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Journal articles on the topic 'Quick Response Code Indonesia Standard (QRIS)'

Author: Grafiati

Published: 5 June 2025

Last updated: 2 August 2025

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1

Jusuf Leiwakabessy, Rahman Rahman, Harold J. D. Waas, Ronald D. Hukubun, Gresia Maiseka, and Kelvin Sopahaluwakan. "Edukasi Pemanfaatan Quick Response Code Indonesian Standard (QRIS) di Negeri Leahari." Jurnal Kabar Masyarakat 1, no. 3 (2023): 01–05. http://dx.doi.org/10.54066/jkb.v1i3.443.

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Digital financial transactions in Indonesia continue to show an increasing trend from year to year, with a sharp increase in the last 3 years. Observing the accelerated implementation of the development of non-cash transactions and to improve the payment system, Bank Indonesia launched the Quick Response Code Indonesian Standard (QRIS) on 17 August 2019 which then as of 1 January 2020 requires all non-cash payments to use QRIS. QRIS is a QR Code standard created by Bank Indonesia to facilitate digital payments through server-based electronic money applications, electronic wallets, and mobile b

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Farrell, Mathew, Aulia Dwi Ikhwan, Winda Kartika, Raden Aswin Rahadi, Muhammad Azkaenza, and Muhammad Auzan Haq. "Implementation Study of Quick Response Code Indonesia Standard (QRIS) in Papua Province." Jurnal Manajemen Indonesia 22, no. 3 (2022): 289. http://dx.doi.org/10.25124/jmi.v22i3.4025.

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Bank Indonesia operates as a central bank in Indonesia. Bank Indonesia acts as a regulator and has authority over the whole Indonesian payment system. One of the newest innovations in the payment system is the Quick Response code Indonesia Standard (QRIS). Furthermore, this study aims to evaluate the implementation of payment systems through digital transactions using the Quick Response code Indonesia Standard (QRIS) in Papua Province. This study began with identifying the major issues that occurred from QRIS implementation in Papua Province. There are four major problems with QRIS implementat

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Andina Dwijayant, Salma Anhalsali, Elia Daryati Rahayu, et al. "Manfaat Quick Response Code Indonesian Standard (QRIS) pada Nasabah di Bank Jabar Banten (BJB)." ATRABIS: Jurnal Administrasi Bisnis (e-Journal) 8, no. 2 (2022): 256–64. http://dx.doi.org/10.38204/atrabis.v8i2.1155.

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Quick Response Code Indonesian Standard (Qris) merupakan standarisasi Quick Response Code (Qr Code) sebagai teknologi untuk metode pembayaran yang ditetapkan oleh Bank Indonesia sejak Januari 2020. Standarisasi ini dibentuk untuk memberikan metode pembayaran atau transaksi nontunai yang lebih mudah dan efisien. Penelitian ini bertujuan untuk meneliti penggunaan Qris pada nasabah Bank BJB KCP IPDN terhadap pemanfaatan Quick Response Code Indonesian Standard sebagai teknologi untuk metode pembayaran nontunai. Objek penelitian ini langsung dari pihak Bank BJB KCP IPDN yang merupakan pengguna Qris

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Indriani, Ayu, E. Mulya Syamsul, and Ayu Gumilang Lestari. "Quick Response Code Indonesian Standard (QRIS), Penjualan dan Kepuasan Pelanggan:." Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah 5, no. 4 (2022): 1482–92. http://dx.doi.org/10.47467/alkharaj.v5i3.2233.

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Quick Response Code Indonesian Standard (QRIS) is the most efficient instant payment method which is a collaboration product between Bank Indonesia and the Indonesian Payment System Association (ASPI). QRIS as the latest server-based non-cash payment method that is integrated with digital wallets has been used in retails or minimarkets such as Alfamart. The use of server-based electronic money with digital wallets is very popular today. The purpose of this study is to reveal whether the use of QRIS can have an impact on Alfamart Talaga Wetan's sales profit and how Alfamart's customer satisfact

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Sofwatunnisa, Anggun Arikatus, Budi Rustandi Kartawinata, Aldi Akbar, and Mahir Pradana. "Quick Response Code As A Game-Changer of Indonesian Digital Transactions." WSEAS TRANSACTIONS ON COMPUTER RESEARCH 11 (October 12, 2023): 479–85. http://dx.doi.org/10.37394/232018.2023.11.43.

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The purpose of this study is to elaborate on the Quick Response Code Indonesia Standard (QRIS) and its significant impact on digital transactions in Indonesia are covered in this publication. The QRIS standard for QR codes is a cutting-edge and effective electronic payment solution. The purpose of this study is to assess QRIS adoption and its effects on digital transactions in Indonesia. We use a systematic review and bibliometric analysis to discuss QRIS in this work. We draw some significant conclusions about this topic's writers and literature from our investigation.

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Andi Devita Damayanti and Nurdin. "Analisis Perbandingan Kinerja Keuangan Bank Sebelum dan Sesudah Penerapan Quick Response Code Indonesian Standard." Bandung Conference Series: Business and Management 3, no. 2 (2023): 595–601. http://dx.doi.org/10.29313/bcsbm.v3i2.7683.

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Abstract. Quick Response Code Indonesian Standard or commonly abbreviated as QRIS is a unification of various types of QR from various Providers. All Payment System Service Providers who will use the QR Code for Payment must implement QRIS. The purpose of this study is to analyze the comparison of financial performance at Bank Rakyat Indonesia before and after the implementation of the Quick Response Code Indonesian Standard in the 3 year period before (2015-2018) and 3 years after (2019-2022). This research uses different tests Wilcoxon Signed Ranked Test, Paired Sample Test using SPSS 23, Mi

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Hasanuddin, Hasanuddin, Andi Khaerun Nisa, Ferdiansyah Rini, and Nurliah Nurliah. "Penggunaan Pembayaran Non Tunai Quick Response Code Indonesia Standard (QRIS)." International Conference on Islamic Economic (ICIE) 3, no. 2 (2024): 227–39. http://dx.doi.org/10.58223/icie.v3i2.323.

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The development of advanced technology and information will help the growth of the digital economy and accelerate the financial inclusion of a country. One form of implementation between information technology and digital economic growth includes non-cash transaction payments. So that people switch from conventional payments to digital payment models with the assumption that this digital payment model provides convenience and benefits. The purpose of this study is to determine what factors influence the ineffectiveness of the use of Non-Cash Quick Response Code Indonesian Standard (QRIS) payme

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Daffa Satria Meidi Prakosa, Muhammad, and Anderes Gui. "Analysis of Factors Affecting User Satisfaction with Using the Quick Response Code Indonesian Standard (QRIS) Payment System." Syntax Idea 6, no. 6 (2024): 2575–83. http://dx.doi.org/10.46799/syntax-idea.v6i6.3450.

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Quick Response Indonesian Code (QRIS) is a new innovation that makes payments faster compared to other digital payments as it takes less than a minute to make a payment. Implementing QRIS has a reputation for making every transaction fast, easy and effective. Due to its effectiveness and ease of use, QRIS has exploded in popularity across Indonesia and across generations. This study explores which factors may influence user satisfaction when using the Quick Response Indonesia standard payment system. This research is expected to be a tool not only for QRIS service providers, but also to facili

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Rahmadhani, Vina, and Yuniarti. "Tanggung Gugat Penyelenggara Jasa Pembayaran Sektor Perbankan Dalam Transaksi Menggunakan QR Code Indonesian Standard (QRIS)." Jurist-Diction 6, no. 4 (2023): 781–802. http://dx.doi.org/10.20473/jd.v6i4.42505.

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Abstract QR Code is a payment channel in Indonesia. Bank Indonesia launched the QR Code Indonesian Standard (QRIS) as a standard QR Code as a payment channel. To support the use of QRIS, Bank Indonesia also issued QRIS implementation guidelines through the Peraturan Anggota Dewan Gubernur Nomor 21/18/PADG/2019 about Implementation of the National Standard Quick Response Code for Payments. While using QRIS, failures are often encountered. To request compensation, it is necessary to know the legal relationship of the parties in order to determine the party responsibility. The legal relationship

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Nining, Widiyanti, Eka Susanti Fathonah, Kristiyanti Iin, and Azizah Zahra Nura. "The Influence of Mobile Banking and Quick Response Code Indonesian Standard (QRIS) on the Financial Performance of Bank BPD DIY." Journal of Economics, Finance And Management Studies 07, no. 03 (2024): 1707–13. https://doi.org/10.5281/zenodo.10894127.

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This research aims to determine the influence of Mobile Banking and Quick Response Code Indonesia Standard (QRIS) on the Financial Performance of Bank BPD DIY. The data in the research uses secondary data, where the data is data on the number of mobile banking transactions, the Indonesian standard quick response code (QRIS) and financial report statistics published by Bank BPD DIY for 44 months. The data analysis technique uses multiple linear regression analysis. The results of this research show that Mobile Banking and QRIS have a significant positive influence on the financial performance o

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Sidiq, Adyantana Yusuf, and Rosdalina Bukido. "Resepsi Masyarakat Kota Manado terhadap Quick Response Code Indonesian Standard (QRIS) dalam Melakukan Transaksi." Kunuz: Journal of Islamic Banking and Finance 3, no. 1 (2023): 23–36. http://dx.doi.org/10.30984/kunuz.v3i1.629.

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This study aims to investigate public understanding of the Quick Response Code Indonesian Standard (QRIS) as a digital payment method. In Indonesia, the digitization of the payment system has experienced rapid progress and has received high interest from the public. Digital-based payment methods, especially QRIS, have become a favorite among the public. This study uses a descriptive qualitative research method. The results of the study show that people's understanding of QRIS payments in buying and selling transactions, issued by Bank Indonesia together with ASPI (Indonesian Payment System Ass

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Pravitasari, Endyastuti, and Annisa Fauziyah. "The Influence of Lifestyle, Perceived Convenience, And Promotion on The Decision to Use Quick Response Code Indonesian Standard (QRIS)." Return : Study of Management, Economic and Bussines 2, no. 8 (2023): 784–94. http://dx.doi.org/10.57096/return.v2i8.131.

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This study aims to determine the effect of lifestyle, perceived convenience, and promotion on the decision to use the Indonesian Standard Quick Response Code (QRIS). Indonesia has already developed a QR Code-based transaction system that can be used for digital payments and is known as QRIS (Quick Response Code Indonesian Standard). This research is a quantitative study with a total of 349 respondents QRIS users in Indonesia who are over 17 years old. Sampling used a convenience sampling of nonprobability sampling technique by distributing questionnaires on social media. Data processing using

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Sihaloho, Josef Evan, Atifah Ramadani, and Suci Rahmayanti. "Implementasi Sistem Pembayaran Quick Response Indonesia Standard Bagi Perkembangan UMKM di Medan." Jurnal Manajemen Bisnis 17, no. 2 (2020): 287. http://dx.doi.org/10.38043/jmb.v17i2.2384.

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ABSTRACTThe use of server-based electronic money is one of the most popular non-cash payment systems in use today. The form of server-based electronic money is e-wallet / digital wallet. E-wallet can be used to transact by customers, if the merchant provides an application Same e-wallet to customers. This made Bank Indonesia, as the regulator of the payment system, issue a new payment channel namely; QRIS (QR Code Indonesia Standard). The use of QRIS is used to standardize all e-wallets applications that use the QR Code system to conduct payment transactions. This study examines how the applic

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Ajhari, Abdul Azzam. "Analisis Keamanan Sistem Pembayaran Digital Quick Response Code Indonesian Standard (QRIS)." Info Kripto 18, no. 3 (2024): 119–25. https://doi.org/10.56706/ik.v18i3.112.

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Penggunaan sistem pembayaran digital melalui Quick Response Code (QR Code) telah membawa kemajuan signifikan dalam efisiensi transaksi, khususnya di era digital saat ini. Teknologi ini menawarkan kecepatan dan kemudahan dalam proses pembayaran, mengurangi ketergantungan pada uang tunai dan memfasilitasi transaksi yang aman dan nyaman. Pemanfaatan QR Code diterapkan pada Quick Response Code Indonesian Standard (QRIS) yang telah menopang perekonomian di sektor perdagangan. Namun, semakin berkembangnya teknologi akan selalu memunculkan kerentanan seperti masalah keamanan pada QRIS, yaitu risiko k

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Ana Sriekaningsih, Slamet Riyanto, and Andre Prakasa. "TINGKAT PEMAHAMAN MASYARAKAT TERHADAP PENGGUNAAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) DI KOTA TARAKAN." GEMILANG: Jurnal Manajemen dan Akuntansi 2, no. 3 (2022): 92–101. http://dx.doi.org/10.56910/gemilang.v2i3.112.

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The purpose of this study was to analyze the level of understanding of the QRIS community, to analyze the use of QRIS, to analyze the community's response to the convenience of QRIS and to analyze the public response to the socialization of the Indonesian Standard Quick Response Code (QRIS) in Tarakan City. The analytical technique used in this study uses a qualitative research approach. The results showed that the level of public understanding of the Quick Response Code Indonesian Standard (QRIS) in Tarakan City was quite good. The use of the Indonesian Standard Quick Response Code (QRIS) in

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Aswati, Wa Ode, Intihanah, and Dea Ika Renalda. "PENGARUH MANFAAT DAN RISIKO TERHADAP PENGGUNAAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS)." Jurnal Akuntansi dan Keuangan 9, no. 2 (2024): 555–69. https://doi.org/10.33772/jakuho.v9i2.211.

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Studi ini bertujuan untuk mengevaluasi kelebihan dan kekurangan dari Standar Kode Respon Cepat Indonesia (QRIS) dan bagaimana mereka mempengaruhi adopsi sistem oleh SME di Kota Kendari. Metode kuantitatif digunakan dalam penelitian ini. Micro dan Small Enterprises (MSEs) Kota Kendari adalah subjek utama penelitian. Ukuran sampel penelitian ini adalah 100 pemilik perusahaan. Studi ini menggunakan sampling yang bertujuan, yang melibatkan pengambilan sampel sesuai dengan kriteria yang ditentukan sebelumnya yang relevan dengan tujuan penelitian. Survei dan dokumentasi adalah dua contoh prosedur pe

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Tesya Elma Putri and Gusril Basir. "Efektivitas Quick Response Code Indonesian Standard (QRIS) Dipasar Atas Kota Bukittinggi Ditinjau Dari Ekonomi Islam." Maslahah : Jurnal Manajemen dan Ekonomi Syariah 1, no. 3 (2023): 280–89. http://dx.doi.org/10.59059/maslahah.v1i3.276.

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QRIS is a non-cash payment instrument in the form of a QR code developed by Bank Indonesia and the Indonesian Payment Association. With the existence of QRIS, Bank Indonesia hopes to facilitate public transactions and not be left behind by technology. As a Muslim community, especially in Pasar Atas, Bukittinggi, we must understand how the law uses QRIS. because everything we do must be based and not deviate from the teachings of Islam. The aim of this research is to find out how the effectiveness of using the Quick Response Code Indonesian Standard (QRIS) in buying and selling transactions at

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Dewanty, Megananda Aruna, and Imron Mustofa. "PROBLEMATIKA PEMBERLAKUAN QUICK RESPONSE CODE INDONESIA STANDARD BAGI KEMAJUAN EKONOMI DIGITAL PELAKU USAHA UMKM." Jurnal Ekonomi & Bisnis 11, no. 3 (2023): 397–405. http://dx.doi.org/10.58406/jeb.v11i3.1351.

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The Quick Response Code Standard (QRIS) has become the most important innovation in digital payment systems, influencing various economic aspects. This research uses descriptive qualitative methods with literature study techniques. The aim of this research is to study the basic concepts of QRIS and study the practicalities of implementing a digital payment system for business actors. With QRIS, it can facilitate electronic payments with QR codes that can be widely used. The implementation of the QRIS digital payment system not only provides many benefits in terms of ease of transactions, but t

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Nita, Nurul Apri, Satria Bangsawan, and Dorothy RH Pandjaitan. "MSME Business Growth in Indonesia: is the Indonesian Standard Quick Response Code (QRIS) a Major Factor?" INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen 20, no. 2 (2024): 257–70. https://doi.org/10.30872/jinv.v20i2.1770.

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This research aims to analyze the relationship between the adoption of the Quick Response Code Indonesian Standard (QRIS) on the business growth of Micro, Small and Medium Enterprises (MSMEs) in the food industry sector in Indonesia. The research methodology used in this research is quantitative, using SmartPLS 3.0 software. Primary data collection was carried out by taking a sample of respondents, namely MSME actors in Indonesia. A total of 200 samples were used for this research. Data was obtained through the use of Google Form, with indicator assessment carried out using a Likert Scale. Res

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Samlatul Izzah and Evita Novilia. "Persepsi dan Intensi Pelaku Usaha Mikro Kecil Menengah (Umkm) Terhadap Penggunaan Qris Sebagai Sistem Pembayaran Digital Di Kota Blitar." JURNAL RUMPUN MANAJEMEN DAN EKONOMI 1, no. 5 (2024): 211–17. https://doi.org/10.61722/jrme.v1i5.3820.

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Bank Indonesia (BI) sebagai regulator utama dalam sistem pembayaran terus berupaya memperkuat peranannya, termasuk termasuk mengawasi risiko dan teknologi yang ada dalam transaksi digital. Sebagai respons terhadap kebutuhan transaksi yang lebih efisien, BI meluncurkan Quick Response Indonesian Standard (QRIS), sebuah sistem pembayaran berbasis QR Code. QRIS sebagai inovasi dalam pembayaran non-tunai. Manfaat yang ditawarkan sistem ini sangat luas, mulai dari kemudahan bagi pengusaha, pelaku UMKM, hingga masyarakat umum. Usaha Mikro, Kecil, dan Menengah (UMKM), yang menjadi tulang punggung pere

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Dyah Sekarsari, Katherine Amelia, C. Dyah Sulistyaningrum I, and Anton Subarno. "OPTIMALISASI PENERAPAN QUICK RESPONSE CODE INDONESIA STANDARD (QRIS) PADA MERCHANT DI WILAYAH SURAKARTA." JIKAP (Jurnal Informasi dan Komunikasi Administrasi Perkantoran) 5, no. 2 (2022): 42. http://dx.doi.org/10.20961/jikap.v5i2.51487.

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<p>Jenis penelitian ini adalah deskriptif kualitatif dengan pendekatan studi kasus. Penelitian dilakukan di Kantor Perwakilan Bank Indonesia Solo dan para merchant yang ada di wilayah Surakarta. Tujuan dari penelitian ini adalah untuk mengetahui penerapan QRIS, mengetahui hambatan yang terjadi, mengetahui manfaat yang diperoleh, dan mengetahui solusi dari permasalahan penerapan QRIS. Data penelitian diperoleh dari informan, peristiwa, dokumen dengan teknik pegambilan sampel menggunakan purposive dan snowball sampling. Hasil penelitian menunjukan bahwa penerapan QRIS pada merchant di Wila

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Nugrah Leksono Putri Handayani. "Optimalisasi Sistem Pembayaran Quick Respone Code Indonesian Standard (QRIS) Dalam Mewujudkan Inklusi Keuangan." Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah 1, no. 3 (2023): 363–70. http://dx.doi.org/10.61132/nuansa.v1i3.752.

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This research aims to determine the optimization of the Quick Response Code Indonesian Standard (QRIS) payment system in realizing financial inclusion. The research method used is qualitative descriptive analysis using the literature method by conducting a literature study. The research results show that using QRIS is getting easier because it is able to reach various merchants with integrated mobile banking applications and digital wallets. Optimizing the QRIS payment system can realize and overcome the challenges of financial inclusion in Indonesia and open wider financial access for Indones

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Fahrudin, Fahrudin, and Putri Lailatul Isnaini. "Pengaruh Penggunaan Quick Response Code Indonesian Standard (QRIS) Oleh UMKM Terhadap Pendapatan Usaha." Jurnal Manajemen Stratejik dan Simulasi Bisnis 4, no. 1 (2023): 1–11. http://dx.doi.org/10.25077/mssb.4.1.1-12.2023.

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QRIS is an aggregation of QR codes from several types of Penyelenggara Jasa Sistem Pembayaran (PJSP) using only one QR code (Bank Indonesia, 2020). QRIS is here to facilitate cashless payment transactions. But unfortunately, in using QRIS there are MDR and Settlement costs that are charged to UMKM so that it has the potential to reduce UMKM income. This study aims to test and analyze how the influence of the use of QRIS through the PJSP DANA application by UMKM has on business income in Kraksaan District. The method used is quantitative with simple linear regression analysis, partial test (t t

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Fauziah, Indah, Dini Yuliyanti, Nida Syarofatul Maula, and Rina Destiana. "Influence of Perceived Convenience, Perceived Usefulness, and Perceived Risk on the Use Of QRIS to Increase MSMEs Income." International Journal of Business, Law, and Education 5, no. 2 (2024): 1689–01. http://dx.doi.org/10.56442/ijble.v5i2.716.

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QRIS (Quick Response Code Indonesia Standard) is a national standard for payments using QR codes in Indonesia. QRIS was developed by Bank Indonesia and the Indonesian Payment System Association (ASPI) to facilitate and unify various digital payment methods through standard QR codes. This study discusses the effect of perceived ease of use, perceived usefulness, and perceived risk on the use of QRIS to increase MSME income. There are 100 samples used and the sampling technique is through purposive sampling technique and the PLS-SEM method as the analysis with SmartPLS. The results of the study

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Annisa, Nurul, Mohamad Arsad Rahawarin, and Hengky Virgo Richardo Pattimukay. "Evaluasi Kebijakan Fitur Quick Response Code Indonesian Standard (QRIS) Di Kantor Perwakilan Bank Indonesia Provinsi Maluku." JUPEIS : Jurnal Pendidikan dan Ilmu Sosial 2, no. 3 (2023): 102–7. http://dx.doi.org/10.57218/jupeis.vol2.iss3.761.

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Penelitian ini bertujuan untuk mengetahui evaluasi kebijakan QRIS (Quick Response Code Indonesian Standard) dalam upaya mendorong digitalisasi Sistem Pembayaran di Provinsi Maluku. Dengan banyaknya keunggulan QRIS penggunaan QRIS tersebut diharapkan dapat meningkatkan kegiatan ekonomi masyarakat berkelanjutan bersamaan dengan pergeseran pola kegiatan ekonomi dari konvensional menjadi digital. Penelitian ini menggunakan pendekatan kualitatif dimana peneliti menggunakan wawancara untuk memperoleh data dari para responden. Polusi penelitian ini dalah pengguna Pegawai BI dan pengawai pada bank – b

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Wardhani, Ratih Anindita, Yandra Arkeman, and Wita Juwita Ermawati. "The Impact of Quick Response Adoption of Payment Code on MSMEs’ Financial Performance in Indonesia." International Journal of Social Service and Research 3, no. 3 (2023): 869–78. http://dx.doi.org/10.46799/ijssr.v3i3.294.

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The COVID-19 and digitalization trends have brought changes to the way producers and consumers interact, especially in payment transactions. In Indonesia, one method of using digital payments is using a QR code standard known as the Quick Response Code Indonesian Standard (QRIS). In accepting technology, the Technology Acceptance Model (TAM) can help predict one's acceptance of technology. The purpose of this research is to see the effect of adopting QR codes for payment on the financial performance of MSMEs in Indonesia and identify the factors and indicators that influence MSMEs in adopting

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Putri, Ni Made Febrianti Eka, Mohammad Rizky Rezaldi, M. Taufik Ridhani, Maria Margaretha Vicitta W. N. Sogen, Fallia Maylafaiza Azwarini, and Sriwati Sriwati. "Efektivitas Penggunaan Quick Response Code Indonesian Standard (QRIS) di Pasar Terapung Lok Baintan." PROMOSI (Jurnal Pendidikan Ekonomi) 13, no. 1 (2025): 213. https://doi.org/10.24127/jp.v13i1.11000.

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Penggunaan QRIS di Pasar Terapung Lok Baintan dimulai pada tahun 2020. QRIS berfungsi sebagai standar kode QR nasional yang bertujuan untuk memfasilitasi pembayaran nontunai di Indonesia. Penelitian ini merupakan jenis penelitian kualitatif. Subjek penelitian meliputi pedagang, pembeli, dan informan lain yang dianggap dapat memberikan informasi akurat, dipilih melalui teknik snowball sampling. Teknik pengumpulan data yang digunakan meliputi observasi dan wawancara untuk mengumpulkan seluruh sumber data. Hasil Penelitian menujukkan bahwa pedagang yang menggunakan QRIS merasakan manfaat seperti

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Listiawati, Rodiana, Rahmanita Vidyasari, and Novitasari Novitasari. "QRIS Efficiency in Improving Digital Payment Transaction Services for Culinary Micro-Small and Medium Enterprises in Depok City." Operations Research: International Conference Series 3, no. 2 (2022): 67–73. http://dx.doi.org/10.47194/orics.v3i2.133.

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Currently, one of the most popular electronic payment methods is using QR (Quick Response) code. As the first step transformation in Indonesian Payment System to help accelerate the development of the digital economy and finance, Bank Indonesia has issued QRIS (Quick Response Code Indonesian Standard) as unification of various QR type from various e-wallet that use QR codes. The unification of QR codes is certainly a good breakthrough, but there is fee MDR (Merchant Discount Rate) that is charged to the MSMEs (Micro-Small and Medium Enterprises) if they are using QRIS, that makes problem for t

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Puriati, Ni Made, I. Wayan Sugiartana, and Ni Putu Erma Mertaningrum. "Efektivitas Penerapan Sistem Pembayaran Quick Response Code Indonesia Standard (QRIS) Pada Umkm Di Kabupaten Karangasem." Jurnal Ilmiah Akuntansi dan Humanika 13, no. 3 (2023): 332–38. http://dx.doi.org/10.23887/jiah.v13i3.70942.

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Penelitian ini menggunakan pendekatan penelitian kualitatif. Penelitian ini bertujuan untuk menganalisis penerapan sistem pembayaran QRIS pada pelaku UMKM sebagai sistem pembayaran era digital. Data yang dipergunakan yakni data primer melalui observasi, wawancara dan dokumentasi. Informan pada kajian studi ini yaitu UMKM di Kabupaten Karangasem yang menerapkan sistem pembayaran QRIS dari berbagai jenis usaha, objek pada penelitian ini adalah peranan, kendala, serta evaluasi efektivitas penerapan sistem pembayaran QRIS. Metode analisis yang dipergunakan yakni pengumpulan data, mereduksi data, m

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Nurdin, Difa Restiti, and Rizki Amalia. "PENGARUH MEDIA SOSIAL TERHADAP PENGETAHUAN TENTANG QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS)." Jurnal Ilmu Perbankan dan Keuangan Syariah 3, no. 2 (2021): 157–73. http://dx.doi.org/10.24239/jipsya.v3i2.55.157-173.

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Quick Response Code Indonesian Standard atau QRIS telah menjadi sarana baru dalam bertransaksi secara online. Namun edukasi terhadap masyarakat dalam menggunakan QRIS masih sangat minim. Akibatnya masyarakat kebanyakan memperoleh pengetahuan tentang QRIS lebih banyak dari sumber tidak resmi seperti media sosial. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh media sosial terhadap pengetahuan tentang QRIS yang diperoleh mahasiswa di peguruan timggi. Penelitian ini menggunakan metode survey dengan sampel mahasiswa Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri (UIN) Dat

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AFFIFATUSHOLIHAH, LINA, Fadhilah, and FARAH PUTRI WENANG LUSIANINGRUM. "EFFECT OF TAM AND ATTITUDES TOWARD ADVERTISING ON INTENTION TO USE QRIS." Management Science Research Journal 1, no. 2 (2022): 79–85. http://dx.doi.org/10.56548/msr.v1i2.26.

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QRIS is the Quick Response Code Indonesian Standard, which is a national QR code standard to facilitate QR code payments in Indonesia, which was launched by Bank Indonesia and the Indonesian Payment System Association (ASPI) in 2019. This research was conducted to look at the effect of the Technology Acceptance Model (TAM), which consists of perceived ease of use and perceived benefits, as well as additional attitude towards advertising variables on people's intention to use QRIS. The population in this study are all Indonesian citizens who have seen advertisements for using QRIS. The research

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Ni Ketut Seniati and Desak Nyoman Sri Werastuti. "Pengaruh Persepsi Resiko, Habit, Dan Facilitating Condition Terhadap Minat Penggunaan Quick Response Code Indonesian Standard (QRIS)." Jurnal Akuntansi Profesi 15, no. 01 (2024): 143–55. http://dx.doi.org/10.23887/jap.v15i01.49697.

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Penelitian ini bertujuan untuk mengetahui pengaruh persepsi resiko, habit dan facilitating condition terhadap minat penggunaan quick response code indonesian standard (QRIS) pada UMKM Karangasem. Jenis penelitian yang digunakan adalah jenis kuantitatif yang bersifat kausal. Penelitian ini menggunakan data primer yang diperoleh dengan cara menyebar angket atau kuisioner. Pengumpulan sampel dengan teknik random sampling serta didapatkan 263 sampel. Metode analisis yang digunakan adalah statistik deskriptif, uji asumsi klasik, uji regresi berganda dan uji hipotesis dengan bantuan aplikasi SPSS 26

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Damayanti, Umi Rachmah, Ade Ria Nirmala, Ratna Nurani, and Chelly Natalia Kuswara. "Literasi Sistem Pembayaran Quick Response Code Indonesian Standard (QRIS) pada Siswa Sekolah Menengah Atas di Pekanbaru." Jurnal Pengembangan dan Pengabdian Masyarakat Multikultural 1, no. 1 (2023): 17–21. http://dx.doi.org/10.57152/batik.v1i1.703.

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Quick Response Code Indonesia Standard (QRIS) merupakan singkatan dari QR Code Indonesia Standard, QRIS merupakan langkah awal dari tranformasi digital Sistem Pembayaran Indonesia (SPI), yang dipercaya akan menunjang percepatan perkembangan ekonomi serta keuangan digital di Indonesia. Bank Indonesia membuat QRIS dengan tujuan untuk memudahkan khalayak dalam melakukan transaksi pembayaran non tunai. Penerapan QRIS kepada masyarakat Indonesia akan membutuhkan waktu yang tidak sebentar, apalagi untuk di daerah terpencil atau pada kota-kota kecil. Hal ini dikarenakan tingkat literasi keuangan digi

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Isra, Ade Indriana, Rendra Wasnury, and Henny Noviasari. "PENGARUH PENGETAHUAN DAN KEMUDAHAN TERHADAP KEPUTUSAN PENGGUNA DAN KEPUASAN KONSUMEN DALAM MELAKUKAN TRANSAKSI NON TUNAI QRIS (QUICK RESPONSE CODE INDONESIAN STANDARD) DI KOTA PEKANBARU." Jurnal Bisnis Kompetitif 3, no. 1 (2024): 10–19. http://dx.doi.org/10.35446/bisniskompetif.v3i1.1691.

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This study aims to determine how much influence the things that influence User Decisions and Consumer Satisfaction in Making Non-Cash Transactions QRIS (Quick Response Code Indonesian Standard) in Pekanbaru City. Primary data was collected using a questionnaire as an instrument and structured interviews were used as a complement in proving the research results. This study used 100 samples of QRIS (Quick Response Code Indonesian Standard) users in Pekanbaru City as respondents using the Non Probability Sampling Technique. With the minimum age of 17 years, using, having made non-cash transaction

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WIJAYANTO, EdI, Dra Sri WIDIYATI, Tyas LISTYANI, M. ROIS, and Manarotul FATATI. "THE INFLUENCE OF TAM VARIABLES AND FINANCIAL LITERACY ON QRIS PAYMENT DECISIONS WITH INTEREST AS AN INTERVENING VARIABLE (STUDY ON POLITEKNIK NEGERI SEMARANG STUDENTS)." International Scientific Journal in Economics, Finance, Business, Marketing, Management and Tourism - ECONOMIC VISION 11, no. 21-22 (2024): 57–64. http://dx.doi.org/10.62792/ut.evision.v11.i21-22.p2708.

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The rapid evolution of digital technology, especially in the digital economy and payment sector, has driven the widespread adoption of digital payment services utilizing QR Codes. The Quick Response Code Indonesian Standard (QRIS), introduced by Bank Indonesia and the Indonesian Payment System Association (ASPI) on August 17, 2019, serves as the national QR code standard, facilitating QR code-based payments across Indonesia. QRIS presently allows the acceptance of payment applications, whether from banks or non-banks, at various establishments. This study, involving 370 students from a populat

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Edi Wijayanto, Muhammad Rois, Theresia Tyas Listyani, Sri Widiyati, and Manarotul Fatati. "The Influence of TAM Variables and Financial Literacy on QRIS Payment Decisions with Interest as an Intervening Variable (Study on Semarang State Polytechnic Students)." International Journal of Scientific Research and Management (IJSRM) 12, no. 04 (2024): 6203–9. http://dx.doi.org/10.18535/ijsrm/v12i04.em10.

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The rapid evolution of digital technology, especially in the digital economy and payment sector, has driven the widespread adoption of digital payment services utilizing QR Codes. The Quick Response Code Indonesian Standard (QRIS), introduced by Bank Indonesia and the Indonesian Payment System Association (ASPI) on August 17, 2019, serves as the national QR code standard, facilitating QR code-based payments across Indonesia. QRIS presently allows the acceptance of payment applications, whether from banks or non-banks, at various establishments. This study, involving 370 students from a populat

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Amara Indah Ramadhani and Heni Susilowati. "Peran Kemudahan, Kemanfaatan, Keamanan, dan Kepercayaan dalam Mendorong Adopsi QRIS : Bukti Empiris Dari Pedagang Pasar Tradisional Gawok di Sukoharjo, Jawa Tengah." JUMBIWIRA : Jurnal Manajemen Bisnis Kewirausahaan 4, no. 1 (2025): 149–61. https://doi.org/10.56910/jumbiwira.v4i1.2066.

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Technological developments in the financial sector are changing people's lifestyles, one of which is a more effective cashless payment system using the Indonesian Standard Quick Response Code (QRIS). The aim of this research is to find the effect of convenience, usefulness, security and trust on the use of Quick Response Code Indonesian Standard (QRIS) barcodes at the Gawok Traditional Market. The total population of 35 respondents from Gawok Traditional Market traders was sampled using a total sampling technique. The method in this research is multiple linear regression analysis method with q

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Astiansyah, Salma Astiansyah, and Sri Damayanti Damayanti. "Analisis Preferensi Penggunaan Quick Response Code Indonesian Standard (QRIS) Pada Generasi Z." Jurnal Ekonomi dan Bisnis 3, no. 2 (2024): 96–101. http://dx.doi.org/10.57151/jeko.v3i2.389.

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Quick Response Code Indonesian Standard (QRIS) as a technology that operates in digital payments provides a role for society, especially for generation Z which is called digital natives. As many as 68% of digital payment users are the younger generation. Therefore, researchers want to know the preferences and barriers of generation Z in using QRIS. This research uses a qualitative research method with a case study approach, because the aim is to determine the phenomenon regarding the use of QRIS in generation Z. This research was conducted using an interview method with 10 Sociology students a

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Febriani, Asra, Nedy Iswandi, and Suci Annisa Tiara. "Quick Response Code Indonesian Standard System on the Mobile Banking Application of Mandiri Sharia Bank." FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman 7, no. 2 (2021): 285–310. http://dx.doi.org/10.24952/fitrah.v7i2.4489.

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The Quick Response Code Indonesian standard is one part of the digital-based payment instrument issued by Bank Indonesia which was adopted by Bank Syariah Mandiri to facilitate customers in transacting. Currently all applications that have a QR code are required to use QRIS as a national standard. This study raises the issue of concepts, systems and mechanisms as well as the views of Islamic law regarding QRIS. The research method used a field research with qualitative method with observations, interviews and documentation techniques. The results showed that QRIS is a halal product that has go

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Wijayanto, Edi, Dina Yeni Martia, Nurseto Adhi, and Rikawati Rikawati. "Application of the TAM Model and Financial Literacy on Interest in QRIS Digital Payments (Study on Semarang State Polytechnic Students)." Formosa Journal of Science and Technology 3, no. 1 (2024): 165–76. http://dx.doi.org/10.55927/fjst.v3i1.7499.

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With the rapid development of digital technology, especially in the payment field, digital payment services using QR codes are becoming more popular. The Quick Response Code Indonesia Standard (QRIS), introduced by Bank Indonesia and the Association of Indonesian Payment Systems (ASPI) on August 17, 2019, will serve as the national QR code standard and facilitate payments across Indonesia. QRIS allows you to apply for payments to a variety of institutions, bank or non-bank. This study involved 370 of his students from a population of 6,128, used structural equation modeling (SEM) for analysis,

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Traa, I. Komang Krisma Bima, and Benny Djaja. "Perlindungan Konsumen Terhadap Transaksi Pembayaran Tertunda Melalui Quick Response Code Indonesian Standard (QRIS)." Alauddin Law Development Journal 5, no. 3 (2023): 596–603. http://dx.doi.org/10.24252/aldev.v5i3.38673.

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Penggunaan QRIS sebagai metode pembayaran non tunai digitalisasi, banyak ditemukan kendala, yakni saat melakukan pembayaran menggunakan QRIS status pada pembayaran QRIS oleh konsumen ‘’terpending’’, tetapi saldo pada rekening maupun e-wallet lainnya sebagai sumber pendanaan telah terpotong. Selain itu terdapat pula kasus, pembayaran QRIS dengan status pembayaran ‘’Berhasil’’, saldo sebagai sumber pendanaan telah terpotong, tetapi saldo pembayaran tersebut belum masuk ke pihak merchant. Konsumen yang mengalami kerugian melakukan pembayaran menggunakan QRIS, dapat mengupayakan perlindungan hukum

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Hartutik, Hartutik, Dwi Nita Aryani, R. Melda Maesarach, Rosnia Masruki, and Ahmad Fauzan. "Exploring Intention in Using Quick Response Code Indonesian Standard: Technology Acceptance Model Approach." Jurnal Organisasi dan Manajemen 20, no. 1 (2024): 36–50. http://dx.doi.org/10.33830/jom.v20i1.6805.2024.

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Purpose - This research examines the influence of people's intention to use QRIS by taking variables from the Technology Acceptance Model (TAM), namely perceived usefulness, perceived ease of use, perceived trust, attitude towards usage of QRIS and behavioral intention to use QRIS. Methodology - This research method uses a quantitative approach with a sampling technique chosen through purposive sampling. Data collection was carried out by distributing questionnaires to QRIS users. Data analysis employed SmartPLS version 4 with a sample size of 100 respondents. Findings - The results show a pos

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Imani Purnama, Nur, and Lathifah A. Lanonci. "Pengaruh Sistem Pembayaran Quick Response Code Indonesian Standard (Qris) Terhadap Kepuasan Anggota Generasi Baru Indonesia Sulawesi Tengah (GenBi Sulteng)." AL-MASHADIR : Jurnal Ilmu Hukum dan Ekonomi Islam 6, no. 2 (2024): 117–26. http://dx.doi.org/10.31970/almashadir.v6i2.196.

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Studi yang dilakukan telah mengungkapkan fakta penting mengenai pengaruh sistem pembayaran Quick Response Code Indonesian Standard (QRIS) terhadap tingkat kepuasan pengguna. Dari analisis regresi yang dilakukan, ditemukan bahwa QRIS memiliki dampak signifikan, dengan nilai Adjusted R Square sebesar 0,643. Ini menunjukkan bahwa sistem pembayaran QRIS memberikan kontribusi sebesar 64,3% terhadap kepuasan anggota Genbi Sulteng. Lebih lanjut, QRIS tidak hanya berperan sebagai alat pembayaran, tetapi juga memberikan manfaat tambahan yang berarti bagi penggunanya. Manfaat tersebut termasuk kemudahan

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Hanifah, Ulya, Faridatul Munawarah, and Joni Hendra. "Efektivitas Penerapan Sistem Pembayaran Quick Response Code Indonesia Standard (QRIS) pada Bisnis Laundry di Era Modern." Jurnal Ekonomi dan Kewirausahaan West Science 2, no. 03 (2024): 385–92. http://dx.doi.org/10.58812/jekws.v2i03.1201.

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Di era modern saat ini, masyarakat Indonesia tidak terlepas dari kemudahan dalam melakukan transaksi keuangan. Sebagai usaha laundry yang terus berkembang, proses transaksi yang masih manual menimbulkan berbagai permasalahan, seperti menumpuknya arsip transaksi laundry yang membuat Queen’s Laundry Bengkalis kesusahan dalam hal perekapan data transaksi, serta lambatnya aliran informasi seringkali membuat Queen’s Laundry Bengkalis tidak optimal dalam melaksanakan operasionalnya, termasuk dalam hal bertransaksi. Metode penelitian menggunakan pendekatan kualitatif bersifat deskriptif. Tujuan penel

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Triwahyudi, Ferdy Achmad, and Indrawati Yuhertiana. "Penggunaan Quick Response Code Indonesian Standard (QRIS) Sebagai Sistem Pembayaran Digital: Analisis Bibliometrik." Journal of Economic, Bussines and Accounting (COSTING) 7, no. 4 (2024): 7334–46. http://dx.doi.org/10.31539/costing.v7i4.10274.

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This study aims to determine the development of publications on the topic of using Quick Response Indonesian Standard (QRIS) as a digital payment system from 2018-2023 and find out scientific articles that have the highest number of citations on the topic of using Quick Response Indonesian Standard (QRIS) as a digital payment system. Data collection was carried out using Google Scholar with QRIS keywords and digital payment systems. With the categories used, namely article titles, abstracts, and keywords in vulnerable time 2018-2023. Search results show that there are 568 articles, but that nu

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Fiktyana, Grania, and Aminnullah Achmad Muttaqin. "PENGARUH KEBIJAKAN BIAYA MERCHANT DISCOUNT RATE QRIS TERHADAP OMZET DI KANTIN." Contemporary Studies in Economic, Finance and Banking 3, no. 4 (2024): 844–55. https://doi.org/10.21776/csefb.2024.03.4.02.

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Financial Technology (Fintech) has changed the way business actors access financial services, manage finances, and interact with potential buyers. The presence of the Quick Response Code Indonesian Standard (QRIS) makes it easy to carry out non-cash payment transactions. However, unfortunately, using QRIS costs a Merchant Discount Rate (MDR) with the policy set by Bank Indonesia regarding MDR fees of 0.3% for every transaction > IDR 100,000 with QRIS payments as a payment channel for micro businesses. Micro business actors in the Brawijaya University Malang canteen must be prepared to face

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Lesmana, Romy Hafizh, and Agus Widiyarta. "Efektivitas Quick Response Code Indonesian Standard Sebagai Metode Pembayaran Nontunai Suroboyo Bus." Journal of Education, Humaniora and Social Sciences (JEHSS) 4, no. 4 (2022): 2260–68. http://dx.doi.org/10.34007/jehss.v4i4.1060.

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This article aims to find out and analyze the effectiveness the non-cash payment method program uses the Quick Response Code Indonesian Standard (QRIS) on Suroboyo Bus. Suroboyo Bus was first launched in 2018 using plastic bottle waste as a payment method, but since the statute of Surabaya’s Major through Peraturan Walikota Number 56 Year 2021, there has been a change in the status of the Unit Pelaksana Teknis Dinas Pengelolaan Transportasi Umum (UPTD PTU) which is the implementing unit of Suroboyo Bus under the Dinas Perhubungan Kota Surabaya has become a Badan Layanan Umum Daerah(BLUD), maki

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Salim, Amir, and Doly Nofiansyah. "Efficiency of the Use of QRIS on Increasing Sales at Le Garden Palembang Indah Mall." Jurnal Ekonomi dan Perbankan Syariah 11, no. 1 (2023): 54–62. http://dx.doi.org/10.46899/jeps.v11i1.415.

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ABSTRACT The rapid development of technology and information in various digital markets, marketplaces, or platforms which provides space for SMEs to market their products, and reach various geographical areas in Indonesia and abroad. In realizing safe, easy, and efficient payments in the digital era, Bank Indonesia and the Indonesian Payment System Association (ASPI) continue to improve and develop the QRIS payment system to increase the efficiency of non-cash payment system services. This study aims to determine the practice of using Quick Response Code Indonesia Standard (QRIS) in increasing

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Wardani, Dewi Kusuma, and Anggi Nofita Sari. "Minat Penggunaan Terhadap Penggunaan Sesungguhnya Quick Response Code Indonesia Standard (Qris) Di Era New Normal." Jurnal Simki Economic 6, no. 1 (2023): 1–8. http://dx.doi.org/10.29407/jse.v6i1.145.

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Penelitian ini dilakukan dengan tujuan untuk menguji pengaruh minat penggunaan terhadap penggunaan sesungguhnya QRIS. Data dalam penelitian ini diperoleh dari 100 responden mahasiswa Universitas Sarjanawiyata Tamansiswa dengan menggunakan metode deskriptif kuantitatif dan menggunakan data primer. Sampel dalam penelitian ini diperoleh menggunakan teknik snowball sampling. Hasil dari penelitian ini menunjukan bahwa minat penggunaan berpengaruh positif terhadap penggunaan sesungguhnya QRIS

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Deki Nur Fitrian, Widayanto, and Hari Susanta Nugraha. "Acceptance analysis of payment system Quick Response Code Indonesian Standard (QRIS) using technology acceptance model." World Journal of Advanced Research and Reviews 23, no. 2 (2024): 073–84. http://dx.doi.org/10.30574/wjarr.2024.23.2.2292.

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Digital age has a significant impact on people's daily activities. One of the benefits of digitalization is the emergence of digital payment systems to facilitate transactions. QRIS (Quick Response Indonesian Standard) is one of the non-cash payment systems launched by Bank Indonesia and the Indonesian Payment Systems Association in 2019. Although QRIS continues to increase users every year, the tendency of Indonesian people to use cash or debit cards for transactions is still high. In addition, the discovery of security loopholes in the QRIS payment system also makes people hesitant to use th

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