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Journal articles on the topic 'Private Customs Deposits'

Author: Grafiati

Published: 4 June 2021

Last updated: 18 February 2022

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1

Vladimirsky, Irena, and Maria V. Krotova. "Private Initiative as a creative factor in transformation of Siberian gold industry: the example of Siberian gold mining entrepreneur Yakov Frizer." Historia provinciae – the journal of regional history 5, no. 1 (2021): 64–105. http://dx.doi.org/10.23859/2587-8344-2021-5-1-2.

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The article examines one of the aspects of life and activities of a prominent Siberian gold miner Yakov D. Frizer (1869–1932), Barguzin merchant of the 1st guild, the owner of the majority of private gold mines in Transbaikalia. Yakov Frizer belonged to a special type of Siberian entrepreneurs who had extensive practical experience, understood the needs of the region, implemented various projects for its study, provision of necessary facilities, and economic development, and represented the interests of gold mining both on the regional and on the national level. Frizer’s distinctive features w

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Stadtmann, Georg, Karl-Heinz Moritz, Kristin Berthold, and Tobias Stadtmann. "Passing on negative interest rates." International Journal of Management and Economics 56, no. 4 (2020): 283–90. http://dx.doi.org/10.2478/ijme-2020-0022.

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AbstractSince the ECB has lowered the interest rate on deposits into negative territory, more and more commercial banks are also passing on this negative interest rate to their customers. The main aim of this paper is to answer the question under which conditions the commercial banking sector will be more or less reluctant to pass the negative deposit rate on to its private customers. We first clarify the circumstances under which demand deposits and excess liquidity arise, and what role quantitative easing plays in this context. Within a game-theoretical framework, it is derived that the pres

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Purnomo, Agus Sidiq, and Jevi Ariyanti. "Rekomendasi Pemilihan Produk Simpanan Tabungan Bank Menggunakan Metode Weighted Product (WP)." INFORMAL: Informatics Journal 4, no. 1 (2019): 1. http://dx.doi.org/10.19184/isj.v4i1.10124.

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Many banks in Indonesia, both public and private banks, offer different advantages to the customers. As a result, it is often difficult for the public to decide where to save their money. For this reason, the writer propose a decision support system to help recommend a bank as a smart solution for saving. This study employed the Weighted Product (WP) with seven criteria, namely initial deposit, subsequent deposits, administrative costs, depositional balances, interest rates, age range, and facilities. This system can help the prospective customers determine the ideal savings place for th

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Nwangolo, Azu, and Blessing Ogechi. "Financial Deepening and Deposit Mobilization of Commercial Banks in Nigeria: A Time Variant Model." Indian Journal of Finance and Banking 2, no. 2 (2018): 1–14. http://dx.doi.org/10.46281/ijfb.v2i2.94.

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The purpose of this study was to examine the effect of financial deepening on customer deposit of Nigerian commercial banks. Time series data was sourced from Central Bank of Nigeria Statistical Bulletin, from 1981-2017. Percentage of total customers’ deposit to total assets was used as dependent variables while percentage of narrow money supply, broad money supply, money market development, money outside the bank and private sector credit to gross domestic product was used as independent variables. Multiple regression with ordinary least square properties of cointegration, augment Dickey Full

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Acharya, Sankarshan. "Public lending to private hedge funds is inefficient, unstable, unconstitutional and unanimously disagreeable." Journal of Governance and Regulation 5, no. 2 (2016): 40–49. http://dx.doi.org/10.22495/jgr_v5_i2_p5.

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Public funds include federally insured deposits held under the custody of private banks, central bank loans and taxpayer funds. The principal finding of this paper is that lending such public funds through a private banking system to private hedge funds allied with the banks is inefficient, unstable, fundamentally unfair (unconstitutional) and unanimously disagreeable. This finding is akin to the unanimously agreeable safe central banking policy (Acharya, 1991-2016) which, in dynamic general equilibrium, (a) eliminates federal guarantee of bank deposits, (b) offers every business enterprise an

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Liu, Chia-Ming, and Tsung-Yuan Wang. "A study on the effect of service quality on customer loyalty and corporate performance in financial industry." Problems and Perspectives in Management 15, no. 2 (2017): 355–63. http://dx.doi.org/10.21511/ppm.15(2-2).2017.05.

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Since the government opened to the establishment of new private banks in 1990s, the competition in banking industry has become fierce in Taiwan. Especially, the establishment of financial holding companies after 2000s has resulted in the merge among financial institutions. The competition in banking industry becomes even fiercer. The price war of interest rate among banks gradually shortens the deposit and lending rate difference in banking industry that banks could no longer survive with the traditional business of deposit and lending rate differences. Banks have to attract customers with dif

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Oktavia, Renny, Diah Krisnaningsih, and Tika Widiastuti. "Development of Strategy and Subtainability of Bank Syariah Mandiri Management in The Face of Covid-19 Pandemic." IQTISHODUNA: Jurnal Ekonomi Islam 10, no. 1 (2021): 77. http://dx.doi.org/10.36835/iqtishoduna.v10i1.928.

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Bank Syariah Mandiri is a sharia-based financial industry that serves as advancing economic growth in Indonesia. The Covid-19 pandemic has greatly affected the community, including the sharia banking industry sector. The purpose of this research is to answer the problem formulation regarding the implementation of Bank Syariah Mandiri management strategies to survive the COVID-19 pandemic by undertaking several risk mitigation measures, namely (1) restructuring customers applying for financing; (2) perform backups; (3) creating a customer base; (4) create a webinar program as a gathering and ou

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Badenhoop, Nikolai. "Private Law Duties Deriving From EU Banking Regulation and its Individual Protection Goals." European Review of Contract Law 16, no. 2 (2020): 233–66. http://dx.doi.org/10.1515/ercl-2020-0013.

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AbstractEU regulation both affects private law and increasingly relies on private law mechanisms to ensure its proper enforcement. Prominent examples are competition and capital markets regulation. In contrast, EU prudential regulation of commercial banking predominantly relies on public enforcement via supervisory authorities. This is astonishing given that the protection of individual bank customers emerges as a leitmotiv of EU banking regulation. CRD IV and CRR as the main legislative acts of EU commercial banking regulation strongly promote the goals of depositor and investor protection. M

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Adeniyi, Adetunji. "Nigeria’s Bank of Agriculture: An Agenda for Organizational Renewal." Journal of Business Administration Research 10, no. 1 (2021): 41. http://dx.doi.org/10.5430/jbar.v10n1p41.

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Bank of Agric (BoA) was establish as a special purpose specialized financial institution to provide agricultural loans to deserving customers as a way to promoting access to affordable credit facilities to segments of the Nigerian society that have little access to the services of conventional banks while accepting savings deposits from customers and encouraging banking habits at the grass-roots. However, the performance of the bank has been below expectation because it has not fulfilled purpose. In a country like Nigeria of N200 million population, where agriculture currently provides about 5

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Ал, Каисси, and Kaissi Al. "STRESS TESTING OF LIQUIDITY AT A SAMPLE OF SYRIAN PRIVATE BANKS." Vestnik of Kazan State Agrarian University 14, no. 2 (2019): 128–31. http://dx.doi.org/10.12737/article_5d3e173b3dbe24.25208481.

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Sustainability tests are considered as a tool for measuring risk, especially with regard to the assessment of possible events in the banking sector as a result of changes in the general economic situation or the occurrence of certain events in the bank. The aim of this study is to test the ability of two Syrian private banks to bear liquidity risk using data for 2018 in accordance with the coefficients set by the Central Bank of Syria. The results of the study showed the ability of banks to resist liquidity risk in case of sudden withdrawal of funds from current deposits and the availability o

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Franco, C. Eugine, and G. Bright Jowerts. "SERVICE QUALITY OF PUBLIC AND PRIVATE SECTOR BANKS IN TIRUNELVELI DISTRICT." International Journal of Research -GRANTHAALAYAH 5, no. 5(SE) (2017): 42–52. http://dx.doi.org/10.29121/granthaalayah.v5.i5(se).2017.1966.

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Service Quality of the banks referred as an obligation of all banks to fulfill the objectives and needs of the customers. Service quality in private sector banks is good compare to public sector banks. The various issues the banks are not able to provide immediate response to customers, service time duration is more, long queue deposit the money, waiting for long time, staff behavior is not good, especially public sector banks are not providing multitude services like payment of bills, payment of tax, Banc assurance etc. and problem relating to banking service such as bank statements, error in

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Ryantová, Marie. "Private Archives in the Czech Republic." Atlanti 28, no. 1 (2018): 39–49. http://dx.doi.org/10.33700/2670-451x.28.1.39-49(2018).

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Although private archives are among the most important and often the oldest (e.g., church, aristocratic archives), they are currently a specific group in the Czech Republic. According to the current law, private archives are archives established by natural or legal persons, while they may act as self-contained archives if they achieved the accreditation granted by the Department of Archival Administration of the Ministry of the Interior. The granting of accreditation presupposes the fulfilment of a number of conditions. Currently there are only 11 accredited private archives in the Czech Repub

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Hwang, Dar-Yeh, Alice C. Lee, Chi-Chun Liu, and Lishu Ouyang. "Balanced Performance Index and Its Implications: Evidence from Taiwan's Commercial Banks." Review of Pacific Basin Financial Markets and Policies 12, no. 01 (2009): 27–62. http://dx.doi.org/10.1142/s0219091509001538.

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Taking into account only financial factors does not provide complete information on performance. This paper takes into consideration of both financial and non-financial performances when evaluating 35 sampled publicly traded commercial banks in Taiwan. The performance of banks is measured using an indexing method consisting of financial and non-financial measures. Banks are classified into two categories according either to the year founded, or to the type of major stockholders of a bank when founded. The results show that privatized government-owned/old banks are larger than private/new banks

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Bodenhorn, Howard. "Private Banking in Antebellum Virginia: Thomas Branch & Sons of Petersburg." Business History Review 71, no. 4 (1997): 513–42. http://dx.doi.org/10.2307/3116305.

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This article investigates the role of the private banking house of Thomas Branch & Sons of Petersburg, Virginia, in promoting entrepreneurship and economic development in the early United States. It argues that while Branch adopted many of the methods and practices of antebellum commercial banks in that he accepted and created deposits and followed a real-bills philosophy in his lending, he also differed from them by extending his services to a particular market niche. Many of his borrowers were young entrepreneurs who were just embarking upon their own commercial ventures. In addition, ma

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Ahmad, Syed Raziuddin, and Muhammad Nauman Khan. "Efficiency Measurement of Indian Banking Industry: An Empirical Comparative Analysis." International Journal of Financial Research 12, no. 4 (2021): 135. http://dx.doi.org/10.5430/ijfr.v12n4p135.

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The following study is conducted to measure and compare the performance of 32 Indian banks, 21 public banks, and 11 private banks, at two tiers during the period of 2008–2018. Industrial analysis of both the public and private banking sectors is conducted in the first tier, followed by an individual bank-level analysis at the second tier. Data analysis consists of deposits, assets, and equity as inputs to measure the outputs practicing data envelopment analysis techniques. The empirical results portray a mixed trend in various elements of efficiency. They reveal that with the common pledge to

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Saputra, Ferdy. "Kriteria Cek dan Bilyet Giro dalam Transaksi Bisnis yang Menimbulkan Konsekuensi Hukum Pidana dan Perdata." Jurnal Ilmiah Penegakan Hukum 6, no. 1 (2019): 27. http://dx.doi.org/10.31289/jiph.v6i1.2264.

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<em><span lang="EN">In the use of checks and bilyet giro as collateral for debt which results in legal consequences, both in the form of criminal law and civil law, checks and bilyet giro as bank products are closely related to banking law. The link is due to the fact that state and private banks are the parties that issue checks and bilyet giro. As a result of the use of checks and demand deposits that develop within the community, banks as issuers of checks and giro checks are often made to participate in legal issues carried out by their customers. Bank participation in legal ma

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Mwambuli, Erick Lusekelo, and James Joseph Igoti. "Banks Performance: Does Treasury Single Account matter? Evidence From Selected Commercial Banks in Tanzania." Case Studies in Business and Management 8, no. 1 (2021): 1. http://dx.doi.org/10.5296/csbm.v8i1.17518.

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This research assess the impacts of treasury single account on the financial performance of selected commercial banks in Tanzania. Data were collected from annual report of fourteen (14) commercial banks and Bank of Tanzania for the period of ten (10) years. The study used net interest margin as a dependent variable, government deposits as independent variable and both bank size and leverage were used as controlling variables. The data were analyzed by both EVIEWS 12 and STATA 16 using an ordinary least squares (OLS) regression model analysis. Our results concludes that treasury single account

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Swami, Devendra, Shankar Chakraborty, and Meenakshi Sinha Swami. "ASSESSING BUSINESS PROCESS RE-ENGINEERING IN PUBLIC SECTOR BANKS THROUGH AN ANALYSIS OF ATM TRANSACTIONS." International Journal of Research -GRANTHAALAYAH 4, no. 12 (2016): 72–78. http://dx.doi.org/10.29121/granthaalayah.v4.i12.2016.2394.

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Business Process Re-engineering (BPR) technique implements organizational change based on the close coordination of a methodology for rapid change, employee empowerment and training and support through information technology. Alternate Delivery Channels are a part of BPR in public and private sector banks in India and includes ATMs, Automated Cheque Deposit Machines, Green Channel Counter Machines (GCCs), Cash Deposit Machines (CDMs) and Barcode Passbook Printers. ATM cash dispensing machines have revolutionised the very concept of money withdrawal. This research paper tries to compare the cos

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Novika, Tri, Afrialita Widiastari, Viya Miralda, and Agus Perdana Windarto. "SPK: ANALISA REKOMENDASI BANK KONVENSIONAL DENGAN PROMETHEE SEBAGAI SOLUSI CERDAS UNTUK MENABUNG." JUSIM (Jurnal Sistem Informasi Musirawas) 3, no. 1 (2018): 38–45. http://dx.doi.org/10.32767/jusim.v3i1.260.

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Many banks in Indonesia, both government and private offer different advantages to customers, so there are still many common people who are hesitant in deciding where to save. The reasearch proposes a decision support system to recommend conventional banks as a savvy solution for saving. The promethee method generates decisions by comparing alternatives based on different preference functions and weights of each criterion in which the decision result is determined from the promethee II (net flow) rating. The criteria used as the valuation for conventional bank are savings interest rate (C1), n

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Ndungo’, Jackson Mnago, Dr Olweny Tobias, and Dr Memba Florence. "EFFECT OF CONSUMER PROTECTION FUNCTION ON FINANCIAL PERFORMANCE OF SACCOS IN KENYA." International Journal of Finance and Accounting 1, no. 2 (2016): 48. http://dx.doi.org/10.47604/ijfa.145.

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Purpose: The study sought to determine the effect of consumer protection function on financial performance of SACCOs in Kenya.Methodology: The study adopted a descriptive research design. The target population comprised of registered 181 deposit-taking SACCOs as at 31st December 2014 and the three licensed CRBs in Kenya. Stratified random sampling was used in the study, where SACCOs were grouped into five respective strata which were then randomly selected. The SACCOs were grouped into five respective strata of government based, teachers based, farmers based, private institutions based and com

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Talba, Jibril Musa, Mohammed Lawal Ibrahim, and Umar Babagana Imam. "THE PERCEPTION ON THE CONTRIBUTION OF ISLAMIC BANKS AND ISLAMIC WINDOWS TOWARDS THE GROWTH OF NIGERIAN ECONOMY." Journal of Islamic Monetary Economics and Finance 5, no. 3 (2019): 603–22. http://dx.doi.org/10.21098/jimf.v5i3.1033.

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This study was to assess the perception on the contribution of Islamic banks and Islamic windows towards the growth of the Nigerian economy. To document this, data were obtained through the use of structured questionnaires. 379 copies of questionnaires were administered based on the sample size obtained via the use of Taro Yamane formula. 367 questionnaires were successfully retrieved. Variables such as deposit activities, loan activities and perception of bank employees were also adopted as explanatory or independent variable and dependent variable respectively. To support the study hypothesi

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Kang, Baoyuan, and Danhui Xu. "Secure Electronic Cash Scheme with Anonymity Revocation." Mobile Information Systems 2016 (2016): 1–10. http://dx.doi.org/10.1155/2016/2620141.

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In a popular electronic cash scheme, there are three participants: the bank, the customer, and the merchant. First, a customer opens an account in a bank. Then, he withdraws ane-cash from his account and pays it to a merchant. After checking the electronic cash’s validity, the merchant accepts it and deposits it to the bank. There are a number of requirements for an electronic cash scheme, such as, anonymity, unforgeability, unreusability, divisibility, transferability, and portability. Anonymity property of electronic cash schemes can ensure the privacy of payers. However, this anonymity prop

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Ustymenko, A. V. "RESTRICTION OF THE PRINCIPLE OF CONTRACTUAL FREEDOM IN THE BRANCH OF BANKING SERVICES." Economics and Law, no. 3 (October 22, 2020): 91–100. http://dx.doi.org/10.15407/econlaw.2020.03.091.

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Today, the consumer of banking services is actually a weak party, being in a wide range of financial (banking) relations. Due to the different status of the parties, one being able to dictate their conditions in the legal relationship and the other having no real influence on the counterparty. One of the legal guarantees is the extension of the scope of contractual freedom also to bank deposit relations, account opening and servicing, credit relations, etc. Accordingly, the limitation inherent in the very nature of contractual freedom is an integral part of it. In this connection, the role of

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Fan, Chun-I., Wei-Zhe Sun, and Hoi-Tung Hau. "Date Attachable Offline Electronic Cash Scheme." Scientific World Journal 2014 (2014): 1–19. http://dx.doi.org/10.1155/2014/216973.

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Electronic cash (e-cash) is definitely one of the most popular research topics in the e-commerce field. It is very important that e-cash be able to hold the anonymity and accuracy in order to preserve the privacy and rights of customers. There are two types of e-cash in general, which are online e-cash and offline e-cash. Both systems have their own pros and cons and they can be used to construct various applications. In this paper, we pioneer to propose a provably secure and efficient offline e-cash scheme with date attachability based on the blind signature technique, where expiration date a

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Hilendri, Bq Anggun. "AKUNTABILITAS KOPERASI MELALUI LAPORAN KEUANGAN." Jurnal Aplikasi Akuntansi 3, no. 1 (2018): 048–66. http://dx.doi.org/10.29303/jaa.v3i1.34.

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Cooperatives are one of three types of business entities that support the Indonesian economy in addition to State-Owned Enterprises (BUMN) and Private-Owned Enterprises (BUMS). The development and growth of cooperatives in Indonesia is endeavored to continue to synergize with the duties of cooperatives in holding their institutions accountable to the government and the development of their business to their members. This is a form of implementation of cooperative accountability in which cooperatives must be able to manage services and be informed to interested parties in the form of financial

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Viadrova, I. M., and M. V. Morozov. "Essence of Competitiveness in the Banking Sector: The Status and Problems." Business Inform 11, no. 514 (2020): 324–30. http://dx.doi.org/10.32983/2222-4459-2020-11-324-330.

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The article is aimed at closer defining the content of the concept of «bank competitiveness», as well as analyzing the status and problems of ensuring a competitive environment in the banking system of Ukraine. The essence of banking competition was researched and a critical analysis of approaches to understanding the concept of «bank competitiveness» was carried out. Under the concept of «bank competitiveness», it is proposed to understand the integral characterization, which will reflect the real and potential opportunities of the bank to create and promote competitive products and services

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Viadrova, I. M., and M. V. Morozov. "Essence of Competitiveness in the Banking Sector: The Status and Problems." Business Inform 11, no. 514 (2020): 324–30. http://dx.doi.org/10.32983/2222-4459-2020-11-324-330.

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The article is aimed at closer defining the content of the concept of «bank competitiveness», as well as analyzing the status and problems of ensuring a competitive environment in the banking system of Ukraine. The essence of banking competition was researched and a critical analysis of approaches to understanding the concept of «bank competitiveness» was carried out. Under the concept of «bank competitiveness», it is proposed to understand the integral characterization, which will reflect the real and potential opportunities of the bank to create and promote competitive products and services

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Ndungo, Jackson Mnago, Dr Olweny Tobias, and Dr Memba Florence. "EFFECT OF INFORMATION SHARING FUNCTION ON FINANCIAL PERFORMANCE OF SAVINGS AND CREDIT CO-OPERATIVE SOCIETIES." American Journal of Finance 1, no. 5 (2017): 49. http://dx.doi.org/10.47672/ajf.225.

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Purpose: The objective of the study was to establish effect of credit information sharing on financial performance of SACCOs in Kenya. Studies have indicated that countries are establishing credit registries to reduce defaults, caused by information asymmetry, which have been a crisis for most financial institutions. Various financial institutions including SACCOs which have the business of lending are currently subjecting their customers in credit reference bureaus. Literature indicates that credit defaults have continued to pose financial crisis for financial institutions. Many studies done

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"Consumer Perception: Factors Influencing EBanking Services Towards Private Sector Banks In Tiruchirappalli District." Regular 9, no. 2 (2020): 759–65. http://dx.doi.org/10.35940/ijrte.b3885.079220.

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In olden days customers were transacting money through traditional banking. Traditional banking is the process of handling with common bank transactions like making withdrawals and deposits in a bank that maintains a physical location. In traditional banking system, the customer can contact the staff for their transactions. These include opening a new account, check deposit, withdrawing funds and applying for a loan etc. The main feature of traditional banking is the customer can ask their queries and clarify their doubts immediately to the staff who is working in the bank. After a big boon in

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K.T., Srinivas. "A Study on Customer Preference towards Financial Services of Public and Private Sector Banks - A Comparative Study." International Journal of Engineering and Management Research 11, no. 3 (2021). http://dx.doi.org/10.31033/ijemr.11.3.43.

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The banking sector plays a significant role in the development of the economy, as it mobilizes deposits and provides credit to various sectors across business including individuals. The purpose of this study is to understand the customer preference of selecting banking services among public and private sector banks. This study is based on primary data obtained from customers of Public and Private sectors banks in Mandya district. The study reveals that Public sector banks have a greater number of branches and private sector banks have good and innovative products and customer friendly environm

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Onodi, Benjamin Ezugwu, Adanma Sabina Eyisi, and Jane Chinyere Akujor. "Treasury Single Account (TSA) Implementation and Financial Performance of Commercial Banks in Nigeria." European Journal of Business and Management Research 5, no. 6 (2020). http://dx.doi.org/10.24018/ejbmr.2020.5.6.625.

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This work examined the effect of Treasury Single Account (TSA) implementation on the financial performance of commercial banks in Nigeria. The study employed expo-facto survey research design and seven big commercial banks in Nigeria. First Bank of Nigeria, Zenith Bank, Access Bank, UBA, Union Bank, Diamond Bank and Fidelity Bank were judgmentally sampled for this study. Secondary data were gathered through CBN statistical bulletin from 2013 to 2017 (that is two years before and two years after implementation of TSA). Customers deposit was used as proxy for independent variable (Treasury Singl

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Galib, Md Intekhab Rahman, Utsho Chakraborty, Haimanti Biswas, Sowrav Saha, and Dr Sheshang Degadwala. "Customer Satisfaction Regarding Private Sector Banks in Gujarat." International Journal of Scientific Research in Science, Engineering and Technology, October 1, 2020, 270–81. http://dx.doi.org/10.32628/ijsrset2051101.

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This paper attempts to measure and find out the quality of services and customer satisfaction level in terms of private sector banks. The paper also slightly shows the comparison between Public sector and Private sector banks related to the customer satisfaction. The research is based on Gujarat which is a state of India. Data collection, data formulation and structuring and data interpretation is based on 423 samples. In terms of private sector banks ICICI, IDBI, HDFC, AXIS Bank, YES Bank, RBI Bank, Kotak Mahindra Bank, IDFC Banks are taken as they are market leaders. ATM facility, Online ban

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"Financial Systems Theory and Control of Finances: Policy Initiatives for Access to Finance in Nigeria." WSEAS TRANSACTIONS ON SYSTEMS AND CONTROL 15 (October 22, 2020). http://dx.doi.org/10.37394/23203.2020.15.55.

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The financial sector has witnessed several policy initiatives that have shaped the Nigerian financial system into what it is today. However, little study has been done on long-term effect of previous policies initiatives on the current loan access by firms, and this is the main objective of the study. The ARDL technique and error-correction model was used to check the long run effect of policy initiatives on loan in Nigeria utilizing data derived from the CBN statistical bulletin and world development index (1986-2019). Findings revealed that lending portfolio of deposit money banks has a nega

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Nehls, Hiltrud. "The Interest Rate Pass-Through in German Banking Groups." Jahrbücher für Nationalökonomie und Statistik 226, no. 4 (2006). http://dx.doi.org/10.1515/jbnst-2006-0407.

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SummaryThe pass-through of market rates to retail interest rates is generally found to be particularly slow in Germany compared to other countries. One popular explanation is the organisation of the banking system in three strictly segregated “pillars”: savings banks, credit cooperatives and private banks, and the low competitiveness of the first two of them. In this paper we analyse the differences of the interest rate pass-through between these banking groups. We employ a dataset covering (roughly) 30 banks’ retail interest rates of four standard banking products (mortgages, consumer credit,

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CHELIDZE, MEDEA, TAMARI BERIDZE, and BELLA GODERDZISHVILI. "MODERN CONDITION AND ROLE OF MICROFINANCE ORGANIZATIONS (ON THE EXAMPLE OF GEORGIA)." Globalization and Business, December 23, 2020, 252–56. http://dx.doi.org/10.35945/gb.2020.10.033.

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The financial companies have hold an important position in the Georgian financial industry, and for this reason, their regulation is an essential issue, which should continue at least in the same manner. In the developed countries the non-bank sector plays an important role in the development of financial sector as well as the whole economy, which we cannot say about Georgia, due to the obvious dominance of commercial banks in the country. The aim of our study is to identify the role of microfinance organizations in the financial system of Georgia, and also to show the current state of this ma

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Insani, Taqiyah D., Abdul W. Al-Faizin, and Muhammad N. H. Ryandono. "THE IMPACT OF HALAL AT THAYYIB AND CONSUMPTION ETHICS IMPACT ON ECONOMIC GROWTH: AN ECONOMIC TAFSIR AL-BAQARAH:168." Journal of Islamic Monetary Economics and Finance 5, no. 2 (2019). http://dx.doi.org/10.21098/jimf.v5i2.1071.

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This study investigates the contribution of Islamic banks and Islamic windows to thegrowth of the Nigerian economy. Data were obtained using structured questionnaires.379 copies of questionnaires were administered based on the sample size obtainedvia the use of Taro Yamane formula. 367 questionnaires were successfully retrieved.Variables such as deposit activities, loan activities, and perception of bank employeeswere also adopted as explanatory or independent variable and dependent variablerespectively. To support the study hypothesis were also formulated. For the analysis,measures of central

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Melchior, Angelika. "Tag & Trace Marketing." M/C Journal 8, no. 4 (2005). http://dx.doi.org/10.5204/mcj.2385.

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   The use of RFID (radio frequency identification), also called “smart tags”, is on the rise in the retail industry. In short, RFID are tiny microchips using short range radio signals to emit information and can be used to tag goods, buildings, cars, pets, people etc. Unlike bar-code scanners, which must be held directly in front of the item being scanned, one of the benefits of RFID tags is that they can be scanned from a distance. It is expected that RFID will eventually replace the bar code and its use is likely to save companies like Wal-Mart, Procter & Gamble and Gi

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Ensminger, David Allen. "Populating the Ambient Space of Texts: The Intimate Graffiti of Doodles. Proposals Toward a Theory." M/C Journal 13, no. 2 (2010). http://dx.doi.org/10.5204/mcj.219.

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In a media saturated world, doodles have recently received the kind of attention usually reserved for coverage of racy extra marital affairs, corrupt governance, and product malfunction. Former British Prime Minister Blair’s private doodling at a World Economic Forum meeting in 2005 raised suspicions that he, according to one keen graphologist, struggled “to maintain control in a confusing world," which infers he was attempting to cohere a scattershot, fragmentary series of events (Spiegel). However, placid-faced Microsoft CEO Bill Gates, who sat nearby, actually scrawled the doodles. In this

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Kontny, Bartosz. "Historia, stan i potrzeby badań nad uzbrojeniem z ziem polskich okresów rzymskiego i wędrówek ludów. Spojrzenie subiektywne (pomimo dobrych chęci)." Światowit. Supplement. Series B. Barbaricum, January 1, 2021, 55–84. http://dx.doi.org/10.47888/uw.2720-0817.2021.13.pp.55-84.

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History, State of and Necessity for Research on the Roman and Migration Period Military Equipment from Poland. Subjective Approach (Despite Good Intentions)Significant studies on military equipment from the Roman Period have been initiated by Martin Jahn (1916a; 1921). For many years his works have been the main point of reference for research on weaponry of the Germanic peoples. This picture has not been changed radically by the post-war works of Klaus Raddatz, devoted mostly to the Germanic military equipment in the Late Pre-Roman Period (1966), Younger Roman Period (1967), and wide spectrum

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McCosker, Anthony, and Rowan Wilken. "Café Space, Communication, Creativity, and Materialism." M/C Journal 15, no. 2 (2012). http://dx.doi.org/10.5204/mcj.459.

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IntroductionCoffee, as a stimulant, and the spaces in which it is has been consumed, have long played a vital role in fostering communication, creativity, and sociality. This article explores the interrelationship of café space, communication, creativity, and materialism. In developing these themes, this article is structured in two parts. The first looks back to the coffee houses of the seventeenth and eighteenth centuries to give a historical context to the contemporary role of the café as a key site of creativity through its facilitation of social interaction, communication and information

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