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1

D, Feldman Roger, and National Center for Health Services Research and Health Care Technology Assessment (U.S.), eds. Employer-based health insurance. U.S. Dept. of Health and Human Services, Public Health Service, National Center for Health Services Research and Health Care Technology Assessment, 1989.

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2

Kreidler, Mike. How insurance companies determine homeowner rates. Washington State Office of the Insurance Commissioner, 2003.

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3

Sammis, Elizabeth. The cost of automobile insurance. Research Division, Dept. of Legislative Reference, 1988.

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4

Insurance Services Office (U.S.) and National Association of Independent Insurers (U.S.), eds. Factors affecting urban auto insurance costs. Insurance Services Office, 1988.

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5

Henry, Cohen. The liability insurance crisis. Congressional Research Service, Library of Congress, Major Issues System, 1987.

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6

1965-, Allison Dean, ed. Strengthening the employment insurance premium rate-setting process: Report of the Standing Committee on Human Resources, Social Development and the Status of Persons with Disabilities. Standing Committee on Human Resources, Social Development and the Status of Persons with Disabilities, 2008.

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7

Morrow, Allen. The cost of auto insurance: A study comparing automobile insurance premiums to factors which affect the price we pay. Washington Insurance Dept., 1988.

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8

Kelley, William B. A death and disability life table for the 1966 birth cohort. U.S. Dept. of Health and Human Services, Social Security Administration, 1986.

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9

Kelley, William B. A death and disability life table for the 1966 birth cohort. U.S. Dept. of Health and Human Services, Social Security Administration, 1986.

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10

United States. Internal Revenue Service, ed. Actuarial values, book beta: Unitrust remainder, factors for one life, two lives, and term certains : adjusted payout rates from 2.2 percent to 22.0 percent : for use in income, estate, and gift tax purposes. Dept. of the Treasury, Internal Revenue Service, 1999.

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11

Z, Safley R., and Florida. Legislature. House of Representatives. Committee on Financial Services., eds. Deregulation of workers' compensation pricing. Florida House of Representatives, Committee on Financial Services, 1998.

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12

Randall, Everett D. Principles of premium auditing. 3rd ed. Insurance Institute of America, 1995.

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13

Council, Montana Legislature Legislative. Diagnosing the ailment: Prescribing a cure : final report of the Legislative Council on SJR 32 Study of Medical Liability Insurance. Legislative Council, 2004.

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14

Council, Montana Legislature Legislative. Diagnosing the ailment: Prescribing a cure : final report of the Legislative Council on SJR 32 Study of Medical Liability Insurance. Legislative Council, 2004.

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15

Aging, United States Congress Senate Special Committee on. Long-term care insurance: Protecting consumers from hidden rate hikes : hearing before the Special Committee on Aging, United States Senate, One Hundred Sixth Congress, second session, Washington, DC, September 13, 2000. U.S. G.P.O., 2001.

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16

New York (State). Legislature. Assembly. Standing Committee on Insurance. Public hearing, regulatory approval of health insurance premium rates. Associated Reporter Int'l., Inc., 2009.

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17

Whiteman, David. The liability insurance controversy. Congressional Research Service, Library of Congress, Major Issues System, 1986.

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18

Dicken, John E. Private health insurance, the range of base premiums for individuals age 19 and 64 in the individual market by state in January 2013. U.S. Government Accountability Office, 2014.

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19

Rottenberg, Simon. The cost of regulated pricing: A critical analysis of auto insurance premium rate-setting in Massachusetts. Pioneer Institute for Public Policy Research, 1989.

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20

United States. Congress. House. Select Committee on Aging. Protection of retiree benefits legislation: Minimum funding standards and variable rate premiums : hearing before the Select Committee on Aging, House of Representatives, One Hundredth Congress, first session, May 1, 1987, Dundalk, MD. U.S. G.P.O., 1988.

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21

Bradford, David F. Implicit budget deficits: The case of a mandated shift to community-rated health insurance. National Bureau of Economic Research, 1996.

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22

United States. Congress. House. Select Committee on Aging. Subcommittee on Health and Long-Term Care. Rising Medigap rates: The Ohio experience : hearing before the Subcommittee on Health and Long-Term Care of the Select Committee on Aging, House of Representatives, One Hundred First Congress, second session, January 19, 1990, Cleveland, Ohio. U.S. G.P.O., 1990.

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23

United States. Congress. House. Select Committee on Aging. Subcommittee on Health and Long-Term Care. Rising Medigap rates: The Ohio experience : hearing before the Subcommittee on Health and Long-Term Care of the Select Committee on Aging, House of Representatives, One Hundred First Congress, second session, January 19, 1990, Cleveland, Ohio. U.S. G.P.O., 1990.

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24

United States. Congress. House. Select Committee on Aging. Subcommittee on Health and Long-Term Care. Rising Medigap rates: The Ohio experience : hearing before the Subcommittee on Health and Long-Term Care of the Select Committee on Aging, House of Representatives, One Hundred First Congress, second session, January 19, 1990, Cleveland, Ohio. U.S. G.P.O., 1990.

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25

United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight. PBGC proposal to initiate a variable rate premium system; and public comments on administration's pension plan funding and premium rate proposals: Hearings before the Subcommittee Oversight on the Committee on Ways and Means, House of Representatives, One Hundredth Congress, first session, April 7 and 9, 1987. U.S. G.P.O., 1988.

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26

United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight. PBGC proposal to initiate a variable rate premium system; and public comments on administration's pension plan funding and premium rate proposals: Hearings before the Subcommittee on Oversight of the Committee on Ways and Means, House of Representatives, One Hundredth Congress, first session, April 7 and 9, 1987. U.S. G.P.O., 1988.

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27

New Jersey. Legislature. Senate. Commerce Committee. Public hearing before Senate Commerce Committee: Testimony to examine the underwriting factors and rating systems used by private passenger automobile insurers to determine driver eligibility and premiums for insurance coverage; this examination will include, but not be limited to, information concerning the use of occupation and education to determine driver eligibility and premiums : [June 12, 2006, Trenton, New Jersey]. The Unit, 2006.

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28

Labor, United States Congress House Committee on Education and. Single-Employer Pension Plan Termination Insurance Premium Act of 1985: (report to accompany H.R. 2812 ... referred jointly to the Committee on Education and Labor and the Committee on Ways and Means) (including cost estimate and comparison of the Congressional Budget Office). U.S. G.P.O., 1985.

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29

United States. Congress. House. Committee on Education and Labor. Single-Employer Pension Plan Termination Insurance Premium Act of 1985: (report to accompany H.R. 2812 ... referred jointly to the Committee on Education and Labor and the Committee on Ways and Means) (including cost estimate and comparison of the Congressional Budget Office). U.S. G.P.O., 1985.

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30

United States. Congress. House. Committee on Education and Labor. Single-Employer Pension Plan Termination Insurance Premium Act of 1985: (report to accompany H.R. 2812 ... referred jointly to the Committee on Education and Labor and the Committee on Ways and Means) (including cost estimate and comparison of the Congressional Budget Office). U.S. G.P.O., 1985.

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31

United States. Congress. House. Committee on Education and Labor. Single-Employer Pension Plan Termination Insurance Premium Act of 1985: (report to accompany H.R. 2812 ... referred jointly to the Committee on Education and Labor and the Committee on Ways and Means) (including cost estimate and comparison of the Congressional Budget Office). U.S. G.P.O., 1985.

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32

Edlin, Aaron S. Per-mile premiums for auto insurance. National Bureau of Economic Research, 1999.

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33

Brooks, Robert Edwin. Interest rate modeling and the risk premiums in interest rate swaps. Research Foundation of the Institute of Chartered Financial Analysts, 1997.

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34

Schlesinger, Harris. Extending Arrow-Pratt risk premiums. IIM/Industrial Policy, Wissenschaftszentrum Berlin, 1985.

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35

United States. General Accounting Office. Office of the General Counsel., ed. [Former ambassador's indebtedness for health insurance premiums]. The Office, 1992.

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36

D'Arcy, Stephen P. Multiperiod contracting with non-portable imformation: The case of sticky insurance prices. College of Commerce and Business Administration, University of Illinois at Urbana-Champaign, 1986.

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37

Levy, Helen. Who pays for health insurance?: Employee contributions to health insurance premiums. Princeton University, Department of Economics, Industrial Relations Section, 1998.

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38

Association, National Forest Products, ed. Construction costs and fire insurance for large buildings (50,000 square feet): Costs, premiums, comparison. National Forest Products Association, 1985.

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39

Committee, Victoria Parliament Economic Development. Inquiry into WorkCover premiums for 2000/01: Final report. Govt. Printer, 2001.

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40

Bulgaria. Zdravnoosiguritelna vnoska: Normativna uredba, Instrukt͡s︡ii͡a︡ no. 1 na NOI ot 1996 g. (aktualiziran tekst), deklarat͡s︡ii i razi͡a︡snenii͡a︡ za popŭlvane, Ukazanii͡a︡ na NOI i NZOK ot 16.07.1999 g., komentar na danŭchnite rezhimi, tablit͡s︡a za razmera, iztochnit͡s︡ite i srokovete za vnasi͡a︡ne. IK "Trud i pravo", 1999.

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41

Bulgaria. Zdravnoosiguritelni vnoski. "PAKS-99" OOD, 2000.

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42

Hylton, Keith N. A model of price volatility in insurance markets. American Bar Foundation, 1989.

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43

Gibbons, Robert J. Principles of premium auditing. 2nd ed. Insurance Institute of America, 1986.

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44

Kreidler, Mike. CLUE (Comprehensive Loss Underwriting Exchange). Washington State Office of the Insurance Commissioner, 2003.

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45

United States. Veterans Benefits Administration, ed. Service-disabled veterans insurance RH information and premium rates. 2nd ed. Dept. of Veterans Affairs, Veterans Benefits Administration, 2004.

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46

United States. Dept. of Veterans Affairs, ed. Veterans mortgage life insurance: Information and premium rates, VMLI. Dept. of Veterans Affairs, 1988.

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47

United States. Dept. of Veterans Benefits., ed. Service-disabled veterans insurance RH information and premium rates. Veterans Administration, Dept. of Veterans Benefits, 1988.

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48

United States. Dept. of Veterans Benefits., ed. Service-disabled veterans insurance RH information and premium rates. Veterans Administration, Dept. of Veterans Benefits, 1988.

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49

Baicker, Katherine. The labor market effects of rising health insurance premiums. National Bureau of Economic Research, 2005.

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50

Baicker, Katherine. The labor market effects of rising health insurance premiums. National Bureau of Economic Research, 2005.

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