Academic literature on the topic 'Owners health insurance'

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Journal articles on the topic "Owners health insurance"

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Becker, Michelle, Holger Volk, and Peter Kunzmann. "Is Pet Health Insurance Able to Improve Veterinary Care? Why Pet Health Insurance for Dogs and Cats Has Limits: An Ethical Consideration on Pet Health Insurance." Animals 12, no. 13 (2022): 1728. http://dx.doi.org/10.3390/ani12131728.

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Background: Owners often feel the cost of veterinary care is too high, as there remains a limited understanding of the cost of health care in human and veterinary medicine alike. Pet health insurance is often seen as a universal solution. However, especially for patient owners with few financial resources, both the bill at the vet and the monthly premium for pet health insurance can become a challenge. Hypothesis: Pet health insurance can prevent or ease many price discussions at the vet, but it does not offer a solution for patient owners with little financial means. Methods: In order to veri
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Williams, Angelica, Brian Williams, Charlotte R. Hansen, and Keith H. Coble. "The Impact of Pet Health Insurance on Dog Owners’ Spending for Veterinary Services." Animals 10, no. 7 (2020): 1162. http://dx.doi.org/10.3390/ani10071162.

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The U.S. pet population is increasing, but access to veterinary care continues to be a concern. One method of alleviating barriers that prevent access to care is the presence of pet health insurance for a pet. Dog owners were surveyed to see the impact of pet health insurance on dog owners’ visits and expenditures at the veterinarian. Using several models, it was found that pet health insurance had a significant and positive impact on the amount spent at the veterinarian. Other dog and dog owner characteristics were found significant in impacting expenditures and visits at the veterinarian. Fi
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Taniguchi, Yu, Yuri Yokoyama, Tomoko Ikeuchi, et al. "Pet ownership-related differences in medical and long-term care costs among community-dwelling older Japanese." PLOS ONE 18, no. 1 (2023): e0277049. http://dx.doi.org/10.1371/journal.pone.0277049.

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This study examined the differences in medical and long-term care costs over 18 months between pet owners and non-owners among community-dwelling older Japanese. Pet ownership data were collected from 460 community-dwelling adults age 65 years and older. These data were matched with data from the National Health Insurance, health insurance for older people, and Long-Term Care Insurance beneficiaries for 17 months back from the survey on pet ownership. Pet-ownership group-specific trajectories in monthly medical and long-term care costs were modeled by a generalized estimating equation. Among p
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Muhadi. "Analisis terhadap Upaya Kepemilikan Jaminan Kesehatan di Wilayah Kecamatan Gubeng Kelurahan Mojo Surabaya." Sain Med Kopertis VII 9, no. 1 (2017): 52–56. https://doi.org/10.5281/zenodo.1035999.

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<strong>ABSTRACT</strong> The National Health Insurance (JKN) is a guarantee in the form of health protection for participants to benefi t health care and protection to meet basic health needs. The assurance given to every person who has paid dues or for participants Benefi ciaries Contribution (PBI) has been paid by the government. Total participation in the Regional Health BPJS 7 East Java until November 2015 reached 21.4 million people of the total population of nearly 38 million people. That is, the amount of participation in the region has reached 56.31%. JKN amount of participation in Ea
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Corr, Sandra A., Thomas Bøker Lund, Peter Sandøe, and Svenja Springer. "Cat and dog owners’ expectations and attitudes towards advanced veterinary care (AVC) in the UK, Austria and Denmark." PLOS ONE 19, no. 3 (2024): e0299315. http://dx.doi.org/10.1371/journal.pone.0299315.

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Modern veterinary medicine offers a level of care to cats and dogs similar to that available to their owners, including blood transfusions, chemotherapy and MRI scans. The potential benefits to the animals of owners who can afford such care are obvious, but there can also be negative consequences if owners with strong emotional attachments to their pets pursue treatments that significantly reduce the quality of the animal’s life while attempting to prolong it. Moreover, caring for a chronically or seriously ill animal can lead to emotional distress and financial and practical challenges for th
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MARTSENIUK, Olena. "CURRENT TRENDS OF AUTOTRANSPORT INSURANCE IN UKRAINE." "EСONOMY. FINANСES. MANAGEMENT: Topical issues of science and practical activity", no. 2 (56) (June 29, 2021): 94–107. http://dx.doi.org/10.37128/2411-4413-2021-2-7.

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The research of the article is aimed at highlighting the essence and features of the functioning of the car insurance market in Ukraine. The study found that motor insurance is associated with profound economic and social changes in society due to mass motorization, the growth of the car fleet and traffic intensity, as well as huge material losses as a result of road accidents. It should be noted that freight transport is developing quite rapidly both within the country and abroad. At the same time, an increase in the number of intercity bus transportation, excursion and tourist bus services h
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Gao, Yuze, Tangzhen Li, Pengfang Gao, Zhenhao Gao, and Jiaxu Wang. "Research on the Cognition and Consumption Willingness of Jinan Citizens to Pet Insurance." Academic Journal of Management and Social Sciences 10, no. 3 (2025): 158–62. https://doi.org/10.54097/31awff49.

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With the improvement of residents' living standards, pets play an increasingly important role in the family, and the pet insurance market is gradually emerging. This study takes Jinan residents as the survey object. The results show that Jinan residents have a low awareness of pet insurance, but among the pet owners, a certain proportion of residents show a high willingness to consume. Through the influencing factors, it is found that keeping pets, pet health, income level and other factors have a significant impact on consumption willingness.
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Hidayat, Agus Sofian Eka. "Pengenalan dan Pembelajaran Asuransi Melalui Media Online, Sarana Pendukung Program 1000 Aktuaris bagi Masyarakat Indonesia." JILPI : Jurnal Ilmiah Pengabdian dan Inovasi 1, no. 3 (2023): 371–78. http://dx.doi.org/10.57248/jilpi.v1i3.96.

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The low number of representatives from insurance ownership in Indonesia and the lack of achievement of an equal number of actuaries in Indonesia shows the low literacy of the importance of insurance and insurance science. Insurance is an important thing for the community, to face the risk of both death, loss, and health risks. To improve community literacy, seminars and learning are needed that can be accessed easily and cheaply, one of which is using the media YouTube. The results of this service activity have a positive impact on the community, both in terms of understanding insurance terms
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Козлова, Ольга, and Olga Kozlova. "CURRENT STATE OF REGIONAL INSURANCE BY THE EXAMPLE OF THE KEMEROVO REGION." Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences 2017, no. 1 (2017): 39–46. http://dx.doi.org/10.21603/2500-3372-2017-1-39-46.

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&lt;p&gt;The article considers the current state of insurance market in the Kemerovo region, as well as trends affecting the market. In the crisis year of 2015, the insurance market of Russia and Kemerovo region was developing due to the growth of compulsory insurance and life insurance, whereas classical insurance saw a decline. Comparative analysis of insurance market in Russia showed a preferential development of optional medical insurance and compulsory third party car insurance in the regional insurance market. The article features an analysis of the structure of the insurance portfolio o
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Deister, Sören. "Zurück zur Struktur? Zur gegenwärtigen und zukünftigen Gewährleistung stationärer Gesundheitsversorgung." Die Verwaltung 54, no. 3 (2021): 341–74. http://dx.doi.org/10.3790/verw.54.3.341.

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The article analyzes regulatory structures in German public health law in the light of the pandemic. It focuses on the responsibility of the welfare state to provide access to hospital treatment. While the public law corporations that finance statutory health insurance, keenly argue in favor of centralization and specialization, others, including the German Hospital Federation, prefer regional planning and highlight the importance of sufficient hospital bed capacity. The German hospital sector is characterized by a mixture of public, private for profit and charity-based hospital owners who pro
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Books on the topic "Owners health insurance"

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Wisconsin. Office of the Commissioner of Insurance., ed. "The Kassebaum/Kennedy Act": A summary for consumers and business owners : the Health Insurance Portability and Accountability Act of 1996 and 1997 Wisconsin Act 27. Commissioner of Insurance, 1997.

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Office, General Accounting. Nuclear regulation: NRC's liability insurance requirements for nuclear power plants owned by limited liability companies : report to congressional requesters. GAO, 2004.

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Veatch, Robert M., Amy Haddad, and E. J. Last. Health Insurance, Health System Planning, and Rationing. Edited by Robert M. Veatch, Amy Haddad, and E. J. Last. Oxford University Press, 2017. http://dx.doi.org/10.1093/med/9780190277000.003.0015.

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This chapter begins with a description of the various reasons for the accelerating costs of prescription drugs in the United States. It then discusses benefits and burdens of drug therapy within public and private insurance programs. Insurance risk pooling is examined in light of the requirement in the Affordable Care Act to buy health insurance and the consequences when people decide not to buy insurance. Disagreements between the personal beliefs of the owners of a privately held company and the Affordable Care Act’s requirement to cover contraceptives through employee insurance plans are di
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B, Verubi. Your Cat's Record Book - New Kitten Health Records - Vaccinations, Medications and Treatments, Weight Log, Pet Sitter Notes, Special Diets - Perfect Gift for New Pet Owners: Insurance, Medical History, Operations. Independently Published, 2021.

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Medicare: Referrals to physician-owned imaging facilities warrant HCFA's scrutiny : report to the chairman, Subcommittee on Health, Committee on Ways and Means, House of Representatives. U.S. General Accounting Office, 1994.

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Book chapters on the topic "Owners health insurance"

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ten Brink, Tobias, Armin Müller, and Tao Liu. "The Introduction of Pension, Accident, and Health Insurance in Urban China." In Global Dynamics of Social Policy. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-91088-4_2.

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AbstractSince the initiation of reform and opening policies, social protection for urban workers in China has transformed massively. Before the 1980s, state-owned enterprises were responsible for protecting workers from social risks such as old age, accidents, and illness. Today, these three areas are organised as contribution-based social insurance systems with Chinese characteristics. This chapter identifies the causal mechanisms that led to the introduction of insurance schemes in the 1990s and early 2000s. We find three causal mechanisms: (neutral and strategic) policy experimentation, top
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Pandiri, Lahari. "Pet insurance: Safeguarding the health and well-being of your companion animals." In The Complete Compendium of Digital Insurance Solutions: Life, Health, Auto, Property, and Specialized Coverage in the Age of AI, Automation, and Intelligent Risk Management. Deep Science Publishing, 2025. https://doi.org/10.70593/978-81-988918-0-8_7.

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Pet insurance is a special form of medical insurance that covers the expenses associated with your pet's medical treatment for illnesses and accidents. The pet medical insurance market is rapidly growing, as reflected in the increasing numbers of pet owners who are exploring the demand for commercial pet insurance. Currently, pet medical insurance is routinely utilized by less than 2% of pet owners. This is especially due to the large costs associated with pet insurance. With recent developments in veterinary medical care, the scope of medical services provided and costs associated with such s
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Martseniuk, Olena. "CURRENT TRENDS AND PROBLEMS OF THE MARKET OF CIVIL LIABILITY INSURANCE OF VEHICLE OWNERS AND WAYS TO SOLVE IT." In Theoretical and practical aspects of the development of modern scientific research. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-195-4-5.

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Insurance in general and civil liability insurance, as part of it, is an infrastructure that helps increase the efficiency of all areas of business. This determines the importance of the development of all types of insurance in Ukraine, taking into account the process of Ukraine’s integration into the world community. The development of insurance business in our country should be based on the study and balanced use of experience of industrialized countries with long traditions of insurance market organization, legal regulation of insurers and diversification of various types of insurance [2].T
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Dadmarz, Hamed H. "Risk Analysis of ICT Assets." In Advances in Electronic Government, Digital Divide, and Regional Development. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7086-8.ch010.

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Risk analysis is required in all companies to help the business owners or top managers make decisions about risk management strategy, which itself provides an organization with a roadmap for information and information infrastructure protection aligned to business goals and the organization's risk profile. This chapter identifies information assets including network, electricity, hardware, service, software, and human resources in the ICT department of a health insurance company and their relevant risks. To determine the risks, the level of confidentiality, level of integrity, level of availab
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van den Oever J.G.J.M. "Win-win opportunities by using smart cards in health care." In Studies in Health Technology and Informatics. IOS Press, 1997. https://doi.org/10.3233/978-1-60750-893-9-119.

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Changes in society lead to individualization of both care - and insurance packages. This has created a necessity for patients and health professionals to have available at any time a personal key to patient data and insurance data. The &amp;ldquo;ZorgPas Initiatief&amp;rdquo; is starting a roll-out of smart cards for personal use by patients at points-ofcare. The first goal is to save costs by simplifying the financial/administrative process using a card transaction switch. Other objectives are linked to the parallel development of shared databases with patient data, which need secure and safe
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Kitchens, Fred L. "Artificial Neural Networks Used in Automobile Insurance Underwriting." In Encyclopedia of Information Science and Technology, First Edition. IGI Global, 2005. http://dx.doi.org/10.4018/978-1-59140-553-5.ch032.

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As the heart of the insurance business, the underwriting function has remained mostly unchanged for nearly 400 years when Lloyd’s of London was a place where ship owners would seek out men of wealth. The two would contractually agree to share the financial risk, in the unlucky event that the ship would be lost at sea (Gibb, 1972; Golding &amp; King-Page, 1952).
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Lee Hsiu-An, Chao Louis R., Rau Hsiao-Hsien, Yang Shang-Dong, and Hsu Chien-Yeh. "A Cloud Based Potentially Inappropriate Medication Management System Using Patient Owned Personal Health Records." In Studies in Health Technology and Informatics. IOS Press, 2018. https://doi.org/10.3233/978-1-61499-872-3-208.

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Taiwan has been confronted with a serious problem of aging in recent years. The prevalence of the chronic diseases caused by aging is increased continuously, which has led to a high percentage of comorbidity and polypharmacy. The proportion of the elderly people with polypharmacy (over three to five kinds of drugs) is 81%. Under the situation of high comorbidity, the potentially inappropriate drug for the elderly have become a series problem. However, in order to promote personal health management, Taiwan's Ministry of Health and Welfare has released a service of &amp;ldquo;My Health Bank&amp;
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Powers, Madison, and Ruth Faden. "Medical Care and Insurance Markets." In Social Justice. Oxford University PressNew York, NY, 2008. http://dx.doi.org/10.1093/oso/9780195375138.003.0005.

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Abstract Markets are a central pillar of almost every social structure throughout the modern world, especially since the end of the Cold War. Official ideologies may cling to contrary views, or markets in underdeveloped nations may not resemble the complexity and sophistication of mature markets, but markets do play a prominent role almost everywhere. International organizations such as the World Bank and International Monetary Fund often condition loan guarantees to developing nations on commitments to increase their reliance upon private markets as an alternative to state-owned industries an
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Weems, Robert E. "Business Titan." In The Merchant Prince of Black Chicago. University of Illinois Press, 2020. http://dx.doi.org/10.5622/illinois/9780252043062.003.0005.

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This chapter examines how Anthony Overton dramatically diversified his financial interests during the 1920s. In 1922, Anthony Overton assumed the presidency of Chicago’s Douglass National Bank (the second black-owned bank to receive a national charter). Two years later, Overton started the Chicago-based Victory Life Insurance Company. In 1927, Victory Life became the only black-owned insurance company granted the right to conduct business in New York State. Following this business coup, Overton, in some circles, became regarded as “the merchant prince of his race.” To further enhance his growi
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Bakker, Karen J. "The Retreat of the Market? Re-regulation and Water Supply Industry Restructuring." In An Uncooperative Commodity: Privatizing Water in England and Wales. Oxford University PressOxford, 2004. http://dx.doi.org/10.1093/oso/9780199253654.003.0007.

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Abstract In May 2001, the assets of Welsh Water were sold to a self-styled ‘people’s company’ named Gias Cymru (Blue/Green Wales). Gias Cymru is a not-for-profit private company limited by guarantee under the Companies Act 1985, with a structure modelled after BUPA—a private, non-profit association which is Britain’s largest non-governmental health insurance provider. Gias Cymru was formed for the sole purpose of purchasing the assets of Welsh Water from its American-owned parent company, Western Power. Owned by its members (mostly prominent Welsh citizens), prohibited from diversifying outsid
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Conference papers on the topic "Owners health insurance"

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Koyuncu, Ömer Sezer, and Seçil Arslan. "Clustering and Behavioral Analysis of Health Insurance Owners." In 2024 9th International Conference on Computer Science and Engineering (UBMK). IEEE, 2024. https://doi.org/10.1109/ubmk63289.2024.10773513.

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Chakrapani, D. G., and Ralph A. Hudson. "Environmentally-Assisted Cracking in Welded Deaerator Vessels in the Pulp and Paper Industry." In CORROSION 1986. NACE International, 1986. https://doi.org/10.5006/c1986-86138.

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Abstract The questionable integrity of operating deaerator vessels in the pulp and paper industry were brought to the attention of mill owners and insurance companies by a statement issued in September 1983 by the Technical Association of Pulp and Paper Industry (TAPPI): "Three deaerator storage vessels have ruptured, one of which resulted in fatalities and considerable plant downtime." As recommended by TAPPI, industry-wide inspections of deaerator heater and storage vessels revealed that the problem was widespread. MEI-Charlton, Inc., nondestructive testing engineers and metallurgical consul
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Gajinov, Tamara. "Trends, practice and perspectives in pet insurance." In 26th Conference INSURANCE LAW AND CORPORATE GOVERNANCE. Association for Insurance Law of Serbia, 2025. https://doi.org/10.46793/aida26.sav.02g.

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Nowadays international and an increasing number of national regulations that govern pet ownership in the world encourage owners to take responsibility for the welfare of their animals. One way to ensure this is through the institution of pet insurance. Pet insurance is an emerging growing global market which has reached size of 4.5 million dollars until 2020, as a result of the increase in number of pets, gradual change in the legal position of animals, strengthening relations between humans and pets and increasing investments in the quality of pet lives and health. There is still rather limit
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Gayatri, Maria. "The Use of Modern Contraceptives among Poor Women in Urban Areas in Indonesia." In The 7th International Conference on Public Health 2020. Masters Program in Public Health, Universitas Sebelas Maret, 2020. http://dx.doi.org/10.26911/the7thicph.03.27.

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ABSTRACT Background: Poverty in urban areas is a complex problem for the development of human resources, including the control of population numbers. This study aimed to determine the factors influencing the use of modern contraceptives in urban areas among poor women in Indonesia. Subjects and Method: This was a cross-sectional study conducted in rural areas in Indonesia. Total of 3,249 women aged 15-49 years who were poor and live in urban areas in Indonesia were enrolled in this study. The dependent variable was the use of modern contraceptives. The independent variables were husband’s work
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Reports on the topic "Owners health insurance"

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Kinnan, Cynthia, Krislert Samphantharak, Robert Townsend, and Diego A. Vera-Cossio. Research Insights: How Do Economic Networks Contribute to the Spread and Mitigation of Health Shocks? Inter-American Development Bank, 2022. http://dx.doi.org/10.18235/0004420.

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Small firm owners facing idiosyncratic shocks adjust production by cutting spending and reducing their demand for external workers. These shocks propagate to other local households with whom shocked firms trade inputs and labor through local supply-chain and labor market networks, leading to declines in transactions, income, and consumption. The total indirect effects are larger than the direct effects: a US$1 decline in a shocked households business spending reduces aggregate consumption by US$1.7. Both the direct and indirect effects are mitigated by incoming transfers to shocked households
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