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Dissertations / Theses on the topic 'Payment methods'

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Published: 4 June 2021
Last updated: 25 July 2025

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1

Neto, Fernando Hamilton Manuel. "Cashless payment methods for informal traders." Thesis, Cape Peninsula University of Technology, 2017. http://hdl.handle.net/20.500.11838/2471.

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Thesis (MTech (Information Technology))--Cape Peninsula University of Technology, 2017.<br>Over the past decade there was an increase in the availability and usage of cashless payment methods in Africa. Cashless payments allow users to make payments without using cash, and offer multiple benefits to both customers and merchants.These benefits include reduced costs, improved sales, improved security, convenience, etc. However, despite the increased variety, availability and popularity of cashless payment solutions in Africa, the usage of cashless payments methods in Africa is still mostly
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2

Aderam, Henry Ndejapo Tshapumba. "Consumer protection in online payment methods." Diss., University of Pretoria, 2019. http://hdl.handle.net/2263/73435.

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This research focuses on online payment methods which are premised on electronic funds transfer. It is a general discourse that the use of online payment methods is risky. It is held that the fear of fraud and abuse of a payment system is at the focal point of such risk. Banks which provide these payment systems are usually not prepared to negotiate with their prospective customers. Resultantly, banks contract out of the risk associated with online payments, specifically the liability for unauthorized electronic funds transfers. This culminates in bank’s customers bearing the majority of tha
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3

Bergling, Oscar. "Evaluation of machine learning methods to predict payment preferences." Thesis, KTH, Skolan för elektroteknik och datavetenskap (EECS), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-264504.

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The last couple of years machine learning has seen a renaissance, with Artificial Neural Networks in particular rising to prominence. The technology is being adopted by more and more businesses, with varying degrees of success. Klarna has already been experimenting with machine learning to predict payment preferences, however currently a hybrid between ad-hoc rules and a random forest model is being used in production. This report aims to find out if a pure machine learning algorithm can outperform a hybrid system for this purpose. To achieve this, four methods were tested; Random Forest, Arti
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4

Lundh, Maxim, and Alexander Svensson. "Exploring the Consumer Adoption of Alternative E-payment Methods : A study of the Swedish market." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-39656.

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Purpose: The purpose of this thesis is to identify the factors of adoption within alternative e-payments methods, and gain a deeper understanding of the reasons to why these factors affect the consumer’s adoption. This will be conducted through empirical research, as well as looking into previous theory in order to propose a research framework that is appropriately adapted to the specific phenomenon of alternative e-payments.   Problem: The substantial growth of e-commerce, and the limitations within conventional card payment has paved way for the development of new and innovative alternative
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5

Bedecs, Jakub. "Návrh platebních možností elektronického obchodu firmy." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2014. http://www.nusl.cz/ntk/nusl-224455.

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This master's thesis deals with the design of a suitable payment system for a newly emerging e-shop. It analyzes the e-business environment and informs about existing payment methods, their advantages and disadvantages. Last but not least, this thesis deals with the development of electronic payments in the Czech Republic. The main part of the work is the analysis of various payment methods and their comparison on several levels.
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Taylor-King, Darlean. "Parental payment abuse within the Supplemental Security Income program." ScholarWorks, 2008. https://scholarworks.waldenu.edu/dissertations/642.

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Management of Social Security Administration (SSA) has been challenged by the phenomena of overpayments with its Supplemental Security Income (SSI) program. Oversight authorities of SSA had expressed concerns about the overpayment abuse caused by parents as representative payees for disabled minor children. It was important to address this problem because the amount of overpayments prior to 1998 had caused integrity issues for management of SSA and increased federal debt from SSI claimants. The purpose of this study was to examine how management of SSA and the SSI program had responded to the
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7

Henning, Andreas, and Christopher Nordin. "Combating Illicit Financial Transactions : Categorisation and Risk Assessment of Non-Traditional Payment Methods." Thesis, KTH, Industriell Management, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-152677.

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This thesis presents a framework for categorisation and risk assessment of non-traditional payment methods used for illicit purchases. The non-profit organisation Financial Coalition is working to prevent such transactions for child abusive material, and has expressed a desire to involve non- traditional payment methods in its operations. In order to do this, it has been necessary to understand the available options on this market, and what alternatives to include. An investigation of desirable properties for commercial and illicit use of payment methods was done using a qualitative approach,
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8

Krolikowski, Aaron Michael. "Mobile-enabled payment methods and public service delivery in Dar es Salaam, Tanzania." Thesis, University of Oxford, 2013. http://ora.ox.ac.uk/objects/uuid:07feeaf5-fde9-4fc0-a86a-112fd78fb402.

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Rapid expansions of mobile communication technologies across sub-Saharan Africa have generated considerable optimism regarding their impact on socioeconomic development outcomes. Key payment applications, such as mobile-enabled payment instruments (i.e. SMS-based mobile money and wireless pay point services) are experiencing substantial adoption in East Africa and Dar es Salaam was the first city in sub-Saharan Africa to integrate these payment instruments into the urban water sector in mid-2009. Tanzania's largest city is demonstrative of the potential of mobile communication technologies to
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9

Eriksson-Asp, Ebba, and Berglund Katarina Inta. "Betala nu, senare eller lite då och då : En kvalitativ studie om betalningsmetoders betydelse för svenska konsumenters köpprocess online." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-46039.

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The growing e-commerce market has fundamentally changed the consumption behaviors among swedes, and it is more popular than ever for people to carry out their everyday transactions online. These new shopping opportunities place different demands on the consumer compared to traditional shopping, and the consumer behavior has come to include more analysis regarding risk and security especially when it comes to the final payment step. This study therefore aims to create an understanding of consumers' experience of the importance of payment methods during the online buying process. To execute this
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10

Dowman, Charles Sydney. "Investigating social grant payment methods for old age grant recipients in the Western Cape." Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/86633.

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Thesis (MPA)--Stellenbosch University, 2014.<br>ENGLISH ABSTRACT: The research focuses on social assistance within the context of the developmental state. In South Africa, the Social Assistance Act, 2004 (Act No.13 of 2004) makes provision for the administration of social assistance and the payment of social grants. The Act provides for the payment of eight grant types including the payment of the Old Age Grant (OAG). The research focuses on the OAG and the payment methods exercised by OAG beneficiaries. The South African Social Security Agency is established in terms of the South Africa
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11

Elwing, Malin. "Betalsystem på webben för utvecklaren." Thesis, University of Kalmar, School of Communication and Design, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:hik:diva-1969.

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<p><p>Rapporten tar upp och behandlar ämnet betalväxlar utifrån en utvecklares perspektiv. Två företag som varit i eller nära inpå processen att utveckla en webbshop har intervjuats och jämförts med utbudet hos ett antal olika betalväxlar. Intervjuerna har visat ett resultat som är mycket troligt att man som ny utvecklare kommer i kontakt med i början. Positionen kan då vara både som utvecklare eller som ägare till webbshoppen. Det gick även att konstatera att det fanns ett antal betalväxlar lämpade för olika kunskapsnivåer. Professionell hjälp i form av råd och implementation måste inte tvung
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12

Szmigin, Isabelle Teresa Danuta. "Cognitive style and the use of payment methods : an interpretive study of consumer initiator behaviour." Thesis, University of Birmingham, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.270649.

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13

Lewis, Anne Elizabeth. ""And how will you be paying today?" : the social construction of demand for payment methods." Thesis, University of Manchester, 2014. https://www.research.manchester.ac.uk/portal/en/theses/and-how-will-you-be-paying-todaythe-social-construction-of-demand-for-payment-methods(a523bdaa-dc3f-4aba-8edf-29ed7a2f38fb).html.

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Economists have long known that different cultures pay for goods and services in different ways. This thesis complements the economic research by identifying several elements of social construction for payment method demand in the UK, creating new knowledge in this under researched area. Further social and cultural influences on payment choice can be identified in future consumer behaviour research. As the full social construction of demand for payments is built, it will complete the economic research and more accurately predict future payment method demand. Smartphones, contactless cards and
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14

Scherling, Daniel, and Roosa Antinoja. "The Effects of E-payment Methods on Online Purchasing Cancellation : An empirical study on Swedish consumers’ perception of trust and security in e-payments." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-44079.

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Abstract Background: Around 45% of Swedish consumers canceled their online purchase in 2018, due to too high delivery fees and issues concerning payments. This research is focusing on e-payments by utilizing the Technology Acceptance Model 3 and its determinants perceived usefulness and perceived ease of use, and how they contribute to the e-payment method decision. Additionally, the relevance of online trust and online security are examined in relation to purchasing cancellations due to trust and security issues in e-payment methods.   Purpose: The purpose of this research paper is to unders
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15

Matúška, Peter. "Metody návrhu platebních protokolů." Master's thesis, Vysoké učení technické v Brně. Fakulta informačních technologií, 2011. http://www.nusl.cz/ntk/nusl-236980.

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This paper analyses some existing approaches in security and payment protocol design. It describes protocol design using simple BAN logic and using derivation system. Special attention is paid to composition method, which is based on the design of complicated protocols from small parts called primitives and it is demonstrated on design of purchase procedure of SET protocol. This method was automated and implemented in C++ language, which allows designer to generate set of candidate protocols according to his needs and this set can be further used for next phase of protocol design process.
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16

Yu, Ya Yan. "Challenges in electronic payment methods : legal issues with a specific reference to the development in China." Thesis, University of Macau, 2009. http://umaclib3.umac.mo/record=b1944045.

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17

Jeon, Sueun, Hulia Khoja, and Husam Stita. "Payment methods influencing purchase behavior in the clothing e-commerce : A study of millennials in Jönköping, Sweden." Thesis, Internationella Handelshögskolan, Jönköping University, IHH, Marketing and Logistics, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-49036.

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Background: Electronic commerce has recently been seen as a very auspicious service of technology witnessed in the last decade. Several types of e-commerce initiatives include very modernized and upgraded facilities such as smart cards, online retailing, and remote payments that help make the payment process faster and more consistent. Therefore, there is a need to explore the factors from payment methods that influence a change in the purchasing behavior of a customer, due to the fact that constant development in technology is occurring. Furthermore, due to the ability to access and control d
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18

Dias, Gustavo Neto de Carvalho. "As caixas de liquidação no âmbito do sistema de pagamentos brasileiro." Universidade de São Paulo, 2011. http://www.teses.usp.br/teses/disponiveis/2/2132/tde-26042012-140310/.

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A incessante busca do homem pela eficiência e sofisticação dos processos por ele manejados em todas as áreas do conhecimento, aliada aos grandes avanços tecnológicos das últimas décadas, tem gerado importantes alterações nos meios de pagamento e na sistemática de liquidação financeira de obrigações. Com o surgimento de mecanismos mais robustos de liquidação, estamos observando a substituição dos meios de pagamento em papel e das transações isoladas entre os indivíduos pela informatização da negociação e o aumento do raio de abrangência das caixas de liquidação. Este trabalho levanta o panorama
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Šerniūtė, Laura. "Atsiskaitymo būdai tarptautinėje prekyboje ir jos finansavimas." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2007. http://vddb.library.lt/obj/LT-eLABa-0001:E.02~2006~D_20070105_152720-63299.

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Prekyba yra pati seniausia ir svarbiausia ekonominių santykių tarp valstybių forma. Šiame darbe nagrinėjama tarptautinė prekyba bei jos finansavimo būdai, formos, sąlygos, metodai. Taip pat aprašomi, tarptautinio sandėrio ypatumai: skirtumai tarp vietinio ir tarptautinio sandorio, prekybos sąlygų interpretavimą vienodinančios tarptautinės taisyklės. Aptariant galimus tarptautinės prekybos finansavimo šaltinius, analizuojamas bankų vaidmuo atliekant tarptautinius atsiskaitymus, rizikos ir problemos, susijusios su tarptautiniais atsiskaitymais. Galiausiai siekiama išnagrinėti tarptautinės prekyb
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20

Debant, Alexandre. "Symbolic verification of distance-bounding protocols : application to payment protocols." Thesis, Rennes 1, 2020. http://www.theses.fr/2020REN1S057.

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L’essor des nouvelles technologies, et en particulier la Communication en Champ Proche (NFC), a permis l’apparition de nouvelles applications. Á ce titre, nous pouvons mentionner le paiement sans contact, les clefs mains libres ou encore les carte d’abonnement dans les transports en commun. Afin de sécuriser l’ensemble de ces applications, des protocoles de sécurité, appelés protocoles délimiteurs de distance on été développés. Ces protocoles ont pour objectif d’assurer la proximité physique des appareils mis en jeu afin protocole cryptographique, protocole de paiement de limiter le risque d’a
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21

Meng, Yao. "Assessing the effect of new control and payment methods on heating energy consumption and occupant behaviour in Chinese dwellings." Thesis, Loughborough University, 2017. https://dspace.lboro.ac.uk/2134/25749.

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Energy demand reduction has become a global issue involving all countries, including China. As major energy consumers in today s society, the need for buildings to be built and operated more energy efficiently is well recognized. In 1995, the national standard on building energy efficiency in China (JGJ 26-95) was refined and updated to become the new residential Buildings standard (JGJ 26-2010) published in 2010. In the new version, many changes have been made to support the construction of more energy efficient buildings in China. For example, in the new standard, all buildings are highly re
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Lafosse, Étienne. "Consequences of the choices on the accounting methods and the payment methods for acquirers and targets, a comparative study between NYSE/AMEX and NASDAQ for the nineties." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 2000. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape3/PQDD_0017/MQ47807.pdf.

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23

Westergren, Nathalie, and Andrea Viberg. "En ny typ av betalningslojalitet i ett digitalt paradigmskifte." Thesis, Södertörns högskola, Företagsekonomi, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-38632.

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Consumer behaviour when shopping online differs from their behavior when shopping in a physical store. One contributory reason is the increasing level of consumption and range of goods online. When online shopping increases it demands the payment methods to work as expected. This paper aims to evaluate and analyse the payment methods when shopping online. The paper aims to increase the knowledge of how consumers are affected by these method when shopping online. This has lead us in to our issue: In what way will consumers be affected when it comes to payment methods within shopping online. The
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Luuppala, Anton, and Max Williams. "En undersökning av betalningsmetoder på den svenska e-klädmarknaden." Thesis, Södertörns högskola, Företagsekonomi, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-35458.

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Kontantanvändningen i Sverige minskar drastiskt för varje år som går, samtidigt som e-handeln ökar i stadig takt. Tidigare forskningsresultat visar att förtroende är en av de allra viktigaste förutsättningarna för framgångsrik e-handel. Andra studier har visat att en av de vanligaste anledningarna till att konsumenter avbryter sina köp i e-butiker är att de betalningsmetoder som föredras inte finns tillgängliga. Att undersöka vilka betalningsmetoder konsumenter vill använda och hur e-handlare påverkas av vilka metoder de erbjuder är det huvudsakliga syftet med denna studie.Studien har genomför
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Arce, Castelo Jose Ramiro, Nuñez Maria del Carmen Salas, and Machicao Marco Iván Zegarra. "Propuesta para mejorar la confianza en el uso del Bitcoin como medio de pago en las empresas peruanas, 2019." Master's thesis, Universidad Peruana de Ciencias Aplicadas (UPC), 2019. http://hdl.handle.net/10757/628038.

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El intercambio de las personas, en relación a los bienes y servicios, registra modificaciones, de medios y lugares; se aprecia el trueque, el patrón de metales preciosos, el papel de los chinos del siglo IX, …, también, como se pasa de las plazas de las ciudades, los buques, …, a la internet. Las personas fueron depositando confianza en cada cambio que se registra en la historia. Estos cambios llegan el día de hoy a las denominadas monedas virtuales o criptomonedas. Esto es lo que origina el objetivo del presente trabajo, desarrollar una propuesta para que el uso del Bitcoin sea empleado como
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Usman, Arshad. "The effect of product price and product category on online payment methods and on the decision to own the secure server." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1999. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape8/PQDD_0006/MQ43349.pdf.

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Usman, Arshad Carleton University Dissertation Engineering Systems and Computer. "The Effect of product price and product category on online payment methods and on the decision to own the secure server." Ottawa, 1999.

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Hansson, Erika, and Amanda Persson. "“Ger du pengarna till mannen så kan du ju bara slänga dem i sjön” : En kvalitativ studie om hur jämställdhet och genus konstrueras inom verksamheten ekonomiskt bistånd." Thesis, Linnéuniversitetet, Institutionen för socialt arbete (SA), 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-101353.

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The aim of this study was to examine the handling process within financial assistance from a gender equality perspective, in order to problematize and create a deeper understanding of notions of gender in the social services. The different working methods of the social services were compared with the politically based gender equality goals. The study was based on eight individual qualitative semi-structured interviews with social workers in financial assistance from different municipalities in Sweden. The main subjects of the interviews were how the authority works on the basis of gender equal
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Campos, Alvarez Gerson Renatto, Huisarayme Elsy Nayomi Candiotti, Guerrero Paola Almendra Hamán, Romero Franco Fernando Ruiz, and Quispe Esthefany Blenda Torres. "RapiCard." Bachelor's thesis, Universidad Peruana de Ciencias Aplicadas (UPC), 2019. http://hdl.handle.net/10757/651859.

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El presente proyecto se basa en la creación e implementación de una aplicativo que consolide las tarjetas de transporte publico de Lima, mediante la cual los usuarios podrán realizar recargas en cualquier momento, visualizar saldos disponibles y además tener la opción de suscribirse a una membresía mensual con la que podrán obtener viajes gratis compartiendo los códigos de promociones con amigos y familiares. Ahora bien, analizaremos también la problemática del transporte público en Lima desde el punto de vista de los usuarios al momento de abordar una unidad de transporte identificando cuale
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Saparov, Pavel. "Elektronické platební systémy." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-112682.

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The goal of the thesis is to analyze chosen electronic payment systems. The thesis is divided into two parts -- theoretical and practical. Theoretical part is dedicated to cover types of electronic payment system. Also is devoted to the issues of certain legal aspects that are common to all payment systems; defines the necessary concepts and business entities commonly encountered in the payment processing environment. Practical part focuses on the evaluation of usability, safety and usefulness for merchants mainly working with credit cards and particularly with alternative payment system like
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Burda, Adam. "Procesní analýza a softwarová realizace prodeje elektronických časopisů." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-113975.

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This work is focused on business process modeling and subsequent use in, how it works selling electronic magazines online. In the theoretical section describes possible options for modeling languages, then selected BPM notation and described in detail. The second section describes the technologies used to support sales of electronic magazines. In this work an example is Skimagazin magazine. In the final phase of work are given individual detailed models of how the sale works in practice. The models are mainly focused on describing how to communicate with each individual system elements and use
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Ogunyinka, Ebenezer Oluwayomi. "Clustering Louisiana commercial fishery participants for the allocation of government disaster payment: the case of hurricanes Katrina and Rita." Kansas State University, 2011. http://hdl.handle.net/2097/8559.

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Master of Science<br>Department of Statistics<br>John E. Boyer Jr<br>The purpose of this study is to evaluate the effectiveness of the methods used for allocating disaster funds to assist commercial fishery participants as a result of Hurricanes Katrina and Rita of 2005 and to examine alternative methods to aid in determining an efficient criterion for allocating public funds for fisheries assistance. The trip ticket data managed by the Louisiana Department of Wildlife and Fisheries were used and analyzed using a cluster analysis. Results from the clustering procedures show that commercial fi
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Edström, Alexander, and Nathalie Jangå. "Fakturahantering företag till företag : En studie kring två olika tillvägagångssätt (Post&PDF)." Thesis, Linnéuniversitetet, Institutionen för informatik (IK), 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-44682.

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Att fakturera är något som alla företag måste göra för att tjäna pengar. Fakturering kan ske på flera olika sätt och det finns olika åsikter vad som är att föredra bland företag när det handlar om hantering av fakturor. Teorin menar på att använda sig av elektroniska faktureringssätt är mer effektivt än fakturering via traditionell post. Syftet med denna forskning var att ta reda på varför företag i Sverige år 2015 väljer att skicka, mottaga och hantera fakturor med post när det finns alternativa metoder som PDF via mail och vad det är som gör att företag inte byter från det ena förhållningssä
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Smedberg, Johanna. "Inställning till den smarta elcykeln som tjänst : Finns det samband?" Thesis, Linnéuniversitetet, Institutionen för informatik (IK), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-97923.

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Vi befinner oss i en transformation där elcykeln tillför en ny dimension av mobilitet. Samtidigt sker ett teknologiskifte där Internet of Things (IoT) möjliggör uppkoppling av produkter till varandra och från produkt till människa, på ett sätt som tillför nya värden. Elcykeln är inget undantag. Med IoT blir elcykeln intelligent; den smarta elcykeln är här. Smarta elcyklar är nytt på den svenska marknaden. För att förstå hur affärsmodeller och betalningsmodeller kan skapas kring denna nya produkt undersöks inställning till, och drivkrafter för, den smarta elcykeln. Vidare prövas inställningen t
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Mukabi, Collins, and Nguyen Long Vu. "Cryptocurrency as a Payment Method in the Retail Industry : An application of Diffusion of Innovation Theory (DOI) on the characteristics of Bitcoin: the case of Bitrefill." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-46892.

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Background: The convergence of payment behaviours can contribute to the diffusion of new payment technologies and thus economic performance. There is evidence that the electrification of the retail payment system promotes the performance of the banking sector and economic growth. The retail payment market is a prime example of a two-sided market where new payment instruments need to reach a critical mass of users to become viable and grow further (Martikainen, Schmiedel &amp; Takalo, 2015). Purpose: The purpose of this paper is to analyse Bitcoin, as a payment method, and review the models alr
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Коновалова, А. Л., та A. L. Konovalova. "Проблемы исчисления и взимания налога на добавленную стоимость : магистерская диссертация". Master's thesis, б. и, 2020. http://hdl.handle.net/10995/91794.

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Структура магистерской диссертации состоит из введения, трех глав, заключения и списка использованной литературы. Во введении обосновывается актуальность темы, определяются цели, задачи исследования, указываются объект и предмет исследования. В первой главе рассмотрены понятия, сущность, история развития НДС, раскрывается сущность налогового контроля: его роль и формы организации и особенности взимания НДС. Вторая глава посвящена, проведению исследования практики налогового контроля при налогообложении НДС, анализ механизма взимания НДС, анализ деятельности налоговых органов за исчислением и в
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Turák, Miroslav. "Specializovaný elektronický obchod." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2010. http://www.nusl.cz/ntk/nusl-222694.

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This master's thesis was written to create a model of the solution of the specialized e-commerce focusing on the sale of textiles. Part of this work is the model solution, economics of the project and the proposal of the project promotion.
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Cicek, Mehmet, and Georgios Tsilfidis. "Ett steg framåt eller ett steg bakåt? : En studie om hur konsumenter prioriterar säkerhet och enkelhet vid val av moderna eller traditionella betalningsmedel." Thesis, Linnéuniversitetet, Ekonomihögskolan, ELNU, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-22088.

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Syfte: Identifiera de olika betalningsmedlen för att finna samband mellan upplevelserna av deras säkerhet, enkelhet och hur dessa aspekter påverkar valet av betalningsmedel. Metod: Kvantitativ metod Teori: Litteratur, vetenskapliga artiklar och empiriska rapporter Empiri: En enkätundersökning gjordes för datainsamling Slutsats: Undersökningen bekräftar att både upplevelsen av säkerhet och enkelhet påverkar konsumenterna i valet av betalningsmedel. Vår undersökning visar att enkelhet ör den vanli-gaste och viktigaste orsaken för en konsument i valet av betalningsmedel. Undersökningen visar även
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Shillito, M. "Criminal abuse of non-traditional payment methods : a comparative analysis of the application of anti-money laundering and counter-terrorist financing frameworks in the United Kingdom, United States and Australia." Thesis, University of Liverpool, 2017. http://livrepository.liverpool.ac.uk/3007606/.

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This doctoral thesis is concerned with the application of the international framework for anti-money laundering and counter-terrorist financing to the threats emerging from the criminal misuse of non-traditional payment methods. The international framework plays a significant role in the development of national responses to money laundering and terrorist financing, it is therefore important to understand how it, and then individual countries have responded to this emerging threat. The thesis will explore three developed economies, with advanced anti-money laundering and counter terrorist finan
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Häggström, Mattias, and Malin Jansson. "Förändringsarbetet i banker : en kvalitativ studie om teknologisk utveckling och utsikt mot ett kontantlöst samhälle." Thesis, Högskolan Kristianstad, Sektionen för hälsa och samhälle, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:hkr:diva-13188.

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Den teknologiska utvecklingen har under de senaste decennierna fått en allt större betydelse i samhället. Som en naturlig följd av detta har bankernas verksamhet förändrats, bland annat genom ökat utbud av tekniska tjänster och produkter. Tidigare studier påvisar att människans beteende har förändrats i takt med samhällets utveckling och måste idag vänja sig vid att allt mer kommer att hanteras via de teknologiska distributionskanalerna. Dessutom menar forskare på att banker inte kan stanna upp med sitt förändringsarbete idag utan bör ständigt analysera hur den teknologiska
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Roquette, Juliana Januzi. "Utilização de métodos estatísticos para avaliação da qualidade do leite cru refrigerado." Universidade Federal de Uberlândia, 2014. https://repositorio.ufu.br/handle/123456789/13138.

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Product quality is critical to its acceptance in the market. Monitoring milk quality goes beyond meeting the consumer; products with poor quality affect industrial processes inducing damage. Paying a bonus for the product quality is a way to educate the producers about the importance of quality from raw material. Bonuses are also used to gratify products that have better results than the minimum required quality standards. However, deductions are used to warn farmers who do not understand the risk of producing a food product without the slightest control and monitoring. There are several stati
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Kamleitner, Bernadette, and Berna Erki. "Payment method and perceptions of ownership." Springer Verlag, 2013. http://epub.wu.ac.at/3843/1/Kamleitner.pdf.

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How consumers pay influences how they feel about a transaction. In particular, paying by card has been argued to have an effect on the perception of cost; making it less salient and painful. We propose and show that payment method also influences how consumers feel about the acquired good. Specifically we focus on effects of the payment method on psychological ownership, i.e. the perception of an object as "mine". We propose that cash payment results in stronger psychological ownership because it influences the extent of perceived investment in an object. We provide evidence for the prop
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Teixeira, Marcos Vinícius Alves. "Análise do perfil de consumo da baixa renda com cartões de crédito: características e oportunidades." Universidade do Vale do Rio dos Sinos, 2014. http://www.repositorio.jesuita.org.br/handle/UNISINOS/4737.

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Submitted by Fabricia Fialho Reginato (fabriciar) on 2015-08-24T23:27:00Z No. of bitstreams: 1 MarcosTeixeira.pdf: 808388 bytes, checksum: 5c98ea5b8525cdd401a8e3c5c8ccccd1 (MD5)<br>Made available in DSpace on 2015-08-24T23:27:01Z (GMT). No. of bitstreams: 1 MarcosTeixeira.pdf: 808388 bytes, checksum: 5c98ea5b8525cdd401a8e3c5c8ccccd1 (MD5) Previous issue date: 2014<br>Nenhuma<br>A presente dissertação de mestrado tem como objetivo central analisar as transações de cartões de crédito da baixa renda no mercado brasileiro. O enfoque da pesquisa está no setor de pagamentos eletrônicos, denomi
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Orság, Lubomír. "CMS systém kombinovaný s eshop systémem." Master's thesis, Vysoké učení technické v Brně. Fakulta elektrotechniky a komunikačních technologií, 2008. http://www.nusl.cz/ntk/nusl-217289.

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Aim of this master’s thesis was design of front-end and back-end interfaces of electronic shopping system. Design consists of completing individual use-case and workflow diagrams. Next it was explored possible security risks, designed security actions against these risks, explored payment methods usable in electronic shopping systems and methods of its implementation. There was chosen PHP programming language in combination with MySQL relation database management system to be used for development of final application. As result of this work was development of electronic shopping system final a
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Filipiak, Alicia. "Conception et analyse formelle de protocoles de sécurité, une application au vote électronique et au paiement mobile." Thesis, Université de Lorraine, 2018. http://www.theses.fr/2018LORR0039/document.

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Les “smart-devices” tels les smartphones, tablettes et même les montres ont été largement démocratisés au cours de la dernière décennie. Dans nos sociétés occidentales, on ne garde plus seulement son ordinateur personnel chez soi, on le transporte dans la poche arrière de son pantalon ou bien autour de son poignet. Ces outils ne sont d’ailleurs plus limités, en termes d’utilisation, à de la simple communication par SMS ou bien téléphone, on se fie à eux pour stocker nos photos et données personnelles, ces dernières parfois aussi critiques que des données de paiement bancaires, on gère nos cont
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Brückner, Carsten. "Merger waves and the choice of payment method /." Leipzig, 2009. http://opac.nebis.ch/cgi-bin/showAbstract.pl?sys=000256287.

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Hahn, Isabel, and Krisztina Kodó. "Acceptance of Online and Mobile Payment : A Cross-Country Analysis of Germany, Hungary and Sweden." Thesis, Högskolan i Halmstad, Akademin för ekonomi, teknik och naturvetenskap, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-34022.

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Purpose: The purpose of this paper to fill the research gap of lack ofcross-country studies in Germany, Hungary and Sweden in thecontext of online and mobile payment adaption and usage. Research Questions: The authors of this study aim at answering the followingquestion: What are the main similarities and differences in onlineand mobile payment acceptance in Germany, Hungary andSweden in the age group of 18-35?Theoretical Framework:The theoretical framework presents prevalent theories aboutfactors which are connected to online and mobilepayment. In addition, the Technical Acceptance Model wasu
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Antila, Adam, and Christian Ek. "Faktorer som påverkar olika betalsätt online : En jämförelsestudie mellan faktura, kort och flera alternativ vid handel online." Thesis, Högskolan i Borås, Akademin för textil, teknik och ekonomi, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:hb:diva-24366.

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E-handels snabba utveckling det senaste årtiondet har öppnat upp nya möjligheter för både företag och konsumenter och det har gjort att betalsätten förändrats. I takt med den tekniska utveckling som skett har även konsumenters intentioner och uppfattningar förändrats och faktorer som användbarhet, användarvänlighet, tillit och risk är starkt kopplat till köpbeteende online. De två vanligaste betalsätten för svenska e-handels konsumenter idag är bankkort/kreditkort och faktura. Studiens syfte var att undersöka svenska konsumenters intention och uppfattning av betalningssätten kort och faktura s
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Huamani, Urquizo Silke Yanet. "Propuesta de mejora del proceso comercial de un Dealer PYME en el mercado de medios de pago del segmento masivo." Bachelor's thesis, Universidad Peruana de Ciencias Aplicadas (UPC), 2021. http://hdl.handle.net/10757/657357.

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El presente trabajo de investigación tiene como objetivo desarrollar una mejora en el proceso comercial de ventas de un dealer (distribuidor) PYME del mercado de medios de pago del sector financiero. Se ha iniciado el trabajo con la descripción del mercado, giro del negocio y el proceso a estudiar. Seguidamente de los 5 capítulos que se van a desarrollar en el trabajo y se muestran a continuación: En el primer capítulo se verá el marco teórico donde se define conceptos actuales de mejora continua, metodologías, productividad, etc. En el segundo capítulo se analizó los problemas existentes e
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Aminoff, Fredrik, and Johan Dettel. "Payment Solutions for Services in Interactive TV : A Comparative Evaluation of Electronic Payment Systems." Thesis, Linköping University, Department of Management and Economics, 2004. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-2168.

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<p>The market for digital TV is developing and some industry actors focus on interactive TV. Interactive content and services that previously only were able to use through a standard PC are now available to use through the TV set. To distribute the services to the TV a so called set top box with broadband connection needs to be used. Such a box can be described as a unit where a standard PC and a digital TV receptor are integrated.</p><p>This thesis aims to investigate the market for electronic payment solutions with a focus on payment for interactive content and services in digital TV. The pr
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