion authors come to a conclusion that investment crediting is the important tool by means of which it is possible to accelerate and deepen development of agricultural industry. Implementation of the State program is a paramount task for JSC Rosselkhozbank as in the developed economic con
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Dobrescu, Vasile. "Landmarks in the Evolution of the Main Types of Banking Operations of Albina in Sibiu 1872-1946. II." Acta Marisiensis. Seria Historia 3, no. 1 (2021): 25–44. http://dx.doi.org/10.2478/amsh-2021-0004.

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Abstract The 75 years history of Albina Bank reflects in its main characteristics that particularize it in the modern banking system the forms and crediting policies present in its statutes. The initial focus of the Albina Bank board was to activate a diverse palate of credit activities – in the first statute of the bank we can find no less than 15 types of loans. Few were actually accommodated, according to the possibilities of financing and also related to the social and economic background of the future debtors that came, the majority until 1918 from the rural areas. More so, the bank took
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DOMBROVSKA, Olena, and Andriy BUTOV. "DEVELOPMENT OF THE NATIONAL SYSTEM OF MORTGAGE LENDING FOR THE AGRICULTURAL SPHERE." Ukrainian Journal of Applied Economics 6, no. 3 (2021): 49–57. http://dx.doi.org/10.36887/2415-8453-2021-3-6.

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The article considers the problems of mortgage lending to agriculture on the basis of analysis of its current state and the creation of favorable legal and economic conditions for its development. Today there is a low profitability of agriculture and inefficient use of resource potential, as well as lack of long-term financial resources, so solving the problem of attracting long-term investment resources in agro-industrial production is largely associated with the development of mortgage lending in agriculture. The problem of land mortgage lending in Ukraine is the high risk of lending secured
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Grebinchuk, O., and A. Hora. "The current trends in the development of budget crediting in Ukraine." Galic'kij ekonomičnij visnik 66, no. 5 (2020): 67–77. http://dx.doi.org/10.33108/galicianvisnyk_tntu2020.05.067.

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General directions of budget crediting in Ukraine, as well as the conditions and current state of financing of the main existing economic and social programs are investigated in this paper. Based on the analysis of the regulatory framework and literature sources, the peculiarities of budget crediting as a type of credit relationships are identified, its principles and main functions are characterized. According to the statistical reporting of the State Treasury Service, the dynamics of the implementation of the planned indicators of domestic budget crediting for the last five years, as well as
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Buszko, Michal. "Relative financial benefits of Swiss Franc and Euro-denominated mortgage loans in Poland." Perspectives of Innovations, Economics and Business 16, no. 1 (2016): 37–54. https://doi.org/10.15208/pieb.2016.04.

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This paper evaluates financial benefits obtained by private clients of banks in Poland resulting from Swiss franc- and euro-denominated mortgage loans against Polish zloty mortgages. As fx mortgage loans were commonly used in period 2005-2009 and quickly dominated Polish banking sector (as well as sectors in many other CEE countries), they became a fundamental element of banks’ assets and a source of risk for borrowers. The main goal of the paper is to evaluate if fx mortgage loans, are more cost-efficient, than loans taken in domestic currency (PLN). To assess the financial benefits, th
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Бабина, Светлана, Svetlana Babina, Софья Назаренкова, and Sofya Nazarenkovaa. "Mortgage Loan as the Main Tool for Solving the Housing Problem of Russia." Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences 2019, no. 1 (2019): 37–44. http://dx.doi.org/10.21603/2500-3372-2019-4-1-37-44.

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The housing problem is extremely urgent for Russian citizens. This problem can be solved by mortgage lending in the market economy environment. The present research features the development of mortgage housing loans and identifies the existing problems in order to find ways to strengthen the mortgage capital market.
 The study is based on theoretical and methodological works on the theory of mortgage lending. It involves a comparative-historical analysis in the application to the mortgage capital market, as well as an analysis of the dynamic series based on statistical data of the Federal
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Melnyk, K. M., and S. M. Kolotukha. "Contemporary trends of development of the individual mortgage crediting in Ukraine." Collected Works of Uman National University of Horticulture 2, no. 101 (2022): 54–64. http://dx.doi.org/10.32782/2415-8240-2022-101-2-54-64.

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Dissertations / Theses on the topic "Mortgage crediting"

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Зайцев, Олександр Васильович, Александр Васильевич Зайцев, Oleksandr Vasylovych Zaitsev та Н. І. Барикіна. "Іпотечне кредитування в Україні". Thesis, Видавництво СумДУ, 2012. http://essuir.sumdu.edu.ua/handle/123456789/25663.

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Журба, И. С. "Доступность жилья как критерий оценки эффективности молодежной жилищной ипотеки: определяющие факторы". Thesis, Украинская академия банковского дела Национального банка Украины, 2012. http://essuir.sumdu.edu.ua/handle/123456789/63501.

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Актуальным продолжает оставаться вопрос оценки эффективности используемых в настоящее время и новых схем молодежного жилищного ипотечного кредитования. В качестве критерия такой оценки можно предложить использовать показатель доступности жилья при той или иной схеме кредитования. Однако прежде чем перейти непосредственно к оценке, необходимо изучить влияющие на доступность жилья для молодых граждан факторы, что и является целью данного исследования.
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Apell, Cecilia, and Helén Evertson. "Återställning av bankernas förmånsrätt 2009 : Kommer bankernas kreditgivning att förändras?" Thesis, University of Skövde, School of Technology and Society, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:his:diva-3326.

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<p>Den första januari 2009 ändrades Förmånsrättslagen och bankerna har återigen fått särskild förmånsrätt med 100 procent vid utmätning och konkurs. Den lagändring som genomfördes 2004 innebar endast 55 procent och allmän förmånsrätt för bankerna och fick inte den effekt som regeringen önskat och det blev svårare för företag att låna pengar från banken. De alternativa finansieringsformerna ökade då bankerna inte längre hade samma säkerhet vid konkurser utan då fanns istället säkerheten i objektet. Genom de undersökningar som gjorts där resultat visat de negativa effekterna beslutades om att åt
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Можаєв, О. В. "Організація кредитування фізичних осіб у банку". Thesis, Одеський національний економічний університет, 2021. http://local.lib/diploma/Mozhayev.pdf.

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Доступ до роботи тільки на території бібліотеки ОНЕУ, для переходу натисніть на посилання нижче<br>У роботі розглядаються теоретичні аспекти організації кредитування фізичних осіб у банку, механізм надання та погашення кредитів фізичним особам та нормативно-правове регулювання кредитування банками фізичних осіб. Проаналізовано банківського кредитування фізичних осіб на сучасному етапі по банківській системі України взагалі і в АТ КБ «ПРИВАТБАНК» зокрема. Запропоновано шляхи удосконалення організації кредитування фізичних осіб в АТ КБ «ПРИВАТБАНК» з урахування закордонного досвіду.<br>The wor
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Wang, Ming-Chun, and 王銘君. "An Evaluation of Credit Risk in Bank Crediting—Take Mortgage Loans in C Bank as an Example." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/71527938354845266009.

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碩士<br>樹德科技大學<br>金融與風險管理所<br>96<br>Consumer Finance (CF) business is one of the most important income sources in domestic banks. The boom and decline in Consumer Finance business often affects the quality of a bank’s performance significantly. In 2007 the crisis of the sub-prime mortgage problem in the USA spread worldwide and the core of subprime mortgage problem is the matter of credit risk in nature. Therefore credit risk has been the most crucial part of bank risk management ability. The New Basel Capital Accord (Basel II) permits a bank to build its internal credit risk model. The need
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Габдулхакова, Л. А., та L. A. Gabdulkhakova. "Совершенствование анализа кредитоспособности заемщика физического лица : магистерская диссертация". Master's thesis, 2018. http://hdl.handle.net/10995/64163.

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Ипотечное кредитование является объективным драйвером роста экономики России, с одной стороны, важным элементом социальной политики и поддержки населения, и в первую очередь молодежи, с другой стороны. С позиции кредитных организаций, выступающих в лице кредиторов, ипотечное кредитование представляет собой источник финансовых рисков. Данные аспекты всесторонне рассмотрены в дипломной работе. В качестве основного направления оптимизации рисков и расширения рынка ипотеки предложены дополнения в существующую модель анализа кредитоспособности заемщика. Сделано интересное и технологически целесоо
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