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Journal articles on the topic 'Online Intermediation'

Author: Grafiati

Published: 5 June 2025

Last updated: 2 August 2025

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1

Datta, Pratim, and Sutirtha Chatterjee. "Online consumer market inefficiencies and intermediation." ACM SIGMIS Database: the DATABASE for Advances in Information Systems 42, no. 2 (2011): 55–75. http://dx.doi.org/10.1145/1989098.1989102.

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Marty, F., and T. Warin. "The Use of AI by Online Intermediation Platforms." Delphi - Interdisciplinary Review of Emerging Technologies 2, no. 4 (2019): 217–25. http://dx.doi.org/10.21552/delphi/2019/4/11.

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Franck, Jens-Uwe. "Individual Private Rights of Action under the Platform-to-Business Regulation." European Business Law Review 34, Issue 4 (2023): 525–62. http://dx.doi.org/10.54648/eulr2023030.

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This article explores the availability of individual private rights of action under the Platform-to-Business Regulation. It is argued that Member States are required to provide for such remedies for the benefit of business users of online intermediation services and corporate website users. Individual rights of action are necessary, first, to ensure an adequate and effective level of overall enforcement and, second, to effectuate the implicit rights that must be inferred from the obligations the Regulation imposes on providers of online intermediation services and search engines. To make this

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Nwakanma, Spencer Ugochukwu, and Rosemary Prince-Iroha. "Online Intermediation and Competitiveness of Oil and Gas Exploration and Producing Companies in the South-South Region of Nigeria." GPH-International Journal of Business Management 07, no. 07 (2024): 50–63. https://doi.org/10.5281/zenodo.13337239.

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<strong>This study examined the relationship between online intermediation and the competitiveness of oil and gas exploration and producing companies in the South-South Region of Nigeria. The study adopted a cross-sectional survey research design. The population of this study comprises all the oil and gas companies that operate in the South-South region of Nigeria. There are 131 companies involved in oil and gas exploration and production in the South-South region of Nigeria. Since the study population is small, the researcher handled the entire population. Two senior managers in the operation

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Schulte-Nölke, Hans. "The gig economy and the European platform-to-business Regulation." Pravovedenie 64, no. 4 (2020): 496–510. http://dx.doi.org/10.21638/spbu25.2020.404.

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The article provides several reflections on the extent to which crowdworkers are covered by the new EU Regulation 2019/1150 of 20 June 2019 on promoting fairness and transparency for business users of online intermediation services, commonly referred to as the “P2B Regulation” (“P2B” standing for “platform-to-business”). To this end, the scope of the P2B Regulation and its main provisions are briefly presented. The Regulation defines a platform as an “online intermediation service”. The suppliers of goods or services who present their offers on the platform are called “business users”. The cus

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Braggion, Fabio, Alberto Manconi, Nicola Pavanini, and Haikun Zhu. "The value of financial intermediation: Evidence from online debt crowdfunding." Journal of Financial Economics 172 (October 2025): 104113. https://doi.org/10.1016/j.jfineco.2025.104113.

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Friday, Megan. "Mergers and acquisitions between online automobile-marketplace platforms: Responses by competition authorities in South Africa, Australia, and the United Kingdom." African Journal of Information and Communication (AJIC), no. 32 (December 21, 2023): 1–15. http://dx.doi.org/10.23962/ajic.i32.16018.

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This study explores how competition authorities in three jurisdictions—South Africa, Australia, and the United Kingdom—have responded to proposed corporate mergers and acquisitions involving online intermediation platforms that provide automobile marketplaces. The article examines the notified (and ultimately prohibited) MIH eCommerce Holdings acquisition of WeBuyCars in South Africa; the notified (and authorised) Gumtree acquisition of Cox Media in Australia; and, in the UK, the notified (and authorised) eBay acquisition of Motors.co.uk. The author evaluates the competition considerations tha

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Hardayu, Audisty Prana, Nur Afifah, and Mustaruddin. "The Rising Popularity of Online Lending in Indonesia: The New Opportunities for Banks (Push-Pull Mooring Perspective)." Asian Journal of Economics, Business and Accounting 24, no. 6 (2024): 523–39. http://dx.doi.org/10.9734/ajeba/2024/v24i61379.

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Background and Purpose: Fintech lending, also known as online lending, has experienced fast growth in Indonesia in recent years through digital platforms. Online lending is supplanting the financial intermediation function hitherto predominantly held by banks. This study examines the factors influencing Indonesians' inclination to transition from traditional banking services to online lending. It seeks to understand the appeal of online lending, which has enabled it to supplant Indonesian banks in financial intermediation, employing the Push-Pull Mooring theory. Methodology: This study used a

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Lestari, Tantiana Anggi, and Yenny Kornitasari. "ANALISIS FAKTOR - FAKTOR INOVASI KEUANGAN TERHADAP PENGUATAN FUNGSI INTERMEDIASI BRANCHLESS BANKING DI INDONESIA (STUDI KASUS BANK BUKU-4)." Contemporary Studies in Economic, Finance and Banking 3, no. 4 (2024): 987–92. https://doi.org/10.21776/csefb.2024.03.4.11.

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Financial innovation was created to make it easier for banks to carry out their intermediation functions. There are many forms of financial innovation that exist today, but in this research the author focuses more on his analysis of strengthening the banking intermediation function through the Branchless Banking system with a sample of BUKU 4 banks (Business Group 4 Commercial Banks). In this research the author used primary data obtained through the results of distributing questionnaires online. From this research it can be concluded that the existence of Branchless Banking really helps banki

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Langley, Paul, and Andrew Leyshon. "Platform capitalism: The intermediation and capitalization of digital economic circulation." Finance and Society 3, no. 1 (2017): 11–31. http://dx.doi.org/10.2218/finsoc.v3i1.1936.

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A new form of digital economic circulation has emerged, wherein ideas, knowledge, labour and use rights for otherwise idle assets move between geographically distributed but connected and interactive online communities. Such circulation is apparent across a number of digital economic ecologies, including social media, online marketplaces, crowdsourcing, crowdfunding and other manifestations of the so-called ‘sharing economy’. Prevailing accounts deploy concepts such as ‘co-production’, ‘prosumption’ and ‘peer-to-peer’ to explain digital economic circulation as networked exchange relations char

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Nopiah, Ririn, Retno Agustina Ekaputri, Barika Barika, and Ratu Eva Febriani. "IMPACT OF E-COMMERCE ON INDONESIA ECONOMIC GROWTH: INTERMEDIATION MODELS WITH FINANCIAL TECHNOLOGY CONSTRAINT." Jurnal REP (Riset Ekonomi Pembangunan) 9, no. 1 (2024): 1–23. http://dx.doi.org/10.31002/rep.v9i1.1216.

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The COVID-19 pandemic triggered economic shocks that adversely affected the global economy. Economic growth contracted significantly. Restrictions on economic activity trigger people's shopping behavior to switch to non-cash and online systems. E-commerce, as one part of digital economic transformation, has experienced a significant increase which impacts the flow of dissemination of ideas, innovations, and information, thus encouraging economic growth. This study analyzes the Impact of e-commerce on economic growth in Indonesia during the COVID-19 pandemic using intermediation models and fixe

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Belleflamme, Paul, and Nicolas Neysen. "A Multisided Value Proposition Canvas for Online Platforms." Journal of Business Ecosystems 2, no. 1 (2021): 1–14. http://dx.doi.org/10.4018/jbe.2021010101.

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Operators of digital platforms have to convince potential users that their intermediation and matchmaking services bring additional value in the market. To do so, they need to formulate a strong value proposition, which convinces users that joining the platform brings them larger value than staying out. In recent years, a number of frameworks have been developed to help entrepreneurs reflect on which elements should be included (or not) in their value proposition. In this paper, the authors argue that such tools do not necessarily offer a satisfactory answer, as they miss the specificities of

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Belleflamme, Paul, and Nicolas Neysen. "A Multisided Value Proposition Canvas for Online Platforms." Journal of Business Ecosystems 2, no. 1 (2021): 1–14. http://dx.doi.org/10.4018/jbe.2021010101.

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Operators of digital platforms have to convince potential users that their intermediation and matchmaking services bring additional value in the market. To do so, they need to formulate a strong value proposition, which convinces users that joining the platform brings them larger value than staying out. In recent years, a number of frameworks have been developed to help entrepreneurs reflect on which elements should be included (or not) in their value proposition. In this paper, the authors argue that such tools do not necessarily offer a satisfactory answer, as they miss the specificities of

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Belov, V. A. "Digital Intermediation and Consumer Relations: Legal Nature and Responsibility." Actual Problems of Russian Law 17, no. 8 (2022): 68–82. http://dx.doi.org/10.17803/1994-1471.2022.141.8.068-082.

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The paper is devoted to the study of the issue of information intermediation in the digital environment, determination of the place of the aggregators’ owners in the system of consumer relations and development of a general rule aimed at creating a uniform formula for determining the scope of rights, obligations and limits of responsibility of digital intermediaries in consumer legal relationships.Based on the conducted research, the author concludes that consumer relationships when transactions are made with the participation of the owners of aggregators indicate the existence of such a pheno

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Hutchinson, Jonathon. "From Fringe to Formalisation: An Experiment in Fostering Interactive Public Service Media." Media International Australia 155, no. 1 (2015): 5–15. http://dx.doi.org/10.1177/1329878x1515500103.

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The role assumed by institutions that directly develop and support online communities has emerged as a crucial factor in the development of self-governance models for online communities engaging in collaborative practices. Commonly, online communities reject top-down governance models in favour of a meritocracy that positions users in authoritative positions because of their online performance. Scholarly research into online communities suggests that their governance models are horizontal, even where the community platforms are being developed or supported by commercial institutions. Questions

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Haris, Muhammad, Muhammad Ali Ahmad, Saima Hussain, Usman Sarwar, Hassan Zafar, and Mujahid Bilal Khan. "Stimulating Online Purchase Intentions Through Digitalization: Intermediation of Perceptions and Electronic Word of Mouth in Fashion E-commerce." Journal of Asian Development Studies 14, no. 1 (2025): 1520–38. https://doi.org/10.62345/jads.2025.14.1.120.

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The present study adopts a holistic approach to studying the effect of digital marketing on online purchase intentions in the fashion industry in Pakistan. It highlights the intermediating role of electronic word of mouth between digital marketing-driven purchase intentions. We adopted to understand this phenomenon followed by quantitative research design and incorporated quantitative design. For data collection, we targeted 302 urban online consumers from Karachi based on convenience sampling. Our research framework included casual constructs such as social media marketing, content marketing,

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MA, JUN, SHOUYANG WANG, and K. K. LAI. "SHILL BIDDING IN ONLINE ENGLISH AUCTIONS WITH A RANDOM NUMBER OF BIDDERS." International Journal of Information Technology & Decision Making 03, no. 04 (2004): 539–62. http://dx.doi.org/10.1142/s0219622004001239.

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Shill bidding has increased substantially with the explosion in the number of online auctions. For English auctions with conventional intermediation fee schedules and a continuous increment of the bid, sellers may profit from shill bidding, which is illegal. To deter shill bidding, Wang et al.31 designed a mechanism — the shill-deterrent fee schedule (SDFS) which makes shill bidding unprofitable. This paper analyzes the feasibility of applying SDFS rules to both single round and multi-round English auctions in a framework of independent private value (IPV) with a random number of bidders. It i

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Viana, Pedro Petiz. "Online legal platforms – the beginning of the 4.0 law practice?" UNIO – EU Law Journal 5, no. 2 (2019): 43–62. http://dx.doi.org/10.21814/unio.5.2.2291.

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The 4.0 revolution has reached the legal services industry. New online platforms are emerging to connect clients and lawyers, while also providing new and innovative legal services. Nonetheless, several questions arise regarding these new businesses: How do they fare under the Portuguese regulatory framework? Is there a need for legislative reform? And how are Bar Associations dealing with this new reality? In order to answer these questions, we analyze the characteristics of online legal platforms and their compliance with the statutes of the Portuguese Bar Association and National Law. Secon

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Pittsley, Kate A., and Sara Memmott. "Improving Independent Student Navigation of Complex Educational Web Sites: An Analysis of Two Navigation Design Changes in LibGuides." Information Technology and Libraries 31, no. 3 (2012): 52. http://dx.doi.org/10.6017/ital.v31i3.1880.

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<p>Can the navigation of complex research web sites be improved so that users more often find their way without intermediation or instruction? Librarians at Eastern Michigan University discovered that students were not recognizing navigational elements on web based research guides and tested possible solutions. In this study, two types of navigation improvements were applied to separate sets of online guides. Both sets of experimental guides showed an increase in use of navigation to secondary pages of the guides.</p>

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Khotulev, Ivan. "Review of the Bank of Russia – NES Workshop ‘Main Challenges in Banking: Risks, Liquidity, Pricing, and Digital Currencies’." Russian Journal of Money and Finance 80, no. 4 (2021): 124–36. http://dx.doi.org/10.31477/rjmf.202104.124.

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In October 2021, the Bank of Russia and the New Economic School (NES) hosted a joint international online workshop titled ‘Main Challenges in Banking: Risks, Liquidity, Pricing, and Digital Currencies’. Five papers were presented. They addressed various issues in banking which are currently of paramount importance to central bankers, market participants, and academics: the connections between systemic risk and the real economy, the digitalisation of finance and information asymmetries, credit spreads and monetary policy, the improvement of information flows and outcomes in credit markets, the

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Nurmatjon, Rakhmatillaev. "State-owned commercial banks' performance in Uzbekistan." International Journal of Management and Commerce Innovations 11, no. 1 (2023): 151–60. https://doi.org/10.5281/zenodo.8020511.

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<strong>Abstract:</strong> Commercial banks remain central in financial intermediation in Uzbekistan due to capital market and non-bank institutions. State-owned commercial banks are dominant players in financial intermediation. This paper is focused on analysis of state-owned commercial banks based on development and social views. The standard view is that state-owned commercial banks have lower profitability despite government support due to their development and social mandate. The analysis in this paper suggested that while they have lower profitability, they have significantly contributed

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Höglund Rydén, Hanne, and Sara Hofmann. "Frontline workers’ role in digital self-service co-production: Channel promoters, digital helpers, or intermediators." JeDEM - eJournal of eDemocracy and Open Government 16, no. 2 (2024): 1–27. http://dx.doi.org/10.29379/jedem.v16i2.919.

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When public services move online, citizens are expected to serve themselves on digital platforms and enrol in public services through self-service procedures. In this digital encounter, many citizens struggle to live up to the “self” in self-services and seek in-person assistance from public professionals. These professional actors play an essential role in enabling the co-production of self-services for citizens who struggle to be truly self-serving. This article explores the frontline workers’ roles in self-service co-production when interacting with citizens seeking help in the service proc

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Calvo, Sara, Andres Morales, Miguel Angel Del Arco, and Gualter Manuel Medeiros do Couto. "The Perception of the Impact of Land-Use on Small and Large Cities by Tourists Using p2p Platforms." Land 12, no. 4 (2023): 899. http://dx.doi.org/10.3390/land12040899.

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In the literature, numerous impacts on local communities associated with the activity of online platforms for the intermediation of tourist accommodation have been described. Previous studies analyzed the perception associated with some of these impacts; however, the importance attributed by tourists using p2p platforms to the impact of the use of land has not been analyzed. Moreover, few studies have explored the different perceptions of these impacts on small and large cities. Therefore, this work, based on the information provided by 294 surveys associated with an online MOOC, analyzes the

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Pierrakis, Yannis. "Peer-to-peer lending to businesses: Investors’ characteristics, investment criteria and motivation." International Journal of Entrepreneurship and Innovation 20, no. 4 (2019): 239–51. http://dx.doi.org/10.1177/1465750319842528.

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Online peer-to-peer (P2P) business lending, where individual investors provide unsecured loans directly to individual business borrowers without the intermediation of banks, has experienced rapid growth in recent years. However, very little is currently known about the individuals who lend money through the online P2P lending platforms. Drawing on the cognitive evaluation theory and responses to a survey from 630 investors of the Funding Circle platform, the largest P2P business-lending platform in the United Kingdom, this article describes their personal characteristics, investment criteria a

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Małobęcka-Szwast, Iga. "Using Competitors’ Data – a Role for Competition Law? Some Thoughts on the Amazon Marketplace Case." Yearbook of Antitrust and Regulatory Studies 14, no. 24 (2021): 7–32. http://dx.doi.org/10.7172/1689-9024.yars.2021.14.24.1.

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Based on the Commission’s investigation into Amazon’s practices, the article analyses whether Amazon’s use of sensitive data from independent retailers who sell via its marketplace may raise anticompetitive concerns and, if so, how they should be tackled, in particular, whether competition law is the right tool to address these concerns. Amazon’s conduct, which is being investigated by the Commission, does not easily fit in with well-established theories of harm. Therefore, it is proposed to develop new theories of harm that would be specifically tailored to challenges of digital markets and o

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Pedeliento, Giuseppe, Daniela Andreini, Mara Bergamaschi, and Jane Elizabeth Klobas. "Trust, information asymmetry and professional service online referral agents." Journal of Service Theory and Practice 27, no. 6 (2017): 1081–104. http://dx.doi.org/10.1108/jstp-10-2016-0185.

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Purpose The purpose of this paper is to evaluate how the intermediation of an online agent in the relationship between prospective clients and professional service providers affects individual purchasing processes and decisions, and satisfaction with the professional service provider once the commercial transaction is concluded. Design/methodology/approach Drawing on the integrated trust-technology acceptance model, modified to include two additional variables to take into account of the specificities of the context investigated – users’ perceived reduction of information asymmetry and satisfa

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Olabe Sánchez, Fernando. "La comunicación digital del FC Barcelona y del Real Madrid CF y su percepción por los periodistas deportivos / Digital communication of FC Barcelona and Real Madrid CF and its perception by sports journalists." Revista Internacional de Relaciones Públicas 2, no. 4(jul-dic) (2012): 277–98. http://dx.doi.org/10.5783/revrrpp.v2i4(jul-dic).125.

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El FC Barcelona y el Real Madrid CF han cambiado su modelo de gestión comunicativa, especialmente en su relación con los medios de comunicación. Favorecidos por la implantación de las TIC, los departamentos de Comunicación de estas entidades se constituyen en gatekeeper al controlar y emitir, a través de sus propios medios de comunicación, como las televisiones y radios propias y los soportes online, las informaciones que ellos mismos generan. De este modo, controlan los mensajes y los emiten directamente a sus públicos objetivos sin la intermediación de los medios convencionales, condicionand

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Ahiara, W., C. Ezeh, and C. Ofoji. "Eliminating Intermediaries in E-Commerce: A Decentralized Marketplace Prototype using Ethereum Virtual Machine and Interplanetary File System." Nigerian Research Journal of Engineering and Environmental Sciences 08, no. 01 (2023): pp. 228–235. https://doi.org/10.5281/zenodo.8094972.

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<em>Electronic commerce (e-commerce) has revolutionized the way businesses operate worldwide. This technology has enabled online trading and economic services across various industries. Third-party marketplaces, known for their trusted intermediation and secure online transaction services to anonymous internet traders, are among the drivers of e-commerce. These centralized corporations charge a fee for their services, but online trading is not immune to various crimes such as identity theft, non-payment, delayed service delivery, and other attendant risks. To mitigate these problems, this rese

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Bucur, Luiza Emanuela, Natalia Manea, and Dumitru Goldbach. "Opinions and Perceptions of Bank Managers on the Quality of Provisions of Internet Banking Services." Journal of Economic Development, Environment and People 8, no. 3 (2019): 53. http://dx.doi.org/10.26458/jedep.v8i3.634.

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Following the accession of Romania to the European Union, the services sector has made important progress. Currently, this sector exceeds 50% of Romania's GDP. Banking has an important role in the economy by making financial intermediation, attracting deposits and placing credits. The increase in the number of banks on the Romanian market has led to intensification of competition and especially the awareness of the quality of online banking services offered. Therefore, the bank management has to take into account not only the” quality desired or achieved by the bank”, but also the quality perc

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Rodríguez Vázquez, Clide, Mª Magdalena Rodríguez Fernández, Valentín Alejandro Martínez Fernández, and Oscar Juanatey Boga. "La intermediación turística en España y su vinculación con el Marketing de Afiliación: una aproximación a la realidad de las Agencias de Viajes." PASOS. Revista de Turismo y Patrimonio Cultural 13, no. 4 (2015): 805–27. http://dx.doi.org/10.25145/j.pasos.2015.13.056.

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In the area tourist intermediation in Spain, the economic, social and technological conjuncture is playing an important role in its development, which requires the implementation of new strategies of commercialization as the affiliate marketing. The aim of this paper is based on analyzing the relationship between Spanish travel agencies and the affiliate as tool online. Owing to the specific features of the study, a review of the literature showed as more appropriate the design and implementation of a qualitative methodology, focused on getting and analyzing the primary data, which could be su

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Barnett, William A., and Liting Su. "FINANCIAL FIRM PRODUCTION OF INSIDE MONETARY AND CREDIT CARD SERVICES: AN AGGREGATION THEORETIC APPROACH." Macroeconomic Dynamics 24, no. 1 (2018): 130–60. http://dx.doi.org/10.1017/s1365100518000767.

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A monetary production model of financial firms is employed to investigate supply-side inside-money aggregation, augmented to include credit card transaction services. Inside money is a supply-side concept. Financial firms are conceived to produce monetary and credit card transaction services as outputs through financial intermediation. While credit cards provide transactions services, credit cards have never been included into measures of the money supply. The reason is accounting conventions, which do not permit adding liabilities to assets. However, index number theory measures service flows

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Schembri, Sharon, and Jac Tichbon. "Digital consumers as cultural curators: the irony of Vaporwave." Arts and the Market 7, no. 2 (2017): 191–212. http://dx.doi.org/10.1108/aam-12-2016-0023.

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Purpose The purpose of this paper is to address the question of cultural production, consumption and intermediation in the context of digital music. Design/methodology/approach This research adopts an interpretivist, ethnoconsumerist epistemology along with a netnographic research design combined with hermeneutic analysis. Interpreting both the text view and field view of an ethnoconsumerist approach, the netnographic research design includes participant observation across multiple social media platforms as well as virtual interviews and analysis of media material. The context of application i

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Olmedo Neri, Raul Anthony. "Emerging Communication: the case of the hashtag #el9ningunasemueve in Mexico." Revista de la Asociación Española de Investigación de la Comunicación 7, no. 14 (2020): 209–35. http://dx.doi.org/10.24137/raeic.7.14.9.

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The appropriation of virtual space by the so-called “new social movements” implies recognizing a specific type of communication that is far from the use that the subject gives it within the production and reproduction of his world of life, or from the use that the capital or the State itself. The case of the use of these technological developments by the feminist movement is an example of the convergence between offline and online actions, which gives way to a multiplicity of strategies in order to materialize their demands and specify the utopia that mobilizes them. In this sense, the purpose

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Opiyo, Fredrick Omondi. "Financial Technology Services, Government Regulations and Financial Inclusion of Small-Scale Fish Farmers in Homa Bay County, Kenya." Journal of Finance and Accounting 8, no. 6 (2024): 54–76. http://dx.doi.org/10.53819/81018102t4270.

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This study explored the impact of FinTech and Government Policies on Financial Inclusion for small-scale fish farmers in Homa Bay County, Kenya. The study focused on how access to finance has been widened through agency banking, mobile money and online banking services among these people who had low incomes or were marginalized. The research also examined whether government regulations affect the relationship between fintech channels and financial inclusion. The study was underpinned by Innovation Diffusion Theory, Financial Intermediation Theory, Technology Acceptance Theory and Public Intere

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Wenyang, Du, Yihong Zhang, and Bolot Dzhamankulov. "The Impact of Economic Growth and Foreign Investment on the Advancement of E-commerce." Qubahan Academic Journal 4, no. 4 (2024): 112–30. http://dx.doi.org/10.48161/qaj.v4n4a1024.

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This study examines the interrelationship between economic growth, foreign investment, and e-commerce development in Kyrgyzstan from 2010 to 2022. Using correlation and regression analyses, the research reveals a strong positive relationship between foreign investment and GDP growth, with a 1% change in foreign investment corresponding to a 0.86% change in GDP. The study finds that increased investment and economic growth in key sectors such as information and communication, financial intermediation, and trade have significantly contributed to e-commerce expansion. This is evidenced by increas

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Soriano, Cheryll Ruth R. "Digital labour in the Philippines: emerging forms of brokerage." Media International Australia 179, no. 1 (2021): 23–37. http://dx.doi.org/10.1177/1329878x21993114.

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This article examines and theorises the relationships across three distinct forms of labour brokerage emerging in the digital platform labour economy: platform intermediation, ‘skill-making’, and ‘re-outsourcing’. Drawing from a 4-year digital ethnography on online freelancing and platform labour in the Philippines, one of the largest labour supplying countries globally, I pay special attention to how platform labour control emerges as a process that is constituted in the brokerage relationships at multiple scales between global capital, local capital, community, and family units, and emerging

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Barceló, Judith Morales. "Equidad y Transparencia para los Usuarios Profesionales de las Plataformas de Intermediación en Línea; el Reglamento (UE) 2019/1150." REVISTA INTERNACIONAL CONSINTER DE DIREITO 12, no. 12 (2021): 293–305. http://dx.doi.org/10.19135/revista.consinter.00012.13.

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The Regulation (UE) 2019/1150 was approved with the aim of protecting business users of online intermediation platforms. The privileged position of these platforms makes it possible to unilaterally impose the conditions of their contractual relationship. In this situation, the European Union has decided to approve this Regulation, for platforms to align their commercial practices with good faith and loyalty. In this way, not only the mentioned users will benefit, but also the final consumers. The Regulation (UE) 2019/1150 imposes a series of obligations in relation to the general contractual c

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Pastor Ruiz, Ricardo, and Jorge Rivera García. "El rol de la agencia de viajes ante la nueva situación post covid-19: decálogo de propuestas para su recuperación." PASOS. Revista de Turismo y Patrimonio Cultural 20, no. 1 (2022): 53–68. http://dx.doi.org/10.25145/j.pasos.2022.20.004.

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The Covid -19 pandemic is having a devastating impact on the travel industry. The consequences of the virus are beginning to be seen in the form of mergers, closures or acquisitions that will leave behind a new landscape in the travel agency sub -sector. This study analyses the situation of Spanish travel agencies and, on the basis of this research, proposes a manual of good practices for their recovery. A total of 726 travel agents were contacted through an online survey. The study shows that the current situation is perceived as a turning point from which a change must take place in the mark

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Mohammad, Sofyan, and Gofur Abdul. "The Strategy of Rural Bank in the Face of the Industrial Era 4.0." Journal of Economics, Finance and Management Studies 3, no. 12 (2020): 213–17. https://doi.org/10.47191/jefms/v3-i12-02.

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The rural bank is increasingly pressured by the presence of commercial banks, foreign banks of non-bank financial institutions that place massive financing in the microcredit sector, and application-based financial transactions that facilitate and pamper consumers/customers. Government policies are needed to support and protect the existence of rural banks by equalization of their status in the equivalent of commercial banks in order to be more maximal in their intermediation functions, especially in the field of microcredit. The strategy that must be done by rural banks in facing th

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Iamiceli, Paola. "Online Platforms and the Digital Turn in EU Contract Law: Unfair Practices, Transparency and the (pierced) Veil of Digital Immunity." European Review of Contract Law 15, no. 4 (2019): 392–420. http://dx.doi.org/10.1515/ercl-2019-0024.

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Abstract The digital revolution has pervaded entire sectors of economy and society, creating new markets and new market intermediaries, able to aggregate massive demand and offer beyond any conceivable thresholds in the offline setting. The article moves from the recent adoption of the EU/2019/1150 Regulation on fairness and transparency for business users of online intermediation services and the pending reform of several consumer directives under the auspices of the Digital Agenda and the New Deal for Consumers. It focuses on the role of online platforms and addresses two main policy issues:

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Porter, Beth, and Francesca Grippa. "A Platform for AI-Enabled Real-Time Feedback to Promote Digital Collaboration." Sustainability 12, no. 24 (2020): 10243. http://dx.doi.org/10.3390/su122410243.

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This paper explores the effect of AI-enabled real-time feedback on group dynamics and individual behavior. While feedback interventions have been employed for several years to trigger behavioral change, the lack of instantaneous feedback and the required infrastructure are limiting the widespread use of these interventions. The methodology we describe offers immediate pointers to participants through the use of the Meeting Mediator (MM), an online intervention tool that shows the conversational balance of participants and offers immediate feedback to team members, with limited intermediation o

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Wanicka, Olga. "Infrastruktura migracyjna w Polsce i jej wielowymiarowość na przykładzie filipińskiego vloga YouTube." Studia Migracyjne – Przegląd Polonijny 50, no. 1 (191) (2024): 59–81. http://dx.doi.org/10.4467/25444972smpp.24.004.19602.

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International labor migration is increasingly facilitated by unofficial intermediaries who play a significant role within the diverse migration infrastructure. Growing uncertainty about the future caused by conflicts, economic crises, or pandemics has led migrants to increasingly seek employment through the Internet, where micro-influencers become active assistants, providing advice to those seeking work abroad. In recent years, Overseas Filipino Workers have become such active online intermediaries. Migrant vlogs have become an integral part of the multidimensional migration infrastructure, f

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Lee, Jin Woo, and Soo Hee Lee. "User participation and valuation in digital art platforms: the case of Saatchi Art." European Journal of Marketing 53, no. 6 (2019): 1125–51. http://dx.doi.org/10.1108/ejm-12-2016-0788.

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PurposeThe purpose of this paper is to examine the impact of digital platforms on the contemporary visual art market. Drawing on the theoretical insights of the technology acceptance model, the meaning transfer model and arts marketing literature, the authors conceptualise the role of user participation in creating the meaning and value of contemporary artworks in the online art market.Design/methodology/approachThe authors conduct a qualitative study of Saatchi Art as an instrumental case for theorising. It is an online platform for trading visual artworks created by young and emerging artist

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Capalbi, Antonella, Tommaso Fabbri, and Vittorio Iervese. "New Digital Cinema: How Platforms Are Changing the Audiovisual Industry." Acta Universitatis Sapientiae, Communicatio 8, no. 1 (2021): 22–35. http://dx.doi.org/10.2478/auscom-2021-0002.

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Abstract Digitalization has been changing the methods of production, distribution, and use of written and audiovisual products, according to a process of “platforming”. Most audiovisual content is available via streaming platforms, through a lot of devices (PCs, tablets, smartphones, smart TVs, and videogame consoles), which have empowered the process of media convergence. Based on a theoretical framework related to the impact of the platforms on the ongoing process, we intend to analyse how platforms are changing the identity of the audiovisual industry and how they represent themselves onlin

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Rashideh, Waleed. "Assessing the Role and Use of Blockchain Technology in the Hospitality and Leisure Industry." International Journal of Innovative Technology and Exploring Engineering 10, no. 10 (2021): 148–51. http://dx.doi.org/10.35940/ijitee.j9441.08101021.

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Blockchain is an innovative technology, where in the hospitality and leisure industry, travelers can obtain their tourism products and services through an intermediation between travelers and service providers that causes many different problems (e.g. inefficient payment system, extra cost, etc.). The operative effect of blockchain on the hospitality and leisure industry is based on removing the intermediary from the supply chain. Blockchain capabilities are determined according to a number of massive industries, including financial sectors. Such organisations generate various methods in order

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Waleed, Rashideh. "Assessing the Role and Use of Blockchain Technology in the Hospitality and Leisure Industry." International Journal of Innovative Technology and Exploring Engineering (IJITEE) 10, no. 101 (2021): 148–51. https://doi.org/10.35940/ijitee.J9441.08101021.

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Blockchain is an innovative technology, where in the hospitality and leisure industry, travelers can obtain their tourism products and services through an intermediation between travelers and service providers that causes many different problems (e.g. inefficient payment system, extra cost, etc.). The operative effect of blockchain on the hospitality and leisure industry is based on removing the intermediary from the supply chain. Blockchain capabilities are determined according to a number of massive industries, including financial sectors. Such organisations generate various methods in order

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Atasyadila, Hasna, and Muchlis Muchlis. "PENGARUH DIGITAL BANKING TERHADAP PROFITABILITAS DAN EFISIENSI OPERASIONAL PERBANKAN." Journal of Accounting, Management and Islamic Economics 2, no. 2 (2024): 469–78. https://doi.org/10.35384/jamie.v2i2.619.

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This study aims to determine whether the influence of Digital Bank on Return On Assets (ROA) or net profitability, determine whether the influence of Digital Bank on Net Interset Margin (NIM), and determine whether the influence of Digital Bank on BOPO. The method used in writing this final project is a quantitative method with the population used, namely Book III Conventional Banks and Book IV Banks during the 2016-2020 period with a total of 18 banks. This study uses the purpose method. sampling with statistical tests using the EViews10 program. The results of this study prove that Digital B

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Beritelli, Pietro, and Roland Schegg. "Maximizing online bookings through a multi-channel-strategy." International Journal of Contemporary Hospitality Management 28, no. 1 (2016): 68–88. http://dx.doi.org/10.1108/ijchm-07-2014-0326.

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Purpose Hotel managers are being challenged by the increasing multitude of distribution and sales channels. Online travel agencies (OTAs) in particular generate a great deal of uncertainty: Which are the best ones? Which ones offer the best conditions? How many channels are optimal for my hotel? How can I evaluate costs versus benefits? These and other questions concerning the optimal online distribution channel strategy have produced different reactions in practice. The aim of this paper is to challenge the need for an over-optimization of channel strategy by proposing that the consumer, at t

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Oliinyk, Kyrylo. "CHALLENGES TO GLOBAL INEQUALITY FROM BIG TECH COMPANIES BUILDING A NEW DIGITAL ENVIRONMENT." Economic scope, no. 199 (April 14, 2025): 76–85. https://doi.org/10.30838/ep.199.76-85.

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The development of ecosystems creates new opportunities for both the economy as a whole and the financial sector. But at the same time, this development also creates new risks associated with the growth of the market power of ecosystems and their deep penetration into the business processes of market participants and the lives of citizens, which confirms the lack of alternative to regulating the activities of digital giants and the digital ecosystems they create. The consumer (user) is the main resource of the ecosystem, providing its competitive advantage. By accumulating market power, digita

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Phineas, Koome Mbaya, Jagongo Ambrose, and Atheru Gerald. "BOARD INDEPENDENCE AND FINANCIAL STABILITY OF SELECTED MICROFINANCE BANKS IN KENYA." International Journal of Management and Commerce Innovations 12, no. 1 (2024): 185–90. https://doi.org/10.5281/zenodo.13335513.

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<strong>Abstract</strong><strong>:</strong> This study evaluated the effect of board independence on financial stability of microfinance banks in Kenya. The 14 microfinance banks in Kenya constitute the target population and subsequently sample size based on a census approach. Utilizing quantitative methods, descriptive statistics, and panel data regression analysis, data was analyzed and summarized; result was based on panel data regression analysis. Board independence had a negative and significant effect on financial stability of microfinance banks in Kenya. The study recommends t

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