Relevant bibliographies by topics / Pradhan Mantri Jan Dhan Yojana (India)

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Academic literature on the topic 'Pradhan Mantri Jan Dhan Yojana (India)'

Author: Grafiati
Published: 4 June 2021
Last updated: 3 February 2022

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Journal articles on the topic "Pradhan Mantri Jan Dhan Yojana (India)"

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T, Ravikumar. "Pradhan Mantri Jan-Dhan Yojana: An Evaluation." Ushus - Journal of Business Management 17, no. 3 (July 1, 2018): 9–13. http://dx.doi.org/10.12725/ujbm.44.2.

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Financial inclusion is a process of providing access and usage of financial services like savings, credit, insurance and payment facilities by the financially excluded people. Initiatives towards financial Inclusion have been taken by the Government of India which includes priority lending, lead bank scheme, nationalisation of banks, Swabhimaan approach and Pradhan Mantri Jan Dhan Yojna (PMJDY). This article evaluates Pradhan Mantri Jan-Dhan Yojana scheme critically and its difference with a previous similar scheme.
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Gupta, Dinesh Kumar, and Dr Amaduddin Ahmad. "Pradhan Mantri Jan Dhan Yojana: An Initiative under Financial Inclusion." History Research Journal 5, no. 4 (September 25, 2019): 249–56. http://dx.doi.org/10.26643/hrj.v5i4.7742.

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Indian Government consistently makes its efforts towards inclusion of vulnerable section in organized financial system. This system might not only provide huge amount of cash flow to boost Indian economy but it could also help the government to facilitate inclusive growth through offering different services scheme like MNAREGA payment, pension, various subsidies etc. For the inclusive growth of the Indian economy, the GOI started Pradhan Mantri Jan Dhan Yojanain 2014. Financial inclusion is an innovative idea in India, which empowers the alternative new techniques to encourage the banking traditions and acts for reducing the poverty. Household coverage of this scheme is better in the district wise account opening report of Uttarakhnad state. We can say that PMJDY is playing a significant role in creating a universal platform for inclusive growth in India.
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Irrinki, Mohana Krishna, and Kuberudu Burlakanti. "PERCEPTION ON PRADHAN MANTRI JANDHAN YOJANA - A STUDY WITH REFERENCE TO THALLAREVU MANDAL." International Journal of Research -GRANTHAALAYAH 5, no. 6 (June 30, 2017): 129–46. http://dx.doi.org/10.29121/granthaalayah.v5.i6.2017.2006.

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Financial inclusion aims at delivering the financial services at an affordable cost to sections of disadvantaged and low-income segments of society. Financial inclusion is an innovative concept which promotes the banking habits among the financially excluded people and enables to reduce poverty and the launch of Pradhan Mantri Jan Dhan Yojana (PMJDY) by Government of India is in that direction. This scheme is not confined to opening of bank account but has other advantages blended with it such as Zero Balance bank account with RuPay debit card, Accidental Insurance cover of Rs 1 lakh, Life Insurance cover of Rs 30,000, etc. This paper is an attempt to identify the perception of the people of Thallarevu Mandal about the newly launched scheme Pradhan Mantri Jan Dhan Yojana.
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Sharma, Neha, and Ruchi Goyal. "PRADHAN MANTRI JAN DHAN YOJANA (PMJDY) - A CONCEPTUAL STUDY." International Journal of Research -GRANTHAALAYAH 5, no. 4 (April 30, 2017): 143–52. http://dx.doi.org/10.29121/granthaalayah.v5.i4.2017.1806.

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A successful development is marked with the establishment of a stable and useful financial system for the entire population. Indian government implemented many initiatives since independence for financial inclusion and recently launched Pradhan Mantri Jan-Dhan Yojana (PMJDY) to overcome the loopholes of previous initiatives. PMJDY is major financial plan with the objective of covering all households in the country with banking facilities along with inbuilt insurance coverage. With this background, the study has been conducted and tries to find out the success rate of inclusion process in rural areas of Jaipur district. For the purpose of the study, both primary data and secondary data have been collected. Correlation (r) test is used to find out the relationship between the socio economic backgrounds and the financial inclusion process. Findings show that Income, financial information from various channels and awareness of PMJDY are influential factors leading to inclusion. Nearness to banks increases the likelihood of inclusion.
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Jagani, Khyati, and Santosh Patra. "Digital Participation through Mobile Internet Banking and Its Impact on Financial Inclusion." International Journal of Public Administration in the Digital Age 4, no. 4 (October 2017): 51–61. http://dx.doi.org/10.4018/ijpada.2017100104.

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Prime Minister of India Mr. Narendra Modi launched a national government project called “Jan Dhan Yojana”, with the aim of providing banking opportunity and insurance coverage to all the citizens of India including the under privileged section who until now did not open bank accounts or personal insurance. The aim of this project is to attract those people with low incomes, who lack knowledge, who feel they do not need banking service or do not have funds to open an account. The present study attempts to examine the Indian Financial Inclusion in the context of Individual participation, through the case of Pradhan Mantri Jan Dhan Yojana. The paper aims to understand the consumer participation and non-participation and its implications as a financial inclusion strategy. The paper evaluates the impact of digital divide on digital participation of the consumers in the context of internet and mobile banking service users.
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Agrawal, Reena. "Review of Initiatives taken by the Government and the Banking Regulator for Successful Transition to a Financially Inclusive Economy: An Empirical Study of India." Economic Analysis 52, no. 1 (June 24, 2019): 81–96. http://dx.doi.org/10.28934/ea.19.52.12.pp81-96.

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The current study was taken up to review the initiatives taken by the Government of India and Reserve Bank of India to promote financial inclusion in India. The aim was also to study the impact of these initiatives on the financial inclusion. The paper also intended to explore the impact of increasing penetration of mobile phone and internet on financial inclusion. The study revealed that government initiatives like Pradhan Mantri Jan Dhan Yojana, Aadhar Enabled Payment Systems and Direct Benefits Transfer; regulatory reforms by Reserve Bank of India such as Immediate Payment Service, Prepaid Payment Instruments, differentiated banks; digital revolution and active participation of private technology companies, are facilitating in successful transition into a financially inclusive economy.
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7

Bhatia, Shivangi, and Seema Singh. "Empowering Women Through Financial Inclusion: A Study of Urban Slum." Vikalpa: The Journal for Decision Makers 44, no. 4 (December 2019): 182–97. http://dx.doi.org/10.1177/0256090919897809.

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Executive Summary Financial Inclusion is considered to be a critical indicator for development and well-being of the society around the globe. Providing inclusive financial services, that is, financial services affordable for all, has become a basic priority in many countries including India. G-20 Nations have emphasized on financial inclusion as a facilitator for achieving gender equality and other sustainable development goals. Women empowerment is a radical approach concerned with transforming power relations in favour of female gender and considered essential for global progress. Thus, an inclusive financial model is being adopted in developing nations to achieve fundamental to formative objectives. The current article investigates the dimensions of women empowerment, that is, social, political, and economic. It also undertakes a test to see if the dimensions change with financial inclusion. The authors draw upon literature to develop a structured questionnaire on women empowerment and financial inclusion through schemes like Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY) on women living in urban slums in the industrial town of Ludhiana, Punjab. The data were collected from 737 females living in urban slums with PMJDY bank accounts. The result indicated that PMJDY scheme has been quite successful especially in case of women in slums and has a positive influence on social, political, and economic dimensions of women empowerment. The study contributes to existing literature by advancing the debate on women in urban slums and identifies the substantial need for the development of formal financial system to enhance the scale of financial inclusion.
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8

Tripathi, Ravindra, Nikhil Yadav, and Rajesh Kumar Shastri. "Financial Inclusion in India Through Pradhan Mantri Jan Dhan Yojana : An Empirical Analysis of Statistical Evidence." Indian Journal of Finance 10, no. 10 (October 1, 2016): 42. http://dx.doi.org/10.17010/ijf/2016/v10i10/103014.

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9

Bhoirab Jyoti Konch et al.,, Bhoirab Jyoti Konch et al ,. "Progress of Pradhan Mantri Jan Dhan Yojana (PMJDY), A National Mission for Financial Inclusion in India." International Journal of Mechanical and Production Engineering Research and Development 10, no. 3 (2020): 3689–94. http://dx.doi.org/10.24247/ijmperdjun2020349.

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10

Narender Singh, Pramahender ,. "Financial Inclusion: Role of Pradhan Mantri Jan Dhan Yojna and Progress in India." IOSR Journal of Business and Management 02, no. 02 (February 2016): 01–06. http://dx.doi.org/10.9790/487x-15010020201-06.

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Books on the topic "Pradhan Mantri Jan Dhan Yojana (India)"

1

Defeating poverty: Jan Dhan and beyond. Gurgaon, Haryana, India: Skoch Media Pvt. Ltd., 2014.

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Book chapters on the topic "Pradhan Mantri Jan Dhan Yojana (India)"

1

Jagani, Khyati, and Santosh Patra. "Digital Participation through Mobile Internet Banking and Its Impact on Financial Inclusion." In Wealth Creation and Poverty Reduction, 483–94. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-7998-1207-4.ch029.

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Abstract:
Prime Minister of India Mr. Narendra Modi launched a national government project called “Jan Dhan Yojana”, with the aim of providing banking opportunity and insurance coverage to all the citizens of India including the under privileged section who until now did not open bank accounts or personal insurance. The aim of this project is to attract those people with low incomes, who lack knowledge, who feel they do not need banking service or do not have funds to open an account. The present study attempts to examine the Indian Financial Inclusion in the context of Individual participation, through the case of Pradhan Mantri Jan Dhan Yojana. The paper aims to understand the consumer participation and non-participation and its implications as a financial inclusion strategy. The paper evaluates the impact of digital divide on digital participation of the consumers in the context of internet and mobile banking service users.
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You might also be interested in the extended bibliographies on the topic 'Pradhan Mantri Jan Dhan Yojana (India)' for particular source types:
Journal articles
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