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Journal articles on the topic 'Prudential Towers'

Author: Grafiati

Published: 4 June 2021

Last updated: 28 July 2025

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1

Marzouki, Mohamed Miras. "Towards a Reinvigoration of the Risk Management Framework for the Scope of Upgrading Prudential Surveillance." International Journal of Finance & Banking Studies (2147-4486) 13, no. 3 (2024): 22–37. http://dx.doi.org/10.20525/ijfbs.v13i3.3468.

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This article discusses financial stability related notions of risk, the issue of convergence and cross financial sector prudential intervention. It elucidates the Basel framework shortcomings and enunciates the requirement of setting a reinvigorated prudential framework before proceeding to its essentials in terms of engineering. It highlights an early warning approach dealing with the issue of time reaction mismatch of the prudential authority and the priority of setting a long run forwarded guided approach. The objective of this research is to provide a clue into enhancing prudential setting

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Pantos, Stavros. "Designing Stress Tests for UK Fast-Growing Firms and Fintech." Risks 11, no. 2 (2023): 31. http://dx.doi.org/10.3390/risks11020031.

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This paper captures advances in prudential regulation and supervision for challenger banks and fintech in the UK. It presents a critical analysis of the prudential supervisory approaches towards fintech. The focus is placed on fast-growing firms (FGFs), building on the review performed by the Prudential Regulation Authority (PRA) of the Bank of England (BoE) in 2019. Specifically, it comprises a critical examination of the underlying regulatory framework in relation to the robustness of stress testing practices, as part of the review of FGF risk management practices and the weakness identified

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Wulandari, Erfina Tri, and Lenny Christina Nawangsari. "The Effect of Green Human Resources Management on Sustainability Business Companies (Case Study on Employee Claim Department PT. Prudential Life Assurance)." European Journal of Business and Management Research 6, no. 1 (2021): 238–42. http://dx.doi.org/10.24018/ejbmr.2021.6.1.745.

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The purpose of this research is to measure the impact of Green Human Resources Management towards business sustainability at PT. Prudential Life Assurance. The type of this research is a quantitative research. Analysis of the data used in this study using SEM PLS version 3.2.7. About 94 respondents from Claim Department at PT. Prudential Life Assurance participated in this research. Based on direct impact shows that Green Recruitment, Green Training, Green Compensation and Rewards have brought a positive and significant impact towards business sustainability, however, there is no significant i

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Jernej, Pisk. "Cardinal Virtues in Sport: Prudentia." Physical Culture and Sport. Studies and Research 67, no. 1 (2015): 13–19. http://dx.doi.org/10.1515/pcssr-2015-0019.

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Abstract Cardinal virtues present one of the oldest anthropological theories and ethical systems in the western philosophical tradition. Among other great ancient philosophers, Plato talked about four main virtues: prudence (practical wisdom), justice, fortitude (courage), and temperance (moderation). As these virtues are not arbitrary, but instead correspond to some fundamental characteristics of human beings, they are not only useful for moral decision-making, but they also present an original anthropological theory. This paper focuses on the role of prudence in sports. Prudence has two aspe

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Seth, Dinesh, and Meenu Gupta. "Comparative Analysis of Consumer Satisfaction Towards Life Insurance Companies in India: An Actionable Insight for Indian BFSI Industry." ECS Transactions 107, no. 1 (2022): 17837–45. http://dx.doi.org/10.1149/10701.17837ecst.

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In the highly competitive life insurance sector consumer satisfaction has become a crucial aspect of hostile marketing. In order to survive in the modern era, delivering a high quality services has become need of an hour. As LIC, ICICI Prudential Life, HDFC Life, and SBI Life are dominating the life insurance sector with a combined market share of around 80% among all 24 life insurance companies. These four companies are chosen under the study according to their market shares. Data has been collected from 600 consumers (150 from each company) from dist. Ludhiana and dist. Sangrur of Punjab. In

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6

Lamandini, Marco. "Towards a New Architecture for European Banking Supervision." European Company Law 6, Issue 1 (2009): 6–13. http://dx.doi.org/10.54648/eucl2009002.

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Under Article 25 of the ECB Statue, the ECB may only render opinions on the scope and implementation of EC legislation on prudential supervision and financial stability. This provision raises the question how supervision on multi–jurisdictional financial conglomerates can be best allocated.

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7

McBride, Mark. "RAZ ON THE INTERNAL POINT OF VIEW." Legal Theory 17, no. 3 (2011): 227–36. http://dx.doi.org/10.1017/s1352325211000127.

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This article addresses the question of whether judges can take the internal point of view toward—accept—their legal system's rule of recognition for purely prudential reasons. It takes a fresh look at an underappreciated conceptual argument of Joseph Raz's that answers: no. In a nutshell, Raz argues that purely prudential reasons are reasons of the wrong kind for judges to accept their legal system's rule of recognition. And should Raz's argument succeed, an important necessary connection between law and morality would be established.

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Deno, Akihiko, Ako Fujisawa, and Kazuya Sudo. "Lighting Planning of Landscape Lighting for the Prudential Tower in Akasakamitsuke." JOURNAL OF THE ILLUMINATING ENGINEERING INSTITUTE OF JAPAN 87, no. 6 (2003): 396–99. http://dx.doi.org/10.2150/jieij1980.87.6_396.

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9

Bafna, Sneha, T. Yeeshitha, Uday Hamirwasi, et al. "A Study Of Consumer Behaviour Towards Mutual Funds With Special Reference To Icici Prudential Mutual Funds, Raipur City." International Journal of Research Publication and Reviews 6, no. 5 (2025): 17738–45. https://doi.org/10.55248/gengpi.6.0525.2002.

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10

Zhang, Muhui. "Cooperation on Transboundary Fine Dust: Revisiting Korea's Prudential Environmental Diplomacy Toward China and Its Policy Effectiveness." Asian Perspective 47, no. 3 (2023): 489–511. http://dx.doi.org/10.1353/apr.2023.a905235.

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Abstract: In this article, I investigate Korea's prudential environmental diplomacy with China regarding transboundary fine dust pollution from the perspective of Korea's disadvantageous position vis-à-vis China due to the ambiguity of pollution responsibilities and geopolitical constraints. Against this backdrop, Korea has tactically exercised prudential environmental diplomacy toward China in dual tracks. First, it has taken a "high-profile" stance in engaging with and socializing China into bilateral and multilateral frameworks and endeavors to align its environmental interests with those o

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11

Yudistira, Yudistira. "FAKTOR-FAKTOR YANG MEMPENGARUHI NASABAH ASURANSI DALAM MEMILIH PRODUK KESEHATAN PADA PT. ASURANSI PRUDENTIAL SYARIAH CABANG BINJAI." JURNAL ILMU MANAJEMEN DAN KEWIRAUSAHAAN (JIMK) 1, no. 2 (2021): 72–87. http://dx.doi.org/10.32696/jimk.v1i2.977.

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This study aims to determine the effect of customer’s knowledge, motivation, and promotion towards the choice of health insurance products at PT Asuransi Prudential Syariah Branch Binjai. The data in this research is used by collecting 34 quetioners of insurance customers. And then the data is processed and analysed. In this research, quantitative methode is used to know the effect, so multiple linear regression analysis, t-test, F-test, and determinant analysis are used. Based on the research, the result is customer’s knowledge has no effect towards the choice of health insurance products, mo

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Anas, Irham, and Anasril Kambut. "ANALISIS MODEL PENYELAMATAN PEMBIAYAAN BERKUALITAS RENDAH DAN PEMBIAYAAN BERMASALAH NASABAH TERDAMPAK COVID-19 BANK DAERAH SYARIAH." Jurnal Ekonomi Rabbani 1, no. 2 (2021): 105–15. http://dx.doi.org/10.53566/jer.v1i2.33.

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Coronavirus Disease 2019 (Covid 19) has made a serious impact on the national banking industry. Financial Services Authority (OJK) has issued a relaxation policy that is expected to suppress non-performing loans/financing in national banks. This study aims to identify and assess policies, technical models and contracts from restructuring activities for customers affected by Covid 19 at Islamic Banks towards sharia principles and banking prudential principles. This Qualitative - Empirical Research concludes that the activity of restructuring activities for customers affected by Covid 19 at PT B

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Arrigoni, Matteo, and Enrico Rino Restelli. "Proportionality in the European Banking Law.Lessons from Silicon Valley Bank." European Company and Financial Law Review 20, no. 5-6 (2023): 936–63. http://dx.doi.org/10.1515/ecfr-2023-0031.

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Abstract 936European prudential regulation imposes significant compliance costs on banks, justifying extensive use of proportionality. However, the failure of Silicon Valley Bank raised numerous objections to this approach. According to many scholars and practitioners, the crisis of SBV originated from a substantial loosening of the regulatory standards and the corresponding supervisory enforcement. In this context, the article discusses the intricate relations between proportionality and financial stability, reaching an articulated conclusion. While concerning prudential capital requirements

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Rosita, Martinus Tj., Alex P. Karo-karo, Rezeki, Dennis Widjaja, and Anton. "PEMANFAATAN TEAMWORK UNTUK MENINGKATKAN PERFORMANCE TEAM MARKETING PADA PT PRUDENTIAL." Haga : Jurnal Pengabdian Kepada Masyarakat 1, no. 2 (2022): 91–98. https://doi.org/10.57094/haga.v1i2.327.

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Tujuan dari pelaksanaan seminar ini adalah untuk merubah mindset karyawan agar mampu melaksanakan teamwork demi kemajuan bersama di masa yang akan datang. Adapun metode pelaksanaan seminar awalnya adalah sesi mindset teamwork dimana peserta diharapkan mau merubah diri agar sama-sama berkembang setelah itu dilanjutkan dengan games yang terdiri dari Human Tower, Arrange Team, Lift Up Balls, Make Shape, Blind Lead. Permainan ini secara keseluruhan telah dilaksanakan semoga mindset peserta bias berubah dan menjadikan mereka semakin sukses bersama-sama dan sekaligus meningkatkan performance perusah

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15

Aubert-Baillot, Sophie. "De la φρόνησις à la prudentia". Mnemosyne 68, № 1 (2015): 68–90. http://dx.doi.org/10.1163/1568525x-12301407.

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This paper focuses on the equivalence between Greek phronesis, a very hard word to translate, and Latin prudentia. Based on the word phren, phronesis means ‘thought’, ‘intellectual perception’, ‘sense’, ‘prudence’, ‘practical wisdom’, while prudentia is derived from prouidentia, meaning ‘ability to look ahead’, ‘forecast’, ‘foresight’ and also ‘Providence’. Why, although their etymological roots were apparently different, did the Romans choose the word prudentia in order to translate Greek phronesis? And how did such a translation alter the evolution of the philosophical concept of prudence in

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Asiyah, Binti Nur, M. Ridlwan Nasir, and Muhamad Ahsan. "Islamic Prudential Banking Concept to Reduce Non Performing Financing: Literature Review." IQTISHADIA 12, no. 2 (2019): 173. http://dx.doi.org/10.21043/iqtishadia.v12i2.5641.

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<p class="Normal1">Purpose - This paper aims to develop the concept of prudential banking based on sharia principles to minimize non-performing financing in Indonesia.</p><p class="Normal1"> </p><p class="Normal1">Methode - This desk research was based on many relevant studies advanced in the literature. The review was particularly focus on Sharia Banking Law, Indonesian Banking Regulations, and Financial Services Authority Regulations. A secondary data published by the Indonesian Central Bank on Sharia Banking Statistics for 2014-2018 was used to sharpen the anal

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17

Lehleiter, Constanze. "Financial and Banking Regulation and Supervision within the EU." Baltic Journal of European Studies 3, no. 2 (2013): 17–37. http://dx.doi.org/10.2478/bjes-2013-0011.

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AbstractThe European Union (EU) has faced not only the international financial crisis, but also the European banking and the sovereign debt crisis. A lack of efficient regulations and supervision were a serious cause of recent developments. As a reaction, the EU finally implemented a framework covering both micro- and macro-prudential policies. Measures such as the new capital requirements, the deposit guarantee schemes, the green paper on shadow banking and, most importantly, the new approach for a macro-prudential supervision are headed towards crisis prevention. However, the challenge is to

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18

Sůvová, H. "The bank approach to a credit obligor – a farm business – in the context of credit risk and capital adequacy." Agricultural Economics (Zemědělská ekonomika) 48, No. 9 (2012): 395–98. http://dx.doi.org/10.17221/5343-agricecon.

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The objective of this paper is to enable a bank&rsquo;s view towards a credit obligor. Banks are subject to a lot of financial risks. Credit risk is the most important one. Banks also have to manage the objective of maximum profit on one hand, the prudential rules on the other hand. Recently, the Bank for International Settlements submitted a new concept of prudential rules (The New Basel Capital Accord) that should be accepted by national regulators and applied from 2006/7. This concept brings relatively strict conditions which should improve bank management of credit risk but which are u

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19

Siren, Siren, and Erik Pranata. "Pengaruh Disiplin Kerja terhadap Produktivitas Kerja Karyawan Asuransi Prudential di Kota Palangka Raya." Pencerah Publik 2, no. 2 (2015): 17–23. http://dx.doi.org/10.33084/pencerah.v2i2.789.

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The research aims to understand how much the influence of work discipline has on employee productivity from Prudential City Palangka Raya employees. The research methods used in this study are quantitative research methods. Data collection in the form of observations and questionnaires. The data analysis technique in this study used the correlation analysis of the product moment according to Sugiyono (2012:212). The results concluded that the work discipline of Prudential insurance employees in the city of Palangka Raya is still lacking and not as expected. Judging from employees often come la

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Cuevas, Herminia, Esther Palomeque, and Beatriz Santa-Cruz. "Pillar 3 disclosures on ESG risks. First disclosures of Spanish and other European banks." Financial Stability Review, Issue 45 (Autumn 2023) (December 4, 2023): 73–94. http://dx.doi.org/10.53479/36156.

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Sustainability-related disclosures are an essential first step towards integrating environmental, social and governance (ESG) risks into the financial system and the wider business world. This article sets out the new European prudential requirements for disclosing such risks, as well as a general comparison of the initial climate-related information reported by significant institutions in the Spanish banking industry and elsewhere in Europe.

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21

Brooks, Roy. "Black Boarding Academies as a Prudential Reparation." Columbia Journal of Race and Law 13, no. 1 (2023): 790–852. http://dx.doi.org/10.52214/cjrl.v13i1.11665.

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With billions of dollars pledged and trillions of dollars demanded to redress slavery and Jim Crow (“Black Reparations”) the question of how best to use these funds has moved into the forefront of the ongoing campaign for racial justice in our post-civil rights society. Reparatory strategies typically target the norms and structures that sustain racial disadvantage wrought by slavery and Jim Crow. The goal of such transitional reparations is to extinguish the menace of white supremacy and systemic racism across the board. Restructuring in housing, education, employment, voting, law enforcement

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22

Samonis, Val. "Macro Prudential Regulation and Governance in Long Cycles: Towards Modern Experiential Learning Approach." Transnational Corporations Review 4, no. 1 (2012): 46–55. http://dx.doi.org/10.1080/19186444.2012.11658317.

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23

Vaughan, Kenneth R., Paul Froese, and Chase Lonas. "Was the Arab Spring a Post-Islamist Moment?" Comparative Sociology 21, no. 2 (2022): 248–74. http://dx.doi.org/10.1163/15691330-bja10052.

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Abstract Scholars continue to debate political motives behind the Arab Spring – a debate that centers on the compatibility of democratic and Islamist preferences. Some frame the protests as a boon for democracy and prudential needs of citizens. Others report an Islamist turn against secular autocracies. Here, the authors argue that this framing relies on outdated civilizational narratives and that democratic, Islamist, and prudential concerns present concurrently in the Arab Spring. Using the Arab Democracy Barometer, the authors investigate public opinion in Egypt, Libya, and Tunisia, to esti

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Kolovou, Evaggelia, Grigorios Gikas, and Kostantinos Kyritsis. "The Economic Crisis of 2008 and the Financial System Supervision: Towards an European Banking Union." Central European Review of Economics & Finance 24, no. 2 (2018): 45–56. http://dx.doi.org/10.24136/ceref.2018.009.

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The significant repercussions of the recent crisis in the financial sector and the real economy have led to the development of policies aimed at strengthening the stability of the international banking system. Banking regulatory reforms (Basel III) improve micro-prudential supervision and involve macro-prudential supervision to avoid systemic risk. Capital requirements are tightening up and the quality of core capital is upgraded in order to provide greater coverage of losses and better risk management. In addition, a new framework for liquidity risk is introduced, as well as a complementary t

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Mahadew, Roopanand, and Bhavna Luchmun. "Assessing the prudential approach of the Financial Services Commission towards corporate failure in Mauritius." International Journal of Law and Management 60, no. 2 (2018): 646–61. http://dx.doi.org/10.1108/ijlma-12-2016-0182.

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Purpose This paper aims to provide a comprehensive overview of the sphere of corporate failure in Mauritius. The causes are explained and urge to take preventive measures is justified therein. Recommendations are finally proposed to prevent corporate failure in Mauritius. Design/methodology/approach The methodology used is based on a mixture of the legal research method and case study analysis. This paper analyses every legal instrument such as enactments, binding rules, regulations and guidelines relevant to the Financial Services Commission (FSC) and the insurance sector in Mauritius. Findin

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داغر, محمود. "Indicative supervision on the monetary business organizations (Banks) Case study: Iraq." Journal of Economics and Administrative Sciences 18, no. 65 (2012): 1. http://dx.doi.org/10.33095/jeas.v18i65.1132.

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Indicative supervision represents the comparison between direct intervention (acquisition, nationalism) and participation through rules.  The last financial crisis reflected our needs for different approaches of supervision consist with our goals, but the crisis reveals also number of sounds requested and pressured toward direct control (Intervention via forces) through government acquisition and nationalization. This study attempts to deal with crisis lessons, in the field of choice between indicative and direct supervision which government authorities used to reduce the bad effec

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Sebasore, BAHATI, Clément BULA Basuayi, Redempteur Ntawiratsa, GAKURU SEMACUMU Jean-Baptiste, and Paul Senzira Ntahayo. "Prudential Measures and Monetary Policy Impact Agricultural Loans in the Great Lakes Region of Africa." International Journal of Economics, Business and Management Research 09, no. 04 (2025): 270–83. https://doi.org/10.51505/ijebmr.2025.9417.

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This research sheds light on the intricate relationship between monetary policies, prudential measures, and agricultural portfolios in the low-income countries of the Economic Community of the Great Lakes Region of Africa (CEPGL). Through a meticulous methodology blending quantitative analysis and econometric models, it discerns various factors influencing agricultural loans. The study reveals a negative correlation between agricultural credit and certain variables like monetary policy, total bank assets, and political stability. Conversely, indicators such as economic stability and the presen

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Kusler, Ágnes. "Succus Prudentiae: Hevenesi Gábor neosztoikus emblémáinak festészeti recepciója." Művészettörténeti Értesítő 71, no. 2 (2023): 213–32. http://dx.doi.org/10.1556/080.2022.00014.

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The Hungarian Jesuit Gábor (Gabriel) Hevenesi’s emblem book Succus prudentiae (The Seed of Wisdom) was published in 1690 in Vienna and then in 1701 in Nagyszombat (Trnava, Slovakia), containing fifty emblems. He compiled a collection of Christian wisdom and virtues with the help of quotations and paraphrases from the Stoic philosopher Seneca. In this article, I present two instances of applied emblematic reception of the emblems of Hevenesi’s Succus prudentiae in Transylvanian buildings. The first example is the painted decoration of a room in the castle of Nagyvárad (Oradea, Romania). The pro

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Keller, Anat. "Collecting Data: How will the ESRB Overcome the First Hurdle towards Effective Macro-prudential Supervision?" European Business Law Review 24, Issue 4 (2013): 487–535. http://dx.doi.org/10.54648/eulr2013026.

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This article provides a critical assessment of the European Systemic Risk Board's ('ESRB') data collection process and examines the likely effectiveness of the legal frameworks, mechanisms and structures set out to accommodate it. It presents the various sources from which the ESRB collects its data in order to produce, where necessary, concrete warnings and remedial recommendations regarding risks to the financial stability within the EU. The article then points to possible impediments to the smooth flow of information through these channels of information and suggests ways to refine the data

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Pantos, Stavros. "“Feeling Stressed?” A Critical Analysis of the Regulatory Prescribed Stress Tests for Financial Services in the UK." Journal of Risk and Financial Management 18, no. 5 (2025): 246. https://doi.org/10.3390/jrfm18050246.

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This paper captures a qualitative review of the regulatory prescribed stress tests for UK financial services designed by the Bank of England and the Prudential Regulation Authority (PRA)/Financial Conduct Authority (FCA) after the Global Financial Crisis. It presents a critical analysis of the use of stress testing as part of supervisory practices for UK banking institutions and insurance undertakings, commenting on their qualitative characteristics, after looking at the regulatory prescribed stress tests from three key categories: the macroeconomic scenarios for banks, denoted as the bank str

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Amoroso, Daniele, and Guglielmo Tamburrini. "Toward a Normative Model of Meaningful Human Control over Weapons Systems." Ethics & International Affairs 35, no. 2 (2021): 245–72. http://dx.doi.org/10.1017/s0892679421000241.

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AbstractThe notion of meaningful human control (MHC) has gathered overwhelming consensus and interest in the autonomous weapons systems (AWS) debate. By shifting the focus of this debate to MHC, one sidesteps recalcitrant definitional issues about the autonomy of weapons systems and profitably moves the normative discussion forward. Some delegations participating in discussions at the Group of Governmental Experts on Lethal Autonomous Weapons Systems meetings endorsed the notion of MHC with the proviso that one size of human control does not fit all weapons systems and uses thereof. Building o

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Edwin, Kiprotich Rono, and Nathan Mwenda Mutwiri. "CENTRAL BANK PRUDENTIAL REGULATIONS AND FINANCIAL PERFORMANCE OF COMMERCIAL BANKS LISTED AT THE NAIROBI SECURITIES EXCHANGE, KENYA." International Journal of Management and Commerce Innovations 11, no. 2 (2023): 103–13. https://doi.org/10.5281/zenodo.10184011.

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<strong>Abstract:</strong> The study sought to examine the effect of central bank prudential regulations on financial performance of commercial banks listed at the Nairobi Securities Exchange, Kenya. The hypothesis of stakeholder preference, agency, and liquidity was reviewed to support study variables, and empirical evaluations related to research was reviewed. A randomized study design was conducted on 12 quoted commercialized banking establishments in the NSE was the research population. Secondary information for the survey was compiled from the Central Bank of Kenya's financial disclosures

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Iqbal, Rao Javaid, Atiquzzafar Khan, and Hafiz Muhammad Yasin. "Financial Stability and Monetary Framework under Interest-Free DSGE Settings for Pakistan." Islamic Banking and Finance Review 10, no. 1 (2023): 109–51. http://dx.doi.org/10.32350/ibfr.102.05.

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Various small and large, conventional and interest-free, DSGE models havebeen developed, simulated, and compared. After a large conventionalmodel, an interest-free NK model was prepared with household preferences,retail firms, and capital-producing firms. The deduction of zakat wassuggested with appropriate incidence. The model was estimated usingquarterly data for Pakistan between 1990 and 2009, a period characterizedby the consolidation of monetary and macro-prudential policies besides theopening up of the banking sector. This large-scale model included financialaccelerator, systemic risk, t

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Harjito, D. Agus, and M. A. B. Hananta Wiratama. "The Balance Sheet Network Analysis for Measuring Systemic Risk of Islamic Commercial Banks in Indonesia." Journal of Islamic Finance 6 (December 31, 2017): 100–113. https://doi.org/10.31436/jif.v6i0.259.

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Systemic risk in a simple definition is potential loss suffered by the financial system which is commonly caused by the individual institution in the system. The default of Bear Sterns and Lehman Brothers in 2008 which were two of the five largest investment banks in the U.S at the time has changed the perspective that Too-Big To Fail was not solely an issue in the vulnerable financial system. Nevertheless, recent studies indicate that Too-Connected To Fail (TCTF) problem is actually the main issue of the vulnerable financial system. This study provides early warning system regarding the syste

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Balbo, Andrea, Elisa Della Calce, and Simone Mollea. "Towards an Unusual speculum principis? Virtues in the Confucius Sinarum Philosophus’s Proemialis Declaratio." Scripta Classica Israelica 42 (July 1, 2023): 19–39. https://doi.org/10.71043/sci.v42i.7945.

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The Confucius Sinarum Philosophus (1687) represents one of the first attempts to translate some fundamental texts of Confucianism into a European language, Latin. In doing this, the Jesuits—and Philippe Couplet in particular—paid attention to the right ways to present Confucius to a Western audience. This appears all the more clear in the Proemialis Declaratio, a long introduction to the work. This paper focuses on those value concepts (pietas, iustitia, and prudentia), which are important both to Confucian and Western Greco-Latin Cultures and which contribute to reading relevant passages of t

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Zhao, Jiyang. "The “No Reflective Loss” Principle: Towards to the “Priority Rule”." SHS Web of Conferences 183 (2024): 02001. http://dx.doi.org/10.1051/shsconf/202418302001.

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This essay discusses how the “no reflective loss” principle has developed and its current problem. “No reflective loss” principle, introduced in Prudential Assurance Co Ltd v Newman Industries Ltd (No.2), developed in Johnson v Gore Wood & Co, is gradually becoming unreasonable, since the application of it has expanded to an exaggerated extent. In the case Sevilleja v Marex Financial Ltd, “no reflective loss” principle was been narrowed, but its fundamentalism brought other issues. Because of the poor policy considerations of “no reflective loss” principle, cases concerning reflective loss

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Pyka, Irena, and Aleksandra Nocoń. "Banks’ Capital Requirements in Terms of Implementation of the Concept of Sustainable Finance." Sustainability 13, no. 6 (2021): 3499. http://dx.doi.org/10.3390/su13063499.

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In 2015, the governments of 193 United Nations member states adopted the 2030 Agenda for Sustainable Development, followed by the Paris Agreement. Their detailed solutions assume the inclusion of the concept of sustainable finance into investment decision-making processes, including directing capital towards sustainable investments and stopping climate change. The main subject of the study is sustainable finance, which is one of the pillars of the sustainable development of the global economy, which has also become an important objective of the European Union, enshrined in the Treaty of Lisbon

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Galeotti, Anna Elisabetta, and Federica Liveriero. "Toleration as the Balance Between Liberty and Security." Journal of Ethics 25, no. 2 (2021): 161–79. http://dx.doi.org/10.1007/s10892-021-09363-5.

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AbstractTraditionally, an adequate strategy to deal with the tension between liberty and security has been toleration, for the latter allows the maximization of individual liberty without endangering security, since it embraces the limits set by the harm principle and the principle of self-defense of the liberal order. The area outside the boundary clearly requires repressive measures to protect the security and the rights of all. In this paper, we focus on the balance of liberty and security afforded by toleration, analyzing how this strategy works in highly conflictual contexts and sorting o

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Tarullo, Daniel K. "Financial Regulation: Still Unsettled a Decade After the Crisis." Journal of Economic Perspectives 33, no. 1 (2019): 61–80. http://dx.doi.org/10.1257/jep.33.1.61.

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A decade after the darkest moments of the financial crisis, both the US financial system and the legal framework for its regulation are still in flux. The post-crisis regulatory framework has made systemically important banks much more resilient. They are substantially better capitalized and less dependent on runnable short-term funding. But the current regulatory framework does not deal effectively with threats to financial stability outside the perimeter of regulated banking organizations, notably from forms of shadow banking. Moreover, with the political tide having for the moment turned de

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Win, Sandar. "Banks’ lending behaviour under repressed financial regulatory environment." Pacific Accounting Review 30, no. 1 (2018): 20–34. http://dx.doi.org/10.1108/par-05-2016-0054.

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Purpose Regulatory authorities in Myanmar are increasing banks’ independence in providing loans to facilitate better financial resource allocations. On the other hand, not only in the USA but also among European countries, policymakers are designing regulations that could reduce banks’ autonomies in risk management and decrease risk taking behaviour. These governments have made policy interventions in their banking sectors which could be identified as repressive policies. They are commonly justified as macro-prudential regulations rather than financial repression. However, the authors are yet

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Wisudawan, I. Gusti Agung. "Aspek Hukum Perjanjian Kredit Pada Koperasi." JATISWARA 27, no. 1 (2017): 96–123. http://dx.doi.org/10.29303/jtsw.v27i1.27.

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The credit agreement offered by corporation is significant to enhance its memberâ€™s welfare as well as sustainability of small and middle enterprises. There some significant aspects must be considered in the granting of credit within corporation,i.e firstly, concerning credit mechanism or credit procedure because each of coorperation has different policy in granting credit; secondly, concerning prudential standard. The application of which is trongly significant to provide legal certainty not only for debtor but also creditor (corporation) which covers fit and proper test as well as credit an

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Khanna, A., and B. Arora. "A study to investigate the reasons for bank frauds and the implementation of preventive security controls in Indian banking industry." International Journal of Business Science and Applied Management 4, no. 3 (2009): 1–21. http://dx.doi.org/10.69864/ijbsam.4-3.43.

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This paper examines the issue of frauds from the perspective of banking industry. The study seeks to evaluate the various causes that are responsible for banks frauds. It aims to examine the extent to which bank employees follow the various fraud prevention measures including the ones prescribed by Reserve Bank of India. It aims to give an insight on the perception of bank employees towards preventive mechanism and their awareness towards various frauds. The study signifies the importance of training in prevention of bank frauds. A strong system of internal control and good employment practice

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Geddert, Jeremy Seth. "Beyond Strict Justice: Hugo Grotius on Punishment and Natural Right(s)." Review of Politics 76, no. 4 (2014): 559–88. http://dx.doi.org/10.1017/s0034670514000576.

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AbstractHugo Grotius is often seen as reducing justice to the systematic protection of individual rights. However, this reading struggles to account for the surprisingly robust place he accords to punishment. An offender cannot plausibly claim punishment as a right, and the right to punish gives little direction about how best to carry out punishment. These difficulties point toward Grotius's little-noticed bifurcation of justice into “expletive” and “attributive” categories. While expletive (or “strict”) justice provides a grounding for the right to punish, its subsequent exercise must be gov

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Abdillah, Abdillah, Ali Ridho, JM Muslimin, Wildan Munawar, and Salem Ahmed A. Elkushli. "Islamic Economics and Politico-Legal Policy: Defining The Fundamental Role of Government In Creating Prudential Business System." International Journal of Islamic Economics and Finance (IJIEF) 6, no. 2 (2023): 281–312. http://dx.doi.org/10.18196/ijief.v6i2.16826.

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This study aims to examine in depth the role of the government in stabilizing, allocating and distributing nation-wealth by minimizing monopoly from Islamic economics views as well as contemporary legal practices. The research method used is phenomenological-qualitative and empirical legal study. Data collected by observing the models formulated by fiqh experts and their implications for economic justice based on literature studies and empirical practices. The findings prove that in the discourse of fiqh and Islamic history, the government has strategic position in combating monopoly by its in

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Fachmi, Muhammad, Basri Modding, Jeni Kamase, and Hasanuddin Damis. "The Mediating Role of Satisfaction: Life Insurance Customers’ Perspective (Service Quality, Trust and Image Toward Loyalty)." International Journal of Multicultural and Multireligious Understanding 7, no. 6 (2020): 156. http://dx.doi.org/10.18415/ijmmu.v7i6.1745.

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Purpose: The purpose of this study is to analyze whether service quality, trust, and corporate image directly influence customer satisfaction and loyalty. Besides, it also examines the indirect effect on loyalty through customer satisfaction.Design/Methodology/Approach: The sample is customers who have made insurance claims, with 206 people to be respondent, from PT. Prudential Life Assurance, PT. AXA Mandiri, PT. AIA Financial, and PT. Bumiputera Life Insurance. Data were analyzed using SEM-AMOS analysis techniques.Findings: The results of this study indicate that service quality, trust, and

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Badenhoop, Nikolai. "Private Law Duties Deriving From EU Banking Regulation and its Individual Protection Goals." European Review of Contract Law 16, no. 2 (2020): 233–66. http://dx.doi.org/10.1515/ercl-2020-0013.

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AbstractEU regulation both affects private law and increasingly relies on private law mechanisms to ensure its proper enforcement. Prominent examples are competition and capital markets regulation. In contrast, EU prudential regulation of commercial banking predominantly relies on public enforcement via supervisory authorities. This is astonishing given that the protection of individual bank customers emerges as a leitmotiv of EU banking regulation. CRD IV and CRR as the main legislative acts of EU commercial banking regulation strongly promote the goals of depositor and investor protection. M

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Hibbert, A. J., and C. J. Turnbull. "Measuring and Managing the Economic Risks and Costs of With-Profits Business." British Actuarial Journal 9, no. 4 (2003): 725–77. http://dx.doi.org/10.1017/s1357321700004347.

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ABSTRACTThe approaches to liability valuation, assessment of prudential capital and measurement of profit for life offices are undergoing radical change. A common thread runs through all of these proposed changes — each change represents a move away from traditional actuarial approaches towards a more economically coherent, market-consistent approach. These changes should encourage a general improvement in the life industry's risk management processes. However, they will come at a cost. The measurement of the economic risks generated by the complex guarantees written by life offices is far mor

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LAWRENCE, DAVID R., CÉSAR PALACIOS-GONZÁLEZ, and JOHN HARRIS. "Artificial Intelligence." Cambridge Quarterly of Healthcare Ethics 25, no. 2 (2016): 250–61. http://dx.doi.org/10.1017/s0963180115000559.

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Abstract:It seems natural to think that the same prudential and ethical reasons for mutual respect and tolerance that one has vis-à-vis other human persons would hold toward newly encountered paradigmatic but nonhuman biological persons. One also tends to think that they would have similar reasons for treating we humans as creatures that count morally in our own right. This line of thought transcends biological boundaries—namely, with regard to artificially (super)intelligent persons—but is this a safe assumption? The issue concerns ultimate moral significance: the significance possessed by hu

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Schembri, Lawrence L. "Housing Finance in Canada: Looking Back to Move Forward." National Institute Economic Review 230 (November 2014): R45—R57. http://dx.doi.org/10.1177/002795011423000105.

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The Canadian system of housing finance proved to be resilient and efficient during the global financial crisis and its aftermath. The system's effectiveness is the result of a rigorous prudential regulatory and supervisory regime coupled with targeted government guarantees of mortgage insurance and securitisation products. In the post-crisis period, household debt levels and house prices have risen, owing, in part, to accommodative monetary conditions necessary to support the economic recovery. These vulnerabilities were mitigated by tightening macroprudential policy, specifically mortgage ins

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Odongo, Janes, Boqian Zhang, and Donghui Ma. "Modelling Feasibility Scenarios for Achieving Public Space Standards in Nairobi's Informal Settlements under the 2030 Sustainable Development Framework." Journal of Indonesia Sustainable Development Planning 6, no. 1 (2025): 44–66. https://doi.org/10.46456/jisdep.v6i1.594.

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As the midpoint of the 2030 Sustainable Development Agenda nears, inclusive provision of public spaces in all urban neighbourhoods for all has become crucial. This study examines the progress towards delivering vital public spaces, namely streets, open spaces, and public markets in Nairobi's informal settlements, as a sustainable urbanism indicator. Based on the theories of sustainable development and sustainable urbanism, it uses a descriptive approach, relying on primary and secondary data from interviews with 17 key informants, questionnaires issued to 370 residents and street vendors, mapp

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