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1

Education, Institute of Financial, ed. Mortgage loan servicing. 6th ed. Chicago, Ill: Institute of Financial Education, 1989.

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2

Association, Federal National Mortgage, ed. Servicing. [Washington, D.C.]: FannieMae, 1990.

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3

Association, Federal National Mortgage. General servicing fundamentals. Washington, DC: FannieMae, 2004.

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4

Siegel, Dale Robyn. The new rules for mortgages. New York: Alpha Books, 2009.

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5

Siegel, Dale Robyn. The new rules for mortgages. New York: Alpha Books, 2009.

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6

Association, Federal National Mortgage, ed. Delegated underwriting and servicing guide. [Washington, D.C.]: The Association, 1992.

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7

Lewis, Kathy. Dictionary of underwriting guidelines. Marietta, GA (2000 Powers Ferry Rd., Suite 2-3, Marietta 30067): Capstone Institute of Mortgage Finance, 1999.

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8

Corporation, SMR Research. Correspondent mortgage lenders: Loan buyers & sellers--matched, top 500 sellers, top 100 buyers, buyer & seller loan volumes, directory of companies. Hackettstown, N.J: SMR Research Corp., 2003.

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9

Institute, Pennsylvania Bar. Mortgage modification program. Mechanicsburg, Pennsylvania: Pennsylvania Bar Institute, 2013.

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10

Benchetrit, Gilat. Halṿaʼot mashkanta be-Yiśraʼel: Keshalim be-firʻonam : memade ha-tofaʻah ṿe-gormeha, hamlatsot le-shinuyim. Ḥefah: ha-Merkaz le-ḥeḳer ha-ʻir ṿeha-ezor, ha-Faḳulṭah le-arkhiṭeḳṭurah u-vinui ʻarim, ha-Ṭekhniyon, 2008.

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11

Benchetrit, Gilat. Halṿaʼot mashkanta be-Yiśraʼel: Keshalim be-firʻonam : memade ha-tofaʻah ṿe-gormeha, hamlatsot le-shinuyim. Ḥefah: ha-Merkaz le-ḥeḳer ha-ʻir ṿeha-ezor, ha-Faḳulṭah le-arkhiṭeḳṭurah u-vinui ʻarim, ha-Ṭekhniyon, 2008.

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12

Benchetrit, Gilat. Halṿaʼot mashkanta be-Yiśraʼel: Keshalim be-firʻonam : memade ha-tofaʻah ṿe-gormeha, hamlatsot le-shinuyim. Ḥefah: ha-Merkaz le-ḥeḳer ha-ʻir ṿeha-ezor, ha-Faḳulṭah le-arkhiṭeḳṭurah u-vinui ʻarim, ha-Ṭekhniyon, 2008.

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13

Benchetrit, Gilat. Halṿaʼot mashkanta be-Yiśraʼel: Keshalim be-firʻonam : memade ha-tofaʻah ṿe-gormeha, hamlatsot le-shinuyim. Ḥefah: ha-Merkaz le-ḥeḳer ha-ʻir ṿeha-ezor, ha-Faḳulṭah le-arkhiṭeḳṭurah u-vinui ʻarim, ha-Ṭekhniyon, 2008.

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14

United States. Federal Trade Commission. Division of Consumer and Business Education. Mortgage servicing: Making sure your payments count. Washington, D.C.]: Federal Trade Commission, Bureau of Consumer Protection, Division of Consumer and Business Education, 2010.

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15

author, Twomey Tara, Walsh Geoff author, Williamson Odette author, Van Alst, John W., contributor, Caplan Emily Green contributor, and National Consumer Law Center, eds. Foreclosures and mortgage servicing: Including modification loans. Boston, MA: National Consumer Law Center, 2014.

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16

Corporation, SMR Research. Piggyback mortgage lending: The surge in piggybacks, 2001-2004, piggyback production of major lenders, piggyback popularity by state & county, home purchase & Refi break-out data, combined LTV ratios of piggybacks, results of a 21.5 million-loan sampling. Hackettstown, NJ (300 Valentine St., Hackettstown, 07840): SMR Research Corp., 2004.

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17

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Problems in mortgage servicing from modification to foreclosure: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, second session, on examining problems in mortgage servicing from modification to foreclosure and the impact these problems have had on U.S. homeowners and the housing market during the economic downturn, November 16 and December 1, 2010. Washington: U.S. G.P.O., 2011.

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18

Office, General Accounting. Consumer protection: Federal and state agencies face challenges in combating predatory lending : report to the chairman and ranking minority member, Special Committee on Aging, U.S. Senate. Washington, D.C: United States General Accounting Office, 2004.

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19

New York (State). Legislature. Senate. Standing Committee on Banks. Public hearing in the matter on residential mortgage fraud. New York: s.n., 2009.

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20

United States. Congress. Senate. Special Committee on Aging. Predatory lending: Are federal agencies protecting older Americans from financial heartbreak? : hearing before the Special Committee on Aging, United States Senate, One Hundred Eighth Congress, second session, Washington, DC, February 24, 2004. Washington: U.S. G.P.O., 2004.

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21

Alst, John W. Van, and Emily Green Caplan. Foreclosures: Mortgage servicing, mortgage modifications, and foreclosure defense. 4th ed. Boston, MA: National Consumer Law Center, 2012.

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22

United States. Federal Trade Commission. Bureau of Economics. Improving consumer mortgage disclosures: An empirical assessment of current and prototype disclosure forms. Washington, DC: U.S. FTC, 2007.

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23

Association, Federal National Mortgage. Reporting and remitting for multifamily loans. Washington (3900 Wisconsin Ave., NW, Washington 20016-2899): FannieMae, Customer Education Group, 1991.

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24

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development. The need for national mortgage servicing standards: Hearing before the Subcommittee on Housing, Transportation, and Community Development of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, first session, on examining the important need for national mortgage servicing standards, May 12, 2011. Washington: U.S. G.P.O., 2011.

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25

United States. Congress. Senate. Committee on Governmental Affairs. Mortgage escrow accounts: Loopholes in federal consumer protections : hearing before the Committee on Governmental Affairs, United States Senate, One Hundred Second Congress, first session, May 17, 1991. Washington: U.S. G.P.O., 1994.

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26

Odette, Williamson, Twomey Tara, Carter Carolyn L, and National Consumer Law Center, eds. Foreclosures: Defenses, workouts, and mortgage servicing. 2nd ed. Boston, MA: National Consumer Law Center, 2007.

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27

Rao, John, and Andrew G. Pizor. Foreclosures: Defenses, workouts, and mortgage servicing. 3rd ed. Boston, MA: National Consumer Law Center, 2010.

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28

Mortgage Bankers Association of America., ed. Introduction to mortgage banking. Dubuque, Iowa: Kendall/Hunt Pub. Co., 1991.

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29

Association, American Bar, ed. ABA consumer guide to mortgage modification: How to lower your mortgage payments with the Home Affordable Modification Program. Chicago, Illinois: Ankerwycke, 2014.

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30

Juan de J. Gutiérrez Guerrero. Los tiburones financieros del mercado libre neoliberal: Conozca como se ha gobernado, administrado y depredado a Colombia y a los pueblos latinoamericanos : EPS-UPAC-UVR. Bucaramanga, Santander, Colombia: Ediciones J.J., 2006.

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31

D, Johnson William, ed. Michigan foreclosure defense and modification strategies: An immediate look at the best practices for assisting distressed homeowners in Michigan. [Boston, MA]: Aspatore, 2010.

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32

Federal National Mortgage Association. Customer Education Group., ed. Investor accounting: Focus on cash. Washington, DC (3900 Wisconsin Ave., NW, Washington 20016-2899): FannieMae, Customer Education Group, 1994.

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33

Association, Federal National Mortgage. The complete guide to managing custodial accounts. Washington, DC (3900 Wisconsin Ave., NW, Washington 20016-2899): Fannie Mae, Customer Training Group, 1990.

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34

Negroni, Andrea Lee. Introduction to mortgage lending. 3rd ed. Washington, D.C: American Bankers Association, 2009.

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35

United States. Congressional Oversight Panel. Congressional Oversight Panel April oversight report: Evaluating progress on TARP foreclosure mitigation programs. Washington: U.S. G.P.O., 2010.

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36

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Economic Policy, ed. Mortgage foreclosures: Additional mortgage servicer actions could help reduce the frequency and impact of abandoned foreclosures : report to the Chairman, Subcommittee on Economic Policy, Committee on Banking, Housing, and Urban Affairs, U.S. Senate. Washington, D.C.]: U.S. Govt. Accountability Office, 2010.

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37

United States. Congress. House. Committee on Financial Services. Progress in administrative and other efforts to coordinate and enhance mortgage foreclosure prevention: Hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, first session, November 2, 2007. Washington: U.S. G.P.O., 2008.

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38

Kackley, Dean Allen. The loan modification guide: For homeowners and their professional advisors. [Napa Valley, Calif.]: [MortgageBriefing], 2009.

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39

United States. Congress. Senate. Committee on the Judiciary. The looming foreclosure crisis: How to help families save their homes : hearing before the Committee on the Judiciary, United States Senate, One Hundred Tenth Congress, first session, December 5, 2007. Washington: U.S. G.P.O., 2008.

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40

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing, Transportation, and Community Development. Helping homeowners harmed by foreclosures: Ensuring accountability and transparency in foreclosure reviews : hearing before the Subcommittee on Housing, Transportation, and Community Development of the Committee on Banking, Housing, and Urban Affairs, United States Senate. Washington: U.S. G.P.O., 2013.

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41

Office, General Accounting. Home ownership: Mortgage servicing transfers are increasing and causing borrower concern : report to the Honorable John J. LaFalce. Washington, D.C: The Office, 1989.

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42

Dongelewicz-Milner, Carol. Effective customer service in a mortgage servicing environment. Dubuque, Iowa: Kendall/Hunt, 1990.

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43

Torp, Jeffrey. Mortgage lending origination & servicing. Austin, Tex: Alexinformation, 2002.

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44

Educational Loan Servicing Center, Inc., ed. Lender servicing guide. [Indianapolis, IN]: ELSC, 1990.

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45

Langowski, Larry. Mortgage servicing rights: Factors affecting valuation. Chicago: Market and Product Development, Chicago Board of Trade, 1999.

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46

Association, Federal National Mortgage, ed. Reverse mortgage selling and servicing guide. Washington, DC: FannieMae, 1996.

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47

Resolution Trust Corporation (U.S.), ed. Resolution Trust Corporation: Better information could enhance controls over loan servicing costs : report to the President and Chief Executive Officer, Resolution Trust Corporation. Washington, D.C: The Office, 1993.

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48

Administration, United States Veterans Benefits. VA servicing guide. Washington, D.C.?: Veterans Benefits Administration, 1994.

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49

Office, General Accounting. Resolution Trust Corporation: Recommendations addressed to oversee and account for cash flow mortgages : report to the Honorable Bruce F. Vento, House of Representatives. Washington, D.C: The Office, 1994.

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50

Office, General Accounting. Resolution Trust Corporation: Loan portfolio pricing and sales process could be improved : report to the Honorable Bruce F. Vento, House of Representatives. Washington, D.C: The Office, 1993.

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