Academic literature on the topic 'PayLater'

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Journal articles on the topic "PayLater"

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Sabil, Afif. "UPAYA MENGHALALKAN PENGGUNAAN PAYLATER MELALUI BAI’ AT-TAQSID DAN MURABAHAH." Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam 5, no. 2 (2025): 37–47. https://doi.org/10.35316/alhukmi.v5i2.6596.

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The high public interest in using paylater in the market is proof that paylater is an important thing. In the midst of limited costs and very high levels of need, people have chosen paylaters. But on the other hand, paylater falls into the category of usury practices which are prohibited by religion. So, through this qualitative research, a solution is sought that can prevent the use of paylaters from usury practices. The solution in question is to switch to the bai' atitaqshid contract and the murabahah contract.
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Alvida Dzattadini, Maya Anisa Nurpadilah, Riska Angraeni, Vyanara Aulyadisha, Radita Dian Eka Mauldya, and Rama Wijaya Abdul Razak. "Dampak Penggunaan Aplikasi Paylater Terhadap Gaya Hidup Masyarakat." Akuntansi Pajak dan Kebijakan Ekonomi Digital 1, no. 2 (2024): 51–60. http://dx.doi.org/10.61132/apke.v1i2.75.

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This research aims to examine the impact of using the Paylater application on the lifestyle of people who are still not wise in using the paylater application. This research uses a quantitative approach method with the target population, namely the general public who use PayLater services or have used Paylater before. 114 respondents were selected using a questionnaire method using a Google form to conduct an online survey and collect data. The research results show that people rarely use paylater applications in daily use. Because paylater services have negative impacts, such as getting into
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Namira Nurul Alhakim, Stevia Septiani, and Eka Dasra Viana. "Pengaruh Psychological Factors, Financial Literacy, dan Paylater Misuse terhadap Compulsive Buying pada Pengguna Aplikasi Paylater di Jabodetabek." Jurnal Manajemen dan Organisasi 14, no. 1 (2023): 57–68. http://dx.doi.org/10.29244/jmo.v14i1.42798.

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The increasing trend of online shopping through e-commerce during the COVID-19 pandemic is also supported by the development of digital payment method, one of which is paylater. Paylater allows consumers to buy now and pay later in monthly installments. Paylater growth in Indonesia can encourage the development of the digital economy and is in line with sustainable development goals (SDGs) number 8, namely increasing inclusive and sustainable economic growth. However, if not controlled, the use of paylaters actually risks triggering compulsive buying behavior and increasing the amount of debt
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Desty Anggraini. "Pengaruh Pembayaran melalui Metode Paylater Terhadap Minat Belanja Mahasiswa." Moneter : Jurnal Ekonomi dan Keuangan 2, no. 3 (2024): 303–14. http://dx.doi.org/10.61132/moneter.v2i3.753.

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The emergence of new payment methods such as Paylater makes shopping easier and increases consumers' shopping interest. This research aims to find out how much influence the paylater payment method has on students' shopping interest. The method used in this research is a quantitative method. Based on the results of the T Test and F Test, the variable "Payment via Paylater Method" (X) has a significant influence on the variable "Shopping Interest" (Y), with a value of sig. 0.05 < X value (3.442) and calculated F value 11.850 > F table 4.10. From this research regarding the influence of pa
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Hazmi, Faiqul. "Pengaruh Religiusitas Terhadap Impulse Buying dengan Intensitas Penggunaan Paylater Sebagai Variabel Intervening pada Generasi Milenial." Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah 8, no. 1 (2023): 19. http://dx.doi.org/10.29300/ba.v8i1.10841.

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This study reveals the role of religiosity in influencing of impulsive buying risk. almost of the online shopping provide a paylater feature that helps users to purchase goods with payment at a later date (online debt). The object of this research is the millennial generation. The method used is quantitative using SmartPLS as a statistical tool. The results show that (1) The level of religiosity has a negative effect on impulse buying, meaning that the more religious a person will decreases of impulsive buying behavior; (2) Religiosity has a significant negative effect on the intensity of usin
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Fadhillah Irwani Saragih and Dini Lestari. "PENGARUH ADANYA PAYLATER DI KALANGAN REMAJA DI SUMATERA UTARA." Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen 1, no. 4 (2022): 190–98. http://dx.doi.org/10.30640/inisiatif.v1i4.526.

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Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan gaya hidup terhadap perilaku konsumtif pengguna paylater di kalangan remaja. Perkembangan e-commerce memberikan dampak pada metode pembayaran yang semula hanya dikenal pembayaran tunai, berbasis kertas, berbasis kartu, kini mulai diperkenalkan dengan sistem pembayaran baru berbasis elektronik. Paylater merupakan salah satu jenis pembayaran kredit secara online. Penelitian ini menggunakan metode pendekatan secara kuantitatif. Data yang digunakan menggunakan study literature (kepustakaan). Hasil penelitian ini menunjukkan
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Koten, Rikardus Sina, Otto Kozmin Palaka, Rachel Nadya Purwanti, and Anita Permatasari Anita Permatasari. "IMPACT OF INCOME, LIFESTYLE, AND BUSINESS MOTIVATION ON SURABAYA STUDENTS' USE OF PAYLATER." International Conference of Business and Social Sciences 3, no. 1 (2024): 644–51. http://dx.doi.org/10.24034/icobuss.v3i1.430.

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This research in-depth examines the impact of three key factors, namely income, hedonistic lifestyle, and business motivation, on the use of Paylater services by students in Surabaya. The results of data analysis show that student income plays an important role in determining the extent to which they tend to use Paylater services; Hedonistic lifestyles also influence decisions to use these services, with students seeking experience and enjoyment in consumption more likely to utilize Paylater's features. Business motivation, such as interest in entrepreneurship and understanding investment, app
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Kunnuzi, Kunnuzi, Faris Akbar, Amanda Febri Astuti, et al. "Use of Akulaku Paylater in Islamic Economics (Study on Students of Sharia Economics Study Program, Faculty of Islamic Economics and Business, Sulthan Thaha Saifuddin State Islamic University, Jambi)." International Journal of Economics (IJEC) 3, no. 2 (2024): 1220–227. http://dx.doi.org/10.55299/ijec.v3i2.966.

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This research aims to explore how people in the Islamic economy feel about the Akulaku app's PayLater feature. And to get a breakdown of how Akulaku PayLater is being utilised. The methodology of this study is qualitative. This research uses observation, interviews, and documentation to gather information. While data visualisation and reduction are used for analysis. According to the findings of this research, Akulaku users can benefit from the convenience of Akulaku PayLater's on-time payment options by taking advantage of the company's bailout funds. Akulaku PayLater continues to impose unne
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Friska Fadhila, Abd. Malik, and Khairiyani. "Penggunaan Shopee Paylater Dalam Ekonomi Islam." CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis 3, no. 2 (2023): 286–307. http://dx.doi.org/10.55606/cemerlang.v3i2.1214.

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This research aims to explore how people in the Islamic economy feel about the Shopee app's PayLater feature. And to get a breakdown of how Shopee PayLater is being utilised. The methodology of this study is qualitative. This research uses observation, interviews, and documentation to gather information. While data visualisation and reduction are used for analysis. According to the findings of this research, Shopee users can benefit from the convenience of Shopee PayLater's on-time payment options by taking advantage of the company's bailout funds. Shopee PayLater continues to impose unnecessa
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Bachtiar, Sonia, Yuli kartika, and Shafa Tasya Salsabila. "The Effect of Financial Knowledge, Perceived Trust and Perceived Use on Interest in Using Shopee Paylater." Jurnal Manajemen Bisnis 11, no. 1 (2024): 405–16. http://dx.doi.org/10.33096/jmb.v11i1.733.

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With the increasing interest in online shopping in Indonesia, there are more options for online transaction payments. One of them is ShopeePay later. This study aims to find the relationship and impact of financial knowledge, perceived trust, and perceived use on intention to use Shopee Paylater in generation Z in Indonesia. The research method uses a quantitative approach with a research sample of 231 people of generation Z in Java. The collected data was tested using the SEM-PLS technique through SmartPLS 4.0 software. The test results show that financial knowledge has a positive and signifi
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Books on the topic "PayLater"

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Aslaner, Asiye Asli. Salyangoz Salsal - Kahvaltini Paylasir Misin ? Timas Çocuk, 2017.

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Book chapters on the topic "PayLater"

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Surwanti, Arni, and Alizura Nabila Nurazizah. "PayLater Adoption in Payment Transactions." In Communications in Computer and Information Science. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-84078-4_7.

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Tambunan, Parada Jamot Parasian, Nabila Ramadhani Rahmawati, Permata Ayoe Zahara, Ika Indah Smaradhani, Loo Wan Qin, and Lokita Rizky Megawati. "Is Wise? Use the Paylater Feature During a Pandemic Period." In Proceedings of the Business Innovation and Engineering Conference (BIEC 2022). Atlantis Press International BV, 2023. http://dx.doi.org/10.2991/978-94-6463-144-9_19.

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Endayani, Fatmasari, Roby Nur Akbar, Dyah Setyawati, and Resanti Lestari. "PayLater: An Antecedent to Consumption Behavior and Consumption Level in Gen-Z." In Proceedings of the 20th International Symposium on Management (INSYMA 2023). Atlantis Press International BV, 2023. http://dx.doi.org/10.2991/978-94-6463-244-6_48.

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Devano, Alrido Martha, Yulinda Tarigan, and Baby Anggraini Darma Pratiwi. "Analysis of Paylater Usage on Impulse Buying Behaviour of E-Commerce Users in Batam." In Proceedings of the International Conference on Applied Science and Technology on Social Science 2023 (iCAST-SS 2023). Atlantis Press SARL, 2023. http://dx.doi.org/10.2991/978-2-38476-202-6_106.

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Anggraeni, Vidias Fatmawatie, Fadia Zen, Subagyo, and Lulu Nurul Istanti. "Impulse Buying Tendency Moderates Financial Knowledge and Self Control in Nomadic Students Using Shopee Paylater." In Advances in Economics, Business and Management Research. Atlantis Press International BV, 2024. http://dx.doi.org/10.2991/978-94-6463-576-8_23.

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Irsanyya, Kharisma Dearika, Ratih Hurriyati, and Heny Hendrayati. "The Effect of E-Service Quality and Perceived Risk on Purchase Decisions Using the PayLater Payment Method." In Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022). Atlantis Press International BV, 2023. http://dx.doi.org/10.2991/978-94-6463-234-7_44.

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Kusumawati, Rita, Noven Daffa Althaviano, and Lalu Supardin. "Understanding Intention to Use Shopee Paylater: The Influence of Financial Literacy, Perceived Ease of Use, Perceived Benefits, and Perceived Risks." In Studies in Big Data. Springer Nature Switzerland, 2024. https://doi.org/10.1007/978-3-031-73632-2_52.

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Sun, Jin. "Sustainable FinTech for Inclusive Partnership and Regional Development: Akulaku PayLater, BillEase, BPI, Gcash, HelloMoney, Maya and Alipay+ Ecosystem in the Philippines." In Sustainable Development Goals Series. Springer Nature Singapore, 2025. https://doi.org/10.1007/978-981-96-3580-1_13.

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Sun, Jin. "Sustainable Fintech for Inclusive Development in the Digital Economy and Underbanked/Unbanked Social Groups: Doku, DANA, Akulaku PayLater, Kredivo, and Alipay+ Ecosystem in Indonesia." In Sustainable Development Goals Series. Springer Nature Singapore, 2025. https://doi.org/10.1007/978-981-96-3580-1_14.

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Rachmawati, A. S., and R. D. Astuti. "Consumer intention to adopt PayLater: An empirical study." In Contemporary Research on Business and Management. CRC Press, 2020. http://dx.doi.org/10.1201/9781003035985-36.

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Conference papers on the topic "PayLater"

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Hery, Andree E. Widjaja, Calandra A. Haryani, and Riswan E. Tarigan. "A Study of the Implementation of Paylater Feature for Customer Satisfaction Using the Servqual Method in Marketplace Applications in Indonesia." In 2024 2nd International Conference on Technology Innovation and Its Applications (ICTIIA). IEEE, 2024. https://doi.org/10.1109/ictiia61827.2024.10761461.

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Adirinekso, Gidion P., and Adrie F. Assa. "Is There Any Customer Switching the Intention from Traveloka PayLater to Traveloka PayLater Card? A Preliminary Investigation on Worker in Jakarta." In Ninth International Conference on Entrepreneurship and Business Management (ICEBM 2020). Atlantis Press, 2021. http://dx.doi.org/10.2991/aebmr.k.210507.084.

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Fernandi, Wijaya Santo, Wiratama Jansen, and Rivaldy Rifky. "Analyzing Business Trends in the Utilization of Paylater Services." In 2023 3rd International Conference on Intelligent Cybernetics Technology & Applications (ICICyTA). IEEE, 2023. http://dx.doi.org/10.1109/icicyta60173.2023.10428806.

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Wijaya, Muhammad Surya, Yudi Fernando, Ridho Bramulya Ikhsan, Ika Sari Wahyuni-Td, Erick Fernando, and Hartiwi Prabowo. "Perceived Trust of Paylater and Relaxation Shopping: Gender as A Moderator." In 2023 IEEE 9th International Conference on Computing, Engineering and Design (ICCED). IEEE, 2023. http://dx.doi.org/10.1109/icced60214.2023.10425403.

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Chernovita, Hanna Prillysca. "The Role of Financial Literacy to Suppress Temptation of Using PayLater Service." In 2020 IEEE 10th Symposium on Computer Applications & Industrial Electronics (ISCAIE). IEEE, 2020. http://dx.doi.org/10.1109/iscaie47305.2020.9108830.

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Limantara, Natalia, Renaldi Jonatan, and Tresia Khasina. "The Driving Factors of University Students to Use Paylater in Tangerang City, Indonesia." In 2024 IEEE International Conference on Interdisciplinary Approaches in Technology and Management for Social Innovation (IATMSI). IEEE, 2024. http://dx.doi.org/10.1109/iatmsi60426.2024.10502746.

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Pravitasari, Endyastuti, Sihar Tambun, and Hendi Tri Anggoro. "Benefits of the Paylater Payment Method as a Transaction Tool in E-Commerce." In THE INTERNATIONAL SEMINAR AND CALL FOR PAPER (ISCP) UTA ’45 JAKARTA. SCITEPRESS - Science and Technology Publications, 2023. http://dx.doi.org/10.5220/0012643200003821.

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Prawira, Muhammad Habib, Marfusita Hamburgiwati, Sabariah Ridwan, Yuniarty, Hartiwi Prabowo, and Agus Putranto. "Analysis of the Impact of Paylater Payment Method on Online Shopping Impulsivity in Indonesia." In 2024 ASU International Conference in Emerging Technologies for Sustainability and Intelligent Systems (ICETSIS). IEEE, 2024. http://dx.doi.org/10.1109/icetsis61505.2024.10459410.

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Nicholas, Juan, Gilbert Ruben, and Meiryani. "The Effect of Paylater Payment Method on Impulsive Buying of E-Commerce Users in Indonesia." In 2023 International Conference on Digital Applications, Transformation & Economy (ICDATE). IEEE, 2023. http://dx.doi.org/10.1109/icdate58146.2023.10248527.

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Nur, Triasesiarta, and Haya Azzahra. "The Influence of Behavioral Intention of Using PayLater Apps on Consumptive Behavior Moderated by Financial Literacy." In 2023 5th International Conference on Cybernetics and Intelligent System (ICORIS). IEEE, 2023. http://dx.doi.org/10.1109/icoris60118.2023.10352304.

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