Academic literature on the topic 'Nigerian banking operations'

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Journal articles on the topic "Nigerian banking operations"

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EDOJAIMONI, L.E. (MSc. Candidacy) and OSUJI, C.C. (PhD). "MODERN PAYMENT PLATFORMS AND THE NIGERIAN FINANICAL SERVICE ACCESSIBILITY: A RURAL BANKING MODEL." Finance & Accounting Research Journal 4, no. 3 (2022): 39–50. http://dx.doi.org/10.51594/farj.v4i3.381.

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The study examined the effect of modern payment platforms on financial service accessibility in Nigeria: a rural banking model. Specifically, this study examined the effects of Automated Teller Machines-ATM operations, Mobile Banking operations-MOB, Internet Banking-INB operations, and Point of Sale-POS operations on the Number of Account Holders-NAH in Nigeria. The study spanned from 2009 to 2021. The study adopted the robust least square estimate. Meanwhile, the study sourced data principally from Central Bank of Nigeria Statistical Bulletins, and World Bank Data Bank from 2009 to 2021. The
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Sarah, Elechi Jeff-Anyeneh, Tobechukwu Abazu Emmanuel, and Chijindu Ananwude Amalachukwu. "Short-Run Effect of Electronic Banking on the Growth of Nigerian Money Deposit Banks." IASR Multidisciplinary Journal 2, no. 3 (2022): 6–14. https://doi.org/10.5281/zenodo.6820442.

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This study is an empirical investigation into the effect of electronic banking on the growth of the Nigerian money deposit banks. Specifically the study determined the effect of internet banking, mobile banking, ATM operations, and POS transactions on the growth of deposit money banks in Nigeria. The independent variables are internet banking, mobile banking, ATM operations and POS transactions. The dependent variables include growth rate of total deposit and growth rate of total assets. Secondary data relating to the variables were sourced from the Central Bank of Nigeria (CBN) annual report
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Waribugo, Sylva, HappinessWariboko; Chioma, and Lolo Teddy Adias. "Challenges of Business Process Re-Engineering Implementation in Nigerian Banking operations." International Journal of Business Management and Technology 6, no. 3 (2023): 184–97. https://doi.org/10.5281/zenodo.7676838.

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This study explored the concept ofBusiness Process Re-engineering (BPR) in Nigerian Banking Operations, with a view to identify its implementationchallenges.The study collated and critically examined several works from different scholars with a view to shed more light on challenges of business process re-engineering in the Nigerian banking sector.Our findings show that although BPR is a dynamic practicein the Nigerian banking operations, there is still a lot more to be done in improving the capabilities of the managers themselves in order to have more successful implementation.Managers of Nige
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Sarumi, J. A., and O. M. Omotosho. "A Review of Network Security Strategies Employed By the Nigerian Banking Sector (Case Study of Access Bank PLC, Bariga, Lagos, Nigeria)." Advances in Multidisciplinary and scientific Research Journal Publication 8, no. 1 (2022): 1–10. http://dx.doi.org/10.22624/aims/sij/v8n1p1.

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The security of banking infrastructures viz-a-viz customer funds, investments and deposits are Germaine to successful banking operations. This study reviews computer and network security strategies employed in the banking sector using Access Bank Nigeria PLC, Bariga Branch in Lagos state. Our efforts discovered that some of the strategies put in place to mitigate cyber-attacks include the use of passwords, antivirus, firewalls, encryption, intrusion detection systems and intrusion prevention systems. We posited that the deployment, adoption and utilization of the integrated banking systems use
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Obayagbona, Joel, and Manson Osagiende. "RISK MANAGEMENT AND PERFORMANCE OF THE NIGERIAN BANKING INDUSTRY." JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW 6, no. 2 (2023): 118–27. http://dx.doi.org/10.22437/jbsmr.v6i2.24891.

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The study examines the relationship between risk management and the performance of the Nigerian banking industry. The panel data analysis technique based on the fixed effects estimation was employed to analyze the Nigerian banking industry performance. Risk management related factors such as credit risk, liquidity risk, market risk, interest rate risk and operational risk. A total of 18 most active deposit money banks listed on the Nigerian Stock Market for a period of 22 years (2000 to 2021) were used in the analysis. The empirical findings revealed that credit risk and operational risk varia
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Francis, Akubuilo, and I. Akubuilo Nneoma. "NIGERIAN BANKING SECTOR: IMPACT OF CORPORATE GOVERNANCE ON PROFITABILITY." International Journal of Novel Research in Humanity and Social Sciences 9, no. 3 (2022): 59–68. https://doi.org/10.5281/zenodo.6674722.

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<strong>Abstract:</strong> Business governance has recently sparked widespread concern, owing mostly to huge corporate failures on a domestic and global scale. Governments have adopted both proactive and reactive efforts to achieve sector stability in response to increased incidences of financial distress. Nonetheless, despite government interventionist measures, the stability of banking operations remains doubtful. This study aims to empirically examine the impact of corporate governance on the profitability of Nigeria&#39;s banking system. Return on equity (ROE) and return on assets (ROA) we
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OSAKWE, CHARITY IFUNANYA, VICTORIA OGOCHUCHUKWU OBI-NWOSU, CHIMA KENNETH ANACHEDO, and CATHERINE EKENMA UDEOBA. "EFFECT OF ELECTRONIC BANKING ON THE PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA." ANAN Journal of Accounting 13, no. 1 (2024): 48–66. http://dx.doi.org/10.70518/ajoa.v13i1.03.

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The study investigates how automated teller machines (ATM) and mobile banking affects performance of deposit money banks in the Nigerian economy. The study made use of time series data which were obtained from the Central Bank of Nigeria Statistical Bulletin from 2009 to 2021. The Central Bank of Nigeria (CBN) data on automated teller machine and mobile phones banking were used to proxy electronic banking while total deposits in banks proxied the performance of deposit money banks. The analysis was done using ordinary least square econometric technique with the aid of E-views statistical packa
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Uniamikogbo, Emmanuel, Emma I. Okoye, and Akonye Chinazu. "Non-Interest Income and Financial Performance of Selected Deposit Money Banks in Nigeria." International Journal of Business Strategy and Automation 1, no. 3 (2020): 52–66. http://dx.doi.org/10.4018/ijbsa.2020070105.

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This study examined the effect of e-banking income, fee income, and firm size on market value added of Deposit Money Banks in Nigeria. The eight banks categorised by Central Bank of Nigeria in 2014 to be Domestic Systematically Important banks were selected using the purposive sampling technique. Data collected from the annual reports and accounts and the Nigerian Stock Exchange website respectively for a period of 11 years (2008-2018) was used. The descriptive statistics and econometric analysis were employed using the Panel Data Analysis method. Findings from the study revealed that e-bankin
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M.O, Oladejo, Yinus S.O, Tajudeen Sanni, and Akintunde Hakeem A. "Effect of Electronic Marketing Practice on Service Satisfaction and Legal Framework in Nigeria Banking Sector." International Journal of Research and Innovation in Social Science VIII, no. VI (2024): 439–49. http://dx.doi.org/10.47772/ijriss.2024.806033.

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The emergence of technology has heightened the significance of marketing, making it a central element of business operations. However, there is a notable dearth of research focusing on the elements of e-marketing and their impact on customer service satisfaction, while considering the relevant legal regulations governing these activities. This research gap is especially conspicuous within the Nigerian banking industry, where intense competition persists following banking consolidation. Consequently, there is an urgent requirement for further empirical investigation in this area. This study end
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Ezeh, Precious Chikezie, and Anayo D. Nkamnebe. "Determinants of Islamic banking adoption among non-Muslim customers in a Muslim zone." Journal of Islamic Accounting and Business Research 13, no. 4 (2022): 666–83. http://dx.doi.org/10.1108/jiabr-10-2021-0280.

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Purpose The purpose of this study is to establish the relationship between relative advantage, social influence, trust, compatibility, knowledge and adoption of Islamic banking among non-Muslim bank customers in a Muslim zone of Nigeria. Design/methodology/approach Usable questionnaires were received from 350 participants. Structural equation modeling is used to assess the relationships between latent unobserved constructs. Composite reliability and average variance extracted were used to test the reliability and validity of the instrument. This study uses the correlational research design to
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Dissertations / Theses on the topic "Nigerian banking operations"

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Bassey, David Nkata. "Corporate Governance Implementation in the Nigerian Banking Industry." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/5676.

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The increasing level of fraud, the collapse of banks, and the loss of confidence in the Nigerian banking industry have been attributed to poor corporate governance. The problem of this study was effective implementation of corporate governance in Nigeria where multiple regulations are in place. The purpose of this qualitative single case study was to understand how corporate governance is implemented in the Nigerian banking industry in the face of a multiplicity of regulations. The research question investigated how Nigerian bank managers implement corporate governance regulations in the face
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Ememe, Jude. "Leadership Strategies for Managing Change in the Nigerian Banking Industry." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/4701.

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The Nigerian banking system is experiencing changes brought about by globalization. Operating in a changing business environment requires that bank leaders evolve strategies to manage and adapt to change. There are direct and indirect costs associated when banks are unable to adapt to change such as bank closures, and loss of economic and business opportunities. The purpose of this phenomenological study was to explore the lived experiences of Nigerian bank leaders regarding strategies they used to manage change in the banking industry. The conceptual framework was based on transformational le
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Obi, Pamela. "Organizational Policy Prohibiting Marriage Between Coworkers in the Nigerian Banking Sector." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/5644.

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The Human Resources (HR) policy prohibiting marriage between coworkers contributes to employee attrition and an unhappy, demoralized, and unengaged workforce in commercial banks in Nigeria. Marriage between coworkers has resulted in forced resignations in commercial banks in Nigeria and employees' perception of being unfairly treated in their organizations. The purpose of this qualitative case study, based on the conceptual framework of organizational justice, was to explore how bank employees whose spouses resigned due to the HR policy prohibiting marriage between coworkers respond to this po
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Abdullahi, Noruddeen Abba. "The operations and development of the Nigerian stock market : an empirical study of the perceptions and understandings of the private investors and stockbrokers." Thesis, University of Exeter, 1993. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.357669.

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Agbato, Adeola Oluwayemi. "Nigerian Banking Governance, Leadership Style, and Performance During the 2008-2009 Financial Crisis." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2949.

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The 2008-2009 global financial crisis of financial systems negatively affected about 30% of Nigerian banks, leading to profitability issues. The profitability issues led to operational challenges, downsizing, and liquidation of some banks. The purpose of this correlational study was to examine the relationship between corporate governance structure, perception of leadership style, and bank performance. This study was grounded in agency theory and used survey and archival data. Survey data were collected from 11 participants employed by commercial banks located in Nigeria, using the Multifacete
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Ochuko, Rita Erhovwo. "E-banking operational risk assessment : a soft computing approach in the context of the Nigerian banking industry." Thesis, University of Bradford, 2012. http://hdl.handle.net/10454/5733.

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This study investigates E-banking Operational Risk Assessment (ORA) to enable the development of a new ORA framework and methodology. The general view is that E-banking systems have modified some of the traditional banking risks, particularly Operational Risk (OR) as suggested by the Basel Committee on Banking Supervision in 2003. In addition, recent E-banking financial losses together with risk management principles and standards raise the need for an effective ORA methodology and framework in the context of E-banking. Moreover, evaluation tools and / or methods for ORA are highly subjective,
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Ochuko, Rita E. "E-banking operational risk assessment. A soft computing approach in the context of the Nigerian banking industry." Thesis, University of Bradford, 2012. http://hdl.handle.net/10454/5733.

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This study investigates E-banking Operational Risk Assessment (ORA) to enable the development of a new ORA framework and methodology. The general view is that E-banking systems have modified some of the traditional banking risks, particularly Operational Risk (OR) as suggested by the Basel Committee on Banking Supervision in 2003. In addition, recent E-banking financial losses together with risk management principles and standards raise the need for an effective ORA methodology and framework in the context of E-banking. Moreover, evaluation tools and / or methods for ORA are highly subjective,
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Diete-Spiff, Josephine Aruoriwo. "Determining Sustainable Strategies for Directors of Microfinance Banks in Nigeria." ScholarWorks, 2015. https://scholarworks.waldenu.edu/dissertations/1779.

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The Nigerian microfinance banks often close their offices abruptly, leading to the loss of shareholders' funds. The purpose of this phenomenological study was to explore strategies microfinance bank directors use to maintain business sustainability. The concepts of microfinance banking, sustainability value, and strategic management theory formed the conceptual framework for this study. Twenty managing directors from microfinance banks in the Anambra state of Nigeria participated in semistructured interviews. The data analysis process involved the use of Moussakas' modified van Kaam process, w
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Ogundoro, Oluwafisayo. "In Search of Work-Life Balance: Organizational and Economic Challenges Confronting Women in Banking and Management Consulting Firms in Southwest Nigeria." Digital Commons @ East Tennessee State University, 2019. https://dc.etsu.edu/etd/3674.

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Married women in the banking and management consulting firms in Nigeria encounter challenges that affect their commitment to their families while working long hours in demanding jobs. This study explores the challenges married women encounter and the impacts they have on women’s family lives, social lives, and health. I analyze primary and secondary sources to understand how organizational work culture such as long working hours, work competitiveness, and Nigeria’s unstable economy negatively affect the work-life balance of married women in banking and management consulting firms. Although par
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Books on the topic "Nigerian banking operations"

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Olakanmi, O. K. Mortgage banking operation and practice in Nigeria. Powad Publications, 2002.

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Odebiyi, Adetanwa. Impact of computer technology on banking operations in Nigeria. African Technology Policy Studies Network, 2001.

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Conference papers on the topic "Nigerian banking operations"

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Ekeregbe, Merit P. "Determination of Optimum Rate in a Condensate Well with a Case of a Wellbore Liquid Loading." In SPE Nigeria Annual International Conference and Exhibition. SPE, 2021. http://dx.doi.org/10.2118/207119-ms.

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Abstract Condensate reservoirs are mostly pressure sensitive and keeping the pressure above the dew point pressure in the reservoir is critical to avoid condensate banking in the reservoir. If it occurs, production is highly inhibited and the well may ultimately quit on production under liquid loading. Fluid ratios are important in the management of condensate wells and most critical is the Gas Liquid Ratio (GLR). There is a certain GLR that below it, there will be a liquid loading in the wellbore that could quit the well. Each fluid rate goes with a GLR and the point where there is a reversal
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