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Journal articles on the topic 'Post Office Saving Scheme'

Author: Grafiati

Published: 4 June 2025

Last updated: 1 August 2025

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1

T.Kiruthika and Balusamy S. "Investor's Preference towards Post Office Saving Scheme." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 10 (2018): 816–18. https://doi.org/10.5281/zenodo.1477437.

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Various investment opportunities are available for an individual for savings and he /she can choose the appropriate investment schemes, which suit their needs. The different types of investments are provided by many financial institutions like commercial banks, co-operative banks, post office saving banks, life insurance corporations, public limited companies etc.,. of all the above mentioned institutions, Post Office Saving Bank plays a vital role among rural investors. The present study is an attempt to study the investor"s awareness and behaviour on post office saving schemes in Pollachi ta

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2

S., Kaleeswari, and A. Vani Dr. "GOVERNMENT AND PRIVATE EMPLOYEE'S SATISFACTION ON POST OFFICE SAVING SCHEMES." International Journal of Scientific Research and Modern Education (IJSRME) 6, no. 2 (2021): 30–33. https://doi.org/10.5281/zenodo.5758718.

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The present study is to identify the level of satisfaction of government and private employees on post office saving schemes. The universe of the study area is Coimbatore District, The study is primary in nature and the required data for the study have been gathered through issue of structured questionnaire. There are six hundred and thirty four employees investing in the post office saving schemes. The data collected are examined using simple percentage and chi-square test. The study reveals that majority of the employees have saving bank account and the variables like Educational Qualificati

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3

Sirmour, Harsha, and R. P. Agrawal. "PREFERENCE OF INVESTORS TOWARDS POST OFFICE SAVING SCHEMES." International Journal of Advanced Research 12, no. 02 (2024): 416–23. http://dx.doi.org/10.21474/ijar01/18310.

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Background/Purpose:Post office saving schemes are backed by the government of the respective country, providing a high level of safety and security for investors funds.Some post office saving schemes may offer tax benefits, such as exemptions on the interest earned or deductions under specific sections of the tax code. Post office saving schemes, such as fixed deposits or recurring deposits, can be suitable for individuals with long-term savings goals, such as planning for education, marriage, or retirement.It is essential for investors to carefully evaluate their financial objectives and cons

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Arvind, Kumar, and Kumar Manoj. "India Post- Core Banking Service are attracting investors towards Post Office Saving Banks." RESEARCH REVIEW International Journal of Multidisciplinary 4, no. 1 (2019): 311–16. https://doi.org/10.5281/zenodo.2544658.

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As we know that the India Post has been providing service since British-India. It is very oldest organizations of Indian Government, Was only way to convey the message from one place to another place. But there are many changes have been done since independence, now we see that the present Post Office look is much more different than 1947"s. Presently, Post Office has become a CBS Post Office. There are many places in India where many people are unbanked and are not any organizations where they can deposit their money for future security, but when we see India Post, has lakhs branches and cove

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Greeshma P and Vidyeswari K. "A STUDY ON INVESTORS ATTITUDE TOWARDS POST OFFICE SAVING SCHEMES WITH SPECIAL REFERENCE TO MAVOOR POST OFFICE." International Journal of Research in Commerce and Management Studies 07, no. 03 (2025): 246–61. https://doi.org/10.38193/ijrcms.2025.7318.

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This study examines the attitude of investors towards Post Office Saving Schemes with a special focus on the Mavoor Post Office. These schemes, backed by the Government of India, are known for their safety, reliability, and guaranteed returns. The research aimed to assess awareness levels, investment preferences, satisfaction, and challenges faced by investors. Data was collected from 30 respondents using questionnaires and interviews. The findings reveal that most investors choose these schemes for secure returns, with the Public Provident Fund being the most preferred. However, a major chall

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6

Sharmila, Dr R., and V. Kaviya Dharshini ,. "Unveiling the Potential: Exploring the Diversity of Post Office Investment Options in India." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 01 (2025): 1–9. https://doi.org/10.55041/ijsrem40568.

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This article delves into the diverse array of investment options offered by the Post Office in India. Through an in-depth examination, it explores the various schemes available, ranging from traditional savings accounts to innovative investment products. Drawing from empirical data and expert insights, the article analyzes the features, benefits, and suitability of each scheme for different investor profiles. Additionally, it discusses the role of Post Office investments in fostering financial inclusion and promoting savings habits among diverse segments of the population. Understanding this d

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saranya, KBaby, and R. Hamsalakshmi. "PERFORMANCE OF INDIAN POST OFFICE SAVING SCHEMES IN RECENT TRENDS." International Journal of Advanced Research 6, no. 3 (2018): 998–1004. http://dx.doi.org/10.21474/ijar01/6757.

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Mr., Vijayakumar. "Factor Analysis for Priorities in Saving and Investing Decisions Over Financial Products." AJAAF Journal 8, no. 1 (2022): 121–25. https://doi.org/10.5281/zenodo.10005946.

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<strong>The present study analyzes options in saving and investment decisions. The study used primary data collected from 384 potential investors in Karnataka. The principal component analysis is used for the factor analysis. The study analyzed and found that individuals have been jointly considered gold and jewellery, bonds and debenture, and derivative options for their investment with high priority. It has been revealed that modern investors have given higher priority to investment options than saving options. At the same time, the combination of saving and investment options like insurance

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9

Jain, Dr Meghna. "Analysis of Different Investment Options Available for Tax Saving." Journal of Corporate Finance Management and Banking System, no. 31 (December 14, 2022): 35–41. http://dx.doi.org/10.55529/jcfmbs.31.35.41.

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It is important to plan the taxation for every individual. An individual should plan income tax before the March end and this would help them in reducing their income tax which needs to be paid at the end of every financial year. This study is an attempt to understand the income tax slabs and the planning which an individual carries out before paying income tax. It is important for all the individuals to understand the different instruments available for tax saving so that they could plan in advance and do not end up paying a high amount of income tax. Planning tax is a very important aspect o

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10

Pankaj, Kumar. "Financial Inclusion and Micro and Small Enterprises Growth." International Journal of Engineering and Management Research 9, no. 3 (2019): 43–46. https://doi.org/10.31033/ijemr.9.3.6.

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The persons or firms linked with the either way of financial transaction are known as participants of financial inclusion financially included otherwise financially excluded. The normal way of flow of money is routed through banking system, post office, insurance and FBFC channels. The MSE is financially included with operation of saving account, current account or loan account with banks; financial transaction with other government financial agencies as well as some private sector NBFC. Recent initiatives of Government of India and Indian Banking system have accelerated the performance of fin

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11

Desh Raj, A. K. Vashisht, and Kulbhushan Chandel. "Examining Investor Preferences for Post Office Savings: A Rural-Urban Comparison in Himachal Pradesh." TECHNO REVIEW Journal of Technology and Management 5, no. 1 (2025): 26–36. https://doi.org/10.31305/trjtm2025.v05.n01.004.

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This study investigates the investment preferences associated with Post Office Saving Schemes (POSS) in both rural and urban areas of Himachal Pradesh, with a focus on identifying the key factors that drive investor decision-making. It analyzes differences in risk tolerance, return expectations, accessibility, and financial literacy that influence investment behavior in these government-backed schemes. Utilizing a mixed-methods research design, the study collected primary data from 400 participants (200 from rural areas and 200 from urban regions) through structured questionnaires and intervie

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Gandhi, Dr Neelam, and Shraddha Yadav. "Awareness And Satisfaction Level Of Consumers Of Middle-Class Towards Sukanya Samriddhi Yojana In The Post Office In Chhattisgarh." IOSR Journal of Humanities and Social Science 29, no. 11 (2024): 14–18. http://dx.doi.org/10.9790/0837-2911081418.

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The Sukanya Samriddhi Yojana (SSY) is a government-sponsored savings scheme aimed at encouraging savings and promoting the welfare of female children in India. This paper explores the awareness and satisfaction levels of middle and lower-class consumers utilizing this scheme through post offices. A structured methodology incorporating quantitative and qualitative analysis is employed to present comprehensive findings on consumer perceptions and the scheme's efficacy. The study ultimately contributes to policy recommendations that can enhance the SSY's effectiveness among target demographics.

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13

Rani, Geeta, and Narta S S. "Impact of Demographic Variables on Investment Awareness Level Among People in Himachal Pradesh." Commerce & Business Researcher 14, no. 1 (2021): 1–13. http://dx.doi.org/10.59640/cbr.v14i1.1-13.

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Household saving and investment are some of the major factors for supplying capital in the economy. As investment habits of households depend upon their awareness about different available investment avenues, it is necessary to know their awareness level. The present study is an attempt to analyse the awareness level of people in Himachal Pradesh about various investment avenues on the basis of their demographic profile. The research was conducted by using a structured questionnaire from 540 sample respondents on the basis of multi stage sampling. The collected data was analysed with the help

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Vijay, Laxmi. "Financial Literacy Level among Working Women in Punjab with Special Reference to Investment Avenues Carrying Fixed Income." RESEARCH REVIEW International Journal of Multidisciplinary 04, no. 04 (2019): 2496–98. https://doi.org/10.5281/zenodo.7395371.

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Rising educational accomplishment of women’s and girls’ contribute to their economic empowerment and added inclusive economic growth. But if we talk about financial education, there is a great need for women to be financially literate. Financial literacy refers to the collection of abilities that enables investors to comprehend financial information, financial products and concepts in order to make wise personal financial decisions. Numerous surveys stated lower literacy for financial products all across the world among women than men. In this paper, an attempt has been made to det

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15

N.Sumithra, Devi. "A Study on Investment Behavior of Investors towards Shares and Mutual Funds in Post Demonetization Period." RESEARCH REVIEW International Journal of Multidisciplinary 3, no. 12 (2018): 816–19. https://doi.org/10.5281/zenodo.2529814.

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Investment in share market seems to be risky proposition for many investors but staying away from it also not a wise decision. Investment behavior is a potential topic to be researched to comprehend the likes and dislikes of retail investors. Many studies related to investment behaviour in India revealed that substantial portion of the investors prefer conventional investment avenues like bank deposits, life insurance policy, post office savings scheme etc., Immediately after the announcement of demonetization the banks are flooded with cash deposits, as a result the interest rates of the bank

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16

Sharma, Prabal, Rutwik Gandhe, and Amit Kumar. "Study of Financial Inclusion among Rural Household." BSSS Journal of Social Work 14, no. 1 (2022): 15–34. http://dx.doi.org/10.51767/jsw1403.

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This study examines the factor associated with financial inclusion during the time of the pandemic in rural area. Hundred sample of two states in India- 97 from Madhya Pradesh and 3 from Bihar were surveyed. Data on financial inclusion were analysed by using binary logistic regression. Finding suggest that financially inclusive have more monthly income, belong to forward caste having no ration card are more motivated towards operating bank account, having saving in the post office, avail credit loan and for less period of time, even in instalment having fixed deposit, having insurance policy t

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17

Sahoo, Auro Kumar, Bibhuti Bhusan Pradhan, and Naresh Chandra Sahu. "Determinants of Financial Inclusion in Tribal Districts of Odisha: An Empirical Investigation." Social Change 47, no. 1 (2017): 45–64. http://dx.doi.org/10.1177/0049085716683072.

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The study has tried to investigate the status of the financial inclusion of tribal people in two tribal concentrated districts, namely Bolangir and Mayurbhanj, in the state of Odisha. Field investigations were undertaken to find out the status of financial inclusion in six villages of these two districts where the proportion of the tribal population was larger than that of the total population. Primary data were collected from 300 households by using a semi-open survey schedule. It was found that about 71.7 per cent of households had no savings bank accounts; 70.7 per cent were not involved in

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18

Ganesh, Mr Yeddu Charan, Dr Gangu Naidu Mandala, Dr Appasaba L.V, Prof Jitendra Mohan Mishra, and Dr Kusum. "Awareness and Perception of Post Office Savings Schemes among Households in Visakhapatnam District: A Socioeconomic Analysis." International Journal of Research Publication and Reviews 6, no. 4 (2025): 12188–95. https://doi.org/10.55248/gengpi.6.0425.15165.

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19

Ramalakshmi, K., and V. Chitra. "Investors perception of post office savings schemes." B-Research 24, no. 1 (2024): 36. http://dx.doi.org/10.26634/bresearch.24.1.20906.

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The post office savings schemes have been a popular investment option for many investors in India. The purpose of this study is to investigate the variables that affect post office savings plans and the characteristics that encourage investors to invest in them. A sample of 120 investors who had invested in post office savings programmes participated in the poll. Convenience sampling was applied as a research strategy. According to the survey, investors had a positive impression of these schemes because they offered guaranteed returns. Additionally, the study discovered that investors perceive

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20

Pawan, Harshita Bisht. "INVESTOR'S AWARENESS OF KISAN VIKAS PATRA: A STUDY WITH SPECIAL REFERENCE TO REWARI DISTRICT OF HARYANA." Shodh Samarth- Research Journal of Commerce, Management & Economics 01, no. 02 (2024): 52–64. https://doi.org/10.5281/zenodo.13458780.

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This study investigates investor awareness of the Kisan Vikas Patra (KVP) scheme in the Rewari district of Haryana, focusing on several critical aspects such as interest rates, minimum investment requirements, investment durations, maturity periods, and options for partial withdrawals. Utilizing a descriptive research design, this study gathered data from 90 respondents through structured questionnaires, supplemented by secondary sources like published articles and regulatory documents. A comprehensive statistical analysis using chi-square assessed the differences in awareness between male and

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Pawan, Harshita Bisht. "INVESTOR'S AWARENESS OF KISAN VIKAS PATRA: A STUDY WITH SPECIAL REFERENCE TO REWARI DISTRICT OF HARYANA." Shodh Samarth- Research Journal of Commerce, Management & Economics 01, no. 02 (2024): 52–64. https://doi.org/10.5281/zenodo.13458780.

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This study investigates investor awareness of the Kisan Vikas Patra (KVP) scheme in the Rewari district of Haryana, focusing on several critical aspects such as interest rates, minimum investment requirements, investment durations, maturity periods, and options for partial withdrawals. Utilizing a descriptive research design, this study gathered data from 90 respondents through structured questionnaires, supplemented by secondary sources like published articles and regulatory documents. A comprehensive statistical analysis using chi-square assessed the differences in awareness between male and

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Pawan, Harshita Bisht. "INVESTOR'S AWARENESS OF KISAN VIKAS PATRA: A STUDY WITH SPECIAL REFERENCE TO REWARI DISTRICT OF HARYANA." Shodh Samarth- Research Journal of Commerce, Management & Economics 01, no. 02 (2024): 52–64. https://doi.org/10.5281/zenodo.13458780.

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This study investigates investor awareness of the Kisan Vikas Patra (KVP) scheme in the Rewari district of Haryana, focusing on several critical aspects such as interest rates, minimum investment requirements, investment durations, maturity periods, and options for partial withdrawals. Utilizing a descriptive research design, this study gathered data from 90 respondents through structured questionnaires, supplemented by secondary sources like published articles and regulatory documents. A comprehensive statistical analysis using chi-square assessed the differences in awareness between male and

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23

Pawan, Harshita Bisht. "INVESTOR'S AWARENESS OF KISAN VIKAS PATRA: A STUDY WITH SPECIAL REFERENCE TO REWARI DISTRICT OF HARYANA." Shodh Samarth- Research Journal of Commerce, Management & Economics 01, no. 02 (2024): 52–64. https://doi.org/10.5281/zenodo.13458780.

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This study investigates investor awareness of the Kisan Vikas Patra (KVP) scheme in the Rewari district of Haryana, focusing on several critical aspects such as interest rates, minimum investment requirements, investment durations, maturity periods, and options for partial withdrawals. Utilizing a descriptive research design, this study gathered data from 90 respondents through structured questionnaires, supplemented by secondary sources like published articles and regulatory documents. A comprehensive statistical analysis using chi-square assessed the differences in awareness between male and

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24

Pawan, Harshita Bisht. "INVESTOR'S AWARENESS OF KISAN VIKAS PATRA: A STUDY WITH SPECIAL REFERENCE TO REWARI DISTRICT OF HARYANA." Shodh Samarth- Research Journal of Commerce, Management & Economics 01, no. 02 (2024): 52–64. https://doi.org/10.5281/zenodo.13458780.

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This study investigates investor awareness of the Kisan Vikas Patra (KVP) scheme in the Rewari district of Haryana, focusing on several critical aspects such as interest rates, minimum investment requirements, investment durations, maturity periods, and options for partial withdrawals. Utilizing a descriptive research design, this study gathered data from 90 respondents through structured questionnaires, supplemented by secondary sources like published articles and regulatory documents. A comprehensive statistical analysis using chi-square assessed the differences in awareness between male and

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Dutková, Silvia. "COST SAVING STRATEGY FOR POST OFFICE." CBU International Conference Proceedings 6 (September 24, 2018): 81–87. http://dx.doi.org/10.12955/cbup.v6.1137.

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The paper displays a system optimization strategy that leads to cost savings for a particular post office. It involves the queuing theory used as a tool to optimize system of incoming customers passing through service areas in order to satisfy their need Using characteristics of the system, it is possible to determine the number of service compartments that are serving during the opening time so that the system is able to manage a number of incoming customers while waiting time remains acceptable for customers. The cost savings from optimizing the number of service compartments mainly relate t

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Luo, Zhi Xing, Liu Yang, Jia Ping Liu, and Bing Han. "Preliminary Study of High-Rise Office Building Passive Energy-Saving in Cold Areas." Advanced Materials Research 374-377 (October 2011): 309–15. http://dx.doi.org/10.4028/www.scientific.net/amr.374-377.309.

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This paper summarizes characteristics of high-rise office building energy consumption in cold areas, analyzes the common problems in passive energy saving design. On this basis, as an example of Xi’an road institute in scientific research office building, this paper introduces the design scheme of high-rise office building passive energy saving in cold areas, and verified the effect of passive design, finally calculated quantitatively study design of energy saving rate passive.

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Rajendra, Prakash Agrawal, and H. Khan A. "Indian Banking Sector and Micro Finance." International Journal of Trend in Scientific Research and Development 2, no. 2 (2018): 303–5. https://doi.org/10.31142/ijtsrd9406.

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Indian banking system is fully mature and based on the best practices of world banking. In last decay world economy see many up and down but our banking sector does not affect negatively and in fact after recession of 2007 08 our banking system makes necessary some modification. So that system can face any eventuality in future. After 1991 Indian economy open up and think beyond protected walls and do what other developing countries are doing but with great care of our environment and capibility As the most of the rural population is still not using formal banking system so they are not aware

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Panchal, Sanjay Kumar, and Renu Yadav. "THE SIGNIFICANT ROLE OF POST OFFICE SAVINGS BANK SCHEMES IN MOBILIZING DOMESTIC SAVINGS IN INDIA: AN EMPIRICAL ANALYSIS." INTERNATIONAL JOURNAL OF MANAGEMENT 16, no. 3 (2025): 207–14. https://doi.org/10.34218/ijm_16_03_015.

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Miao, Yuyang, Chenggang Liu, and Xinjiang Huang. "Lessons learned from recommissioning a public office building." MATEC Web of Conferences 175 (2018): 04029. http://dx.doi.org/10.1051/matecconf/201817504029.

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Energy consumption of HVAC system play a big role on the whole building energy usage. Recommissioning on HVAC system can improve build comfort and its performance. Taking the recommissioning of public office as an example, the issue of the energy consumption of HVAC system was found, control scheme of chilled and hot water system and AHUs was optimized, the new energy saving control scheme was determined, and the actual energy consumption was analysed. The result show that recommissioning for the public office building achieved obviously effect, and the rate of energy saving is 18%, 33% and 10

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Zou, Hui Fen, Ying Chao Fei, Xiao Zhen Cao, and Sheng Ye. "Primary Research about Energy Consumption Analysis and Optimization Strategy of Office Buildings." Advanced Materials Research 724-725 (August 2013): 1666–69. http://dx.doi.org/10.4028/www.scientific.net/amr.724-725.1666.

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Based on the energy saving reconstruction of an existing office building in Hangzhou, this paper analysis the building energy consumption through the DEST simulation at the present phase. Then summarize the deficiency and reconstruction of the building, and accordingly we propose a reconstruction scheme for the building which is based on the primary research about the optimization strategy of energy saving. This will provide a strong basis about the energy saving reconstruction direction and the reconstruction emphasis of the office building in hot summer and cold winter area.

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Feng, Xiao Ping, Zhi Heng Jiang, and Yu Han. "Potential and Economic Analysis of Office Building Energy Saving Reconstruction in Sunan Region." Applied Mechanics and Materials 361-363 (August 2013): 422–26. http://dx.doi.org/10.4028/www.scientific.net/amm.361-363.422.

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with the vigorous development of construction in our country, the proportion of the building energy consumption in total is increasing step by step, especially the 1980s existing buildings, the vast majority of them failing to take any insulation measures, the energy consumption of them is several times or even ten times to new buildings, therefore, in recent years, energy saving reconstructions of existing buildings have paid more and more attention. This paper takes a typical office building which was built in sunan region as an example, using some external thermal insulation materials such

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Li, Xiao Xiong, and Shuang Guo Niu. "Application of a New Energy Supply Scheme in Remote Areas and Research for Energy-Saving Technology." Advanced Materials Research 219-220 (March 2011): 1482–85. http://dx.doi.org/10.4028/www.scientific.net/amr.219-220.1482.

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To solve no electricity in remote areas, a new type of power supply scheme is designed and a multi-function power cabinet and a energy-saving lighting are manufactured. Moreover they are applied in wang-an management office in Yellow river, This can not only supply enough power for it,but also save invest and energy, so it is very significant today.

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S.Roslin and Ragavarshini K.P. "Accountholder Satisfaction Towards Sukanya Samriddhi Yojana (Ssy) Scheme Of Postal Department At Tirupur District." International Journal of Advance and Applied Research 10, no. 4 (2023): 277–91. https://doi.org/10.5281/zenodo.7919467.

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Government schemes are started by government to cater to the social and economic welfare of the citizens of the country. These schemes go a long way in improving various socio-economic aspects of the country and as such their awareness is essential for any ‘active citizen’.The Sukanya Samriddhi Yojana scheme is one of the most popular girl children saving scheme in India.Post office and commercial bank have been Authorized by the government to Sukanya Samriddhi Yojana account. The main objectives of the study that is a) to evaluate the accountholder’s socio-economic backgroun

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Cao, Jiaqi, Shiyu Zhou, Tao Wang, Baoqi Shan, and Xueping Liu. "Research on a Variable Water Supply Temperature Strategy for a Ground-Source Heat Pump System Based on TRNSYS-GENOPT (TRNOPT) Optimization." Sustainability 15, no. 5 (2023): 4388. http://dx.doi.org/10.3390/su15054388.

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An office building located at Jinan equipped with ground-source heat pump (GSHP) system was selected as the research object. The GSHP system model was established using TRNSYS software. With the total energy consumption of the system as the objective function, several control strategies were proposed for the optimization work of water supply temperature at the load side of the heat pump unit. Firstly, a variable water temperature control strategy was adjusted according to the load ratio of the unit. In addition, the TRNSYS-GENOPT (TRNOPT) optimization module in TRNSYS was used to find the opti

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Dinesh Darnal and Abhijit Dutta. "An Empirical Analysis of Tribal Investors’ Behaviour - A Study of Selected States in North East India." International Research Journal on Advanced Engineering and Management (IRJAEM) 2, no. 03 (2024): 192–97. http://dx.doi.org/10.47392/irjaem.2024.0030.

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This study tries to understand the behaviour and perception of the tribal investors in the North Eastern India. This study tried to find out using several non- parametric test and factor analysis what are the investment avenues the population in the study responded to and the behaviour. From the study we understood the behaviour of the tribal investors of north east part of India in respect of selected states. The results of the Mann Whitney test in respect show that investment in respect of the Gold, Real Estate and Post office saving are significant across gender in the study. This indicates

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Jiang, Xiangting, Yaojun Lv, Hongwen Jin, Haoran Yan, Yang Qiu, and Qingying Hou. "Scheme design and economic analysis of an office building’s cold and heat source system in hot-summer and cold-winter zone." E3S Web of Conferences 267 (2021): 01044. http://dx.doi.org/10.1051/e3sconf/202126701044.

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In the context of green development and sustainable development, in response to the national policy of “carbon neutrality and peak carbon dioxide emissions”, we will fully implement clean energy heating and reduce air pollution. Air energy is the representative, bringing the comfortable, efficient, safe and energy-saving environment to people. For an office building in Nanjing, which is located in hot-summer and cold-winter zone, an air source heat pump unit is designed as a cold and heat source system to meet the demand for heating in winter and cooling in summer. At the same time, compared w

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Yang, Yongjie, Yulong Li, Yan Cai, Hui Tang, and Peng Xu. "Data-Driven Golden Jackal Optimization–Long Short-Term Memory Short-Term Energy-Consumption Prediction and Optimization System." Energies 17, no. 15 (2024): 3738. http://dx.doi.org/10.3390/en17153738.

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In order to address the issues of significant energy and resource waste, low-energy management efficiency, and high building-maintenance costs in hot-summer and cold-winter regions of China, a research project was conducted on an office building located in Nantong. In this study, a data-driven golden jackal optimization (GJO)-based Long Short-Term Memory (LSTM) short-term energy-consumption prediction and optimization system is proposed. The system creates an equivalent model of the office building and employs the genetic algorithm tool Wallacei to automatically optimize and control the buildi

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Liu, Yang, Shiqing Zou, Hongyu Chen, Xianguo Wu, and Wenman Chen. "Simulation Analysis and Scheme Optimization of Energy Consumption in Public Buildings." Advances in Civil Engineering 2019 (July 25, 2019): 1–13. http://dx.doi.org/10.1155/2019/6326138.

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Under the requirement of energy savings and emission reduction in China, building energy consumption, which occupies a rising proportion of the total energy consumption in society, has become the focus of energy conservation research. Public buildings with a high-energy consumption level have become the most important part of energy conservation research. It is of great practical significance and social value to study energy conservation in large public buildings. In this paper, a large office building is taken as an example. First, a simulation model is constructed by using the energy consump

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Rajeswari, M. "A Study of Customer Preferences of Recurring Deposits in Post Offices over Banks." Asian Social Science 13, no. 7 (2017): 103. http://dx.doi.org/10.5539/ass.v13n7p103.

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The study aims to understand the recurring deposit scheme of post office & the allied services along with the customer satisfaction level towards recurring deposits. The study also paves way to identify the areas which require improvement. The critical success factors are also identified in the study. Comparative analysis of the recurring deposit in post office and banks will enable the post office employees to identify their key differentiating factors and also help them to retain and expand their base of the recurring deposit holders. Multiple choice questions have been chosen to collect

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King, G. H. "The Process Industries—The Potential for Increasing Energy Efficiency Through Innovation." Proceedings of the Institution of Mechanical Engineers, Part A: Power and Process Engineering 201, no. 1 (1987): 47–54. http://dx.doi.org/10.1243/pime_proc_1987_201_006_02.

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Innovative measures to improve the energy efficiency of industrial processes are being stimulated by the Energy Efficiency Demonstration Scheme of the Energy Efficiency Office. Nearly 200 projects relevant to the process industries have already been mounted covering a whole range of energy-saving technologies. Replications of the demonstrations now total nearly 500, with energy savings reaching ½ million tonnes of coal equivalent per year. Provided the lessons of the failures as well as the successes are learnt, then when the complete programme of over 300 projects has been promoted in collabo

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PUGH, MARTIN. "WORKING-CLASS EXPERIENCE AND STATE SOCIAL WELFARE, 1908–1914: OLD AGE PENSIONS RECONSIDERED." Historical Journal 45, no. 4 (2002): 775–96. http://dx.doi.org/10.1017/s0018246x02002674.

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The debate over the popularity or otherwise of state social reform has been inhibited by the lack of contemporary sources. This article seeks to advance our understanding of working-class experience of the 1908 pensions scheme by utilizing the material in Post Office archives and the local press. It argues that the scheme was implemented in ways calculated to reassure the beneficiaries, that it promoted the independence of the elderly, that it reached more people than is usually thought, and that it helped to modify popular attitudes towards the state.

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Joubert, Estelle. "New music in the Office of Thomas Becket from the Diocese of Trier." Plainsong and Medieval Music 18, no. 1 (2009): 33–52. http://dx.doi.org/10.1017/s0961137109000953.

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ABSTRACTThis article examines aspects of variation and transmission in the Office of Thomas Becket in the Diocese of Trier, Germany. Palaeographic evidence suggests that by the mid-fifteenth century, liturgical sources in Trier exhibited numerous transmission errors and disruptions in the modal scheme of the Thomas Office. However, a subset of late fifteenth- and early sixteenth-century manuscripts from St Florin and St Castor in Koblenz displays efforts to restore the theoretical modal scheme of the Office by composing new melodies for four items; the uniqueness of these items has been confir

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Scheer, Jim, Matthew Clancy, and Sadhbh Ní Hógáin. "Quantification of energy savings from Ireland’s Home Energy Saving scheme: an ex post billing analysis." Energy Efficiency 6, no. 1 (2012): 35–48. http://dx.doi.org/10.1007/s12053-012-9164-8.

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Dolan, B. M., F. M. Warren, D. Menzies, and K. Norton. "Cost-offset following specialist treatment of severe personality disorders." Psychiatric Bulletin 20, no. 7 (1996): 413–17. http://dx.doi.org/10.1192/pb.20.7.413.

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Service usage of 24 patients with a personality disorder was established for one year pre-treatment and one year post-treatment via a prospective survey of the patients, their original referrer and their general practitioner. The average annual cost of psychiatric and prison services (calculated from extra-contractual referrals (ECR) tariffs and Home Office data) was £13 966 pre-treatment compared to £1306 post-treatment, representing a cost-offset of £12 658 per patient per year. The average cost of the specialist admission was £25 641. Thus the cost to the Nation for treating these personali

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Samandari, Juliet, and Clémentine Gritti. "Post-Quantum Authentication in the MQTT Protocol." Journal of Cybersecurity and Privacy 3, no. 3 (2023): 416–34. http://dx.doi.org/10.3390/jcp3030021.

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Message Queue Telemetry Transport (MQTT) is a common communication protocol used in the Internet of Things (IoT). MQTT is a simple, lightweight messaging protocol used to establish communication between multiple devices relying on the publish–subscribe model. However, the protocol does not provide authentication, and most proposals to incorporate it lose their lightweight feature and do not consider the future risk of quantum attacks. IoT devices are generally resource-constrained, and postquantum cryptography is often more computationally resource-intensive compared to current cryptographic s

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Narula, Sarang. "Service Quality of Post Office Saving Bank: A study of Perceptions and Expectations from Perspective of Customers." Management Today 9, no. 1 (2019): 45–61. http://dx.doi.org/10.11127/gmt.2019.03.06.

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Meredith, David. "The Colonial Office, British Business Interests and the Reform of Cocoa Marketing in West Africa, 1937–1945." Journal of African History 29, no. 2 (1988): 285–300. http://dx.doi.org/10.1017/s0021853700023689.

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This article examines the actions of the British Colonial Office and British business interests in the international marketing of cocoa from Ghana and Nigeria in the later 1930s, when problems in cocoa marketing were brought to head by the expatriate firms forming a ‘Pool’ and the farmers responding to this — and to a sudden fall in their terms of trade — with a ‘hold-up’, which was followed by a British commission of inquiry, and during the second world war and immediate post-war era, when the C.O. imposed a marketing system designed by the expatriate merchant firms and subsequently decided t

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Hunter, Ruth F., Aisling Gough, Jennifer M. Murray, et al. "A loyalty scheme to encourage physical activity in office workers: a cluster RCT." Public Health Research 7, no. 15 (2019): 1–114. http://dx.doi.org/10.3310/phr07150.

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Background Increasing physical activity in the workplace can provide physical and mental health benefits for employees and economic benefits for the employer through reduced absenteeism and increased productivity. However, there is limited evidence on effective behaviour change interventions in workplace settings that led to maintained physical activity. This study aimed to address this gap and contribute to the evidence base for effective and cost-effective workplace interventions. Objectives To determine the effectiveness and cost-effectiveness of the Physical Activity Loyalty scheme, a mult

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barge, Dr Smita. "Evaluation of Consumers Perspective towards Postal Life insurance (With special reference to Raipur city of Chhattisgarh state)." International Journal of Business and Management Invention 13, no. 9 (2024): 12–16. http://dx.doi.org/10.35629/8028-13091216.

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The purpose of this research is to find out the perspective of consumers towards Postal life insurance. This study is based on the research paper “Study On Customers Perception Towards Rural Postal Life Insurance Policy Special Reference To Manjeri Head Post Office” published in “International Journal of Research in Social Sciences Vol. 9 Issue 4(1), April 2019, ISSN: 2249-2496” by author Dr. P Kannan and Mrs Aneesath.M. This study is related to the consumers of Raipur City of Chhattisgarh State. 100 respondents are selected from the various post offices of Raipur city on random sampling metho

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Prof., (Dr.) Mohit Gangwar, and Sapna Singh Dr. "Investor Patterns in Mutual Fund Investment in Farrukhabad District, Uttar Pradesh, India." International Journal of Trend in Scientific Research and Development 1, no. 5 (2017): 319–25. https://doi.org/10.31142/ijtsrd2296.

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This research presents a study of investor behaviour for investment in mutual funds in Farrukhabad District, Uttar Pradesh, India. The idea of mutual fund coined in Netherlands in eighteenth century and introduced in India by Unit Trust of India in 1960s. As the mutual fund gives an opportunity of diversified investment composition with changeable level of risk, Mutual fund was believed to be the main profitable medium for domestic investors. The present condition is of innovative investment. Investor are suitable for innovative investment as well as more attentive for cashless transactions, o

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