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Journal articles on the topic 'Public and Private Sector Banks'

Author: Grafiati

Published: 3 June 2025

Last updated: 31 July 2025

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1

Parab, Sanjeeta, Shripad Marathe, Lynessa Lynette Linson, Sankeeta Korgaonkar, and Prameeta Narvekar. "Evaluating key financials of public versus private sector banks in India: An investment perspective." Banks and Bank Systems 19, no. 4 (2024): 274–87. https://doi.org/10.21511/bbs.19(4).2024.21.

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India’s banking sector, with its mix of public and private banks, presents diverse opportunities from an investment perspective. The relative performance of public and private sector banks is a crucial consideration when optimizing investment allocation strategies. Much academic debate has centered around the comparative performance of the public versus private sector, with conflicting findings. This study aims to analyze the financial performance of public versus private banks in India from a comparative investment perspective. To analyze the financial performance of public and private banks

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2

I. Irulappan, I. Irulappan, and Dr A. Venkatachalam Dr. A. Venkatachalam. "Service Quality in Private Sector and Public Sector Banks in Udumalpet." Paripex - Indian Journal Of Research 3, no. 7 (2012): 1–2. http://dx.doi.org/10.15373/22501991/july2014/16.

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3

M, Karuppanasamy, and Senthil Kumar N. "A Study on Non-Performing Assets (NPA) of Public and Private Sector Banks in Indian." Shanlax International Journal of Management 6, S1 (2019): 140–47. https://doi.org/10.5281/zenodo.2567713.

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The Indian banking system has undertaken significant transformation succeeding financial sector reforms. It is accepting international best practices with a idea to strengthen the banking sector. Some sensible and provisioning norms have been introduced, and these are forcing banks to recover efficiency and trim down NPAs to advance the financial wellbeing in the banking system. In the circumstantial of these developments, this study endeavors to inspect the state of issue of the Non- performing Assets (NPAs) of the public sector banks and private sector banks in India with special reference t

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Sharma, Prof Nidhi. "HRD Conducts Research Using Public Sector Banks and Private Sector Banks." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 06 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem36206.

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The banking sector, which is reliant on the health of the public, was discussed in this article. Only people use its services, and they are also the only ones who directly influence productivity. Up until 1969, banking was still in some ways a traditional enterprise. when the Indian government took over major banks. Banks became a powerful force for social change after being nationalized and ceased to be the sole source of finance for industry. The assertion that the banking industry is increasing astronomically is supported by additional proof in the form of statistics. The Indian banking ind

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5

V. Prabakaran, V. Prabakaran, and D. Lakshmi Prabha. "Performance Of Share Price Of Indian Public Sector Banks And Private Sector Banks - Comparative Study." Indian Journal of Applied Research 1, no. 5 (2011): 157–58. http://dx.doi.org/10.15373/2249555x/feb2012/58.

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Kaur, Priyadeep, and Dr Monica Bedi. "A STUDY OF NON-PERFORMING ASSETS AND PROFITABILITY IN INDIAN BANKING SECTOR." YMER Digital 21, no. 03 (2022): 406–12. http://dx.doi.org/10.37896/ymer21.03/43.

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Banking sector is one of the most important sectors of Indian Economy. Banking sector can be grouped into Public banks, private sector banks and foreign sector banks. Nowadays all the banks are facing the problem of Non-performing assets either it be the case of public banks or private sector banks. Non-performing assets are those assets where the lender of the money loses the money due to non-payment of principal amount or Interest amount by the borrower. This research paper analyses the problem of NPAs of selected Public and Private sector banks by evaluating the impact of profitability on N

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7

D., Veena, and G. V. Bhavani Prasad Prof. "Priority Sector Lending by Public and Private Sector Banks in India." International Journal of Management and Humanities (IJMH) 4, no. 10 (2020): 127–34. https://doi.org/10.35940/ijmh.J0992.0641020.

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Priority Lending is critical to the inclusive growth in India. The credit distribution to the priority sectors is vital in ensuring that the economic growth is even and percolates down to all levels in the economy. RBI made it mandatory to the Scheduled Commercial Banks (SCB) in India for providing credit delivery to critical sectors identified as part of priority sector. RBI mandated all the banks should achieve the targets and sub targets of priority sector lending as minimum percent of Adjusted Net Bank Credit (ANBC) or Off - Balance sheet Exposure (OBE) whichever is higher. This paper aims

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Patel, Kalpeshkumar, and Prateek Kanchan. "IMPACT OF CAPITAL ADEQUACY RATIO ON OPERATING PERFORMANCE, PROFITABILITY AND RETURN RATIO: A COMPARISON BETWEEN SELECTED PUBLIC AND PRIVATE SECTOR BANKS IN INDIA." VIDYA - A JOURNAL OF GUJARAT UNIVERSITY 3, no. 2 (2024): 98–108. https://doi.org/10.47413/1rdxhk98.

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The aim of the study was to understand impact of capital adequacy ratio on operating performance, profitability and return ratio and understand this as a comparison between select public sector banks and private sector banks. For the purpose of this study, panel data was collected from twelve sample Indian banks over a period of ten years (2014-2023). These banks included six public sector banks and six private sector banks. Descriptive analysis, independent sample t-test and simple regression were performed on the data. It was found that private sector banks perform better than public sector

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9

Gupta, Kriti, and Anshuman Sharma. "An analysis the financial performance in terms of Liquidity of Public Sector Bank Private Sector Bank to the credit and Deposit Ratio." Journal of Advances and Scholarly Researches in Allied Education 21, no. 5 (2024): 438–43. https://doi.org/10.29070/dg5tns63.

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The investigation is crucial for the Indian economy. Due to the ever-changing nature of the Indian banking sector, it is first necessary to assess and compare the financial metrics of the nation's public and private banks. The proposed research makes several important advances to the study of banking and finance by comparing the performance measures of private and public banks in India. The study uses a sample size of two, with one bank representing the public sector (Indian Bank) and one representing the private sector (HDFC Bank). Two banks, one each from the public and private sectors, were

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Thakrar1, Nishita, and Pooja Thakrar. "Evaluating the Financial Health of Public and Private Sector Banks in India." InSight Bulletin: A Multidisciplinary Interlink International Research Journal 1, no. 1 (2024): 13–19. https://doi.org/10.5281/zenodo.14177898.

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<strong>ABSTRACT</strong> <em>This study examines the financial performance of selected public and private sector banks in India over a five-year period from 2020 to 2024. Using secondary data, key financial indicators such as return on assets, total income, net profit, net interest income, and operating profit are analyzed. Findings indicate that public sector banks often lead in total income, net interest income, and operating profit, highlighting their strong revenue-generating capabilities. Conversely, private sector banks demonstrate superior profitability and asset efficiency, with highe

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Dr., Vinita Parashar, and Bhadole Sanjay. "A Comparative Study On The Financial Performance of Public Sector Bank & Private Sector Bank in India." 'Journal of Research & Development' 15, no. 1 (2023): 75–79. https://doi.org/10.5281/zenodo.7593889.

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Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. The objective of this study is to analyze the Financial Position and Performance of the Public Sector Bank (State bank of India, Bank of India, and Punjab National Bank) and Private Sector Bank (AXIS, ICICI, HDFC) in India. In this research, we will study we study three public sector banks and three private sector banks. The expected result from the study there is that the financial performance or financial position of one in three banks affects the public sector and the private s

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12

S., M. Riha Parvin, Nirmala Catherine, and Niyaz. "Comparative Study on the Overall Performance of Merged Public Sector Banks and Private Sector Banks using CAMEL Model." International Journal of Management, Technology, and Social Sciences (IJMTS) 6, no. 2 (2021): 244–55. https://doi.org/10.5281/zenodo.5775465.

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<strong>Purpose:</strong><em> The main motive of this research was to assess the overall functioning of public sector banks before merger and after the merger. At the same time effective comparison is been undertaken between public and private sector banks. One of the most crucial practices of evaluating the performance of bank involves critical examination of account statements concerning annual report. Major parameters for evaluating the Banks’s performance include assessment of adequate capital, quality of assets, ability of management to control the risk, earning capacity and liquid

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Kulshrestha, Preeti, and Anubha Srivastava. "USE OF CAMEL RATING FRAMEWORK: A COMPARATIVE PERFORMANCE ANALYSIS OF SELECTED COMMERCIAL BANKS IN INDIA." Copernican Journal of Finance & Accounting 11, no. 1 (2022): 67–87. http://dx.doi.org/10.12775/cjfa.2022.004.

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The performance of the banking sector is significant for any economy. The growth of a nation relies significantly upon efficient and optimum utilization of resources and also on operational efficiency of various sectors of an economy, of which the banking sector is a critical part. Banking system strengthens the stimulation of capital formation and provides liquidity. Indian banking sector comprises private, public, rural and foreign banks. In India, public sector banks are encountering challenges from private sector banks and are under constant pressure to perform better. Hence, this study en

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14

Chauhan, Unnatti. "Relative Study of Public Sector Banks with Private Sector and Foreign Banks." Journal of Research: THE BEDE ATHENAEUM 5, no. 1 (2014): 63. http://dx.doi.org/10.5958/0976-1748.2014.00008.3.

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15

Gholipour, Hassan F., Elias Oikarinen, and Reza Tajaddini. "Banks’ lending to public and private sectors and house prices: does bank ownership matter?" International Journal of Housing Markets and Analysis 13, no. 2 (2019): 227–49. http://dx.doi.org/10.1108/ijhma-01-2019-0006.

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Purpose The purpose of this study is to examine the interaction between banks’ lending to public and private sectors and house prices using data from the Iranian banking system including, commercial government-owned banks (CGBs), specialized government-owned banks and private banks. Design/methodology/approach The authors use quarterly data from the second quarter of 2004 to the first quarter of 2016 and apply structural vector autoregression models. Findings The results show that: a positive shock to the loan supply to the private sector triggers a positive response from house prices; a posit

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16

Vadrale, Kavita S., and V. P. Katti. "Branch Productivity of Selected Indian Public and Private Sector Banks." Contemporary Social Sciences 27, no. 4 (2018): 135–46. http://dx.doi.org/10.29070/27/58315.

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Jyoti, Nair, Mallawat Harish, and Konreddy Nikhita. "Performance Analysis of Banks in India- Discriminant Analysis with CAMELS Framework." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 10 (2018): 39–45. https://doi.org/10.5281/zenodo.1455635.

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India’s banking sector is facing the toughest challenge in recent times in terms of distressed loans. Higher write offs and provisioning has adversely affected growth in advances.Poor earnings growth by companies, slow pace of investments, risk aversion of banks due to rising bad loans, and availability of alternative funding sources for corporates pulled down credit growth during the year. A high and rising proportion of banks stressed loans, particularly those of public sector banks (PSBs) and the resulting increase in NPAs provisioning has weighed down credit growth. Hence it becomes

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18

Ravikumar, undi. "COMPARATIVE FINANCIAL PERFORMANCE OF SELECT PUBLIC AND PRIVATE SECTOR BANKS IN INDIA." Sambodhi Vol-43, No.-4, (L) (2020): 35–46. https://doi.org/10.5281/zenodo.4600897.

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Abstract: Purpose: Present paper aims to analyse the comparative financial performance of select public and private sector banks in India. Design/methodology/approach: To analyze the financial performance, researchers have selected seven key financial ratios viz. Return on Assets, Return on Equity, Financial Return, Financial Cost, Financial Margin, Net Margin, and Operating Profit Margin. And Paired t-test has been calculated to know if there is any difference in the ratios between both the sectors. Findings: The study finds that the private sector banks are performing better than the public

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Sreevani, D., and Venkata Rao Valluri. "Comparative Analysis of Net NPA's to Net Profit Ratio of Public and Private Sector Banks in India”." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 01 (2025): 1–9. https://doi.org/10.55041/ijsrem40575.

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This study examines the Net NPA to Net Profit ratio of India's public and private sector banks from 2020 to 2024. The study aims to compare the performance of public and private sector banks and identify the factors influencing their Net NPA's to Net Profit ratio. The results show significant differences in the net NPAs to net profit ratio between public and private sector banks. Private sector banks have a higher Net NPA to Net Profit ratio compared to public sector banks. The study also identifies economic factors such as GDP growth rate, inflation rate, and interest rate as significant infl

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20

Ms. Nidhi Sharma, Dr. R. K. Tailor. "Measurement of Financial Performance of Public and Private Sector Banks of India." Tuijin Jishu/Journal of Propulsion Technology 44, no. 4 (2023): 5366–72. http://dx.doi.org/10.52783/tjjpt.v44.i4.1895.

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The banking sector of India is one of the fast-growing sectors and considered as a main pillar of Indian Economy. Indian banking sector helps to maintain a healthy financial system and a well growth economy. The banking sector is becoming more complex day by day Hence, performance evaluation, supervision and monitoring of financial statements of Banks is compulsory to ensure the stability of the economy. As the public sector banks comes under the government undertaking, they have to work more to provide better services than private sector banks as they work for customer welfare more than the p

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21

DR., ARUN MONDAL. "A STUDY ON CUSTOMER SATISFACTION WITH SPECIAL REFERENCE TO BANKING SECTOR IN WEST BENGAL." International Educational Scientific Research Journal 11, no. 5 (2025): 58–60. https://doi.org/10.5281/zenodo.15390136.

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Banks emphasize on cu<strong>stomer satisfaction to survive </strong>in the competitive environment of banking sector. Private sector banks provide high quality service to customers with the help of technology. The infrastructure of public sector banks are very poor. Rural masses suffer due to inadequate number of bank branches in rural areas. Urban customers prefer online banking more than rural customers. Rural customers are not properly aware about the banking facilities. The banking habits of urban  people is more than rural people. The level of customer satisfaction in private sector

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22

Kaur, Kulpreet, and Rajwant Kaur. "A Comparative Analysis on Deposit and Credit Deployment by Public and Private Sector Banks in India during the Period from 2007 to 2021: An Empirical Evidence." YMER Digital 21, no. 08 (2022): 431–59. http://dx.doi.org/10.37896/ymer21.08/39.

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The present paper has been conducted to examine the comparative relationship of two variables namely, deposits and credit deployment of public sector and private sector banks during the period from 2007 to 2021. For analysis purpose, the study has been used secondary data and to analyze it, a number of techniques, namely, mean, standard deviation, coefficient variation, compound annual growth rate and credit-deposit ratio have been used. The study found that the CAGR of total credit of private sector banks is 16.63 percent which is higher than public sector banks which has just only 10.64 perc

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23

Bhanwar, Singh, and Pawan. "AN ANALYSIS OF INDIAN PRIVATE SECTOR BANKS USING CAMEL APPROACH." International Journal of Marketing & Financial Management 4, no. 7 (2016): 36–52. https://doi.org/10.5281/zenodo.10815919.

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<strong>ABSTRACT </strong> <strong> </strong> <em>Financial institutions are paramount tools in economy to boost the economic growth, especially banks are one of them. After the economic reforms 1991, Liberalization, privatization, globalization (LPG) growth of private sector banks increase tremendously. Private Banks contributes significantly in growth of economy. Initially banks are only limited to deposits and credits but today banks are perform various functions. Before to privatization of banks all financial needs of corporate and individual are meet by public sector banks but after

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N, Sathiya, and Sangeetha S. "FINANCIAL PERFORMANCE OF SELECTED PUBLIC AND PRIVATE SECTOR BANKS IN INDIA." ICTACT Journal on Management Studies 7, no. 4 (2021): 1471–75. https://doi.org/10.21917/ijms.2021.0213.

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The main objective of this paper is to evaluate the financial performance of selected public and private sector banks in India. The present study is used secondary data for period of five years from 2014-15 to 2018-19. To compare the financial performance by using selected parameters namely return on asset, total income, net profit, net interest income and operating profit. The study found that total income, net interest income and operating profit of selected public sector banks are performing better than private sector banks. On the other hand, net profit and return on assets of private sect

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Anandanatarajan, K. "A Study on Human Resource Management Practices and Customer Satisfaction in the Select Public and Private Sector Banks." Asian Journal of Managerial Science 6, no. 2 (2017): 71–75. http://dx.doi.org/10.51983/ajms-2017.6.2.1248.

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The primary aim of the study is to analyze the impact of human resource management practices on customer satisfaction in public and private sector banks. The result of the study reveals that both in public and (Dutta and Dutta, 2009) private sector banks combined together, the officers have moderate perception, clerical and sub staff have low perception about overall human resource management practices of the banks. Similarly, officers in public and private sector banks have moderate perception and clerical and sub staff revealed low perception. It can be inferred from the study that all offic

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Durafe, Aniruddha, and Manmeet Singh. "Cyclical Behavior of Public and Private Sector Banks: A Comparative Study of Non-performing Assets." Journal of Business and Management Research 1, no. 1 (2016): 14–25. http://dx.doi.org/10.3126/jbmr.v1i1.14548.

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This study examines the cyclical behavior of both the public and private sector banks in India with a focus on non-performing assets. The motivation behind this study is to find out whether non-performing assets of public sector banks and private sector banks in India exhibit procyclical behavior. Pearson correlation coefficient results suggest countercyclical behavior of gross non-performing assets and current state of economy in both public and private sector banks. The study also employed multiple regression analysis which shows that all bank specific variables have significant effect on gr

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DR, BHADRAPPA HARALAYYA, and S. AITHAL P. "STUDY ON PRODUCTIVE EFFICIENCY OF BANKS IN DEVELOPING COUNTRY." International Research Journal of Humanities and Interdisciplinary Studies ISSN Number:2582-8568 2, no. 5 (2021): 184–94. https://doi.org/10.5281/zenodo.4896870.

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The banking sector involves three noteworthy portions: Scheduled Commercial banks, State Cooperative banks, and different banks like NABARD. The booked business banks incorporate every single significant bank and record for over 98% of the considerable number of assets in the banking sector. The Indian banking industry, which is a noteworthy channel of financing the gainful sector, was to a great extent in the private sector until 1969 when all the real Indian banks in private sector were nationalized. Another arrangement of banks was nationalized in 1980s. A few private sector banks and some

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George, Elizabeth, and Zakkariya K.A. "Job related stress and job satisfaction: a comparative study among bank employees." Journal of Management Development 34, no. 3 (2015): 316–29. http://dx.doi.org/10.1108/jmd-07-2013-0097.

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Purpose – The purpose of this paper is to examine whether job satisfaction and job-related stress differ among employees of different banking sectors. Design/methodology/approach – Questionnaire were administered to 337 employees from various banks belonging to private sector, public sector and new generation banks. One way ANOVA was conducted to find out whether job satisfaction and job relates stress varied on the basis of three different sectors of banks. Further post hoc test was conducted to find out which sector differs significantly. Findings – Results indicated that employees of differ

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Yadav, Renu, Mahesh Chand Garg, Priyanka Banerji, Mansi Yadav, and Jonika Lamba. "Input oriented super efficiency evaluation of Indian commercial banks." Journal of Information and Optimization Sciences 45, no. 8 (2024): 2421–42. https://doi.org/10.47974/jios-1985.

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The purpose of this research paper is to measure and compare the super efficiency of Indian public and private sector banks having frequently scoring standard efficiency scores. The data of total 20 banks including 10 public sector banks and 10 private sector banks operating in India has been endorsed for 10 years (2013-2014 to 2021-22) as per highest the market capitalization of the banks. Using Data Envelopment Analysis, the paper evaluates the input oriented super efficiency scores of selected Indian public and private sector banks as per CRS and VRS approaches. Further, comparison of both

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Raj, Dr Maria Antony. "IMPACT OF RISK MANAGEMENT IN PUBLIC AND PRIVATE SECTOR BANKS." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 06 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem35554.

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The research paper aims to examine the impact of risk management on the performance of private and public sector banks in India. Effective risk management is crucial for mitigating risks and improving bank performance. The study utilizes the CAMELS approach, a rating system that analyses various ratios to evaluate bank performance. The ratios considered include capital adequacy ratios, asset quality ratios, management capability ratios, earnings quality ratios, liquidity ratios, and sensitivity to market risk. The analysis covers the period from 2018 to 2022, and descriptive statistics are emp

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Varaprasad Alaparthi, Dr Maruthi, and Dr Varsha Thakre. "ISTECHNO-JOB STRESS DISPARITYAMONG EMPLOYEES REAL OR MYTH? – AN INQUISITIVE STUDY ON SELECTED PUBLIC AND PRIVATE SECTOR BANKS IN INDIA." International Journal of Engineering Applied Sciences and Technology 7, no. 4 (2022): 87–90. http://dx.doi.org/10.33564/ijeast.2022.v07i04.011.

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This article aims to shed light on misconceptions regarding disparities in Techno-Job Stress among bank employees across public and private sector besides addressing male and female demarcation aspects. The present study adopted explanatory research design with qualitative research approach. The study focused on primary data sources and gathered through a structured questionnaire with five point scale which was administered among the employees of selected public and private sector banks. The study considered a total of eight banks which includes the top four public sector banks and top four pr

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Mohan, M., and K. Someshwer Rao. "A study on operational performance of selected public and private sector banks in India." International Journal of Interdisciplinary and Multidisciplinary Research 6, no. 9 (2021): 26–33. http://dx.doi.org/10.54121/2021/09/1494.

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The banks are prime intermediaries in mobilising the resources to various sectors of Indian economy. The flow of bank credit has a positive impact on the growth of the banking sector and contributes increasing the national income, employment and production. The present study analysing the operational performance of the public and private sector banks in India. The purpose of the study two public and private sectors banks SBI, PNB and HDFC, ICICI banks selected. The study period covers five years 2015 to 2019. The data analysis has been done using the ratio analysis, descriptive statistics like

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Kumar, Mahesh, and Sanjay Gupta. "Security perception of e-banking users in India: an analytical hierarchy process." Banks and Bank Systems 15, no. 1 (2020): 11–20. http://dx.doi.org/10.21511/bbs.15(1).2020.02.

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When choosing online financial transactions, security is a paramount concern of users. Three categories of banks in India, namely public, private and foreign banks, have a completely different focus on technology and capabilities. The study aims at investigating e-banking users’ perception with regard to online risk for public, private and foreign banks. Online risk perception for the abovementioned banks was assessed on three major risk parameters, i.e. security aspect, privacy aspect, and trust; using a multiple-criteria decision-making tool, called the Analytical Hierarchy Process (AHP). Th

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Suba, Nitin R. "Comparative Analysis of Capital Adequacy & Earnings Capacity of Select Public & Private Sector banks of India based on CAMEL Approach." RESEARCH HUB International Multidisciplinary Research Journal 10, no. 5 (2023): 05–12. http://dx.doi.org/10.53573/rhimrj.2023.v10n05.002.

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The objective of this paper is to perform comparative analysis of the financial performance of 5 public and 5 private sector banks of India over a period of five years i.e. (2008-09 to 2012-13). For this purpose, CAMEL approach has been used. CAMEL is an acronym for measures Capital adequacy, Assets quality, Management soundness, Earnings, and Liquidity. Out of five, two measures are taken for analysis i.e. Capital Adequacy and Earnings Capacity. Ten commercial banks were selected purposively for the study. The ratios depicting the CAMEL parameters were calculated based on the publicly a

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Sharma, Sunil, Ajay Khurana, and Pawan Kumar. "Performance evaluation of public and private sector banks." World Review of Entrepreneurship, Management and Sustainable Development 17, no. 2/3 (2021): 306. http://dx.doi.org/10.1504/wremsd.2021.10037120.

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Kumar, Pawan, Ajay Khurana, and Sunil Sharma. "Performance evaluation of public and private sector banks." World Review of Entrepreneurship, Management and Sustainable Development 17, no. 2/3 (2021): 306. http://dx.doi.org/10.1504/wremsd.2021.114436.

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Bapna, Rishabh. "LEADERSHIP STYLES IN PUBLIC AND PRIVATE SECTOR BANKS." International Journal of Advanced Research 5, no. 12 (2017): 1545–60. http://dx.doi.org/10.21474/ijar01/6118.

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B., Jadhav, and Kumar Atul. "Study of perception of bank employees towards corporate social responsibility." Vidyabharati International Interdisciplinary Research Journal 12, no. 1 (2021): 472–77. https://doi.org/10.5281/zenodo.6666773.

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The purpose of the study was to analyse the perception of selected public and private sector banks' employees towards CSR. A structured questionnaire was used as a research instrument for data collection. The present study was based on the simple random sampling method. The sample size was 316 employees of selected public and private banks. The statistical tools such as ratios, proportions, trends and percentages, cross-tabulations, coefficient of variance, r-squared (R2), chi-square etc., were used for hypothesis testing. The observed p-value was less than 0.05. Therefore, we rejected the

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Chethanraj, Chethanraj, and Sayyad Jafar C. F. "Comparative financial performance analysis of commercial banks in India." BOHR International Journal of Finance and Market Research 1, no. 3 (2024): 1–4. http://dx.doi.org/10.54646/bijfmr.2024.25.

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Commercial banks are financial institutions that perform the functions of accepting deposits from the general public and giving loans for investment with the aim of earning profit. These banks play a key role in the growth and development of an economy. In India, commercial banks are broadly classified into public sector commercial banks, private sector commercial banks, and foreign commercial banks. In the present study, the researchers have made an attempt to examine the financial performance analysis of public sector and private sector commercial banks in India. The study covers the top fiv

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Jasleen Kaur and Sultan Singh. "Assessing the Impact of Stress on the Health and Job Performance of Employees in Indian Banks." Scientific Temper 14, no. 04 (2023): 1519–25. http://dx.doi.org/10.58414/scientifictemper.2023.14.4.66.

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Purpose: This study examined the impact of stress on the well-being and performance at work of the individuals employed at Indian public and private sector banks in the selected districts of Haryana and explored whether the effects of stress between these two sectors are significant.Design/methodology/approach: Data were gathered from 300 bank employees, with 150 each from selected public and private sector banks. A pre-validated structured questionnaire using a Likert scale was employed to measure stress-related health issues and job performance. Statistical analysis of data was done using de

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Naqvi, Mahmooda, Maryum Zehra, and Ghazala Noor Nizami. "ASSOCIATION OF PROLONG SITTING WITH COMMON MUSCULOSKELETAL DISORDERS AMONG PRIVATE AND PUBLIC SECTOR BANKERS." Pakistan Journal of Rehabilitation 2, no. 2 (2013): 32–37. http://dx.doi.org/10.36283/pjr.zu.2.2/006.

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To compare the frequency of common musculoskeletal disorders due to prolong sitting among private and public sector bankers. This study was a cross-sectional study. Participants between 25-50 years of age, working in banks for more than one year were inducted in the study. All bankers were divided into private and public sector groups. Employees were selected from private sector and public sector banks of Karachi. Self-administered questionnaire was used to collect data from bankers of both sectors. The study shows that 44.6% government employees were suffering from shoulder pain, while 36.9%

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Sinha, Ram Pratap. "Asset Quality Based Ranking of Indian Commercial Banks – A Non-Parametric Approach." Asia Pacific Business Review 3, no. 2 (2007): 27–37. http://dx.doi.org/10.1177/097324700700300204.

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The present paper tries to make an asset quality based ranking of select (28) Indian commercial banks (20 public sector and eight private sector commercial banks) for the five year period 2000–01 to 2005–06 using Data Envelopment Analysis – a non parametric tool. The paper also compares the observed banks in terms of total factor productivity growth for the aforementioned period. The results obtained from the exercise indicate improvement in mean technical efficiency scores in 2004–05 relative to the previous four years. However, mean technical efficiency showed a declined in the next year. Th

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Dr.S.Sudalaimuthu and Ms.M.Vimala Rani. "Fundamental Analysis of Selected Shares of Banking Companies Listed in BSE India." Prabhandan - Journal of Business Administration 1, no. 1 (2010): 52–78. http://dx.doi.org/10.58716/pjbagitmba.v1i1.6.

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Fundamental analysis is a way of scientific analysis as it tries to estimate the intrinsic worth of the company. Fundamental analysis pays attention to assess the financial performance and strength of a company in terms of Debt-equity ratio, Profit margins, Dividend payout, Earning per share, Sales penetration, Market share, Interest, Asset and Dividend coverage, Product and Market innovation and the Promoters track record. The study is purely based on secondary data. This study covers a period of seven years from 2000-2007. The researcher has selected 7 Public Sector Banks and seven Private S

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Riya Sharma. "A Study on Innovation in Banking and its Impact on Customer Satisfaction." Integrated Journal for Research in Arts and Humanities 2, no. 3 (2022): 67–72. http://dx.doi.org/10.55544/ijrah.2.3.38.

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Innovation through information technology (IT) has made inroads everywhere and banking is no exception to it. Whether it is private or public sector bank, everywhere innovation is the buzzword and technological breakthrough is witnessing new avenues of success. Competition is compelling everyone to move ahead and faster. Now, the working in public sector banks has been changing and customers are sensing the wave of innovation. These banks, which were working traditionally are now coming out and reaching to audience through billboards; FM radio and all possible media. Celebrity endorsements are

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Franco, C. Eugine, and G. Bright Jowerts. "SERVICE QUALITY OF PUBLIC AND PRIVATE SECTOR BANKS IN TIRUNELVELI DISTRICT." International Journal of Research -GRANTHAALAYAH 5, no. 5(SE) (2017): 42–52. http://dx.doi.org/10.29121/granthaalayah.v5.i5(se).2017.1966.

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Service Quality of the banks referred as an obligation of all banks to fulfill the objectives and needs of the customers. Service quality in private sector banks is good compare to public sector banks. The various issues the banks are not able to provide immediate response to customers, service time duration is more, long queue deposit the money, waiting for long time, staff behavior is not good, especially public sector banks are not providing multitude services like payment of bills, payment of tax, Banc assurance etc. and problem relating to banking service such as bank statements, error in

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Dr., C. Eugine Franco, and Bright Jowerts G. "SERVICE QUALITY OF PUBLIC AND PRIVATE SECTOR BANKS IN TIRUNELVELI DISTRICT." International Journal of Research - Granthaalayah 5, no. 5 (2017): 42–52. https://doi.org/10.5281/zenodo.574862.

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Service Quality of the banks referred as an obligation of all banks to fulfill the objectives and needs of the customers. Service quality in private sector banks is good compare to public sector banks. The various issues the banks are not able to provide immediate response to customers, service time duration is more, long queue deposit the money, waiting for long time, staff behavior is not good, especially public sector banks are not providing multitude services like payment of bills, payment of tax, Banc assurance etc. and problem relating to banking service such as bank statements, error in

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Mr., Anurag Anil Ratnaparkhi, Neha Rakeshchandra Vishwakarma Ms., and Dr. Vijaykumar G. Wawle Prof. "A Study of Online Banking Scams / Frauds In India." Young Researcher S14, no. 1B (2025): 238–44. https://doi.org/10.5281/zenodo.14873742.

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<em>India has adopted the policy of digitalization in 2016. Since that the number of online bank frauds have grown with much higher rate. Especially the frauds like phishing, vishing, ATM frauds etc. The research asserts that such frauds in public sector banks are much higher than that of the private sector banks. The research has shown that even if the number of fraud is decreasing in both private and public sector banks; the amount of scams is much higher in the public sector bank than that of the private sector banks.</em> <em>F</em><em>raudulent activity has generally decreased across publ

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Ayyappan, S., and M. SakthiVadivel. "Financial Efficacy of Selected Public and Private Sector Banks in India." International Journal of Finance & Banking Studies (2147-4486) 2, no. 2 (2013): 26–31. http://dx.doi.org/10.20525/ijfbs.v2i2.143.

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The banks in India have over 67,000 branches located across the country. All these are classified into two major categories, nonscheduled banks and scheduled banks. Scheduled banks includes commercial banks and the co-operative banks. The public sector banks are accountable for more than 78 percent of total banking industry in India. Even though private sector banks came later into the market, due to their customer servicing and easy banking features they are also competing equally with already existing public sector banks. so it is very essential to analyze how their financial performance is

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Mrs., Yasmin.A. Barodawala, and Bhikhalal.V.Mordiya Dr. "Comparing the Non-Performing Assets (NPA) of Selected Public and Private Sector Banks of India." International Journal of Advance and Applied Research 10, no. 4 (2023): 503–8. https://doi.org/10.5281/zenodo.8224381.

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NPA is a breathtaking case for all the banks belonging to different groups, be it public or private sector or any other. Now, bad loans aren’t ceasing anytime soon, so the question arises that which group of banks are good handlers of this so called NPAs. How do they balance with it, at what trend they survive with these non-performing loans in the market and who`s management with the bad loans is better? This paper is an attempt to explore these ideas for two public sector, SBI and PNB, and two private sector Banks, HDFC and ICICI, totaling to four banks under present study for five yea

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Dr., Pragati R. Gore. "Trends and Challenges in Digital Banking and Fin-Tech." International Journal of Advance and Applied Research S6, no. 16 (2025): 37–40. https://doi.org/10.5281/zenodo.15130160.

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<em>There has been noticeable development in the economy of India since past decade. Banking and finance sector has very substantial role in development process. These sectors has changed with changing demographics and priorities of public, also are greatly been effected by fast changes in technology and the regulations. Banks and financial institutes have to change the way of its operations. Banking and finance sector are both public and private sector. This paper makes an attempt to highlight the challenges faced by Banking and finance and suggests some possible measures for its growth. The

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