Relevant bibliographies by topics / Personal Financial Management Practices

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  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Personal Financial Management Practices'

Author: Grafiati
Published: 5 June 2025
Last updated: 24 June 2025

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Journal articles on the topic "Personal Financial Management Practices"

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Ansar, Rudy, Brahim Chekima, Suddin Lada, Ming Fook Lim, and Mohamed Bouteraa. "Determinants of personal financial management practices among Malaysian youth." Asian Economic and Financial Review 13, no. 12 (2023): 996–1007. http://dx.doi.org/10.55493/5002.v13i12.4931.

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This study examines the factors influencing personal financial management practices among Malaysian youths, with the moderating role of future orientation. This study used the theory of planned behavior as an underpinning theory to predict and understand the factors that influence personal financial management practices among Malaysian youth. The participants in the study are Malaysian individuals aged 15 to 40 years. A total of 119 valid questionnaires were collected and analyzed using structural equation modeling (SEM) with partial least squares (PLS). The data analysis findings revealed significant positive effects of financial attitude and financial literacy on the financial management practices among the Malaysian youth. Additionally, the results demonstrate that future orientation is a moderator, strengthening the associations between financial attitude, financial literacy, and personal financial management practices among young people. This study has two main implications. First, it provides valuable information for Malaysian government organizations and policymakers to develop successful plans for encouraging better financial management among young people. Furthermore, this study contributes to the extant literature on personal financial management practices by offering an alternative strategy to address the growing problem of bankruptcy among the Malaysian youth.
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Tejero, Elisa P., Leah Wilfreda RE Pilongo, and Francis T. Pamaran. "Financial Literacy in Relation to Financial Management." University of Bohol Multidisciplinary Research Journal 7, no. 1 (2019): 138–65. http://dx.doi.org/10.15631/ubmrj.v7i1.125.

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Financial literacy is the capacity to analyze financial options, plan for the future, and respond appropriately to events. This study intends to look into the association between financial literacy and financial management. The study utilized a quantitative approach employing a descriptive normative survey of a modified survey questionnaire on financial literacy and financial management. The respondents of the study were the participants of the annual national conference of the Grace Gospel Church of Christ, which was held in Iloilo City on April 22-27, 2019 with 250 adult respondents. The questionnaire on Financial Literacy and Management Practices was used to measure the financial literacy of individuals. The questionnaire considered the most critical personal finance factors in the measurement of the level of financial knowledge literacy and the financial decision-making on financial practices (Cronbach’s Alpha results of Financial Literacy of 0.929, Financial Management of 0.738). It was found that the Normality Test utilizing the Shapiro-Wilk yielded significant results in almost all items. Hence, non-parametric tests were used in the statistical runs. To ensure the “do-no-harm,” after complying with the consenting forms, the researchers submitted them to the Ethics Review Committee as an assurance that the researchers followed the ethics protocol. Financial Literacy and Management Practices significantly differ in each of the three groups in the congregation namely Leaders (t=11.567, exact sig=0.000), Non-Leaders between financial literacy and management practices by rank in the congregation (t=12.431, exact sig=0.000), and Members (t=23.930, exact sig=0.000). T-Test showed significant differences between the financial management practice on Personal/Family Budget and Financial Decision-Making.
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Wahyuni, Sri Fitri, Radiman Radiman, Jufrizen Jufrizen, Muhammad Shareza Hafiz, and Ade Gunawan. "Model Praktik Manajemen Keuangan Pribadi Berbasis Literasi Keuangan, Orientasi Masa Depan dan Kecerdasan Spiritual pada Generasi “Y” Di Kota Medan." Owner 6, no. 2 (2022): 1529–39. http://dx.doi.org/10.33395/owner.v6i2.780.

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Personal financial management practices are generally used by people for a process of dealing with their financial needs. Usually the practice of personal financial management is assessed through an attitude, character, and financial behavior of a person which includes the level of personal debt, assistance in the stock market, the ability to be effective in handling or increasing wealth, and the ability to calculate assets at a relatively low cost. This research has a specific objective, namely to study the factors that influence the Personal Financial Management Practices of Generation Y in Medan City and produce a Personal Financial Management Practice Model Based on Financial Literacy, Future Orientation and Spiritual Intelligence in Generation Y in Medan City. This research is a basic research (basic research). The population in this study were all students in some of the best private universities in North Sumatra. To determine the sample size, the use of Maximum Likelihood estimation in the Structural Equation Model (SEM) is 100-200 samples, so the researcher will take a sample of 100-200 respondents in order to fulfill one of the requirements of the data analysis method using SEM. Thus the sample of this study was taken as many as 150 students as research samples. The data analysis technique used in this research is by using Structural Equation Modeling (SEM) with the help of PLS. The results of the study indicate that future orientation has a negative and insignificant effect on personal financial management practices in Generation Y in Medan City. Financial literacy has a positive and significant effect on personal financial management practices in Generation Y in Medan City. Spiritual intelligence which moderates future orientation and financial literacy on personal financial management practices has a positive effect on future orientation, but has a negative effect on financial literacy and the two variables moderated by spiritual intelligence are not significant on personal financial management practices in Generation Y in Medan City .
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Ode, Haruni, Ahmad Junaidi, Sri Wahyuningsih, and Saparman Saparman. "Effect of Education Level, Personal Income, and Accessibility of Banking Services on Personal Financial Management among Working Women in West Java." West Science Business and Management 2, no. 02 (2024): 536–47. http://dx.doi.org/10.58812/wsbm.v2i02.984.

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This quantitative study examines the influence of education level, personal income, and accessibility of banking services on personal financial management practices among working women in West Java, Indonesia. Data were collected from a sample of 180 working women using structured questionnaires and analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS) 3. The findings reveal significant positive relationships between education level, personal income, accessibility of banking services, and personal financial management practices. Moreover, banking services accessibility partially mediates the relationships between education level and personal financial management and between personal income and personal financial management. These results underscore the importance of financial literacy, economic empowerment, and access to formal financial services in fostering financial well-being among working women in West Java. The study contributes to a deeper understanding of the socio-economic factors influencing personal financial management and informs evidence-based interventions to promote financial inclusion and gender equity in the region.
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Dolorso, Kirsten Gale B. "FINANCIAL MANAGEMENT PRACTICES OF MICROENTERPRISES IN QUEZON CITY." International Journal of Multidisciplinary Educational Research and Innovation 1, no. 2 (2023): 22–41. https://doi.org/10.5281/zenodo.8019637.

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Most business in the Philippines is mostly in the microenterprise. Hence, this research was accomplished in order to assess the effectiveness of financial management practices of microenterprises in Quezon City. The city was selected as the locale of the research since there were various microenterprises built in this location. The respondents were classified according to the number of years in operation of their business, the number of employees, capitalization, and their source of funds. Additionally, the individual profile was also classified into their age, highest educational attainment, and the number of seminars or trainings related to their business that they had attended. The assessment was specified into aspects of financial planning, financial control, and cash management. The result shows that most businesses were newly established and only operating for zero (0) to two (2) years. The result also showed that most of the respondents only had a capitalization of PHP 100,000.00 and they were utilizing their personal savings as a source of funds. Most of them are aged from twenty-one (21) to thirty (30) years with no bachelor’s degrees. They only attended seminars and training less than three (3) times. The result of this study was beneficial to business owners, local government units, government, government agencies, banks, and other financial institutions, academe, and future researchers.
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Dolorso, Kirsten Gale B. "FINANCIAL MANAGEMENT PRACTICES OF MICROENTERPRISES IN QUEZON CITY." GUILD OF EDUCATORS IN TESOL INTERNATIONAL RESEARCH JOURNAL 1, no. 2 (2023): 22–41. https://doi.org/10.5281/zenodo.8030998.

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Most business in the Philippines is mostly in the microenterprise. Hence, this research was accomplished in order to assess the effectiveness of financial management practices of microenterprises in Quezon City. The city was selected as the locale of the research since there were various microenterprises built in this location. The respondents were classified according to the number of years in operation of their business, the number of employees, capitalization, and their source of funds. Additionally, the individual profile was also classified into their age, highest educational attainment, and the number of seminars or trainings related to their business that they had attended. The assessment was specified into aspects of financial planning, financial control, and cash management. The result shows that most businesses were newly established and only operating for zero (0) to two (2) years. The result also showed that most of the respondents only had a capitalization of PHP 100,000.00 and they were utilizing their personal savings as a source of funds. Most of them are aged from twenty-one (21) to thirty (30) years with no bachelor’s degrees. They only attended seminars and training less than three (3) times. The result of this study was beneficial to business owners, local government units, government, government agencies, banks, and other financial institutions, academe, and future researchers.
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Ardyansyah, Ahmad Fathoni, and Nur Khusniyah Indrawati. "Perception and Practices of Personal Financial Management among Generation Z in Indonesia." Journal Research of Social Science, Economics, and Management 3, no. 12 (2024): 2116–26. http://dx.doi.org/10.59141/jrssem.v3i12.687.

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Generation Z, born between 1995 and 2010, is notable for its proficiency with technology, social media presence, expressiveness, tolerance, and multitasking abilities. The advancement of technology, combined with these qualities, raises the possibility that Generation Z will have consumerist tendencies. This study aims to examine Generation Z's perceptions and practices of personal financial management in Indonesia. The research employs a qualitative approach with data collection through literature review. The Significance of Personal Financial Management, Building Economic Stability Through Financial Literacy are some of the major subjects that were investigated. The results revealed that by managing their finances, Generation Z may achieve their goals, protect themselves from uncertainty, and contribute significantly to society. Personal financial management is essential for ensuring financial security and personal well-being. Developing financial literacy in Generation Z is obviously vital to ensuring economic stability. Providing people with the knowledge and abilities to handle their money wisely helps to improve both their financial security and the overall stability of the economy. One of the primary responsibilities of the Indonesia Financial Services Authority, also known as Otoritas Jasa Keuangan, or OJK, is to promote financial literacy throughout the country. Financial literacy is critical for both individual financial well-being and economic stability.
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Siregar, Rini, and Selamat Poham. "MANAJEMEN KEUANGAN PRIBADI PADA SISWA MATTAYOM DI SEKOLAH SANGKOM ISLAM WITTAYA SCHOOL." Hijri 13, no. 1 (2024): 65. http://dx.doi.org/10.30821/hijri.v13i1.19717.

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This research aims to analyze the practices of personal financial management among Mattayom students at Sangkom Islam Wittaya School. The research employed survey and interview methods with Mattayom class students, along with qualitative analysis. Findings reveal that a significant number of Mattayom students have limited understanding of personal financial management. Despite receiving regular allowances, a lack of awareness regarding the importance of budgeting and saving makes them vulnerable to financial instability. Educational factors, spending patterns, and social influences also contribute to students' financial management practices. Therefore, this research recommends the development of an integrated financial education program within the school curriculum. It is expected to assist Mattayom students in enhancing their personal financial management skills and preparing them to face future financial challenges
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Siregar, Rini, and Selamat Poham. "Manajemen Keuangan Pribadi pada Siswa Mattayom di Sekolah Sangkom Islam Wittaya School." Progress: Jurnal Pendidikan, Akuntansi dan Keuangan 7, no. 1 (2024): 79–88. http://dx.doi.org/10.47080/progress.v7i2.3044.

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This research aims to analyze the practices of personal financial management among Mattayom students at Sangkom Islam Wittaya School. The research employed survey and interview methods with Mattayom class students, along with qualitative analysis. Findings reveal that a significant number of Mattayom students have limited understanding of personal financial management. Despite receiving regular allowances, a lack of awareness regarding the importance of budgeting and saving makes them vulnerable to financial instability. Educational factors, spending patterns, and social influences also contribute to students' financial management practices. Therefore, this research recommends the development of an integrated financial education program within the school curriculum. It is expected to assist Mattayom students in enhancing their personal financial management skills and preparing them to face future financial challenges.
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Prakoso, Teguh, and Rina Apriliani. "Budgeting and Saving Effectiveness as the Main Pillar of Sustainable Personal Financial Management." Indonesian Journal of Islamic Economics and Finance 4, no. 2 (2024): 257–72. https://doi.org/10.37680/ijief.v4i2.6187.

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Personal financial management is an important aspect of achieving financial stability and success. This research examines the importance of effective budgeting and saving practices as key components of personal financial management. The research shows that budgeting is important in personal financial management as it provides a clear framework for managing income and expenditure. By having a detailed budget, individuals can monitor their cash flow, ensure that they allocate funds to essential needs, and identify areas where spending can be reduced. Budgeting also helps set short-term and long-term goals, encouraging financial discipline and responsibility. Studies indicate that individuals who consistently follow a budget tend to have better financial health and are less trapped in debt. In addition to budgeting, effective saving practices are a key component of personal financial management. Saving is important to deal with financial emergencies and achieve future goals, such as home purchase, education, or retirement. Regularly setting aside a portion of income into savings can help individuals build financial reserves and reduce reliance on loans or credit. Studies have also found that saving regularly can increase financial well-being and reduce money-related stress. Therefore, effective budgeting and saving are two key pillars that complement each other in achieving sustainable personal financial stability.
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Dissertations / Theses on the topic "Personal Financial Management Practices"

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Acker, Enrico. "The personal financial management attitudes and practices of South African rugby players." Thesis, Nelson Mandela Metropolitan University, 2016. http://hdl.handle.net/10948/11363.

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When rugby became professional in 1995, both the game and the social and financial position of the players changed (Basson, 2003). Players started to train full-time and earned annual salaries (Goldman& Johns, 2009). Due to the transition from amateur to professional status, rugby players needed to make adequate personal financial management decisions. The purpose of this study is to investigate the personal financial management attitudes and practices of South African rugby players. Previous research about personal financial management largely focussed on the general public, and did not focus on South African rugby players. Rugby is a professional sport where players earn money from a young age. It is expected of rugby players to make adequate personal financial decisions from as early as 19 years old. The literature review provided an overview of personal financial management and a discussion on the various components that should be included in personal financial management. A framework for this study was developed. The framework used these components as the base for the personal financial attitudes and practices and how it relates to the demographics of the respondents. Three hypotheses were also formulated based on the literature overview and framework. The objectives of this study were achieved by adopting a quantitative research methodology. A convenience sample of 132 rugby players was drawn for this study. Rugby players from NMMU Madibaz, Eastern Province Rugby Union (EP), South Western Districts Rugby Union (SWD) and Sharks Rugby Union participated in this study. The results of the empirical survey showed that respondents have positive attitudes towards the importance of budgeting, retirement planning, risk management, debt management and investment and the importance of employing a financial planner. On the other hand the personal financial management practices of the respondents in this study can be described as weak. From the results of the empirical survey it is clear that the respondents have weak practices towards the majority of the personal financial management practices. Only one of the three hypotheses was accepted namely that there is a relationship between the demographics of rugby players and their personal financial practices. There is no relationship between personal financial management attitudes and personal financial management practices of South African rugby players and that there is also no relationship between demographic variables and personal financial management attitudes of South African rugby players. This study has provided insight into the personal financial management attitudes and practices of South African rugby players. Valuable information was obtained that could help to address the personal financial management needs of rugby players.
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Morris, Shana R. "Completion of a Personal Financial Management Course in Relation to Financial Satisfaction, Confidence and Practices." DigitalCommons@USU, 1989. https://digitalcommons.usu.edu/etd/2500.

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This study was conducted to examine the relationship between completion of a personal financial management course and financial satisfaction, confidence, and practices. The relationship between the use of recommended financial management practices and financial satisfaction and confidence was also examined. Data for this study were collected through a questionnaire mailed to a sample of Utah State University graduates who had taken a personal financial management course at the university and those who had not. The survey investigated financial satisfaction, confidence in financial management skills, and use of recommended financial management techniques. Mean financial satisfaction scores were computed by averaging responses to the multi-question six-point Likert scale. Confidence was measured by computing the mean score on a single-question six-point Likert scale. The measurement of use of recommended financial management practices was computed by summing the points assigned for use of recommended practices and the extent to which each was implemented. The recommended financial management practices scores were then divided into three groups: poor, average, and good. One-way analysis of variance and the Scheffe multiple range test were used to determine if differences existed in the mean scores on financial satisfaction, confidence , and practices between respondents who had completed a college level personal financial management course and those who had not. These tests revealed that there is no significant difference in financial satisfaction, confidence, and practices between subjects who had completed a financial management course and those who had not. There was a significant difference between the groups in the mean number of recommended financial practices used and financial satisfaction and confidence, although mean scores were only separated by one point.
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Van, Name Judith A. "Financial management practices of married single earner and dual earner families in Delaware." Diss., Virginia Tech, 1991. http://hdl.handle.net/10919/39990.

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Blue, Levon Ellen. "Exploring the Financial Literacy Education Practices in a Canadian Aboriginal Community: A Case Study." Thesis, Griffith University, 2016. http://hdl.handle.net/10072/367797.

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Countries around the world, both developed and emerging, agree that financial literacy education (FLE) is of critical importance, with current economic times having led to an opportune moment for financial education. The 2008 global financial crisis (GFC), increasingly complex financial markets, and widespread growth of alternative or predatory financial services are all valid reasons for FLE. At present FLE is considered an essential 21st century life skill for individuals to acquire. Opportunities to teach individuals how to make simple financial decisions about money management and exposure to financial dilemmas an individual might face are some of the approaches used. Ensuring that individuals manage their personal finances effectively so that they have adequate funds to enable a comfortable retirement tends to be the dominating push of FLE. Indeed, this conventional FLE approach is often packaged as easy to acquire skills and knowledge that individuals are expected to follow to effectively manage their finances. The conventional approach also operates from a deficit perspective where assumptions are made about what an individual can or cannot do based on their financial circumstances. Moreover, the social structures that exist to ensure that both poverty and extreme wealth co-exist are not exposed. Therefore, caution should be taken when viewing education as the sole solution to the world’s economic problems as there are other factors to consider such as socio-economic status (SES), gender, culture and behaviour.<br>Thesis (PhD Doctorate)<br>Doctor of Philosophy (PhD)<br>School of Education and Professional Studies<br>Arts, Education and Law<br>Full Text
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Gongwer, Jeffery A. "The theological poverty of the prosperity gospel philosophies and practices of financial stewardship from the perspectives of "Christian financial management" and the "prosperity gospel" movement : comparisons and conclusions /." Theological Research Exchange Network (TREN), 2007. http://www.tren.com/search.cfm?p056-0074.

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Antoniak, Edward Information Technology &amp Electrical Engineering Australian Defence Force Academy UNSW. "A study of organisational effectiveness : contingent coupling of human, structural and financial resources through knowledge management practices." Awarded by:University of New South Wales - Australian Defence Force Academy, 2008. http://handle.unsw.edu.au/1959.4/39033.

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This dissertation presents the findings of an empirical study of the effectiveness of knowledge management practices in an environment of principal-agent and market testing conditions in the Australian Defence Organisation (ADO) during the period 2001-2005. Using a grounded theory research approach and a longitudinal case study, the ADO's workforce planning community of practice is the focus of the study. The research is conducted in the context of the knowledge-based view of the firm, which holds that organisational effectiveness and thus sustained competitiveness is dependant on the continual creation, application and protection of new and unique knowledge. Pertinent knowledge management theories are reviewed and reframed in terms of loose coupling concepts, which are then used to describe the variety of knowledge creating relationships and opportunities for workforce planning that become apparent during the course of field research studies. The impact of market testing, as a precursor to outsourcing, on the creation of new knowledge in workforce planning is examined progressively during field studies. The role of leadership in maintaining effective workforce knowledge management practices emerges as the primary category in the loose coupling analysis process. The paper suggests that in order to sustain competitive advantage in workforce planning that is conducted in a commercial support or market testing environment, trust-based leadership and the use of appropriate knowledge management practices are necessary. The dissertation has important implications for research and practice. Specifically, the loose coupling framework provides a focus for literature reviews in future research of knowledge management and, in terms of professional practice, the framework is developed into an aide-m??moire that can be used to enhance knowledge management practices to meet workforce planning objectives. The aide-m??moire potentially has wider application as a tool to assess the effectiveness of knowledge management within the organisation as well as informing the selection of remedial knowledge management practices. Limitations of the paper are acknowledged and recommendations are made for further research.
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Zhang, Kefan 1957. "Factors affecting financial resources management behaviors." Thesis, The University of Arizona, 1989. http://hdl.handle.net/10150/277107.

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This study was carried out with the purpose of discovering what factors are predictive of money management behavior; Plan, Implement, and Evaluative Feedback. The data used in this study was subset data collected during 1988, under the NC-167 project entitled "Family Resource Utilization as a Factor in Determining Economic Well Being of Rural Families". Three hundred and seven financial managers in families from Arizona completed and returned the questionnaire used in this study. It was found that (1) the power money attitude, the inadequacy money attitude, and gender were predictor variables of plan behavior; (2) the inadequacy money attitude and age were predictor variables of evaluative feedback.
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Sievert, Kristin E. "Control and management tasks within family financial management systems." Online version, 1998. http://www.uwstout.edu/lib/thesis/1998/1998sievertk.pdf.

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Victoria, Vanessa Francesca Villanueva. "Impacts of Best Management Practices on Farm Financial Performance." Thesis, Virginia Tech, 2004. http://hdl.handle.net/10919/36192.

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A rapidly changing global agribusiness environment creates a challenge for commercially oriented agricultural producers to improve business acumen through strategy development and execution. A best management practice is broadly defined as a practice that is considered to be most effective in improving business performance. This study examined the relationship of financial leverage and management practices with financial performance on a group of Minnesota and Northwest farms. Management practices were classified into seven broad categories of management, namely strategic planning, financial management, networking, marketing, technology adoption, family relationship and human resources management. Using multiple regression analysis on 242 observations, the effects of financial leverage and management practices on revenues and profits were determined. While the relationship of best management practices with profitability is less conclusive, this study concludes statistically significant relationships between management practices and financial performance, measured in terms of revenues. There exist positive and statistically significant returns to business planning, transition management, customer management and family relationship management.<br>Master of Science
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Yazid, Ahmad Shukri. "Perceptions and practices of financial risk management in Malaysia." Thesis, Glasgow Caledonian University, 2001. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.364743.

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Books on the topic "Personal Financial Management Practices"

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Group, Spectrem. Best practices in relationship management: Effectively serving affluent households. Spectrem Group, 2005.

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United States. Federal Trade Commission. Office of Consumer and Business Education. For people on debt management plans: A must-do list. Federal Trade Commission, Bureau of Consumer Protection, Office of Consumer and Business Education, 2005.

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Dunetz, Martin R. You and your assets: A practical guide to financial management and estate planning. Madison Books, 1997.

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Bramson, Todd D. Real life financial planning for the young dental professional: A dental professional's guide to financil security. 3rd ed. Aspatore, 2012.

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U.S. Customs Service. Office of Enforcement. Office of Enforcement: Financial management. U.S. Customs Service, 1992.

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Sutherland, Paul H. Physician's financial sourcebook: Investment, risk management & retirement tools for a balanced life. Financial Sourcebook Pub., 1998.

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Edelman, Ric. The lies about money: Achieving financial security and true wealth by avoiding the lies others tell us-- and the lies we tell ourselves. Free Press, 2007.

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Katz, Deena B. Deena Katz's complete guide to practice management: Tips, tools, and templates for the financial adviser. Bloomberg Press, 2009.

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Investigations, United States Congress House Committee on Financial Services Subcommittee on Oversight and. Allegations of discrimination and retaliation within the Consumer Financial Protection Bureau: Hearing before the Subcommittee on Oversight and Investigations of the Committee on Financial Services, U.S. House of Representatives, One Hundred Thirteenth Congress, second session. U.S. Government Printing Office, 2014.

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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4.

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Book chapters on the topic "Personal Financial Management Practices"

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Willis, David O. "Personal Financial Management." In Business Basics for Dentists. John Wiley & Sons, Inc., 2013. http://dx.doi.org/10.1002/9781118783368.part1.

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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. "Risk Management." In Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4_7.

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Körükcü, Öznur, and Kamile Kabukcuoğlu. "Health Promotion Among Home-Dwelling Elderly Individuals in Turkey." In Health Promotion in Health Care – Vital Theories and Research. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-63135-2_22.

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AbstractAlthough the social structure of Turkish society has changed from a broad family order to a nuclear family, family relations still hold an important place, where traditional elements dominate. Still, elderly people are cared for by their family in their home environment. Thus, the role of family members is crucial in taking care of elderly individuals. In Turkey, the responsibility of care is largely on women; the elderly’s wife, daughter, or daughter-in-law most often provides the care. Family members who provide care need support so that they can maintain their physical, psychological and mental health. At this point, Antonovsky’s salutogenic health model represents a positive and holistic approach to support individual’s health and coping. The salutogenic understanding of health emphasizes both physical, psychological, social, spiritual and cultural resources which can be utilized not only to avoid illness, but to promote health.With the rapidly increasing ageing population globally, health expenditures and the need for care are increasing accordingly. This increase reveals the importance of health-promoting practices in elderly care, which are important for the well-being and quality of life of older individuals and their families, as well as cost effectiveness. In Turkey, the emphasis on health-promoting practices is mostly focused in home-care services including examination, treatment, nursing care, medical care, medical equipment and device services, psychological support, physiotherapy, follow-up, rehabilitation services, housework (laundry, shopping, cleaning, food), personal care (dressing, bathroom, and personal hygiene help), 24-h emergency service, transportation, financial advice and training services within the scope of the social state policy for the elderly 65 years and older, whereas medical management of diseases serves elderly over the age of 85. In the Turkish health care system, salutogenesis can be used in principle for two aims: to guide health-promotion interventions in health care practice, and to (re)orient health care practice and research. The salutogenic orientation encompasses all elderly people independently of their position on the ease-/dis-ease continuum. This chapter presents health-promotion practices in the care of elderly home-dwelling people living in Turkey.
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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. "Working Capital Management." In Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4_5.

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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. "Introduction." In Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4_1.

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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. "Concluding Observations." In Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4_10.

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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. "Capital Budgeting Decisions." In Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4_2.

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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. "Capital Structure Decisions." In Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4_3.

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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. "Dividend Policy." In Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4_4.

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Jain, P. K., Shveta Singh, and Surendra Singh Yadav. "Corporate Governance." In Financial Management Practices. Springer India, 2013. http://dx.doi.org/10.1007/978-81-322-0990-4_6.

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Conference papers on the topic "Personal Financial Management Practices"

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Kaur, Navleen, Navita Mahajan, Swaralipi Saha, et al. "Financial Literacy and Mindfulness through Innovative Technologies – Path to Financial Independence and Success." In 2024 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). IEEE, 2024. https://doi.org/10.1109/iipem62726.2024.10925757.

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Sharma, Arpita, Jagjeevan Kanoujiya, Bhakti Agarwal, Rahul Sharma, Shailesh Rastogi, and Samiksha Kashyap. "Does the financial contagion event impact India's Sustainability?" In 2024 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). IEEE, 2024. https://doi.org/10.1109/iipem62726.2024.10925782.

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Jocktane, Berenice Christiane, Ankur Agrawal, and Amit Kumar Arora. "Corporate Social Responsibility on Financial Performance of Private Banks." In 2024 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). IEEE, 2024. https://doi.org/10.1109/iipem62726.2024.10925655.

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Alotaibi, Ibrahim Saleem. "Financial Inclusion through Fintech Services in Saudi Arabia: Empirical Study." In 2024 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). IEEE, 2024. https://doi.org/10.1109/iipem62726.2024.10925721.

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Kaur, Navleen, Swaralipi Saha, Lakshay Jindal, Vedant Patil, Saksham Gupta, and Parre Sravan Kumar. "Gamifying Finance: Enhancing User Engagement and Financial Literacy through Digital Gamification." In 2024 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). IEEE, 2024. https://doi.org/10.1109/iipem62726.2024.10925761.

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Suresh Babu, Rakesh Thoppaen, Lakshmi Narasimhan Krishnamoorthy, G. Prasanna Lakshmi, Bhagyashree Ashok Tingare, Tarun Dhar Diwan, and Pravin B. Khatkale. "AI Applications and the Financial Transformation of FinTech and FinServ Sectors." In 2024 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). IEEE, 2024. https://doi.org/10.1109/iipem62726.2024.10925827.

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Kurniawan, Edbert, Priscillia Christy Utama, Vincentinus Kennedy Walla, and Anderes Gui. "Factors Influencing the Intention to Use Financial Technology through Central Bank Digital Currency in Indonesia." In 2024 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). IEEE, 2024. https://doi.org/10.1109/iipem62726.2024.10925783.

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Kumar, Sanjay, Harendra Singh Kharkwal, Atul Verma, Amit Kumar Singh, and Meenakhi Srivastava. "Hybrid TFT-GRU Time Series Models Optimized by PSO: An Advanced Approach for Financial Data Prediction." In 2024 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). IEEE, 2024. https://doi.org/10.1109/iipem62726.2024.10925776.

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Tsiouni, Maria, Michael Chatzidimopoulos, Christos Lagoudas, Athanasios Loridas, Stefanos Baliktsis, and Georgios Foudoulis. "Precision viticulture using multiple sensors and aerial robotics (VITISENSE) for better financial outcomes and disease management practices." In Tenth International Conference on Remote Sensing and Geoinformation of the Environment (RSCy2024), edited by Silas C. Michaelides, Diofantos G. Hadjimitsis, Chris Danezis, et al. SPIE, 2024. http://dx.doi.org/10.1117/12.3037224.

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Charlapavičiūtė, Klaudija. "Solutions for improving the interaction between investment and personal data security." In XIX International May Conference on Strategic Management – IMCSM24 Proceedings. University of Belgrade, Technical Faculty in Bor, 2024. http://dx.doi.org/10.5937/imcsm24039c.

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This study examines the intricate relationship between investment processes and personal data security, highlighting the significant concern among investors regarding the handling of their personal information. With a growing awareness of data misuse, investors are increasingly cautious about where and how they disclose their personal information. This research employs a mixed-method approach, integrating quantitative surveys with qualitative expert interviews to assess how concerns over personal data security influence investor behavior and decision-making in financial investments. The findings reveal that the demand for personal information notably dampens investors' enthusiasm to engage with financial products, affecting both their investment choices and their trust in financial service providers. The study underscores the urgent need for investment firms to adopt more transparent and secure data handling practices, including the implementation of two-factor authentication (2FA), data encryption, anonymization techniques, and the principle of data minimization. By addressing these concerns, the study proposes actionable strategies for bolstering investor confidence and fostering a secure investment environment. This work contributes to the understanding of the critical intersection between investing and data security, offering insights into improving investor relations and enhancing data protection measures in the financial sector.
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Reports on the topic "Personal Financial Management Practices"

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Mullen, John, Kevin Wilson, and Ian Burgess. An Analysis of Personal Financial Management Training Within the Department of the Navy. Defense Technical Information Center, 2013. http://dx.doi.org/10.21236/ada621535.

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Asfaw, Etenesh. Global Practices in Agriculture Knowledge and Innovation System: Lessons for Uzbekistan’s AKIS. TOSHKENT SHAHRIDAGI XALQARO VESTMINSTER UNIVERSITETI, 2020. https://doi.org/10.70735/mlda5770.

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Coordination and facilitation of multiple and diverse AKIS stakeholders is vital for increased efficiency and better agriculture performance. The decision to decentralize the administration and management of AKIS to local structures needs to be realistic. Public financing in AKIS for enhanced capacities of the sub-systems ensures inclusive service delivery and increased agriculture productivity. Participation of all groups of clients in AKIS decision-makings and implementation, through participatory tools, ensures responsive and relevant goods, services, and policy. Continuous professional development of AKIS stakeholders’ personnel is key to responding to evolving mandates and complex challenges, including food security during the Covid-19 crisis
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Shmakova, M. V. Study of foreign practices in attracting finance of the business sector and the population in the field of financial management of territories. Актуальные вопросы современной экономики, 2019. http://dx.doi.org/10.18411/avse-5-2019-shmakova-m-v.

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Hahn, Herwig, Christina Bollin, Krishna S. Vatsa, and Camilo Cárdenas. Disaster Risk Management by Communities and Local Governments. Inter-American Development Bank, 2003. http://dx.doi.org/10.18235/0008775.

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This study refers to disaster risk management at the local level. The topic was selected by the members of the Natural Disasters Network of the Regional Policy Dialogue, and was presented during its 3rd Meeting, on March 6 and 7, 2003. The goal of this document is to achieve a better knowledge of the best practices and benefits that disaster risk management represents for Latin America and the Caribbean. Included are comparative case studies of the Philippines, Colombia, Guatemala and Switzerland. Also discussed are strengths and weaknesses of local organizations in decentralized systems and financial services for disaster risk management.
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Gautam, Mamta, Kavita Wankhade, Mamta Mantri, et al. De-Sludging Operators: An Assessment of Occupational Safety in Two Indian Cities. Indian Institute for Human Settlements, 2019. http://dx.doi.org/10.24943/tnusspdo09.2019.

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Safe collection, handling and transport of fecal sludge is an integral part of septage management. Limited attention has been paid to the safe collection, transport, disposal and treatment of human excreta from septic tanks. A study was conducted in two cities in India to understand the current desludging practices, the underlying reasons for current occupational practices and hazards, relevance and sufficiency of personal protection equipment, and suggest ways to improve occupational safety. This report presents the findings of the study along with recommendations which are mapped on the hierarchy of controls.
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Jore Ali, Aisha, Javier Fuenzalida, Margarita Gómez, and Martin Williams. FOUR LENSES ON PEOPLE MANAGEMENT IN THE PUBLIC SECTOR. People in Government Lab, 2021. http://dx.doi.org/10.35489/bsg-peoplegov-wp_2021/001.

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We review the literature on people management and performance in organisations across a range of disciplines, identifying aspects of management where there is clear evidence about what works as well as aspects where the evidence is mixed or does not yet exist. We organise our discussion by four lenses, or levels of analysis, through which people management can be viewed: (i) individual extrinsic, intrinsic, and psychological factors; (ii) organisational people management, operational management, and culture; (iii) team mechanisms, composition and structural features; and (iv) relationships, including networks, leadership, and individuals’ relationships to their job and tasks. Each of these four lenses corresponds not only to a body of literature but also to a set of management tools and approaches to improving public employees’ performance; articulating the connections across these perspectives is an essential frontier for research. We find that existing people management evidence and practice have overemphasised formal management tools and financial motivations at the expense of understanding how to leverage a broader range of motivations, build organisational culture, and use informal and relational management practices. We suggest that foregrounding the role of relationships in linking people and performance – relational public management – may prove a fertile and interdisciplinary frontier for research and practices.
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Cohen, Monique. Microfinance and Poverty. Inter-American Development Bank, 2002. http://dx.doi.org/10.18235/0006659.

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This presentation was commissioned by the Poverty Reduction and Social Protection Network of the Regional Policy Dialogue for the IV Hemispheric Meeting celebrated on November 11th and 12th, 2002. Increases in incomes and investment in assets. Reduction of vulnerability: increased ability of the poor to cope with shocks and economic stress events. Improved personal financial management.
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Talukder, Md Noorunnabi, Abdullah Al Mahmud Shohag, Ishtiak Morshed, et al. Soft skills training for Rohingya and host community youth in Cox’s Bazar, Bangladesh. Population Council, 2024. http://dx.doi.org/10.31899/sbsr2024.1003.

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The Population Council, in collaboration with Research, Training and Management International (RTMI) and Underprivileged Children’s Education Program (UCEP), pilot tested a soft skills training intervention in two Rohingya camps and a vocational training center in the host community in Cox’s Bazar, Bangladesh in 2022. As a follow-up to the pilot program, the Council along with its partners rolled out soft skills training in four Rohingya camps and a vocational training center in the host community in 2023. The purpose of this training was to improve the personal, social, and financial management skills of Rohingya youth, which would be of use on their return to Myanmar or during their interim period of stay in Bangladesh. In addition, the training was intended to help host-community youth develop financial management skills and life skills.
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Salo, James. Greening Value Chains: How Large Companies in Latin America and the Caribbean Can Influence Natural Resource Use and Environmental Impact Management in Their Value Chains: Technical Study. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0006476.

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Managing value chain environmental impacts and natural resource use has become an important consideration in the purchasing decisions of large publicly traded companies. Suppliers, including micro, small, and medium enterprises (MSMEs) in the Latin American and Caribbean (LAC) region,can increase their competiveness by using best practices in natural resource management and reducing their environmental impacts. In order to assess how value chain environmental management can improve MSME competitiveness, this study identifies best practices among companies in key economic sectors in LAC with the largest value chain environmental inputs (e.g. water use, commodities) and outputs (e.g. greenhouse gas emissions, waste). Tools and incentive mechanisms that support adoption of best practices were identified and assessed for usefulness. This study provides valuable guidance to various actors along the value chains of multinational companies that operate in LAC, including suppliers (MSMEs), financial institutions, and other entities (international development organizations, industry associations, research organizations, government agencies, and non-governmental organizations (NGOs)) interested in fostering the development of greener value chains. The identification of key sectors, considering both economic and environmental impact significance, provides interested entities with a ranked list of sectors to work with. The identification of key environmental inputs and outputs is a valuable reference point for prioritizing key issues for LAC companies in each sector. Finally, this study's review of value chain environmental management best practices, tools, and incentive mechanisms supports knowledge sharing, development of greener value chains, improved environmental management of MSMEs, and key areas for supporting investment.
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Duclos, Diane, Bob Okello, Godefroid Muzalia, and Melissa Parker. Key considerations: Home-based care for mpox in Central and East Africa. Institute of Development Studies, 2025. https://doi.org/10.19088/sshap.2025.026.

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In September 2023, an outbreak of mpox caused by the monkeypox virus (MPXV) clade Ib was reported in Kamituga, a mining region in the Eastern Democratic Republic of the Congo (DRC). More cases of mpox started to be reported across the country and in neighbouring countries in the east, including Rwanda, Uganda and Burundi.1 In February 2025, the Africa Centres for Disease Control and Prevention and the Director-General of the World Health Organization (WHO) determined that the ongoing upsurge of mpox continues to be a public health emergency of international concern (as first declared in August 2024). Home-based care (HBC) – care provided in the private home of a person – often takes place informally for a wide range of reasons during epidemics. Home-based models of care are increasingly being explored by Ministries of Health as a strategy for managing outbreaks and providing treatment for mild forms of diseases, particularly in resource-limited settings. Reasons to implement HBC for mild forms of diseases include to provide care when there is a lack of access to or overburdened services, to prevent a risk of infection in health facilities, to accommodate people’s preferences and to empower the public when HBC is implemented in partnership with community members. Home-based models of c are for mpox should not supplant investments in the health system, but should be designed as a component of primary healthcare. Past experiences with HBC during outbreaks such as HIV and COVID-19 offer valuable lessons. However, the unique transmission dynamics of mpox – especially the risks it poses to children and those who are immunologically vulnerable in the home – require careful consideration. To date, attention has focused on infection, prevention and control (IPC) and water, sanitation and hygiene (WASH) in the home. Other aspects of mpox management and care at home also need to be considered. It is particularly important to recognise that mpox is not only a biomedical event: it is also a social phenomenon, impacting livelihoods, relationships, well-being and access to care and protection. Also, a lack of income in the absence of financial support is likely to hinder peoples’ ability to follow isolation guidance. This brief outlines key considerations on health system requirements for safe and inclusive HBC. It also foregrounds structural constraints and socio-political dynamics shaping understandings and practices of HBC, taking into consideration local and gendered perspectives on home and caregiving. The brief also examines how ongoing funding cuts in global health, humanitarian aid and development assistance are straining the capacity of both community-based initiatives and healthcare systems, further complicating home and community-based response efforts. The focus is on Central and East Africa in particular. The brief draws on conversations with experts and health actors active or knowledgeable in the region and outbreak, or both; the authors’ own expertise; and academic and grey literature on HBC and histories of epidemics in Central and East Africa. The brief includes two cases studies based on recent research in Uganda and the DRC.
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