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Journal articles on the topic 'Pawnshop'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Karina Putri, Jihan, Isnaini Harahap, and Reni Hermila Hasibuan. "Konsep dan Penerapan Akad Rahn pada Pegadaian Syariah Kota Langsa." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 4, no. 1 (2022): 1–6. http://dx.doi.org/10.47467/elmal.v4i1.1235.

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Pawn is included in one form of debt-receivable agreement by using collateral to create an element of trust from the creditor towards the debtor. Pegadaian is an institution to obtain funding and financing needs by holding the property of the pawnbroker by the recipient of the pawn which functions as collateral for the debt. Pawnshops are divided into two, namely Sharia Pawnshops and Conventional Pawnshops. The Sharia pawnshop itself is run in accordance with sharia rules. However, there are still many people who do not know what is the difference between a Sharia Pawnshop and a Conventional P

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Putri, Jihan Karina, Isnaini Harahap, and Reni Hermila Hasibuan. "Konsep dan Penerapan Akad Rahn pada Pegadaian Syariah Kota Langsa." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 3, no. 6 (2022): 1152–58. http://dx.doi.org/10.47467/elmal.v3i6.1235.

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 Pawn is included in one form of debt-receivable agreement by using collateral to create an element of trust from the creditor towards the debtor. Pegadaian is an institution to obtain funding and financing needs by holding the property of the pawnbroker by the recipient of the pawn which functions as collateral for the debt. Pawnshops are divided into two, namely Sharia Pawnshops and Conventional Pawnshops. The Sharia pawnshop itself is run in accordance with sharia rules. However, there are still many people who do not know what is the difference between a Sharia Pawnshop and a Convent

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3

Kozachenko, Ganna, Taina Zavora, and Liudmyla Shapoval. "Lombard activities and social security of the country: interrelation and interdependence." Independent Journal of Management & Production 11, no. 8 (2020): 587. http://dx.doi.org/10.14807/ijmp.v11i8.1219.

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The place and value of pawnshops in the financial market are considered in the article. The main indicators of activity of pawnshops are analyzed. The advantages and disadvantages of using the pawnshop services by the population are substantiated. The growth rate of pawnshop activity in Ukraine is determined on the basis of the method of estimating the integral indicator. The nature and specifics of the influence of social security indicators on the activity of pawnshops in Ukraine by means of correlation analysis are revealed. In the constructed econometric model, the factors that influence a

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Adila Indria Sutrisno, Feby, Dicky Perwira Ompusunggu, and Alexandra Hukom. "Analisis Peran Lembaga Keuangan (Pegadaian) Terhadap Pengembangan Perekonomian Masyarakat Umum (Usaha Umkm)." GEMA EKONOMI 12, no. 2 (2023): 487–97. http://dx.doi.org/10.36418/gemaekonomi.v12i2.2600.

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Pawnshops have recently become a permanent fixture in the lives of ordinary Indonesians. Jewelry, tools, and other property are pawned daily to temporarily add to the expenses of those unable to borrow from banks and other financial institutions. Moreover, some of these pawnshops have penetrated the provinces, so they have taken on a new role as development exponents. But despite its popularity, the study of pawnshops is not that important. Therefore, this paper tries to fill the gap by presenting several new facts related to the continuous existence of pawnshops in the financial system. This

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Mulazid, Ade Sofyan, and Nina Astriana. "THE EFFECT OF MULIA, AR-RUM, SHARIA-COMPLIANT BANK OF INDONESIA’S CERTIFICATE, INFLATION AND BI RATE ON SHARIA PAWNSHOP’S INCOME IN INDONESIA." I-ECONOMICS: A Research Journal on Islamic Economics 5, no. 2 (2020): 142–63. http://dx.doi.org/10.19109/https://doi.org/10.19109/ieconomics.v5i2.5000.

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This research aimed to analyze the effect of Mulia, Ar-Rum, Sharia-compliant Bank of Indonesia (sharia-compliant Bank of Indonesia)’s Certificate, Inflation and BI Rate on sharia pawnshop’s income in Indonesia during 2015-2017. Case study being the object of research was PT. Pegadaian (Persero). Secondary data derived from annual report published by Pegadaian (thereafter called Pawnshop). This study employed a multiple regression analysis method. The result of research showed that (1) Mulia financing affected significantly the income of Sharia pawnshop (thereafter, called Sharia pawnshop), (2)

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Desiana, Rina, and Faryal Musnadi Ihsan. "FAKTOR YANG MEMPENGARUHI MINAT MILENIAL DALAM MENGGUNAKAN JASA PEGADAIAN SYARIAH." Jihbiz: Global Journal of Islamic Banking and Finance 5, no. 1 (2023): 51. http://dx.doi.org/10.22373/jihbiz.v5i1.17216.

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The presence of sharia pawnshops can also have a positive impact because the main purpose of pawnshops is to help people who are in need of funds so they are free from bondage to bondage practices. The purpose of this research is to find out the Factors Influencing Millennial Interest in Using Sharia Pawnshop Services. This research method uses a quantitative method with data collection techniques by distributing questionnaires to 100 respondents, namely the people of Southwest Aceh Regency who belong to the millennial generation and also sharia pawnshop customers. The partial test results sho

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Husna, Arinal, Rinda Asytuti, Diva Nimas Ramadhani, and Dwi Mukti Rosalita. "The Role of Sharia Pawnshop in Supporting The Growth of The Halal Industry: Opportunities and Challenges." Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah 10, no. 1 (2024): 59. http://dx.doi.org/10.29300/aij.v10i1.2385.

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This research discusses the role of sharia pawnshops in supporting the strength of the Islamic financial ecosystem through the halal industry. The halal industry continues to develop rapidly in this era so the role of sharia pawnshop is not overlooked in its development. This research uses a qualitative research method that uses a descriptive analysis approach that uses various sources regarding the Sharia financial ecosystem, halal business, and the function of Sharia pawnshops in facilitating the Islamic financial ecosystem. This research explains that Sharia pawnshop can be a financial solu

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Bahri, Saepul. "Analisis Tingkat Kualitas Pelayanan Nasabah Pegadaian Syariah Cabang Veteran Purwakarta." EKSISBANK: Ekonomi Syariah dan Bisnis Perbankan 2, no. 2 (2018): 18–28. http://dx.doi.org/10.37726/ee.v2i2.48.

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Based on the results of the research and discussion on the Level of Quality Analysis of the Syariah Pawnshop Customer Service at the Veteran Purwakarta Branch, some conclusions can be drawn as follows: (1) From the physical evidence at the Pegadaian Syariah Branch Veterans Purwakarta the community considers that the condition of the building owned and the way employees are in look good enough, and the promotion carried out by the pawnshop can attract the public to transact at pawnshops; (2) The reliability of sharia pawnshops in conducting services on time is considered to be good enough, some

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Bril’, Gennadiy G., and Ekaterina I. Bogdanova. "Legal regulation of pawnshops in pre-revolutionary and Soviet civil legislation." Vestnik of Kostroma State University 27, no. 4 (2021): 198–203. http://dx.doi.org/10.34216/1998-0817-2021-27-4-198-203.

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The article examines the process of the origin and development of pawnshop activity in the Russian state in the pre-revolutionary and Soviet periods. Special attention is paid to improving the conditions for granting loans to the population secured by property. The authors investigated the normative legal acts regulating the activities of pawnshops. It is noted that the creation of pawnshops was due to the need to rid the population of usurious oppression and the search for new sources of replenishment of the state treasury. The analysis of the sources of legal regulation shows that in the pre

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Nuraini, Nuraini, and Sulaiman Efendi Siregar. "ANALYSIS OF THE USE OF NON-CASH TRANSACTIONS USING DIGITAL APPLICATIONS IN THE TIME OF COVID-19 AT PT. PAWNTOWN SHARIA UPS SIBUHUAN." Journal of Sharia Banking 4, no. 1 (2023): 99–109. http://dx.doi.org/10.24952/jsb.v4i1.8768.

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This research was motivated by the use of non-cash transactions using digital applications which decreased during the Covid-19 period where the use of digital Islamic pawnshop applications before Covid-19 increased while during the Covid-19 period their use decreased, because there were still many customers who did not know how to use digital Islamic pawnshop applications . The formulation of the research problem is how to use the digital sharia pawnshop application during the Covid-19 period at PT. Pegadaian Syariah UPS Sibuhuan, how is the customer's response to the digital sharia pawnshop a

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Suryani, Ade Irma, and Muhammad Zakir. "Mekanisme Dan Metode Perhitungan Produk Pegadaian Syariah Dalam Konsep Hukum Bisnis Syariah." Journal of Legal Sustainability 1, no. 1 (2024): 39–46. https://doi.org/10.69693/jols.v1i1.30.

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The aim of this research is to explain the mechanism of sharia pawnshops and how to calculate sharia pawnshop products. The method used in this research uses descriptive research with a qualitative approach. The data collected is in the form of regulations, mechanisms and products from Sharia Pawnshops which are obtained based on documentation from literature related to Sharia pawnshops. A literature study was carried out, namely by analyzing the problem formulation using secondary data that was available on the pawnshop website and several documented literature. The research results explain t

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Kopylyuk, Oksana I., Oleksandra М. Muzychka, Natalia R. Zhuribida, and Solomiia R. Lesko. "The Organizational and Economic Principles of the Development of the Pawnshop Business in Modern Conditions." Business Inform 1, no. 564 (2025): 293–300. https://doi.org/10.32983/2222-4459-2025-1-293-300.

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The aim of the article is to substantiate the organizational and economic foundations for the development of the pawnshop business as a specific component of the financial market, which integrates commerce, lending, and is subject to the regulatory requirements of the National Bank of Ukraine. It is noted that under the conditions of martial law in Ukraine, the role of pawnshops is increasing as a source of short-term credit support for the population. The pawnshop business is proposed to be considered as a type of entrepreneurial activity related to lending on contractual terms by pawnshops t

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Widiastuti, Sri, and Nurse Fatimah MZ. "Persepsi Nasabah terhadap Akad Rahn pada Pegadaian Syariah." AL-Muqayyad 4, no. 1 (2021): 70–83. http://dx.doi.org/10.46963/jam.v4i1.376.

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This research was motivated by the author's preliminary observations regarding customers' points of view between Sharia Pawnshops, and conventional Pawnshops were the same, some customers thought that Sharia Pawnshops also apply interest, even though the system were different. The purposes of this study were to find out how the Rahn contract, and the customer's perception of the Rahn at the Syariah Pawnshops. Data analysis used qualitative descriptive by deductive, and inductive methods. The results showed that most of the customers did not understand the Rahn, but they believed that the pawn

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Novikova, Natalia, and Mariia Rigel. "Relationship Between Industrial Production and Pawnshop Market of the Ural Macroregion." SHS Web of Conferences 93 (2021): 05020. http://dx.doi.org/10.1051/shsconf/20219305020.

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The article focuses on the need to study the processes of a new high-tech industrialization (neo-industrialization) at the macroregion level. The object of the study is the economic region of the Russian Federation (the macroregion) as a relatively integral spatially localized and complexly structured socio-economic entity, which includes four Ural regions – Kurgan region, Orenburg region, Sverdlovsk region and Chelyabinsk region, Perm krai and two republics – Republic of Bashkortostan and Republic of Udmurtia, which corresponds to the borders of the Ural economic region according to the all-R

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Maulana Ibrahim and Triana Lidona Aprilani. "FAKTOR YANG MEMPENGARUHI MINAT NASABAH GADAI SYARIAH DENGAN GADAI KONVENSIONAL PADA PT. PEGADAIAN Tbk. Kota Mataram." Jurnal Kompetitif 8, no. 2 (2022): 94–118. https://doi.org/10.47885/kompetitif.v8i2.7.

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This study aims to determine the factors that influence the interest of customers of PT Pegadaian Syariah BTN Sweta branch with PT Pegadaian conventional Selaparang branch in terms of service quality factors, location factors and promotion factors This research was conducted at PT Pegadaian Syariah BTN Sweta branch and PT Pegadaian conventional Selaparang branch with the type of case study research, the method used in this study was qualitative. Methods of data collection is done in three ways, namely observation, interviews, and documentation. Data collection is carried out to obtain data in

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Mallfi Lutfia and Herlina Yustati. "Pengaruh Literasi Keuangan Terhadap Keputusan Penggunaan Produk Pegadaian Syariah." SANTRI : Jurnal Ekonomi dan Keuangan Islam 2, no. 6 (2024): 25–37. https://doi.org/10.61132/santri.v2i6.968.

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This research aims to analyze the influence of financial literacy on decisions to use sharia pawnshop products. Financial literacy is an important factor that influences individuals in making financial decisions, including choosing sharia-based financial products. In this context, sharia pawnshops are one of the financial institutions that offer financing solutions according to sharia principles. This study uses a quantitative method with a survey approach to sharia pawnshop customers. Data were analyzed using linear regression to measure the relationship between the level of financial literac

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Sembiring, Budiarto, Isnaini Isnaini, and Jelly Leviza. "Pengawasan Otoritas Jasa Keuangan terhadap Pelaku Usaha Pegadaian Illegal." Journal of Education, Humaniora and Social Sciences (JEHSS) 4, no. 2 (2021): 1129–35. http://dx.doi.org/10.34007/jehss.v4i2.850.

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This paper aims to examine and analyze the legal rules regarding pawnshops, OJK supervision of illegal pawnshop business actors at OJK Regional Office 5 North Sumatra and the obstacles faced in OJK supervision of illegal pawnshop business actors at OJK Regional Office 5 North Sumatra. To approach this problem, the theory of the legal system is used. The data were collected through interview guidelines and analyzed qualitatively. This study concludes that the legal rules regarding pawnshops are regulated in Law Number 40 of 2007 concerning Limited Liability Companies, Law Number 17 of 2012 conc

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Elsasari, Febtika Budiya, and Budi Sukardi. "Analysis Determinants of Housewives to Control Saving Gold Behavior in Indonesian Sharia Pawnshops." Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah 8, no. 1 (2022): 1–36. http://dx.doi.org/10.36908/isbank.v8i1.334.

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Investment is something that must be done by someone to plan future needs. As a financial regulator in a family, investment is essential for housewives. Investments can be made in various instruments, one of which is by saving gold in Sharia Pawnshop. Gold savings at Sharia Pawnshop is a gold balance deposit service that can make it easier for people to invest in gold by saving money. Therefore, this study aims to determine the effect of attitudes, subjective norms, and behavioural control on their Interest in saving gold in Sharia Pawnshop. The methodology used in this research is quantitativ

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Harahap, Aisyah Budi. "ANALYSIS OF THE DEVELOPMENT UNDERSTANDING OF THE PEOPLE BATANG TORU SUB-DISTRICT ABOUT SHARIA PAWNSHOPS." Journal of Sharia Banking 4, no. 1 (2023): 1–13. http://dx.doi.org/10.24952/jsb.v4i1.8173.

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The purpose of this study is the first, show the understanding of the people of Batang Toru District towards PT. Sharia pawnshop, the second is what causes the people of Batang Toru District not to use PT. Sharia Pawnshop. This type of research is qualitative research, the collection of research data is carried out by conducting observations, interviews, and documentation with research objects in Batang Toru District in South Angkola District.Based on the research obtained as follows. First, the understanding of the people of Batang Toru District towards PT. Sharia pawnshops, most of the peopl

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Nedilska, L. V., and D. A. Marchenko. "Modern Vector of Development of Pawnshops in Ukraine." Business Inform 7, no. 522 (2021): 222–28. http://dx.doi.org/10.32983/2222-4459-2021-7-222-228.

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The article is aimed at establishing a modern vector of development of pawnshops in Ukraine. The current state of the pawnshop loans market is analyzed and its detailed analysis is carried out from the point of view of opportunities and threats at the macrolevel and strengths and weaknesses at the microlevel. In the course of a SWOT analysis of the state of the pawnshop loans market, the relative balance of prospects and challenges of economic, social and political nature, which have an impact on the functioning of pawnshops, is determined. The hypothesis about the significant impact on the de

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Hinaya, Inatul, Muslimin Kara, and Sirajuddin Sirajuddin. "Mu’nah Dalam Operasional Pegadaian Syariah." Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah 5, no. 4 (2022): 1739–50. http://dx.doi.org/10.47467/alkharaj.v5i4.1910.

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Since 2018 the central sharia pawnshop has launched a digital sharia pawn service application to make it easier for customers to transact. However, until now, the lack of understanding of Andi Tonro's Sharia Pawnshop customers regarding the fees that must be paid at Sharia Pawnshops, especially Mu'nah (maintenance fees) makes customers hesitate to use the application. The purpose of this study is to analyze the application of Mu'nah (maintenance costs) in the sharia pawnshop unit andi tonro and the application of mu'nah (maintenance costs) in the Islamic pawnshop Andi Tonro unit in an Islamic

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Rohendi, Adi, Ihwan Suparman, and Eka Abdul Hamid. "THE INFLUENCE OF PROMOTION ON INTEREST IN BECOMING A CUSTOMER IN THE SUMEDANG SANTRI SYARIAH Pawnshop UNIT." Al - Mujaddid: Jurnal Ilmu-ilmu Agama 6, no. 1 (2024): 46–57. https://doi.org/10.51482/almujaddid.v6i1.98.

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Islamic pawnshops are financial institutions that operate in accordance with Islamic principles. Islamic pawnshops offer a variety of financial services, including collateral-based loans, gold trading, and asset management, all of which are carried out in accordance with Islamic principles. Islamic pawnshops function as economic drivers in Indonesia by providing easily accessible and affordable financial services for individuals and small businesses. However, many people still do not know the products and services available at Islamic pawnshops, the majority of people only know that the produc

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Irfan Syuhudi and Ahmadih Rojalih Jawab. "Hukum Ar-Rahn Dalam Islam." ULIL ALBAB : Jurnal Ilmiah Multidisiplin 2, no. 11 (2023): 5435–42. https://doi.org/10.56799/jim.v2i11.2412.

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All areas of human life have been regulated by the establishment of perfect laws by the Most Perfect Allah through His messenger Prophet Muhammad according to human nature for the good of life in the world and safety in the hereafter. The religion of Islam is not only a spiritual need, but also a way of life, namely the way or way of human life in the world. One example of Islamic law that has been perfectly established in human life is Ar-Rahn, which is a collateral item that is retained with a function as a pawn due to debt and credit which aims to provide peace and harmony between the debto

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Basri, Basri, and Saddiya Hamris. "PENGARUH KOMPETENSI DAN GAYA KEPEMIMPINAN TERHADAP KINERJA KARYAWAN MELALUI MOTIVASI KERJA." Jurnal Metaverse ADPERTISI 3, no. 2 (2024): 36–48. http://dx.doi.org/10.62728/jma.v3i2.590.

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The purpose of this study is to find out and analyze the Influence of Competence and Leadership Style on Employee Performance through Work Motivation at PT. Pawnshops in the Bantaeng Area directly or indirectly. The analysis method used is Path Analysis using SmartPLS Software, the purpose is to describe the actual state of the research object to find out the Competence and Leadership Style on employee performance through motivation at the Bantaeng Area Pawnshop Office through the submission of statements in questionnaires to employees. The results of the research obtained are (1) Competence h

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Fauzi, Andy, and Bakhtiar Efendi. "Analisis Jumlah Nasabah dan Pinjaman yang Disalurkan terhadap Pendapatan Usaha (Studi Kasus: PT. Pegadaian Indonesia)." Ekopem: Jurnal Ekonomi Pembangunan 4, no. 1 (2022): 62–73. http://dx.doi.org/10.32938/jep.v7i1.2480.

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PT. Pegadaian is the only non-bank financial institution in Indonesia that is legally allowed to do financing in credit distribution based on legal liens. The purpose of this research is to analyze the influence of the number of customers and loans distributed to the business income of PT. Pegadaian. This quantitative study uses time-series data from 2011 to 2020 with multiple linear regression methods. From the results of research simultaneously (Simlutan), the number of customers and loans distributed affects the business income of PT. Pedagaian. Partially the number of customers affects the

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Maulana Ibahim, Fathurrahman, and M. Habibullah Aminy. "Pengaruh Faktor Minat Nasabah Gadai Syariah dengn Gadai Konvensional pada PT. Pegadaian di Kota Mataram." JOURNAL OF ECONOMIC, BUSINESS AND TOURISM 1, no. 1 (2024): 16–19. http://dx.doi.org/10.70795/xwb8px68.

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Syariah and conventional pawnshops are non-bank financial services and are part of BUMN. People's interest in using pawnshop services is usually because they do not meet the requirements for loans from national or regional banks. People prefer to go to PT. Pawnshops are both syariah and conventional because they are considered faster in service, the disbursement process is fast and easy to reach by the public. This research uses a qualitative method with a case study approach. The research was conducted at Syariah Pawnshop Branches and Conventional Pawnshops in the Mataram City Area. The resea

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Maulana Ibahim, Fathurrahman, and M. Habibullah Aminy. "Pengaruh Faktor Minat Nasabah Gadai Syariah dengn Gadai Konvensional pada PT. Pegadaian di Kota Mataram." JOURNAL OF ECONOMIC, BUSINESS AND TOURISM 1, no. 1 (2024): 16–19. http://dx.doi.org/10.70795/jebra/v1i1.p16.

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Syariah and conventional pawnshops are non-bank financial services and are part of BUMN. People's interest in using pawnshop services is usually because they do not meet the requirements for loans from national or regional banks. People prefer to go to PT. Pawnshops are both syariah and conventional because they are considered faster in service, the disbursement process is fast and easy to reach by the public. This research uses a qualitative method with a case study approach. The research was conducted at Syariah Pawnshop Branches and Conventional Pawnshops in the Mataram City Area. The resea

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Agustian, Rendi, Deni Iswandi, and Badaruddin Nurhab. "Analisis Risiko Operasional Pada Pegadaian Syariah KC. Bengkulu Di Masa Pandemi Covid-19." Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah 7, no. 2 (2021): 116. http://dx.doi.org/10.29300/aij.v7i2.4331.

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Operational risk is an important effort that must be carried out by every company, including sharia pawnshops, as an effort to minimize losses due to risks that occur. This study aims to determine the operational risk management conducted by PT. KC sharia pawnshop. Bengkulu during the covid 19 pandemic. This research method uses a qualitative method with a case study approach. Data collection techniques for this study were collected through interviews with related parties at the research site. The results of this study indicate that operational risk is divided into two, namely risk to customer

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Semawati, Semawati, and Asmarani Asmarani. "Urgensi Nilai Taksiran terhadap Motivasi Nasabah dalam Transaksi Gadai Emas." Jurnal Ilmiah Al-Tsarwah 2, no. 2 (2019): 207–20. http://dx.doi.org/10.30863/al-tsarwah.v2i2.292.

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This study aims to determine whether the estimated value set by pawn service providers is one of the considerations for customers in pawning their gold and whether the estimated value plays an important role in motivating customers in gold pawning transactions at certain pawnshops. The results of the study show that 1) Estimated value is a consideration for customers to pawn their gold at a pawnshop that has a high estimated value. But not only the estimated value is taken into consideration because some gold pawn customers choose a pawnshop to pawn gold based on relatively low maintenance cos

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Khoirunnazilah, Khoirunnazilah, Nurwanti Nurwanti, and Ayu Larasati. "PERKEMBANGAN KONSEP RAHN DALAM PEGADAIAN." AKSY Jurnal Ilmu Akuntansi dan Bisnis Syariah 4, no. 1 (2022): 33–48. http://dx.doi.org/10.15575/aksy.v4i1.17099.

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The development of the Rahn Concept in Sharia Pawnshops in Indonesia is relevant for further research. With this study, it will be known how to analyze public interest in using Sharia Pawnshops. The aim of this research is to analyze the development of the concept of rahn in pawnshops. The research to be carried out is library research, namely by collecting data related to the themes discussed. Understanding Sharia Pawnshops In Arabic terms, pawns are termed rahn and can also be named al-hasbu. The amount of the loan is determined by the pawnshop, depending on the value and amount of the pawne

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Permana, Iwan, Popon Srisusilawati, and Irma Yulita Silviany. "Distributional Effect of Sharia Pawn Products on The Increase of Pawnshop Company Assets and Economic Growth of Jawa Barat." KEUNIS 13, no. 1 (2025): 99. https://doi.org/10.32497/keunis.v13i1.6128.

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<em><span lang="EN">This study aims to analyze the influence of the distribution of sharia pawn products on the increase in the assets of pawnshop companies and economic growth in West Java during the period 2016-2020. This research is based on the decline in West Java's economic growth by -2.07% in 2020, despite an increase in the number of pawn companies and Islamic pawnshop assets. The research method used is descriptive analysis with a quantitative approach, using secondary data from the annual report of PT. Pawnshops and the Central Statistics Agency (BPS) of West Java. Data a

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Hodro, Hariratun, and Dahruji . "KUR Product Marketing Model at PT. UPS Bangkalan Sharia Pawnshop." JOURNAL OF SHARIA ECONOMICS 5, no. 2 (2023): 137–49. https://doi.org/10.35896/jse.v5i2.666.

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Sharia pawnshops are financial institutions. this Financial Institution divided into two, namely Islamic financial institutions, banks and institutions Non-Bank Sharia Finance. Sharia financial institutions banks are bodies businesses that carry out activities in the financial sector by collecting funds, funds from the community in the form of savings and giving back society in the form of loans. Meanwhile, non-bank sharia financial institutions are businesses that operate in the financial sector, either directly or indirectly, collecting funds by issuing securities and distributing them to th

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Hanifa, Hajar, Ikhwan Hamdani, and Yono Yono. "Analisis Implementasi Akad Rahn (Gadai) di Kantor Cabang Pegadaian Syariah Bogor Baru." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 2, no. 2 (2021): 63–77. http://dx.doi.org/10.47467/elmal.v2i2.524.

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 Pegadaian Syariah is one of the Islamic financial institutions in Indonesia that distributes funds in the form of money loans with collateral in the form of valuable goods to the lower middle class community, which aims to make it easier to provide loans under Sharia law and eradicate moneylenders who have run rampant among the public without us realizing it. In the implementation of the contract Rahn that occurs at the Sharia pawnshop, it must be in accordance with the fatwa of the National Sharia Board, but in terms of the implementation of each fatwa verse that has been determined, s

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Hanifa, Hajar, Ikhwan Hamdani, and Yono Yono. "Analisis Implementasi Akad Rahn (Gadai) di Kantor Cabang Pegadaian Syariah Bogor Baru." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 4, no. 1 (2021): 52–65. http://dx.doi.org/10.47467/elmal.v4i1.524.

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 Pegadaian Syariah is one of the Islamic financial institutions in Indonesia that distributes funds in the form of money loans with collateral in the form of valuable goods to the lower middle class community, which aims to make it easier to provide loans under Sharia law and eradicate moneylenders who have run rampant among the public without us realizing it. In the implementation of the contract Rahn that occurs at the Sharia pawnshop, it must be in accordance with the fatwa of the National Sharia Board, but in terms of the implementation of each fatwa verse that has been determined, s

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Syifa, Muhammad Istiftahu, and Zuhrinal M. Nawawi. "Analisis Peran Pembiayaan Ar-rum BPKB oleh Pegadaian Syariah terhadap Pengembangan Usaha Mikro, Kecil, dan Menengah." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 4, no. 1 (2022): 105–18. http://dx.doi.org/10.47467/elmal.v4i1.1361.

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  One of the problems in developing MSMEs is the limitation in providing capital due to; The availability of guarantees owned by MSMEs does not have a financing application requirement. One of the financing solutions offered Pegadaian Syariah (Rahn) is to issue ArRum products. The purpose of this study was to determine the role of BPKB Ar-rum financing by Sharia Pawnshops on the development of MSMEs at the Ar-hakim branch of Islamic Pawnshops. The approach used in this research is a quantitative descriptive approach. The data analysis technique used classical assumption analysis an

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Siregar, Rihadatul 'Aisy Arifah, Arif Qaedi Hutagalung, Ami Dilham, and Inneke Qamariah. "Pegadaian Sharia In The Successful Development Of Msmes Through Arrum BPKB (Case Study Of Pegadaian Sharia CPS Ar Hakim Medan)." Journal Of Management Analytical and Solution (JoMAS) 3, no. 1 (2023): 30–38. http://dx.doi.org/10.32734/jomas.v3i1.10667.

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This study aims to determine the Sharia Pegadaian in the Success of BPKB ARRUM Development. Study of Islamic Pawnshops CPS AR Hakim Medan. This research is a mixed research method with a concurrent embedded design by combining two types of research, qualitative as the primary method and quantitative as a secondary or complementary method. Data collection through interviews and questionnaires. The informants in this study totaled 15 people consisting of 3 employees of the CPS AR Hakim Sharia Pawnshop, 10 customers or business actors, and 2 Heads of Environment around micro business actors inclu

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Maylani, Dian, Selfiya Selfiya, Septi Diah Ayu Ningtiyas, and Fatimatuzzahro Fatimatuzzahro. "ANALISIS PERAN AGEN DALAM MENINGKATKAN JUMLAH NASABAH DAN PANGSA PASAR PADA PT. PEGADAIAN (Persero) UPC TONGAS KABUPATEN PROBOLINGGO." EJOIN : Jurnal Pengabdian Masyarakat 2, no. 2 (2024): 454–61. http://dx.doi.org/10.55681/ejoin.v2i2.2378.

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PT. Pegadaian (Persero) is a non-bank financial institution that has the legal authority to finance loans on a pawn basis. The aim of this research is to analyze the role of agents in increasing the number of customers and expanding market share at PT. Pegadian (Persero) UPC Tongas, Probolinggo Regency. The research method used is qualitative with a descriptive approach of case studies at pawnshops. Data collection techniques used include interviews, observation, secondary data and documentation. Findings show that pawnshops are business partners of the company, this is one of Pegadian's marke

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Aisah, Siti, R. Deden Adhianto, and Putri Anjelli. "Pengaruh Tingkat Inflasi Dan Pendapatan Usaha Pegadaian Terhadap Pembiayaan Rahn Pada Pegadaian Syariah Tahun 2011-2020." EKSISBANK: Ekonomi Syariah dan Bisnis Perbankan 5, no. 2 (2021): 243–59. http://dx.doi.org/10.37726/ee.v5i2.174.

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In deciding the provision of rahn financing, it is influenced by various conditions, especially internal and external conditions. These internal factors or conditions include the development of pawnshop business income. Meanwhile, external conditions or factors can be seen from the financial conditions that occur in Indonesia, for example the inflation rate. This study aims to determine the effect of inflation rate and operating income on rahn financing at Islamic pawnshops in Indonesia partially and simultaneously. This research was conducted at a non-bank financial institution, namely PT. Pa

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Nurhadi, Nurhadi. "PENGARUH KOMPENSASI DAN DISIPLIN KERJATERHADAP KINERJA KARYAWAN PADA PEGADAIAN CABANG TIGARAKSA TANGERANG." Akrab Juara : Jurnal Ilmu-ilmu Sosial 8, no. 2 (2023): 83. http://dx.doi.org/10.58487/akrabjuara.v8i2.2086.

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Efforts made by the management of PT Pegadaian Tigaraksa branch in terms of policy, especially the compensation variable X1 and work discipline X2, the performance of Y employees at the Tigaraksa branch pawnshop, Tangerang. Research). The data analysis technique used in this study used date instrument test analysis, multiple linear regression test, correlation test, determination test, t test and f test by testing compensation and work discipline variables on employee performance at the Tigaraksa branch of pawnshops, Tangerang. Results of the research distribution of 100 populations absorbed b

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Erlina Ali Marpaung, Ella Fiana br Sitohang, Farah Dilla, and Hasyim Hasyim. "Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Pada PT. Pegadaian." MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi 2, no. 1 (2023): 127–33. http://dx.doi.org/10.61132/menawan.v2i1.150.

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This research investigates the impact of service quality on customer satisfaction at PT. Pawnshop. Through analysis of survey data, it was found that service quality, including responsiveness, reliability, assurance, empathy, and physical evidence, positively influences customer satisfaction. These results provide insight for PT. Pawnshops to improve their services, strengthen ties with customers, and increase customer satisfaction. The type of research used in this research is qualitative research with descriptive methods. The descriptive method is considered suitable for explaining the influ

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Yanti, Irna, Dediek Tri Kurniawan, Avrilia Jasnur, and Winda Rostani. "ANALISIS PENGEMBANGAN EKONOMI KREATIF MELALUI PARIWISATA BERKELANJUTAN: BUKTI EMPIRIS TORAJA UTARA." Dinamis : Journal of Islamic Management and Bussiness 7, no. 1 (2025): 15–23. https://doi.org/10.24256/dinamis.v7i1.6318.

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This study aims to determine the effect of sharia pawnshop business income on the level of micro-arrum distribution at PT. Indonesian Sharia Pawnshop for the 2012-2022 period. The research methodology used is descriptive quantitative, namely an approach that emphasizes testing theories or hypotheses through measuring research variables in numbers and conducting data analysis. The sample used came from the Annual Report of PT. There were 11 samples from pawnshops from 2012-2022. The type of data in this research is secondary data. The data analysis methods used are descriptive data tests, class

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Putri, Putri, Junaidi Junaidi, and Abid Ramadhan. "The Influence of Literacy, Religious Knowledge and Attitudes on Public Interest in Rahn Products." Jurnal Ilmiah Akuntansi dan Keuangan 12, no. 2 (2023): 88–96. http://dx.doi.org/10.32639/jiak.v12i2.216.

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This research aims to determine the factors influencing knowledge, literacy, religion, and attitudes toward public interest in Rahn products at Sharia pawnshops. 145 Pegadaian Syariah (Pawnshop) consumers were invited to this study through an online survey. SEM (Structural Equation Modeling) was used to examine research hypotheses. This study found that financial literacy, religiousness, and attitudes play important roles in influencing Pegadaian Syariah consumer preference. It means that consumers’ interest in Sharia pawnshops is because they influence individual understanding, knowledge, val

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Luthfina, Aulia Nabila, and A. Syifa'ul Qulub. "IMPLEMENTASI FATWA DSN-MUI PADA PRODUK ARRUM HAJI DI PEGADAIAN SYARIAH CABANG BABAKAN SURABAYA." Jurnal Ekonomi Syariah Teori dan Terapan 6, no. 12 (2020): 2568. http://dx.doi.org/10.20473/vol6iss201912pp2568-2580.

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Arrum Haji products are one of the product innovations developed by Sharia Pawnshops precisely in 2016 after the banning of hajj bailout products offered by Islamic banking. In its development, Arrum Haji products cannot be separated from obstacles. One of them is that not many people know the whole product of Arrum Hajj and sharia whether or not the product. So that this study will explain the entire Arrum Haji product and review its Islamic compliance based on the provisions of the DSN-MUI Fatwa. This study uses qualitative methods with descriptive case study strategies. The object of this s

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Nurissyarifah, Rahayu Mardikaningsih, and Anna Zakiyah Hastriana. "The influence of service quality, brand equity, promotion, and perception of justice on customer trust of sharia pawnshop service users." Alkasb: Journal of Islamic Economics 3, no. 2 (2024): 233–50. https://doi.org/10.59005/alkasb.v3i2.220.

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In contemporary Indonesia, Islamic pawnshops are experiencing widespread growth, offering a Sharia-compliant collateral-based lending system that provides financial assistance to individuals. These institutions provide various financial products, including pawning services for gold, collateralized goods, vehicles, and electronics. This study investigates the impact of service quality, brand equity, promotional activities, and perceptions of fairness on customer trust among users of Islamic pawnshop services. Specifically, it aims to determine the level of customer trust in Islamic pawnshop com

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Marina Zulfa, Ficha Melina, Zulkifli, and Hamzah. "ANALYSIS OF THE UNDERSTANDING OF MICRO BUSINESS ACTORS ON THE USE OF BPKB ARRUM LOANS PT. PEGADAIAN SYARIAH." Indonesian Journal of Social Sciences, Policy and Politics 1, no. 1 (2023): 1–6. http://dx.doi.org/10.69745/ijsspp.v1i1.61.

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Sharia pawnshops are a type of business entity where individuals can obtain funds to help meet their financial needs. Pegadaian Syariah provides a variety of products and services that can help people overcome their financial problems. One of its superior products is Ar Rum, a financing program to empower MSMEs that use BPKB as collateral. The BPKB guarantee will remain under the control of Pegadaian, so that customers can still use their vehicles. This study aims to investigate the impact of Understanding on Arrum BPKB loan applications at PT. Sharia Pawnshop. The results showed that there wa

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Rizal, Syamsul. "Faktor-Faktor yang Mempengaruhi Nasabah Terhadap Kepercayaan pada PT. Pegadaian Syariah Cabang Banda Aceh." Journal of Law and Economics 1, no. 1 (2022): 32–41. http://dx.doi.org/10.56347/jle.v1i1.38.

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company to its customers. With good service to customers or customers, it is expected to work productively, thus providing benefits to the company. The purpose of this study was to determine the magnitude of the influence of Customer Trust on Sharia Pawnshops who were involved as respondents in this study as many as 1,175 respondents, who were customers of the Banda Aceh Sharia Pawnshop Branch. Primary data was obtained using a closed questionnaire based on a Likert scale. used multiple linear regression analysis (Multiple Regression) with the formula Y = a + b1 X1 + b2 X2 + b3 X3 + e. The res

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Mubarak Mubarak, Muh. Ghazi Al-Gifari, Muhammad Ali Afsar, and Kurniati Kurniati. "Reformasi Hukum Gadai di Era Digital : Tantangan dan Manfaatnya Mengenai Gadai Syariah Digital." Jurnal Relasi Publik 3, no. 2 (2025): 01–13. https://doi.org/10.59581/jrp-widyakarya.v3i2.4776.

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In the current digital era, digital Islamic pawnshops have emerged as increasingly relevant financial solutions for society, despite encountering challenges such as inadequate infrastructure, low levels of digital literacy, and technical difficulties. This study aims to examine the obstacles and advantages of digital Islamic pawnshops in promoting financial inclusion in Indonesia. Using a qualitative approach through literature analysis, this research identifies legal and technical issues associated with the implementation of digital Islamic pawnshops. The results highlight that while these pa

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Manik Santia, Fajar Budiman, and Yossi Eriawati. "Strategi Pemasaran Produk Gadai Emas Pada PT. Pegadaian Simpang Empat Pasaman Barat." Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen 2, no. 4 (2023): 404–19. http://dx.doi.org/10.30640/inisiatif.v2i4.1563.

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The background of this research is in Jorong Simpang Empat, Pasaman District, West Pasaman Regency. The main problem in this study is related to the Marketing Strategy for Pawn Gold Products at PT. Simpang Empat Pawnshop West Pasaman. Furthermore, the problem is divided into several formulations, namely: 1) What is the Marketing Strategy for Pawn Gold Products at PT. Pegadaian Simpang Empat Pasaman Barat, 2) What is the Strategy for Maintaining the Number of Customers at PT. West Pasaman Simpang Empat Pawnshop. This study aims to gain an understanding of how the marketing strategy for gold paw

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Artemyeva, Victoria Stanislavovna. "GRAIN PAWNSHOPS AS A FORM OF COMMODITY CREDIT AT THE END OF THE XIX-TH - BEGINNING OF THE XX-TH CENTURY." Agrarian History 10, 2022 (June 15, 2022): 78–85. https://doi.org/10.52270/27132447_2022_10_78.

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The article discusses the organization and activities of special credit institutions - grain pawnshops, which functioned at the turn of the ХХ- th century in the Russian Empire. In fact, the functions of a "bread pawnshop" were performed by elevators. The main goal of their activities was to relieve the peasant from the need to sell bread at a low price in autumn to pay annual taxes.

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Subhan, Muhammad, and Agustina Agustina. "LAYANAN JASA DAN STRATEGI PEMBIAYAAN PADA MASA PANDEMI COVID DI PT. PEGADAIAN SYARIAH CABANG JAMBI." Al Fiddhoh: Journal of Banking, Insurance, and Finance 4, no. 1 (2023): 11–21. http://dx.doi.org/10.32939/fdh.v4i1.1550.

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This study aims to determine the services during the pandemic, and the Financing Strategy carried out at PT. Jambi Branch of the Sharia Pawnshop. The objectives include the state of Service Services during the pandemic and the Financing Strategy at PT. Jambi Branch of the Sharia Pawnshop. This study uses a qualitative approach with data collection methods by conducting observations, interviews, documentation, and concluding: 1) In the services carried out during the Covid period at PT. Pegadaian Syariah Jambi Branch, namely: a) The service has slightly changed both inside and outside the outle

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