Relevant bibliographies by topics / Online Payment Payment gateway

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  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Online Payment Payment gateway'

Author: Grafiati
Published: 4 June 2025
Last updated: 6 July 2025

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Journal articles on the topic "Online Payment Payment gateway"

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Habibullah, Yusril, Aris Sudianto, and Bq Andriska Candra Permana. "Aplikasi Toko Online dengan Penerapan Sistem Payment Gateway untuk Transaksi Pembayaran Berbasis Web." Jurnal PRINTER: Jurnal Pengembangan Rekayasa Informatika dan Komputer 1, no. 2 (2023): 103–17. https://doi.org/10.29408/jprinter.v1i2.22122.

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The development of information technology and the internet has changed consumers’ behavior in buying and selling transactions. This causes the online buying and selling business to grow rapidly. We can find this online buying and selling activity in various media such as social media platforms and online shop websites. However, most of the payment systems are though bank transfer system and then confirmation of proof of payment, which is arguably not safe and efficient. This is impractical and vulnerable from a security point of view, especially if payments are made online. Therefore, this study aims to design a web-based online store application by implementing a payment gateway system for safer and more efficient payment transactions. The method used in this study is the waterfall method with the stages of needs analysis, design, implementation, testing and maintenance. The result of this study is the design of an online store application that has been equipped with online payment services using the Midtrans payment gateway. This system provides transaction security for customers and can make it easier for buyers to make online payments when placing orders for products because with the payment gateway system, there are more choices of payment methods, including credit cards, bank transfers, electronic wallets (GoPay), or Indomaret and Alfamart, and many more. In addition, this research is also expected to contribute to online buying and selling businesses, especially the development of better online shop applications and provide inspiration for the public to start innovate in promoting their business products.
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Sudianto, Aris, Baiq Andriska Candra Permana, Muhammad Wasil, and Harianto. "Penerapan Sistem Payment Gateway Pada E-Commerce Sebagai Upaya Peningkatan Penjualan." Infotek: Jurnal Informatika dan Teknologi 8, no. 1 (2025): 271–79. https://doi.org/10.29408/jit.v8i1.28323.

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The development of information technology and the internet has changed consumers’ behavior in buying and selling transactions. This causes the online buying and selling business to grow rapidly. We can find this online buying and selling activity in various media such as social media platforms and online shop websites. However, most of the payment systems are though bank transfer system and then confirmation of proof of payment, which is arguably not safe and efficient. This is impractical and vulnerable from a security point of view, especially if payments are made online. Therefore, this study aims to design a web-based online store application by implementing a payment gateway system for safer and more efficient payment transactions. The method used in this study is the waterfall method with the stages of needs analysis, design, implementation, testing and maintenance. The result of this study is the design of an online store application that has been equipped with online payment services using the Midtrans payment gateway. This system provides transaction security for customers and can make it easier for buyers to make online payments when placing orders for products because with the payment gateway system, there are more choices of payment methods, including credit cards, bank transfers, electronic wallets (GoPay), or Indomaret and Alfamart, and many more. In addition, this research is also expected to contribute to online buying and selling businesses, especially the development of better online shop applications and provide inspiration for the public to start innovate in promoting their business products.
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Pranatawijaya, Viktor Handrianus, and Hendra Yulianto. "Penerapan API (Application Programming Interface) MIDTRANS Sebagai Payment Gateway Pada Indekos Berbasis Website." Journal of Information Technology and Computer Science 2, no. 4 (2022): 254–62. http://dx.doi.org/10.47111/jointecoms.v2i4.8877.

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In the Big Indonesian Dictionary (KBBI), boarding house is staying at someone else's house with or without food (by paying monthly). The emergence of new technologies in the industrial revolution will fundamentally change the way people work and live. In the industrial era 4.0, internet technology facilitates communication between humans and humans with machines that are no longer limited by space and time. One technology that is a key aspect of competitiveness in the industrial era 4.0, namely financial technology (fintech), especially in the online payment gateway sector (payment gateway) which, if applied to the boarding house business, will be very helpful in making the rental payment process more efficient and practical. compared to conventional payments. The research methodology used in implementing the Midtrans API (Application Programming Interface) as a Payment Gateway in this website-based boarding house is the waterfall method. In this methodology, several steps are taken to build software, namely: Analysis, Design, Coding, Testing and Maintenance. Testing this website using Blackbox testing. As a result of implementing a payment gateway using the Midtrans API, now boarding house payments can be made online via bank transfer or e-wallet in real time without the need to confirm payments manually again.
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Jafarian, Yazdan, and Farshid Abdi. "Structural Model of Tendency to Use Online Payment Gateway in Online Shopping and Customer Knowledge Management (Case Study: Pasargad Bank)." Modern Applied Science 10, no. 10 (2016): 1. http://dx.doi.org/10.5539/mas.v10n10p1.

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Tendency to use online payment gateway in online is influenced by individual characteristics such as risk-taking, internet knowledge, online payment knowledge and risk of customer knowledge management tools used in payment gateway and in this study, these factors have been studied simultaneously in form of a model. In online payment, payment gateways are repeated contact point between service institutions such as banks and their customers that institutions can use this opportunity to attract new customers or increase royal customers. In addition to individual characteristics, customers are facing different tools of knowledge management such as shared databases, document repositories and work applications and these tools can have different effects on risk perception and their willingness to do online shopping using internet payment gateways. In this study, structural equation partial least squares statistical method was used. Also questionnaire was used to collect data in the given population, because customer’s members of the Pasargad bank were accustomed online shopping.In summary, risk-taking has negative and significant impact on the risk is perceived of knowledge management tools and internet knowledge was not known as a factor which have a significant negative impact on the perceived risk, but the impact of internet knowledge on preference to use online payment and online payment rather tendency to use internet payment gateway in online shopping was positive and significant. Also, the perceived risk of customer knowledge management tools has negative and significant correlation with tendency to buy using online payment in online shopping by users. On the other hand, the final conclusions of the research carried out in more detail and also practical suggestions for increasing the effectiveness of managers to use knowledge management tools in the payment gateway are presented.
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Aditya, Mulyadi, and Daning Nur Sulistyowati. "WEB-BASED SPP PAYMENT INFORMATION SYSTEM WITH MIDTRANS PAYMENT GATEWAY." Jurnal Sistem Informasi dan Ilmu Komputer Prima(JUSIKOM PRIMA) 6, no. 2 (2023): 23–27. http://dx.doi.org/10.34012/jurnalsisteminformasidanilmukomputer.v6i2.2942.

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ABSTRACT- The tuition payment system at Taufiq Islamic Middle School is still manually using ledger media in transaction activities and data recap. The system still needs to be revised and is prone to errors in calculating incoming payments and reporting payment data. This research was conducted to facilitate the school in the payment management process so that the recording error rate no longer occurs. The system development method used in this study is the Waterfall model and uses the Midtrans payment gateway in the online payment process. The results of this study are in the form of a tuition payment website that can facilitate all parties, both the school and students. This system makes the payment and recording process better and more efficient. Keywords: information system, waterfall, payment gateway, Midtrans.
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Rais Rabtsani, Muhamad, Agung Triayudi, and Gatot Soepriyono. "Combination of AES (Advanced Encryption Standard) and SHA256 Algorithms for Data Security in Bill Payment Applications." SAGA: Journal of Technology and Information System 2, no. 1 (2024): 175–89. http://dx.doi.org/10.58905/saga.v2i1.250.

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In the era of information technology development, digital payments and e-payments are becoming a dominant trend, supported by the crucial role of payment gateways such as Midtrans. Midtrans uses APIs to facilitate various online transactions, including debit cards. In this research, two cryptographic algorithms will be combined, namely Advance Encryption Standard (AES) with 256 bits and Secure Hash Algorithm (SHA) with 256 bits. The importance of data security in e-payments is recognized, with the application of cryptographic algorithms to protect sensitive transaction information. Yayasan Antero Prosesi Edukasi (YAPE) as an educational marketing consultant faced the challenge of time-consuming and inefficient manual payments. In an effort towards efficiency and security, YAPE plans to develop an online payment application with Midtrans Payment Gateway and the use of AES-256 and SHA-256 cryptographic algorithms. This step is expected to help the foundation keep up with technological developments, provide ease of payment, and achieve computerized efficiency. The results showed that the use of a combination of AES 256 bit and SHA256 encryption significantly increased security, making hacking attempts ineffective because encrypted data could not be accessed, with quite complicated calculation stages.
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Kyaw, Zay Oo. "Design and Implementation of Electronic Payment Gateway for Secure Online Payment System." International Journal of Trend in Scientific Research and Development 3, no. 5 (2019): 1329–34. https://doi.org/10.5281/zenodo.3590719.

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In e commerce, main problem is to be more secure for payment systems and disputation between online merchant and customer. To solve this problem, this paper presents design and implementation of Electronics Payment Gateway for online payment system. In this system, a customer's financial information credit or debit card information is sent directly to a Payment Gateway also called Trusted Third Party, TTP instead of sending it through an online merchant. The Payment Gateway can support more secure for online payment system. In this system, Secure Socket Layer SSL with Rivest-Shamir-Adleman RSA is used to enhance more secure connection in payment process. In secure online payment system, end to end encryption is required to maintain the integrity of transactions carried out online. RSA is more secure because its factors are large integers and key size is large, which increases the security. The electronic payment gateway provides the confidentiality by using RSA for online payment transactions and trusted third party to recover the disputation between online merchant and customer. Kyaw Zay Oo "Design and Implementation of Electronic Payment Gateway for Secure Online Payment System" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-3 | Issue-5 , August 2019, URL: https://www.ijtsrd.com/papers/ijtsrd26635.pdf
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Hakim, Lukman, Galuh Nuril Lathifah, and Nanda Zaqia Oktavi. "Payment Gateway Implementation on Pandansili Tourism, Bareng, Jombang." Darmabakti : Jurnal Pengabdian dan Pemberdayaan Masyarakat 4, no. 1 (2023): 122–30. http://dx.doi.org/10.31102/darmabakti.2023.4.1.121-129.

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Pandansili is one of the many tourism villages in Jombang district, located in the village of Ngampungan, Bareng sub-district. In all this time, the payment method is still done manually. To make it easier, so that there are no queues and to reduce direct interactions during the Pandemic, an effective and efficient payment system is needed. From these considerations above, IAIN Kediri took the initiative to design a ticket purchase service system by utilizing a payment gateway, using a marketplace payment method. The development method used in this service is socialization and training which is carried out in a participatory manner with the residents and Pandansili crew. The result of this activity is the QRIS account to facilitate an online payments. Although its use has not been optimal, the crew has recognized its benefits to gradually improve.
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Phoa, Maxine Olexa, Ridwan Sanjaya, and Andre Kurniawan Pamudji. "Integration of Financial Technology and Delivery Services on Digital Restaurant Menu in Bubur Tangki 18 Wawah Semarang Restaurant." Journal of Business and Technology 5, no. 1 (2025): 34–40. https://doi.org/10.24167/jbt.v5i1.11809.

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The COVID-19 pandemic has transformed the restaurant business landscape worldwide, prompting the adoption of digital technology to enhance service and operational efficiency. This research explores the integration of financial technology and delivery services into the digital menu of a restaurant in Semarang, Indonesia, focusing on Bubur Tangki 18 Wawah Semarang. The aim of this study is to integrate payment mechanisms through financial technology with the Midtrans payment gateway to improve the functionality of the digital menu at RM Bubur Tangki 18 Wawah Semarang and to integrate GoSend and Grab Delivery courier services into the digital menu of Bubur Tangki 18 Wawah Semarang. The Waterfall development method is used to organize the development process, while qualitative testing involves restaurant owners and representative employees. This research finds that integrating digital payments through the Midtrans payment gateway helps expedite transactions and reduce errors in financial calculations, enhancing restaurant operational efficiency. Midtrans provides various digital payment methods, including e-wallets, card payments, and bank transfers. Meanwhile, integrating delivery services into the digital menu facilitates the online ordering process, expands customer reach, and enhances transaction convenience.
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Thanapal, Karthikeya, Dhiraj Mehta, Karthik Mudaliar, and Bushra Shaikh. "Online Payment Using Blockchain." ITM Web of Conferences 32 (2020): 03007. http://dx.doi.org/10.1051/itmconf/20203203007.

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Increasing list of records is with blockchain where each record is linked with the help of cryptography. Every block in the chain contains timestamp, transaction details and hash of a previous block, hash is cryptographic hash. This is a secured system, which we plan to replace the current online payment system. A current online payment gateway is prone to hackers where the attacker can tamper into the network, thus creating money loss. And not only this but also the transaction has to go through multiple payment systems which consumes time, also creating a risk of transaction getting failed. So, our system would be using blockchain that allows online transactions which would allow online payments to be sent directly from one party to another without going through a financial institution and in a secured way. This system allows online transactions between two parties based on cryptographic proof without relying and trusting for a third party. To record transactions, we use proof of work algorithm which makes computationally impractical for an attacker to change. Digital signatures provide part of the solution for ensuring the security and integrity of the data that is recorded onto a blockchain.
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Dissertations / Theses on the topic "Online Payment Payment gateway"

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Pant, Shristi. "A SECURE ONLINE PAYMENT SYSTEM." UKnowledge, 2011. http://uknowledge.uky.edu/cs_etds/1.

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An online payment system allows a customer to make a payment to an online merchant or a service provider. Payment gateways, a channel between customers and payment processors, use various security tools to secure a customer’s payment information, usually debit or credit card information, during an online payment. However, the security provided by a payment gateway cannot completely protect a customer’s payment information when a merchant also has the ability to obtain the payment information in some form. Furthermore, not all merchants provide a secure payment environment to their customers and, despite having a standard payment policy, adhere to it. Consequently, this exposes a customer’s payment information to risks of being compromised or misused by merchants or stolen by hackers and spammers. In this thesis we propose a new approach to payment systems in which a customer’s payment information cannot be obtained by a merchant. A customer sends his payment information directly to a payment gateway and a payment gateway, upon verifying the transaction, sends a payment to the appropriate merchant. We use the Pedersen commitment scheme along with dual signatures to securely transfer funds to a merchant and protect a customer’s payment information from any Internet vulnerabilities.
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Konreddy, Venkata Sri Vatsav Reddy. "Online bill payment system." Manhattan, Kan. : Kansas State University, 2009. http://hdl.handle.net/2097/2296.

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Aderam, Henry Ndejapo Tshapumba. "Consumer protection in online payment methods." Diss., University of Pretoria, 2019. http://hdl.handle.net/2263/73435.

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This research focuses on online payment methods which are premised on electronic funds transfer. It is a general discourse that the use of online payment methods is risky. It is held that the fear of fraud and abuse of a payment system is at the focal point of such risk. Banks which provide these payment systems are usually not prepared to negotiate with their prospective customers. Resultantly, banks contract out of the risk associated with online payments, specifically the liability for unauthorized electronic funds transfers. This culminates in bank’s customers bearing the majority of that risk as a result of the bank-customer contract. Some of the laws applicable to this relationship also ascribe to the notion above. They burden bank’s customers solely with the liability of the use of their cards until notification to the bank of its theft or misuse. This shows a completed disregard of the nature of how online payment methods operate. Such imposition of liability is excessively one-sided in favour of the banks and detrimental to the bank’s customers. Ultimately, the scope of application of the current applicable consumer protection laws is limited by factors such as non-applicability to juristic persons or limitation based on asset value for those that do. This thus denotes a large segment of online payment methods users who cannot avail themselves to measures of protection provided for by the current applicable consumer protection laws. The research aims to avert the issues as demonstrated above, provide clarity in pursuit of equity and compliance, plus a comprehensive consumer protection approach for online payment methods users.<br>Mini Dissertation (LLM)--University of Pretoria, 2019.<br>Mercantile Law<br>LLM<br>Unrestricted
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Vo, Binh D. "A fair payment system with online anonymous transfer." Thesis, Massachusetts Institute of Technology, 2006. http://hdl.handle.net/1721.1/42114.

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Thesis (M. Eng.)--Massachusetts Institute of Technology, Dept. of Electrical Engineering and Computer Science, February 2007.<br>Includes bibliographical references (p. 26-27).<br>Physical cash can be anonymously transfered. Transferability is a desirable property because it allows for flexible, private commerce where neither the seller nor the buyer must identify themselves to the bank. In some cases, however, anonymity can be abused and lead to problems such as blackmail and money laundering. In 1996, Camenisch, Piveteau, and Stadler introduced the concept of fairness for (non-transferable) ECash, where a trusted authority can revoke the anonymity of certain transactions as needed. To our knowledge, no current ECash system supports both anonymous transfer and fairness. We have designed and implemented such a system. Also, we formally describe a set of desirable properties for ECash systems and prove that our system meets all of these properties under the Strong RSA assumption and the Decisional Diffie-Hellman assumption in the random oracle model. Furthermore, we provide extensions for our system that could allow it to deal with offline payments and micropayments. Our system has been implemented in java. Tests have shown that it performs and scales well, as expected.<br>by Bin D. Vo.<br>M.Eng.
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Kang, Yanfei. "Online Payment Mechanisms in the Chinese Domestic Economy." Master's thesis, University of Cape Town, 2014. http://hdl.handle.net/11427/4643.

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The purpose of this document is, based on the different kinds of electronic payments mechanism and the above-mentioned features of Internet payment instruments, to provide a brief background to the rapid emergence of methods, which use electronic means to transfer value, or to facilitate the transfer of value.
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Hahn, Isabel, and Krisztina Kodó. "Acceptance of Online and Mobile Payment : A Cross-Country Analysis of Germany, Hungary and Sweden." Thesis, Högskolan i Halmstad, Akademin för ekonomi, teknik och naturvetenskap, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-34022.

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Purpose: The purpose of this paper to fill the research gap of lack ofcross-country studies in Germany, Hungary and Sweden in thecontext of online and mobile payment adaption and usage. Research Questions: The authors of this study aim at answering the followingquestion: What are the main similarities and differences in onlineand mobile payment acceptance in Germany, Hungary andSweden in the age group of 18-35?Theoretical Framework:The theoretical framework presents prevalent theories aboutfactors which are connected to online and mobilepayment. In addition, the Technical Acceptance Model wasused as a base for the conceptual framework developed by theauthors.Methodology: This study includes both qualitative and quantitative primarydata. The conducted survey resulted in 1016 answers; out of these869 answers were eligible. In addition, 150 companies wereasked and 30 qualitative interviews (10 per each country) wereconducted.Analysis: The analysis aimed at investigating how the acceptance of theusage of online and mobile payment differs among Germany,Hungary Sweden. Thereby, the following factors wereinvestigated: (1) perceived ease of use, (2) perceived usefulness,(3) perceived security, (4) perceived risk, (5) social influence, (6)information asymmetry and (7) intention to use. Conclusion: The findings of this cross-country study showed that Germany,Hungary and Sweden show a relatively similar level ofacceptance in online payment. In contrast, the acceptance in thecontext of mobile payment differed greatly. Whereas Swedenshowed a high level of acceptance, Germany and Hungaryshowed a relatively moderate level of acceptance.
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Mandadi, Ravi. "Comparison of Current On-line Payment Technologies." Thesis, Linköping University, Department of Electrical Engineering, 2006. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-7383.

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<p>The purpose of this thesis work was to make a survey of current on-line payment technologies and find out which are they and how do they work? Compare and analyze them from a security point of view, as well as a usability point of view. What is good? What is bad? What is lacking?</p><p>To achieve this purpose, an overview of the current on-line payment technologies was acquired through academic books and papers, Internet sites, magazines. Basic cryptographic and security related techniques were studied for the security analysis of current on-line payment systems.</p><p>In this work, various current on-line payment systems were classified into two groups [Macro and Micro on-line payment systems]. This classification was based on the mode of on-line payment transactions. To analyze these on-line payment systems, a set of payment system requirements were formed [Security Issues, Usability Issues, Anonymity, Scalability etc].</p><p>Under the category of Macro payment system, Credit Card payment system, Debit Card payment system, Stored Value Card payment system, Electronic Check payment system, Electronic Cash payment system, Electronic account transfer payment system and mobile payment system transactions were examined.</p><p>Under the category of Micro payment system, Hash Chain based Payment System, Hash Collisions and Hash sequences based Payment Systems, Shared Secrete Keys based Payment Systems and Probability based payment systems were examined.</p><p>Based on the requirements of payment system, these on-line payment systems were analyzed and compared. In the analysis phase, the advantages and drawbacks of these payment systems were figured out.</p><p>It was found from the study that the credit card based payment systems are the most widely used means of conducting on-line payments. It is evident that credit card based payment systems satisfy stakeholder requirements the best, as they offer more flexible payment options, having a large user-base, benefit from familiarity and simplicity of use and also allow international payments. The other on-line payment systems lack this flexibility</p><p>It can also be extracted from the study that users want more simplified, convenient and secure on-line payment systems. Thus the futuristic on-line payment systems will have all secure payment options into one system.</p>
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Lundh, Maxim, and Alexander Svensson. "Exploring the Consumer Adoption of Alternative E-payment Methods : A study of the Swedish market." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-39656.

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Purpose: The purpose of this thesis is to identify the factors of adoption within alternative e-payments methods, and gain a deeper understanding of the reasons to why these factors affect the consumer’s adoption. This will be conducted through empirical research, as well as looking into previous theory in order to propose a research framework that is appropriately adapted to the specific phenomenon of alternative e-payments.   Problem: The substantial growth of e-commerce, and the limitations within conventional card payment has paved way for the development of new and innovative alternative e-payment methods. Past research point towards that, there are gaps in literature, where there is a lack of qualitative studies within the field. Furthermore, Sweden is one of the nations with the highest level of innovativeness, as well as e-commerce usage making it an appropriate market to analyze.   Method and Methodology: By applying an intepretevism paradigm, this research views knowledge from a subjective viewpoint. The primary data is collected through a qualitative approach, using one-to-one semi structured interviews, in order to obtain deeper a response. The gathered data is later on analyzed and compared with the previous research within the field.   Findings: The findings of this thesis identifies the factors of adoption within alternative e-payments and why they have an affect. Certain factors seemed to be of greater importance than others, and many of the factors held similarities showing their interdependent nature. Furthermore, new factors were identified as well as the factors being highly context specific, identifying gaps that should be addressed in future research.
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Eriksson-Asp, Ebba, and Berglund Katarina Inta. "Betala nu, senare eller lite då och då : En kvalitativ studie om betalningsmetoders betydelse för svenska konsumenters köpprocess online." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-46039.

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The growing e-commerce market has fundamentally changed the consumption behaviors among swedes, and it is more popular than ever for people to carry out their everyday transactions online. These new shopping opportunities place different demands on the consumer compared to traditional shopping, and the consumer behavior has come to include more analysis regarding risk and security especially when it comes to the final payment step. This study therefore aims to create an understanding of consumers' experience of the importance of payment methods during the online buying process. To execute this aqualitative approach was used where the data collection has been carried out through method triangulation, in the form of a combination of observations together with semi-structured interviews. A total of 10 purchase interviews were made with respondents aged 26 - 59, where the participants fictitiously made an optional product purchase online, which they simultaneously verbally described through sharing their thoughts and motivations for their actions in the process. The observations were complemented with interviews to confirm the buying process but also to achieve an in-depth understanding of their behavior.  Results show that most of the respondents generally value the benefits that different payment methods provide when buying online, because it facilitates smooth and secure online transactions. Half of the participants prefer to pay directly for online purchases, while the other half prefer to pay after the product has been delivered, but it varies in what way these preferences affect their behavior during the buying process. Most of the respondents appear to place less emphasis on specific payment options during the buying process and devote more focus to other factors. It is shown that only three out of ten respondents value the payment method (invoice via Klarna) as a significant factor in their buying process in a way that they experience this influencing their choice of website. Part of the conclusion is that the result shows tendencies that the importance of payment methods in the online buying process varies with the type of purchase situation the payment takes place in, related to the consumer's perceived uncertainty about the purchase.
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Ho, Yu-Feng. "PDF Receipts: A micro-based-payment web service." CSUSB ScholarWorks, 2004. https://scholarworks.lib.csusb.edu/etd-project/2714.

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The purpose of this project is to design, build and implement an instance of a specified online payment system, which is based on micro-payments. The three components for this system are a bookstore, a receipt service and a currency issuer.
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Books on the topic "Online Payment Payment gateway"

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Montague, David. Essentials of Online Payment Security and Fraud Prevention. John Wiley & Sons, Inc., 2010. http://dx.doi.org/10.1002/9781118386750.

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Montague, David A. Essentials of online payment security and fraud prevention. Wiley, 2010.

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School, Harvard Business, ed. Deterring online advertising fraud through optimal payment in arrears. 3rd ed. Harvard Business School, 2009.

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School, Harvard Business, ed. Deterring online advertising fraud through optimal payment in arrears. Harvard Business School, 2008.

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School, Harvard Business, ed. Deterring online advertising fraud through optimal payment in arrears. 2nd ed. Harvard Business School, 2008.

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PayPal Online Casino Payment Method Explained. Runcasinos.co.uk, 2022.

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PayPal Online Casino Payment Method Explained. Runcasinos.co.uk, 2022.

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Alasooly, Hedaya Mahmood. Evaluation of Some Online Payment Providers Services. lyn-111, 2020.

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Alassouli, Hidaia. Evaluation of Some Online Payment Providers Services. Independently Published, 2020.

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Evaluation of Some Online Payment Providers Services. Blurb, 2020.

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Book chapters on the topic "Online Payment Payment gateway"

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Ganason, Rohan, and Rosalind Joyce Sinnappan. "Assessing the Effectiveness of AFA Online Booking and Payment Gateway Services for Sports Facilities: A Customer Feedback Survey." In Lecture Notes in Bioengineering. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-3741-3_1.

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Avarikioti, Georgia, Kenan Besic, Yuyi Wang, and Roger Wattenhofer. "Online Payment Network Design." In Lecture Notes in Computer Science. Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-31500-9_20.

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Khattri, Vipin, Sandeep Kumar Nayak, Deepak Kumar Singh, and Vikrant Bhateja. "Online Payment Transaction Fraud." In Studies in Smart Technologies. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-4888-4_3.

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Khattri, Vipin, Sandeep Kumar Nayak, Deepak Kumar Singh, and Vikrant Bhateja. "Online Payment Transaction System." In Studies in Smart Technologies. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-4888-4_2.

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Revar, Ashish, Khooshi Sonkar, and Kalpesh Wandra. "Decentralized Payment Gateway: Bridging DeFi with Metamask." In Communications in Computer and Information Science. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-86305-9_27.

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Wong, Johnny W., Lev Mirlas, Weidong Kou, and Xiaodong Lin. "Credit Card-Based Secure Online Payment." In Payment Technologies for E-Commerce. Springer Berlin Heidelberg, 2003. http://dx.doi.org/10.1007/978-3-662-05322-5_11.

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Langdon, Christoph Schlueter, Fabrice Roghe, and Michael J. Shaw. "Consumer Mass Market Online Payment Solutions." In Handbook on Electronic Commerce. Springer Berlin Heidelberg, 2000. http://dx.doi.org/10.1007/978-3-642-58327-8_13.

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Mwale, Makonde, and Jackson Phiri. "Secure Mobile Payment Gateway for Higher Institutions of Learning." In Proceedings of Ninth International Congress on Information and Communication Technology. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-3302-6_30.

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Jebarani, M. R. Ebenezar, S. Lakshmi, and P. Kavipriya. "Enhanced Security Based on Face Detection in Payment Gateway." In Advancements in Cybercrime Investigation and Digital Forensics. Apple Academic Press, 2023. http://dx.doi.org/10.1201/9781003369479-14.

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Dannenberg, Marius, and Anja Ulrich. "Online kaufen, offline zahlen: Traditionelle Zahlungsmethoden dominieren im E-Commerce." In E-Payment und E-Billing. Gabler Verlag, 2004. http://dx.doi.org/10.1007/978-3-322-91252-7_4.

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Conference papers on the topic "Online Payment Payment gateway"

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Kusuma Purboyo, Ario, Achmad Rozan Chaidir, Dita Pramesti, and Hanif Fakhrurroja. "Payment Gateway Implementation for Prepaid Water Meter Payment on Mobile Application." In 2024 12th International Conference on Information and Communication Technology (ICoICT). IEEE, 2024. http://dx.doi.org/10.1109/icoict61617.2024.10698417.

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Deo, Sakshi, Mohammad Adnan, Manjay Raj, Ali Imam Abidi, and Nidhi Bansal. "Online Payment Fraud Transaction Detection using Machine Learning." In 2024 3rd Edition of IEEE Delhi Section Flagship Conference (DELCON). IEEE, 2024. https://doi.org/10.1109/delcon64804.2024.10866604.

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Sai, C. C. Dhanush, Chaluvadi Naga Amaresh, and S. Jancy. "Online Payment Fraud Detection Using Exploratory Data Analysis." In 2025 International Conference on Machine Learning and Autonomous Systems (ICMLAS). IEEE, 2025. https://doi.org/10.1109/icmlas64557.2025.10968090.

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Begum, Shifana, Rameesa K, Abdul Hafeez, Bipin T P, Nikhil C.N, and Gagan Salian. "The Next-Gen E-Commerce Platform: Merging Vendor, Inventory, and Payment Gateway Solutions." In 2025 Eighth International Women in Data Science Conference at Prince Sultan University (WiDS PSU). IEEE, 2025. https://doi.org/10.1109/wids-psu64963.2025.00031.

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Shdefat, Ahmed Younes, Mennatallah Mohamed, Shahd Khaled, Farrah Hany, Hanaa Fathi, and Diaa Salama AbdElminaam. "Comparative Analysis of Machine Learning Models in Online Payment Fraud Prediction." In 2024 Intelligent Methods, Systems, and Applications (IMSA). IEEE, 2024. http://dx.doi.org/10.1109/imsa61967.2024.10652861.

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Buranasujja, Ranida, and Tanpat Kraiwanit. "Payment gateway selection for online purchases: Evidence of an emerging market." In Corporate governance: Research and advanced practices. Virtus Interpress, 2024. http://dx.doi.org/10.22495/cgrapp23.

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The objectives of this research are to study attitudes that affect payment gateway selection for online purchases in Thailand and to study various variables that affect payment gateway selection for online purchases in Thailand, especially payments through banks. The research adopts a quantitative data collection and analysis. Quantitative data was gathered from 1,635 respondents with closed-ended questionnaires through social media, statistical analysis software, and binary regression to explore the relationship between independent and dependent variables. This study provides a brief overview of how consumers decide on payment gateway selection for online purchases in Thailand, focusing on banks and non-banks. The selection of payment methods is a new and interesting issue that has made people interested in and has become more and more popular until now. Therefore, this is the reason to raise this issue and from researching information, there is no research topic regarding the selection of payment gateway selection for online purchases in Thailand. Nowadays, the use of the Internet is growing rapidly. As a result, the rate of access to mobile and internet banking services through PromptPay has increased, which is considered the most convenient payment method. Therefore, mobile banking reduces consumers’ cash holdings, reduces transaction costs for each payment, stimulates consumption, and creates opportunities for startups and small and medium-sized enterprises (SMEs). It also promotes access to financial services and stimulates economic growth (Suwanragsa et al., 2020).
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Yang, Qifeng, Zhengwei Cheng, and Ping Song. "Research on Online Payment Mode Based On Internet Banking Payment Gateway." In 2007 International Conference on Convergence Information Technology (ICCIT 2007). IEEE, 2007. http://dx.doi.org/10.1109/iccit.2007.122.

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Yang, Qifeng, Zhengwei Cheng, and Ping Song. "Research on Online Payment Mode Based On Internet Banking Payment Gateway." In 2007 International Conference on Convergence Information Technology (ICCIT 2007). IEEE, 2007. http://dx.doi.org/10.1109/iccit.2007.4420554.

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Yang, Qi-Feng, Zhengwei Cheng, and Ping Song. "Notice of Retraction: Research on Unified Payment Gateway Online Payment Mode." In 2008 4th International Conference on Wireless Communications, Networking and Mobile Computing (WiCOM). IEEE, 2008. http://dx.doi.org/10.1109/wicom.2008.2118.

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Zhao, Xiongfei, and Yain-Whar Si. "NFTCert: NFT-Based Certificates With Online Payment Gateway." In 2021 IEEE International Conference on Blockchain (Blockchain). IEEE, 2021. http://dx.doi.org/10.1109/blockchain53845.2021.00081.

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Reports on the topic "Online Payment Payment gateway"

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Amine, Razan, and Fabrizio Santoro. Mandating Digital Tax Tools as a Response to Covid: Evidence from Eswatini, RiB 83. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.007.

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To reduce physical contact, Covid-19 forced many tax authorities to embrace digital technologies for filing and payment. Pandemic control aside, e-filing and e-payment hold great promise in facilitating taxpayer compliance, increasing transparency and curbing opportunity for collusion (Okunogbe and Santoro 2021). Eswatini mandated e-filing for all income taxpayers in September 2020, through the online e-Tax platform. Subsequently, the tax administration launched a zero-cash-handling policy for tax payments in April 2021. Our paper evaluated the impact of the e-Tax mandate on income taxpayers’ filing and payment behaviour, examining the following questions: (i) What is the impact of mandating e-filing on filing and payment compliance? (ii) Are there any spillover effects on filing and payment accuracy? (iii) What are the key mechanisms that explain the results?
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Amine, Razan, and Fabrizio Santoro. Mandating Digital Tax Tools as a Response to Covid: Evidence from Eswatini. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.006.

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To reduce physical contact, Covid-19 forced many tax authorities to embrace digital technologies for filing and payment. Pandemic control aside, e-filing and e-payment hold great promise in facilitating taxpayer compliance, increasing transparency and curbing opportunity for collusion (Okunogbe and Santoro 2021). Eswatini mandated e-filing for all income taxpayers in September 2020, through the online e-Tax platform. Subsequently, the tax administration launched a zero-cash-handling policy for tax payments in April 2021. Our paper evaluated the impact of the e-Tax mandate on income taxpayers’ filing and payment behaviour, examining the following questions: (i) What is the impact of mandating e-filing on filing and payment compliance? (ii) Are there any spillover effects on filing and payment accuracy? (iii) What are the key mechanisms that explain the results? Summary of Working Paper 140 by Fabrizio Santoro, Razan Amine and Tanele Magong.
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Santoro, Fabrizio, Razan Amine, and Tanele Magongo. Mandating Digital Tax Tools as a Response to Covid: Evidence from Eswatini. Institute of Development Studies, 2022. http://dx.doi.org/10.19088/ictd.2022.006.

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Many tax authorities changed the mode of interacting with taxpayers from physical to online as a response to the Covid-19 pandemic, to diminish the spread of the virus. Eswatini, the country under study, mandated the use of online tax filing through the e-Tax system for all income tax payers, coupled with a zero-cash-handling policy for tax payment. By means of a difference-in-difference (DID) strategy, reinforced by a propensity score matching (PSM), this paper offers an impact evaluation of the mandate on taxpayer filing and payment behaviour. We present three sets of results. First, we describe which firms are most likely to register for e-Tax – mostly large firms and those in the primary and tertiary sectors. Second, we show that e-Tax uptake significantly improves filing behaviour, as well as payment behaviour. E-Tax registered taxpayers are less likely to file nil (by 60 per cent), declare more turnover and taxable income, and are 70 per cent more likely to pay conditional on filing. Third, we shed light on the mechanisms behind our main findings, showing that the technology improved accuracy and reduced compliance costs. E-Tax-registered treated taxpayers are more likely to file on time, file for VAT, report more accurately, and, on the payment side, to pay their liabilities in full.
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Arewa, Moyosore, and Fabrizio Santoro. An Introduction to Digital Tax Payment Systems in Low-and Middle-Income Countries. Institute of Development Studies, 2022. http://dx.doi.org/10.19088/ictd.2022.019.

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National tax administrations are increasingly investing in the digital facilities needed to make it possible for taxpayers to go online both to file their routine tax returns (e-filing) and remit the tax payments due (e-payment). These facilities potentially benefit both taxpayers and tax administrations. This paper first maps the landscape, explaining which filing and payment technologies are used for tax collection in Africa. We then examine why these technologies are not used to their full potential. Some constraints are on the demand side. These include taxpayers’ preferences for cash and in-person relations and low familiarity with and trust in digital technology. Other constraints lie in infrastructure deficits and broader political, regulatory, and institutional factors. Unlocking the full potential of e-filing and e-payment systems thus seems to depend on meeting several pre-conditions, including solid political will, sound regulatory frameworks, reliable payment infrastructure and adequate investment in human capital. However, there is relatively little reliable evidence of the actual effectiveness of e-services in tax collection. We conclude by outlining some research priorities.
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Islam, Fariha, and Wahid bin Ahsan. Strengthening Consumer Trust in Bangladesh’s E-Commerce: Factors and Strategies. Userhub, 2024. http://dx.doi.org/10.58947/journal.kpry56.

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This study examines the key factors shaping consumer trust in Bangladesh’s e-commerce sector using a mixed-methods approach, incorporating qualitative interviews with 14 key stakeholders and quantitative survey data from 100 online shoppers. The findings identify crucial drivers of trust, including product authenticity, payment security, post-purchase support, and logistical reliability. Trust is eroded by issues such as fake reviews, misleading product descriptions, and poor customer service, while secure payment options and transparent return policies are essential for rebuilding consumer confidence. Gaps in digital security and regulatory oversight further hinder trust development. The study offers practical recommendations for improving security measures, customer service, and transparent business practices in e-commerce platforms. It also highlights the unique challenges and opportunities for fostering trust in developing markets, particularly within Bangladesh’s growing digital economy.
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Derrick, Fossong, Ashu Mc Moi Ndi, and Fabrizio Santoro. Digital Tax Policy and Tax Revenue Collection in Cameroon. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.001.

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Many African countries have made significant progress in digitalising tax administration. Recent research has shown promising evidence around the impact of digital solutions, such as electronic filing, on tax compliance and revenue generation. Very little, however, is known about how digitalisation could strengthen local tax administration, and how subnational government levels could benefit from broader national digitalisation reforms. The case of Cameroon illustrates how local tax administrations can struggle to benefit from technology. The digital tax policy (DTP) was adopted in Cameroon in 2014 and went fully into effect in 2016. The reform introduced an online declaration and payment system, accessible through the web portal of the Directorate General of Taxes (DGT), the national tax administration. The reform also heavily focussed on pre-filling tax returns. With the information it has on taxpayers’ business activities, income and assets, the tax administration automatically issues a pre-filled tax return form. In turn, taxpayers, accessing the pre-filled form online, only have to confirm the information on it if they find it is accurate. If not, they have to amend the form online. Further, the web portal permits taxpayers to make their payments digitally, through a bank or electronically. Summary of African Tax Administration Paper 33.
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Soydemir, Gökçe, and Orestis Panagopoulos. Construction Contracting in the Zero Emission Transportation Sector: Evidence from Underrepresented Businesses. Mineta Transportation Institute, 2024. http://dx.doi.org/10.31979/mti.2024.2348.

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This study investigates the degree to which underrepresented construction contractors face challenges in California's zero-emission transportation sector to devise a simpler and more efficient bonding structure. Using a survey dispersed over underrepresented businesses across the state, the study provides several suggestions for a statewide bonding program that caters to the needs of contractors. Both qualitative and quantitative methods are used in the study. The survey data are evaluated using econometric tools to analyze whether there are any statistically significant associations between contractors' characteristics and their industry experiences. Focus groups and focused interviews are conducted to identify those perspectives the survey does not capture, enhancing the quantitative results with firsthand accounts from contractors. This research reveals that many barriers prevent underrepresented businesses from competing effectively and having a more efficient bonding structure. The main obstacles include lack of funds, redundancies in the system such as the retention requirement, insufficient availability of necessary resources, the presence of unconscious bias, problems encountered in guaranteeing faster payments by having a payment clause that works very similarly to the federal system, and relatively high percentages required for bonding and lack of statewide consistency of funding assistance in the bonding process. These businesses exhibit a lack of information and trust regarding the efficacy and accessibility of these programs. The findings indicate the need for legislative changes that prioritize increasing these contractors' access to resources, transparency, prompt automatic payment, and mentee-mentor support. The study also recommends reorganizing the current support systems, such as by implementing an online forum to assist underrepresented contractors, enabling them to compete and cooperate more effectively and contribute to a more equitable and sustainable zero-emission transportation sector in California.
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Mashingia, Jane, S. Maboko, P. I. Mbwiri, et al. Joint Medicines Regulatory Procedure in the East African Community: Registration Timelines and Way Forward. Purdue University, 2021. http://dx.doi.org/10.5703/1288284317429.

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A review of the East African Community (EAC) joint regulatory review process was conducted, registration timelines analyzed and key milestones, challenges and opportunities documented for the period of July 2015 to January 2020. A total of 113 applications were submitted for joint scientific review. Among these, 109 applications were assessed, 57 were recommended for marketing authorisation, 52 applications had queries to applicants and four applications were under review. A total median approval time for all products ranged from 53 to 102 days. The maximum time taken by a regulator to review the dossier was 391 days and the minimum time was 44 days. For applicants, the maximum time to respond to queries was 927 days and the minimum time was nine days. The total median time for granting marketing authorisation by the National Medicines Regulatory Authorities (NMRA) decreased from 174 to 39 working days in 2015 and 2019 respectively. However, not all EAC NMRA has granted marketing authorisation to all 57 products due to non-payment of applicable fees by applicants. Long regulatory approval timelines were contributed by limited capacity for timely scientific review of dossier by some NMRA, lack of online portal to share dossiersand assessment reports, delay in responding to queries by applicants and deficiencies in dossier. The metric tool and register of medical products submitted for joint scientific review had incomplete data. Challenges were identified and actions recommended to ensure regional regulatory system optimization, efficiency, transparency, sustainability and accountability.
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Fossong, Derrick, and Ashu Mc Moi Ndi. Digital Tax Policy and Tax Revenue Collection in Cameroon. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.060.

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Cameroon adopted a digital tax policy some eight years ago. Before full implementation of the digital tax policy in 2016, councils in Cameroon, especially local councils, reported many challenges due to delays and irregularities in central government revenue-sharing (shared taxes). The direct taxes and fees collected by the councils were felt to be low, given the effort needed to collect them. It is important to understand whether adoption of the digital tax policy has increased the much-needed tax revenue for local council projects, and enhanced general tax revenue. General tax revenue refers to compulsory transfers to the central government for public purposes, and is made up of resource rent, direct and indirect taxes, and trade taxes. This study examines the impact of the digital tax policy on tax revenue collection in Cameroon using quarterly data from 2010 to 2021, employing an autoregressive distributed lag (ARDL) estimation technique. The results reveal that the digital tax policy put in place in 2016 had a positive and significant long-term impact on general tax revenue, but a negative and significant short-term impact on general tax revenue. The impact was positive but insignificant on council tax revenue in both the long and short term. Findings indicate that full positive gains from the digital tax policy in Cameroon have not yet been achieved due to local constraints in rural areas. Based on our findings, we recommend that business owners should be trained to use the online declaration and payment system. This will improve ease of use, reduce dependence on agents, and boost collection of general and council tax revenue.
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Ali, Abdelrahman. Significance of Adopting Digital Financial Technologies in Egypt. Islamic Development Bank Institute, 2023. http://dx.doi.org/10.55780/re24033.

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Egypt has a growing population of more than 100 million, an increase of more than 7 million since the 2017 census. With this population growth, the country faces significant development challenges as its large and growing population is unbanked and underserved in financial services. Hence, Egypt exerts more efforts to promote and deliver affordable digital financial inclusion to expand its financial services outreach by encouraging private sector intervention. The private sector could contribute effectively to financial technology adoption through smartphones and instant payment applications. The Central Bank of Egypt has established an online Fintech portal (Fintech Egypt) to promote financial inclusion through digitalising start-up businesses and investors’ financial corporations. The country’s primary goal is to put all the financial institutions, providers, and users in an effective Fintech ecosystem, make financial services available for the Egyptians and promote financial inclusion through digital financial access. Another fintech initiative by the public sector is developing a new e-payments system for domestic use within the country’s territories. The central bank regulates this new e-payments system with the Egyptian national banks. To make the e-payments system effective, regulatory law number 18 was enacted in 2019. These public- and private-sector fintech initiatives are paving the way for Egypt’s adoption and implementation of financial technology. This technology adoption is expected to positively impact the life of the country’s unbanked and financially unreachable citizens by enhancing financial inclusion. This article elaborates on why digital financial inclusion is important for Egypt. Digital financial initiatives are expected to enable financial services to reach unreachable remote areas overcoming the physical and financial infrastructure barriers, particularly for 70% of disadvantaged citizens.
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