Academic literature on the topic 'Perceived Purchase Risk'

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Journal articles on the topic "Perceived Purchase Risk"

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Jordan, Gašper, Robert Leskovar, and Miha Marič. "Impact of Fear of Identity Theft and Perceived Risk on Online Purchase Intention." Organizacija 51, no. 2 (May 1, 2018): 146–55. http://dx.doi.org/10.2478/orga-2018-0007.

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Abstract Background and Purpose: Online activities are present in almost every aspect of people’s daily lives. Online purchases are also increasing each year and therefore it is important to investigate what influences online purchase intentions. Online purchase intentions are among everything else, influenced by the fear of identity theft and perceived risk. Design/Methodology/Approach: The online survey was conducted among 190 participants from Slovenia. The relations between the constructs of fear of financial losses, fear of reputational damage, perceived risk and online purchase intention were investigated. Results: The research showed that the relations between the constructs of fear of financial losses, fear of reputational damage, perceived risk are positive and the relation between the constructs of perceived risk and online purchase intention were negative. All of the relations were statistically significant. Conclusion: Understanding the impact of fear of identity theft and perceived risk on online purchase intention can be helpful for online sellers, because with these findings they can manage this fear and perceived risk to increase online purchase intention and address the risks accordingly. Online sellers should therefore regard new findings from the field of online sales. If an online store wants to have success in sales, they should consider all sides of customers’ desires as well as their restraints.
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Rejeki, Dewi Sri. "ANTESEDEN PERCEIVED RISK PADA PURCHASE INTENTION." Jurnal Manajemen dan Pemasaran Jasa 11, no. 1 (March 28, 2018): 145. http://dx.doi.org/10.25105/jmpj.v11i1.2570.

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<p><em>The purpose of this study is to determine the influence of perceived risk to </em><em>purchase intention</em><em> private label products in Indonesia modern market. This study used primary data sources obtained directly by distributing questionnaires using purposive sampling techniques, </em><em>gathered</em><em> 200 respondents with minimum criteria of period at least 18 years while maximum of period is &gt; 61 years and have bought private label products. The dependent variable in this study is purchase intention, while independent variables are considered functional risk, perceived financial risk, physical risk, and perception of psychological risk.</em><em> Data analysis use Structural Equation Modeling (SEM). </em><em>The results indicate that there was a negative effect on financial risk, the perceived physical risk to buy an interest in functional perception, the psychological risk has no effect on purchase intention on private label product. The implications for the manager is to increase consumer buying intentions by taking into account factors such as perceptions of financial risk and perceptions of physical risk.</em></p>
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Hung, Chao-Chih, and Che-Huei Lin . "The Relationships among Buyers’ Perceived Risk, Exhibitors’ Brand Equity, Purchase Postponement and Switching Intention-From the Perspectives of Perceived Risk Theory and Expectancy Theory." Information Management and Business Review 7, no. 4 (August 30, 2015): 74–89. http://dx.doi.org/10.22610/imbr.v7i4.1165.

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This study explores the effects of buyers’ perceived risk on their purchase postponement and switching intention in an international industrial fair, as well as examines the moderating effect of exhibitors’ brand equity on the above relationships. This study uses the purposive sampling method to survey buyers of the famous International Woodworking Machine Fair in Hanover, Germany. Of the 200 surveys distributed, 105 valid questionnaires were returned, representing a response rate of 52.50%. Analytical results show that higher buyers’ perceived risk is associated with buyers’ higher purchase postponement, and stronger switching intention. Furthermore, when facing high-brand equity exhibitors’ products, if buyers perceive low risk of use, they are unlikely to delay purchase and switch suppliers; in contrast, if they perceive high risk of use, they are more likely to delay purchase and switch suppliers. Finally, when buyers face low-brand equity exhibitors’ products, if they perceive low risk of use, they will delay purchase and switch suppliers; in contrast, if they perceive high risk of use, they will tend not to delay purchase and switch suppliers.
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Katta, Rama Mohana Rao, and Chandra Sekhar Patro. "Influence of Perceived Risks on Consumers' Online Purchase Behaviour." International Journal of Sociotechnology and Knowledge Development 9, no. 3 (July 2017): 17–37. http://dx.doi.org/10.4018/ijskd.2017070102.

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This article describes how online shopping has been emerging as an important part of consumers' life style in almost all developed countries as well as developing countries. People can buy anything at any time and from anywhere through online shopping. Consumers have to deal with risks they perceive about the product, the environment, or the buying process. Beside the vast benefits of online shopping, consumers perceive different type of risks involved in online shopping environments. Therefore, consumers have to deal with the risks they perceive in relation to financial risk, product performance risk, convenience risk, security & privacy risk and health risk. These perceived risk factors determine the consumers' purchase behaviour towards online shopping. The purpose of this article is to analyze the dimensions of risk and the perceptions of the consumers in online shopping processes. The findings of the study would help the e-retailers to have a better understanding and to develop strategies to eliminate or reduce risk perceptions of the target consumers.
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Prashar, Sanjeev, and Pranay Verma. "The Effects of Online Cues and Perceived Risk on Customer Loyalty." Information Resources Management Journal 33, no. 2 (April 2020): 64–75. http://dx.doi.org/10.4018/irmj.2020040104.

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This article investigates the influence of perceived risk upon product display satisfaction, price comparison satisfaction, assortment satisfaction, and customer loyalty for footwear retail sales conducted online in India. 458 survey responses from college students who had purchased footwear online were analyzed. The findings show that price comparison satisfaction is the most important factor influencing assortment satisfaction. Assortment satisfaction leads to customer loyalty. The model suggests perceived risk is vital for customer loyalty, and that males and females perceive the relationship between product display satisfaction, assortment satisfaction, and price comparison satisfaction differently. Product display satisfaction, price comparison satisfaction, and assortment satisfaction are antecedents to customer loyalty but independent of perceived purchase risk
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Gerber, Charlene, Shannon Ward, and Leila Goedhals-Gerber. "The impact of perceived risk on on-line purchase behaviour." Risk Governance and Control: Financial Markets and Institutions 4, no. 4 (2014): 99–106. http://dx.doi.org/10.22495/rgcv4i4c1art4.

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To avoid risks, consumers tend to be failry thoughtful decision makers. Research has shown that consumers perceive risks associated with purchasing online and as a result online purchasing has not yet reached the numbers that were projected. In order for e-commerce to live up to its full potential, online retailers should gain an understanding of which perceived risks online purchasing consumers are most concerned with. This study aimed to assess the impact of perceived risk on online buying behaviour. Personal interview surveys were conducted in an emerging market whereby 200 respondents that have access to the internet were interviewed in selected malls with regards to their perceived risks when buying online. The results showed that perceived risk does have an impact on online buying behaviour, and that consumers that have not bought online in the past are likely not to do so in the future. The results show that characteristics of emerging markets are sufficiently distinct from developed markets in that consumers in developed markets seem to be more conservative when buying online. Marketers should therefore developed alternative marketing programs when communicating to these markets in an attempt to persuade consumers to buy online.
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Rachbini, Widarto. "THE IMPACT OF CONSUMER TRUST, PERCEIVED RISK, PERCEIVED BENEFIT ON PURCHASE INTENTION AND PURCHASE DECISION." International Journal of Advanced Research 6, no. 1 (January 31, 2018): 1036–44. http://dx.doi.org/10.21474/ijar01/6317.

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Kamalul Ariffin, Shaizatulaqma, Thenmoli Mohan, and Yen-Nee Goh. "Influence of consumers’ perceived risk on consumers’ online purchase intention." Journal of Research in Interactive Marketing 12, no. 3 (August 13, 2018): 309–27. http://dx.doi.org/10.1108/jrim-11-2017-0100.

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Purpose This paper aims to examine the relationship between six factors of consumers’ perceived risk and consumers’ online purchase intentions. In particular, this study will examine the relationship between financial risk, product risk, security risk, time risk, social risk and psychological risk and online purchase intention. Design/methodology/approach Survey method was used for the purpose of data collection, and quantitative analysis was used to test the hypotheses. A total of 350 respondents participated on an online survey, and data were quantitatively analyzed via IBM SPSS Statistics 24. Findings The findings from this study suggest consumers’ perceived risks when they intend to purchase online. Five factors of perceived risk have a significant negative influence on consumer online purchase intention, while social risk was found to be insignificant. Among these factors, security risk is the main contributor for consumers to deter from purchasing online. Practical implications This study provides useful information to online retailers in electronic commerce (e-commerce) activities. Previous studies show that many online retailers are still facing some risks in online business, and this will affect the transaction and performance of the retailers. It is hoped that the findings can help online retailers to formulate strategies to reduce risks in the online shopping environment, especially security risks for better e-commerce. Originality/value The development of online shopping has led to some challenges to consumers, which comprise security of payment, data protection, the validity and enforceability of e-contract, insufficient information disclosure, product quality and enforcement of rights. This issue emerged because many online retailers do not understand the main factors that will contribute to consumers’ perceived risk. Consumers’ perceived risks will influence consumer attitudes toward online shopping and purchase behaviors. Studies on consumers’ perceived risks toward online purchase intentions are still inconclusive. Thus, this paper fills the gap in the research area.
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Tangmanee, Chatpong, and Chayanin Rawsena. "Direct and Indirect Effects of Perceived Risk and Website Reputation on Purchase Intention." International Journal of Research in Business and Social Science (2147-4478) 5, no. 6 (October 20, 2016): 1–11. http://dx.doi.org/10.20525/ijrbs.v5i6.539.

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Success in electronic commerce relies greatly on customer trust. While other studies have examined various factors affecting online customer trust, few have investigated the joint effects of perceived risk and website reputation on purchase intention using online trust as a mediator. The current study attempts to fill this gap. 300 online shoppers participated via web-based questionnaires using a quota sampling technique. Based on confirmatory factor analysis (CFA), our measurements were found to be valid and reliable. Using structural equation modeling (SEM), we confirmed significant direct effects of perceived risk and website reputation on customer purchase intentions. Furthermore, both factors had significant indirect effects on purchase intention through online trust. In addition to extending theoretical insight into online trust as a mediator for the effects of perceived risk and website reputation on purchase intention, web-based vendors may adopt the findings to adjust their online stores to raise customer trust and ultimately increase the possibility of online purchases.
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Nyssa, Nadya, and Rose Rahmidani. "PENGARUH PERCEIVED TRUSTWORTHINESS, PERCEIVED RISK DAN PERCEIVED EASE OF USE TERHADAP MINAT BELI KONSUMEN PADA TOKO ONLINE JD.ID DI KOTA PADANG." Jurnal Ecogen 2, no. 3 (October 17, 2019): 249. http://dx.doi.org/10.24036/jmpe.v2i3.7331.

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This study aims to know and prove how much influence perceived trustworthiness, perceived risk, and perceived ease of use to purchase intention at online shop JD.id in Padang City.This type of research is causative. The population in this study were peoples in Padang City. The samples were taken using Cochran formula with 100 respondents. This sampling technique is based on nonprobability sampling method. The type of data used in this study is primary data. Data analysis technique used multiple regression analysis technique using SPSS version 21.00. The results of this study indicate that: 1) Perceived trustworthiness has a positive significant effect on purchase intention (0,003<0,05), 2) Perceived Risk has not significant effect on purchase intention (0,665>0,05), 3) Perceived Ease Of Use has a positive significant effect on purchase intention (0,008<0,05).Keywords: Perceived Trustworthiness, Perceived Risk, Perceived Ease Of Use, Purchase Intention
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Dissertations / Theses on the topic "Perceived Purchase Risk"

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Ward, Shannon-Jane. "The consumer-perceived risk associated with the intention to purchase online." Thesis, Link to the online version, 2008. http://hdl.handle.net/10019/1891.

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Shum, Kelly. "Effect of product presentation on mood, perceived risk and purchase intention in internet apparel shopping." Thesis, University of Macau, 2006. http://umaclib3.umac.mo/record=b1636767.

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Mitchell, V.-W. "An empirical investigation of perceived risk in the purchase of planning consultancy by local authorities." Thesis, University of Manchester, 1991. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.386414.

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Hsueh, Chan, and 薛湛. "Luxury Brand, perceived value, perceived risk, purchase intention." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/16511092891907026733.

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碩士
大同大學
事業經營學系(所)
96
This study intends to understand how perceptions of luxury brand created by the atmosphere of luxury drive customer to buy the products of luxury brand. The collected data were analyzed using structural equation modeling with AMOS 6.0 to evaluate the effects of luxury brand perceptions on customer purchase intentions through perceived risk and perceived value. The result shows that perceived quality of luxury brand increased purchase intentions through consumers’ perceived value. Among the dimensions of the perceived luxury brand, the conspicuous and unique dimensions do not positively affect customer’s purchase intentions as proposed hypotheses posited. The result shows that conspicuous and unique dimensions have the reverse effect on perceived value and then, which, reduces the purchase intentions of the luxury goods.
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Chen, Jhih-Wei, and 陳志瑋. "A study of badminton consumers’ purchase motivation, perceived risk, and purchase intention." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/hmu52t.

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碩士
臺北市立大學
體育學系體育教學碩士學位班
106
The purpose of this study was to investigate the current situation and differences among purchase motivation, perceived risk, and purchase intention of badminton racket users in order to understand the relationship and path between each factor. This research uses the questionnaire survey method, to the Taipei City Public Private school gymnasium, the National Sports Center and the folk toll Badminton Stadium, is engaged in the badminton movement and the age above 20 years old the badminton racket consumer as the research object, the research result is as follows: 1. Among the three factors in purchase motivation, “badminton characteristics” is the most important, followed by “ uplifting skills” and finally “information incentives”. 2. Among the three factors in perceived risk, “financial risk” is the most important, followed by “psychological risk” and “functional risk”. 3. Among the two factors of purchase intention facet, “willing to buy” is the most important, followed by “recommend others”. 4. There are differences in the purchase motivation, perceived risk, and purchase intention of badminton racket consumers with different demographic variables. 5. There was a negative correlation between “purchase motivation” and “perceived risk”; there was a positive correlation between “ purchase motivation” and “ purchase intention” ; and there was a negative correlation between “perceived risk” and “purchase intention”. 6. “Purchase motivation” has a positive effect on “purchase intention”; “purchase motivation” has a negative effect on “perceived risk”; “perceived risk” has a negative effect on “purchase intention”; and “purchase intention” can have an indirect effect on “purchase intention” through “perceived risk”.
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Huang, Shu-Hua, and 黃淑華. "The Relationship among Brand Image, Perceived Risk,Perceived Value and Purchase Intention." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/13559868292606436804.

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碩士
遠東科技大學
行銷與供應鏈管理研究所
100
The purpose of this study was to explore the relationship among brand image, perceived risk, perceived value and purchase intention. The population in this study was a famous Li-Der willing center in Tainan area. Based on the sample from 268 consumers, our results show that brand image has positive influence on perceived value and purchase intention;brand image has negative influence on perceived risk;perceived risk has positive influence on perceived value and purchase intention;perceived value has positive influence on purchase intention. Further, the results provide the evidence for perceived risk and perceived value play the double mediating role between the brand image and purchase intention. To construct the brand image, firms need to decrease the perceived risk and enhance the perceived value in order to strengthen the purchase intention. Finally, the results would provide some suggestions for scholars and managers to plan strategies for marketing and also showed how the brand image influence on perceived risk for enhance perceived value and purchase intention.
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SUN, MIN-HENG, and 孫敏恆. "Analysis of Perceived Innovation in Electric Scooter Affecting Perceived Quality, Perceived Risk, Perceived Value and Purchase Intention." Thesis, 2018. http://ndltd.ncl.edu.tw/handle/hmpe8r.

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碩士
國立屏東大學
行銷與流通管理學系碩士班
106
Currently, climate changing and global warming has become a global issue in the world. Because of the government policies and environmental protection consciousness gains ground, that there are so many motor vehicle manufacturers devote to research and develop hybrid vehicles and electric cars. This research focus on electric scooters, and explores the influence of consumers’ perceived innovation, perceived quality, perceived risk, perceived value on purchase intention respectively   This study collected 332 valid questionnaires and analyzed by Structural Equation Modeling (SEM). The results of this study are as follows: Perceived innovation has positive effect on perceived quality, perceived value, perceived risk, and purchase intention. The effect of perceived quality on perceived value is positive, however is not significant. The effect of perceived risk on perceived value is positive and significant. Perceived value affect purchase intention positively and significantly. The findings provide insight to electric scooter manufacturers.
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CHANG, CHUN-FENG, and 張君鳳. "The Impact of Service Innovation, Perceived Risk, and Perceived Quality on Purchase Intention." Thesis, 2019. http://ndltd.ncl.edu.tw/handle/patzve.

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碩士
崇右影藝科技大學
經營管理系
107
The motorcycle density of Taiwan is the 1st ranking in Asia. In “2018 National Geographic Travel Photographer of the Year Contest ", among the top ten selected photos in the Cities category by the National Geographic editors, "Motorcycles Waterfall" is one of them, just as the density of riders at rush hour the Taipei Bridge. Recently, the environmental awareness has risen. Also, the government encourages using electric vehicles in order to reduce air pollution, but the result has not been good as expected.This kind of situation contitunes till the new generation of electric vehicle into the market, "Gogoro" which is launched by Gogoro Taiwan Limited. It not only drove the growth of the electric motor market but also turns it to be more popular. Gogoro Taiwan Limited develops and produces the new generation of electric vehicle, Gogoro which uses electric energy instead of the gasoline to improve environmental issues such as air pollution. It also builds an innovative platform which combines with energy systems and battery swap-to-go, furthermore its slogan "Smart City and Smart Energy”, so it is defined as an energy technology company. And because of its’ service innovation concept is different from other competitors, so it raises ahead in the electric motor market. In this study, 307 valid questionnaires were collected by online survey and analyze by SPSS statistical software that was conducted. The results of this research show the service innovation that has a significant positive impact on consumers' perceived risk, perceived quality and purchase intention. Perceptual risk has a significant negative impact on purchase intention, and perceived quality has a significant positive impact on purchase intention. Based on the above empirical results, management implications and follow-up research recommendations are made.
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Wang, Hui-Ti, and 王惠娣. "Purchase Motivation, Perceived Price and Perceived Risk Influence For Online Group-Buying Behavior." Thesis, 2013. http://ndltd.ncl.edu.tw/handle/51656722281015587020.

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碩士
銘傳大學
國際企業學系碩士在職專班
101
With the progress and development of science and technology, the network information has entered People''s Daily life, With the progress and development of science and technology, the network information has entered People''s Daily life, Internet has almost become indispensable tool in People''s Daily life, the network shopping also along with the development of the Internet and increasingly close to the people''s life. Network forming syndicates, bring up countless business opportunities. Between the businesses also use different sales methods to attract the consumer groups, consumers are also in the Internet this virtual view of the multiple choices. Internet forming syndicates is a group of people on the web site due to the common requirements gathering virtual community, through mutual cooperation between all the netizens, to minimize our discount freight, mutual economic interests or other interests of consciousness. This way of buying in the case of ensure quality, we enjoy preferential prices, through the network, directly on consumers, merchants will save cost of sales and occupy the consumers in the purchase and service process is a relatively active status, can have higher security, enjoy a better service. Today, the popularity of the Internet, break the bondage of the traditional forming syndicates, netizens to participate in forming syndicates will also increased. Due to forming syndicates issue is from online group shopping patterns in recent years, this study based on the network forming syndicates center, explore purchasing motivation, perceived risk, perceived value and impact of the network forming syndicates behaviors. This article will adopt the method of questionnaire investigation, and collect data, using it to do correlation analysis, according to the research results for the network forming syndicates provide corresponding advice. Research results indicate that the consumer purchasing motivation can affect the network forming syndicates, and are significant influence relations, said the purchase motive, the higher the stronger forming syndicates, network behavior. Consumer perceived value will affect the network forming syndicates behavior, and are significant influence relations, if stronger perception value, the stronger impact Internet forming syndicates behavior. Consumers'' perceived risks of forming syndicates behavior have positive significant relationship is with the Internet, and the assumption is not conform to this study. This study found that online consumer perception of risk is higher, then the network forming syndicates his behavior will be higher. Demographic variables of gender, age, education degree in purchasing motivation, perceived risk, perceived value, and only partially achieved significant difference on the network forming syndicates behavior.
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Bo-Cyuan, Hou, and 侯柏全. "The Relationship among Perceived Risk, Price Consciousness and Purchase Intention." Thesis, 2013. http://ndltd.ncl.edu.tw/handle/31745923796348992637.

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碩士
國立高雄應用科技大學
企業管理系
101
With the growth of the Internet, it has become indispensible to our daily activities. When purchasing products on the Internet, Consumers feel uncertain, so the issues about “Money-Back” are increasing. Therefore, it is the objective of this study to explore how the product types and the channels affect the purchase intention of consumers. This study adopts the design of experiment to survey, giving subjects different product type and money-back guarantee period, to explore the relationship among the perceived risk, price consciousnesss and purchase intention. The empirical results are the following: (1) Different money-back guarantee interferes the relationship between perceived risk and price consciousnesss, indicating that money-back could reduce purchase risk and the level of evaluating product. (2) Different product type interferes the relationship between financial risk and price consciousness, price consciousness and purchase intention, indicating that reducing the financial risk and the price consciousness of the experience product could raise consumers’ purchase intention more than search product. These findings suggest that the product with money-back guarantee could reduce purchase risk and price consciousness. In addtion, experience product could raise the purchase intention.
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Books on the topic "Perceived Purchase Risk"

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Gaal, Brigitte D. Apparel descriptions in catalogs and perceived risk associated with catalog purchases. 1996.

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Book chapters on the topic "Perceived Purchase Risk"

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Celuch, Kevin G., Timothy A. Longfellow, and Mark E. Slama. "Antecedents of Involvement and Perceived Purchase Risk: Better Understanding the Consumer Involvement Profile." In Proceedings of the 1992 Academy of Marketing Science (AMS) Annual Conference, 21–26. Cham: Springer International Publishing, 2014. http://dx.doi.org/10.1007/978-3-319-13248-8_5.

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Javed, Muhammad Kashif, Muhammad Nazam, Jamil Ahmad, Abid Hussain Nadeem, and Talat Qadeer. "Role of Web in an Online Setting: Consumers Perceived Risk Toward Online Purchase Intention." In Advances in Intelligent Systems and Computing, 617–25. Berlin, Heidelberg: Springer Berlin Heidelberg, 2015. http://dx.doi.org/10.1007/978-3-662-47241-5_52.

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Hsu, Chung-Yi, Ya-Wen Huang, and Shu-Hui Chuang. "Examining the Relationships Among Electronic Word of Mouth, Perceived Value and Risk, and Consumer Purchase Intention." In Innovative Mobile and Internet Services in Ubiquitous Computing, 795–801. Cham: Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-61542-4_81.

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Balladares, Gabriela, Francesc Miralles, and Chris Kennett. "The Role of Perceived Risk in Online Information Search and Pre-purchase Alternative Evaluation of Products with Significant Experiential Attributes." In Strategic Innovative Marketing, 283–89. Cham: Springer International Publishing, 2016. http://dx.doi.org/10.1007/978-3-319-33865-1_36.

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Seko, Miki. "Perceived Preparedness and Attitude of Japanese Households Toward Risk Mitigation Activities Following the Great East Japan Earthquake: Earthquake Insurance Purchase and Seismic Retrofitting." In Advances in Japanese Business and Economics, 231–49. Singapore: Springer Singapore, 2019. http://dx.doi.org/10.1007/978-981-13-3369-9_12.

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Marjerison, Rob Kim, and Yiqi Athena Hu. "Exploring the Impact of Peer Influence on Online Shopping." In Quality Management for Competitive Advantage in Global Markets, 196–210. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-5036-6.ch011.

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Commercialization of social media is no longer optional for businesses, especially online businesses. An effective online presence is crucial for creating awareness of new products or services and triggering activity. The objective of this chapter is to investigate peers' influence on Chinese millennial consumers' purchase behavior. To be specific, this study examines the relationship between peers' purchase histories and consumers' purchase decisions among Chinese millennials. Specifically, this study explores whether and to what extent peers' purchase histories affect consumers' purchase perception, such as perceived usefulness, perceived risk, and purchase intention. Analysis of online surveys shows how peer influence affects Chinese millennial's purchase intention and decision in online shopping. Furthermore, perceived usefulness positively also affects purchase intention, while perceived risk has a negative influence. This chapter provides suggestions for online retailers to attach importance to peer influence when advertising their products.
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Rajini, G., and M. Krithika. "Risk Factors Discriminating Online Metropolitan Women Shoppers." In Multigenerational Online Behavior and Media Use, 1043–55. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7909-0.ch057.

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Online shopping has been really male - oriented as the product categories were limited to software, computers, music and computer accessories. As the product category expanded to clothing, food, home care and toys, women started to adopt online shopping. Nowadays there is a massive surge in online shopping particularly among metropolitan women, as they tend to purchase both necessary and discretionary products. According to the report by Associate Chamber of Trade and Industry of India (ASSOCHAM), over 80% of the online shopping is done by metropolitan women shoppers.The present study investigates the prominent perceived risks of employed women in online shopping through a consumer survey and by applying multiple discriminant analysis .The results of the empirical analysis demonstrated that perceived physical risk and product risk were found vital in discriminating the respondents as intermediate or experts in online shopping .Whereas perceived psychological risk, quality risk, Information Security Risk, Time Risk, Delivery Risk, Social Risk, Source Risk and financial risk perception during online purchase adoption contributes comparatively lesser for discrimination. The findings elucidate how marketers can formulate and implement risk-reducing strategies during online purchasing.
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Penz, Elfriede, and Erich M. Kirchler. "Affective States, Purchase Intention and Perceived Risk in Online Shopping." In Impact of e-Commerce on Consumers and Small Firms, 191–205. Routledge, 2017. http://dx.doi.org/10.4324/9781351156004-13.

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Apiraksattayakul, Chayada, Savvas Papagiannidis, and Eleftherios Alamanos. "Shopping via Instagram." In Research Anthology on Strategies for Using Social Media as a Service and Tool in Business, 968–88. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-9020-1.ch049.

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This study presents an empirical investigation as to the key determinants of purchase intention towards clothing on Instagram. A conceptual model has been created, based upon the relevant literature and research questions of this study, which has subsequently been evaluated through a quantitative methodology. A convenience sample of 200 Thai customers was selected in order to complete the questionnaire. The accumulated data was analysed via multiple regression in order to test the study's hypotheses. The results suggest that four aspects contribute positively towards customer purchase intentions (perceived social value, perceived price value, perceived quality value and perceived benefits) while, in contrast, risk perceptions have been found to adversely impact upon customer purchase intentions. Two other aspects, perceived emotional value and electronic word of mouth, have been found to have no significant influence upon purchase intentions.
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Jiwasiddi, A., and T. E. Balqiah. "How does product type, trust, risk and perceived value affect online purchase intention?" In Heritage, Culture and Society, 495–99. CRC Press, 2016. http://dx.doi.org/10.1201/9781315386980-88.

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Conference papers on the topic "Perceived Purchase Risk"

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Sudibyo, Hari, Gabriela Amorita Hartanti, Ridho Bramulya Ikhsan, and Yuniarty. "Perceived Risk in Online Purchase Intention." In 2020 International Conference on Information Management and Technology (ICIMTech). IEEE, 2020. http://dx.doi.org/10.1109/icimtech50083.2020.9211221.

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Cai, Mingzhi, Erin N. Seligsohn, Zhinan Zhang, and Yan Wang. "Risk Perception and Product Safety in User-Centered Design." In ASME 2019 International Design Engineering Technical Conferences and Computers and Information in Engineering Conference. American Society of Mechanical Engineers, 2019. http://dx.doi.org/10.1115/detc2019-98371.

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Abstract When customers decide which product to buy, the perceived risks associated with the purchase are typically part of consideration. The customer’s purchase decision is directly related to the perceived risk about finance, safety, reputation, or others. It is important to incorporate the customer’s perception of risks in user-centered product design. Existing research of risk perception in product development focuses on the warning label design to ensure that consumers are aware of product safety and potential hazards. There is limited work on how to design the product itself with the consideration of risk factors. In this research, the effects of risk perception from consumers on design are studied. The results show that the perceived product safety by customers can be independent from objective measurements of risks. The perceptions are influenced by individual experiences, information obtained from government regulations and standards, as well as personal characteristics. Design variables related to the levels of comfort, aesthetics, and performance for automobile could affect the customers’ perception about vehicle safety.
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Li, Wang. "An analysis report of consumers' perceived risk in group purchase." In 2012 2nd International Conference on Consumer Electronics, Communications and Networks (CECNet). IEEE, 2012. http://dx.doi.org/10.1109/cecnet.2012.6202305.

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Liang, Jian-ming, and Hai-ying Wei. "Impact of perceived risk on purchase intention in product-harm crisis." In 2011 China located International Conference on Information Systems for Crisis Response and Management (ISCRAM-CHINA). IEEE, 2011. http://dx.doi.org/10.1109/iscram.2011.6184090.

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Xiaobing, Feng. "Research on Perceived Risk and Purchase Intention of Smart Hotel Consumption." In ICSET'20: 2020 The 4th International Conference on E-Society, E-Education and E-Technology. New York, NY, USA: ACM, 2020. http://dx.doi.org/10.1145/3421682.3421708.

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Zhu, Dauw-Song, Gwendolyn Sneed O'Neal, Zui-Chih Lee, and Yen-Hsun Chen. "The Effect of Trust and Perceived Risk on Consumers' Online Purchase Intention." In 2009 International Conference on Computational Science and Engineering. IEEE, 2009. http://dx.doi.org/10.1109/cse.2009.338.

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Zuelseptia, Sonya, Rahmiati Rahmiati, and Yunita Engriani. "The Influence of Perceived Risk and Perceived Ease of Use on Consumerrs Attitude and Online Purchase Intention." In First Padang International Conference On Economics Education, Economics, Business and Management, Accounting and Entrepreneurship (PICEEBA 2018). Paris, France: Atlantis Press, 2018. http://dx.doi.org/10.2991/piceeba-18.2018.70.

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Chang, Yaping, and Jin Luo. "The Impact Mechanism of Consumer Perceived Risk on Purchase Intention under the C2C Model." In 2010 International Conference on Internet Technology and Applications (iTAP 2010). IEEE, 2010. http://dx.doi.org/10.1109/itapp.2010.5566156.

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Al-Mowalad, Areeg, and Lennora Putit. "The extension of TAM: The effects of social media and perceived risk in online purchase." In 2012 International Conference on Innovation Management and Technology Research (ICIMTR). IEEE, 2012. http://dx.doi.org/10.1109/icimtr.2012.6236386.

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Gazali, Alex Valentino, and P. Tommy Y. S. Suyasa. "The Role of the Perceived Risk to Purchase Decision (For Consumers Who Use Online Shopping Technology)." In Tarumanagara International Conference on the Applications of Social Sciences and Humanities (TICASH 2019). Paris, France: Atlantis Press, 2020. http://dx.doi.org/10.2991/assehr.k.200515.066.

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Reports on the topic "Perceived Purchase Risk"

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Rose, Jennifer, Eunjoo Cho, and Kathleen R. Smith. The Effects of Brand Familiarity on Perceived Risk, Attitude, and Purchase Intentions toward an Intimate Apparel Brand. Ames: Iowa State University, Digital Repository, November 2016. http://dx.doi.org/10.31274/itaa_proceedings-180814-1500.

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Meal, Kelly, Dee K. Knight, HaeJung Kim, and Janie Stidham. Identifying Apparel Attributes: The Relationship between Risks, Perceived Copyright Infringement and Purchase Intention of Knockoff Fashion Apparel Products. Ames: Iowa State University, Digital Repository, 2013. http://dx.doi.org/10.31274/itaa_proceedings-180814-466.

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Meal, Kelly, Dee K. Knight, HaeJung Kim, and Janie Stiham. Identifying Apparel Attributes: The Relationship between Risks, Perceived Copyright Infringement and Purchase Intention of Knockoff Fashion Apparel Products. Ames: Iowa State University, Digital Repository, 2013. http://dx.doi.org/10.31274/itaa_proceedings-180814-467.

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Payment Systems Report - June of 2020. Banco de la República de Colombia, February 2021. http://dx.doi.org/10.32468/rept-sist-pag.eng.2020.

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With its annual Payment Systems Report, Banco de la República offers a complete overview of the infrastructure of Colombia’s financial market. Each edition of the report has four objectives: 1) to publicize a consolidated account of how the figures for payment infrastructures have evolved with respect to both financial assets and goods and services; 2) to summarize the issues that are being debated internationally and are of interest to the industry that provides payment clearing and settlement services; 3) to offer the public an explanation of the ideas and concepts behind retail-value payment processes and the trends in retail payments within the circuit of individuals and companies; and 4) to familiarize the public, the industry, and all other financial authorities with the methodological progress that has been achieved through applied research to analyze the stability of payment systems. This edition introduces changes that have been made in the structure of the report, which are intended to make it easier and more enjoyable to read. The initial sections in this edition, which is the eleventh, contain an analysis of the statistics on the evolution and performance of financial market infrastructures. These are understood as multilateral systems wherein the participating entities clear, settle and register payments, securities, derivatives and other financial assets. The large-value payment system (CUD) saw less momentum in 2019 than it did the year before, mainly because of a decline in the amount of secondary market operations for government bonds, both in cash and sell/buy-backs, which was offset by an increase in operations with collective investment funds (CIFs) and Banco de la República’s operations to increase the money supply (repos). Consequently, the Central Securities Depository (DCV) registered less activity, due to fewer negotiations on the secondary market for public debt. This trend was also observed in the private debt market, as evidenced by the decline in the average amounts cleared and settled through the Central Securities Depository of Colombia (Deceval) and in the value of operations with financial derivatives cleared and settled through the Central Counterparty of Colombia (CRCC). Section three offers a comprehensive look at the market for retail-value payments; that is, transactions made by individuals and companies. During 2019, electronic transfers increased, and payments made with debit and credit cards continued to trend upward. In contrast, payments by check continued to decline, although the average daily value was almost four times the value of debit and credit card purchases. The same section contains the results of the fourth survey on how the use of retail-value payment instruments (for usual payments) is perceived. Conducted at the end of 2019, the main purpose of the survey was to identify the availability of these payment instruments, the public’s preferences for them, and their acceptance by merchants. It is worth noting that cash continues to be the instrument most used by the population for usual monthly payments (88.1% with respect to the number of payments and 87.4% in value). However, its use in terms of value has declined, having registered 89.6% in the 2017 survey. In turn, the level of acceptance by merchants of payment instruments other than cash is 14.1% for debit cards, 13.4% for credit cards, 8.2% for electronic transfers of funds and 1.8% for checks. The main reason for the use of cash is the absence of point-of-sale terminals at commercial establishments. Considering that the retail-payment market worldwide is influenced by constant innovation in payment services, by the modernization of clearing and settlement systems, and by the efforts of regulators to redefine the payment industry for the future, these trends are addressed in the fourth section of the report. There is an account of how innovations in technology-based financial payment services have developed, and it shows that while this topic is not new, it has evolved, particularly in terms of origin and vocation. One of the boxes that accompanies the fourth section deals with certain payment aspects of open banking and international experience in that regard, which has given the customers of a financial entity sovereignty over their data, allowing them, under transparent and secure conditions, to authorize a third party, other than their financial entity, to request information on their accounts with financial entities, thus enabling the third party to offer various financial services or initiate payments. Innovation also has sparked interest among international organizations, central banks, and research groups concerning the creation of digital currencies. Accordingly, the last box deals with the recent international debate on issuance of central bank digital currencies. In terms of the methodological progress that has been made, it is important to underscore the work that has been done on the role of central counterparties (CCPs) in mitigating liquidity and counterparty risk. The fifth section of the report offers an explanation of a document in which the work of CCPs in financial markets is analyzed and corroborated through an exercise that was built around the Central Counterparty of Colombia (CRCC) in the Colombian market for non-delivery peso-dollar forward exchange transactions, using the methodology of network topology. The results provide empirical support for the different theoretical models developed to study the effect of CCPs on financial markets. Finally, the results of research using artificial intelligence with information from the large-value payment system are presented. Based on the payments made among financial institutions in the large-value payment system, a methodology is used to compare different payment networks, as well as to determine which ones can be considered abnormal. The methodology shows signs that indicate when a network moves away from its historical trend, so it can be studied and monitored. A methodology similar to the one applied to classify images is used to make this comparison, the idea being to extract the main characteristics of the networks and use them as a parameter for comparison. Juan José Echavarría Governor
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