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Majd, Elham, Vimala Balakrishnan, and Vahid Godazgar. "Selecting the reliable supplier by using the advisor agents." Journal of Business & Industrial Marketing 32, no. 2 (2017): 238–50. http://dx.doi.org/10.1108/jbim-01-2015-0010.
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Purpose This paper aims to enhance the successful interaction between buyers and suppliers who use intelligent agents by presenting a computational model to detect the most reliable supplier agent according to advice of an advisor agent. Design/methodology/approach In this case, the authors study the most representative models in agent environments. According to these analysis criteria, a computational model was presented to compute the reliability of supplier agents and then select the most reliable one. To evaluate the proposed method, the experimentation was carried out in two stages. First, the average accuracy of model in computing the reliability was evaluated by comparing a random selection method. Second, the performance of the model in detecting the most reliable supplier was evaluated in an agent environment by applying trust network game as a simulator. Findings The experimental results revealed that the proposed method can detect the most reliable supplier accurately in both consistent and oscillating agent environments. Originality/value The authors believe that the proposed model will be beneficial to enhance the fulfillment of purchasing between buyers and suppliers.
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Burgess, Timothy, Stephanie A. Richard, Limone Collins, et al. "05. Pragmatic Assessment of Influenza Vaccine Effectiveness in the DoD (PAIVED): Updates from Year 3 of Multi-Site Trial." Open Forum Infectious Diseases 8, Supplement_1 (2021): S126—S127. http://dx.doi.org/10.1093/ofid/ofab466.208.
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Abstract Background The SARS-CoV-2 pandemic has spotlighted respiratory infections and the value of effective vaccines. The SARS-CoV-2 vaccine has been remarkably effective; however, influenza vaccine effectiveness has been reported to be lower among active duty military populations than in the general public (18% vs 36%). The Pragmatic Assessment of Influenza Vaccine Effectiveness in the DoD (PAIVED) study compares 3 FDA-licensed influenza vaccine types (egg-based, cell-based, and recombinant) to assess differences in immunogenicity and effectiveness in adults. Methods Participants in the 3rd year of PAIVED (2020/21 influenza season) were enrolled from October 2020 through January 2021. Participants received weekly surveys about influenza-like-illnesses (ILI) experienced in the past week; if they reported an ILI, they were queried about symptom duration and severity, and asked to self-collect a nasal swab and dried blood sample. Four weeks later, more information about symptom duration and illness burden was obtained via telephone interview, and the participant collected a second blood sample. Results PAIVED year 3 enrolled 3,269 participants (Table 1). 278 participants reported 1 ILI , while 60 reported 2 ILIs, and 18 reported 3 ILIs. No pathogen was identified for most processed ILI samples (78%); the most common viruses were SARS-CoV-2 (25, 12%), rhinovirus (24, 12%), and seasonal coronaviruses (4, 2%). No influenza has been identified thus far. Among those participants who had convalescent ILI visits (275), the median duration of the reported ILIs was 9 days (IQR 5, 15), with a median of 4 days (IQR 2, 7) of limited activity, and 2 days (IQR 0, 3) with fever. Three individuals were hospitalized. Conclusion There have been relatively low rates of ILI identified in this study during this season, with only 11% of the participants reporting an ILI so far, consistent with low rates of non-COVID-19 ILI reported elsewhere during the current pandemic. We anticipate some influenza cases may be identified as more samples are processed. Planned analyses include calculating comparative influenza vaccine effectiveness to inform future vaccine purchasing decisions, as well as comparing serological response to the different vaccines. Disclosures Ryan C. Maves, MD, EMD Serono (Advisor or Review Panel member)Heron Therapeutics (Advisor or Review Panel member) Jitu Modi, MD, GSK (Speaker’s Bureau)
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Kania, Józef, and Janusz Żmija. "Changes in Agricultural Knowledge and Information Systems: Case Study of Poland." Visegrad Journal on Bioeconomy and Sustainable Development 5, no. 1 (2016): 10–17. http://dx.doi.org/10.1515/vjbsd-2016-0002.
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Abstract The paper has analysed and evaluated the existing concepts of relations between science and education, advisory services and agricultural practice in the aspect of strengthening competitiveness of the agricultural sector of the EU and also has identified the most important elements of agricultural knowledge system (AKS) in Poland and the assessment of their relationship. The source material was literature review on the subject, statistical data and quality assessment of the relationship between stakeholders achieved as a result of a two-day panel discussion. The results indicate that the traditional concepts of linear links between science and agricultural practice are replaced with innovative concepts of networking. In Poland, there is not yet a well-functioning system of agricultural knowledge. Despite the existence of all the links in the classical system of knowledge existing links between them are highly varied. Very strong links exist only between agricultural advisors and farmers, strong between advisory, and research & education, between advisory and agricultural policy, and between farmers and companies selling agricultural inputs and purchasing agricultural products. Other links have been identified as weak.
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Anderson, Joe, James I. Hilliard, Josh Williams, and Susan K. Williams. "Getting on board: the business case for improving on-campus transportation at NAU." CASE Journal 13, no. 5 (2017): 633–60. http://dx.doi.org/10.1108/tcj-10-2016-0083.
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Synopsis Josh Williams is a Student at the NAU who has driven buses on campus and wants to improve the transportation on campus. He is convinced that purchasing a new type of bus that is more fuel efficient, has larger capacity, better designed for boarding, and has a longer life is worth the higher purchase cost. He sets out to prove it by creating a discounted cash flow (DCF) analysis. Since many of the estimates for the DCF analysis are uncertain, he decides to perform a Monte Carlo simulation (MCS) analysis. Students are asked to step into Josh’s role and perform the analysis. Research methodology Josh Williams was a Student in the authors’ MBA program. Both authors teach in this program and one author was the Advisor for Net Impact and worked with Josh to present his idea to the university administration. The authors have changed a name or two but otherwise, the case describes a real situation in a real organization without disguise. Relevant courses and levels The authors have used this case in a first semester MBA-Applied Management course, Decision Modeling and Simulation. Students already have experience with DCF analysis and have been introduced to MCS. With this case, students apply MCS at the conclusion of a three-week module on predictive analytics. Students have run at least two MCS models and have become comfortable with the software. The case would also be appropriate for a senior-level undergraduate course such as business analytics or management science. It might also be useful for other courses that include the MCS modeling technique learning objectives such as project management. Theoretical bases This case provides an opportunity for students to perform an MCS analysis. MCS is useful when many of the inputs to a DCF analysis (or any model) have been estimated and the modeler is concerned that the estimates are uncertain and could perhaps be a range of values. MCS can be used to understand the effect of this uncertainty on NPV which in turn may affect the decision. The case could also be used without MCS focusing just on the DCF analysis with deterministic sensitivity analysis.
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Littlejohns, Peter, Carol Dumelow, and Sian Griffiths. "Knowledge Based Commissioning: Can a National Clinical Effectiveness Policy Be Compatible with Seeking Local Professional Advice?" Journal of Health Services Research & Policy 1, no. 1 (1996): 28–34. http://dx.doi.org/10.1177/135581969600100106.
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Objectives: To help develop a means, based on the views of purchasers and providers of health care, of incorporating national research on clinical effectiveness into local professional advisory mechanisms in order to inform health care purchasing and contracting. Methods: Three geographically based multidisciplinary workshops attended by National Health Service (NHS) staff drawn from the principal purchaser and provider groups in one English region were organized around the discussion of three health care purchasing case studies: Coronary artery disease, diabetes and management of clinical depression in general practice. The proceedings were transcribed and analyzed using content analysis methods. Results: 95 people took part. There were major differences between the purchasers' and health care providers' views on the right balance between local and national information and advisory sources for purchasing. In general, providers wanted the provision of advice to purchasers to be local, in which their opinion was sought, either individually or collectively, acted on and the results fed back to them. In contrast, health authority purchasers considered that local professionals were only one source of professional advice, albeit an important one, to be utilized in coming to decisions. General practitioner fundholders as purchasers, however, preferred to rely on their own experiences and contacts with local providers in making purchasing decisions. Conclusions: Professional specialist advisory groups are necessary to inform the purchasing of health care, but should extend beyond advising on the placement of individual contracts. Involving health care providers in all short-term contracting is unlikely to be cost-effective given the time commitment required. The emphasis at purchaser/provider meetings should be on education: Providing an opportunity for purchasers and providers to develop closer relationships to discuss political imperatives and financial constraints; increasing communication and understanding of providers' and purchasers' roles; and providing an environment for professionals and purchasers to share their views on purchasing. As currently presented, elements of the national policies in the NHS advocating the use of both national evidence on clinical effectiveness and local professional advice are contradictory and should be clarified.
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Zhukevych, Svitlana, and Nataliia Karpyshyn. "FINANCIAL CONSULTING FOR CITIZENS: THEORETICAL AND ORGANIZATIONAL ASPECTS OF ACTIVITY." Economic Analysis, no. 27(2) (2017): 91–97. http://dx.doi.org/10.35774/econa2017.02.091.
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The development of a financial consulting for citizens and promotion of financial consulting services have a positive effect on the efficiency of managing personal finances and the welfare of citizens. The theoretical and organizational aspects of financial advising of the population and the problems of its functioning in Ukraine are analyzed in the article. The financial consulting for citizens is the process of interaction between a consultant and a client (an individual). It is based on a particular methods or technology and involves providing fee or free information in the form of advice, conclusions and recommendations on optimization, rational using and profitable investment of personal funds. An independent financial adviser is an important subject in the financial consulting market that provides professional advices on getting a loan, choosing an insurance or retirement plan, placing a deposit, creating a family budget or personal financial plan. The personal financial plan is the main tool for the independent financial adviser. This is an action plan that is developed for a particular person or family to achieve the desired financial goals and includes selection of credit, investment, insurance, pension and other financial products. The preparation of the financial plan involves the development of an investment strategy and the creation of a financial protection plan. The services of independent financial advisers are not popular within the Ukrainian citizens because of their low purchasing power, high level of distrust regarding the professionalism of independent financial advisers and the quality of consulting services and the lack of awareness of the benefits of financial counseling.
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Thalib, Supriadi, Setiarini Setiarini, and Yuli Ardianto. "ANALISIS KEPUTUSAN PEMBELIAN MAKANAN KHAS DAERAH DITINJAU DARI PENGARUH WORD OF MOUTH DAN KUALITAS PRODUK SERTA DAMPAKNYA PADA LOYALITAS PELANGGAN." Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT 5, no. 3 (2020): 273–84. http://dx.doi.org/10.36226/jrmb.v5i3.441.
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Purpose- This study analyzes the effect of word of mouth, product quality on consumer purchasing decisions, and simultaneously analyzes purchasing decisions, word of mouth, and product quality on customer loyalty.
 Design/methodology/approach- Data were collected from 150 respondents from 3 (three) areas Jakarta, Depok, and Bogor. Data analysis techniques using Path Analysis.
 Findings- word of mouth and product quality have a positive effect on purchasing decisions, as well as simultaneous purchasing decisions, word of mouth affects customer loyalty but not product quality. Product quality does not affect loyalty consumption of local specialties in the city of Bogor-Depok
 Implications-Local culinary SMEs are advised to maintain consumer satisfaction by interacting with them to create a positive impression. Consumers who have a positive impression will provide the word of mouth so as to increase purchasing decisions and customer loyaltyKeywords: Word of Mouth, Quality Product, Purchasing Decision, Loyalty
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Onel, Naz. "Pro-environmental Purchasing Behavior of Consumers." Social Marketing Quarterly 23, no. 2 (2016): 103–21. http://dx.doi.org/10.1177/1524500416672440.
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This study aims to examine the value of personal norms in addition to the theory of planned behavior (TPB) variables (i.e., attitude toward behavior, subjective norm, perceived behavioral control, and behavioral intention) in explaining consumers’ pro-environmental purchasing behavior. The hypotheses and model were formulated and tested with structural equation modeling using the data from 281 consumers who are active members of a U.S.-based recycling company. Model fit statistics indicate a good fit of empirical data and model structure for pro-environmental purchasing behavior. The findings suggest that while personal and subjective norms, attitudes toward behavior, and intention explain consumers’ pro-environmental purchasing behavior, perceived behavioral control does not have any power in explaining behavior-related intention. Policy makers and marketing professionals are advised to adopt various social and sustainability marketing strategies that focus on communicating different normative aspects of purchasing decisions to promote pro-environmental consumer behaviors. The normative concerns covered in the environmental behavior studies are mostly limited to “subjective norms” as represented in the TPB, which has been widely adopted in the behavioral studies. By extending the TPB with “personal norms,” this study contributes to the better explanation of environmentally relevant purchase behaviors of consumers.
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Bolander, Pernilla, Andreas Werr, and Wendy van der Valk. "Purchasing pension advisory services in Sweden – An interpretive investigation into service conceptions and supplier selection." Industrial Marketing Management 71 (May 2018): 108–22. http://dx.doi.org/10.1016/j.indmarman.2017.12.015.
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Cabrian, Sharon. "BAGAIMANA KEDAI KOPI OHAYOU MENINGKATKAN PROSES KEPUTUSAN PEMBELIAN KONSUMEN DI KOTA BANDUNG." Jurnal Administrasi Bisnis 17, no. 1 (2021): 40–60. http://dx.doi.org/10.26593/jab.v17i1.4320.40-60.
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According to Toffin, in 2019 there was a 3-fold increase in the coffee shop business compared to the previous 3 years. An increase in the number of coffee shops is a threat and a challenge for coffee shop business owners. Ohayou Bandung is one coffee shop that is facing competition in the increasing number of coffee shops in the Ciumbuleuit area, Bandung. Due to its strategic location where UNPAR students are the target market, Ohayou has a great opportunity to meet the demand for coffee and public spaces. For this reason, companies need to pay attention to product attributes which are one of the main factors that are considered by consumers and customers in purchasing decisions. The purpose of this study was to determine whether product attributes and service quality affect purchasing decisions at Ohayou Bandung. Product attribute variables are measured by the dimensions of quality, features, design, brand, and packaging. Service quality variables are measured by the dimensions of reliability, responsiveness, assurance, empathy, and physical evidence. The variable of the purchasing decision making process is measured by the dimensions of problem recognition, information seeking, evaluation of alternatives, purchasing decisions, and post-purchase behavior. The results showed that the product attributes and service quality influenced purchasing decisions by 28.7%. In multiple linear analysis it is concluded that product attributes have a greater influence on purchasing decisions than service quality. Based on the partial hypothesis test, product attributes partially influence purchasing decisions. Meanwhile, service quality has no partial effect on purchasing decisions. It is concluded that improving service quality alone is not sufficient to improve purchasing decisions. Ohayou Bandung is advised to improve product quality and features, as well as increase the use of social media. Keywords: Product Attributes, Service Quality, Buying Decision, Ohayou Bandung
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Widyastuti, Pristiana, and Alwani Alwani. "PERAN COMMUNITY ADVICE SEBAGAI PEMODERASI DALAM KEPUTUSAN PEMBELIAN." Jurnal Manajemen dan Pemasaran Jasa 11, no. 1 (2018): 67. http://dx.doi.org/10.25105/jmpj.v11i1.2496.
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<p><em>This study aims to analyze the influence of rational motives and emotional motives on purchasing decisions with community advice as a moderating variable. This study was conducted on </em><em>biker as community adviser</em><em> in Jakarta. The number of samples is 75 data, obtained from the questionaire filled by the respondents. Data analysis uses Structural Equation Modeling (SEM) with Partial Least Square (PLS) test equipment. The results of statistical tests </em>revealed that the<em> rational motives and emotional motives </em>have<em> positive effect on purchasing decisions, whereas community advice has no positive effect on purchasing decisions, </em>it is<em> not able to moderate the relationship among variables. Producer and distributors are important to maintain the quality and reliability of products that rationally influence consumers to buy. In addition, efforts to maintain the credibility of the brand are also important to emphasize the consumer’s pride. </em></p><p><em> </em></p>
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Jesudian, Gnanaraj. "Low Cost Training During Lockdown: Homemade Training for Gas Insufflation Less Laparoscopic Surgeries." Christian Journal for Global Health 7, no. 4 (2020): 39–43. http://dx.doi.org/10.15566/cjgh.v7i4.385.
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Given the COVID-19 global pandemic, there are severe restrictions on travel in India and other countries. The Indian Government has issued an advisory for postponing non-essential or elective surgeries. Surgeons, especially those working in rural areas, have more time at hand to learn new skills. Unfortunately, due to the lockdown, purchasing new equipment has been difficult. We describe how Fellowship of Laparoscopic Surgery course skills for Gas Insufflation Less Laparoscopic Surgeries could be practised at home with easily available materials to make use of the time and build surgical skill capacity.
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Dulęba, Jacek, Urszula Religioni, Emilia Słodka, Andrzej Fal, Jerzy Krysiński, and Piotr Merks. "The Awareness of Risks Associated with OTC Drugs Available in Non-Pharmacy Outlets among Polish Patients—A Cross-Sectional Study." Healthcare 9, no. 2 (2021): 187. http://dx.doi.org/10.3390/healthcare9020187.
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Background: Many OTC drugs are available in non-pharmacy outlets, and as such the risk of overuse and/or improper use of this class of drugs is more likely. In light of this observation, our study was conducted with the aim of exploring opinions on non-pharmaceutical distribution among Polish patients. This study was a part of an informative project to educate patients about the possible risks associated with the use of OTC medicines. Methods: We conducted a cross-sectional study among Polish patients in which we used an authorial questionnaire, previously tested via content, face validity, and a pilot study. The questionnaire was distributed both electronically and in a traditional form. Results: ‘Time saving’ had a statistically significant role in the patient’s decision about purchasing drugs in a non-pharmacy outlet (p = 0.0052; R = 0.276994). The lack of a pharmacist’s consultation/advice (p = 0.0072; R = −0.3290490), improper storage (p = 0.0044; R = −0.238246), risk of overdose (p = 0.0125; R = −0.189564), and the risk of purchasing out-of-date drugs (p = 0.0125; R = −0.145411), as well as the risk of purchasing falsified drugs (p = 0.0265; R = −0.159428), were all associated with the patient’s non-willingness to purchase drugs in non-pharmacy outlets. Patients supported the idea of the elimination of non-pharmacy outlet distribution (p = 0.0074; R = −0.195932); they also emphasized that they are advocates of purchasing drugs only in community pharmacies (p = 0.0006; R = −0.238625). Conclusion: Patients are aware of the risks associated with buying drugs outside of community pharmacies. They perceived pharmacists as professional health care advisors and supported the fact that OTC drugs should be available only via pharmaceutical distribution.
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Pauliene, Rasa, and Karina Sedneva. "The Influence of Recommendations in Social Media on Purchase Intentions of Generations Y and Z." Organizations and Markets in Emerging Economies 10, no. 2 (2019): 227–56. http://dx.doi.org/10.15388/omee.2019.10.12.
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 The aim of this study is to explore how the impact of recommendations in social media on intention to purchase varies between generations Y and Z. The research focuses on two types of online recommendations, namely online reviews and opinion leaders’ recommendations, and e-WOM, which refers to recommendations made by followers. It also aims to examine which of the two types predominates among generations. Based on various studies, a theoretical research model was developed as well as quantitative and qualitative research was employed. The research findings supported the idea that social media recommendations have an influence on purchasing intentions of consumers, however, the main managerial applications of this study are connected with the differences among consumers. Online reviews had been an influential source of information for Generation Y; however, it is losing its influential power towards shaping purchasing intentions. E-WOM is still important, thus brands and retailers are advised to develop and maintain branded communities in social media, encourage their consumers to share feedback not only in social media, but also in rating websites, apps and services. Retailers are advised to segment their target audience very carefully, as differences in generations’ social media habits and information adoption exist.
 
 
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Malima, Gabriel, Saba Eshetie, Abdulai Rahaman, Pastory Mrosso, and Loes Witteveen. "Purchasing and up-scaling of the privatized advisory services: An innovation perspective on privatized soil testing in Africa." Community Development 51, no. 3 (2020): 230–42. http://dx.doi.org/10.1080/15575330.2020.1758737.
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Dali, Keren, and Lana Alsabbagh. "Learning about translators from library catalog records: implications for readers’ advisory." New Library World 116, no. 5/6 (2015): 264–76. http://dx.doi.org/10.1108/nlw-07-2014-0091.
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Purpose – The purpose of this article is to make public librarians aware of the wealth of information about translators that is contained in bibliographic records of their own library catalogs so they could use this information for the benefit of readers’ advisory (RA) work involving translated titles. Design/methodology/approach – The article uses the method of bibliographic data analysis based on 350 selected translated fiction titles (and 2,100 corresponding catalog records) from six large Canadian public libraries. Findings – As the results demonstrate, enhanced bibliographic catalog records deliver a wide spectrum of information about translators, which can be used by public libraries to provide more informed and insightful reading advice and to make more sensible purchasing decisions with regard to translated fiction. Practical implications – The study shows how the most readily available tool – a library catalog with its enhanced bibliographic records – can be utilized by public librarians for improving RA practices. It focuses on the rarely discussed translated fiction, demonstrates a sample methodological approach and makes suggestions for implementing this approach by busy public librarians in real-life situations. Originality/value – No recent studies that have investigated enhanced catalog records have dealt with translated fiction. Moreover, while authors/writers are often in the focus of RA studies, translators are often left behind the scenes, despite their crucial role in bringing international fiction to English-speaking readers.
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Abdelkader, Ali Ahmed, and Hossam El Din Fathy Mohamed. "The Impact of Rumors on Social Media Sites in Behavior of Purchasing Food Products in the Egyptian Market." International Journal of Customer Relationship Marketing and Management 9, no. 1 (2018): 19–35. http://dx.doi.org/10.4018/ijcrmm.2018010102.
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The purpose of this article is to detect the impact of rumors on social media on the purchasing behavior of food products. The descriptive approach on four rumors related to food products were identified in the Egyptian market. A sample of 387 participants were selected from consumers who use Facebook in Egypt. The primary data was collected via an E-Questioner method. The results indicated that there is a significant relationship between the rumors on social media, and purchasing behavior of food products. There is also a significant difference between the products and the impact of rumors. These results assure the importance of social media and its impact on a customer's decision to purchase food products. This article not only explains the importance of rumors on social media in the food sector but also enhances the understanding of the influence of social media on consumer's behavior. It also provides some insights for facing the rumors. Organizations are advised to adopt social media in their business.
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Nurul Syakilah Embok Raub and Hazreen Abdul Majid. "PREFERRED METHOD OF PURCHASING SUPPLEMENTS AMONG GOVERNMENT SERVANTS IN PUTRAJAYA." Malaysian Journal of Public Health Medicine 21, no. 2 (2021): 401–8. http://dx.doi.org/10.37268/mjphm/vol.21/no.2/art.1079.
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Despite the risk of buying dangerous unregistered or counterfeit health supplement products online, the purchases still persist. This study aimed to identify the current preferred purchasing method and factors that influenced the preference. A cross-sectional study using simple random sampling was conducted among supplement purchasers within government servants in Putrajaya, Malaysia. Data were collected using an online self-reported questionnaire from 1st February to 1st August 2020. The traditional method became the preferred way of purchasing supplements (Traditional=68% vs Online=32%). However, younger and middle group (OR = 2.13, 95% CI = 1.41–3.21 and OR = 2.16, 95% CI = 1.22–3.82, respectively), females (OR = 1.38, 95% CI = 1.05–1.80) and, non-Malays (Indian and others, OR = 0.33, 95% CI = 0.11–0.95 and OR = 0.38, 95% CI = 0.17–0.88, respectively) significantly preferred online purchases. Product quality was the most important factor for both purchasing methods (P<0.001). Meanwhile, the main motivating factor for choosing the traditional method was ‘ease of getting the product to advise and relevant information (n=595, 72.4%), in online, it was ‘being able to read the product reviews through the internet (IT)’ (n=205, 52.8%). The majority of respondents checked for many similar supplement products before purchase (50.9% Traditional and 38.4% Online). Surprisingly, no significant differences were found in knowledge for identifying registered products between both methods (p=0.330). The traditional method was still preferred and indicates that the health awareness of the respondents is encouraging. However, this result cannot be generalized to the population. Hence, efforts to enhance public knowledge, awareness, and promoting the safety and efficacious issues on registered supplement products must be continued.
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&NA;. "The Royal Pharmaceutical Society of Great Britain has advised consumers to be cautious when purchasing medicines online." Reactions Weekly &NA;, no. 1249 (2009): 3. http://dx.doi.org/10.2165/00128415-200912490-00005.
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Lembke, Svan, and Lee Cartier. "Wine consumers in British Columbia, Canada." International Journal of Wine Business Research 32, no. 3 (2020): 441–55. http://dx.doi.org/10.1108/ijwbr-07-2019-0043.
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Purpose The purpose of this study is to redirect wine producer marketing strategies in British Columbia (BC) to better market their wine to the next generation of local consumers and compete against foreign imports. Design/methodology/approach This study was conducted using representative data collected from BC wine consumers through a survey of 500 participants and subsequent focus groups to better understand and interpret the findings. Findings The findings confirm that the growth of wine sales in BC is driven by the Millennial generation. This generation shows some different wine purchasing and consumption behaviours than previous generations. BC wine producers compete against foreign imports by using their direct-to-consumer sales channel (s) and could also use their superior understanding for the next generation of wine consumers to better sell their local wines across multiple channels. Practical implications To onboard the next generation of Millennial consumers to BC wines, BC wine producers are advised to use the tasting room environment to learn more about their local consumers and also sell via other channels. Some gaps in consumer needs across generations are identified and BC producers are advised to further target this new consumer and meet the needs of the local Millennials better than the competition. Originality/value The study is unique in its location. BC wine producers have often used US research or anecdotal data from their own tasting rooms to inform marketing decisions. The researchers argue that this carries significant risk, especially as the next generation of BC wine consumers displays different purchasing behaviours than those reported in US research.
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Bedford, Binaifer, Ye Yu, Xue Wang, Eric A. E. Garber, and Lauren S. Jackson. "A Limited Survey of Dark Chocolate Bars Obtained in the United States for Undeclared Milk and Peanut Allergens." Journal of Food Protection 80, no. 4 (2017): 692–702. http://dx.doi.org/10.4315/0362-028x.jfp-16-443.
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ABSTRACT Undeclared allergens in chocolate products have been responsible for numerous allergen-related recalls in the United States. A survey was conducted to determine the prevalence of undeclared milk and peanut in 88 and 78 dark chocolate bars, respectively. Concentrations of milk (as nonfat dry milk) or peanut in three samples of each chocolate product were determined with two milk- or peanut-specific enzyme-linked immunosorbent assay kits. In 75% of the chocolate bar products with a milk advisory statement, milk concentrations were above the limit of quantitation (2.5 μg/g [ppm]), with the majority having concentrations &gt;1,000 ppm. An additional 67% of chocolate bars with a “traces of milk” statement contained 3 to 6,700 ppm of milk. Fifteen percent of chocolates labeled dairy free or lactose free and 25% labeled vegan were positive for milk, all with concentrations &gt;1,000 ppm. Even for chocolates with no reference to milk on the label, 33% of these products contained 60 to 3,400 ppm of milk. The survey of chocolate products for peanuts revealed that 8% of products with an advisory statement contained peanut, with the highest concentration of 550 ppm. All nine chocolates bearing the peanut-free or allergen-free statement were negative for peanut, but 17% of chocolates with no label statement for peanut were positive for peanut at concentrations of 9 to 170 ppm. Evaluation of multiple lots of four chocolate products revealed that milk was consistently present or absent for the products investigated, but mixed results were obtained when multiple lots were tested for peanut. This study indicates that a large proportion of dark chocolate bars contain undeclared milk. The type of advisory statement or the absence of a milk advisory statement on products did not predict the amount or absence of milk protein. In contrast, a lower proportion of chocolates containing undeclared peanut was found. Consumers with food allergies should be cautious when purchasing dark chocolate products, particularly those that have an advisory label statement.
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Sanderson, Joe, Chris Lonsdale, and Russell Mannion. "What’s Needed to Develop Strategic Purchasing in Healthcare? Policy Lessons from a Realist Review." International Journal of Health Policy and Management 8, no. 1 (2018): 4–17. http://dx.doi.org/10.15171/ijhpm.2018.93.
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Background: In the context of serious concerns over the affordability of healthcare, various authors and international policy bodies advise that strategic purchasing is a key means of improving health system performance. Such advice is typically informed by theories from the economics of organization (EOO). This paper proposes that these theories are insufficient for a full understanding of strategic purchasing in healthcare, because they focus on safeguarding against poor performance and ignore the coordination and adaptation needed to improve performance. We suggest that insights from other, complementary theories are needed. Methods: A realist review method was adopted involving 3 steps: first, drawing upon complementary theories from the EOO and inter-organizational relationships (IOR) perspectives, a theoretical interpretation framework was developed to guide the review; second, a purposive search of scholarly databases to find relevant literature addressing healthcare purchasing; and third, qualitative analysis of the selected texts and thematic synthesis of the results focusing on lessons relevant to 3 key policy objectives taken from the international health policy literature. Texts were included if they provided relevant empirical data and met specified standards of rigour and robustness. Results: A total of 58 texts were included in the final analysis. Lessons for patient empowerment included: the need for clearly defined rights for patients and responsibilities for purchasers, and for these to be enacted through regular patientpurchaser interaction. Lessons for government stewardship included: the need for health strategy to contain specific targets to incentivise purchasers to align with national policy objectives, and for national government actors to build close, trusting relationships with purchasers to facilitate access to local knowledge about needs and priorities. Lessons for provider performance included: provider decision autonomy may drive innovation and efficient resource use, but may also create scope for opportunism, and interdependence likely to be the best power structure to incentivise collaboration needed to drive performance improvement. Conclusion: Using complementary theories suggests a range of general policy lessons for strategic purchasing in healthcare, but further empirical work is needed to explore how far these lessons are a practically useful guide to policy in a variety of healthcare systems, country settings and purchasing process phases.
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Frick, Bernd. "The Legacy of Gurus: The Impact of Armin Diel and Joel Payne on Winery Ratings in Germany." Journal of Wine Economics 15, no. 4 (2020): 370–77. http://dx.doi.org/10.1017/jwe.2020.36.
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AbstractChanges in winery ratings in leading wine guides, that is, improvements as well as deteriorations, are typically attributed to corresponding changes in the quality of the wines produced by the respective winery. What remains unexplored in this context is changes in editorship and/or changes in the composition of the wine tasting teams working for the respective guide. Using data from two particularly prestigious German wine guides (Gault Millau and Vinum), this paper shows that these latter changes have a rather small, yet statistically significant impact on changes in winery ratings. Thus, consumers are well-advised to consider these changes before making their purchasing decision. (JEL Classifications: L21, M30, Q13)
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Zhang, Ziye. "Comparing online and professional restaurant reviews: What can we learn?" Hospitality Insights 1, no. 1 (2017): 11–12. http://dx.doi.org/10.24135/hi.v1i1.9.
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Social media and review websites such as Trip Advisor are emerging as important platforms for restaurant reviews. The tendency of consumers to seek out electronic word of mouth before deciding where to dine has increased rapidly, with online content being shown to significantly impact purchasing decisions. Practitioners have indicated they are keenly aware of the importance of online reviews, but there is almost no research that looks at this phenomenon in the New Zealand context, and no research that compares traditional, print-based reviews with online content. In order to address this gap, a recent Auckland University of Technology master’s thesis applied content analysis to compare online and published restaurant reviews of restaurants in Auckland, New Zealand. Three hundred reviews from TripAdvisor website, Cuisine Magazine and the New Zealand Herald newspaper were analysed, and some results are presented here.
 Traditional print reviews (Cuisine and the Herald) tend towards a more ‘specialist’ approach, including detailed information about the chefs, the owners and the restaurants’ histories. They also use more ‘fancy’ language in their food descriptions, including very detailed menu ingredients. TripAdvisor reviews, by contrast, tend towards non-specialist, ‘plain language’ reviews, with simple menu descriptor words and little attention on ingredients. When discussing price, print reviews take an ‘objective’ stance, listing the price but rarely making a personal judgement about value; whereas the online reviews feature prominent personal judgements about value for money. In addition, online reviews emphasise the social aspects of dining (who they are dining with, the social nature of the event, e.g. birthday, interactions throughout the meal), often spending as much time discussing their companions as the products and service involved in the experience. By contrast, print reviews tend to focus more on the ‘physical’ aspects of dining (the wine, the food, the decor). Finally, both platforms strongly emphasise food and service as the main criteria for judgement, accounting for almost half the word counts in both styles of reviews.
 What can the practitioner take from this research? Firstly, the fact that food and service are the predominant criteria for both online and professional reviewers serves as a reminder for restaurant operators that, no matter how exquisite or stylish the restaurant is, well-cooked food and attentive service are significantly emphasised as the primary criteria by reviewers. Moreover, both review formats stress that the reliability of the booking system and efficiency of the service staff tended to enhance all reviewers’ satisfaction.
 However, there are clear differences in the review styles that represent the different audiences they are addressing. Each format attempts to recognise the perceived social identity of their audience, with the print reviews taking the ‘insider expert’ voice and appearing to speak to a more sophisticated upmarket, product-focussed audience. The print reviews also assume their readers are less sensitive to price, rarely discussing the perceived value of the meal. By contrast, the online reviews are more ‘plain language’, discuss value directly and are socially driven. By being aware of these differences in reviewing approaches, restaurant operators’ can finesse their marketing strategies. By reading and reflecting on the link between the contrasting review styles and the social identity of the respective readers, practitioners can consider how their offering ‘fits’ with their target markets. Finally, as online review platforms become increasingly important, practitioners should engage with the content they find there, ensuring they take time for reading, reflecting and responding.
 If you would like to read the original thesis this article is based on, please email: david.williamson@aut.ac.nz
 Corresponding author
 Ziye is an emerging researcher in the field of hospitality management. She received her bachelor’s degree from Beijing Union University in 2015 and her master’s degree from Auckland University of Technology in 2017, majoring in international hospitality management. Her research focusses on user-generated content in restaurant reviews, a relatively new data source for analysis in this area. Ziye also researches electronic word-of-mouth, online restaurant reviews and writers’ criteria for restaurant measurement.
 Ziye Zhang can be contacted at: ziye0927@outlook.com
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Sutjiadi, Inez, and Wibawa Prasetya. "Effect of Instagram Promotion towards Buying Intention and Buying Decision of Pekopurin.id." Journal of Communication & Public Relations 1, no. 1 (2021): 5. http://dx.doi.org/10.37535/105001120212.
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Promotion through social media is very easy, fast and certainly not paid then many marketers take advantage of this opportunity to introduce new products. Social media that commonly used is Facebook, Instagram, Twitter, YouTube and other social media. Online shop owners should be able to introduce new products in a way that is unique and different from others. The objectives in this study are to analyze the effect of promotion on the influence of buying interest, and purchasing decision of Pekopurin.id product through Instagram. This research used S-O-R (Stimulus-Organism-Response) theory. In this study, promotion is a stimulus of interesting photographs followed by buying interest as a response. This research uses quantitative method with explanative approach causality. The study was conducted by distributing questionnaires to 145 respondents with simple random sampling technique. The conclusion from this research is the results show that promotion has an influence on purchasing decisions. This means there are other factors that can influence the purchase decision. So, it is necessary to do further research to complete the research that has been made. The advice from this research is Pekopurin.id is advised to post photos of the atmosphere during the event so that consumers can find out how the event situation ever followed by Pekopurin.id.
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Shurin, Susan B. "Funding mechanisms and program management at the National Heart, Lung, and Blood Institute: confronting new challenges and exploring new opportunities." Blood 118, no. 20 (2011): 5380–82. http://dx.doi.org/10.1182/blood-2011-08-372367.
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Abstract Over the past 8 years, the National Institutes of Health (NIH) budget appropriation has lost purchasing power, with erosion of the benefits of the doubling of the budget less than a decade ago. For the first time in 40 years, the NIH appropriation in fiscal year 2011 was 1% less than in the previous year. The National Heart, Lung, and Blood Institute (NHLBI) has been closely managing its funds to protect its core functions: support and conduct of research, and training of biomedical research scientists. Rigorous evaluations of funding mechanisms, management of clinical studies, set-aside programs and funding guidelines are designed to help the Institute, in consultation with its advisory council, to minimize the long-term impact of extreme resource limitations on the advance and conduct of science. This report describes some recent actions taken by the NHLBI to maximize support for investigator-initiated research, maintain a balanced portfolio, and provide as much support as possible for established and early-stage investigators.
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Sheldon, T. A., A. Raffle, and I. Watt. "Controversies in Management: Department of Health shoots itself in the hip Why the report of the Advisory Group on Osteoporosis undermines evidence based purchasing." BMJ 312, no. 7026 (1996): 296–97. http://dx.doi.org/10.1136/bmj.312.7026.296.
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Park, Jin Yong, and Dhanabalan Thangam. "What Makes Customers Repurchase Grocery Products from Online Stores in Korea." International Journal of E-Business Research 15, no. 4 (2019): 24–39. http://dx.doi.org/10.4018/ijebr.2019100102.
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To understand customer repurchase intention in online stores, the present study has evolved with three variables: customer trust, loyalty, and satisfaction. A theoretical model was also developed to examine customer repurchase intention towards online shopping. The observation unit of this research is online stores and the analytical unit is the customers who have been purchasing grocery products via online. A random sampling technique was used to select the respondents and who are easily accessible. The data was collected from 645 online customers in Seoul. The data was analyzed with a structural measurement equation model by using Partial Least Square 3.0. Outcomes of study showed that, customer satisfaction and trust were the significant predictors of customer repurchase intention. The effect of customer loyalty towards repurchase intention seems to be very low. Hence, online retailers have advised to concentrate more on the activities needed to increase customer loyalty and to purchase more.
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Shaqiri, Fisnik, and László Vasa. "Efficiency and Sustainability Questions of the Agricultural Production in Kosovo." Visegrad Journal on Bioeconomy and Sustainable Development 9, no. 1 (2020): 1–8. http://dx.doi.org/10.2478/vjbsd-2020-0001.
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AbstractThe paper focuses on comparing the economic features of the EU-28 and agricultural industry of Kosovo and also economic and agricultural conditions with some neighbouring countries based on the statistical analyses in the period of 2012 and 2016. Generally, it can be declared that in Kosovo the employment in agriculture is at a very highly level accompanied with less developed machinery level, in spite of the inflation rate at a low level with high portion of the agricultural land of total land area compared to the cases of other neighbouring countries. The international competitiveness of farmers needs for developing the mechanization is accompanied with increasing subsidies for farmers. The lack of capital, less educated and skilled employees in agricultural industry result into some economic difficulties for the further prosperity of the sector in Kosovo. The possible solutions for the agricultural industry in Kosovo are developing the mechanization, common selling-purchasing of farmers, more activities in agricultural services, secondary activities, increasing the subsidies for farmers, attracting farmers for food manufacturing industries, extending the agricultural advisory network and creation of better credit conditions for farmers.
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Clark, Nathan P., Thomas Delate, Catherine S. Riggs, et al. "Analysis Of Warfarin Drug-Drug Interactions With Antibiotics In The Ambulatory Care Setting." Blood 122, no. 21 (2013): 1143. http://dx.doi.org/10.1182/blood.v122.21.1143.1143.
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Abstract Background The typical effect of antibiotic initiation on the international normalized ratio (INR) in a real-world, stable warfarin population has not been adequately described. In addition, the influence of acute illness on the risk of excessive anticoagulation is not known. Methods This retrospective, longitudinal cohort study evaluated patients who received stable warfarin therapy between January 1, 2005 and March 31, 2011. The protocol for patients receiving warfarin and initiating antibiotic therapy during the study time-frame was to continue the warfarin dose unchanged and measure an INR within 3 to 7 days. Patients who purchased an antibiotic (antibiotic group) were compared to those purchasing a warfarin refill (stable controls) and patients with upper respiratory infection who did not purchase an antibiotic (sick controls). Primary outcomes included the mean INR change between the last INR prior to study inclusion (pre-index INR) and the first follow-up INR as well as the percentage of patients with a follow-up INR ≥ 5.0. The influence of interaction mechanism on the risk of a follow-up INR ≥ 5.0 was evaluated and predictors of a follow-up INR ≥ 5.0 were identified. Results A total of 5905 (49.0%), 5579 (46.2%), and 570 (4.8%) patients were included in the antibiotic, stable control, and sick control groups, respectively. The mean age was 68.3 years and the median pre-index INR was 2.5 (IQR 2.2-2.9). The mean change in INR was greater in the antibiotic group compared to the stable and sick control groups (both p< 0.05) but the increase was not clinically relevant (i.e., mean increase was less than 0.1 INR units). There were 3.2%, 2.6%, and 1.2% of patients with a follow-up INR ≥ 5.0 in the antibiotic, sick, and stable groups respectively (antibiotics v. stable and sick v. stable p<0.001; antibiotics v. sick p=0.434). Antibiotics interfering with warfarin metabolism were more likely to result in a follow-up INR ≥ 5.0 (9.6%) than those disrupting Vitamin K synthesis (3.1%) and those without a known interaction with warfarin (2.1%) (p<0.01) (Table). Antibiotic use, acute illness, cancer diagnosis, elevated baseline INR, and female sex predicted a follow-up INR ≥ 5.0. Conclusion In the absence of antibiotics, acute illness alone increases the risk of excessive anticoagulation in previously stable warfarin patients. The risk of an INR ≥ 5.0 was greatest among antibiotics interfering with warfarin metabolism. In addition to antibiotics and acute illness, patients with cancer, elevated baseline INR, and females were most susceptible to excessive anticoagulation. Disclosures: Hylek: Bayer: Honoraria; Boehringer Ingelheim: Consultancy, Honoraria; Bristol-Myers Squibb: Consultancy, Honoraria; Daiichi Sankyo: Consultancy; Johnson and Johnson: Consultancy; Pfizer: Consultancy. Garcia:Bristol-Myers Squibb: Consultancy; Pfizer: Consultancy; Boehringer Ingelheim: Consultancy; Daiichi Sankyo: Consultancy; Janssen: Consultancy; Roche Diagnostics: Consultancy; CSL Behring: Consultancy. Crowther:Asahi Kasai: Membership on an entity’s Board of Directors or advisory committees; Baxter: Membership on an entity’s Board of Directors or advisory committees, Speakers Bureau; Boehringer Ingelheim: Consultancy, Honoraria, Membership on an entity’s Board of Directors or advisory committees; CSL Behring: Speakers Bureau; Leo Pharma: Consultancy, Honoraria, Membership on an entity’s Board of Directors or advisory committees, Research Funding, Speakers Bureau; Merck: Consultancy; Octapharma: Consultancy, Membership on an entity’s Board of Directors or advisory committees; Pfizer: Consultancy, Honoraria, Research Funding; Sanofi-Aventis: Consultancy, Honoraria, Membership on an entity’s Board of Directors or advisory committees, Research Funding; Viropharma: Membership on an entity’s Board of Directors or advisory committees.
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Johnstone, Nathalie, Brandy Mackintosh, and Fred Phillips. "Second Round Electronics: A Case for Critical Thinking." Issues in Accounting Education 28, no. 4 (2013): 983–89. http://dx.doi.org/10.2308/iace-50497.
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ABSTRACT This instructional case requires students to provide advice to a client who is currently the sole owner of a for-profit company that reconditions and sells used electronics. The client is considering purchasing a similar company with the vision of expanding into the sales and service of emerging technologies. The target company's unaudited financial statements contain questionable accounting choices and judgments that appear to enable the company to meet external financial reporting constraints. In their role as financial advisers, students are expected to use critical thinking skills to identify and evaluate questionable choices in the target company's financial statements. This case is suitable for use in introductory and intermediate financial accounting as well as introductory auditing and assurance courses, and can be used as a context for in-class discussion, as a basis for exam questions, and/or as a writing assignment. Assessment rubrics and Teaching Notes accompany the case for use by instructors.
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de Bellis, Emanuel, Christian Hildebrand, Kenichi Ito, Andreas Herrmann, and Bernd Schmitt. "Personalizing the Customization Experience: A Matching Theory of Mass Customization Interfaces and Cultural Information Processing." Journal of Marketing Research 56, no. 6 (2019): 1050–65. http://dx.doi.org/10.1177/0022243719867698.
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Mass customization interfaces typically guide consumers through the configuration process in a sequential manner, focusing on one product attribute after the other. What if this standardized customization experience were personalized for consumers on the basis of how they process information? A series of large-scale field and experimental studies, conducted with Western and Eastern consumers, shows that matching the interface to consumers’ culture-specific processing style enhances the effectiveness of mass customization. Specifically, presenting the same information isolated (by attribute) to Western consumers but contextualized (by alternative) to Eastern consumers increases satisfaction with and likelihood of purchasing the configured product, along with the amount of money spent on the product. These positive consumer responses emerge because of an increase in “interface fluency”—consumers’ subjective experience of ease when using the interface. The authors advise firms to personalize the customization experience by employing processing-congruent interfaces across consumer markets.
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Wibowo, Ananto, and M. Rismawan Ridha. "THE EFFECT OF ECONOMIC GROWTH, UNEMPLOYMENT RATE AND HUMAN DEVELOPMENT ON POVERTY IN INDONESIA (Panel Model Approach in 4 Poorest Provinces)." d'CARTESIAN 10, no. 1 (2021): 1. http://dx.doi.org/10.35799/dc.10.1.2021.32375.
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The implementation of various policies in poverty alleviation in Indonesia has yielded good results. This condition is reflected by the downward trend in the percentage of poor people who reached a single digit in 2018. However, this has not much-changed the conditions in some of the poorest provinces such as Maluku, East Nusa Tenggara, West Papua, and Papua. This study aims to analyze the effect of Economic Growth, Unemployment Rate, and Human Development Index (HDI) on poverty in the four poorest provinces from 2011 to 2018. The research data sources from Statistics Indonesia (BPS) with the analytical tool used in estimating the panel data regression model is the Fixed Effect Model (FEM). The results show that economic growth and HDI have a negative effect on the poverty. In reverse, the Unemployment Rate has an insignificant effect. Based on the research results, the government advised coordinating with relevant stakeholders in formulating policies to increase welfare and purchasing power, improve the quality of education, and optimize health services in the four poorest provinces.
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Liu, Chun-Wen, and Chao Deng. "Stated preferences of Taiwanese investors for financial products." Qualitative Research in Financial Markets 11, no. 4 (2019): 411–28. http://dx.doi.org/10.1108/qrfm-06-2018-0079.
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Purpose The popularity of wealth management in Taiwan has unleashed tense competition among financial advisors. Consumers are now more conscious of their financial services purchasing behavior. This paper aims to provide insights into local-specific investors’ characteristics and consumers’ financial product preferences and to introduce a different concept to identify localization-suitable products. Design/methodology/approach To understand customers’ preferred products, the paper examines consumers’ financial behavior by analyzing preference characteristics using data collected from Taiwanese investors. The study entailed a questionnaire designed for consumers using the stated preferences method and the multinomial and nested logit models to develop preference models for consumers’ financial products. A statistical test using the t-value, likelihood and ρ2 to observe investor preference product reactions was also used. Findings The study finds that investors are sensitive to the rate of return on investments and performance changes in foreign currency, stock and mutual funds. An elasticity analysis and prediction of the market share among interactive products show that stock and mutual funds are strongly related and the rate of return on stock undoubtedly influences the market. Originality/value The stated preference method and inclusion of risk appetite improve our understanding of consumer choice and investors’ financial product preferences and characteristics. The results provide suitable localization product suggestions for financial institutions to help them understand their customers’ behaviors better. This paper’s results are also useful in the context of smart financial services such as financial robot technology.
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Narida, Marshelia Gloria. "PERSEPSI PENGGUNA E-COMMERCE TERHADAP KUALITAS INFORMASI PEMBELIAN BARANG DENGAN METODE PEMBAYARAN CASH ON DELIVERY (COD) BERDAMPAK PADA TERJADINYA PENGANCAMAN KEPADA KURIR JASA EXPEDISI." KINESIK 8, no. 2 (2021): 176–88. http://dx.doi.org/10.22487/ejk.v8i2.165.
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Purchasing goods with cash on delivery (COD) payment method is a service presented by Shopee to make it easier for buyers who don’t have mobile or internet banking. The buyer pays for the goods when the goods have arrived at the delivery address delivered by the expedition service courier. However, some shoppers vented their disquire to the couriers of the expedition service when the goods they received did not match what they ordered through the Shopee app. Informants in the study suggested that their perception of the quality of information Shopee provides related to COD is still inaccurate, not yet timely, not yet relevant and incomplete. Shopee is considered to still focus on favorable information, not information that educates buyers related to COD. Information that is not received by the buyer can trigger disappointed buyers to vent to the courier expedisi service. Shopee is advised to create information in the form of interesting visualizations, not with long sentences so that it is easy to understand. Information is placed on the display menu that is easily seen by the buyer as on the main page or the information appears when the buyer will check out the item. Good information can prevent disappointed buyers from doing acidification or violence to couriers.
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McKinnon, Ronald I. "Monetary and Exchange Rate Policies for International Financial Stability: A Proposal." Journal of Economic Perspectives 2, no. 1 (1988): 83–103. http://dx.doi.org/10.1257/jep.2.1.83.
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What keeps the three major industrial blocs -- Western Europe, North America, and industrialized Asia -- from developing a common monetary standard to prevent exchange-rate fluctuations? One important reason is the differing theoretical perspectives of economic advisers. The first issue is whether or not a floating foreign exchange market -- where governments do not systematically target exchange rates -- is “efficient.” Many economists believe that exchange risk can be effectively hedged in forward markets so international monetary reform is unnecessary. Second, after a decade and a half of unremitting turbulence in the foreign exchange markets, economists cannot agree on “equilibrium” or desirable official targets for exchange rates if they were to be stabilized. The contending principles of purchasing power parity and of balanced trade yield very different estimates for the “correct” yen/dollar and mark/dollar exchange rates. Third, if the three major blocs can agree to fix nominal exchange rates within narrow bands, by what working rule should the new monetary standard be anchored to prevent worldwide inflation or deflation? After considering the magnitude of exchange-rate fluctuations since floating began in the early 1970s, I analyze these conceptual issues in the course of demonstrating how the central banks of Japan, the United States, and Germany (representing the continental European bloc) can establish fixed exchange rates and international monetary stability.
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Lam, Terence Y. M., and Malvern Tipping. "A case study of the investment yields of high street banks." Journal of Property Investment & Finance 34, no. 5 (2016): 521–34. http://dx.doi.org/10.1108/jpif-03-2016-0019.
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Purpose – Sale-and-leaseback has become an increasingly common approach during the last two decades in the investment of high street banks (banking-halls) in the UK. One measure commonly used in making property investment decisions is the all risks yield (ARY) which is associated with the level of rental income. Investors and their advisors need to know which factors are likely to result in the highest ARY when assembling investment portfolios of such properties. The purpose of this paper is to identify those yield influences. Design/methodology/approach – A qualitative multiple-case study was adopted. A literature review generated a hypothesis which was tested by a qualitative study, based upon semi-structured interviews and a questionnaire, to establish the influencing factors. Expert interviews were held with the heads of those three major auction-houses dealing with auctions of all retail bank premises in the Great Britain market, whilst the questionnaire survey involved investment professionals from within the auction-houses. Findings – The study confirmed that the four factors influencing yields and investors’ decision-making when purchasing retail banking premises were tenant banking company (brand names), regional location (north and south super-regions), lot size (hammer price), and tenure (freehold or leasehold). Research limitations/implications – This investigation focuses on Great Britain’s geographical and political area which includes England, Scotland and Wales, but excludes Northern Ireland. This research focuses on banking-halls as a sub-class of retail property investment. The findings form a baseline upon which further research can be conducted on other sub-types of retail property such as high street shops and retail parks. The results will also underpin the development of a quantitative yield predictive model based on regression analysis. Practical implications – To maximize the returns on property investments, investors and their professional advisors can use those factors having the greatest influence on yields to make informed investment decisions for the building of property portfolios. Originality/value – As a sub-sector, bank premises do not necessarily correlate to the generic retail sector. This research consolidates the broad systematic drivers of retail yields into specific factors influencing the ARY of banking-halls. The findings provide better understanding of an active but sparsely analysed sub-market of banking hall investments, and by so-doing help investors to maximize their investment returns.
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Gillman, Howard. "Disaster Relief, “Do Anything” Spending Powers, and the New Deal." Law and History Review 23, no. 2 (2005): 443–50. http://dx.doi.org/10.1017/s0738248000000341.
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Less than two years after Justice Harlan Fiske Stone reportedly advised Franklin Roosevelt's secretary of labor that “You can do anything under the taxing power,” the U.S. Supreme Court ruled in U.S. v. Butler that Congress had no authority to create a system whereby farmers would receive subsidies for limiting production, with the funds coming from a tax on basic commodities. While Stone, along with Brandeis and Cardozo, voted to uphold this feature of the Agricultural Adjustment Act, a majority led by Justice Owen J. Roberts declared that this particular scheme of taxing and spending interfered with the reserve powers of the states to control local manufacturing and agriculture. Roberts cited the great nationalist Joseph Story for the proposition that “the Constitution was, from its very origin, contemplated to be a frame of a national government, of special and enumerated powers, and not of general and unlimited powers.… A power to lay taxes for the common defence and general welfare of the United States is not in common sense a general power. It is limited to those objects. It cannot constitutionally transcend them.” The AAA was “a scheme for purchasing with federal funds submission to federal regulation of a subject reserved to the states. … If the Act before us is a proper exercise of the federal taxing power, evidently the regulation of all industry throughout the United States may be accomplished by similar exercise of the same power.”
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Kang, Juhee. "Effective marketing outcomes of hotel Facebook pages." Journal of Hospitality and Tourism Insights 1, no. 2 (2018): 106–20. http://dx.doi.org/10.1108/jhti-10-2017-0003.
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Purpose The purpose of this paper is to investigate the role of overall satisfaction in the relationship between active participation and consumer behaviors that benefit hotels. It also addresses the importance of active members in estimating the effectiveness of online brand communities in social media marketing. Design/methodology/approach This study used a convenient sampling method to collect data from individuals who were or currently are members of hotel Facebook pages. The empirical data were analyzed using structural equation modeling. Findings The findings indicate that active members are likely to be satisfied with community participation and developed positive behaviors that benefit hotel Facebook pages, specifically willingness to promote the community to others and modify purchasing and information-searching behaviors. Practical implications This study provides practical implications for Facebook marketers of hotels. It emphasizes the value of Facebook pages as an effective marketing tool for hotels. Marketers are advised to identify members’ needs, create special offerings that accommodate those needs, and effectively communicate and share information with members in order to increase the level of satisfaction of members of online communities. Originality/value The importance of active participation and satisfaction for creating positive behaviors other than loyalty among members of hotel Facebook pages has been under-addressed. This study extends the existing research model of community participation in consumer-brand relationships by using satisfaction, community promotion, and behavioral changes to highlight the benefits of hotel Facebook pages.
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Kiss, Anna, Laura Pfeiffer, József Popp, Judit Oláh, and Zoltán Lakner. "A Blind Man Leads a Blind Man? Personalised Nutrition-Related Attitudes, Knowledge and Behaviours of Fitness Trainers in Hungary." Nutrients 12, no. 3 (2020): 663. http://dx.doi.org/10.3390/nu12030663.
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It is well-documented that fitness trainers could play an important role in the nutrition-related behaviour of their clients based on their personalised nutrition-related counselling activities, but there are considerable concerns all over the world about the level of their knowledge to become nutritional coaches. In the framework of the current study based on qualitative (focus-group interviews) and quantitative (questionnaire and analysis of responses by multivariable methods, as well as structural equation modelling) methods, it has been proven that (1) theoretically, both the trainers and the dietitians acknowledge the importance of cooperation in the optimisation of coaching efficiency and advisory work due to some “professional jealousness” and differences in professional background, as well as in culture, so it is hard to find a common platform for cooperation, especially in market segments characterised by relative low levels of purchasing power; (2) due to lack of regulation, there is a high heterogeneity of professional competences of trainers in general and their nutritional competences, in particular; (3) the majority of trainers do not have an objective picture on his/her effective nutritional knowledge, and they often offer a much wider scope of services (e.g., nutritional counselling for clients with chronic diseases) which are well beyond their professional knowledge and (4) the dietary guidelines have not become an integral part of professional knowledge, even at the level of specialists. To improve the current—in some cases, dangerous—situation, the following steps should be taken: (1) enhancement of the level of professional qualification of future trainers, integrating the practice-oriented approaches and emphasising the role of teamwork by simulation-based practices; (2) highlighting in a clear way the professional and ethical boundaries of the activities of trainers and (3) working out an efficient incentive system for the continuous professional development of trainers.
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Sinanis, Naralys Estevez, Catherine A. Lyons, Nancy Smith, et al. "Ambulatory redesign: Strategies for quality improvement in patient care." Journal of Clinical Oncology 34, no. 7_suppl (2016): 85. http://dx.doi.org/10.1200/jco.2016.34.7_suppl.85.
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85 Background: Growing outpatient volume poses patient flow challenges, making it difficult to accommodate the complexities of academic medical practice. Volume increases create operational inefficiencies like delays in lab turnaround time (TAT) and limited rooming capacity resulting in delays in patient access and reduced provider productivity. These bottlenecks negatively impact patient satisfaction. Methods: Four multidisciplinary teams assessed barriers to patient flow in the lab, rooming and scheduling process. We sought to maximize the Advanced Practice Provider (APP) role within clinical programs. Each team was led jointly by an MD and RN and included subject matter experts, advisors and facilitators. The groups met regularly for 2 months to evaluate operational data, national benchmarks and surveyed staff. Monthly progress was presented during the Ambulatory Clinic Committee (ACC) meetings. Number of labs not completed on time, wait-time and APP visit volume were tracked. Results: Recommendations included provider education on lab order process, purchasing a second instrument for chemistries, APP independent visits standards, and realistic scheduling times. Preliminary findings indicate that the lab reduced their average TAT defect rate by 52.3% (CBC) and 76.1% (CMP) compared to January 2014 (baseline) and January 2015 (post implementation). This difference was statistically significant at a 95% CI, with p < .001 for both CBCs and CMPs. In addition, APP total visit volume increased by 81% from FY 2014 to FY 2015. Finally, the overall Press-Ganey mean in patient satisfaction with physician wait time increased from 81.7 to 82.7 (2014 vs. 2015). Conclusions: Multidisciplinary teams recommended valuable process improvement changes to reduce the TAT in the lab and to promote that APPs work within the full scope of their license. Implementation requires extensive project management support and continuous tracking to evaluate outcomes. Opportunities exist to maximize space and room utilization and optimize the scheduling process as the outpatient volume continues to increase.
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Henley, Shauna C., Susan E. Stein, and Jennifer J. Quinlan. "Characterization of raw egg and poultry handling practices among minority consumers." British Food Journal 117, no. 12 (2015): 3064–75. http://dx.doi.org/10.1108/bfj-03-2015-0089.
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Purpose – Consumers of minority race/ethnicity in the US experience greater rates of foodborne illness, including Salmonellosis and Campylobacteriosis. Previous focus group research with minority consumers identified food handling and purchasing practices which might increase their risk for foodborne illness. The purpose of this paper is to determine whether practices identified in focus groups were common among a larger sample of the population. Design/methodology/approach – A survey including focus group-derived, culturally themed questions about food handling was developed and administered. Phone surveys were administered in English, Spanish, and Chinese from September-November of 2011 in Philadelphia, Pennsylvania. Findings – Minority consumers were significantly more likely than Caucasian consumers (p < 0.05) to purchase live poultry and to purchase eggs unrefrigerated. Minority consumers were also more likely to report cooking offals and cooking a whole turkey overnight. Washing raw poultry was found to a prevalent behavior (85.7-89.1 percent) among Caucasians as well as minority consumers (95.0-97.9 percent). Research limitations/implications – This research surveyed consumers in a limited geographic area therefore results may not be generalizable to other geographic areas. Originality/value – The existence of unique unsafe food handling practices among minority consumers highlights the need for researchers to understand food handling practices of minority consumers in their countries. It also highlights the need to develop culturally appropriate safe food handling messages for immigrant and minority consumers. Additionally there is a need to better advise all consumers not to wash raw poultry.
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Chintalapudi, Nainisha, Gloria Hamela, Innocent Mofolo, et al. "Infant and Young Child Feeding Decision Making and Practices: Malawian Mothers’ and Fathers’ Roles in the Context of HIV." Journal of Human Lactation 34, no. 1 (2017): 68–76. http://dx.doi.org/10.1177/0890334417719245.
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Background: Few studies in low- and middle-income countries have examined the roles of couples in infant and young child feeding decision making and practices, and there is no corresponding data in the context of human immunodeficiency virus (HIV). Research aim: This study aimed to explore mothers’ and fathers’ perceptions of their roles in feeding decision making and practices. Methods: The authors conducted in-depth interviews with 15 mothers and their male partners, recruited from the catchment areas of two urban and two rural government clinics in Lilongwe District, Malawi. The mothers were ≥ 18 years of age, were HIV positive, and had a child < 24 months of age. Twelve of the 15 fathers were also HIV positive. The interviews were analyzed using content analysis. Results: Mothers were responsible for child care, including breastfeeding and complementary feeding. Fathers provided monetary support for purchasing food and offered verbal support to encourage mothers to implement recommended feeding practices. Many fathers found it difficult to support adequate complementary feeding because of household food insecurity. Mothers were advised on child feeding during prevention of mother-to-child transmission clinic visits. No fathers in this study accompanied women to clinic appointments, so they were less well-informed about feeding than mothers. Fathers usually deferred to mothers in feeding decision making. One-third of mothers wanted fathers to be more involved in child feeding. Conclusion: Malawian mothers’ and fathers’ roles in feeding decision making in the context of HIV align with local gender norms. Strategies are needed to improve fathers’ knowledge of and involvement in child feeding, as desired by mothers.
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Neubert, Anne, Óscar Brito Fernandes, Armin Lucevic, et al. "Understanding the use of patient-reported data by health care insurers: A scoping review." PLOS ONE 15, no. 12 (2020): e0244546. http://dx.doi.org/10.1371/journal.pone.0244546.
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Background Patient-reported data are widely used for many purposes by different actors within a health system. However, little is known about the use of such data by health insurers. Our study aims to map the evidence on the use of patient-reported data by health insurers; to explore how collected patient-reported data are utilized; and to elucidate the motives of why patient-reported data are collected by health insurers. Methods The study design is that of a scoping review. In total, 11 databases were searched on. Relevant grey literature was identified through online searches, reference mining and recommendations from experts. Forty-two documents were included. We synthesized the evidence on the uses of patient-reported data by insurers following a structure-process-outcome approach; we also mapped the use and function of those data by a health insurer. Results Health insurers use patient-reported data for assurance and improvement of quality of care and value-based health care. The patient-reported data most often collected are those of outcomes, experiences and satisfaction measures; structure indicators are used to a lesser extent and often combined with process indicators. These data are mainly used for the purposes of procurement and purchasing of services, quality assurance, improvement and reporting, and strengthening the involvement of insured people. Conclusions The breadth to which insurers use patient-reported data in their business models varies greatly. Some hindering factors to the uptake of such data are the varying and overlapping terminology in use in the field and the limited involvement of insured people in a health insurer’s business. Health insurers are advised to be more explicit in regard to the role they want to play within the health system and society at large, and accommodate implications for the use of patient-reported data accordingly.
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M Ali Abdallah Ali, Mohamed, Amiruddin Ahamat, and Adnan Jawabri. "FACTORS INFLUENCING THE EFFECTIVENESS OF TELEVISION COMMERCIALS IN URBAN AREA IN EGYPT." Humanities & Social Sciences Reviews 8, no. 3 (2020): 190–99. http://dx.doi.org/10.18510/hssr.2020.8320.
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Purpose: This research examined the effects of television-advertising viewing on the perceived wealth in society and the materialistic value orientations among adolescents in urban Egypt.
 Methodology: A survey on two hundred (200) adolescents aged eleven (11) to seventeen (17) was conducted in 2013. The urban sub-sample consisted of one hundred (100) respondents studying in Grade 7 and Grade 8 from a secondary school in Cairo city. The rural sub-sample consisted of one hundred (100) respondents studying in Grade 7 and Grade 8 from two (2) rural secondary schools in Alexandria.
 Main Findings: In the survey among urban (Cairo) adolescent respondents, it was found that there were higher estimates among adolescents whose family-owned five (5) modern-day products namely desktop computers, cameras, air conditioners and motorcars. This finding is not surprising as urban dwellers have a higher income than rural folks which translated into the higher purchasing power of buying modern-day products. Urban adolescents’ families owned more than rural adolescents’ families in terms of modern-day products namely desktop computers, cameras, air-conditioners and motorcars except for handphones as there was almost no difference in terms of owning handphones for urban or rural adolescents’ families.
 Implications: In addition, marketers are advised to consider placing advertisements on national television in their quest to reach out and promote their products and services to adolescents living in urban areas, as frequent watching of advertisements on television by adolescents in urban areas has a positive correlation with greater materialistic value.
 Novelty: The importance of this study is that it has managed to present empirical evidence that television advertising has an influence on materialism and perceived level of wealth among adolescents in urban areas of Egypt.
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Budiarjo, Hardman, Darwin Yuwono Riyanto, and Ixsora Gupita Cinantya. "Pengaruh Fungsi, Ukuran, dan Bentuk Jendela Kemasan serta Model Lipatan Kemasan terhadap Perilaku Pembelian." ANDHARUPA: Jurnal Desain Komunikasi Visual & Multimedia 3, no. 01 (2017): 17–30. http://dx.doi.org/10.33633/andharupa.v3i01.1314.
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AbstrakPenelitian ini dilakukan untuk memperoleh temuan tentang pentingnya fungsi, ukuran, dan bentuk jendela kemasan, serta model lipatan kemasan dalam mempengaruhi perilaku pembelian. Obyek penelitian yang digunakan adalah kemasan J.Pops baby dan kemasan Holland Bakery. Pemilihan obyek penelitian ini karena representatif terhadap desain kemasan yang merupakan inti dalam keilmuan desain produk kemasan. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik pengumpulan data melalui survey. Sedangkan teknik analisisnya menggunakan teknik analisis data Regresi Linear. Responden yang menjadi rujukan, berdomisili di Sidoarjo dan Surabaya dengan jumlah 106 konsumen. Hasil penelitian ini membuktikan bahwa fungsi jendela kemasan memiliki pengaruh secara positif dan signifikan terhadap perilaku pembelian. Sedangkan ukuran jendela kemasan, bentuk jendela kemasan, dan model lipatan kemasan tidak memiliki pengaruh terhadap perilaku pembelian. Temuan ini memberikan masukan kepada desainer yang bergerak di bidang kreatif kemasan untuk lebih memfokuskan pada fungsi jendela kemasan dari pada bentuk dan ukuran jendela kemasan, serta bentuk lipatan kemasan. Kata Kunci: Jendela kemasan, Model lipatan, Perilaku pembelian AbstractThis research was conducted to identify the importance of the function, size, and shape of the picture window and Packaging Folding Model that influencing buying behavior. Object of this research are J.Pops packaging and baby Holland Bakery packaging. This research uses a quantitative approach to data collection through surveys and data analysis using linear regression techniques. This research was conducted by 106 consumers domiciled in Sidoarjo and Surabaya. This research proves that only the window function packaging that has a positive and significant influence to the buying behavior. While the size of the packaging window, window shapes packaging and packaging folds models do not have an influence to the purchasing behavior. It advise designer who engaged in the field of creative packaging to focus more on function rather than shape and size of the windows packaging packaging folded models. Keywords: Window Packaging, Folding Model, Buying behavior
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Dewi Widiastari, Ni Komang. "STRATEGI PEMASARAN TEMPAT PERTUNJUKAN TARI BARONG DI CATUR EKA BUDI DESA KESIMAN, KOTA DENPASAR." Jurnal Penelitian Agama Hindu 1, no. 1 (2017): 129. http://dx.doi.org/10.25078/jpah.v1i1.144.
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<p><em>Existence of Catur Eka Budi as a new product component in Bali’s tourism must be remaining to maintain. For continuation of all problems that emerge relate to marketing so that to overcome. With the result that this research discuses about Catur Eka Budi marketing strategy at Kesiman village, Denpasar Timur cities.</em></p><p><em>Aim of this research is to know of internal factor and external factor of Catur Eka Budi and next formulates its marketing strategy then formulated with several of marketing programs. Data was collected by observation, interview, questioner and bibliography study, later data was analyzed with Internal-External approach (IE) and SWOT analysis. The research result indicates that strength factor of Catur Eka Budi is the product owned by Catur Eka Budi, employee’s attitude, and appearance is good, facility is enough complete, beauty and building architecture is beautiful, hygience, ticket price is cheap and hotel distance to Catur Eka Budi is not too far. Whereas its weakness is lack of transportation to Catur Eka Budi, lack of promotion intensity, employees quality in informing about Catur Eka Budi and employees ability in English. Opportunity factor in marketing is its conducive on security in Bali, local society’s attitude, price level that given by tourism travel agent, rupiah rate is weak, modern technology utilization, level of purchasing power of tourist and supporting government. Whereas threat that pursuing is Travel Advisory from some countries, lack of local government support, threat entry of new comer, competition between object and the influence increasing fuel oil price. Based on grand strategy that analyzed with matrix Internal-External (IE), position of Catur Eka Budi is in cell IV, that means grow and construct that is human resource improvement through by training and course. Whereas alternative strategy that formulated by SWOT analysis namely product development strategy and improvement of huan resource. Based on the alternative strategy can be formulated some marketing program fundamental that are: mprove human resource trought by training, education, compensation, optimally website, set billboard or banner always cooperate with all parties that related to marketing of Catur Eka Budi, improve bonus and reward to the guide and it is maintaining market share this time.</em></p><p><em>Based on the discussion result can be suggested to marketing strategy of Catur Eka Budi that is improve product quality, target on market share and improve promotion, keep and cooperation improvement and improve education and training to employees.</em></p>
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Faludi, Jeremy, Cindy Bayley, Suraj Bhogal, and Myles Iribarne. "Comparing environmental impacts of additive manufacturing vs traditional machining via life-cycle assessment." Rapid Prototyping Journal 21, no. 1 (2015): 14–33. http://dx.doi.org/10.1108/rpj-07-2013-0067.
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Purpose – The purpose of this study is to compare the environmental impacts of two additive manufacturing machines to a traditional computer numerical control (CNC) milling machine to determine which method is the most sustainable. Design/methodology/approach – A life-cycle assessment (LCA) was performed, comparing a Haas VF0 CNC mill to two methods of additive manufacturing: a Dimension 1200BST FDM and an Objet Connex 350 “inkjet”/“polyjet”. The LCA’s functional unit was the manufacturing of two specific parts in acrylonitrile butadiene styrene (ABS) plastic or similar polymer, as required by the machines. The scope was cradle to grave, including embodied impacts, transportation, energy used during manufacturing, energy used while idling and in standby, material used in final parts, waste material generated, cutting fluid for CNC, and disposal. Several scenarios were considered, all scored using the ReCiPe Endpoint H and IMPACT 2002+ methodologies. Findings – Results showed that the sustainability of additive manufacturing vs CNC machining depends primarily on the per cent utilization of each machine. Higher utilization both reduces idling energy use and amortizes the embodied impacts of each machine. For both three-dimensional (3D) printers, electricity use is always the dominant impact, but for CNC at maximum utilization, material waste became dominant, and cutting fluid was roughly on par with electricity use. At both high and low utilization, the fused deposition modeling (FDM) machine had the lowest ecological impacts per part. The inkjet machine sometimes performed better and sometimes worse than CNC, depending on idle time/energy and on process parameters. Research limitations/implications – The study only compared additive manufacturing in plastic, and did not include other additive manufacturing technologies, such as selective laser sintering or stereolithography. It also does not include post-processing that might bring the surface finish of FDM parts up to the quality of inkjet or CNC parts. Practical implications – Designers and engineers seeking to minimize the environmental impacts of their prototypes should share high-utilization machines, and are advised to use FDM machines over CNC mills or polyjet machines if they provide sufficient quality of surface finish. Originality/value – This is the first paper quantitatively comparing the environmental impacts of additive manufacturing with traditional machining. It also provides a more comprehensive measurement of environmental impacts than most studies of either milling or additive manufacturing alone – it includes not merely CO2 emissions or waste but also acidification, eutrophication, human toxicity, ecotoxicity and other impact categories. Designers, engineers and job shop managers may use the results to guide sourcing or purchasing decisions related to rapid prototyping.
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Melesse, Wondemhunegn Ezezew. "Business cycles in Ethiopia under alternative monetary policy rules." African Journal of Economic and Management Studies 10, no. 3 (2019): 299–313. http://dx.doi.org/10.1108/ajems-12-2018-0395.
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Purpose The purpose of this paper is to compare business cycle fluctuations in Ethiopia under interest rate and money growth rules. Design/methodology/approach In order to achieve this objective, the author constructs a medium-scale open economy dynamic stochastic general equilibrium (DSGE) model. The model features several nominal and real distortions including habit formation in consumption, price rigidity, deviation from purchasing power parity and imperfect capital mobility. The paper also distinguishes between liquidity-constrained and Ricardian households. The model parameters are calibrated for the Ethiopian economy based on data covering the period January 2000–April 2015. Findings The main result suggests that: the model economy with money growth rule is substantially less powerful or more muted for the amplification and transmission of exogenous shocks originating from government spending programs, monetary policy, technological progress and exchange rate movements. The responses of output to fiscal policy shocks are relatively stronger under autarky which appears to confirm the findings of Ilzetzki et al. (2013) who suggest bigger multipliers in self-sufficient, closed economies. With regard to positive productivity shock, however, the model with interest rate feedback rule generates a decline in output and an increase in inflation, which are at odds with conventional empirical regularities. Research limitations/implications The major implication is that a central bank regulating some measure of monetary stocks should not expect (fear) as much expansion (contraction) in output following currency devaluation (liquidity withdrawal) as a sister central bank that relies on an interest rate feedback rule. As emphasized by Mishra et al. (2010) the necessary conditions for stronger transmission of interest-rule-based monetary policy shocks are hardly existent in emerging and developing economies targeting monetary aggregates; hence the relatively weaker responses of output and inflation in the model economy with money growth rule. Monetary policy authorities need to be cautious when using DSGE models to analyze business cycle dynamics. Quite often, DSGE models tend to mimic the proverbial “crooked house” built to every man’s advise. Whenever additional modification is made to an existing baseline model, previously established regularities break down. For instance, this paper documented negative response of output to technology shock. Such contradictions are not uncommon. For example, Furlanetto (2006) and Ramayandi (2008) have also found similarly inconsistent responses to fiscal and productivity shocks, respectively. Originality/value Using DSGE models for research and teaching purposes is not common in developing economies. To the best of the author’s knowledge, only one other Ethiopian author did apply DSGE model to study business cycle fluctuation in Ethiopia albeit under the implausible assumption of perfect capital mobility and a central bank following interest rate rule. The contribution of this paper is that it departs from these two unrealistic assumptions by allowing international risk premium as a function of the net foreign asset position of the country and by applying money growth rule which closely mimics the behavior of central banks in low-income economies such as Ethiopia.
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Mallah Boustani, Nada, and Pia Maria Ibrahim. "The impact of digitalization and technology on customers satisfaction in financial institutions." Journal of Contemporary Research in Business Administration and Economic Sciences 1, no. 2 (2021). http://dx.doi.org/10.52856/jcr311280125.
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This article briefly discusses the topic of digitization in the banking industry, consumer behavior when purchasing financial services and the importance of digitization for the delivery of customer services. In this research work the authors focused on the theories of consumer behavior, digitization as a financial innovation in order to answer the following problem: Does digitization satisfy the customers of financial institutions and would it replace one day the employees in their work and the services rendered? In order to collect and analyze the data, a questionnaire was sent to the clients of several Lebanese commercial banks, a quantitative methodology is used to process and analyze the responses through the IBM SPSS version 24 software. Finally, from the results, the researchers can conclude that customers are encouraged to use digitization especially in times of crisis or when there is no access to financial institutions, as is currently the case in lockdowns due to the pandemic such as Covid-19 but still prefer human contact in ordinary moments for greater interaction with the customer advisor.