Academic literature on the topic 'MTPL Insurance'

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Journal articles on the topic "MTPL Insurance"

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Merész, Gabriella, Norbert Holczinger, and Koppány Nagy. "Methodological Background of the New Motor Third-Party Liability Insurance Index of the Magyar Nemzeti Bank." Financial and Economic Review 20, no. 3 (2021): 59–79. http://dx.doi.org/10.33893/fer.20.3.5979.

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In order to provide an accurate description of developments in the Hungarian motor third-party liability insurance (MTPL) market, as well as to inform the public and stimulate competition, the Magyar Nemzeti Bank (the Central Bank of Hungary, MNB) has elaborated an index to indicate the MTPL premium level. The method offers a comprehensive picture of changes in average premiums, as it uses data from the central itemised MTPL database to cover not only the population switching insurers but also remaining contracts and new entrants. It reduces bias due to seasonal effects and trends by eliminati
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Goliadze, Natia. "International Practice Related to Compulsory MTPL Insurance." Caucasus Journal of Social Sciences 12, no. 1 (2023): 1–24. http://dx.doi.org/10.62343/cjss.2019.181.

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Compulsory MTPL insurance has several public goals, includingfairness, road safety, consumer savings, solving road problems andfeelings of safety. Studies have shown that an increased number ofmotor vehicles increases the number of road accidents and roadconditions are getting worse. At the same time, the social responsibilityfor road accidents is shifting from society to government.That is where the compulsory form enters the field.Compulsory MTPL insurance is a relatively new product for developingcountries and its advantages are vague for society. In mostcases, compulsory insurance is perce
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Tropskaya, S. S. "Consideration of Disputes in the Field of Motor Third-Party Liability Insurance." Rossijskoe pravosudie 7 (June 25, 2021): 51–57. http://dx.doi.org/10.37399/issn2072-909x.2021.7.51-57.

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Motor third-party liability insurance is one of the most common and complex insurance disputes. This is due to the high level of conflict in the MTPL insurance sphere, as well as frequent changes in current legislation. The purpose of this article is to analyze the practice of applying the most ambiguous provisions of the legislation on MTPL insurance. The tasks are: consideration of the positions of the courts on the application of provisions on MTPL insurance policies; on insurance payments; on pre-trial dispute settlement. The main method in the article is the concrete sociological method.
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Firsova, S. N., and E. R. Shiabutdinova. "DIGITIZATION AS A FACTOR OF MTPL DEVELOPMENT." Social’no-ekonomiceskoe upravlenie: teoria i praktika 19, no. 4 (2023): 48–55. http://dx.doi.org/10.22213/2618-9763-2023-4-48-55.

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This article reveals the concept, essence and significance of compulsory motor third party liability insurance (MTPL). The topic of digitalization is touched upon as a factor in the development of compulsory motor liability insurance and the use of more advanced information technologies in order to simplify the process of carrying out work in insurance activities. The article highlights and describes the characteristic features of compulsory motor liability insurance in Russia and in foreign countries. The idea of introducing digitalization as a factor in the development of compulsory motor th
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Spilbergs, Aivars, Andris Fomins, and Maris Krastins. "Impact of Covid-19 on the dynamics of MTPL insurance premiums and claims paid in Latvia." WSEAS TRANSACTIONS ON COMPUTER RESEARCH 9 (July 6, 2021): 33–42. http://dx.doi.org/10.37394/232018.2021.9.5.

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COVID-19 has devastated societies and economies around the world, leaving no sector untouched. The unprecedented crisis caused by Covid-19 led to unexpected changes in public behaviour: the restrictions imposed, especially during the pandemic outbreaks in March-April and November-December 2020, left a significant impact on traffic volumes. By the spring of 2020, more than half of the world’s population had been isolated with tough containment measures. Opportunities to work from home reduced the need to use private cars and, consequently, the demand for motor third party liability (MTPL) insur
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Matvejevs, Aleksandrs, Anatoliy Malyarenko, and Andrejs Matvejevs. "Estimation and Calculation Procedures of the Technical Provisions for Outstanding Insurance Claims." Applied Computer Systems 15, no. 1 (2014): 14–21. http://dx.doi.org/10.2478/acss-2014-0002.

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Abstract The paper presents algorithms for insurance technical provisions taking into account losses, which are incurred but not reported. Evaluation of insurance technical provisions for the kinds of insurance, such as Motor Third Party Liability (MTPL) Insurance, Property Insurance and some others, have difficulties in assessing the impact of the losses from insurance claims incurred requiring a longer time for the settlement of insurance claims. These insurance requirements are mainly associated with health insurance in the MTPL Insurance, losses related to compensation for moral injuries,
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Dina Manolache, Aurora Elena. "Stress and scenario tests in the context of a Romanian non-life insurance company." Proceedings of the International Conference on Business Excellence 13, no. 1 (2019): 149–61. http://dx.doi.org/10.2478/picbe-2019-0014.

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Abstract The main aim of the article is to assess the vulnerabilities and resilience of a Romanian non-life insurance company in the context of different predefined insurance stress scenarios: natural catastrophe scenario and business scenario. The natural catastrophe scenario consists in two distinct scenarios: earthquake and flood, which were carried out separately and aggregated based on three stress factors: increasing by 15% of PML, increasing by 5% of the gross best estimate claim provisions and reinsurer’s incapacity to pay. The business stress scenario was based on four stress paramete
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Makarenko, Evgeny A. "MATHEMATICAL ANALYSIS OF THE RISK OF MONOPOLIZATION OF THE RUSSIAN MARKET OF MTPL." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 7/3, no. 139 (2023): 77–86. http://dx.doi.org/10.36871/ek.up.p.r.2023.07.03.009.

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The article analyzes the current situation in the Russian market of compulsory carrier liability insurance from the beginning of the adoption of the law in 2013 to mid-2023. The shares of all insurers were analyzed based on the results of 2022. In dynamics, statistics on the revocation of licenses from insurers in the context of reasons are chronologically considered. The fallacy of the strategy of using this type of insurance as a source of cross-sales of other types of insurance is considered. The Linda index, which characterizes the level of market monopolization, is analyzed. A correlation
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Fersini, Paola, Salvatore Forte, Giuseppe Melisi, and Gennaro Olivieri. "A stochastic model to evaluate pricing distortions in indemnity insurance methods for MTPL insurance." Decisions in Economics and Finance 42, no. 1 (2019): 103–33. http://dx.doi.org/10.1007/s10203-019-00240-3.

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Patris, Poshnjari. "Developments of the Albanian Insurance Market in the Framework of the MTPL Insurance Liberalization." International Journal of Business, Economics and Management Works (ISSN: 2410-3500) 4, no. 11 (2017): 39–49. https://doi.org/10.5281/zenodo.1064625.

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Aim of this paper is to present the challenges and developments of the Albanian insurance market during the process of its liberalization. Consequently the insurance market has shown instability with regard to the fluctuations of the premium levels. A fair pricing based on the market conditions is one of the biggest challenges of the albanian insurance market. By means of an econometric model, the correlation between the liberalization process and profitability of insurance companies has been shown. This paper discusses also the efficiency of the Bonus-Malus System, which is expected to be imp
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Book chapters on the topic "MTPL Insurance"

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Wüthrich, Mario V., and Michael Merz. "Appendix B: Data and Examples." In Springer Actuarial. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-12409-9_13.

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AbstractThis chapter illustrates the data used in this book. These are a French motor third party liability (MTPL) claims data set, a Swedish motorcycle claims data set, a Wisconsin Local Government Property Insurance Fund data set, and a Swiss compulsory accident insurance data set.
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Conference papers on the topic "MTPL Insurance"

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Peovski, Filip, Igor Ivanovski, and Sulejman Ahmedi. "EMPIRICAL REVISITING OF THE MACEDONIAN MTPL INSURANCE CASE AND THE UNDERLYING FACTORS OF INFLUENCE." In Economic and Business Trends Shaping the Future. Ss Cyril and Methodius University, Faculty of Economics-Skopje, 2022. http://dx.doi.org/10.47063/ebtsf.2022.0011.

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Motor third-party liability insurance (MTPL) remains one of the dominant insurance classes in the Macedonian economy even besides the government regulated tariff system imposed. Pinpoint the key variables of interest has spurred debates for a prolonged period but without growing results in global literature, decreasing the ability to observe relationships important for the future liberalized system. Through a fixed effects panel regression this paper estimates the impact of MTPL premiums, claims, number of contracts, and market share on MTPL premium dynamics during the 2012-2021 period. The Ma
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