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Journal articles on the topic 'PayPal'

Author: Grafiati

Published: 4 June 2021

Last updated: 30 May 2022

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1

Shadlou, Saeed, Ng Jie Kai, and Abdolreza Hajmoosaei. "Online Payment via PayPal API Case Study Event Registration Management System (ERMS)." International Journal of Web Portals 3, no. 2 (April 2011): 30–37. http://dx.doi.org/10.4018/jwp.2011040104.

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PayPal is an international payment gateway allowing businesses and individuals to transfer funds in a secure manner over the Internet. Using PayPal to accept payments has several advantages for online merchants. It is a recognized brand when it comes to Business to Consumer (B2C) transactions, creating a business account with PayPal is easier and faster, and finally, PayPal lends its name to the transaction, so customers may feel more comfortable entering into a transaction with a previously unknown merchant. Besides the mentioned advantages, PayPal’s transaction dispute system requires a tracking number from a shipped package to respond to a customer dispute. If the product is purely electronic (a download or access to a site, for example), one’s response to disputes will be quite limited. The solution for the problem mentioned above is PayPal API. The PayPal API resolves Pay Pal drawback through maintaining card and bank account payment schedules without the liability of warehousing payment data also processing one-time and recurring payments. For the evaluation of Pay Pal API, the authors develop an Event Registration Management System (ERMS). ERMS serves as a platform for users to make registrations for events such as conferences, seminars, and workshops.

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2

Tusikov, Natasha. "Defunding Hate: PayPal’s Regulation of Hate Groups." Surveillance & Society 17, no. 1/2 (March 31, 2019): 46–53. http://dx.doi.org/10.24908/ss.v17i1/2.12908.

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The riot by white supremacists in Charlottesville, Virginia, in August 2017, generated a public debate about the role of platforms in policing users involved in violent hate speech. PayPal’s efforts on this issue, in removing services from some designated hate groups while continuing to serve others, highlights the challenges payment platforms face when they act, whether formally or informally, as regulators. This article examines PayPal’s policies and enforcement efforts, both proactive and reactive, in removing its services from hate groups in the United States. It pays particular attention to the surveillance and screening practices that PayPal employs to proactively detect users who violate its policies. The article argues that public calls for PayPal to identify and remove its services from hate groups raise critical questions about ceding broad regulatory authority to platforms and reveal the serious challenges of relying upon commercial enterprises to address complex social problems.

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3

Smith, Stephen, and Matthew Hunt. "Killer acquisitions and PayPal/iZettle." Competition Law Journal 18, no. 4 (January 29, 2020): 162–66. http://dx.doi.org/10.4337/clj.2019.04.04.

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In PayPal/iZettle the CMA has, for the first time in a Phase II investigation, directly considered the issue of ‘killer acquisitions’. It assessed whether PayPal's acquisition of iZettle might have been motivated by an intention to prevent future competition from an emerging rival. This article first explores the wider concerns surrounding killer acquisitions, putting the PayPal/iZettle decision in context. It explains the difficulties that some countries face in ensuring that high value acquisitions of innovative start-ups with low revenues are still subject to regulatory control, and the steps that countries like Germany and Austria have taken to resolve this. It then analyses the CMA's decision, highlighting the importance that the CMA placed on the parties’ internal documents for determining the rationale for the transaction and the justification for the amount paid. The article concludes by noting that potential killer acquisitions are likely to remain on the radar of competition regulators (in Europe and the UK) for some time to come.

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Ayu Hapsari, Recca, Bambang Hartono, and Yana Listiyani. "Dispute Settlement Analysis and Refused Claims in Payment Gateway Transactions on Paypal Indonesia." Lambung Mangkurat Law Journal 6, no. 2 (September 11, 2021): 199–212. http://dx.doi.org/10.32801/lamlaj.v6i2.262.

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In transactions using Paypal, of course, there are many reasons for the risk of disputes occurring, ranging from delays in delivery, damaged goods, and transactions without authorization. The problem will be different when they carry out business transactions in different regions of the country and they have different nationalities. The research method uses a normative and empirical juridical approach, a normative juridical approach is carried out by studying legal norms or rules, while the empirical approach is carried out by direct interviews with sources who will relate to research problems, the data analysis used is qualitative. In trading transactions via the internet, trade is generally carried out by people who are located and subject to different countries and jurisdictionsThe legal relationship between Payment Gateway Users and Payment Gateway Providers At Fintech Paypal Indonesia is where the parties involved in the electronic payment system include consumers, business actors, acquirers, issuers and payment gateway providers. legal relationships that arise between consumers, business actors, acquirers, issuers and payment gateway operators are born from agreements made by the parties. Dispute Resolution and Chargeback Claims in Payment Gateway Transaction activities on Paypal Fintech where the paypal system provides services can communicate directly with the seller by opening a dispute at the Paypal Dispute Settlement Center. if it is not completed in following the policies provided by paypal services, consumers or business actors can ask for recommendations to mediate to the paypal service center but if they are not finished, business actors and consumers can resolve disputes through litigation, which usually business actors are subject to the applicable law, applies where the consumer is a national.

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5

Giuri, Maurizio. "Paypal-Kunden zahlen mit Bitcoin." Lebensmittel Zeitung 73, no. 14 (2021): 41. http://dx.doi.org/10.51202/0947-7527-2021-14-041-2.

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Giuri, Maurizio. "Paypal launcht App mit Spendenfunktion." Lebensmittel Zeitung 73, no. 38 (2021): 37. http://dx.doi.org/10.51202/0947-7527-2021-38-037.

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7

Tomic, Nenad. "Characteristics and functioning of PayPal system." Megatrend revija 11, no. 2 (2014): 255–70. http://dx.doi.org/10.5937/megrev1402255t.

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8

Stringham, Edward P. "Eric M. Jackson, The PayPal Wars." Review of Austrian Economics 21, no. 1 (January 5, 2008): 99–101. http://dx.doi.org/10.1007/s11138-007-0030-4.

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9

Stürner, M. "Rechtliche Konsequenzen des Käuferschutzes durch PayPal." JURA - Juristische Ausbildung 40, no. 5 (May 1, 2018): 532. http://dx.doi.org/10.1515/jura-2018-0109.

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Giuri, Maurizio. "Paypal will an Kassen stationärer Händler." Lebensmittel Zeitung 73, no. 18 (2021): 81. http://dx.doi.org/10.51202/0947-7527-2021-18-081-3.

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11

Rode, Jörg. "Paypal wird für Onlineshops immer wichtiger." Lebensmittel Zeitung 73, no. 19 (2021): 50. http://dx.doi.org/10.51202/0947-7527-2021-19-050-2.

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Paypal ist unter den Zahlungssystem-Anbietern der große Gewinner der Corona-Krise. Er ist bei den Neukunden von Onlineshops der Favorit und klettert so auf einen Marktanteil von 24,9 Prozent im sprunghaft gewachsenen E-Commerce in Deutschland.

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Giuri, Maurizio. "Paypal geht mit Coupon-App live." Lebensmittel Zeitung 73, no. 33 (2021): 30. http://dx.doi.org/10.51202/0947-7527-2021-33-030-3.

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Rode, Jörg. "Paypal sichert Kauf auf Rechnung ab." Lebensmittel Zeitung 73, no. 22 (2021): 33. http://dx.doi.org/10.51202/0947-7527-2021-22-033-6.

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14

Sparkes, Matthew. "Will PayPal make bitcoin more mainstream?" New Scientist 251, no. 3350 (September 2021): 13. http://dx.doi.org/10.1016/s0262-4079(21)01544-x.

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15

Humaira, Fitrah Maharani, Tengku Musri, Sarimuddin Sarimuddin, Dwi Samsuifin Alham, and Aurista Miftahatul Ilmah. "Analisis Robustness Teks Captcha Paypal HIP Menggunakan Template Matching." JOURNAL OF APPLIED INFORMATICS AND COMPUTING 2, no. 2 (December 5, 2018): 29–33. http://dx.doi.org/10.30871/jaic.v2i2.1039.

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CAPTCHA refer to Completely Automated Public Turing test to tell Computers and Humans Apart. CAPTCHA are used to ensure that the operators are human not robots. The basic idea of using CAPTCHA is segmentation and recognition. Random characters, graphic images, or CAPTCHA audio become possible solutions to improve security and resilience for protection systems. In this paper used CAPTCHA random characters. However the CAPTCHA text needs to be analyzed again whether it is still solved by the computer or not it needs to be analyzed, improved, and developed to avoid automatic interference. Data set of text CAPTCHA paypal or so-called paypal HIP with 20 pieces of training data to get the template as much as 36 images that is from the numbers 0-9 and the letter A-Z. This particular paypal HIP data is limited by not using numbers 0 and 1 with the letters O and Q because of the similarity between the data. The method used starts from pre-processing, segmentation, and classification. Pre-processing techniques used consist of removing noise by tresholding and using cleaning techniques. We use bounding box and padding for segmentation method. And then for classification used counting pixel, vertical projections, horizontal projections, dan template correlation. By using these methods will be known which method can recognize CAPTCHA text accurately so as to affect the robustness of the CAPTCHA text.

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16

Douglas, Erika. "PayPal is New Money: Extending Secondary Copyright Liability Safe Harbors to Online Payment Processors." Michigan Technology Law Review, no. 24.1 (2017): 45. http://dx.doi.org/10.36645/mtlr.24.1.paypal.

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The Digital Millennium Copyright Act (DMCA) has shaped the Internet as we know it. This legislation shields online service providers from secondary copyright infringement liability in exchange for takedown of infringing content of their users. Yet online payment processors, the backbone of $300 billion in U.S. e-commerce, are completely outside of the DMCA’s protection. This Article uses PayPal, the most popular online payment company in the U.S., to illustrate the growing risk of secondary liability for payment processors. First it looks at jurisprudence that expands secondary copyright liability online, and explains how it might be applied to PayPal. Then it considers legislative proposals and industry-self regulation that similarly target an increasing role for payment processors in the fight against online infringement. It argues that the introduction of a DMCA-like safe harbor for online payment processors offers a fairer and more efficient option for all stakeholders than the status quo of gradually expanding liability risk. It concludes with a discussion of important initial considerations in the design of such a safe harbor.

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17

Chen, Xi, Yuling Sun, Xinyi Zhao, Xuming Deng, Xiaolong Yang, Yuanhui Sun, Guijiang Zhou, and Zhaoxin Wu. "Mono-, di- and tri-nuclear PtII(C^N)(N-donor ligand)Cl complexes showing aggregation-induced phosphorescent emission (AIPE) behavior for efficient solution-processed organic light-emitting devices." Materials Chemistry Frontiers 5, no. 11 (2021): 4160–73. http://dx.doi.org/10.1039/d1qm00172h.

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18

Giuri, Maurizio. "Die Girocard überholt Barzahlung." Lebensmittel Zeitung 74, no. 18 (2022): 49. http://dx.doi.org/10.51202/0947-7527-2022-18-049-1.

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Das Zahlungsverhalten im deutschen Handel ist weiter geprägt von der Corona-Krise. Weniger Einkäufe mit einem dafür höheren Durchschnittsbon begleichen Kunden immer öfter mit der Karte. Im Netz holt Paypal den Rechnungskauf ein, wie jüngste Zahlen des EHI zeigen.

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19

Janczuk-Gorywoda, Agnieszka. "Online Platforms as Providers of Transnational Payments Law." European Review of Private Law 24, Issue 2 (April 1, 2016): 223–51. http://dx.doi.org/10.54648/erpl2016015.

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Abstract: This article uses the example of one of the best-known global payment systems provided by an online platform, PayPal, to analyse the role of private legal orders in creating new markets beyond jurisdictional borders. It shows that a relatively uniform legal order reduces risks involved in cross-border transactions and in this way enables transnational markets. While transnational law is more easily created by private entities rather than states, it remains embedded in state laws. The continuous role of state law in shaping transnational private legal orders is guaranteed because the latter operate with the endorsement and support of states. In this way states facilitate globalization. At the same time, the impact of state laws is fragmentary and disintegrates the applicable global private legal framework. Finally, the scattered influence of state laws undermines the protection offered to consumers. This is particularly important, because mutual rights and obligations between transnational private rule-makers, like the online platform PayPal, and their ‘users’ tend to be strongly biased in favour of the former. Résumé: Cet article se sert de l’exemple de l’un des systèmes mondiaux de paiement les plus connus fourni par une plateforme en ligne, PayPal, pour analyser le rôle de systèmes juridiques privés dans la création de nouveaux marchés au-delà des frontières juridictionnelles. Il montre qu’un système légal relativement uniforme réduit les risques impliqués dans des transactions transfrontalières et favorise de cette manière des marchés transnationaux. Alors qu’une règle transnationale est plus facilement créée par des entités privées que par des états, elle reste incorporée dans les lois étatiques. Le rôle constant du droit étatique dans la formation de systèmes juridiques privés transnationaux est assuré parce que ces derniers opèrent avec l’approbation et le support d’états. De cette manière, les états facilitent la globalisation. En même temps, la portée de lois étatiques est fragmentaire et désintègre le cadre juridique privé mondial applicable. Finalement, l’influence éparse de lois étatiques fragilise la protection offerte aux consommateurs. Ceci est particulièrement important dans la mesure où les droits et obligations réciproques entre les décideurs privés transnationaux tels que la plateforme en ligne PayPal, et leurs ‘utilisateurs’ tendent à être fortement déséquilibrés en faveur des premiers.

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20

González, Andrés Guadamuz. "PayPal: the legal status of C2C payment systems." Computer Law & Security Review 20, no. 4 (July 2004): 293–99. http://dx.doi.org/10.1016/s0267-3649(04)00051-2.

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21

Assimakopoulos, Costas, Eugenia Papaioannou, and Christos Sarmaniotis. "Service quality of online transactions: the PayPal case." International Journal of Electronic Marketing and Retailing 9, no. 4 (2018): 378. http://dx.doi.org/10.1504/ijemr.2018.094992.

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Sarmaniotis, Christos, Eugenia Papaioannou, and Costas Assimakopoulos. "Service quality of online transactions: the PayPal case." International Journal of Electronic Marketing and Retailing 9, no. 4 (2018): 378. http://dx.doi.org/10.1504/ijemr.2018.10012152.

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23

Preibusch, Sören, Thomas Peetz, Gunes Acar, and Bettina Berendt. "Shopping for privacy: Purchase details leaked to PayPal." Electronic Commerce Research and Applications 15 (January 2016): 52–64. http://dx.doi.org/10.1016/j.elerap.2015.11.004.

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24

Schermaier, Martin. "Ein »Käuferschutz«, der PayPal vor dem Verkäufer schützt?" JuristenZeitung 76, no. 3 (2021): 124. http://dx.doi.org/10.1628/jz-2021-0049.

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25

Cheng, Ya-Wen, Su-Ying Hsu, and Chu-Ping Lo. "Innovation and imitation." Journal of Chinese Economic and Foreign Trade Studies 10, no. 3 (October 2, 2017): 252–58. http://dx.doi.org/10.1108/jcefts-05-2017-0012.

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Purpose Third-party payments were first introduced by the US firm PayPal. Soon after, China developed a localized version of PayPal – Alipay, which became the main payment method for online transactions in China. Currently, the number of global transactions conducted with Alipay is three times that of PayPal. In addition to online transactions, Alipay also integrates with mobile payment applications to provide offline services, making physical transactions more convenient for users. The authors, in this paper, aim to address how third-party payments technology seems to be playing out an innovation-imitation-catch up story. Design/methodology/approach Krugman (1966) proposed a general-equilibrium model of product cycles under perfect competition where high-tech products are innovated by an “advanced” country and imitated by a “developing” country. The competition between US–China online technologies (e.g. third-party payments) seems to be playing out this innovation-imitation-catch up story. Findings The USA has already put a lot of effort into the operations of credit cards and checks, as well as other infrastructure such as human resources and installation of relevant systems. China lacks the infrastructure for payments made with credit cards and checks, and therefore China’s opportunity cost of moving directly from cash transactions to third-party payments is much less than that of the USA, which is why China holds follower advantage in third-party payment markets. Originality/value The third-party payment technologies appear to be a good example of the argument made by Krugman (1966) regarding the US–China competition on advanced technology, which states that an imitator can catch up with an inventor when the former acquires comparative advantages against the latter.

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Schneider, Daniel, and Julian Stein. "»Niemand hat die Absicht, Paypal-Käuferschutz geltend zu machen«." JURA - Juristische Ausbildung 41, no. 1 (November 30, 2018): 81–93. http://dx.doi.org/10.1515/jura-2018-2005.

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Kindt, Torsten, and Sebastian Seidel. "Schöne neue (Zahlungs-)Welt." JURA - Juristische Ausbildung 42, no. 3 (February 7, 2020): 260–73. http://dx.doi.org/10.1515/jura-2019-2112.

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AbstractDer Beitrag stellt eine leicht abgewandelte Fassung einer Fortgeschrittenenhausarbeit dar, die im Herbst-/Wintersemester 2018 an der Universität Mannheim gestellt wurde. Die Schwerpunkte liegen im Allgemeinen und Besonderen Teil des Schuldrechts. Hierbei werden klassische Problemstellungen (u. a. Gefahrübergang, Anwendungsbereich des Verbrauchsgüterkaufs bei dual use-Gütern und Existenzgründern, Abgrenzung Vertrag und Gefälligkeit, Haftungsprivilegierungen) mit aktuellen Fragen des Erfüllungsrechts im bargeldlosen Zahlungsverkehr (PayPal und SEPA-Basis-Lastschriftverfahren) und einer aufbautechnisch anspruchsvollen Drittschadenskonstellation verbunden.

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28

عيسى, رجاء عبد الله, and اخلاص باقر هاشم. "اثر التعاملات المصرفية الالكترونية على زيادة الإيرادات الصافية لمصرف paypal في الولايات المتحدة الامريكية للمدة (2010-2016)." Journal of Economics and Administrative Sciences 24, no. 109 (December 1, 2018): 383. http://dx.doi.org/10.33095/jeas.v24i109.1554.

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لا يخفى على الجميع مدى أهمية تنفيذ التعاملات بشكل إلكتروني ، لما في ذلك من تيسير تقديم الخدمات للمستفيدين سواء كانوا أفراداً أم مؤسسات ، لتحقيق العديد من المزايا التي لا تعد حكراً على المستفيد أو طالب الخدمة فقط ، بل تمتد إلى الجهات الحكومية والدولية، ولقد انتشرت المصارف الالكترونية انتشاراً كبيراً ووصل عدد مستخدميها إلى الملايين منذ ظهورها في عام 1995 ، لما تقدمه مفاهيم التعاملات الإلكترونية من مزايا كبيرة للاقتصاد بعامة وللقطاع المصرفي بخاصة، لذا أحتل التعاون في شتى المجالات بهدف التحول إلى مجتمع معلوماتي أهمية قصوى ، وأصبحت معظم الاستثمارات الإلكترونية تتم عبرها حيث تتيح للمشترك دفع الأموال إلى أي شركة تريد الاستثمار فيها ، وسحب الأرباح من شركات الربحية إلى الحساب الخاص فيها كما تتيح التسوق عبر الإنترنت وبالإمكان إرسال الأموال من وإلى أي شخص في العالم يملك حساباً في مصرف إلكتروني، باستخدام الانحدار الخطي البسيط بصيغة لوغارتمية المزدوجة اذ تمثل التعاملات المصرفية (عدد المشتركين ) وانه كلما زادت حجم التعاملات من خلال زيادة عدد المشتركين وبخاصة في مصرف paypal أدى بشكل مباشر إلى زيادة في الإيرادات الصافية ، مما يضيف زيادة في أرباح المشتركين وزيادة في التعاملات الكترونية ، وباستخدام طريقة المربعات الصغرى الديناميكية لاختبار التكامل المشترك ،إذ فسر المتغير المستقل (99% ) من التغيرات الحاصلة في الإيرادات الصافية للمدة ( 2010-2016 ) لمصرف paypal في تعاملاته الكترونية في الولايات المتحدة الأمريكية.

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Arsov, Aleksandar. "Bitcoin as an Innovative Payment Currency in Germany: Development of the e-Gold Standard." Journal of International Business Research and Marketing 2, no. 2 (2017): 33–42. http://dx.doi.org/10.18775/jibrm.1849-8558.2015.22.3005.

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Recent years have witnessed the advances of e-money systems such as Bitcoin, PayPal and various forms of stored-value cards. This paper adopts a mechanism design approach to identify some essential features of different payment systems that implement and improve the constrained optimal resource allocation in Germany. Bitcoin is a digital, decentralized, partially anonymous currency, not backed by German or any government or other legal entity, and not redeemable for gold or other commodities. Bitcoin relies on peer-to-peer networking and cryptography to maintain its integrity. Compared to most currencies or online payment services, such as PayPal, bitcoins are highly liquid, have low transaction costs, and can be used to make micropayments in Germany. Although the Bitcoin economy is flourishing, Bitcoin users are anxious about Bitcoin’s legal status. This paper examines a few relevant legal issues. The research question is to investigate how supplementary digital terminating currency Bitcoin can provide a superior fallback position as e-gold standard in Germany and worldwide. Digital self-liquidating e-Gold ounce could be distributed immediately to voters by using swipe cards used by some governments for transit facilities. Bitcoins as e-Gold ounce do not provide a viable medium of exchange because of the cost of their purchase, creation and/or exchange.

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Pfeiffer, Jan. "BGH: Zulässiges Entgelt für die Zahlung mittels Sofortüberweisung oder PayPal." Computer und Recht 37, no. 5 (May 1, 2021): r50. http://dx.doi.org/10.9785/cr-2021-370504.

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Foxley Rioseco, Juan. "Burbuja universitaria." Observatorio Económico, no. 53 (June 1, 2011): 2–3. http://dx.doi.org/10.11565/oe.vi53.288.

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Thiel, cofundador de Paypal, la principal empresa de pagos en línea en los Estados Unidos, y famoso también por haber detectado oportunamente los excesos deprecios antes de la caída de las dot-com, está tan convencido de la burbuja educativa que está ofreciendo un paliativo de su propio bolsillo: veinte becas de cien mil dólares a egresados de educación secundaria que en lugar de entrar a la universidad formen su propia empresa. Continuar leyendo...

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LEI, Shimin, Ke XU, YiZhe HUANG, and Xinye SHA. "An Xgboost based system for financial fraud detection." E3S Web of Conferences 214 (2020): 02042. http://dx.doi.org/10.1051/e3sconf/202021402042.

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Credit card fraud leads to billions of losses in online transaction. Many corporations like Alibaba, Amazon and Paypal invest billions of dollars to build a safe transaction system. There are some studies in this area having tried to use machine learning or data mining to solve these problems. This paper proposed our fraud detection system for e- commerce merchant. Unlike many other works, this system combines manual and automatic classifications. This paper can inspire researchers and engineers to design and deploy online transaction systems.

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Philavong, Mattie, and Solasak Phomvongsa. "Cryptocurrency Business Covers the Psychological Impact of the Business Market on the Youth Segment." Journal of Asian Multicultural Research for Economy and Management Study 2, no. 2 (March 31, 2021): 35–39. http://dx.doi.org/10.47616/jamrems.v2i2.113.

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In comparison to the production of physical currency, e-money is a commodity that is provided by banks or financial-sector firms, such as paypal. Then the transaction and investment processes shifted with technical advancements. Today, cryptocurrencies seem to render commerce and transaction structures simpler. The invention of electronic money would help young people expand, given the universal usage of transaction resources to promote goods owned by business owners in all international countries. The blockchain mechanism will operate separately, apart from the transaction speed, without any agency regulating or manipulating all continuing transactions.

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Hunter, Philip. "PayPal, FBI and others wage war on Botnet armies. Can they succeed?" Computer Fraud & Security 2008, no. 5 (May 2008): 13–15. http://dx.doi.org/10.1016/s1361-3723(08)70082-4.

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35

Westermeier, Carola. "The value of transactions in the new data economy." Finance and Society 6, no. 2 (December 17, 2020): 157–62. http://dx.doi.org/10.2218/finsoc.v6i2.5277.

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Along with tools for video-calls, cashless payment has been among one of the technologies that gained new momentum during the global pandemic. While paying with a credit or debit card has been an everyday practice for some time, mobile and contactless payments are increasingly welcome and used in many Western countries. However, most of these new payment technologies are not necessarily developed by banks, and more often stem from the so-called Big Tech companies (PayPal, Apple, Google, Amazon). The question of how money alters its meaning with the way that it is circulated lies at the heart of Lana Swartz’s book, New Money: How Payment Became Social Media.

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Kontsevaia, Diana B., and Paul D. Berger. "Mobile Marketing in China: Can WeChat Turn Their New Advertising Strategy into a Sustainable Advantage?" International Journal of Marketing Studies 8, no. 4 (July 27, 2016): 37. http://dx.doi.org/10.5539/ijms.v8n4p37.

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<p>WeChat is China’s equivalent of WhatsApp, Facebook, and Paypal all combined into one app. In this paper, we examine mobile marketing in China, and specifically focus on WeChat’s strategy in opening up its platform to advertising. There is profit potential and also risk potential for WeChat in adopting this strategy. We discuss aspects of this strategy along various dimensions, compare WeChat and Facebook where relevant, and stress how and why WeChat needs to be cautious as it goes forward, to avoid various pitfalls that were handled unsuccessfully by Weibo. Core issues that are discussed include differentiation, personalization, customer perception, and the uniqueness of China and the Chinese consumer.</p>

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Bozman, Carl S., Matthew Q. McPherson, Daniel Friesner, and Ching-I. Teng. "Brand Equity Effects on Bidding Strategies in an Online Environment." International Journal of E-Business Research 10, no. 2 (April 2014): 1–22. http://dx.doi.org/10.4018/ijebr.2014040101.

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Internet auction bidders seldom have all the information resources upon which they have learned to comfortably rely. This raises the possibility that internet auction participants depend more on brand related knowledge and employ bidding strategies consistent with heightened valuations of brand related information. This study empirically examines how differences in brand equity affect consumer online auction behavior on eBay. Branded products with objective values (certified coins) are examined for differences in bidding behavior across auctions. The results indicate auction participants employ incremental bidding strategies for preferred brands that have higher prices except when those brands were for coins of the highest quality. Auctions that had sellers who were not power sellers or which did not take Paypal are more prone to attract late or last minute bidders.

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Wonglimpiyarat, Jarunee. "Technological Change of the Innovation Payment System." International Journal of Innovation and Technology Management 13, no. 04 (July 25, 2016): 1650014. http://dx.doi.org/10.1142/s0219877016500140.

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This paper explores the process of technological change in the payment system. In particular, the study aims to gain understanding if Bitcoin would bring about a paradigmatic shift toward a cashless society. The analysis is based on the technology S-curve and Schumpeter’s model of economic development. It is interesting to see that the swing of S-curves is not strong enough to cause a paradigm shift according to the Schumpeterian concept of creative destruction. The study also compares Bitcoin with PayPal, a similar digital currency and major online payment system, to gain insights of the new challenge toward a cashless economy. The parallel S-curve trajectories of electronic money innovations signify a move from a cash-based economy toward a less cash society.

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Lu, Lu, Yang Zhou, Chenxiao Wang, and Qingpu Zhang. "The Dominant Design of Disruptive Innovations in the 3rd-Party Online Payment in China." Wireless Communications and Mobile Computing 2021 (June 25, 2021): 1–13. http://dx.doi.org/10.1155/2021/5488262.

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As a disruptive innovation on the traditional payment mode, the 3rd-party online payment has been involved in disruptive innovations featuring contextualized and modernized characteristics, but a theoretical summary is urgently needed for the dominant design of these disruptive innovations. Therefore, an in-depth case study is done with Alipay and PayPal as the subject, and it comes to elaborate four key aspects involved in the dominant design of disruptive innovations of the 3rd-party online payment. Namely, adopt new innovative derivations, create new product attributes, construct new business models, and process subsequent performance improvements. In addition, the factors that differ from the traditional disruptive innovations are also spotted, including two innovative driving forces, two new product features, and four business modes.

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Roscoe, Eric G. "TAXING VIRTUAL WORLDS: CAN THE IRS PWN YOU?" Pittsburgh Journal of Technology Law and Policy 12 (April 13, 2012): 50–84. http://dx.doi.org/10.5195/tlp.2012.92.

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This article examines whether the transactions between players of online virtual world games can give rise to taxable events. It also compares two earlier articles on the same topic, and argues that the intellectually pure conclusion is that every transaction in virtual worlds creates a taxable event. While the article concludes that the events are taxable, it argues that similar to frequent flier miles, the income from a virtual transaction should not be taxed until it is converted to real world currency. The IRS has implemented Section 6050W designed to require companies like PayPal to report the transactions of their biggest customers. The rules are applicable to virtual world players, but do not perform a sufficient function of ensuring reporting compliance because the number of transactions required to trigger a report are far too high.

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Rudrum, David. "Before Us Is The Salesman’s House: Exploring the Contingent Aesthetic of eBay." Synthesis: an Anglophone Journal of Comparative Literary Studies, no. 11 (October 18, 2019): 88. http://dx.doi.org/10.12681/syn.20895.

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In 2012, data artist Jer Thorp and statistician Mark Hansen collaborated on an installation called Before Us Is The Salesman’s House. Commissioned by theeBay/PayPal corporation, and inspired by Arthur Miller’s Death of a Salesman, thisdata art project has been described variously as “an investigation of eBay as a cultural artefact,” “a kind of fly-over of [eBay’s] rich data landscape,” and “a portrait ofhumanity in the purchases we make.” Based on big data from eBay and ProjectGutenberg, it uses sheer random contingency to show the interweavings of literary texts with everyday commodities. This essay seeks to read the challenging project that is Before Us Is The Salesman’s House variously as literary text, a piece of corporate art,an opening for social critique, and an example of Nicolas Bourriaud’s relationalaesthetics.

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Sudharsan, N. S., and K. Latha. "Preeminent System for Detecting Venomous Banking Sites in Online Business." Applied Mechanics and Materials 573 (June 2014): 519–22. http://dx.doi.org/10.4028/www.scientific.net/amm.573.519.

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. Phishing has become most notorious security issues in online real time web pages. Many studies and ideas have been proposed related to phishing attack in order to overcome the security issues. Phishing attack can be easily done by Uniform resource locator (URL) obfuscation. It is the trick where the user will be forwarded to fake web page which has look and feel effect as the original web page when they click through the fake link. Organizations which use online business and transaction like ebay, paypal use many preventive approaches like blacklist, whitelist of URL in order to prevent any online theft using phishing attack. This paper propose a novel idea for detecting Phishing attack by checking the URL patterns of the suspected page with generated legitimate common URL pattern by inspecting different international URL patterns of that particular banking site.

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Wildner, Raimund, Christine Kittinger-Rosanelli, and Tim Bosenik. "How Good is Your User Experience? Measuring and Designing Interactions." GfK Marketing Intelligence Review 7, no. 2 (November 1, 2015): 52–57. http://dx.doi.org/10.1515/gfkmir-2015-0019.

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Abstract Form and function are important dimensions of consumer choice, but there is more in our increasingly digital world. It is not only products per se that need to be designed but the whole interaction between consumers and brands. The whole UX or user experience is more important than ever before. Digitalism nowadays is everywhere, and even mundane products are becoming more digital (e.g. ovens), while others evolve that are purely digital (e.g. PayPal). The question is: How can we effectively measure and design interactions in this highly digital and complex environment? For quite a long time “usability” was the one and only measure on the agenda. But consumer experience goes far beyond ease of use or high functional quality. UX is a complex construct with several dimensions that are covered in GfK´s UX score.

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Yadav, Jyoti, and Ranjana Shevkar. "Performance-Based Analysis of Blockchain Scalability Metric." Tehnički glasnik 15, no. 1 (March 4, 2021): 133–42. http://dx.doi.org/10.31803/tg-20210205103310.

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Cryptocurrencies like Bitcoin and Ethereum, are widely known applications of blockchain technology, have drawn much attention and are largely recognized in recent years. Initially Bitcoin and Ethereum processed 7 and 15 Transactions Per Second (TPS) respectively, whereas VISA and Paypal process 1700 and 193 TPS respectively. The biggest challenge to blockchain adoption is scalability, defined as the capacity to change the block size to handle the growing amount of load. This paper attempts to present the existing scalability solutions which are broadly classified into three layers: Layer 0 solutions focus on optimization of propagation protocol for transactions and blocks, Layer 1 solutions are based on the consensus algorithms and data structure, and Layer 2 solutions aims to decrease the load of the primary chain by implementing solutions outside the chain. We present a classification and comparison of existing blockchain scalability solutions based on performance along with their pros and cons

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Rott, Peter. "Powerful Private Players in the Digital Economy: Between Private Law Freedoms and the Constitutional Principle of Equality." Baltic Yearbook of International Law Online 18, no. 1 (December 13, 2019): 32–51. http://dx.doi.org/10.1163/22115897_01801_004.

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The digital economy has been driven by countless start-up companies but also by extremely powerful players such as Facebook, Twitter, Google, Amazon, or Paypal. They have not only accumulated a significant if not dominant position in their relevant markets but they have also gained enormous relevance for the economic and social relationships of individual citizens or consumers, and even traders and politicians. At the same time, citizens are at risk of being denied access to their services, or of having to pay individualized prices, due to their personal circumstances or their shopping or credit history. This article shows that traditional concepts of contract law and also data protection law offer little help to these citizens. It therefore explores the application of the fundamental right to equality to powerful digital players and the legal consequences of such application, including the right not to be subjected to arbitrariness and the right to be given reasons for decisions.

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Samtani, Sagar, Weifeng Li, Victor Benjamin, and Hsinchun Chen. "Informing Cyber Threat Intelligence through Dark Web Situational Awareness: The AZSecure Hacker Assets Portal." Digital Threats: Research and Practice 2, no. 4 (December 31, 2021): 1–10. http://dx.doi.org/10.1145/3450972.

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To increase situational awareness, major cybersecurity platforms offer Cyber Threat Intelligence (CTI) about emerging cyber threats, key threat actors, and their modus operandi. However, this intelligence is often reactive, as it analyzes event log files after attacks have already occurred, lacking more active scrutiny of potential threats brewing in cyberspace before an attack has occurred. One intelligence source receiving significant attention is the Dark Web, where significant quantities of malicious hacking tools and other cyber assets are hosted. We present the AZSecure Hacker Assets Portal (HAP). The Dark Web-based HAP collects, analyzes, and reports on the major Dark Web data sources to offer unique perspective of hackers, their cybercriminal assets, and their intentions and motivations, ultimately contributing CTI insights to improve situational awareness. HAP currently supports 200+ users internationally from academic institutions such as UT San Antonio and National Taiwan University, law enforcement entities such as Calgary and Ontario Provincial Police, and industry organizations including General Electric and PayPal.

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Suslenko, V., T. Zatonatska, O. Dluhopolskyi, and A. Kuznyetsova. "USE OF CRYPTOCURRENCIES BITCOIN AND ETHEREUM IN THE FIELD OF E-COMMERCE: CASE STUDY OF UKRAINE." Financial and credit activity problems of theory and practice 1, no. 42 (March 31, 2022): 62–72. http://dx.doi.org/10.55643/fcaptp.1.42.2022.3603.

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Abstract. The article examines integration of cryptocurrencies as electronic payment systems in e-commerce enterprises. Practical usage of Ethereum and Bitcoin cryptocurrencies as electronic payment systems, as well as factors that may affect their functionality are studied. Coinbase Commerce and Bitpay, as market leaders in cryptocurrency payment providers, were analyzed to compare integration issues and commission analysis with traditional payment systems LiqPay, PayPal. It is determined that the factors influencing the integration of cryptocurrencies in the enterprise include the field in which this enterprise is operating, instability of the national currency, development of information technology. It has been proven that e-commerce companies specializing on selling consumer goods could use hybrid cryptocurrency payments in Bitcoin in 50% of transactions and Ethereum in 65% of transactions in the studied timeframe to reduce the cost of the transaction compared to the LiqPay system. Key words: electronic payment systems, cryptocurrency, e-commerce, transactions. JEL Classification D2, C50, G23, G41 Formulas: 0; fig.: 9; tabl.: 2; bibl.: 16.

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Singh, Basudeo, and Jasmine K.S. "A New Architecture of Mobile Payment System through Social Media Network." Journal of Electronic Commerce in Organizations 12, no. 3 (July 2014): 60–74. http://dx.doi.org/10.4018/jeco.2014070104.

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The financial services industry is changing rapidly as a result of advances in information technology, telecommunications and the Internet. Technological innovations and increasing customer demand have led to the emergence of new services and new organizational forms for financial services firms. The gait of innovation in the Social media, the payment system is staggering. The biggest social media sites are Facebook, massive and used by almost everyone, Twitter, the micro-blogging, and LinkedIn, the online professional networking site. By using the social media connections as a method to exchange the funds, we can integrate our use of mobile wallets, PayPal, etc. to our social media sites. Believing on daily deal platforms, none of the current daily deal platforms can compete with the granularity and relevance with which banks could target a deal to a specific subscriber, having access to their extensive spending history and preferences. A feedback loop extending from the Bank to the merchants enabling the creation of accurate list of customers who consistently spend in specific retail categories can help merchants in delivering targeted offers to attract new customers.

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Thangamuthu, A. P. "A Survey on Various Online Payment and Billing Techniques." Shanlax International Journal of Arts, Science and Humanities 7, no. 3 (January 1, 2020): 86–91. http://dx.doi.org/10.34293/sijash.v7i3.1374.

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Over the past few decades, Internet technology has shaped almost everybody’s life. Business banks set up internet workstations and provide customer information requirements, internet payment fund diversion financial services, credit, investment, etc. An online payment system is a means for conducting economic transactions based on the Internet. This allows a seller to accept payments over the web or other internet connections, such as direct network connections between retail stores and their suppliers- a common way of keeping inventories just in time. Online payment systems are greatly expanding a company’s scope and selling potential. Usually, online payment services are operated by third-party firms like PayPal, Google, or Click2Pay. Such companies make a profit by taking a small portion of each transaction, or by signing contracts with institutions that require a large number of transactions. Without the ability to make online payments, a large Internet retailer, like Amazon.com, could not exist. Online payment systems have expanded the playing field between big and small companies, as each of them can adopt the same payment methods when they sign up with third-party payment processors.

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Bozhuk, Svetlana, Natalya Pletneva, Tatiana Maslova, and Konstantin Evdokimov. "Problems of transformation in the tourism industry in the digital economy." SHS Web of Conferences 73 (2020): 01003. http://dx.doi.org/10.1051/shsconf/20207301003.

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The article is devoted to researching of current conditions of the tourism industry from consumers behavior position. In this work, the consumer is considered a legitimate participant in the creation of a tourist product. The aim of the work is to identify the impact of digital technology on the transformation of the decision-making process by tourists. The tasks are to assess the state of the digital tourism infrastructure, classify the available services to identify unfilled niches; to find out the attitude of consumers to various kinds of travel applications and their place in travel planning. The empirical basis of the work has been the research data by Google, PayPal, Booking.com which allowed to analyze tourists’ behavior in the Internet and to identify the main travel trends for 2019. For achieve the research aim, authors applied an online survey of 100 consumers aged 18-35 too. As a result, the main directions of tourism transformation in the digital economy were determine and classification of applications in the category of "travel" were created.

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