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Relevant bibliographies by topics / Priority Sector Lending

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Academic literature on the topic 'Priority Sector Lending'

Author: Grafiati

Published: 3 June 2025

Last updated: 31 July 2025

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Journal articles on the topic "Priority Sector Lending"

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Kumar Panda, Santosh, Ganesh Prasad Panda, and Anil Kumar Swain. "DETERMINANTS OF PRIORITY SECTOR LENDING OF INDIAN PUBLIC SECTOR BANKS: AN ECONOMETRIC ANALYSIS." International Journal of Research -GRANTHAALAYAH 5, no. 7 (2017): 461–73. http://dx.doi.org/10.29121/granthaalayah.v5.i7.2017.2154.

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Compulsory sanctioning credit or priority sector lending (PSL) is part of the regulatory framework for commercial banks/ financial institutions in many countries, both developing and developed. However, compliance and lending effectiveness of such programs may be determined by a number of factors. This may be particularly so in developing countries, where availability of finance for the vulnerable sectors likes agriculture, small businesses, weaker sections, are scarce. The present paper aims at examining the patterns of priority sector lending by banks, with a view to identifying the factors

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Santosh, Kumar Panda, Prasad Panda Ganesh, and Anil Kumar Swain Dr. "DETERMINANTS OF PRIORITY SECTOR LENDING OF INDIAN PUBLIC SECTOR BANKS: AN ECONOMETRIC ANALYSIS." International Journal of Research - Granthaalayah 5, no. 7 (2017): 461–73. https://doi.org/10.5281/zenodo.838920.

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Compulsory sanctioning credit or priority sector lending (PSL) is part of the regulatory framework for commercial banks/ financial institutions in many countries, both developing and developed. However, compliance and lending effectiveness of such programs may be determined by a number of factors. This may be particularly so in developing countries, where availability of finance for the vulnerable sectors likes agriculture, small businesses, weaker sections, are scarce. The present paper aims at examining the patterns of priority sector lending by banks, with a view to identifying the factors

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D., Veena, and G. V. Bhavani Prasad Prof. "Priority Sector Lending by Public and Private Sector Banks in India." International Journal of Management and Humanities (IJMH) 4, no. 10 (2020): 127–34. https://doi.org/10.35940/ijmh.J0992.0641020.

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Priority Lending is critical to the inclusive growth in India. The credit distribution to the priority sectors is vital in ensuring that the economic growth is even and percolates down to all levels in the economy. RBI made it mandatory to the Scheduled Commercial Banks (SCB) in India for providing credit delivery to critical sectors identified as part of priority sector. RBI mandated all the banks should achieve the targets and sub targets of priority sector lending as minimum percent of Adjusted Net Bank Credit (ANBC) or Off - Balance sheet Exposure (OBE) whichever is higher. This paper aims

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Mehta, Laveena, and Meenakshi Malhotra. "Empirical Analysis of Non Performing Assets Related to Private Banks of India." International Journal of Management Excellence 3, no. 1 (2014): 386–91. http://dx.doi.org/10.17722/ijme.v3i1.128.

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In present scenario, Indian banks are struggling with challenges related with NPA’s. Some years before these banks were in Flourishing heights.but health of these banks deteriorated because of non performing assets. Many Indian banks have been controlled their non performing assets up to a level, but some banks still have been failed to control their NPA’s status, as a result, NPA hitting the profitability of these banks. Through this research paper we have examined the trend of NPA’s over the past 8 years and the relationship between NPA’s and profitability of private sector banks. According

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Singh Boparai, Chiranjeev. "Priority Sector Lending in India: An Analysis." Journal of Research in Business and Management 13, no. 6 (2025): 149–54. https://doi.org/10.35629/3002-1306149154.

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The nationalization of commercial banks in 1969 involved taking over 14 privately-owned banks, mainly to provide credit facilities to the priority sector and boost rural development. Nationalisation of Banks means transferring control and ownership of private banks into the hands of the government. This means the government becomes the majority shareholder in an erstwhile private bank, and the bank operates as a public sector entity. This measure was intended to counteract the influence of the urban economy and promote the growth of the rural sector. Initially, nationalization led to significa

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Susena, Karona Cahya, Miftachul Huda, Andino Maseleno, Bibhu Prasad Sahoo, and Karman Kaur. "study on impact of PSL on gross NPAS of nationalised banks: an empirical approach." Linguistics and Culture Review 5, S3 (2021): 81–96. http://dx.doi.org/10.21744/lingcure.v5ns3.1365.

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In order to encourage banks to lend more to neglected areas of the economy, the idea of a priority sector was introduced. These priority sectors add significantly to gross domestic product but have not received sufficient finance to function adequately. However, lending in the priority sector is not very warmly welcomed by the banks, particularly nationalized banks in India, as they generate more nonperforming assets than other sectors. It is the priority sector that contributes to the biggest default. As far as NPAs on account lending to the priority sector are concerned, it has been observed

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Manjushree, S., and K. V. Giridhar. "A Study of Priority Sector Lending by State Bank of India." Shanlax International Journal of Commerce 7, no. 4 (2019): 30–35. http://dx.doi.org/10.34293/commerce.v7i4.647.

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Priority sector lending is a scheme directed s per Government of India. As per RBI directive, commercial banks advised to granting 40% of their total advances to borrowers in the priority sectors. Priority means to give preference and privilege. Priority sector lending refers to those sectors of the economy which may not grow in prudent and satisfactory crediting in absence of this special dispensation. Typically, these are small value loans to farmers for agriculture and allied activities, micro and small enterprises, poor people for education and other low- income groups and weaker section.

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Neha, Goyal, Rachna Agrawal Dr, and Aggarwal Dr.Renu. "TWO WAY FIXED EFFECT OF PRIORITY SECTOR LENDING (SECTOR WISE) ON NON PERFORMING ASSETS OF INDIAN COMMERCIAL BANKS." International Journal of BRIC Business Research (IJBBR) 5, February (2016): 1–15. https://doi.org/10.5281/zenodo.2656974.

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Reserve Bank of India has fixed some targets and sub targets for all commercial banks for PSL (Priority Sector Lending). Priority sector lending refers to that sector of economy which is not getting adequate financial assistance from different financial institutions. Due to Priority sector Lending, Non-performing assets of the banks are increasing day by day. This research paper is an attempt to measure the two way effect of every sector of PSL on NPA for public and private banks. Effect between PSL and NPA is found with the help of E Views Software. The period of study is 2001 to 2013. For th

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Desai, Rajesh. "Impact of Priority Sector Lending on Financial Profitability: Segment Wise Panel Data Analysis of Indian Banks." Management and Accounting Review 20, no. 1 (2021): 19–37. http://dx.doi.org/10.24191/mar.v20i01-02.

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A sustainable and financially stable banking system is a prerequisite to achieve comprehensive growth as well as economic and social well-being of residents of any country. This research focused on analyzing profitability of Indian banks and how it is affected by lending in the priority sector. Priority sector lending (PSL) mainly includes deployment of credit to weaker and neglected segments of an economy. The study adopted a distinctive measure to represent total PSL by classifying it into four sub-segments i.e., agriculture, industrial, service, and personal credit. Applying panel least squ

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Husaini, Achmad, Maria K. Tupamahu, Rulinawaty Rulinawaty, Bibhu Prasad Sahoo, and Rahul Chauhan. "Impact of cash in hand in the total priority sector lending: an empirical assessment." Linguistics and Culture Review 5, S3 (2021): 74–80. http://dx.doi.org/10.21744/lingcure.v5ns3.1364.

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As a major lending institution, nationalized banks in India have the major responsibilities for achieving the government's socio-economic objectives like growth in agriculture, education, small scale sector, and housing in the backward area. This is because, in emergent countries like India, the availability of funds for the above priority sectors is scarce. Hence, in this paper, we aim to see any impact of cash in hand on lending to the priority sector. The article analyzes secondary data of 12 years periods starting from 1st April 2006 to 31st March 2018 (total span of 12 years). The outcome

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Dissertations / Theses on the topic "Priority Sector Lending"

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Uma, S. "Problems and prospects of priority sector lending by commercial banks (A case study of small scale industries in bangalore district)." Thesis, 2001. http://hdl.handle.net/2009/1579.

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Kulkarni, Maheshkumar A. "A study of organisation and functioning of selected urban Co-operative Banks in Nashik Region with special reference to priority sector lending." Thesis, 1991. http://hdl.handle.net/2009/4943.

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Books on the topic "Priority Sector Lending"

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Nurmohamed, Zafrin. Improving the effectiveness of agricultural priority sector lending in India. John F. Kennedy School of Government, 2008.

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Book chapters on the topic "Priority Sector Lending"

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Paul, Saumita, and Malabika Roy. "Is priority sector lending responsible for higher NPA in the banking industry?" In Neoliberalism in the Emerging Economy of India. Routledge, 2021. http://dx.doi.org/10.4324/9781003131762-7.

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Singh, Tejinder, Vikas Sharma, Ruchi Malhotra, and Navleen Kaur. "Priority Sector Lending's Impact Appraisal on Sales and Profit." In FinTech and Financial Inclusion. Routledge, 2025. https://doi.org/10.4324/9781003514114-18.

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"Priority Sector Lending : Will We Ever Get Out of It?" In Hits & Misses: The Indian Banking Story. SAGE Publications Pvt Ltd, 2021. http://dx.doi.org/10.4135/9789354792854.n30.

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Bag, Sudin, Nilanjan Ray, and Biswajit Roy. "Does priority sector lending affect profitability? An empirical study on Indian public sector banks." In Green Production Engineering and Management. Elsevier, 2022. http://dx.doi.org/10.1016/b978-0-12-821238-7.00008-7.

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Kumar, Raj, and Abhijeet Biswas. "Innovative Financing and its Implications on MSME Sector in India." In Advances in Marketing, Customer Relationship Management, and E-Services. IGI Global, 2016. http://dx.doi.org/10.4018/978-1-5225-0143-5.ch025.

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Micro, Small and Medium Enterprises' (MSMEs) contribution in the development of world economy has been significant, both in terms of contribution to GDP and creation of employment opportunities. The present paper attempts to identify the role of innovative schemes offered by the banking sector in the upliftment of MSMEs in India. The researchers try to analyze the growth in Bank credit for the MSME sector over the last decade. This paper is based on extensive review of literatures on Banking sector and their contribution in encouraging MSMEs. The review showed that the Bank credit has increase

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Nair, Rajit, and Amit Bhagat. "An Application of Blockchain in Stock Market." In Transforming Businesses With Bitcoin Mining and Blockchain Applications. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-7998-0186-3.ch006.

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Blockchain is one of the growing technologies used for financial management systems. Financial data must be kept secure otherwise it can create a huge loss. So, whenever security features or technologies are developed must keep financial security as a priority. Stock market management is another area of finance sector that works on two concepts, that is, minimize the risk and maximize the profit. In this chapter, the authors discuss how blockchain technology is used for stock market analysis. Mainly blockchain will help us to make optimal stock exchanges through automation and decentralization

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Toktobekova, M. A. "Enhancement of the role of mortgage lending in the development of the house building as a priority sector of the economy." In Advanced Studies in Science: Theory & Practice. Global Partnership on Development of Scientific Cooperation Limited Liability Company; Ron Bee & Associates, 2015. http://dx.doi.org/10.17809/03(2015)-47.

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Jain, Dhiraj, and Vijay Prakash Misra. "Payment Banks and Small Finance Banks." In Marketing Techniques for Financial Inclusion and Development. IGI Global, 2018. http://dx.doi.org/10.4018/978-1-5225-4035-9.ch002.

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Banking in India has taken various forms and has undergone severeral reforms as and when the markets needed. Because of the growing need, the banks today not only strive for greater profits but also have various social targets like the priority sector lending, setting up various branches in the rural areas, extending loans, encouraging innovation, and setting up new businesses and the like. One of the latest objectives of present day banks was financial inclusion as efforts taken before had not proved very fruitful. The RBI therefore has introduced the concept of differentiated banks where it

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Conference papers on the topic "Priority Sector Lending"

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Ponomareva, A. O. "DIGITAL TRANSFORMATION OF INDUSTRY: IMPLEMENTATION MECHANISMS AND INSTRUMENTS OF INDUSTRIAL POLICY IN THE NEW GEOPOLITICAL CONDITIONS." In Digital transformation in industry: trends, management, strategies. Institute of Economics of the Ural Brach of Russian Academy of Sciences, 2023. http://dx.doi.org/10.17059/dti-2023-8.

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The article reveals the topic of implementing industrial policy as a tool for digital transformation of industry. The topic is relevant due to the growing trends in the introduction of digital technologies into the real sector of the economy. And new geopolitical conditions may pose a number of challenges and threats with the further implementation of this technological trend. The signs of modern economic, technological and geopolitical reality are revealed. The key global technological trends, the main risks and challenges of their implementation are considered. It has been established that t

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Reports on the topic "Priority Sector Lending"

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Gonzalez Diez, Verónica M., John Redwood, and Lourdes Alvarez Prado. IDB-9: IDB Integrated Strategy for Climate Change Adaptation and Mitigation, and Sustainable and Renewable Energy. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0010531.

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This paper reviews the Inter-American Development Bank¿s Integrated Strategy for Climate Change Adaptation and Mitigation, and Sustainable and Renewable Energy (CCS). The Strategy was produced as a requirement of the IDB-9 Agreement and approved by Board of Executive Directors in March 2011. Management produced an Action Plan for the CCS in February 2012. Although the IDB-9 also mentions "food security" as a sector priority, the CCS does not include this topic, nor does it discuss "protection of the environment" more generally. In reviewing this and other sector strategies mandated in IDB-9, t

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Soldano, Miguel, Michelle Fryer, David Rogers, et al. Country Program Evaluation: Nicaragua (2008-2012). Inter-American Development Bank, 2012. http://dx.doi.org/10.18235/0010502.

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The 2008-2012 Country Program Evaluation (CPE) concludes that the Bank's program was programmatically aligned with Government's National Plan for Human Development and addressed five areas essential for growth and poverty reduction. The one significant omission in the Bank's program from a development perspective was the lack of attention to governance an area identified as a priority for future strategies by the previous CPE. The Bank played a central role in financing the country's fiscal gap over the CPE period, reflecting increased country demand in the context of the global financial cris

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Almeida, Juliana, and Rossemary Yurivilca. 2020 IDB Climate Finance. Inter-American Development Bank, 2021. http://dx.doi.org/10.18235/0003253.

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Under the current IDBG Corporate Results Framework (CRF) 2020-2023 (https://crf.iadb.org/en), the IDB committed to reach 30% of the total amount approved (including all lending operations) of climate finance during this period. In 2020, the IDB Group - composed of the IDB, IDB Lab (formerly the Multilateral Investment Fund) and IDB Invest - approved US$3.9 billion in climate finance as per the MDB climate finance tracking methodology. This resource is aimed at development activities carried out by the public and private sectors that reduce greenhouse gas (GHG) emissions and thus mitigate clima

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Evaluation Findings Regarding IDB-8 Guidance and Implications for Future Capital Increase Agreements. Inter-American Development Bank, 2009. http://dx.doi.org/10.18235/0010416.

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As shareholders contemplate a new capital increase for the Bank, members of the Board of Executive Directors have asked OVE to produce a summary of evaluation findings related to implementing the guidance provided by Governors since 1994. It has evaluated country programs in every borrowing member country, has carried out sector and thematic evaluations in a number of high priority sectors, and has initiated a program of impact evaluation that have started to provide detailed results on the final impact of Bank programs. In addition, OVE undertook an evaluation of Bank instruments, and provide

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Annual Report on the Environment and Natural Resources 2002. Inter-American Development Bank, 2003. http://dx.doi.org/10.18235/0005740.

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This Annual Report details the Bank's activities in environment and natural resources during 2002. In 2002, the IDB engaged in the preparation of its Environment Strategy, which set forth guiding principles and general priority areas of action that the Bank used to promote through its financial and non-financial instruments. The Environmental Strategy also proposed specific actions for improving overall environmental performance in terms of the Bank's internal work and procedures. In addition, another highlight of 2002 was the approval of several operations to promote economic development and

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Private sector and food security. Commercial Agriculture for Smallholders and Agribusiness (CASA), 2023. http://dx.doi.org/10.1079/20240191178.

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The global community is facing escalating acute food insecurity crises, predominantly in Sub- Saharan Africa, due to climate change, the Russia-Ukraine conflict, and COVID-19 shocks. Related impacts on donor government budgets, domestic conflicts and limited fiscal capacity in countries already experiencing acute food insecurity, often on top of high chronic food insecurity levels, further exacerbate the issue. This policy brief examines the potential of private sector financing to alleviate acute food insecurity, through providing a targeted review of key mechanisms for mobilizing private sec

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Annual Report on the Environment and Natural Resources 1996. Inter-American Development Bank, 1997. http://dx.doi.org/10.18235/0005738.

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This Annual Report details the Bank's activities in environment and natural resources during 1996. The Bank has translated its sustainable development mandate into five priority areas of activity: its government lending operations, private sector debt and equity funding, technical cooperations and grants. The Bank's activities enhance human capital formation, seek to eradicate rural poverty and promote sustainable agriculture, advance integrated natural resources and environmental management, improve the nature of urban development, and address critical needs for economic and financial moderni

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