Academic literature on the topic 'Overdraft limit'

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Journal articles on the topic "Overdraft limit"

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Oba, Kenneth Miebaka. "Cash Flow Analysis and Management of Project Portfolio Using Percentile Points." International Journal of Innovative Research in Engineering and Management 10, no. 4 (2023): 194–200. http://dx.doi.org/10.55524/ijirem.2023.10.4.27.

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Effective financial and cash flow management are essential elements of an effective project execution plan. For this study, five projects were being executed simultaneously by SOFTSTRUCT CONSULTANTS, a construction company based in Port Harcourt, Nigeria. The company has an overdraft limit of $1,200,000. They are to commence on different dates starting from September 2022 and ending at February 2026. The percentile point (PP) method was used to generate the cash flow analysis and management. It was found that the company arrived at a maximum overdraft of $1,200,000, which was less than the lim
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Tzouganatos, Dimitris, Annick de Wilde, and Eva Maria Belser. "BGH, Urteil vom 18.5.1995, - Zur Wirksamkeit einer formularmäßig vereinbarten Globalbürg-schaft nach dem AGBG - Zur teilweisen Aufrechterhaltung einer Klausel im Gegensatz zur unzulassigen." European Review of Private Law 7, Issue 1 (1999): 121–39. http://dx.doi.org/10.54648/233271.

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In this decision the 9th Civil Chamber of the German Federal Supreme Court changed its case law on the validity of a standard form contract providing a universal guarantee, and followed the 'causation' line of case law of the 5th and 11th Civil Chambers. The judgment was based on the following set of facts: The plaintiff savings bank provided a property company, a Kommanditgesellschaft, with an overdraft. In 1984 the defendant, a shareholder in the company, agreed to become personal guarantor of the credit advanced to the property company under a standard form of agreement with no restrictions
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Irpiena, Resela, Ratna Setyawardani Alifen, and Herry Pintardi Chandra. "Model Proyeksi Dan Optimalisasi Cash Flow Multi Proyek." Dimensi Utama Teknik Sipil 3, no. 2 (2016): 1–8. http://dx.doi.org/10.9744/duts.3.2.1-8.

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This study aims to create an integrated system that has the ability to project the schedule and cash flow of a multi project situation for construction companies, while optimizing them so that a more efficient schedule and financial planning is achieved. In this study, an efficient construction planning refers to a schedule combination that generates a cash flow with minimum overdraft for the company.This study focuses on utilizing floats from non-critical activities in initial or as-planned schedule. Iteration on the floats is done with evolutionary algorithm optimization method using project
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Shatalova, Elena P. "Corporate Lending in Overdraft Mode: Determination of Limit and Criteria for Economic Justification." Journal of Reviews on Global Economics 7 (November 12, 2018): 538–48. http://dx.doi.org/10.6000/1929-7092.2018.07.50.

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Dary, Stanley Kojo, and Harvey S. James Jr. "Trade credit supply in African agro-food manufacturing industry: determinants and motives." Agricultural Finance Review 78, no. 3 (2018): 312–29. http://dx.doi.org/10.1108/afr-03-2017-0017.

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Purpose The purpose of this paper is to examine the determinants and motives for supply of trade credit among agro-food manufacturing firms in African countries. Design/methodology/approach The paper uses a subsample of food manufacturing firms from World Bank Enterprise Survey in eight African countries in 2014. Two-limit Tobit models are specified for the determinants of trade credit supply (TCS) and the motives for TCS are inferred from the determinants. An instrumental variable two-limit Tobit model is estimated to check the endogeneity of trade credit received (TCR) in relation to trade c
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Vasilyeva, Alfiya F. "Approaches to Modelling Exposure at Default for the Entire Life of the Asset." Financial Journal 13, no. 4 (2021): 91–109. http://dx.doi.org/10.31107/2075-1990-2021-4-91-109.

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This paper is devoted to developing an optimal model for assessing the default requirement (EAD) of assets over the entire life of a financial instrument in accordance with the requirements of IFRS 9 “Financial instruments”. The EAD for the whole life of a financial instrument is a set of estimates of EAD values from the first to the last year during the life of the asset. Two models are used for evaluating EAD under agreements with a set limit (for example, a credit line, overdraft) and under guarantees and letters of credit: the EAD model for balance sheet financial instruments (applied to t
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Movilla-Quesada, Diana, Aitor C. Raposeiras, Manuel Lagos-Varas, Osvaldo Muñoz-Cáceres, Valerio-Carlos Andrés-Valeri, and Loreto Troncoso. "Study of the Optimal Dosage of Celullose Ash as a Contribution Filler in Asphalt Mixtures Based on Its Adhesiveness under Moisture Conditions." Sustainability 13, no. 2 (2021): 854. http://dx.doi.org/10.3390/su13020854.

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Chile is the first Latin American country to begin an “ecological overdraft”, as established by the Global Footprint Network (GFN). This implies that the country’s ecological footprint has exceeded the global average bio-capacity. The consumption of natural aggregates for construction in Chile has grown by around 6.6% in the last year, with around 120 million tons being extracted. Given the above, it is important to seek alternatives that help to minimize the problem of resource scarcity, as well as the recovery of industrial by-products and/or waste. The Chilean forestry sector has also grown
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Maples, Stephen R., Graham E. Fogg, and Reed M. Maxwell. "Modeling managed aquifer recharge processes in a highly heterogeneous, semi-confined aquifer system." Hydrogeology Journal 27, no. 8 (2019): 2869–88. http://dx.doi.org/10.1007/s10040-019-02033-9.

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Abstract Widespread groundwater overdraft in alluvial aquifer systems like the Central Valley (CV) in California, USA, has increased interest in managed aquifer recharge (MAR). Like most clastic sedimentary basins, recharge to the productive semi-confined CV aquifer system remains a challenge due to the presence of nearly ubiquitous, multiple confining units (silt and clay) that limit recharge pathways. Previous studies suggest the presence of interconnected networks of coarse-texture sand and gravel deposits that bypass regional confining units over a small fraction of the CV near the America
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Van Roeyen, Gino, Mariangela Ferrari, Bruno Inzitari, and Nicolas Geelhand. "Barclays Bank plc v O'Brien and another [1993] 4 All ER 417, BVerfG, 19.10.1993." European Review of Private Law 4, Issue 3 (1996): 263–85. http://dx.doi.org/10.54648/141124.

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Barclays Bank plc v O'Brien (Case 1) provided an opportunity for the House of Lords to settle an issue which had arisen on a number of previous occasions in the Court of Appeal. The question was whether a bank is entitled to enforce against a wife an obligation to secure a debt owed by her husband to the bank where the wife has been induced to stand as a surety for her husband's debt by the undue influence or misrepresentation of the husband. The House of Lords concluded that a creditor would be fixed with constructive notice of the undue influence or misrepresentation of a cohabitee (and ther
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Bremard, Thanawat. "Monitoring Land Subsidence: The Challenges of Producing Knowledge and Groundwater Management Indicators in the Bangkok Metropolitan Region, Thailand." Sustainability 14, no. 17 (2022): 10593. http://dx.doi.org/10.3390/su141710593.

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Multiple major coastal cities face the threat of sea level rise with global climate change. This vulnerability can be further exacerbated by local contexts of urbanization and flood management. Land subsidence caused by groundwater over-extraction has long been identified as a factor that exposes cities to the threat of submergence through its interaction with the sea’s tidal regime or a river basin’s precipitation pattern and flood regime. Decision-making in regards to environmental issues such as land subsidence ultimately relies on monitoring data to frame the problem and formulate policies
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Dissertations / Theses on the topic "Overdraft limit"

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Мовчан, О. В. "Теоретичні підходи до визначення ліміту овердрафту в управлінні кредитним ризиком". Thesis, Українська академія банківської справи Національного банку України, 2010. http://essuir.sumdu.edu.ua/handle/123456789/61521.

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Обгрунтована необхідність подальших наукових досліджень у напрямку розробок обґрунтованих методик визначення ліміту овердрафту<br>The necessity of further scientific research is substantiated researches in the direction of development of the justified methods of determining the limit of overdraft
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Book chapters on the topic "Overdraft limit"

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Neville, Stephen. "The Formalities for Entry into a Regulated Agreement." In The Law of Consumer Credit and Hire. Oxford University PressOxford, 2009. http://dx.doi.org/10.1093/oso/9780199230365.003.0006.

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Abstract This information must be provided by the time of the agreement and it must be confirmed in writing. If the bank’s agreement is tacit, and the account remains overdrawn for more than three months, the bank must inform the customer in writing no later than seven days after the end of that three-month period of the annual rate of interest and the charges applicable.13 Accordingly, customers are not required to sign regulated agreements when banks grant overdrafts on current accounts. The CCA 1974 does not define ‘current account’, but it is likely to be restricted to running-accounts fro
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Sami, Ben Jabeur. "Financial Distress and Bankruptcy Costs." In Global Strategies in Banking and Finance. IGI Global, 2014. http://dx.doi.org/10.4018/978-1-4666-4635-3.ch024.

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Since the crisis of the 1930s and the early work of writers such as Fitzpatrick (1932), the problem of failure has become a field of investigation and research in its own right. According to Franks and Sussman (2005), a firm is defined as being in distress once the local branch or regional credit manager decides to transfer a status report to the monitoring unit of economic enterprises or responsible financial diagnosis. Such decisions may occur, especially for SMEs, in the case of violations of certain terms (non-payment of interest exceeding the overdraft limit ...) or following a poor asses
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"TFEU." In The EU Treaties and Charter of Fundamental Rights: A Commentary, 2nd ed., edited by Manuel Kellerbauer, Marcus Klamert, and Jonathan Tomkin. Oxford University Press, 2024. http://dx.doi.org/10.1093/law/9780198913689.003.0284.

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Abstract This chapter emphasizes how Article 126 TFEU is referenced to explain the coordination of economic policy and states that the Member State (MS) avoids excessive government deficits. It discusses the outer limits set in Article 126 TFEU for the freedom of MS in their economic policies, including matters that remain national competences such as public spending and taxation. It also reviews the provision of Article 126 TFEU for a monitoring system and possible sanctions for those MS that run excessive deficits. The chapter demonstrates how Article 126 TFEU is read together with Articles
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"were overdrawn but not by an amount which exceeded agreed overdraft limits. The defendant was charged (under Hong Kong legislation identical to the Theft Act 1968) with theft of choses in action, namely debts owed by the bank to the companies." In Sourcebook Criminal Law. Routledge-Cavendish, 1996. http://dx.doi.org/10.4324/9781843143093-185.

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Conference papers on the topic "Overdraft limit"

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Wu, Jiahui, Shaofu Lin, Hao Kong, and Hui Shi. "The Combination Forecasting Model of Telecommunication User Tricking Account Overdraft Limit Based on Logistic Regression and SVM." In 2019 IEEE International Conference on Artificial Intelligence and Computer Applications (ICAICA). IEEE, 2019. http://dx.doi.org/10.1109/icaica.2019.8873457.

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Kong, Hao, Shaofu Lin, Jiahui Wu, and Hui Shi. "The Risk Prediction of Mobile User Tricking Account Overdraft Limit based on Fusion Model of Logistic and GBDT." In 2019 IEEE 3rd Information Technology, Networking, Electronic and Automation Control Conference (ITNEC). IEEE, 2019. http://dx.doi.org/10.1109/itnec.2019.8729173.

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Reports on the topic "Overdraft limit"

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Donnelly, Alan. Evaluating the impact of higher education funding aimed to address student hardship: Survey findings. Sheffield Hallam University, 2021. http://dx.doi.org/10.7190/steer/student_hardship.

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This report explores the findings of an evaluation conducted at Sheffield Hallam University to understand the impact of institutional financial support provided to students who are under-represented in higher education or who are facing hardship. This evaluation implemented the validated financial support evaluation toolkit, which is recommended by the Office for Students, as the framework for this data collection and analysis (McCaig et al., 2016). The survey tool, which was used in this current phase of the evaluation, contains closed and open-ended questions that explore what the funding ha
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