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Dissertations / Theses on the topic 'Pure Premium'

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1

Nogueira, Francisco Alier Valentim. "Tarifação em não-vida com um MLG, aplicação prática com a ferramenta R." Master's thesis, Instituto Superior de Economia e Gestão, 2015. http://hdl.handle.net/10400.5/10716.

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Mestrado em Ciências Actuariais<br>No contexto atual de estagnação económica, de uma nova regulamentação prudencial e de um aumento geral da concorrência, as companhias de seguros visam reposicionar-se no mercado com o objetivo de aumentar a rentabilidade dos seus produtos, proporcionando ao mesmo tempo preços mais justos aos seus segurados. No entanto, o que acaba por acontecer a maioria das vezes é uma discrepância entre os sinistros reais e as previsões do modelo, originada pelo facto de os antigos coeficientes tarifários já não corresponderem à carteira em questão. Este trabalho propõe mé
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Quelhas, Maria Inês Benedito. "Motor tariff for "others vehicles"." Master's thesis, Instituto Superior de Economia e Gestão, 2017. http://hdl.handle.net/10400.5/14484.

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Mestrado em Actuarial Science<br>Sob a competição crescente do mercado segurador, as companhias de seguros procuram formas de aumentar o seu lucro, apresentando ainda assim prémios competitivos e sem incorrer em riscos substanciais. Com este objetivo, novas técnicas de tarifação têm sido empregues e tarifas atualizadas têm sido desenvolvidas. Este trabalho resulta de um estágio curricular no departamento de Pricing and Business Analytics da Ocidental Seguros. O objetivo deste estágio foi criar uma tarifa de responsabilidade civil automóvel para "outros veículos" (motociclos, camiões, autocarr
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Kouki-Zekri, Mériem. "Analyse du risque en assurance automobile : nouvelles approches." Thesis, Paris 2, 2011. http://www.theses.fr/2011PA020012/document.

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La recherche menée dans cette thèse propose une contribution à l’analyse du risque sur le marché de l’assurance automobile en France. Trois nouveaux axes sont présentés : le premier axe s’inscrit dans un cadre théorique de marché d’assurance automobile. Un modèle original de double asymétrie d’information est présenté. Le principal résultat qui en découle est l’existence de deux sortes de contrats d’équilibre : un contrat séparateur et un contrat mélangeant. Le deuxième point est lié à la prise en compte de la sinistralité passée dans l’étude de la relation risque - couverture. Des modèles biv
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Bourdeau, Stéphane. "L'Acétorphan : premier antidiarrhéique à action anti-sécrétoire pure." Bordeaux 2, 1996. http://www.theses.fr/1996BOR2P009.

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Gantelet, Martial. "La ville face au soldat : Metz dans les conflits du premier XVIIe siècle." Paris 8, 2006. http://books.openedition.org/pur/116321.

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Cette étude tente une relecture de l’histoire messine, d’Henri IV à Louis XIV, à partir d’un angle de vue politico-militaire. Elle interroge le concept de réduction à l’obéissance. La première partie s’organise autour du choc de la violence issue de la guerre (1635). Elle étudie les moyens mis en place pour se garantir des ennemis : l’échange de contributions – paiements –contre des sauvegardes – protections. Se met ainsi en place un premier « droit des gens ». La seconde partie aborde les relations avec les soldats du roi. Elle analyse le poids d’une garnison et celui des passages et séjours
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Famy, George. "Forecasting Reurns to Pure Factors: A Study of Time Varying Risk Premia." restricted, 2006. http://etd.gsu.edu/theses/available/etd-04282006-162928/.

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Thesis (Ph.D.)--Georgia State University, 2006.<br>Stephen D. Smith, committee chair; Jason Greene, James Owens, Alok Srivastava, committee members. Electronic text (132 p. : ill. (some co.)) : digital, PDF file. Description based on contents viewed July 12, 2007. Includes bibliographical references (p. 91-97).
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Herment, Laurent. "Survivants ou Conquérants : reproduction sociale et accumulation patrimoniale chez les petits exploitants agricoles de Seine-et-Oise durant le premier XIXè siècle (1789-1860)." Paris, EHESS, 2009. http://books.openedition.org/pur/130656.

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Le but de cette thèse est d'identifier et de comprendre le processus d'accumulation et désaccumulation patrimoniale des petits propriétaires-exploitants durant la première moitié du 19th siècle (1789-1860) dans département de Seine-et-Oise. La période 1789-1817 correspond à une « phase A » d'un cycle économique la période, 1817-1852 correspond à la « phase B » du même cycle. Il semble que la conjoncture des prix soit particulièrement favorable au petit propriétaire et plus particulièrement aux petits exploitants agricoles pour deux raisons. En premier lieu, la Révolution a un impact sur le sys
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8

Matos, Cristina João Gomes de. "Os modelos de múltiplos estados aplicados aos seguros Income Protection." Master's thesis, Instituto Superior de Economia e Gestão, 2008. http://hdl.handle.net/10400.5/3438.

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Mestrado em Ciências Actuariais<br>Cordeiro [2002a] propôs um modelo de múltiplos estados para a análise de indemnizações Income Protection (IP) segundo a causa de incapacidade. Este modelo, que é uma generalização do modelo de múltiplos estados proposto pelo Continuous Mortality Investigation Bureau no seu relatório n°12, em 1991 (CMIR 12[1991]), é um modelo que se torna útil nas etapas de subscrição de seguros e de gestão de indemnizações IP.Nos capítulos 1 e 2 desta tese estudamos detalhadamente o modelo proposto em CMIR 12[1991] e o modelo mais geral proposto em Cordeiro [2002a], respectiv
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9

Guédon, Virginie. "Etude de l'origine et des mécanismes de formation du phénomène de crassses d'interphase à l'extraction du premier cycle du procédé de retraitement du combustible nucléaire irradié." Université Joseph Fourier (Grenoble), 1993. http://www.theses.fr/1993GRE10045.

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Le premier cycle d'extraction du procede de retraitement du combustible nucleaire irradie a pour fonction d'extraire, a partir du combustible dissous, l'uranium et le plutonium en phase organique ; et de laisser les produits de fission dans la phase aqueuse. Cette operation industrielle peut etre considerablement genee par la presence a l'interface d'une emulsion stable et envahissante, qui emprisonne des produits solides radioactifs. Ce phenomene est generalement nomme crasses d'interphase. Le travail que nous avons effectue vise a mieux comprendre l'origine et les mecanismes de formation de
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10

Su, Yu Fan, and 蘇鈺芳. "Estimating Automobile Pure Premium Through the Claim Generation Process." Thesis, 1999. http://ndltd.ncl.edu.tw/handle/94470423983639943569.

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Lin, Kun-Yu, and 林昆余. "Estimating Automobile Pure Premium Through Credibility and Bayesian Theory." Thesis, 2001. http://ndltd.ncl.edu.tw/handle/69899476927988984616.

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HUANG, YI-CHERN, and 黃翊宸. "Applying VaR values to estimate pure risk premium for wildfire." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/36203461908525261381.

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碩士<br>銘傳大學<br>風險管理與保險學系碩士班<br>105<br>Abstract: Climate change has increased the likelihood and severity of natural disasters in recent years. Wildfire is a critical issue in natural disaster, such as the wildfire in Indonesia; California, U.S.; Yunnan, China; Nantou, Taiwan …etc. This study explored the feasibility to diverse risk for wildfire with pure risk premium in U.S. The pure risk premium utilized VaR and CVaR value to estimate probable yearly aggregate loss (MPY), and applied Monde Carlo method and historical manner to simulate VaR and CVaR values, and utilized loss data and total outp
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Lee, Mei Shing, and 李美杏. "A Better Premium Model in Automobile Risk Classification System -The estimate of pure premiums for Taiwan automobile insurance through empirical Bayes." Thesis, 1995. http://ndltd.ncl.edu.tw/handle/16270670620723406103.

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Chang, Jui-hunh, and 張睿宏. "The Pure Premium and Reserve Analysis with Dynamic Mortality Rate and Stochastic Interest Rate." Thesis, 2010. http://ndltd.ncl.edu.tw/handle/11282474024888065514.

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碩士<br>真理大學<br>數理科學研究所<br>98<br>In recent years, the market interest rate showed significant decreasing trend and the average life expectancy is increased progressively in every year in Taiwan. To face the coming era of the low interest rate and the longevity, insurance companies, in considering the low market interest rate, need sell low Assumed Interest rate and interest sensitive related products to keep the solvency. The insurance companies still have to face the shortage problem on the annuities and permanent medical health insurance payments caused by underestimating the extension of the
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15

Lee, Chin-Li, and 李進利. "A Study on the Risk Factors of Pure Premium for the Property Damage in the Automobile Third Party Liability Insurance." Thesis, 2003. http://ndltd.ncl.edu.tw/handle/34528548180813077055.

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碩士<br>國立高雄第一科技大學<br>風險管理與保險所<br>91<br>ABSTRACT The liberalization for the rating of industrial insurance has started already. Following the paces of liberalization, the limitation for the risk premium of automobile insurance, also called pure premium, will also be released step by step. A diversification of automobile insurance products and an appearance of various insurance prices must become a trend. Under the environment with keen competitions. It makes the focus turn to the portion of pure premium. This paper takes a compensation case of automobile third party liability insuranc
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