Relevant bibliographies by topics / Online financing

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Online financing'

Author: Grafiati
Published: 28 May 2022
Last updated: 31 July 2025

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Journal articles on the topic "Online financing"

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Arafah, Muh. "Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal." IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita 11, no. 1 (2022): 65–77. http://dx.doi.org/10.46367/iqtishaduna.v11i1.540.

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This study aims to show the opportunities and challenges of Islamic online financing in dealing with illegal online loans favoured by the public. The research method uses literature studies from journals, online news, and other reading materials. The study results found Islamic online financing opportunities in dealing with illegal online loans. Indonesia has a Muslim majority population, high internet users, the issuance of fatwa number 117/DSN-MUI/II/2018, and the spread of bad interest-based online loans. Meanwhile, the challenges of Islamic online financing in dealing with illegal online l
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Sukma Amelia Khaerani, Fira Rakhmatika Pohan, and Rauzhatu Sakinah Gustia. "Sharia Financing Online Education: Mudhorobah, Musyarokah and Murobahah Financing." Journal of Islamic Economy and Community Engagement 4, no. 1 (2023): 33–47. http://dx.doi.org/10.14421/jiecem.2023.4.1.1916.

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The word financing comes from the word "cost" which means spending funds. While financing in general is the provision of money based on an agreement or agreement between a bank and another party that requires the financed party to return the money after a certain period of time in return or profit sharing. Financing also means trust, meaning that a bank or Islamic financial institution trusts a person or company to carry out the mandate given in the form of providing funds and managing them properly, fairly and accompanied by clear ties and conditions and mutually beneficial to both parties. I
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Dela Putriana, Fourika, Budi Sukardi, and Fuad Dhiya Ul Husaen. "DIGITISATION’S IMPACT ON ISLAMIC FINANCIAL INSTITUTIONS: WEBSITE-BASED FINANCING SYSTEM SERVICES." AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah 4, no. 2 (2022): 89–119. http://dx.doi.org/10.52490/attijarah.v4i2.478.

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This study will examine the effect of efficiency, reliability, privacy, fulfilment, responsiveness, and compliance on members' interest in applying for website-based financing products at BMT Amanah Ummah (AUM) Sukoharjo Central Java, Indonesia. This research is quantitative; the data come from a questionnaire distributed to all sharia financing customers at BMT AUM, and the data is analysed using multiple regression statistical techniques. The study's results prove that efficiency positively and significantly affects members' interest in submitting website-based online financing products at t
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Munauwaroh, Siti, and Swadia Gandhi Mahardika. "The Influence of Financial Literacy on Interest in Conducting Online Financing in Employees with Religiosity Variables." Jurnal Ilmiah Akuntansi Kesatuan 13, no. 2 (2025): 207–14. https://doi.org/10.37641/jiakes.v13i2.3260.

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This study aims to determine the effect of Islamic financial literacy on the interest in conducting Islamic online financing with religiosity as a moderating variable on employees of the Nabil Husein Islamic Boarding School. This study uses a quantitative method with a population of all Islamic boarding school employees and a sample size of 40 respondents. The data collection technique was carried out by distributing questionnaires directly to the office of the Nabil Husein Islamic Boarding School. Data analysis was carried out using the outer model analysis tool, inner model, and hypothesis t
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Achmad Maulana, Nena Alfiana, Fitriani Syahrir, and Sabrina Fitri Ferilli Khoirunisa. "Sharia Financing Online Education: Mudhorobah, Musyarokah and Murobahah Financing." Journal of Islamic Economy and Community Engagement 4, no. 2 (2023): 97–103. http://dx.doi.org/10.14421/jiecem.2023.4.2.1921.

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The development of digital technology has benefits as a learning support material. Instagram is a social media network that can be used to share photos or videos. This service aims to utilize Instagram social media for the purposes of Syairah investment education: Sukuk. The results of this activity show quite satisfactory results with 781 views and 69 likes and several comments that show the enthusiasm of Instagram users for the Sukuk Sharia investment education video. In the future, it is hoped that activities like this can be reproduced not only through Instagram but also through other soci
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Ni'Mah, Heni Sholikhatun, Eldora Christabel Nestovani, Yoga Satria Nugraha, and Dania Tutra Eka Sayekti. "Sharia Financing Online Education: Mudhorobah, Musyarokah and Murobahah Financing." Journal of Islamic Economy and Community Engagement 4, no. 2 (2023): 59–67. http://dx.doi.org/10.14421/jiecem.2023.4.2.1922.

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The majority of Indonesia's population is Muslim, which means that it has great potential to become a center for the development of Islamic finance, including Islamic banking. However, the results of an OJK survey found that only 21.48% of Indonesia's population is classified as well-intentioned. This shows the low level of financial literacy of the Indonesian people. It can be said that the development of Islamic finance in Indonesia which is still relatively low is due to the lack of financial literacy of the people. Therefore, this service aims to provide additional insight regarding the in
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Cheng, Yuxuan, Boxuan He, and Ruoqing Niu. "The Impact of Online Sales on Corporate Financing Constraints." Advances in Economics, Management and Political Sciences 52, no. 1 (2023): 203–11. http://dx.doi.org/10.54254/2754-1169/52/20230719.

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China's online sales platforms have surged in the past 15 years, meeting the needs of the majority of consumers and leading economic growth, while also affecting many e-commerce enterprises in terms of investment and financing mechanisms. The ratio of e-commerce online sales to main business income as alternative data contains corporate investment and financing information, and KZ index is finally selected to describe the financing constraints after comparative validation. Using online sales data from Chinese A-share listed companies and some financial data of enterprises in 2016-2022, this pa
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Sarah, Siti, Ali Abubakar, and Fraz Ahmed. "ANALYSIS OF THE ELEMENT OF USURY IN SHARIA ONLINE FINANCING." JURISTA: Jurnal Hukum dan Keadilan 7, no. 2 (2023): 165–82. http://dx.doi.org/10.22373/jurista.v7i2.76.

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Sharia online financing is guaranteed by the Financial Services Authority by referring to the DSN MUI Fatwa on Financing Services Based on Financial Information Technology Based on Sharia Principles, which avoids usury, gharar, maysir and tadlis. The purpose of this research is to find out how the mechanism of sharia online financing services and to find out how the analysis of the elements of usury in sharia online financing on its suitability with the DSN-MUI Fatwa on Financing Services. This research method is empirical juridical, where primary data is obtained from interviews. While second
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Wang, Ping, and Wei Han. "Construction of a New Financial E-Commerce Model for Small and Medium-Sized Enterprise Financing Based on Multiple Linear Logistic Regression." Journal of Organizational and End User Computing 33, no. 6 (2021): 1–18. http://dx.doi.org/10.4018/joeuc.20211101.oa4.

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This paper expounds on the development prospects of SMEs and E-commerce finance, and illustrates the significance of developing online finance. It also introduces the commonly-used research methods of the two kinds of financial models, such as multiple linear regression method and logistic regression method, and analyzes the reasons for the financing difficulties of SMEs. Currently, the high financing cost is the main reason for the financing difficulties of SMEs. Several reasons are account for the high financing cost. Among them, high financing cost,low-efficiency financial system,long finan
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TSAI, Chang-hsien, and Kuan-Jung PENG. "The FinTech Revolution and Financial Regulation: The Case of Online Supply-Chain Financing." Asian Journal of Law and Society 4, no. 1 (2017): 109–32. http://dx.doi.org/10.1017/als.2016.65.

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AbstractOnline supply-chain financing has been a relatively novel funding channel for suppliers as small- and medium-sized enterprises (“SMEs”) to obtain loans in that the revolution of financial technology (“FinTech”) transforms traditional supply-chain financing, which used to be administered only by official banks, to an online model also used by electronic commerce platforms (“e-commerce platform”). Endeavours towards financial inclusion of the underserved SMEs could rationalize why we should allow for or encourage FinTech innovations exemplified by the online supply-chain financing mentio
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Dissertations / Theses on the topic "Online financing"

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Chen, B. "Financial methods for online advertising." Thesis, University College London (University of London), 2015. http://discovery.ucl.ac.uk/1461143/.

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Online advertising, a form of advertising that reaches consumers through the World Wide Web, has become a multi-billion dollar industry. Using the state of the art computing technologies, online auctions have become an important sales mechanism for automating transactions in online advertising markets, where advertisement (shortly ad) inventories, such as impressions or clicks, are able to be auctioned off in milliseconds after they are generated by online users. However, with providing non-guaranteed deliveries, the current auction mechanisms have a number of limitations including: the uncert
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Schön, Sandra, Martin Ebner, and Conrad Lienhardt. "Der Wert und die Finanzierung von freien Bildungsressourcen." Saechsische Landesbibliothek- Staats- und Universitaetsbibliothek Dresden, 2014. http://nbn-resolving.de/urn:nbn:de:bsz:14-qucosa-143660.

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Gaskell, Paul. "Forecasting financial markets with online information." Thesis, University of Southampton, 2015. https://eprints.soton.ac.uk/393779/.

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This thesis explores the relationship between what investors say on online social media and price movements in financial markets. Recent studies have applied techniques from the natural language processing literature to distil the content of blogs, micro-blogs and user generated content sites to a ‘sentiment’ measure, pertaining to whether the content is good or bad for a given stock. Sentiment is then measured over a time series and compared to stock price returns. There is general agreement in the literature that a relationship between online sentiment and returns exists, but the strength, s
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Fourie, Aidan. ""Online Platform for Deep Learning Education"." Master's thesis, Faculty of Commerce, 2019. http://hdl.handle.net/11427/31381.

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My thesis is going to focus on the development of a standalone, web based, machine learning educational platform. This platform will have a specific focus on neural networks. This tool will have the primary intention to provide a theoretical background to the mathematics of neural networks and thereafter to allow users to train their own networks on regression problems of their own creation. This is so as to provide the user with both theoretical, and first-hand, experience in the applications and functions of artificial intelligence. The primary success metric of this project will be how info
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Sedman, Robin. "Online Outlier Detection in Financial Time Series." Thesis, KTH, Matematisk statistik, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-228069.

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In this Master’s thesis, different models for outlier detection in financial time series are examined. The financial time series are price series such as index prices or asset prices. Outliers are, in this thesis, defined as extreme and false points, but this definition is also investigated and revised. Two different time series models are examined: an autoregressive (AR) and a generalized autoregressive conditional heteroskedastic (GARCH) time series model, as well as one test statistic method based on the GARCH model. Additionally, a nonparametric model is examined, which utilizes kernel density e
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Yen, J., Hsinchun Chen, P. Ma, and T. Bui. "An Issues Identifier for Online Financial Databases." ISDSS, 1995. http://hdl.handle.net/10150/105532.

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Artificial Intelligence Lab, Department of MIS, University of Arizona<br>A major problem that decision makers are facing in an information-rich society is how to absorb, filter and make effective use of available data. The problem caused by information overflow could lead to the losses of competitiveness. This paper presents a knowledge-based approach to building an issues identifier to help investors overcome information overflow problems when dealing with very large on-line financial databases. The proposed software system is able to extract critical issues from the on-line financial databa
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Schön, Sandra, Martin Ebner, and Conrad Lienhardt. "Der Wert und die Finanzierung von freien Bildungsressourcen." Technische Universität Dresden, 2011. https://tud.qucosa.de/id/qucosa%3A28083.

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Larsen, Christer-Andre. "Financial Aspects of the Online Gaming Service Industry." Thesis, Norges teknisk-naturvitenskapelige universitet, Institutt for telematikk, 2011. http://urn.kb.se/resolve?urn=urn:nbn:no:ntnu:diva-13492.

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The goal of this thesis is to identify and analyze the dominant revenue models in the OGS industry, as well as the logic behind the choice of a specific model. Identification of the prevalent models and their characteristics would in conjunction with results from previous research in the field provide a complete overview of the financial aspects of OGS operation.The goals of this thesis was reached through an analysis of the business model of Microsoft’s Xbox LIVE (XBL) service, one of the leading console platform OGSs, in conjunction with a similar case study of Blizzard Entertainment’s Battl
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Yonezawa, Kouki. "Studies on online financial and server-location problems." 京都大学 (Kyoto University), 2004. http://hdl.handle.net/2433/145308.

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Kyoto University (京都大学)<br>0048<br>新制・課程博士<br>博士(情報学)<br>甲第11080号<br>情博第125号<br>新制||情||29(附属図書館)<br>22612<br>UT51-2004-J752<br>京都大学大学院情報学研究科通信情報システム専攻<br>(主査)教授 岩間 一雄, 教授 富田 眞治, 教授 湯淺 太一<br>学位規則第4条第1項該当
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Svensson, Daniel. "Evaluation of development platforms : building financial online applications." Thesis, Linköpings universitet, PELAB - Laboratoriet för programmeringsomgivningar, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-69511.

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CRM Treasury Systems AB is one of the Nordic Countries’ leading companies within treasury management. Their main product CRM Finance is a software program for financial administrators with roots back to the early 90s. Computer usage and software has changed considerably since then and the company is currently considering choosing a new technology to base future products upon. In this thesis Oracle ADF, Microsoft Lightswitch beta 1 and Silverlight with WCF RIA Services, are compared in order to select a suitable technology to base future applications on. The frameworks are used to implement a s
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Books on the topic "Online financing"

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Joyce, Flory, ed. The online guide to personal finance and investing: The best online sites, resources and services in: investments, credit cards, home financing and real estate, banking services, financial planning, taxes. Irwin Professional Pub., 1997.

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Sindell, Kathleen. Online guide to financial research. Ventana, 1997.

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Satsiou, Anna, Georgios Panos, Ioannis Praggidis, et al., eds. Collective Online Platforms for Financial and Environmental Awareness. Springer International Publishing, 2016. http://dx.doi.org/10.1007/978-3-319-50237-3.

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Group, Spectrem, ed. Online objectives and goals of plan sponsors. Spectrem Group, 2007.

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Birke, Peter, and Max Henninger. Krisen Proteste: Beiträge aus Sozial.Geschichte Online. Assoziation A, 2012.

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League, B'nai B'rith Anti-defamation. Financial crisis sparks anti-Semitism: October 2008. Anti-defamation League, 2008.

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Susan, Futterman, ed. Using compuServe to make you rich: A guide for online investors. Waite Group Press, 1994.

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Group, Spectrem. The affluent investor and use of online features. Sprectrem Group, 2006.

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D, Brooks LeRoy, ed. FinGame online 5.0: The financial management decision game participant's manual. 5th ed. McGraw-Hill Irwin, 2008.

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Group, Spectrem. The online experience of plan participants and plan sponors. Spectrem Group, 2006.

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Book chapters on the topic "Online financing"

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Wang, Jiazhuo G., Hongwei Xu, and Jun Ma. "Introduction to Online Lending." In Financing the Underfinanced. Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-46525-7_1.

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Wang, Jiazhuo G., Hongwei Xu, and Jun Ma. "Risks in the Online Lending Industry." In Financing the Underfinanced. Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-46525-7_5.

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Wang, Jiazhuo G., Hongwei Xu, and Jun Ma. "Prospect of Online Lending Industry in China." In Financing the Underfinanced. Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-46525-7_7.

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Wang, Jiazhuo G., Hongwei Xu, and Jun Ma. "A Statistical Analyses of the Online Lending Industry." In Financing the Underfinanced. Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-46525-7_2.

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Wang, Jiazhuo G., Hongwei Xu, and Jun Ma. "The Business Model Analysis of Online Lending Platforms in China." In Financing the Underfinanced. Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-46525-7_3.

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Wang, Jiazhuo G., Hongwei Xu, and Jun Ma. "The Business Model Analysis of Online Lending Platforms Outside China." In Financing the Underfinanced. Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-46525-7_4.

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Wang, Jiazhuo G., Hongwei Xu, and Jun Ma. "A Comprehensive Rating SystemComprehensive rating system of Online Lending Platforms." In Financing the Underfinanced. Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-46525-7_6.

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Wang, Jiazhuo G., and Juan Yang. "The New Membership of Loan Club—P2P Online Lending." In Financing without Bank Loans. Springer Singapore, 2016. http://dx.doi.org/10.1007/978-981-10-0901-3_5.

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Wang, Wei, and Yenchun Jim Wu. "Online Financing Campaigns’ Comments: Insights from Crowdfunding Pitches." In Research and Innovation Forum 2020. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-62066-0_37.

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Zhao, Wenjie, and Shujun Ye. "Research on Credit Risk Management Mechanism of B2B Online Financing Mode." In LISS 2014. Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-43871-8_210.

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Conference papers on the topic "Online financing"

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Pathan, Sameer, Archana Jadhav, Md Suhel Shaikh, Ajit Huke, Gitanjali Mate, and Chandan Prasad. "Innovations in Safeguarding Online Financial Transactions using Ensemble Learning." In 2024 OPJU International Technology Conference (OTCON) on Smart Computing for Innovation and Advancement in Industry 4.0. IEEE, 2024. http://dx.doi.org/10.1109/otcon60325.2024.10687815.

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Lanka, Surya Sai Sriya, Velumula Siri Rao, Varikuppala Bhavani, V. Mohith Raja Reddy, and Lanke Pallavi. "Finance-In-Focus: Mastering Financial Basics through Online Learning." In 2024 8th International Conference on Computational System and Information Technology for Sustainable Solutions (CSITSS). IEEE, 2024. https://doi.org/10.1109/csitss64042.2024.10816847.

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Poberezhnaya, Ekaterina Vadimovna. "Financing arrangements of environmental actions." In International extramural online conference. TSNS Interaktiv Plus, 2016. http://dx.doi.org/10.21661/r-111987.

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Shabunin, Nikita Vladimirovich. "Ways of Financing Innovative Small and Medium Business Companies." In International extramural online conference. TSNS Interaktiv Plus, 2020. http://dx.doi.org/10.21661/r-551486.

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Wang, Wei, Han Yuan, and Bingyong Tang. "Online financing service for Chinese medicines transactions." In 2016 IEEE 20th International Conference on Computer Supported Cooperative Work in Design (CSCWD). IEEE, 2016. http://dx.doi.org/10.1109/cscwd.2016.7566037.

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Wang, Ying, Siming Li, and Zhangxi Lin. "Revealing Key Non-financial Factors for Online Credit-Scoring in e-Financing." In 2013 10th International Conference on Service Systems and Service Management (ICSSSM). IEEE, 2013. http://dx.doi.org/10.1109/icsssm.2013.6602651.

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Su, Wei. "Research on the Development of Online Financing and the Influences on Traditional Financial and Insurance Industry." In 2016 International Conference on Economy, Management and Education Technology. Atlantis Press, 2016. http://dx.doi.org/10.2991/icemet-16.2016.383.

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Bao, Lili, Du Chen, Li Yang, Shaotian Liu, and Antoni Walenty Chwastek. "Research on Innovation of Online Financing Process based on Blockchain Technology." In ICIIP '22: 2022 7th International Conference on Intelligent Information Processing. ACM, 2022. http://dx.doi.org/10.1145/3570236.3570253.

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Lin, Xiangwei. "Online Retailers' Reorder Category Optimal Strategy based on Platform Inventory Financing." In Proceedings of the 2nd International Conference on Bigdata Blockchain and Economy Management, ICBBEM 2023, May 19–21, 2023, Hangzhou, China. EAI, 2023. http://dx.doi.org/10.4108/eai.19-5-2023.2334391.

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XIE, Xue-Mei, Kai-Qiang ZHENG, and Yi-Ran WU. "Research on Influence Factors of Online Financing for Start-ups Based on "Non-financial Index" Credit Dimension." In Proceedings of the 4th Annual International Conference on Social Science and Contemporary Humanity Development (SSCHD 2018). Atlantis Press, 2019. http://dx.doi.org/10.2991/sschd-18.2019.79.

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Reports on the topic "Online financing"

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Bakhtiar, M. Mehrab, Abu Sonchoy, Muhammad Meki, and Simon Quinn. Virtual Migration through Online Freelancing: Evidence from Bangladesh. Digital Pathways at Oxford, 2021. http://dx.doi.org/10.35489/bsg-dp-wp_2021/03.

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Youth unemployment is a major issue in many developing countries, particularly in locations not well connected with large urban markets. A limited number of available job opportunities in urban centres may reduce the benefit of policies that encourage rural–urban migration. In this project, we investigated the feasibility of ‘virtual migration’, by training rural youth in Bangladesh to become online freelancers, enabling them to export their labour services to a global online marketplace. We did this by setting up a ‘freelancing incubator’, which provided the necessary workspace and infrastruc
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Hanewald, Katja, Hazel Bateman, Hanming Fang, and Tin Long Ho. Long-Term Care Insurance Financing Using Home Equity Release: Evidence from an Online Experimental Survey. National Bureau of Economic Research, 2022. http://dx.doi.org/10.3386/w29689.

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Wiersch, AnnMarie, Scott Lieberman, and Barbara J. Lipman. Click, Submit 2.0: An Update on Online Lender Applicants from the Small Business Credit Survey. Federal Reserve Bank of Cleveland, 2019. http://dx.doi.org/10.26509/frbc-cd-20191218.

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This study presents an analysis of data from the 2018 Small Business Credit Survey. The findings shed light on the types of small firms using online lenders, their application experiences, and credit outcomes. Among the main findings: Firms that apply at online lenders are more likely to be smaller, have lower credit scores, report more financial challenges, and be less profitable than firms that apply at only traditional lenders. In addition, black-owned and Hispanic-owned firms are more likely than white-owned and Asian-owned firms to report they applied at an online lender. Furthermore, onl
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Bayudan-Dacuycuy, Connie, and Leih Maruss Sinsay. Bridging Gaps, Breaking Barriers, and Building Capacities in Online Marketplaces. Philippine Institute for Development Studies, 2022. https://doi.org/10.62986/dp2022.51.

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As the Fourth Industrial Revolution transforms the conduct of work and enterprises, inequalities and the digital-spatial divide become front and center of conversations that aim to promote online marketplaces and maximize their benefits. This paper takes stock of the development in human capital, labor market, and e-commerce, identifies state-led initiatives to build capacities, and analyzes barriers and gaps in labor and retail platforms. Data collected through desk reviews and key informant interviews with stakeholders were synthesized to highlight state-led initiatives and programs related
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Wiersch, AnnMarie, Barbara J. Lipman, Kim Wilson, and Lucas J. Misera. Clicking for Credit: Experiences of Online Lender Applicants from the Small Business Credit Survey. Federal Reserve Bank of Cleveland, 2022. http://dx.doi.org/10.26509/frbc-cd-20220816.

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This report presents findings on the experiences of small businesses seeking credit from online lenders, based on data from the 2021 Small Business Credit Survey (SBCS). According to findings, firms that apply to online lenders are more likely to be newer and have fewer employees, lower revenues, and weaker credit scores. In addition, Black- and Hispanic-owned firms are more likely than white- and Asian-owned firms to report that they applied to an online lender. Furthermore, contrary to prior SBCS findings, online-lender applicants were less likely than bank applicants to be approved for the
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Carlos, Jean Clarisse, Jovito Jose Katigbak, and Jill Angeli Bacasmas. Analysis of the Cross-Border E-Commerce Environment for Philippine Women-led MSMEs: Challenges and Opportunities. Philippine Institute for Development Studies, 2022. https://doi.org/10.62986/dp2022.40.

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Operationalizing a SWOT (strengths, weaknesses, opportunities, and threats) framework to process data gathered from an adapted diagnostic toolkit entitled "Women-Owned Businesses in Cross-border E-commerce: a Diagnostic Toolkit," this study reveals that regional and national policy landscapes have put utmost interest in promoting and fostering an enabling environment for women-led micro, small, and medium enterprises and digitalization. However, there are gaps in public-private sector coordination, access to enabling and support programs such as financing and capacity building, awareness due t
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Kang, Jong Woo, Tengfei Wang, and Dorothea Ramizo. The Role of Technology in Business-to-Consumer E-Commerce:Evidence from Asia. Asian Development Bank, 2021. http://dx.doi.org/10.22617/wps210044-2.

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Using proprietary panel data, this paper investigates the possible drivers of business-to-consumer (B2C) online commerce growth. It provides empirical evidence that internet access and speed, online security, and financial inclusiveness facilitate internet retail sales. Governments can consider these findings as important issues in building an enabling environment for the development of B2C online commerce.
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Megersa, Kelbesa. Financial Inclusion in a Refugee Response. Institute of Development Studies, 2021. http://dx.doi.org/10.19088/k4d.2021.122.

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The growing scope, frequency, and complexity of forced displacement, both inside and outside of countries, has pushed donors and other development groups to rethink their approaches to humanitarian crises, particularly on refugee response. Financial inclusion is widely regarded as a particularly critical tool that development organisations can employ to mitigate the catastrophic impact of humanitarian crises on refugees. Financial inclusion would provide a wide range of financial products – such as savings, remittances, loans, and insurance – to both refugees and citizens of host countries, wh
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Gan, Siew Wei, Vengadeshvaran Sarma, Yu Hoe Tang, and Siew Chen Sim. Entrepreneurship Training and Online Marketplace Participation among Female Persons with Disabilities. Asian Development Bank Institute, 2022. http://dx.doi.org/10.56506/jnot2052.

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Online marketplace participation is a strategy for reducing barriers for female entrepreneurs who qualify as persons with disabilities (PWDs). Adapting a framework focused on causal interaction, entrepreneurial action, and the sociocultural context, we analyzed data using a mixed-methods approach from an entrepreneurial training program aimed at PWDs and implemented in three Southeast Asian nations, namely Indonesia, Malaysia, and the Philippines, to evaluate whether online marketplace participation helps female PWDs generate better income and support their families. Findings indicate that fem
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Roldán-Ferrín, Felipe, and Julián A. Parra-Polania. ENHANCING INFLATION NOWCASTING WITH ONLINE SEARCH DATA: A RANDOM FOREST APPLICATION FOR COLOMBIA. Banco de la República, 2025. https://doi.org/10.32468/be.1318.

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This paper evaluates the predictive capacity of a machine learning model based on Random Forests (RF), combined with Google Trends (GT) data, for nowcasting monthly inflation in Colombia. The proposed RF-GT model is trained using historical inflation data, macroeconomic indicators, and internet search activity. After optimizing the model’s hyperparameters through time series cross-validation, we assess its out-of-sample performance over the period 2023–2024. The results are benchmarked against traditional approaches, including SARIMA, Ridge, and Lasso regressions, as well as professional forec
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