Academic literature on the topic 'Personal investments'

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Journal articles on the topic "Personal investments"

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Klimavičienė, Aušra, and Daiva Jurevičienė. "Development Possibilities of Personal Investments into Financial Instruments in Lithuania." Business: Theory and Practice 8, no. (1) (2007): 33–43. https://doi.org/10.3846/btp.2007.07.

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The article examines the development possibilities of personal financial investments and the importance to induce those investments in Lithuania. The links between personal finance, financial assets and personal financial investments are analyzed. The development of Lithuanian stock market is reviewed and the investment opportunities are revealed. The paper analyses the results of investors survey, explores the reasons for not investing and not saving behavior and the ways to foster investments into securities and to increase population's interest in security market. The investment knowledge,
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Rietz, Robert, Michael Maves, Frederick Pevow, L. B. Tubergen, and Cedric Quick. "Understanding Basic Personal Finance Terminology." Otolaryngology–Head and Neck Surgery 112, no. 5 (1995): P87. http://dx.doi.org/10.1016/s0194-5998(05)80203-7.

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Huang, Tian, Deyi Shi, and Shihao Xue. "The role and helpfulness of pensions in personal financial investment after retirement." BCP Business & Management 23 (August 4, 2022): 255–63. http://dx.doi.org/10.54691/bcpbm.v23i.1359.

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More than 90% of wage earners in the United States can receive pension options benefits after retirement. It is especially important to manage funds reasonably and choose the right investment after retirement. We use the capital asset pricing model (CAPM) and the Fama-French three-factor model to establish pension and non-pension investment portfolios and measure the return and risk changes of pension portfolio investments under different portfolio investments. The experimental results show that pensions are of great help to the return and Sharpe ratio of portfolio investments. With the interv
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Akeny, Emmanuel, and David Mwesigwa. "Personal savings and household investments: a cohort study among primary school teachers." Annals of Management and Organization Research 1, no. 4 (2020): 261–70. http://dx.doi.org/10.35912/amor.v1i4.468.

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Purpose: This study aimed to determine the relationship between personal savings and household investments among a cohort of primary school teachers in lira city. Research methodology: The study used a cross-sectional survey design with a quantitative research approach. Data were collected from a sample of 103 respondents with the period between October 2020 and January 2021 using self-administered questionnaires. The Content Validity Index was used to establish validity, while the Cronbach's Alpha Coefficient was used to test reliability. Results: Using descriptive and inferential statistics,
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Faleye, Olubunmi, Tunde Kovacs, and Anand Venkateswaran. "Do Better-Connected CEOs Innovate More?" Journal of Financial and Quantitative Analysis 49, no. 5-6 (2014): 1201–25. http://dx.doi.org/10.1017/s0022109014000714.

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AbstractWe present evidence suggesting that chief executive officer (CEO) connections facilitate investments in corporate innovation. We find that firms with better-connected CEOs invest more in research and development and receive more and higher quality patents. Further tests suggest that this effect stems from two characteristics of personal networks that alleviate CEO risk aversion in investment decisions. First, personal connections increase the CEO’s access to relevant network information, which encourages innovation by helping to identify, evaluate, and exploit innovative ideas. Second,
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Molnar, G. T. "The Sources and Resources of Investment Activities of Personal Peasant Farms." Business Inform 12, no. 515 (2020): 173–77. http://dx.doi.org/10.32983/2222-4459-2020-12-173-177.

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The article analyzes the status of investment activity of personal peasant farms (PPFs). Investment is one of the most important factors in the development of the economy. Especially of great importance are investments aimed at the development of agricultural production, because on its development depend the development of all other sectors of the economy, accelerating the processes of reproduction and increasing its efficiency. It is proved that the investment activity of the PPFs is unsatisfactory, investment processes are insignificant, and the sources of allocation of resources are irratio
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K., Riyazahmed. "Investment motives and preferences – An empirical inquiry during COVID-19." Investment Management and Financial Innovations 18, no. 2 (2021): 1–11. http://dx.doi.org/10.21511/imfi.18(2).2021.01.

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Following the COVID-19 breakout, investment in shares, mutual funds, and life insurance are witnessing a growing trend in India. Hence, examining the determinants of investor preferences is necessary to maintain a positive trend. This study analyzes the impact of investor motives and awareness on investor preferences using the data collected from 753 Indian investors in 2020. Factor analysis grouped the investment motives into six categories, namely Nature of investments, Future financial needs, Investor personal characteristics, Safety and stability of investments, Investor behavioral aspects
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Gileva, Alena Romanovna. "Foreign experience of taxation of financial investments of individuals." Налоги и налогообложение, no. 3 (March 2022): 1–15. http://dx.doi.org/10.7256/2454-065x.2022.3.38119.

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The subject of research is foreign experience of taxation of financial assets of individuals. Annually investment activity of individuals gains momentum. That is why tax legislation should be adaptable and effective. With the as high as possible tax revenue individual taxation should not prevent the investment activity of individuals. For that government should create comfortable conditions for investment activity of individuals. In this work were reviewed the basic principles of calculation and payment of personal taxes in foreign countries. The methodology of the research includes analysis,
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Chandra Bhooshan Singh, Nistha Sharma, and Mariyam Ahmed. "Psychological Determinants of Investment Decisions: Analyzing Financial Behavior in Personal Investments." Involvement International Journal of Business 1, no. 4 (2024): 258–68. http://dx.doi.org/10.62569/iijb.v1i4.46.

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Understanding the psychological factors that influence investor behavior is critical in the dynamic world of financial markets. Financial conduct encompasses the decisions and behaviors individuals exhibit in managing their finances, including investments in various asset classes. Factors such as risk tolerance, cognitive biases, emotional influences, and financial knowledge significantly shape investment outcomes. Gaining long-term financial success requires mastery over these behavioral aspects. This study investigates the influence of three psychological factors—information asymmetry, probl
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Magiera, Frank T. "Teaching Personal Investments via Long-Distance." Journal of Educational Technology Systems 23, no. 4 (1995): 295–307. http://dx.doi.org/10.2190/60y4-teb2-t2mu-wprc.

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This article presents results of teaching a personal investments class using a compressed video system which linked students at a send-site with students at two remote-sites. A pre-test, post-test analysis indicates that students at the remote-sites experienced learning comparable to that of students at the send-site. In addition to academic applications, this delivery medium may be of interest to those in the financial services industry who are exploring additional ways to train employees and communicate with clients.
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Dissertations / Theses on the topic "Personal investments"

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Bidewell, John. "Decision making in personal investment /." Connect to full text, 2003. http://setis.library.usyd.edu.au/adt/public_html/adt-NU/public/adt-NU20031219.140243/index.html.

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Bidewell, John W. "Decision making in personal investment." Connect to full text, 2003. http://hdl.handle.net/2123/517.

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Thesis (Ph. D.)--University of Sydney, 2003.<br>Title from title screen (viewed Apr. 29, 2008). Submitted in fulfilment of the requirements for the degree of Doctor of Philosophy to the School of Psychology, Faculty of Science. Includes bibliography. Also available in print form.
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Varma, Abhishek. "Individual investing in the familiar and the unfamiliar." Pullman, Wash. : Washington State University, 2009. http://www.dissertations.wsu.edu/Dissertations/Spring2009/A_Varma_041709.pdf.

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Van, Der Linde Christopher Jae. "Technical and further education diploma graduates : personal capital investments and returns." Thesis, Queensland University of Technology, 2007. https://eprints.qut.edu.au/16579/1/Christopher_Jae_Van_Der_Linde_Thesis.pdf.

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This research has examined the personal capital investments and returns of a group of TAFE Diploma of Community Work graduates through the use of qualitative research methodology. Recognising that the concept of personal capital is distinct from human capital in that it considers the intrinsic reasons, impetus and values that individuals ascribe to their motivation to undertake and complete a course of study. Personal capital is not quantifiable within the present human capital outcomes paradigm, however the personal capital paradigm allows for a deeper exploration of a range of further tangib
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Van, Der Linde Christopher Jae. "Technical and further education diploma graduates : personal capital investments and returns." Queensland University of Technology, 2007. http://eprints.qut.edu.au/16579/.

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This research has examined the personal capital investments and returns of a group of TAFE Diploma of Community Work graduates through the use of qualitative research methodology. Recognising that the concept of personal capital is distinct from human capital in that it considers the intrinsic reasons, impetus and values that individuals ascribe to their motivation to undertake and complete a course of study. Personal capital is not quantifiable within the present human capital outcomes paradigm, however the personal capital paradigm allows for a deeper exploration of a range of further tangib
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Antoni, Xolile Lucas. "Financial literacy and behaviour among the black community in Nelson Mandela Bay." Thesis, Nelson Mandela Metropolitan University, 2014. http://hdl.handle.net/10948/d1020027.

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South Africa has a poor savings culture. This means that South Africans do not save enough income for a later stage resulting in a relative large number of South African consumers living in debt and using more credit than what they have saved. Almost half of the South African consumers were in debt during the year 2010 and had a negative credit record. Thus consumers in South Africa are not living only in poor conditions but are also open to exploitation by the informal economy. Lenders in the informal economy are known as ‘loan sharks’ because they charge consumers interest rates of between 4
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Muqtadir, Abdul. "Real-time finance management system." CSUSB ScholarWorks, 2006. https://scholarworks.lib.csusb.edu/etd-project/2992.

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Discusses the development of a real-time finance management system (RFMS) computer application. RFMS lets users learn about and manage their personal finances and stock portfolio. Finances can be managed using management tools and calculators. The program uses a Java/XML based approach where real-time market data from different stock exchanges is fetched and displayed for the user. Stock performance can then be graphed.
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Sankarasubramanian, Lakshminarayanan. "The impact of personal taxes on two areas in the theory of financial markets." Thesis, University of British Columbia, 1987. http://hdl.handle.net/2429/27524.

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This thesis considers the impact of taxation on two problems in the theory of financial markets. The first paper deals with the optimal choice of debt made by value-maximising firms. We consider a one-period world with personal and corporate taxation and distinguish between the repayment of principal and the payment of interest on corporate debt. It is shown that at optimum, a value-maximising firm may choose to issue multiple debt contracts with differing seniorities. In addition, the impact of a change in the tax rates (corporate or personal) on the optimum level of debt is seen to be ambigu
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Olaifa, Ayodeji. "The impact of pension fund investments on economic development in South Africa." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/d1015971.

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Pension fund investments have been under the spotlight lately, particularly on the back of the recent global financial and economic crisis that resulted in a significant reduction in pension fund assets across economies. Increased poverty levels and high financial indebtedness abound, as workers grapple with retrenchments, reduction in retirement benefits and reduced wages. This is causing a re-assessment of investment strategies of pension funds across the globe, and increasing support for the argument that, the traditional equity/government bond asset allocation is out - fashioned in a world
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Dzutsev, Alan. "Management of personal investments in Russia and Sweden : Influence of financial literacy of young adults on their behavior in financial planning." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-38916.

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Background: Unawareness of most students about how to save and increase their money and changes in global economic conditions create new opportunities and challenges in international business and investment field. Lack of interest from investment companies, banks, funds, estate sellers and rialtos to this interesting and growing group of people, where even bringing up future clients in this young adults can play a big role in future success of the company. Behavior of students and young people is poorly researched, though they often dispose large sums of their own and their parent’s money. Pur
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Books on the topic "Personal investments"

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Williamson, Gordon K. Smart Guide to making wise investments. Cader Books, 1998.

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Mock, Patricia. Tolley's tax efficient personal investments. 3rd ed. Tolley Publishing Company, 1989.

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Arthur Andersen & Co., ed. Tolley's tax efficient personal investments. Tolley, 1986.

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Widicus, Wilbur W. Personal investing. 5th ed. Irwin, 1989.

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Moore, Gary D. Spiritual Investments. Templeton Foundation Press, 2002.

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Tucker, James F. Immediate cash from safe investments. George Mason University Press, 1995.

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Updegrave, Walter L. How to keep your savings safe: Protecting the money you can't afford to lose. Crown, 1992.

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Updegrave, Walter L. How to keep your savings safe: Protecting the money you can't afford to lose. Crown Trade Paperbacks, 1992.

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Updegrave, Walter L. How to keep your savings safe: Protecting the money you can't afford to lose. Crown, 1992.

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New York Institute of Finance., ed. Fixed income investments: A personal seminar. New York Institute of Finance, 1989.

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Book chapters on the topic "Personal investments"

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Byrne, Tony, and Jonquil Lowe. "Make wise investments." In Essential Personal Finance. Routledge, 2017. http://dx.doi.org/10.4324/9781315531496-10.

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Lowe, Jonquil. "Make wise investments." In Essential Personal Finance, 2nd ed. Routledge, 2025. https://doi.org/10.4324/9781003494638-12.

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Taulli, Tom. "Alternative Investments." In The Personal Finance Guide for Tech Professionals. Apress, 2022. http://dx.doi.org/10.1007/978-1-4842-8242-7_3.

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Calandro, Joseph, and John Hoffmire. "Other Kinds of Investments." In The Business of Personal Finance. Routledge, 2022. http://dx.doi.org/10.4324/9781003215417-14.

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Rumble, Tony, Mohammed Amin, and Edward D. Kleinbard. "Personal Investments and Financial Innovation." In Taxation of Equity Derivatives and Structured Products. Palgrave Macmillan UK, 2003. http://dx.doi.org/10.1057/9780230513143_2.

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"Investments in Tangible Household Wealth." In Personal Productivity. Routledge, 2016. http://dx.doi.org/10.4324/9781315493299-17.

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"Investments in Self: Health and Safety." In Personal Productivity. Routledge, 2016. http://dx.doi.org/10.4324/9781315493299-15.

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"Investments in Self: Education, Training, and Mobility." In Personal Productivity. Routledge, 2016. http://dx.doi.org/10.4324/9781315493299-14.

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"Technical analysis." In Personal Finance and Investments. Routledge, 2008. http://dx.doi.org/10.4324/9780203895634-30.

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"Company accounts and economic value added." In Personal Finance and Investments. Routledge, 2008. http://dx.doi.org/10.4324/9780203895634-28.

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Conference papers on the topic "Personal investments"

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Papleacos, Nicholas S. "Covering Your Assets." In Paint and Coatings Expo (PACE) 2006. SSPC, 2006. https://doi.org/10.5006/s2006-00058.

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A successful business relies upon the ability to accumulate wealth. That wealth can come in many forms: increased value of business, real estate, personal possessions, investments, or even other businesses. Have you thought about the circumstances that could take away some or all of what you have worked to accumulate? Many people who have lost large amounts of wealth had no idea of the circumstances which would lead to their losses. In this presentation, we will discuss some of the common questions you should ask yourself about your holdings, and what should be done to protect yourself from lo
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Ablazov, Nurillo, Azamat Qodirov, Zarema Ibragimova, and Khasan Akhmedov. "Robo-Advisors and Investment Management: Analyzing the Role of AI in Personal Finance." In 2024 International Conference on Knowledge Engineering and Communication Systems (ICKECS). IEEE, 2024. http://dx.doi.org/10.1109/ickecs61492.2024.10617229.

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Pachar, Sunita, B. V. Srinivasulu, Bodhana Dharani, P. Vijaya Kumar Reddy, Monika Gupta, and Siva Koteswara Rao Katta. "The Role of AI-Enhanced Financial Literacy and HR Marketing in Personal Investment Decisions A Quantitative Analysis of Urban and Rural Households." In 2024 IEEE 4th International Conference on ICT in Business Industry & Government (ICTBIG). IEEE, 2024. https://doi.org/10.1109/ictbig64922.2024.10911641.

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Gossett, Roger L. "Total Quality on the Jobsite." In CORROSION 1994. NACE International, 1994. https://doi.org/10.5006/c1994-94433.

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Abstract The Total Quality Management (TQM) process is one of the most misunderstood concepts in the construction and maintenance business today. It is actually a very simple thing, a process of continuous improvement at everything a company does. Since we know that a process is an ongoing thing that really never ends, it must be understood that the Total Quality process is a journey not a destination. To incorporate the Total Quality process onto the jobsite, contractors and owners must realize that you cannot have a Quality Project without the successful ingredients of quality, productivity
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Soylu, Özgür Bayram, and Meryem Türel. "SUSTAINABLE TOURISM DESTINATION PREFERENCES: DESIGNING A SURVEY FOR DOMESTIC TOURISTS IN SERBIA." In TOURISM AND GREEN INVESTMENTS. University of Kragujevac, Faculty of Hotel Management and Tourism in Vrnjačka Banja, 2024. http://dx.doi.org/10.52370/tisc24346os.

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This study focuses on designing a survey to explore the factors affecting the domestic tourists' preferences and motivations in Serbia. The research, conducted with the participation of 750 individuals using the CAWI method, has yielded significant results. We found that factors such as the availability of attractions and personal preferences play a crucial role in destination selection. Our findings suggest that affordable accommodation, promotional travel packages, and cost-effective access opportunities encourage tourists to choose new destinations, aligning with sustainable tourism initiat
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Boldyreva, Natalia, Liudmila Reshetnikova, and Valeria Cheymetova. "Personal financial investments: leading trends and growth factors." In Proceedings of the 3rd International Conference on Social, Economic, and Academic Leadership (ICSEAL 2019). Atlantis Press, 2019. http://dx.doi.org/10.2991/icseal-19.2019.20.

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Charlapavičiūtė, Klaudija. "Solutions for improving the interaction between investment and personal data security." In XIX International May Conference on Strategic Management – IMCSM24 Proceedings. University of Belgrade, Technical Faculty in Bor, 2024. http://dx.doi.org/10.5937/imcsm24039c.

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This study examines the intricate relationship between investment processes and personal data security, highlighting the significant concern among investors regarding the handling of their personal information. With a growing awareness of data misuse, investors are increasingly cautious about where and how they disclose their personal information. This research employs a mixed-method approach, integrating quantitative surveys with qualitative expert interviews to assess how concerns over personal data security influence investor behavior and decision-making in financial investments. The findin
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Landwehr, Carl E. "History of US Government Investments in Cybersecurity Research: A Personal Perspective." In 2010 IEEE Symposium on Security and Privacy. IEEE, 2010. http://dx.doi.org/10.1109/sp.2010.41.

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Rajathipandi, R. "A Study on Investment Pattern of Working Women in Madurai City." In International Conference on Artificial Intelligence in Commerce and Management. Shanlax Publications, 2025. https://doi.org/10.34293/icaicm-25.ch019.

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This study deals with the behavior of the investor to identify the better investment avenues. The investment strategy is a plan, which is created to guide an investor to choose the most appropriate investment portfolio that will help them to achieve their financial goals within a particular period of time. By increasing personal wealth, investing can contribute to higher, overall economic growth and prosperity. The process of investing helps companies where they can raise their capital through financial markets. Specific types of investments provide other benefits for the women investors.
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Hadzimustafa, Shenaj, and Nermine Shabani. "THE IMPACT OF OVERCONFIDENCE BIAS ON PERSONAL INVESTMENT DECISIONS: THE CASE OF NORTH MACEDONIA." In Economic and Business Trends Shaping the Future. Ss Cyril and Methodius University, Faculty of Economics-Skopje, 2020. http://dx.doi.org/10.47063/ebtsf.2020.0008.

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The "Financial Behavior" in the field of "decision making" is the topic that awarded the economist Richard H. Thaler the Nobel Prize in 2017. According to him, after many investigations made on human decisions, it is noticed that they often depend on nature, intuition, habits, cognitive biases, emotional biases which lead the investor to wrong decisions. Given that the investments play an important and central role in the economy, the main purpose of the paper is to analyze the investment decision making process based on emotional bias, or more specifically the overconfidence bias. This study
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Reports on the topic "Personal investments"

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Appleyard, Bruce, and Tim Garrett. Incorporating Public Health into Transportation Decision Making. Mineta Transportation Institute, 2023. http://dx.doi.org/10.31979/mti.2023.2150.

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Investments in transportation have the potential to significantly affect public health outcomes. Decisions to build highways, transit, or bikeways, for example, influence how residents and visitors move around a metropolitan area. Personal travel habits and proximity to transportation infrastructure play a role in how likely people are to be physically active or be exposed to dangerous traffic and toxic pollution. For this study, the research team reviewed the literature that links transportation infrastructure, the surrounding built environment context, and public health outcomes such as chro
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Steinmann, Peter. Do changes in the pre-licensure education of health workers impact on the supply of health workers? SUPPORT, 2017. http://dx.doi.org/10.30846/170209.

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In many countries there is a shortage of health workers. The high financial and resource investments needed to train health workers make it important to find ways to increase the number of students entering initial health professional training (sometimes referred to as pre-licensure training) and reduce the number of pre-graduation drop-outs. Ways to achieve this include interventions to increase the capacity of health professional training institutions; reduce the loss of students (and increase the likelihood that students will graduate); or increase the recruitment of students from other cou
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Bender, Svetlana, James Choi, Danielle Dyson, and Adriana Robertson. Millionaires Speak: What Drives Their Personal Investment Decisions? National Bureau of Economic Research, 2020. http://dx.doi.org/10.3386/w27969.

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Bogue Simpson, Elizabeth, and Tiffani Williams. Worker Voices Special Brief: Pursuing Advancement through Personal Investment. Federal Reserve Bank of Cleveland, 2024. http://dx.doi.org/10.59695/20240110.

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Worker Voices participants described their persistence in taking steps to improve their employment outcomes. They pursued skill-building opportunities and were more willing to leave lower-quality jobs, sometimes to pursue self-employment instead. However, their efforts were met with mixed results.
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Nash, Richard, Cheyanne Scharbatke-Church, Zita Toribio, Peter Woodrow, and Derick W. Brinkerhoff. Understanding Corruption and Social Norms: A Case Study in Natural Resource Management. RTI Press, 2023. http://dx.doi.org/10.3768/rtipress.2023.op.0089.2309.

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Corruption undermines many outcomes across development sectors, yet little is known about how social norms drive corruption or undermine anticorruption efforts in sector work. The conservation sector is no exception. The current study examined corruption and social norms related to infrastructure investments and site planning decisions and their subsequent effect on conservation outcomes. The study focused on the Puerto Princesa Subterranean River National Park, one of four protected areas under the United States Agency for International Development (USAID) Sustainable Interventions for Biodiv
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Gustman, Alan, and Thomas Steinmeier. The New Social Security Commission Personal Accounts: Where Is the Investment Principal? National Bureau of Economic Research, 2002. http://dx.doi.org/10.3386/w9045.

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Minero Alejandre, Gemma. Ownership of Databases: Personal Data Protection and Intellectual Property Rights on Databases. Universitätsbibliothek J. C. Senckenberg, Frankfurt am Main, 2021. http://dx.doi.org/10.21248/gups.64578.

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When we think on initiatives on access to and reuse of data, we must consider both the European Intellectual Property Law and the General Data Protection Regulation (GDPR). The first one provides a special intellectual property (IP) right – the sui generis right – for those makers that made a substantial investment when creating the database, whether it contains personal or non-personal data. That substantial investment can be made by just one person, but, in many cases, it is the result of the activities of many people and/or some undertakings processing and aggregating data. In the modern di
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Cenacchi, Nicola, and Timothy B. Sulser. Strategic Modeling for Future Agriculture in Asia. Asian Productivity Organization, 2025. https://doi.org/10.61145/qprg4794.

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This APO report pinpoints the declining agricultural productivity situation in APO economies since 2019 and explores how key measures could accelerate progress achieving food security and mitigating undernourishment by improving calorie availability per person. Key challenges include slowed agricultural productivity, climate change, land degradation, insufficient R&amp;D investment, water scarcity, and inefficiencies in markets. The report examines measures such as policy interventions and investments in R&amp;D, irrigation, and water use efficiency to enhance productivity, food security, and
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Feldstein, Martin. Tax Policies For the 1990's: Personal Saving, Business Investment, and Corporate Debt. National Bureau of Economic Research, 1989. http://dx.doi.org/10.3386/w2837.

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Bonomo, Marco, Claudio R. Frischtak, and Paulo Ribeiro. Public Investment and Fiscal Crisis in Brazil: Finding Culprits and Solutions. Inter-American Development Bank, 2021. http://dx.doi.org/10.18235/0003199.

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We investigate the relation between existing fiscal rules and investments in the context of a fiscal crisis in Brazil. We analyze existing fiscal rules at national and subnational levels, their enforcement, and proposed alternatives. Using narrative analysis, case studies, interviews, empirical estimation, and model simulations, we conclude that public investment is not closely related to fiscal rules in Brazil but is mainly determined by fiscal conditions both at national and subnational (state) levels. It is the steady increase of personnel expenditures in real terms that underlies the fisca
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