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Journal articles on the topic 'Psychological aspects of Money'
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1
Wang, Xijing, Zhansheng Chen, and Eva G. Krumhuber. "Money: An Integrated Review and Synthesis From a Psychological Perspective." Review of General Psychology 24, no. 2 (February 23, 2020): 172–90. http://dx.doi.org/10.1177/1089268020905316.
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Many empirical studies have demonstrated the psychological effects of various aspects of money, including the aspiration for money, mere thoughts about money, possession of money, and placement of people in economic contexts. Although multiple aspects of money and varied methodologies have been focused on and implemented, the underlying mechanisms of the empirical findings from these seemingly isolated areas significantly overlap. In this article, we operationalize money as a broad concept and take a novel approach by providing an integrated review of the literature and identifying five major streams of mechanisms: (a) self-focused behavior; (b) inhibited other-oriented behavior; (c) favoring of a self–other distinction; (d) money’s relationship with self-esteem and self-efficacy; and (e) goal pursuit, objectification, outcome maximization, and unethicality. Moreover, we propose a unified psychological perspective for the future—money as an embodiment of social distinction—which could potentially account for past findings and generate future work.
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King, Michael B. "Psychological Aspects of HIV Infection and AIDS." British Journal of Psychiatry 156, no. 2 (February 1990): 151–56. http://dx.doi.org/10.1192/bjp.156.2.151.
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Publications on the acquired immunodeficiency syndrome (AIDS) have reached such a pitch that leading medical journals have received letters of protest (Kubin, 1989), and some have been forced to defend themselves for the space they devote to the subject (Lock, 1989). While some consider that their problems have been ignored and that AIDS is attracting too much money and publicity (Adler, 1987), others believe AIDS research and clinical services are grossly underfunded (Rogers, 1989). Perhaps because modern medicine has rarely encountered such a completely ‘new’ disorder the fascination is great, no less in psychiatry than in other fields. An editorial in the Lancet (1989), just before the annual International Conference on AIDS, reminded us bluntly of the crucial questions: how many cases of HIV infection had been prevented in the year since the previous conference, and how many would be prevented before the next?
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Bamforth, Jill, Charles Jebarajakirthy, and Gus Geursen. "Undergraduates’ responses to factors affecting their money management behaviour: some new insights from a qualitative study." Young Consumers 18, no. 3 (August 21, 2017): 290–311. http://dx.doi.org/10.1108/yc-11-2016-00645.
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Purpose The money management behaviour of undergraduates is a noteworthy study for many stakeholders, as these students are more likely to carry forward this behaviour into later life. The literature on student money management behaviour heavily focuses on financial literacy. However, economic, social and psychological factors also affect undergraduates’ money management behaviour. Therefore, the purpose of this study is to empirically investigate how undergraduates respond to and account for these factors in their money management behaviour. Design/methodology/approach This study was carried out in Australia. This study adopted a qualitative exploratory approach. The data were collected using six focus group discussions (FGDs) held in one Australian university, in which 40 undergraduates participated. Findings The key themes identified from the thematic analysis include undergraduates’ understanding of money management and managing economic, social and psychological aspects relating to undergraduates’ money management behaviour. Several subthemes were identified under each theme, which specifically showed how undergraduates manage and respond to each of these factors relating to their money management behaviour. Research limitations/implications This study was conducted with the data collected from a relatively small sample of respondents and was limited only to undergraduates. Moreover, this study was conducted in Australia, indicating that some of the results might be specific to the Australian context. Practical implications The authors have suggested promoting multiple payment methods and internet usage to undergraduates, and providing them with stress management programmes will help them maintain prudent money management behaviour. Originality/value The extant literature on undergraduates’ money management behaviour tends to focus on financial literacy. This study extends the scope of the literature beyond financial literacy and has shown how undergraduates respond to economic, social and psychological aspects relating to money management behaviour. This study has applied a qualitative exploratory approach, in contrast to quantitative methods which have generally been applied for studies relating to undergraduates’ money management behaviour.
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Melenko, O. V., L. M. Hryndei, and O. V. Stratii. "PSYCHOLOGICAL AND LEGAL ASPECTS AGAINST CORRUPTION IN UKRAINE NOWADAYS." Actual problems of native jurisprudence 5, no. 5 (October 2021): 93–99. http://dx.doi.org/10.15421/392205.
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This article provides a complex analysis of corruption crimes in Ukraine. The analysis is showing that a third of corruption crimes are committed in five regions of Ukraine, and a conclusion was made about the uneven corruption environment. It was found that in the structure of corruption crimes the largest part is occupied by administrative corruption crimes. In general, the structure of administrative corruption crimes in Ukraine is homogeneous. Almost all administrative corruption crimes concern violations of financial control requirements. In other words, the vast majority of Ukrainian corrupt criminals hide or distort information about their income and foreign financial investments. In the structure of criminal corruption crimes, the largest share is occupied by offenses related to obtaining illegal benefits and abuse of official position. On the other side, in the structure of disciplinary liability for corruption crimes, the largest share is occupied by offenses related to non-compliance with the requirements of financial control, a conflict of interests, and the receipt of illegal benefits. Based on a comprehensive analysis of corruption crimes in Ukraine, a behavioral stereotype of a Ukrainian corruptor has been developed. The logical sequence of actions of the Ukrainian corruptor has six stages: one's main interest is their own benefit, which excludes the interests of the nation and society; abuses one's official position; receives illegal benefits; rapidly accumulates material goods; stores money abroad; hides and distorts information about personal income. This article systematizes the psychological characteristics of a corruptor. The psychological portrait of a corruptor is formed by specific moral and psychological traits and socio-role characteristics, such as feelings of permissiveness and influence, envy, vanity, money cult, sociability, a propensity to risk, lack of empathy, careerism, ostentatious control. Ostentatious control means a demonstration of «poker face», which hides irresponsibility, unreliability, impulsiveness, emotional instability, aggression. The article proposes a number of institutional changes aimed at reducing the corruption environment in Ukraine.
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Červená, Karolína, and Anna Vartašová. "Money and currency within the context of social development in the territory of Slovakia." Polityka i Społeczeństwo 19, no. 2 (2021): 34–53. http://dx.doi.org/10.15584/polispol.2021.2.3.
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The term money currently refers to various modifications of the money forms, which historically have undergone their process of development. Applying the analytical, comparative, and historical method, the present article aims to identify the essential developmental aspects of the institution of money (term's content, functions, role, appearance/forms, interactions, legal aspects) in the context of their operation in the economic system with a pro futuro view focusing on the territory of Slovakia. The authors studied and analysed information from domestic and foreign sources, paying particular attention to the historical development of the form of money and currency formation predominantly in Slovakia. The authors conclude that today's money has lost its historical fundamental economic properties and raise the question whether it is only its other dimensions (psychological, political, technological, and others) that have prevailed.
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Gryazeva, Elena, Olga Mayorova, Natalia Malchikova, Maria Nemkova, and Marina Paravina. "International financial fraud: economic and psychological aspects, classification and ways of minimization." Economic Annals-ХХI 189, no. 5-6(1) (June 10, 2021): 15–25. http://dx.doi.org/10.21003/ea.v189-02.
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The active use of the latest information technologies and non-cash payment forms has led to an increase in various types of fraud in the financial sector. Moreover, virtually all spheres of public relations now fall under the risk of fraudulent schemes, starting from financial credit and insurance and ending with foreign economic activity and the Internet. In addition, some other economic factors contribute to the significant spread of fraudulent schemes in modern conditions: a wide variety of new financial instruments (types of money, securities, financial services); rapid growth in financial transactions; leveling barriers to the unhindered movement of money, goods, and services in the process of globalization, which provokes an increase in transnational financial crime. Therefore, in search of tools to preserve existing and generate potential income, especially trusting investors fall into the traps of scammers. With the development of the current economic institutionalism, the principle of rationality in human economic behavior was no longer considered absolute, therefore, representatives of the institutional theory noted the irrational nature of human behavior, including in the field of economics and finance. Modern reality and economic practice are clear evidence of the truthfulness of this thesis. After all, despite the constant warnings of the mass media and other sources regarding various fraudulent schemes, as well as (paradoxically) often their own negative experience, citizens continue to invest in various kinds of fraudulent schemes. According to experts, the main reason is that «people will always strive for «easy» money, and it is unlikely that this desire will ever disappear» (Bruton, 2015). In this paper, we study the possibilities of preventing financial fraud on an international scale. In the context of the complexity of modern business processes, one of the most urgent problems has become the problem of activating the manifestations of corporate fraud. On average, companies lose about 5% of their profits due to corporate fraud, and the annual losses from such economic crimes amount to about USD 4 trillion on a global scale. In Russia, this figure reaches 15% (and we are talking only about losses made public by companies). The lion’s share of fraudulent schemes falls on the banking sector. The implementation of fraudulent schemes in the banking sector has certain features, in particular: fraudulent actions cause damage not only to banks and their depositors, but also negatively affect the stability of the financial system as a whole; such crimes are characterized by high latency, since managers, fearing for the business reputation of their bank, only in isolated cases turn to law enforcement agencies with appropriate statements; identifying the facts of financial fraud is very difficult since fraudsters (often not without the help of bank managers) hide their actions in every possible way and take measures to launder funds obtained by criminal means.
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Bamforth, Jill, Charles Jebarajakirthy, and Gus Geursen. "Understanding undergraduates’ money management behaviour: a study beyond financial literacy." International Journal of Bank Marketing 36, no. 7 (October 1, 2018): 1285–310. http://dx.doi.org/10.1108/ijbm-05-2017-0104.
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Purpose The money management behavior of undergraduates determines their smooth transition into adulthood. Economic, social and psychological factors also affect undergraduates’ money management behavior. Therefore, the purpose of this paper is to investigate how undergraduates manage and respond to economic, social and psychological factors affecting their money management behavior, and to examine whether this response changes as they make progress in their degree. Design/methodology/approach Adopting a qualitative exploratory approach, this study examined Australian undergraduates as they face many challenges to their money management behavior. The data were collected using six focus group discussions, held in three Australian universities, in which 47 undergraduates participated. Findings The findings have shown that their approach to manage spending, income, saving, peer relationships and stress changes as they make progress in their degree. However, they shared similar approaches to investment, followed parental money management advice and used technology for cost reduction, irrespective of the progress in their degree. Research limitations/implications This study was conducted with the data collected from a relatively small sample of respondents and was limited only to undergraduates. Moreover, this study was conducted in Australia, indicating that some of the results might be specific to the Australian context. Practical implications The findings of this study can be utilized by governments, financial institutions, educational institutions and parents who are interested in inculcating prudent money management behavior in undergraduates. Originality/value This study extends the scope of the literature beyond financial literacy, and has shown how undergraduates respond to economic, social and psychological aspects relating to money management behavior and how these responses vary as they make progress in their degree. This study has applied a qualitative exploratory approach, in contrast to quantitative methods which have generally been applied for studies relating to undergraduates’ money management behavior.
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Dragan, Olena V., Ganna S. Yermakova, Andrii M. Chvaliuk, Oleg G. Kurchin, and Oleg V. Karagodin. "Psychological Aspects of Corruption in Public Administration: Case-Study of Ukraine." Academic Journal of Interdisciplinary Studies 9, no. 6 (November 19, 2020): 264. http://dx.doi.org/10.36941/ajis-2020-0130.
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The purpose of this research was to explore the psychological aspects of corruption in public administration through a combination of methods such as the non-systematic review, a semi-structured interview, a survey questionnaire, and observations of the anti-corruption court hearings. The study employed a case research design using the exploratory research strategy. It relied on a combination of data collection methods. The study was designed as a flow of three basic stages such as identification of psychological factors of corruption, validation of factors, and assessment of relative importance of every factor using the Triangular Assessment Method. It provided first-hand evidence and cases for the course in “Psychological, Behavioural and Economic Triggers of Corruption.” The IBM SPSS Statistics 25.0.0.1. Software was used to process the yielded data. The study found that civil servants’ ambitions to get rich quick, their low self-esteem, psychological dependencies, community-accepted image, sense of impunity were the major psychological aspects pushing the people to corruption in Ukraine. It was also found that the sense of impunity could be considered to be the primary psychological impact factor stimulating corruption actions by the civil servants, specifically. The self-esteem could be regarded as a second important psychological factor of corruption in public administration, which is related to the persons’ vision of their role in the community. The third important factor was ambitions driven by ‘easy money’ and status. The last two factors such as psychological dependencies, the community-accepted image were judged to be the least important ones. Further in-depth research is needed to identify the gender difference in the psychological aspects of corruption in public administration.
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Diener, Ed, and Martin E. P. Seligman. "Beyond Money: Progress on an Economy of Well-Being." Perspectives on Psychological Science 13, no. 2 (March 2018): 171–75. http://dx.doi.org/10.1177/1745691616689467.
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In our 2004 “Beyond Money” article, we argued that national accounts of psychological and subjective well-being should complement the economic indicators that frequently guide policy decisions. We claimed that economic indicators fail to reflect important aspects of quality of life that well-being indicators capture. Since the time of our article, progress has been made, and scores of nations have used some forms of well-being measures. The National Academy of Sciences of the United States and the Organization for Economic Cooperation and Development both issued reports on accounts of well-being. Researchers have pointed to policies that are supported by the findings, such as environmental and economic policies. The emergence of “big data” has opened major new pathways for measuring well-being in inexpensive, unobtrusive, and nonreactive fashion. Psychological researchers now need to create superordinate combinations of subjective and objective measures of well-being to study the impact of the policies they advocate. The accounts can serve as a lever for convincing policymakers to enact policies that increase human flourishing.
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Lemeshchenko, P. S. "The Phenomenon of Money in the New Economic Management Conditions: Between Destruction and Creation." Noonomy and Noosociety. Almanac of Scientific Works of the S.Y. Witte INID 1, no. 2 (2022): 95–110. http://dx.doi.org/10.37930/2782-618x-2022-1-2-95-110.
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the article is devoted to such a phenomenon as money, which has accompanied human existence for hundreds of years. However, the author pays attention not so much to the economic content of money, but to the cultural and psychological aspects. Mimetic and holistic approaches are used to clarify such new properties of money. According to the author, these relations in monetary and financial processes have now begun to dominate and are decisive in the hardness of currencies and stable solvency at different levels of management. Especially these institutional aspects began to manifest themselves in connection with the active use of information and communication technologies. The definition of money through the prism of the institute allowed the author to fix their main contradiction as a contradiction between the possibility of the creative side of human activity and destructive. In addition, the article draws attention to the clearly insufficient and narrow banking view of the levels of regulation of monetary and financial relations, which leads to greater benefits of monetary institutions at the expense of depositors, firms, and the whole society. In fact, this is an annuity for the monopoly right to use such a special material as money. Such a situation does not contribute to the acceleration of a just society and slows down socio-economic development, slows down science, innovation, progress in general.
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Lemeshchenko, P. S. "The Phenomenon of Money in the New Economic Management Conditions: Between Destruction and Creation." Noonomy and Noosociety. Almanac of Scientific Works of the S.Y. Witte INID 1, no. 2 (2022): 78–90. http://dx.doi.org/10.37930/2782-6465-2022-1-2-78-90.
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The article is devoted to such a phenomenon as money, which has accompanied human existence for hundreds of years. However, the author pays attention not so much to the economic content of money, but to the cultural and psychological aspects. Mimetic and holistic approaches are used to clarify such new properties of money. According to the author, these relations in monetary and financial processes have now begun to dominate and are decisive in the hardness of currencies and stable solvency at different levels of management. Especially these institutional aspects began to manifest themselves in connection with the active use of information and communication technologies. The definition of money through the prism of the institute allowed the author to fix their main contradiction as a contradiction between the possibility of the creative side of human activity and destructive. In addition, the article draws attention to the clearly insufficient and narrow banking view of the levels of regulation of monetary and financial relations, which leads to greater benefits of monetary institutions at the expense of depositors, firms, and the whole society. In fact, this is an annuity for the monopoly right to use such a special material as money. Such a situation does not contribute to the acceleration of a just society and slows down socio-economic development, slows down science, innovation, progress in general.
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Macht, Stephanie, and Geoffrey Chapman. "Getting more than money through online crowdfunding." Asia-Pacific Journal of Business Administration 11, no. 2 (July 16, 2019): 171–86. http://dx.doi.org/10.1108/apjba-05-2019-0101.
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Purpose Many businesses invest significant resources to develop human, social and psychological capital, yet Crowdfunding (CF) activities have the potential to build all of these non-financial forms of capital at the same time as raising finance. The purpose of this paper is to explore the non-financial forms of capital that entrepreneurs and businesses using online CF activities can gain from their backers without having to ask for it. Design/methodology/approach The study used thematic, qualitative analysis to explore the comments and queries that crowdfunders posted on the publicly visible message board of individual CF projects on Kickstarter, one of the world’s leading crowdfunding platforms (CFPs). Findings Fund-seekers can gain more than money from crowdfunders: they can enhance their own human capital (e.g. knowledge of the viability of the project), social capital (e.g. the development of a bonding relationship) and psychological capital (e.g. self-efficacy and resilience) by effectively interpreting unsolicited comments and questions. Research limitations/implications This study is based on typed comments on CFP message boards, which limits insights into underlying reasons and motivations. However, the qualitative analysis of message board comments demonstrates how this type of data can be utilised to explore crucial aspects of CF that have to date been neglected. Practical implications Comments from many crowdfunders can provide useful information to fund-seeking entrepreneurs and businesses, although some of it may require interpretation. Originality/value The opportunity for fund-seekers to gain non-financial capital from crowdfunders, without having to ask for it, has not previously been explicitly considered in the field.
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Jha, Ranjana Kumari. "Socio-economic and Psychological Impact of COVID-19 on English Learners." Journal of NELTA Gandaki 3, no. 1-2 (November 29, 2020): 82–92. http://dx.doi.org/10.3126/jong.v3i1-2.33147.
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The COVID-19 crisis has brought up unprecedented and complex issues for us all. COVID-19 crisis has made global impact in most of the sectors, including socio-economic and psychological impacts. Therefore, this study designed to address socio-economic and psychological impacts of COVID-19 on English learners. For this purpose, a sample of 50 students and 4 teachers were selected from two schools following random sampling procedures. Similarly, two key tools for collecting data were used, namely questionnaires and interviews. After analyzing the data collected through the online questionnaire and interview sheet, it has been found that COVID-19 has affected on socio-economic and psychological factors. Most of the students do not always take online class because of lack of money. During COVID-19, students sell fruits on the way. Psychologically, students are weak. So, they try to commit suicide and students do not enjoy online classes because of the lack of creativity in online. Furthermore, almost all the teachers opined that the presences of students are very low in online classes because of poor economic condition. Thus, COVID-19 directly impacts English learners' all aspects of life.
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Listyo, Farlina Wahyu, and Nur Cahyonowati. "The Influence of Machiavellianism, Love of Money and Internal Control on the Tendency of Asset Misuse in Government-Owned Enterprises XYZ in Semarang." Jurnal Akuntansi 12, no. 2 (June 27, 2022): 12–26. http://dx.doi.org/10.33369/j.akuntansi.12.2.12-26.
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This paper aims to investigate the effect of Machiavellianism, love of money, and internal control on the tendency of asset misuses in the workplace, especially in the state-owned company XYZ in Semarang. This study used survey method to collect data from employees of a state-owned company in Semarang City. The data consisted of 161 questionnaires which were analyzed using WarpPLS 7.0. The finding showed that Machiavellianism, love of money, have a significant positive effect on the tendency of asset misuses in BUMN companies, while internal control has a significant negative effect on the tendency of asset misuses in BUMN companies. This finding implies the importance of considerations in psychological aspects when it comes to fraud prevention. Additionally, the finding implies that the internal control is a mandatory mechanism in the company's managerial activities for fraud prevention.Keywords: Machiavellianism, Love of Money, Internal Control Misappropriate Assets, Government-Owned Enterprises.
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Gołąb, Sylwia, and Beata Będzik. "Attitudes towards money and sources of adolescents’ maintenance – initial reports." Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu 64, no. 8 (2020): 20–29. http://dx.doi.org/10.15611/pn.2020.8.02.
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Money plays an important economic role in the modern world – they are a medium of exchange, a measure of value, they shape the volume and structure of consumption. On the other hand, they also have psychological significance – they give a sense of security, and affect the self-esteem and motivation of people. The purpose of the study is to assess the attitudes of adolescents towards money in the context of their livelihoods. The analyses are a part of empirical research and concern one of the many aspects of the discussed topic. The study was conducted among 96 students of the Economics Faculty of the West Pomeranian University of Technology in Szczecin, representing people who maintain themselves from various sources. To verify the assumptions, a shortened scale of Attitudes Towards Money by Gąsiorowska was used together with a short questionnaire prepared by the authors regarding sources of income. The obtained research results indicate that there are relationships between some dimensions of attitudes towards money and the source of income
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Seriogin, S. M., O. S. Petrenko, and S. I. Sokolovskiy. "Psychological dependence of public servants as factor of corruption behavior." Public administration aspects 6, no. 11-12 (February 20, 2019): 102–10. http://dx.doi.org/10.15421/151879.
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The purpose of the article is to identify psychological aspects of preventing corruption in the professional activities of public servants by analyzing the main motives of systemic corruption behavior and socio-cultural aspects of their formation. It is revealed that research on the motives of corruption behavior is associated with several important factors: 1) the stereotypes of understanding of the corruption existing in the Ukrainian society; 2) social factors of corruption behavior - historical, economic, political, cultural, collective-psychological and individual psychological; 3) socio-cultural aspects of the formation of anticorruption consciousness.There are several motives of corruption behavior: game, social, monetary etc. This is due to the existence of the most common frames of mass consciousness, which are recorded in the Ukrainian society regarding the perception of corruption. The determining factors of the occurrence of corruption behavior in the professional activities of public servants are the psychological dependencies of the person, which leads to the use of the concept of psychological research.Corruptive behavior is defined as deviant one and causes the perception of the responsibilities of the public service as an opportunity to obtain satisfaction from the prospect of receiving unlawful benefits and privileges for violating official moral and ethical requirements (the formation of dependence). The types of psychological dependencies of public servants (on power, money, etc.) are distinguished. It is shown that a painful manifestation of such a person’s psychological dependency is kleptomania. In order to prevent corruption in the professional activities of public servants, it is proposed to apply scientifically substantiated psychological and diagnostic support, in particular special methods for determining the propensity for kleptomania and corruption behavior.
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Purba, Ranada, Tengku Romi Marnelly, and Resdati Resdati. "MAKNA UANG BAGI MAHASISWA DALAM PERSPEKTIF SOSIOLOGI." Jurnal Pendidikan Sosiologi dan Humaniora 13, no. 2 (October 1, 2022): 717. http://dx.doi.org/10.26418/j-psh.v13i2.56984.
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This study aims to determine the meaning of money and its social implications for students who are bidikmisi scholarship recipients and single tuition payers V FISIP UNRI. This study uses a qualitative research method with a phenomenological approach. Data collection was carried out using in-depth interviews, observation, and documentation techniques. The subjects in this study were six students of the Bidikmisi scholarship and single tuition fee payers (STF) V FISIP UNRI using a purposive sampling technique based on certain criteria. The results of this research show that money is very important. Almost all aspects of human life are related to money. because the different socio-economic conditions in each student lead to different meanings in interpreting money. For students receiving Bidikimisi: Money is something valuable and valuable, Money as a fulfillment of basic needs, No money will have an impact on psychological and inner peace, Money as a form of gratitude, Money as a symbol of equality or not. For Students Paying Single Tuition Fees (STF) V: The meaning of money as a measure of behavior and attitudes, as a tool to achieve something in the future, as a creator of happiness by helping others, and upholding the value of simplicity. Likewise with the implications of the meaning of money which is something that is produced or as a consequence of the implementation of the meaning of money. For bidikmisi students, the meaning of money implies that they have to work hard to earn money to meet basic needs. while for students who pay single tuition payers (STF) V the implication of the meaning of money being present is freedom, appreciation, and social recognition as well as a point of self-actualization.
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Wohn, Donghee Yvette, and Guo Freeman. "Live Streaming, Playing, and Money Spending Behaviors in eSports." Games and Culture 15, no. 1 (July 1, 2019): 73–88. http://dx.doi.org/10.1177/1555412019859184.
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Live streaming has enabled eSports to become more accessible, ranging from professionally organized tournaments to individuals hosting from their bedroom. While different aspects of eSports have been investigated in separate contexts, in this article, we report findings of two survey studies to explore eSports as a holistic media ecosystem that includes playing, streaming, viewing, and spending. Study 1 looks at cross-platform patterns between playing and spending within the game as well as between viewing, streaming, and spending on live streaming platforms in the context of Fortnite. Study 2 examines the relationships between viewing and spending patterns on live streaming platforms. Results indicate that playing, viewing, and in-game spending are strongly related. Yet none of these behavioral metrics explain why people spend money on live streaming platforms to support streamers. Rather, psychological factors such as emotional attachment to the streamer and appreciation of the streamers’ talents are what drive streamer support.
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Botos, Katalin. "What Can Posterity Learn from Irving Fisher?" Financial and Economic Review 21, no. 2 (2022): 175–87. http://dx.doi.org/10.33893/fer.21.2.175.
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This essay draws attention to some of the important aspects of, and learnings from, Irving Fisher’s work. Fisher was the first economist to subject big volumes of data to analysis. He was one of the founders and first president of the Econometric Society. His name is associated with the quantity theory of money. He researched the purchasing power of money, index numbers, created the so-called Fisher index, wrote about the theory of interest rates, economic cycles, dwelled upon debt deflation and the theory of the Great Depression. He was one of the first advocates of abandoning the gold standard. He also drew attention to the psychological motives of the behaviours of economic actors, so the theories of Thalerian behavioural economics can regard him as their predecessor. His insight was used in managing the financial crisis of 2008. The steps towards reforming bank regulation can specifically be regarded as such measures, while Modern Monetary Theory stretched back as far as his thoughts on the regulation of the creation of money, i.e. the Chicago plan.
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Mihailova, Sandra. "Monetary Relationships among Secondary School Students in Minority Schools." SOCIETY, INTEGRATION, EDUCATION. Proceedings of the International Scientific Conference 1 (May 9, 2015): 117. http://dx.doi.org/10.17770/sie2012vol1.28.
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The issue becomes especially important for young people, especially secondary school students, their attitudes toward money, to make predictions about people's socio-economic behavior in the future. The current high school students after several years will be active players of many socio-economic processes, therefore research of their current attitudes towards money - may be particularly interesting, instructive, and enable adjustments to eliminate the potential problems of the monetary behavior in the future. Such studies can give students the necessary knowledge of the behavior of money that will be contribution to the practice of psychological counseling. Currently, the monetary aspect of the relationship of psychological research in both empirical and theoretical perspective is global, but hardly done in Latvia. Therefore, this pilot study is an attempt to develop an insight into this topic in Latvia. The paper examines the secondary monetary relationship in minority school in Riga (in Latviaa), and the results are compared with similar research data in Russia.
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Махмутова, Е. Н., and А. А. Махмутов. "Social-Psychological and Social-Economic Determinants of Higher Education Efficiency." Психолого-педагогический поиск, no. 2(54) (October 23, 2020): 43–52. http://dx.doi.org/10.37724/rsu.2020.54.2.004.
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Понятие «отдача от высшего образования» в современном российском обществе многомерно. Со стороны получающего высшее образование субъекта это временные, интеллектуальные, финансовые инвестиции в формирование успешной профессиональной карьеры, со стороны общества — стратегическое предвосхищение движущих сил общественного прогресса на основе человеческого капитала, наращиваемого в процессе образования и реализации его результатов. Целью статьи является анализ отдачи от высшего образования с использованием социально-психологического и социально-экономического подходов в отношении таких факторов, как индивидуальные характеристики субъекта образования, особенности родительской семьи, гендерные особенности, семейное положение и наличие детей, качество вуза, перспективы студента и выпускника вуза на рынке труда. Возможность раскрыть психологическую составляющую экономических детерминант отдачи от высшего образования определило новизну и теоретическую значимость исследования. Подробно рассмотрены практические вопросы динамики получения высшего образования студентами, заработной платы выпускников вуза. Результатом исследования стало утверждение полидисциплинарной оценки отдачи от высшего образования, в которой социально-психологические аспекты выполняют роль нематериальных предикторов. Основные направления дальнейших исследований связываются с анализом изменений форматов образовательного пространства вузов и включением социально-психологических аспектов, наряду с заработной платой, в число нематериальных активов отдачи от высшего образовании в условиях цифровой экономики. The notion of higher education efficiency is multifaceted and can be viewed from a variety of perspectives in modern Russia. Students acquiring higher education invest their intellect and their money to ensure their professional efficiency and professional prosperity. Due to human capital intensification, the community can prepare to efficiently meet progress-associated challenges. The aim of the article is to analyze higher education efficiency through the use of social-psychological and social-economic approaches in relation to such factors as students’ individual characteristics, family characteristics, gender peculiarities, marital status and children, higher education quality, career prospects. The research focuses on psychological aspects of economic determinants of higher education efficiency, which predetermines the novelty and theoretical significance of the research. The article focuses on practical issues of higher education acquisition and university graduates’ career prospects. The research highlights the importance of a multidisciplinary assessment of higher education efficiency, where social and psychological aspects serve as non-material predictors. Future research should focus on the analysis of the changing educational environment. Social-psychological aspects and salary prospects should be investigated as non-material assets of higher education and indices of higher education efficiency in the conditions of digital economy.
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Vedamanikam, Mohanamerry, Saralah D. M. Chethiyar, and Sajid M. Awan. "Job Acceptance in Money Mule Recruitment: Theoretical View on the Rewards." PJPR Vol. 37 No. 1 (2022) 37, no. 1 (March 31, 2022): 111–17. http://dx.doi.org/10.33824/pjpr.2022.37.1.07.
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The inspiring digital innovation has gained traction from criminals who have perfected their modus operandi in targeting victims with cybercrimes and fraudulent activities with the financial motive being the common denominator. The money trail had been the evidence of the crime, as such the illicit funds enter a money-laundering scheme to disguise the money trail from the unlawful activities and transform the funds into legitimate sources. Criminals recruit money mules and position them in the money laundering cycle to transfer funds that have been credited into their bank accounts. Criminals strategize recruitment by promoting job packages with persuasive job vacancy advertisements and attractive rewards. The hidden criminal agenda has been blurred in the decision making and job acceptance process by the rewards offered. This study will explore the underlying psychological aspect which relates to rewards and job acceptance using the theory of heuristics, social influence, and individual differences. Based on the examination, victims were captivated by attractive rewards and scrutinizing the job package became less attentive in deciding the job acceptance.
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AVANESYAN, Hrant, Ruben AGHUZUMTSYAN, Varduhi PAPOYAN, Alina GALSTYAN, Luis BASCO, Diana SARGSYAN, and Yelena MURADYAN. "Student’s Psychological Safety in Distance Education During COVID-19: Pros and Cons." WISDOM 22, no. 2 (June 25, 2022): 119–29. http://dx.doi.org/10.24234/wisdom.v22i2.689.
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This article discusses the distance learning problem in connection with COVID-19 limitations and isolation duration from the point of view of students’ psychological safety. This article analyzes the main psychological characteristics of distance learning technologies and their implementation during the pandemic. Distance education's positive and negative aspects in specific conditions are highlighted in detail. This study was conducted among 200 participants using a request for mental and physical change in online education conditions and their impact on feelings of psychological safety. The participants were divided into two comparative groups, considering the conditions of online education provision. The first group included 83 respondents who were provided with fully-fledged conditions, while the second group included 117 respondents with less secured conditions. In the context of the COVID-19 pandemic, one of the security constraints was fatigue in front of the computer for a long time, while the others were boredom and some discomfort due to adaptation to the new standard of education for both the teachers and students. Online education provides an opportunity to save time and money by teaching in the same environment, which also ensures the stability of the activity.
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Dembitska, Nataliia. "Autonomy of psychological space as a factor in school students' economic socialization." Організаційна психологія Економічна психологія 2-3, no. 23 (October 3, 2021): 32–39. http://dx.doi.org/10.31108/2.2021.2.23.4.
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Introduction. Economic socialization of the individual during adolescence takes place in the form of their spontaneous inclusion in predominantly consumer relations, with adolescentsʼ stable economic behavior patterns being developed through their communication in peer groups (by means of exchange of personal belongings and services and spontaneous buying and selling). This is greatly influenced by the individual's ability to preserve the integrity and autonomy of their psychological space.Aim: to determine the impact of school students' psychological space organization on the development of their economic and psychological qualities.Methods: Retrospective Questionnaire of Monetary Mental Sets (M. Semenov), the semantic differential method to study students' attitudes to personal property and the ways of appropriating personal goods (N. Dembitska), Attitude to Money questionnaire (M. Semenov), Social Adaptability questionnaire (O. Posipanov), GET2test (modified by N. Dembitska), and S. Nartova-Bochaver Autonomy of Psychological Space questionnaire. The study involved 634 students aged 11 to 16 years.Results. Adolescents experienced the growing impact of moral factors on their methods of appropriation. As the autonomy of adolescents' psychological space increased, their tendency to self-knowledge and positive attitudes to their own ideas and knowledge strengthened, too. High school students were shown to be inclined for direct, and sometimes aggressive, assertion of their right to privacy in the space of their own things, values, and tastes.Conclusions. There are ontogenetic factors in school students’ economic socialization, with the latter having relationships with some aspects of school students’ psychological space autonomy.
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Dutta, Goutam. "COVID-19 LOCKDOWN RELATED DEPRESSION AND IMMUNE SUPPRESSION: IMPACT ON HUMAN RESOURCE AND INDIAN ECONOMY." ENSEMBLE SP-1, no. 1 (April 7, 2021): 1–10. http://dx.doi.org/10.37948/ensemble-2021-sp1-a001.
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Unanimously lockdown is the most scientific way to flatten the curve of COVID-19. But, lockdown has the negative influence on social, psychological, physiological and economical aspects of life as well. Under this health emergency situation, the depression is playing its role as silent killer on immune suppression. Physiologically the immune suppressed people are more prone to any viral infection like COVID-19. Moreover, there are so many adverse effects of depression on our health. Therefore, it is a challenge to minimize the depression related immune suppression caused by the pandemic of Covid-19. The Government of India should admit the truth of physiology in the light of depression related to immune suppression during the lockdown period. Without the sweat of healthy human resources, money cannot reform Indian economy. Therefore, many anti-depressant strategies have to be taken by the Government to minimize the psychological depression linked directly with the health of human resources. Therefore, this is the high time to think positively about the anti-depressant strategies to minimize and flatten the curve of COVID-19 in future.
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Drajat, Mas. "Psychological Effects of Policy on Writing Off and Rescheduling of Credit Arrears on Members of Non-Governmental Organizations (KSM) (Case Study in P2KP-PNPM Mandiri Gempol Village, Gempol District, Pasuruan Regency)." Psikologia : Jurnal Psikologi 1, no. 1 (January 30, 2011): 68–83. http://dx.doi.org/10.21070/10.21070/psikologia.v1i1.740.
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The reality in early 2001, after the P2KP-PNPM Mandiri program was implemented to alleviate poverty, there was a revolving business capital for the poor, but after several years in line with that, many credit arrears appeared in non-governmental groups as a result this program did not run optimally, to overcome With this obstacle, the government issued a policy of writing off and rescheduling credit arrears to members of non-governmental groups (KSM). This study uses a descriptive qualitative research type that is casuistic in nature while the approach used in this study is an inductive approach, this research was conducted at P2KP-PNPM Mandiri Gempol Village, Gempol District, Pasuruan Regency. Determination of research subjects using purposive random sampling technique by following the principle of snowball, data collection using documentary methods, in-depth interviews and participatory observation. Examination of the data used source triangulation techniques and method triangulation techniques while data analysis was carried out through three channels, namely data reduction, data presentation and conclusion drawing/verification. The analysis techniques used were content analysis and thematic analysis.
Findings in the field explain that the policy of writing off and rescheduling credit arrears has had a psychological effect on members of Non-Governmental Organizations (KSM). This is because the average KSM member is a poor community whose economic conditions are uncertain. Loan arrears that have not been repaid for a long time can also be caused by various factors including individual personality, cultural, social, religious, and so on. The factors above have made various psychological effects that arise among KSM members which can be seen from the point of view of the cognitive dimension (individual perception, individual opinion, and individual awareness), affective dimension (individual feelings, individual emotional, and individual motivation) and dimensions of conation (attitudes, expressions, individual behavior, individual social interaction dynamics, and individual communication patterns). The psychological effect of the write-off policy on credit arrears is seen from the cognitive dimension; the aspect of individual perception is that because of the grant money, they assume that even if it is not returned there is no problem, the aspect of individual opinion is the tendency to agree and agree, the aspect of individual awareness is discipline, low responsibility and even demoralization appears. The affective dimension: the individual feeling aspect is the tendency to feel happy, the individual emotional aspect is the emotional tendency to be uncontrollable, excessive even though they know responsibility, the individual motivation aspect is life experience, the spirit to organize life back to the front because it is not burdened. Dimensions of conation: aspects of individual attitudes, expressions and behavior are the tendency to surrender and don't want to try, and compromise, aspects of the dynamics of individual social interactions are lack of socializing with society, individualistic and shy, aspects of individual communication patterns are defense tendencies towards problems. The psychological effect of rescheduling credit arrears is seen from the cognitive dimension: the individual perception aspect is the tendency to become a burden in the future, the individual opinion aspect is the tendency to disagree and disagree, the individual awareness aspect is discipline, low responsibility. The affective dimension: the individual feeling aspect is the tendency to feel unhappy, the individual emotional aspect is the tendency to feel depressed and restless and even pretend to forget the credit arrears they have, the individual motivation aspect is the desire to return even though they are forced to. Dimensions of conation: aspects of individual attitudes, expressions, and behavior are the tendency to belittle, reluctant to reverse, burdened, depressed, and there is no belief in being responsible, the dynamic aspect of individual social interactions is lack of socializing with society, individualistic, aspects of individual communication patterns are tendencies closed and defended his own ego.
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Ghom, Pashmeena Vikramjit, and Abraham George. "Dynamics of Performing Aesthetics in Architecture: A Critical Study." VITRUVIO - International Journal of Architectural Technology and Sustainability 6, no. 2 (December 31, 2021): 82–101. http://dx.doi.org/10.4995/vitruvio-ijats.2021.16424.
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In architecture, Venustas (aesthetics) is always considered an important attribute along with Firmitas (firmness) and Utilitas (usefulness). Pursuing aesthetics/ beauty is one of the architect’s primary roles. However, it is critical to comprehend ‘What is aesthetics?’ and its implications for the built-unbuilt environment and human beings. In a world where everything is changing, are the definitions, concepts, and parameters of aesthetics consistent? Is it subject to change over time? If so, should architectural students and professionals be aware of it and trained in it? This study aims to critically assess and analyse the dynamic aspects of aesthetics from 3300 BCE to present and establish the ‘best fit’ definition of aesthetics in architecture. The methodology used for the study is a mixed-method approach, a comprehensive analysis of relevant literature to investigate the origin of aesthetics and aesthetics in philosophy, environmental psychology and architecture. The aspects, criteria and sub-criteria identified from the analysis. The consensus is taken from expert interviews and a questionnaire survey (n=72). Findings reveal that aesthetics in architecture is dynamic/ ever-changing. It has nine contributing aspects that make aesthetics a performing aesthetics that emphasises the enhanced worth and value for money invested. These nine aspects are spatial organisation, functional efficiency, social, psychological, environmental, maintenance, sustainability, technology, and economics.
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Rahmawati, Nfn. "KONFLIK KEJIWAAN TOKOH UTAMA DALAM NOVEL KORUPSI KARYA TAHAR BEN JELLEOUN (Psychological Conflict of The Main Character in Tahar Ben Jelleoun’s Novel, Korupsi)." Kandai 13, no. 1 (August 24, 2017): 75. http://dx.doi.org/10.26499/jk.v13i1.93.
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This study aims to describe main characters and psychological conflict experienced by the characters in “Korupsi” novel. The method used is qualitative descriptive method. Two issues are: (1) how the character of the character in “Korupsi” novel and (2) what psychological conflict experienced by the main character will be studied by combining a structural approach and psychological literature. The structural approach is used to understand the characterization aspect as one of the novel structures that discusses character and main figure’s character. The psychological literature is employed to understand psychological conflict and psychological problems experienced by the main characters. he results show that the main characters are easily tempted, inconsistent, impatient for having all his needs fulfilled. These characters makes him trapped in corruption case. The bribery money makes him in corruption trap in his office causes inevitable psychological conflicts. The main character decision to get involved in corruption case is inseparable from influence and pressure from family and his friends in his office. The action to neglect principle, integrity, and honesty that have been retained for many years causes him trapped in psychological conflicts. Psychological conflicts experienced by the main characters lead to psychological problem in the main characters, such as guilt, shame, negative hallucinations, nightmares, and desire to suicide.
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Yuniarta, Gede Adi, and I. Gusti Ayu Purnamawati. "Spiritual, psychological and social dimensions of taxpayers compliance." Journal of Financial Crime 27, no. 3 (May 25, 2020): 995–1007. http://dx.doi.org/10.1108/jfc-03-2020-0045.
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Purpose This paper aims to analyze the role of spiritual, psychological and social dimensions of business taxpayer compliance in micro small and medium enterprises. Tax compliance is an ideal condition for taxpayers who meet tax regulations and report income accurately and honestly. However, the reality in Indonesia shows the voluntary compliance level to the community is still low. This is reflected in the amount of state tax revenue compared to gross domestic product. Design/methodology/approach The location of the study was conducted on taxpayers of micro small and medium enterprises in Bali Province. The type of data used in this study is quantitative data with primary data sources in the form of questionnaires to 100 business taxpayers. Data analysis uses multiple linear regression. Findings The results showed that money ethics (as a psychological dimension) and tax socialization (as a social dimension), did not significantly influence tax compliance. Karma phala (as a spiritual dimension) has a positive and significant effect on business taxpayers’ compliance. When an individual's behavior has reflected commitment in their religion philosophy, it is expected to be a control of deviant behavior and good behavior in taxation obligations. In the future, it will be able to prevent deviations from perversion and universal undesirable. Research limitations/implications Research is only limited to entrepreneurs who are in the micro small and medium business sector, so it is still lacking in representing the public opinions, especially business people in businesses whose scope is wider. In addition, the variables used in this study are still not maximized, one can add more variables, one of which is tax modernization. Originality/value Consideration of spirituality dimension use because it is part of individual character formation in attitude and behavior. The psychological and spiritual dimensions include the human behavior theories development that integrate aspects of spirituality to shape human behavior as a whole with a comprehensive perspective, especially religious philosophy through the enforcement of karma phala laws to realize compliance and fulfillment of tax obligations with full responsibility.
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Zakiah, Reza Umami. "POLA PEMENUHAN HAK DAN KEWAJIBAN SUAMI ISTRI LONG DISTANCE RELATIONSHIP (LDR)." Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam 1, no. 1 (September 2, 2020): 71–82. http://dx.doi.org/10.15575/as.v1i1.7804.
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Ideally, a married couple lives together to carry out their respective duties and obligations. However, because the demands of work cause some of them must be far apart and live the life of Long Distance Relationship (LDR) as happened in Batujaya Village, Kec. Batujaya, Kab. Karawang. The problem that arises is how the pattern of fulfilling the rights and obligations of husband and wife in Batujaya Village, Kec. Batujaya, Kab. Karawang. How to communicate on LDR and how to overcome the difficulties that arise between the two. Through research using descriptive analysis method, the results of the study show that: (1) The pattern of fulfilling the rights and obligations of a husband and wife who are on a LDR at Batujaya Village, Kec. Batujaya, Kab. Karawang can be understood in three aspects, namely the Financial/material aspect is done by meeting in person/transferring money through Alfamart/ATM/POS. The biological aspect when far apart is by interacting by telephone, occupying with homework. Psychological aspects, namely by giving attention over the phone or when meeting by serving all their needs. (2) The way of LDR husband and wife communication via telephone, massage, whatsapp, and video call, but for those who do not use the telephone as a communication tool, the communication is carried out directly when meeting. (3) The way to overcome the difficulties that arise between the two is to maintain mutual trust, understanding, commitment, intensive communication, mutual attitude. The difficulties faced are financial, trust, communication, cooperation and sexual needs.
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Coluccia, Anna, Andrea Pozza, Fabio Ferretti, Fulvio Carabellese, Alessandra Masti, and Giacomo Gualtieri. "Online Romance Scams: Relational Dynamics and Psychological Characteristics of the Victims and Scammers. A Scoping Review." Clinical Practice & Epidemiology in Mental Health 16, no. 1 (April 20, 2020): 24–35. http://dx.doi.org/10.2174/1745017902016010024.
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Background: Digital communication technologies can overcome physical, social and psychological barriers in building romantic relationships. Online romance scams are a modern form of fraud that has spread in Western societies along with the development of social media and dating apps. Through a fictitious Internet profile, the scammer develops a romantic relationship with the victim for 6-8 months, building a deep emotional bond to extort economic resources in a manipulative dynamic. There are two notable features: on the one hand, the double trauma of losing money and a relationship, on the other, the victim's shame upon discovery of the scam, an aspect that might lead to underestimation of the number of cases. Objectives: This paper presents a scoping review of the quantitative and qualitative evidence on this issue, focusing on epidemiological aspects, relational dynamics, and the psychological characteristics of victims and scammers. Methods: A literature scoping review was conducted using electronic databases and descriptors. Studies were included if they had analyzed the phenomenon in any population or the relationship dynamics characterizing it through whatsoever typology of design. Scoping reviews are a form of knowledge synthesis, which incorporates a range of study designs and wide eligibility criteria to comprehensively summarize evidence with the aim of informing practice, programs, and policy and providing direction to future research priorities. Results: Twelve studies were included. Sixty-three percent of social media users and 3% of the general population report having been a victim at least once. Some psychological variables appear to be associated with the risk of being scammed, such as female gender, middle-age, higher levels of neuroticism, tendencies to the romantic idealization of affective relations, sensation seeking, impulsiveness and susceptibility to addiction. We analyse literature limitations and future directions. Conclusion: Since this emerging phenomenon is still largely unrecognized, understanding the psychological characteristics of victims and scammers will allow at-risk personality profiles to be identified and prevention/intervention strategies to be developed.
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H. Recher, Jay, and Mark D. Griffiths. "An exploratory qualitative study of online poker professional players." Social Psychological Review 14, no. 2 (2012): 13–25. http://dx.doi.org/10.53841/bpsspr.2012.14.2.13.
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There have been a growing number of studies on various psychological aspects of online poker. Despite increasing research on various aspects of poker, there has been a relative lack of research on the professional online poker player. Given this paucity of research, the present study was designed to explore how online professional poker players think, feel, and act whilst they are on and off the virtual baize. An e-interview (with four male online professional poker players) was conducted and subsequently analysed using Thematic Analysis. The Thematic Analysis identified three superordinate themes, each with three subordinate themes. These were: Player Motivation (Money/Income; Fun To Play; Lack of Jobs), Enhanced Self-Esteem (Ego, Pride and Confidence; Education and Learning; Playing Ability), and Poker Gambling As A Skill (Bad Players Have Problems; I’m Not Addicted; Life Is A Gamble). Each of the online professional poker players believed poker to be predominantly a game of skill. Interestingly, a novel finding that has not been reported in the literature before was that all of the professional players believed that it was possible to be both profitable and addicted to poker simultaneously.
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Grubor, Jelena, and Darko Hinic. "Key dimensions of stereotypes in ethnic and nationality jokes." Sociologija 53, no. 4 (2011): 385–99. http://dx.doi.org/10.2298/soc1104385g.
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Ethnic jokes represent a widespread phenomenon in everyday life of different nations. Categorising people, even in the form of ethnic jokes, serves various functions, from the simplification of everyday interaction to positive evaluation of one?s own group through negative evaluation of others. The aim of this study is to determine the most frequent stereotypes present in ethnic and/or nationality jokes. The initial sample was drawn via the Internet, and after establishing stratification quotas, 1000 ethnic jokes were selected as a random sample (twenty nations and/or ethnic groups). The method of conceptual content analysis was employed to analyze the data. The results indicate that the common dimensions of stereotypes, regardless of the nation in question, are as follows: 1) intelligence and knowledge; 2) physical appearance and hygiene; 3) sexuality; 4) forbidden behavior and morality. The remaining categories most frequently present in the sample, detailing relation to money and material goods, psychological dysfunctioning and harmful habits/addictions, relation to work, agreeableness, and cowardice, not being proportionally present in the majority of nations, actually represent typical stereotypes of particular nations. The results thereby suggest that the central pivot of ethnic jokes constitute universal characteristics which relate to wider aspects of human functioning, but also the most sensitive aspects of an individual (mental abilities, sexual orientation, tidiness, consumption of harmful substances); in other words, those aspects which make an individual most vulnerable.
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Danilova, Elena P., and Mukhammadsardor A. ugli Muydinov. "Financial behavior and behavioral finance: differences and similarities." Tyumen State University Herald. Social, Economic, and Law Research 5, no. 3 (October 28, 2019): 82–97. http://dx.doi.org/10.21684/2411-7897-2019-5-3-82-97.
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This article discusses the analysis of the foreign literature representatives’ theoretical approaches towards studying the financial behavior and behavioral finance. The purpose of this work is to develop ideas about financial behavior, as well as to identify the similarities and differences between aspects of financial behavior and behavioral finance. The topicality of the article takes place in the insufficient elaboration of theoretical aspects of financial behavior, when in the contemporary conditions, the researchers outside of Russia started studying the concept of financial behavior and behavioral finance simultaneously in three sciences: psychology, sociology, and finance. As a result, it becomes necessary to study the specifics of financial behavior and behavioral finance. The goal of the study required a comparative analysis between the concepts of financial behavior and behavioral finance, as well as asidentification of similarities and differences. The results of the analysis show that financial behavior, being one of the types of economic behavior, is any human behavior that is related to the money management. The financial behavior is inherent in the subjects of both of the schools traditional and behavioral finance. The former, during the money management, rely on the rationality, while the latter — on the irrationality. In turn, behavioral finance is an interdisciplinary subject based on theories and methods of research from a wide range of decision-making areas, such as psychology, sociology, and finance. Financial behavior is an object of study simultaneously on several sciences, including economics, sociology, psychology, and behavioral finance among others. The similarity between financial behavior and behavioral finance lies in the fact that both concepts relate to the subject’s behavior, and they both are the subject of several areas of study, such as financial, sociological, and psychological theory.
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Kurniawan, Bayu, Mita Widyastuti, and Dila Novita. "SOSIALISASI PENGELOLAAN KEUANGAN DIKALANGAN REMAJA DI DESA GANDOANG." An-Nizam 1, no. 2 (August 23, 2022): 145–52. http://dx.doi.org/10.33558/an-nizam.v1i2.3660.
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Teenagers are people who are very consumptive in using their pocket money. A teenager's financial expenditure is influenced by the teenager's own desire to spend it. One of the causes is the influence of peers and the lifestyle they live. Managing finances since adolescence is an important thing to do, but there are still many teenagers who have not been able to manage their finances properly. This can happen because of the psychological aspects of teenagers who are just growing up and influences from outside themselves. The purpose of this financial management socialization activity is to increase the knowledge and skills of youth in managing personal finances effectively. The methods used in community service activities are mediation, socialization and training on the use of applications. The result of this activity is an increase in adolescent knowledge regarding how to manage finances. There is also an increase in knowledge related to data in investing in adolescents.
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Naim, Arshi, and Mohammad Faiz Khan. "Consumer Behavior for Health Services: A Psychological Approach." Science Progress and Research 1, no. 4 (October 5, 2021): 356–67. http://dx.doi.org/10.52152/spr/2021.155.
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The objective of the research is to understand Psychographic aspect of Consumer Behavior for health services and accordingly effort to understand how proactive behavior can be inculcate amongst consumers. Data was collected from primary source which are Medical Practitioners, Medical Representatives and Patients. Research method is adaptive as it tries to influence present psychographic consumer behavior towards health and fitness and to measure responses likert scale is used. To do optimal health and financial outcomes to fitness the research method is both Qualitative as well as Quantitative. Structured and unstructured questionnaires are used for all primary sources and for measuring some responses tabulations are graphed for conclusive and descriptive findings. Consumers confidently choose products that provide the best value for the money. When it comes to choosing medicines and care, they often find themselves confused. Consumer organizations such as Consumers Union, Medical Organization can design program or medical aid campaign to help consumers select options that will provide optimal health and financial outcomes to fitness and health care so that Consumers can have information about medical care as well as financial solutions to acquire fitness and health care. This research has contributed in two ways, one to know consumer behavior for health services for medical service providers so that they can develop communication programs and secondly consumer awareness regarding medical care and financial aid.
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Zhu, Di. "Challenges of Milton Friedman’s Contributions: A Perspective of Behavioral Economics." European Journal of Business and Management Research 6, no. 5 (September 3, 2021): 1–3. http://dx.doi.org/10.24018/ejbmr.2021.6.5.1053.
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This paper reviewed Milton Friedman's major contributions and critiqued his theories from a perspective of behavioral economics. Overall, behavioral economics can be a significant supplement to the traditional Friedman's theories to better predict economic events. More specifically, in terms of money supply, behavioral economics found that emotions can distort the assumption of the quantity theory of money and it may also affect economic output through its big role in decision making. As for the permanent income hypothesis, it can better explain the effect of income on consumption from the psychological aspect such as low confidence. His major point of a free market for economic and political freedom can be challenged by Nudge concept from behavioral economics. The government can help people to achieve their goals without damaging their autonomy. In addition, behavioral economics explores more and better reasons for the common phenomena of irrational behaviors against the traditional assumption that people are always rational.
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Zhu, Di. "Challenges of Milton Friedman’s Contributions: A Perspective of Behavioral Economics." European Journal of Business and Management Research 6, no. 5 (September 3, 2021): 1–3. http://dx.doi.org/10.24018/ejbmr.2021.6.5.1053.
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This paper reviewed Milton Friedman's major contributions and critiqued his theories from a perspective of behavioral economics. Overall, behavioral economics can be a significant supplement to the traditional Friedman's theories to better predict economic events. More specifically, in terms of money supply, behavioral economics found that emotions can distort the assumption of the quantity theory of money and it may also affect economic output through its big role in decision making. As for the permanent income hypothesis, it can better explain the effect of income on consumption from the psychological aspect such as low confidence. His major point of a free market for economic and political freedom can be challenged by Nudge concept from behavioral economics. The government can help people to achieve their goals without damaging their autonomy. In addition, behavioral economics explores more and better reasons for the common phenomena of irrational behaviors against the traditional assumption that people are always rational.
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Kurnosova, T. I., and I. E. Rudakova. "KEYNESIAN THEORY IN THE ”MACROECONOMICS“ COURSE FOR NON-CORE FACULTIES." MGIMO Review of International Relations, no. 3(48) (June 28, 2016): 196–204. http://dx.doi.org/10.24833/2071-8160-2016-3-48-196-204.
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The article deals with the issues related to the teaching of Keynesian theory within the scope of macroeconomics course at the faculties of non-economic professions. It highlights the relevance of Keynes' ideas, the importance of the system approach typical for Keynesian theory that is in particular reflected in the understanding of the connection between economics large-scale processes on the whole and micro-level phenomena. The authors draw special attention to the importance of selecting the sections of Keynesian theory to be included in the economics short course in order to avoid overlooking the scientific significance of the material/data and to retain the essential achievements of the scientist. It refers to the balance of non-financial sector and labor market, to the idea of joint equilibrium in goods and money markets. Particular attention is dedicated to the recognition of the roles of both market and government stated by Keynes. This essential feature of the theory should be reflected in providing educational material. The authors underline that while studying the issues related to such terms as consumption, capital accumulation, investment and money demand, it is necessary to point out the role of psychological factors. These aspects of Keynesian analysis are of key importance for the economic processes' construction. Moreover, they have predetermined the direction of macroeconomics studies for the subsequent decades. Special attention in the article is also paid to the students’ motivation as one of the conditions for mastering the material taught.
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Oprean, Camelia. "Knowledge Capital – Influenced By Rationality Or Animal Spirits?" Balkan Region Conference on Engineering and Business Education 1, no. 1 (August 15, 2014): 347–52. http://dx.doi.org/10.2478/cplbu-2014-0052.
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AbstractIt is already a well-accepted concept in expansion, the economy, organization and management based on knowledge. It is said that the owners of knowledge, respectively the individual, organization and the society, will hold the power in the future. Thus, the knowledge become the economic and personal basic resource and all the activities from the economic sphere are prevailingly concentrated on the treatment of information and producing of knowledge goods. However, it is still difficult to explain on a strict scientific basis why people behave non-rational when facing with money decisions. Classic finance foundation lays on strict rationality and optimization of financial decisions. We affirm that monetary and financial decisions are significantly influenced by psychological factors. Behavioural Finance adds to the equation the psychological and emotional facets of the human decision. This emerging discipline has challenged the Efficient Market Hypothesis, arguing that markets are not rational, but are driven by fear and greed instead. The paper proposes a critical analysis, based on consistency criteria, regarding the controversy current state of the informational efficiency theory of the capital market. In this sense, the critical approach is one that shows the weaknesses, the vulnerable aspects that characterize the classical form of EMH theory. Also, the paper highlights the most significant criticisms levelled against EMH by psychologists and behavioural economists.
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Rukavishnikov, Alexander A. "Solving the Problem of Excess Money Supply During the Post-War Reform of 1947 in the USSR: Methods and Effectiveness." Economic History 18, no. 3 (September 30, 2022): 201–10. http://dx.doi.org/10.15507/2409-630x.058.018.202203.201-210.
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Introduction. The article identifies and summarizes ways to solve the problem of excess money supply on the eve and during the monetary reform. Evaluation of the effectiveness of solving this problem was carried out using a wide range of criteria (economic, social, propaganda-psychological, international and military-political). In general, in this aspect, the topic has not been previously studied enough. Materials and Methods. The study has been carried out on the materials of the central archives, collections of published documents and statistics, as well as on the data of the central periodical press, works and memoirs of the top Soviet leadership. Taking into account the interdisciplinarity of the topic, a set of methods has been involved: general scientific and special scientific. The main methodological principles of this study are historicism, scientific objectivity, consistency, principles of dialectics. Results. In the course of the study, the issue of the post-war reduction in the money supply and putting money circulation in order has been characterized. When considering the implementation of the monetary reform, the desire of the state to be able to strengthen control over the movement of cash in new money has been traced. The solvent demand of the population was limited, which in turn allowed the state to more easily ensure the saturation of the consumer market. Carrying out the exchange of money, together with the abolition of the card system and the reduction in retail prices, mitigated the negative social effect from the loss of part of the savings by the population. Discussion and Conclusion. Before the monetary reform, measures were taken to withdraw money from circulation. As a result of the reform, the cash supply decreased by more than three times. It can be seen from the survey data that, having carried out exchange measures, the state was in no hurry to immediately issue a sufficient amount of new money into circulation, leaving room for maneuver to regulate the volume of money supply. Despite the obvious confiscatory and contradictory nature of the monetary reform, it can be stated that its main financial and economic goal was achieved – it was possible to successfully solve the problem of post-war stabilization of monetary circulation and ensure the transition to a stable peaceful economy.
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Curelaru, Mihai, Versavia Curelaru, and Mioara Cristea. "Students’ Perceptions of Online Learning during COVID-19 Pandemic: A Qualitative Approach." Sustainability 14, no. 13 (July 4, 2022): 8138. http://dx.doi.org/10.3390/su14138138.
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In this study, we conducted a thematic analysis of the views and perspectives of university students about online learning, specifically regarding their interpretations and experiences of the transition from traditional face-to-face courses to online teaching during the COVID-19 pandemic. The sample included 209 undergraduate and postgraduate students who were invited to complete five tasks, i.e., a free association task, answering open questions about the advantages and disadvantages of online learning, providing suggestions for improving online learning, and sharing a personal experience lived during this period. Some of the main themes extracted from the data refer to the negative aspects of online learning mentioned by participants in relation to its disadvantages, such as health and psychosocial problems (e.g., stress, anxiety, decreased motivation, isolation/loneliness, and apathy) and learning process problems (e.g., misunderstandings, a lack of feedback, additional academical requirements, a lack of challenge, and disengagement). Other recurrent themes refer to the positive aspects of online learning associated with its benefits: comfort and accessibility, economy (saving time and money), and psychological and medical safety. The personal experiences during COVID-19 shared by our respondents were organised around four main themes (positive, negative, ambivalent, and transformative experiences) related to students’ adaptation to the educational context generated by the pandemic. Based on these findings, practical recommendations for universities and researchers are discussed.
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Al-Anizi, Sa’ad. "Investment Perspective According to Behavioral Finance Science." Journal of Economics and Administrative Sciences 16, no. 58 (June 1, 2010): 1. http://dx.doi.org/10.33095/jeas.v16i58.1486.
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The first thing that comes to mind is the highly important question of whether there were some effects of human behavior and its fluctuations on the theories of the efficient market and the contemporary investment portfolio. According to what has been said by the proponents of these two theories; when the optimal return is realized, the efficiency of the market is achieved in terms of perfect information on prices and risk that supposed to be predetermined in a rational way.
he other question that imposed here is “at what time people should be rational in their investments in the security markets ?”. This means that investors are rational for their efforts devoted to utility maximization, which are perceived as a result of investing their wealth in the best possible manner.
Then, can those two questions be achieved in practice? Many ontological aspects are influenced in their relations by emotions and feelings more than by money as a financial resource . Investors may take irrational financial decisions because of the dominance of those emotions and feelings compared with what investors do toward other actions in their public and special daily life.
Understanding investors financial awareness without taking into account the human action is considered as an outstanding problem which can be assimilated as an attempt to sail with compass, but without guided maps. The importance and necessity of human psychological factor are arise when we are talking about investing common stocks in the security market. Then, this means that issues directing investment decisions of individuals in financial assets whether they were stocks or bonds, can be only interpreted with referring to principles of human behavior.
Absolutely there is no exaggeration if we said that the market in general be advanced, lagged behind , prospected , and crept when making collective decisions in buying securities through viewing psychological factors which capture individuals behaviors after information being collected and analyzed. The validity of an efficient market theory has been widely accepted by its proponents for a long time lasting almost a century so that any research on the psychological aspects of a security market encountered by objection till a close time of ten years .
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Patil, Sangeeta, Mahadeo Shinde, and Sushma Shete. "Evaluate Pregnant Women’s Facilitation with and Comprehension of a Booklet on Delivery Prep (Physical, Cultural, and Psychological Aspects) at an Anc Clinic." International Journal of Current Research and Review 13, no. 23 (2021): 159–64. http://dx.doi.org/10.31782/ijcrr.2021.132327.
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Introduction: The following should be kept in mind before beginning the study: Every expectant mother needs to make preparations for advanced care planning for birth, which includes excellent food and preparation. In the event that the delivery of any health care system is delayed, you should be prepared for the possibility of postnatal complications and the final outcome of the pregnancy. Aims: The purpose of conducting a study on one hundred first-time mothers to assess their level of awareness regarding labour and delivery preparations. Material and Method: Study investigated to assess the knowledge and administration of booklet regarding preparation of delivery (Physical, cultural, and psychological aspects) in primi gravida mothers attending ANC clinic. An experimental study on the knowledge of preparing for delivery among primigravida moms was conducted using 100 first-time mothers as participants. The study was carried out at an ANC clinic using a knowledge questionnaire that was organized. Booklet that was developed based on the knowledge level, which was based on physiological changes, cultural issues, and psychological aspects; booklet that was validated by topic expert. Before beginning the study, the researcher obtained ethical permission and explained the goal of the research to the participants who provided samples. Results: In the study, according to Scio demographic variables, the majority of mothers were between the ages of 21 and 30 years old (58%), the majority of mothers are Hindu (88%), the education level of the mothers was primary (38%), the mothers came from joint families (65%), and the mothers had an average monthly income of 11,000 dollars (52%). There was a correlation between the level of education of the mother and the amount of money the family made each month. There was a correlation between cultural factors and monthly income (p-value = 0.04); there was also a correlation between levels of knowledge and monthly income (p-value = 0.02) (p-value 0.03) Conclusion: Awareness about antenatal care was highly vital during the pregnancies concerning hygienic care, diet, and the outcome of delivery, so every woman should prepare herself for a good outcome by being knowledgeable about it.
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Gabitova, Z. R., R. A. Nigmatullina, R. A. Mavlikhanov, and A. I. Vagapova. "CONSUMER BEHAVIOR IN THE CONTEXT OF DIGITALIZATION IN THE ECONOMY." Bulletin USPTU Science education economy Series economy 4, no. 42 (2022): 13–18. http://dx.doi.org/10.17122/2541-8904-2022-4-42-13-18.
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The article examines the structure of modern consumer behavior in the context of digitalization of trade. An important consequence of the development of Internet technologies is the digitalization of society, as well as the virtualization of various aspects of economic relations. These aspects include not only the digitalization of money, but also the digitization of markets for goods and services. The paper analyzes statistical data on sales on the Internet, as well as on the dynamics of the growth of the online shopping market in Russia and the world as a whole. Trends in the structure of the use of Internet services are revealed. Analysis of the Internet traffic of Russian citizens revealed an increase in its use as a means of ordering goods and services. There was a pronounced increase in the volume of online purchases, in particular, since 2017, there has been an increase in the number of orders on the Internet in Russia, but more than half of the country's population does not use the Internet to make purchases. The assessment of the behavior of modern consumers is given. The reasons that can influence consumers when choosing a shopping method are identified. The analysis of the terms of transactions in the digital space revealed differences and similarities with the classical theory of economic behavior. Due to psychological aspects, the use of funds on the Internet increases the expenses of the population. Using the example of the use of Internet sites and services, a brief justification of current trends in behavioral economics is given. Various techniques and methods of sales promotion on the Internet are described. Parallels are drawn between the techniques of offline and online stores to attract the attention of customers. The shares of Internet commerce in the GDP of various countries are considered. The advantages and disadvantages of digital and direct trading are revealed. There is a difference in the number of competitors in both cases. Psychological factors affecting the attitude of consumers to sellers are described. With the continuing trend, the modern Russian economy is striving for full digitalization. The use of new Internet technologies has led to a change in the format of interaction between sellers and buyers.
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Arfa, Emna, Houssem Edine Nasr, and Kaouther Saied Benrached. "The Antecedents of Price Consciousness and Value Purchase in Times of Crisis." International Journal of Sustainable Economies Management 10, no. 3 (July 2021): 1–15. http://dx.doi.org/10.4018/ijsem.288066.
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The successive economic crises around the world have resulted in social uprisings and a negative impact on the psychological behavior of consumers. This research aims to study the antecedent’s price perception in times of crisis, and to test their impacts on the price sensitivity and consciousness value. This leads to a new valuation of the purchase experience for consumers. A quantitative study of 362 people. The main results of our study are the main history of price sensitivity in times of crisis: the concern for purchasing power, the reduction of financial well-being and financial fear. Moreover, that the perceived value of the shopping experience is no longer valued by the hedonistic aspect but rather by an economic value linked to value for money and a spiritual value linked to the social aspect of consumption
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Beránková, M., L. Dömeová, and M. Houška. "User-oriented methodology of communication with expert systems." Agricultural Economics (Zemědělská ekonomika) 54, No. 5 (June 13, 2008): 193–201. http://dx.doi.org/10.17221/248-agricecon.
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The article deals with communication between a user and an expert system, especially from the viewpoint of psychology aspects of the communication process. Psychological factor of the communication between the user and the expert system seems to be marginal, although it is a necessary part of a final methodology of the expert system development. Domain expert, knowledge engineer as well as IT expert, who takes part in the expert system creation, usually sets up a unified and static communication interface that is identical for all users. The communication process form highly influences user’s satisfaction of working with the expert system and his willingness to reuse that system. User’s satisfaction expressed by some metrics is one of the key indicators of both efficiency and effectiveness of the expert system. If the system is not used because of the user’s discontent, the money spent for its creation cannot be understood as an investment (asset), but as an expense. In the article, there are classified the users from the point of view of their personality type and some recommendations for a communication project development in the frame of the methodology of the expert system creation are suggested.
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Saty Dev Prajapati. "Financial and Psychosocial Entrapment in Aravind Adiga’s Selection Day." Creative Launcher 7, no. 3 (June 30, 2022): 117–21. http://dx.doi.org/10.53032/tcl.2022.7.3.14.
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The present paper deals with Aravind Adiga’s fourth novel Selection Day based on extraordinary panorama of cricket game. Financial condition of the poor and bourgeois is responsible for their future planning, decision in studies and the way of life at the same time the struggle of middle and lower-class people ensnare them into psychosocial entrapments. Aravind Adiga’s Selection Day contains financial and psycho-social entrapment of Kumar Family. By the help of cricket game the writer aesthetically webs the themes of unexplored sexuality, unsatisfied desires and all the aspects of the struggle faced in the life of Radha and Manju. Eric Erikson has propounded the stages of psychosocial development, the protagonist of this novel endeavors to uplift his life therefore he passes throw these stages. His theory is adhered to Sigmund Freud’s theory of Psychoanalysis. Money minded father and psychologically traumatized sons are working day and night for golden future in the vast area of corrupt capitalist immoral society therefore this novel is a harsh criticism of money possessiveness of games and people’s different point of view regarding national glory.
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Kolesnichenko, Alexandr, Andrey Vyrkovsky, Marina Galkina, Anastasia Obraztsova, Sergey Vartanov, Sergey Smirnov, Maria Vladimirova, and Irina Fomichyova. "Russian Radio Journalist and Their Job: Research into Motivation and Job Satisfaction." Theoretical and Practical Issues of Journalism 7, no. 3 (July 10, 2018): 394–417. http://dx.doi.org/10.17150/2308-6203.2018.7(3).394-417.
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The motivation structure, exhaustion level and satisfaction level among the radio journalists are the least researched aspects both in Russian and foreign journalism. This research is based on leading Russian radio stations journalists and managers interviews and is aimed to portrait a modern radio journalist from the perspective of his attitude to the job. The research showed, that, in general, journalists are satisfied with both their work and the relationship with coworkers and the psychological climate in the editorial office. The salary is the most important motivator for all the radio journalists regardless age, interest in the job, career ambitions, fame ambitions and willingness to change the world. This means, that journalists cant be divided into those ones working for money and working for an idea. All the journalists work for money, however, some of them work, in addition, for an idea. The radio journalists feel their workload as high: about half of them feel physically and emotionally exhausted. Many journalists do overtime work: three quarters of them think themes and materials over, more than a half of them prepare materials. The male radio journalists tend to be more romantic and idealistic, the female radio journalists are often more career-oriented, and, therefore, ready to perform more difficult work without a pay rise and they prefer career to private life. Another important trend is the correlation of age and demotivation. The older journalists are less motivated by being interested in their job, an opportunity to build a career, realizing their full potential, becoming famous and changing the world for the better. However, at the same time the older journalists feel the most comfortable in the editorial office and are more often satisfied with their work, combining demotivation with the highest adaptability.
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Carran, Margaret, and Mark Griffiths. "Gambling and social gambling: An exploratory study of young people's perceptions and behaviour." Aloma: Revista de Psicologia, Ciències de l'Educació i de l'Esport 33, no. 1 (May 5, 2015): 101–13. http://dx.doi.org/10.51698/aloma.2015.33.1.101-113.
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Background and aims: Gambling-type games that do not involve the spending of money (e.g., social and ‘demo’ [demonstration] gambling games, gambling-like activities within video games) have been accused in both the legal and psychological literature of increasing minors’ propensity towards prohibited forms of gambling thus prompting calls for gambling regulation to capture address such games and subject them to age restrictions. However, there is still a shortage of empirical data that considers how young people experience monetary and non-monetary gambling, and whether they are sufficiently aware of the differences. Methods: Data was collected from 23 qualitative focus groups carried out with 200 young people aged between 14 and 19 years old in schools based in London and Kent. As the study was exploratory in nature, thematic analysis was adopted in order to capture how pupils categorise, construct, and react to gambling-like activities in comparison to monetary forms of gambling without the constrains of a predetermined theoretical framework. Results: Despite many similarities, substantial differences between monetary and non-monetary forms of gambling were revealed in terms of pupils’ engagement, motivating factors, strengths, intensity, and associated emotions. Pupils made clear differentiation between non-monetary and monetary forms of gambling and no inherent transition of interest from one to the other was observed among participants. Only limited evidence emerged of ‘demo’ games being used as a practice ground for future gambling. Conclusion: For the present sample, non-monetary forms of gambling presented a different proposition to the real-money gambling with no inherent overlap between the two. For some the ‘softer’ form minimised the temptation to try other forms of gambling that they were not legally allowed to engage in, but ‘demo’ games may attract those who already want to gamble. Policy implications: Regulators must recognise and balance these two conflicting aspects.