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1

Langowski, Larry. Hedging mortgage servicing rights. Market and Product Development, Chicago Board of Trade, 1999.

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2

Langowski, Larry. Mortgage servicing rights: Factors affecting valuation. Market and Product Development, Chicago Board of Trade, 1999.

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3

Board, Financial Accounting Standards. Accounting for Mortgage servicing fees and rights. FASB, 1987.

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4

Tunnard, Jo. Rights guide for home owners. 5th ed. SHAC & CPAG, 1985.

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5

Jan, Luba, McConnell Derek, SHAC, and Child Poverty Action Group, eds. Rights guide for home owners. 8th ed. SHAC, 1990.

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6

GOVERNMENT, US. An Act to Require Automatic Cancellation and Notice of Cancellation Rights with Respect to Private Mortgage Insurance Which Is Required as a Condition for Entering into a Residential Mortgage Transaction, to Abolish the Thrift Depositor Protection Oversight Board, and for Other Purposes. U.S. G.P.O., 1998.

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7

Anna Lyvia Roberto Custódio Ribeiro. Racismo estrutural e aquisição da propriedade: Uma ilustração na cidade de São Paulo. Contracorrente, 2020.

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8

Colau, Ada. Vidas hipotecadas: De la burbuja immobiliaria al derecho a la vivienda. Cuadrilátero de Libros, 2013.

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9

Kazakhstan. President (1991- : Nazarbaev). On land: On the mortgage of real-estate ; On privatization ; On the state registration of real-estate rights and transactions : [decrees of the president of the Kazakh Republic]. Zety Zhargy, 1998.

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10

Bridges, James E. Mortgage loans: What's right for you? 2nd ed. Betterway Publications, 1989.

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11

Bridges, James E. Mortgage loans: What's right for you? Betterway Publications, 1986.

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12

Vuković, Svetislav R. Komentar Zakona o osnovama svojinskopravnih odnosa: Sa sudskom praksom, registrom pojmova, obrascima i prilozima. 3rd ed. Poslovni biro, 2006.

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13

Montenegro. Zakon o svojinsko-pravnim odnosima. 2nd ed. JU Službeni list Crne Gore, 2010.

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14

Montenegro. Zakon o svojinsko-pravnim odnosima. JU Službeni list Crne Gore, 2013.

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15

Sherman, Gene. Equity sharing and lease/options: The right moves. Sherbart Pub., 1985.

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16

Bridges, James E. Mortgage loans: What's right for you? : the correct answer could save you thousands of dollars. 4th ed. Betterway Books, 1997.

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17

Bridges, James E. Mortgage loans: What's right for you? : the correct answer could save you thousands of dollars. 3rd ed. Betterway Books, 1994.

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18

Rotering, Jeff. Legal rights of debtors and creditors-- enforcing real estate mortgages. Dept. of Agricultural Economics, North Dakota State University, 1988.

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19

New Jersey. Legislature. General Assembly. Housing Committee. Public hearing before Assembly Housing Committee: Assembly bill no. 2043 (the Manufactured Home Owner's Bill of Rights) : March 27, 1995, Trenton, New Jersey. Office of Legislative Services, Public Information Office, Hearing Unit, 1995.

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20

Kantaatmadja, Mieke Komar. Lembaga jaminan kebendaan pesawat udara Indonesia ditinjau dari hukum udara = Security rights in Indonesian aircraft: An air law perspective. Alumni, 1989.

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21

Giannamore, Richard. Navigating the mortgage minefield: Your complete guide to avoiding costly problems and finding the right loan in today's market. American Management Association, 2009.

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22

Kibbey, H. L. First home buying guide: How to do it right the first time! 4th ed. Panoply Press, 1992.

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23

United, States Congress House Committee on the Judiciary Subcommittee on the Constitution Civil Rights and Civil Liberties. Enforcement of the Fair Housing Act of 1968: Hearing before the Subcommittee on the Constitution, Civil Rights, and Civil Liberties of the Committee on the Judiciary, House of Representatives, One Hundred Tenth Congress, second session, June 12, 2008. U.S. G.P.O., 2009.

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24

Hills, John. From right-to-buy to rent-to-mortgage: Privatisation of council housing since 1979. Welfare State Programme, Suntory-Toyota International Centre for Economics and Related Disciplines, London School of Economics, 1991.

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25

Coalition, Minnesota Legal Services, ed. Protecting the farm: A farmer's guide to lending law : people's rights and the law. 2nd ed. Minnesota Legal Services Coalition, 1986.

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26

Umezulike, I. A. The "econo-legal" implications of mortgage of right of occupancy: A hammer or an illusion. African Institute for Applied Economics, 2005.

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27

Greed, John A. Mortgagees' rights of sale withvacant possession: "from Boland to the House of Lords decisions in Cann and Rosset". Bristol Polytechnic in association with PICKUP, 1990.

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28

Umezulike, I. A. The "econo-legal" implications of morgage of right of occupancy: A hammer or an illusion. African Institute for Applied Economics, 2005.

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29

Sterkhova, M. I. Osobennosti realizatsii konstitutsionnogo prava kazhdogo cheloveka na zhilishche v Rossiiskoi Federatsii cherez ipotechnoe zhilishchnoe kreditovanie: Monografiia. Manuskript, 2005.

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30

Aghili, Shaun. The no-nonsense credit manual: How to repair your credit profile, manage personal debts, and get the right home loan or car lease. ILS Pub., 1998.

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31

Čavdar, Kiril. Zakon za sopstvenost i drugi stvarni prava, Zakon za dogovoren zalog: Komentari, objasnuvanja, praktika, predmeten registrar. Akademik, 2012.

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32

MacKenzie, Judith-Anne. 24. Mortgages and charges. Oxford University Press, 2016. http://dx.doi.org/10.1093/he/9780198748373.003.0024.

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Course-focused and comprehensive, the Textbook on series provide an accessible overview of the key areas on the law curriculum. This chapter examines the types of mortgages or charges of land and interests in land which may be created. It also considers the rules regarding their administration and their protection against later acquirers of interests in the land. The discussions cover legal mortgages and charges; equitable mortgages; the rights of the mortgagor; the rights of the mortgagee; mortgagee’s remedies; the right of certain third parties to redeem; the liability of mortgagees, receivers, and valuers for fraud or negligence; the end of a mortgage
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33

Sayles, Victoria. 14. Mortgages. Oxford University Press, 2018. http://dx.doi.org/10.1093/he/9780198815198.003.0014.

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Each Concentrate revision guide is packed with essential information, key cases, revision tips, exam Q&As, and more. Concentrates show you what to expect in a law exam, what examiners are looking for, and how to achieve extra marks. This chapter discusses mortgages. A mortgage is a proprietary interest that can be legal or equitable in status. The equity of redemption encapsulates the rights of a mortgagor and includes the equitable right to redeem and the ability to have certain clauses struck out from a mortgage agreement. The mortgagor of a dwelling house has special legislative protection. Where a mortgage is obtained under undue influence, be it actual or presumed, it may be set aside. The mortgagee has various remedies available to it should the mortgagor fail to meet the mortgage payments, dependent upon the status of the mortgage. A property may be subject to more than one mortgage and where this is the case and the property is sold, proceeds from the sale will be applied in order of priority.
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34

Gray, Kevin, and Susan Francis Gray. 6. Security interests in land. Oxford University Press, 2013. http://dx.doi.org/10.1093/he/9780199603794.003.0006.

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Titles in the Core Text series take the reader straight to the heart of the subject, providing focused, concise, and reliable guides for students at all levels. Land is a potential source for a number of important security interests. In particular, a ‘mortgage’ (or ‘charge’) of land initiates one of the most significant kinds of credit relationship in the modern world. This chapter discusses the following: the creation and termination of various kinds of mortgage or charge over land; the means by which the law affords protection to the borrower (or ‘mortgagor’); the means by which the law affords protection to the lender (or ‘mortgagee’); the remedies available to the mortgagee in the event of default by the mortgagor; the priority of mortgages inter se; and other forms of security interest in land such as rentcharges and rights of entry.
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35

Inside Mortgage Finance's guide to strategies and mortgage servicing rights. Inside Mortgage Finance Publications, Inc., 2015.

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36

Anonyma. Rights Guide for Home Owners 8th Edi. SHAC Publications, 1990.

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37

Hugh, Beale, Bridge Michael, Gullifer Louise, and Lomnicka Eva. Part II Description of Interests, 6 Non-Possessory Security. Oxford University Press, 2018. http://dx.doi.org/10.1093/law/9780198795568.003.0006.

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This chapter analyses the nature of mortgage. It is a non-possessory security whereby the mortgagor transfers ownership to the mortgagee subject to an obligation to retransfer ownership on satisfaction of the underlying obligation. Since equity will enforce the retransfer, the right to it is not personal but amounts to an equitable interest called the equity of redemption. The actual right to redeem can be a legal right, arising expressly from the contract of mortgage: if that legal right to redeem is not exercised, an equitable right to redeem arises. However, since equity will enforce even the legal right to redeem against third parties, the mortgagor has an equitable interest called the ‘equity of redemption’ from the commencement of the mortgage.
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38

Office, The Stationery. Mortgage Rights (Scotland) Act 2001 (Acts of the Scottish Parliament - Elizabeth II). Stationery Office Books, 2001.

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39

Office, The Stationery. Mortgage Rights (Scotland) Act 2001 (Acts of the Scottish Parliament - Elizabeth II). Stationery Office Books, 2001.

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40

Parties to Mortgage Foreclosures and Their Rights and Liabilities in Connection with Actions and Proceedings for the Foreclosure of Mortgages. Franklin Classics, 2018.

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41

Parties to Mortgage Foreclosures and Their Rights and Liabilities in Connection with Actions and Proceedings for the Foreclosure of Mortgages. Creative Media Partners, LLC, 2022.

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42

Parties to Mortgage Foreclosures and Their Rights and Liabilities in Connection with Actions and Proceedings for the Foreclosure of Mortgages. Creative Media Partners, LLC, 2022.

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43

Parties to Mortgage Foreclosures and Their Rights and Liabilities in Connection with Actions and Proceedings for the Foreclosure of Mortgages. Franklin Classics, 2018.

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44

initiative, open society justice. Your Consumer and Human Rights: A Guide for People in Mortgage Distress in Ireland. Open Society Institute, 2017.

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45

McFarlane, Ben, Nicholas Hopkins, and Sarah Nield. 28. Security interests in land. Oxford University Press, 2015. http://dx.doi.org/10.1093/he/9780198722847.003.0028.

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All books in this flagship series contain carefully selected substantial extracts from key cases, legislation, and academic debate, providing able students with a stand-alone resource. This chapter reviews the use of land (or legal and equitable property rights relating to land) as security for the repayment of money by a borrower to a lender. It also describes the charging orders, where their use has increased in the context of the recession. There are four types of security interest: the pledge, the lien, the mortgage, and the charge. The borrower holds the equity of redemption under a classic mortgage by conveyance or sub-demise but its continued relevance under the predominant legal charge by way of mortgage is questionable. It is observed that the domestic lending market has seen the development of Islamic mortgages, the emergence of shared-ownership schemes, and equity release schemes.
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46

Passage of the mortgage rights (Scotland) bill 2000: SP bill 19 (session 1), subsequently 2001 asp 11. Stationery Office, 2003.

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47

MacKenzie, Judith-Anne. 25. Priorities in relation to mortgages and charges. Oxford University Press, 2016. http://dx.doi.org/10.1093/he/9780198748373.003.0025.

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Course-focused and comprehensive, the Textbook on series provide an accessible overview of the key areas on the law curriculum. This chapter explains the rules relating to priorities between successive mortgages and charges and between mortgages and charges and other estates and interests in land. It covers the priorities of mortgages of an equitable interest; the priorities of mortgages of a legal estate; the priorities of three or more mortgages; mortgagee’s right to tack further advances; and interests prior to the mortgage.
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48

Hugh, Beale, Bridge Michael, Gullifer Louise, and Lomnicka Eva. Part V Enforcement, 18 Enforcement of True Security Interests. Oxford University Press, 2018. http://dx.doi.org/10.1093/law/9780198795568.003.0018.

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This chapter explains how a number of general issues arise in connection with the enforcement of true security interests that will be taken before particular enforcement issues are dealt with under the relevant head. True security interests consist of the four nominate types of security recognized in English law, namely, the three consensual securities of pledge, mortgage, and charge, together with the non-consensual lien. The obligation of a secured party to account for any surplus obtained is implicit in the nature of security. In the case of a pledge, this is consistent with the pledgor’s residual property rights. This obligation is also consistent in the case of mortgages. Charges and mortgages may be taken together, given that they are assimilated in drafting practice and in judicial treatment as alike in recognizing the borrower’s equity of redemption.
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49

Steinmetz, Thomas C. The Mortgage Kit: Select the Right Loan, Lock in the Lowest Rate, Negotiate the Best Terms (Mortgage Kit). 6th ed. Kaplan Business, 2006.

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50

Mortgages and foreclosure: Know your rights. 4th ed. International Self-Counsel Press, 1987.

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