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Dissertations / Theses on the topic 'Payment systems'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Stojanovic, Aleksandar. "Payment systems reforms." Thesis, City University London, 1999. http://openaccess.city.ac.uk/7781/.

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The nineties were a hectic period for many policy makers around the world in respect-of payment systems reforms. The increased attention to payment system issues was brought about by the following trends: (i) increased cross-border competition, innovations, and new communication and information technologies; (ii) the financial and political integration and changing processes in European Union and Countries in Transition. The purpose of this thesis is threefold. Firstly, it seeks to define and critically assess the major payment system developments and problems around the world with a view of a

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2

Baqer, Khaled. "Resilient payment systems." Thesis, University of Cambridge, 2018. https://www.repository.cam.ac.uk/handle/1810/285001.

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There have been decades of attempts to evolve or revolutionise the traditional financial system, but not all such efforts have been transformative or even successful. From Chaum's proposals in the 1980s for private payment systems to micropayments, previous attempts failed to take off for a variety of reasons, including non-existing markets, or issues pertaining to usability, scalability and performance, resilience against failure, and complexity of protocols. Towards creating more resilient payment systems, we investigated issues related to security engineering in general, and payment systems

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3

Mamman, Aminu. "Employees' preferences for payment systems." Thesis, Cardiff University, 1989. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.248142.

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4

Althinayyan, Abdullah. "Rental Payment Solution Using HomeHey." Digital Commons at Loyola Marymount University and Loyola Law School, 2016. https://digitalcommons.lmu.edu/etd/368.

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5

Muchinguri, Cosmas. "Investigating failure to implement contactless payments: a case of Near Field Communication payment systems in South Africa." Master's thesis, University of Cape Town, 2016. http://hdl.handle.net/11427/23765.

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Near Field Communication (NFC) contactless payment systems are being touted as the future for retail payments and public transport fare-collection systems. Studies have shown that such initiatives require many organisations from different industries to work together for the goal to be realised. The effort and collaboration required to achieve this goal cannot be underestimated. The aim of this research is to explore the failure of NFC contactless payment system implementations. The Actor Network Theory (ANT) has been shown as appropriate for investigating IT implementation failures, and so ser

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6

Young, Linda. "The Impact of Payment Systems on Dentists." Thesis, University of Dundee, 2009. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.500643.

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7

Shepilov, D., Любов Олексіївна Сигида, Любовь Алексеевна Сигида, et al. "Analysis of electronic payment systems in Ukraine." Thesis, Sumy State University, 2019. https://essuir.sumdu.edu.ua/handle/123456789/77599.

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Nowadays, payment systems are an important part of the economy of any country. In the course of economic activity they satisfy needs of economic entities through transfer of funds. As a result it supports the financial industry, improves monetary relations and the execution of interstate currency payments. Safe and efficient payment systems are the key to sustainable activity of the banking system and the country's economy as a whole. The payment system is a payment association, members of the payment system and the complex of relationships that emerge between them immediately upon mak

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8

Aminoff, Fredrik, and Johan Dettel. "Payment Solutions for Services in Interactive TV : A Comparative Evaluation of Electronic Payment Systems." Thesis, Linköping University, Department of Management and Economics, 2004. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-2168.

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<p>The market for digital TV is developing and some industry actors focus on interactive TV. Interactive content and services that previously only were able to use through a standard PC are now available to use through the TV set. To distribute the services to the TV a so called set top box with broadband connection needs to be used. Such a box can be described as a unit where a standard PC and a digital TV receptor are integrated.</p><p>This thesis aims to investigate the market for electronic payment solutions with a focus on payment for interactive content and services in digital TV. The pr

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9

Balog, Rodica. "Streamlined "Purchase to Payment" process." Thesis, Umeå University, Department of Informatics, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-26080.

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10

Iglesias, de Ussel Javier. "Bitcoin : a new way to understand payment systems." Thesis, Massachusetts Institute of Technology, 2015. http://hdl.handle.net/1721.1/99046.

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Thesis: M.B.A., Massachusetts Institute of Technology, Sloan School of Management, 2015.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (pages 67-68).<br>Bitcoin has recently raised substantial attention from a variety of players: media, academia, and regulators. While the price of Bitcoin has continuously and substantially gone down since its peak in December 2013, other metrics indicate a more optimistic prospect. The adoption of Bitcoin is increasing rapidly, even in off-line channels, with companies such as Microsoft, Paypal, EBay, Dell, and Expedia now acc

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11

Chi, Ellis Y. (Ellis Ying-Kiu). "Clearninghouse--a payment framework for distributed object systems." Thesis, Massachusetts Institute of Technology, 1997. http://hdl.handle.net/1721.1/44481.

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Thesis (M. Eng.)--Massachusetts Institute of Technology, Dept. of Electrical Engineering and Computer Science, 1997.<br>Includes bibliographical references (leaves 105-106).<br>by Ellis Y. Chi.<br>M.Eng.

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12

Pant, Shristi. "A SECURE ONLINE PAYMENT SYSTEM." UKnowledge, 2011. http://uknowledge.uky.edu/cs_etds/1.

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An online payment system allows a customer to make a payment to an online merchant or a service provider. Payment gateways, a channel between customers and payment processors, use various security tools to secure a customer’s payment information, usually debit or credit card information, during an online payment. However, the security provided by a payment gateway cannot completely protect a customer’s payment information when a merchant also has the ability to obtain the payment information in some form. Furthermore, not all merchants provide a secure payment environment to their customers an

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13

Deng, Ni. "A secure, payment-based email delivery system." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2909.

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14

Tsui, Lap-fung. "Role of job evaluation in salary administration : case study of a large company in Hong Kong /." [Hong Kong : University of Hong Kong], 1989. http://sunzi.lib.hku.hk/hkuto/record.jsp?B13263250.

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15

Che, Xiaonan. "Markov type models for large-valued interbank payment systems." Thesis, London School of Economics and Political Science (University of London), 2011. http://etheses.lse.ac.uk/224/.

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Due to the reform of payment systems from netting settlement systems to Real Time Gross Settlement systems (RTGS) around the world in recent years, there is a dramatic increase in the interest in modeling the large-valued interbank payment system. Recently some queueing facilities have been introduced in the response to the liquidity management within the RTGS systems. Since stochastic process models have been wildly applied in social networks, and some aspects of which have similar statistical properties with the payment system, therefore, based on the existing empirical research, a Markov ty

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16

Tong, Meng Io. "Mobile product purchase and payment through QR Codes." Thesis, University of Macau, 2017. http://umaclib3.umac.mo/record=b3691620.

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17

Johansson, Veronica. "Oral health-related quality of life and patient payment systems /." Malmö : Dept. of Oral Public Health, Malmö University, 2009. http://dspace.mah.se/bitstream/2043/9017/1/Veronica%20Johansson%20Avhandling.pdf.

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18

Van, Deurzen Cathy A. "Designing a custom hourly wage classification system tool to be company specific for The Cheese Company." Menomonie, WI : University of Wisconsin--Stout, 2006. http://www.uwstout.edu/lib/thesis/2006/2006vandeurzenc.pdf.

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19

Okur, Melis Irem, and Sandra Ransed. "The future of payment systems for public charging of electric vehicles in Sweden : An analysis of possibilities and challenges for a common payment system." Thesis, KTH, Industriell ekonomi och organisation (Inst.), 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-298481.

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The Swedish car fleet is currently amidst a transition of electrification. This increases the need for an extensive charging infrastructure, and thereby smoothly functioning payment methods for charging. At the time being, there are many charging operators in the market that provide their own payment solutions for charging Battery Electric Vehicles (BEV) and Plug-in Hybrid Electric Vehicles (PHEV), as the market has developed without any regulations. In consideration of this problem definition, the possibilities and challenges for developing a common payment system was analyzed. With this aim

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20

Giansante, Simone. "Agent-based economic (ACE) modelling of payments media : emergence of monetary exchange, banking, large value payment and settlement systems." Thesis, University of Essex, 2009. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.499788.

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21

Singh, Sambhy Gurpreet. "Study of Mobile Payment Services in India : Distribution of the roles, responsibilities and attitudes amongst actors of the payment systems." Thesis, KTH, Skolan för informations- och kommunikationsteknik (ICT), 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-141343.

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Information technology and payment systems have witnessed the introduction, acceptance and wide scale deployment of electronic payment systems. The payment system ecosystem has now witnessed the introduction of mobile payment systems and their associated services. Major actors involved in mobile payment systems include telecom operators, banks, merchants and consumers. They need to aggregate their resources and develop a coherent ecosystem which would help the individual actors while also benefiting the overall mobile payment ecosystem. Financial institutions and mobile carriers are becoming i

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22

Wang, Yin Ph D. Massachusetts Institute of Technology. "A study of open payment fare systems : system design, fare engine algorithm and GTFS extension." Thesis, Massachusetts Institute of Technology, 2014. http://hdl.handle.net/1721.1/90074.

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Thesis: S.M. in Transportation, Massachusetts Institute of Technology, Department of Civil and Environmental Engineering, 2014.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (pages 89-91).<br>This thesis describes the design and implementation of the key parts of an open payment system that supports mobile phone ticketing for the Long Island Railroad (LIRR), a part of the New York Metropolitan Transportation Authority (MTA). While many public transit agencies across the world are still using traditional fare systems, open payment system can help reduce lifecyc

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23

Addo, Archie N. S. "An Expert System for the Selection of Electronic Payment Systems Based on Organizational Security Requirements." NSUWorks, 1999. http://nsuworks.nova.edu/gscis_etd/382.

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The widespread popularity of the Internet has made the promise of worldwide electronic commerce (EC) a reality. Companies are exploring how to provide goods and services over the Internet in order to extend their reach to a global marketplace that conducts business 24 hours a day, seven days a week. The low cost of transacting business electronically has been the motivating factor as consumers eagerly look toward the Internet to create economic opportunities. Electronic payment, a financial exchange that takes place online between buyers and sellers, is an integral part of EC. The content of t

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24

Wong, Chong Wan. "Using dynamically-generated account to integrate heterogeneous B2C e-payment systems." Thesis, University of Macau, 2010. http://umaclib3.umac.mo/record=b2148240.

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25

Khiaonarong, Tanai. "Banking and innovation : the case of payment systems modernisation in Thailand." Thesis, London School of Economics and Political Science (University of London), 1999. http://etheses.lse.ac.uk/1565/.

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This thesis examines the role of banks in influencing innovation and analyses their links to payment systems modernisation. The main argument is that banks are a type of technological institution having the potential to promote innovation, although such roles may be implicit or secondary. This role is investigated in eight chapters. The first three chapters review the major innovation models and progress in payment system. An analytical framework, based on evolutionary and resource-based views, is developed to examine how resources and routines which reflect an organisation's stock of skills,

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26

Nunes, André Filipe dos Santos Pereira. "Payment systems in the eurozone : an analysis of possibility of standardization." Master's thesis, Instituto Superior de Economia e Gestão, 2015. http://hdl.handle.net/10400.5/10464.

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Mestrado em Finanças<br>Este projecto pretende realçar as vantagens que se obterão no âmbito dos sistemas de pagamento ao providenciar uma maior simplicidade ao processo, através de uma integração entre pelo menos dois sistemas de pagamentos, considerando apenas a Europa. Esta integração é vista como uma hipótese para alcançar o objectivo do projecto, considerando cinco sistemas de pagamento: SEPA, TARGET2, STEP1, EURO1 e sistemas de pagamento que considerem pagamentos em USD, não especificando um em concreto. De forma a obter resultados sustentáveis e válidos, o intervalo de tempo considera

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27

Arora, Gurleen Kaur. "A framework for cascading payment and content exchange within P2P systems." Thesis, Liverpool John Moores University, 2006. http://researchonline.ljmu.ac.uk/5808/.

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Advances in computing technology and the proliferation of broadband in the home have opened up the Internet to wider use. People like the idea of easy access to information at their fingertips, via their personal networked devices. This has been established by the increased popularity of Peer-to-Peer (P2P) file-sharing networks. P2P is a viable and cost effective model for content distribution. Content producers require modest resources by today's standards to act as distributors of their content and P2P technology can assist in further reducing this cost, thus enabling the development of new

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28

Rosén, Axel, Erik Sondell, and Evan Khalil. "The case of biometric payment cards: A quantitative study of the behavioural intention to use biometric payment cards among Swedish consumers." Thesis, Örebro universitet, Handelshögskolan vid Örebro Universitet, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:oru:diva-89795.

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29

Shrivastava, Animesh. "Some agency problems in firms and the allocation of resources." Thesis, University of Oxford, 1996. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.321728.

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30

Loke, Yiing Jia Weng Kah. "Recent trends in cashlessness in payments systems : theory and evidence." Thesis, University of Essex, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.391655.

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31

Левшаков, С. Ф. "Тенденції розвитку європейських платіжних систем". Thesis, Українська академія банківської справи Національного банку України, 2010. http://essuir.sumdu.edu.ua/handle/123456789/61437.

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Для забезпечення подальшої фінансової інтеграції Європейського Союзу, розвитку Єдиного ринку фінансових послуг, Європейський центральний банк (ЄЦБ) забезпечує розвиток платіжних систем і систем розрахунків за цінними паперам в Єврозоні. Перший проект, реалізований ЕЦБ, – це впровадження в 2008 р. загальноєвропейської міжбанківської платіжної системи TARGET-2. Наступні три проекти – SEPA, TARGET-2 Securities, CCBM2 знаходяться в даний момент на стадії реалізації.

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32

Sharma, Pranav. "An evaluation of e-payment systems and their application in mobile commerce." Thesis, University of Ottawa (Canada), 2004. http://hdl.handle.net/10393/26769.

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Electronic commerce is growing at an ever increasing pace every year. However, the payment mechanisms in use were developed without electronic commerce in mind, and as a result, must be modified before they may be used for online transactions. In this thesis, the online payment mechanisms in use are analyzed to find out if they meet present day electronic businesses requirements. A comparative study of existing payment mechanisms has been performed and their strengths and weaknesses evaluated. Recommendations are made for improved mechanisms capable of meeting the needs of consumers and busine

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33

Bailey, Rachel. "Evaluating payment systems : the case of nurses in the National Health Service." Thesis, London School of Economics and Political Science (University of London), 1994. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.319904.

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34

Bell, Emma. "A cultural analysis of payment-systems-in-use in three chemical companies." Thesis, Manchester Metropolitan University, 1999. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.297373.

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35

Brucker, Xavier F. (Xavier Francois) 1976. "Primitive-based payment systems for flexible value transfer in the personal router." Thesis, Massachusetts Institute of Technology, 2002. http://hdl.handle.net/1721.1/16878.

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Thesis (S.M.)--Massachusetts Institute of Technology, Engineering Systems Division, Technology and Policy Program, 2002.<br>Includes bibliographical references (p. 149-154).<br>This electronic version was submitted by the student author. The certified thesis is available in the Institute Archives and Special Collections.<br>The Personal Router is a mobile communication device developed by the Advanced Network Architecture group at the MIT Laboratory for Computer Science. The Personal Router is able to select and negotiate connectivity with local providers for different kinds of services and i

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36

Bagai, Akshay. "Payment systems in the United States and architectures enabled by digital currencies." Thesis, Massachusetts Institute of Technology, 2017. http://hdl.handle.net/1721.1/112061.

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Thesis: S.M. in Engineering and Management, Massachusetts Institute of Technology, School of Engineering, System Design and Management Program, 2017.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (pages 69-71).<br>A payment is a transfer of value from one party to another and cash is the simplest form of payment. However, the cost of cash transactions increases as the volume of transactions or distance between the parties involved increases. Various electronic payment systems have evolved over time to enable different types of transactions in the economy. Paym

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Suda, Toshiko. "An investigation of change in Japanese payment systems : comparison with the UK." Thesis, University of Bath, 2004. https://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.402103.

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38

Webb, Heather Christine. "A comparative analysis of mobile payment sectoral systems of innovation and service innovation between the United Kingdom and India." Thesis, University of Edinburgh, 2014. http://hdl.handle.net/1842/17989.

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The financial services industry is one of the most rapidly growing industries worldwide. Although mobile payment (m-payment) systems have generated a lot of hype, not all supportive infrastructures are in place where one firm’s service can be applied globally. Technology has provoked major changes in this industry with how firms operate and innovate as well as how they adapt their business models. Additionally, how services expand and understanding the ways new services are developed in different countries are becoming increasingly relevant. This qualitative, multidisciplinary study compares t

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Stearns, David L. ""Think of it as money" : a history of the VISA payment system, 1970-1984." Thesis, University of Edinburgh, 2007. http://hdl.handle.net/1842/2672.

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This dissertation is a historical case study of the payment system designed, built, and operated by Visa International Services Association (VISA, hereafter “Visa”). The system is analyzed as a sociotechnical one, consisting of both social and technical elements that mutually constitute and shape one another. The historical narrative concentrates on the period of 1970 to 1984, which roughly corresponds to the tenure of the system’s founder and first CEO, Dee Ward Hock. It also focuses primarily upon the events that took place within the United States. After establishing a theoretical and histo

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Rossi, Marco Steinherr Alfred. "Payment systems in the financial markets : real-time gross settlement systems and the provision of intraday liquidity /." [London] : [New York (N. Y.)] : MacMillan ; St. Martin's press, 1998. http://catalogue.bnf.fr/ark:/12148/cb37538835m.

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Lima, Elvira. "The financing health care : an analysis of the impact of the Portuguese hospital financing systems." Thesis, University of Nottingham, 1998. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.267133.

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Voloshyna, I. V. "Drop-shipping new revolutionary trading." Master's thesis, Sumy State University, 2020. https://essuir.sumdu.edu.ua/handle/123456789/81832.

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The aim of the graduation work is to study the theoretical foundations and economic essence of the analysis financial activity of Drop-shipping. The object of study - the results of financial and economic activities of developed commercial enterprise and methods of its complex financial analysis state. Developing the new strategies approaching consumers and selling the products, trends assessment of its functionalities. The first section defines the history and importance of the online store as a separate market segment; Drop-shipping development; purpose and objectives; methods of financing;

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Lövhall, Jakob. "Analysis of a Bitcoin debit card : Design of a novel Bitcoin payment system." Thesis, Linköpings universitet, Institutionen för datavetenskap, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-139837.

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This thesis introduces a debit card based payment system that aims to provide fast in-store payments using Bitcoin. The system introduces physical constraints to Bitcoin payments to enable stores to accept payments before they are in a block.The proposed system was tested in a proof of concept model to estimate the time itwould take to pay with the system on the real Bitcoin network. A security analysis was performed to validate system security and to point out potential problems. The security analysis was done by interviewing five experts from different organizations to receive different view

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Kisaka, Lily. "Modelling payment systems for environmental services in the Mt Elgon ecosystem of Kenya." Thesis, University of Fort Hare, 2014. http://hdl.handle.net/10353/d1013123.

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Unsustainable patterns of consumption by humankind have increased the rate of change in the natural ecosystems and consequently the levels of stress experienced within the environment. Access to sufficient good quality water is essential and a requirement to meet a number of the Millennium Development Goals (MDGs). However, poor land management and untenable agricultural practices have become the main drivers of the declining watershed services. Upstream farmers often have little or no incentives to take these impacts into account in their decision-making process. Therefore, without investment

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Cheng, Ho Cheung. "Timing of Payment : How Uncertain Alternatives and Legal Systems affect the Contractual Choice." Thesis, Toulouse 1, 2015. http://www.theses.fr/2015TOU10023/document.

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Ma thèse comprend 3 chapitres. Les deux premiers chapitres étudient directement la question du moment de paiement. Le Chapitre 1 considère la situation où les consommateurs ont des futures alternatives incertaines, tandis que le Chapitre 2 étudie le choix des contrats dans des environnements juridiques différents. Le Chapitre 3 est un peu différent, se concernant avec le moment de miser sur une enchère. Le Chapitre 1 étudie la situation où des consommateurs à demande unitaire, ayant des alternatives futures incertaines, projettent de consommer à une date fixée à l'avenir. Dans ce contexte, l'i

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Chan, Nga-lai Ella. "Pay administration in the Hong Kong civil service." [Hong Kong : University of Hong Kong], 1992. http://sunzi.lib.hku.hk/hkuto/record.jsp?B13236325.

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Elwing, Malin. "Betalsystem på webben för utvecklaren." Thesis, University of Kalmar, School of Communication and Design, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:hik:diva-1969.

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<p><p>Rapporten tar upp och behandlar ämnet betalväxlar utifrån en utvecklares perspektiv. Två företag som varit i eller nära inpå processen att utveckla en webbshop har intervjuats och jämförts med utbudet hos ett antal olika betalväxlar. Intervjuerna har visat ett resultat som är mycket troligt att man som ny utvecklare kommer i kontakt med i början. Positionen kan då vara både som utvecklare eller som ägare till webbshoppen. Det gick även att konstatera att det fanns ett antal betalväxlar lämpade för olika kunskapsnivåer. Professionell hjälp i form av råd och implementation måste inte tvung

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Long, Emily M. C. P. Massachusetts Institute of Technology. "Implementation of multimodal electronic payment systems : lessons from Los Angeles and Minneapolis-St. Paul." Thesis, Massachusetts Institute of Technology, 2017. http://hdl.handle.net/1721.1/111397.

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Thesis: M.C.P., Massachusetts Institute of Technology, Department of Urban Studies and Planning, 2017.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (pages 68-74).<br>Adoption of technology in the public sector typically involves a balance of willingness to take on risk and the development of a forward-thinking agenda (Mulgan & Albury, 2003). Technology adoption in the public transportation sector follows this process and as a result, adoption can occur long after the technology is available. As in other sectors, technology has and continues to transform trans

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Bashir, Muhammad Shahid, and Mohd Zalmy Zakaria. "Hesitation on adoption Self-Service Technologies (SSTs) : A case study on self payment machine." Thesis, Umeå University, Department of Informatics, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-34814.

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<p><em>Self service providers are making such systems which offer faster and more flexible service to the user. Most of us are familiar about self service technologies such as Kiosk, Auto Teller Machine, Self Check in machine, Self payment machine etc. Unfortunately, users are not using these SSTs commonly as advancement has been occurring in SSTs. Sometimes, people look annoyed and feel fear to use such kind of technology at public spaces. Generally, these systems need interaction between users and technology to create service outcome instead of interacting with a service personnel. These tec

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Fernandes, Leila Samira Carvalho Ortet. "Sistema de pagamentos de Cabo Verde : análise da eficiência e das implicações para a política monetária." Master's thesis, Instituto Superior de Economia e Gestão, 2009. http://hdl.handle.net/10400.5/533.

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Mestrado em Finanças<br>Neste estudo analisa-se o sistema de pagamentos de Cabo Verde. O termo "sistema de pagamentos" refere-se aos instrumentos, procedimentos, infra-estruturas de comunicações e informações usados para transmitir informações do comprador para o vendedor e para liquidar o pagamento através da transferência de fundos. Hoje em dia, novos sistema de pagamentos emergem a todo o momento, e de forma tal que, a arquitectura desenhada para o sistema tem implicações na condução da política monetária e na eficiência de todo o sistema financeiro. Cabo Verde não foge à tendência mund

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